Thursday Afternoon Dept of Beshear Headaches

The Herald-Leader editorial board detailed Adam Edelen’s current situation this morning and we hope he takes our suggestion to do something, ... , we learn that Springhurst Towne Center’s loan is one of the biggest commercial loans bundled into commercial mortgage-backed securities that are in trouble for whatever reason. $77 million. It’ [more...]

Date: 2009-01-15 22:00:51

Blog posts (32) | Videos (50)
 

Commercial Mortgage Loans for Your Properties

by katie George Commercial Mortgage Loans are often required for buying the business’ real estate and commercial properties that can be utilized for commercial shopping centers and malls, industrial and high-rise office buildings, complexes, apartment buildings, factories, hospitals, warehouse, golf courses, hotels, restaurants, gas stations, [more...]

Date: 2009-01-02 09:35:49

Best Loan Lender

Loans play an important role in the life of humans these days. Most of the people are applying and getting loans ... seconds.They provide Best Loan Lender for Car loans, personal loans, insurance, commercial ... a car or any other vehicles etc. These things can't be avoided because it all becomes a part [more...]

Date: 2009-01-15 16:38:00

Small business loans for women entrepreneurs

Women mostly have a notice which appropriation small commercial operation loans is a painful, difficult and extensive process. However, a law is utterly a contrary. A commercial operation woman will have to outlay more or reduction a same time and efforts as a office worker to get a loan.Loans have been accessible for women entrepreneurs in a accumulation of fields such as catering, consulting, beauty care, bed & breakfasts, print studios, house pet supplies, nod cards, etc.Things to Keep In Mind [more...]

Date: 2009-09-19 20:53:36

Vultures and Victims

Has anyone noticed how many loan companies now fill up the commercial breaks? ... and debt consolidation loans - specifically to people who have an impaired credit record ... be particularly vulnerable to unmanageable debt.” Lending to people with an impaired credit record [more...]

Date: 2009-01-08 19:22:29

News Roundup: LIC Raises its Stake in Over 11 Firms

Govt. Allows 100% FDI for Facsimile Editions of Foreign Newspapers - The government has allowed up to 100% foreign direct investment (FDI) ... 150-200 crore of loan repayments. Besides, the company is also looking to reschedule loans due ... banks to restructure loans taken for commercial real estate without turning them in to non-performing [more...]

Date: 2009-01-15 04:27:53

Monday morning links

#fullpost{display:inline;}TOP STORIESFurther bank aid must include pay limits - ReutersU.S ... to Tolerate More Bad Loans, Relax Credit Rules - BloombergHOUSINGEconomic downturn pounds commercial real ... trading - BBCGM says could seek further U.S. loans - ReutersMARKETS/INVESTINGOil back below $40 - CNN [more...]

Date: 2009-01-12 14:13:00

Someone at Credit Suisse has a wicked sense of humor

It really is a thing of beauty (via Bloomberg): Credit Suisse Group AG's investment bank has found a new way to reduce the risk of losses from ... bonuses. The bank will use leveraged loans and commercial mortgage- backed debt, some of the securities ... compensation packages, people familiar with the matter said. The new policy applies only to managin [more...]

Date: 2008-12-18 22:08:35

CRE Loan Distress Levels Escalating Rapidly

Commercial real estate distress levels are escalating rapidly. CoStar says Volume of Delinquent/Defaulted CMBS Loans Could Triple in 2009 ... as having potential credit issues more than doubled from about $3.5 billion per month to about $7.5 ... securities have flagged as having potential credit concerns. The current scheduled ending balance of those [more...]

Date: 2009-01-15 07:13:00

Small Commercial Mortgages - Current Options

Small Commercial Mortgages - Current Options Posted by Dark Spider at January 4, ... fixed with 20 year amortization type loan structures. For example, there are still banks and lenders ... and can be more work than larger commercial loan request, with the bigger pay day. So if you’re [more...]

Date: 2009-01-04 12:07:27

How to Deleverage Balance Sheets

Bouncing around trading desks: Credit Suisse is using a novel approach to deleverage its balance sheet…using its illiquid assets to pay bonuses; ... its real! Credit Suisse Group AG’s investment bank has found a new way to reduce the risk of losses ... bonuses. The bank will use leveraged loans and commercial mortgage- backed debt [more...]

Date: 2008-12-18 19:00:02

US Interest Rates Zero to 0.25% and soon 4.5% US mortgages

Hale Bonddad Steward at Huffington Post has a lot of charts that show the bad financial situation ... to refinance a mortgage at 4.5%. The Fed and the Treasury appear ready to start buying up large quantities of securities -- government debt, mortgages, commercial loans, even stocks -- from banks [more...]

Date: 2008-12-16 20:29:22

Bank Loan Stats: The Good, The Bad & ........

The Federal Reserve's survey of loan quality for U.S. commercial banks is in. Bottom line, it's still all about residential housing delinquencies and charge-offs, which remain ugly and are killing the banks. Surprisingly to some, credit card delinquencies and losses are holding up reasonably well, [more...]

Date: 2008-11-19 02:12:16

Whither Citigroup's $1.1 Trillion of Off Balance Sheet Assets?

It seems so long ago that the Treasury's failed effort to organize an SIV bail-out entity, the MLEC, ... Depression and rising home-loan, commercial-mortgage and credit-card delinquencies have begun to trigger ... U.S. banks, including Citigroup, are on the hook for at least $300 billion of credit and liquidity [more...]

Date: 2008-07-14 11:37:49

A good time to consider debt consolidation

Austral Mortgage offers competitive mortgage rates for both residential and commercial loans, debt consolidation and investment loan. The company al 1 Vote(s) [more...]

Date: 2009-01-08 15:08:08

Six Fed Banks Sought Sharp Rate Cut

The size of the Federal Reserve’s interest-rate reduction last month surprised markets ... banks, which make direct loans to commercial banks in their districts, vote periodically on where ... , Minneapolis and San Francisco — voted December 11 to lower the discount rate (for direct Fed lending [more...]

Date: 2009-01-13 11:24:00

Bailout Math and Implications

In an effort to try to understand the more than $8 trillion guarantee our government has made to bailout our financial mess, ... , AIG Loan, Primary Credit Discount, Asset Backed Commercial Paper Liquidity, Primary Dealers and Others, Bear Stearns Assets, Securities Lending Overnight, Secondary Credit)FEDERAL RESERVE TOTAL [more...]

Date: 2009-01-12 16:24:00

The Mission: CD Rates California, Mission Bank

Choosing a savings plan that makes sense for you and your lifestyle can be a difficult task ... , certificates of deposit, credit cards, and business, agricultural, commercial real estate, construction, residential, and consumer loans.  It also provides credit card processing services to area [more...]

Date: 2009-01-15 05:21:10

Ladder Capital REIT Expects to Price IPO This Week

Abbi Adest submits: Ladder Capital Realty Finance ( LCG ) expects to go public this week. The newly-organized REIT intends to invest primarily in commercial real estate loans. Business Overview (from prospectus ) Complete Story » [more...]

Date: 2009-09-29 20:28:49

Ad Watch - Hyundai Return Policy

The other night as we were watching the season premiere of 24, a startling commercial appeared ... you to walk away from your loan or lease without having to worry about negative equity. It lets you return ... at an auto factory, and he gets a chance to stay home with the kids and gain a new appreciation [more...]

Date: 2009-01-15 00:26:46

Goldman Sachs Predicts Loan Losses Will Top $2 Trillion

Despite all the hoopla about stimulus plans and bailouts rescuing Americans’ home equity and retirement accounts, ... — the losses that investors and financial institutions are potentially sitting on from bad loans… ... of $780 billion. Add in losses from commercial real estate, credit cards, auto debt and business [more...]

Date: 2009-01-15 23:05:05

Did Racism Help Cause the Mortgage Crisis? The Rise of Sandy Weill and Citigroup

Photo: United for a Fair Economy The State of the Dream copyright © 2008 Ralph Brauer ... on a Baltimore loan company named Commercial Credit that specialized in predatory lending. The tale [more...]

Date: 2008-12-21 05:13:51

Paulson's $6 Billion Foot In The Door Play

The US Treasury continues to throw $billions around like peanut shells. Bloomberg is reporting Treasury to Buy $5 Billion GMAC Stake, Expand GM Loan ... in an e-mail.GMAC joins more than 190 regional banks, commercial lenders, insurers and credit-card issuers ... it has accepted all bonds tendered in a debt swap designed to reduce its debt load.“Once the [more...]

Date: 2008-12-30 05:04:00

Countrywide Admits to Puffery in Advertising

Interesting admission from Countrywide regarding those claims of working to modify loans for homeowners. From MSNBC: In marketing, advertising and testimony before Congress, Countrywide Home Loans ... (Arizona Mortgage Guru). This Feed is for personal non-commercial use only. If you are not reading [more...]

Date: 2009-01-15 20:05:38

Thank you Taxpayer. Sincerely, Merrill Shareholders

From the Wall Street Journal In the end, investors and financial institutions could face as much as $2 trillion of losses from bad U.S ... from commercial real estate, credit cards, auto debt and business debt, and Goldman’s loan-loss estimate ... rescued both Merrill and Countrywide without government assistance. Mr. Lewis had also argued [more...]

Date: 2009-01-15 09:02:01

Personal Finances Include Everything That Affects Our Money

Personal finance is an umbrella term which covers most of the varied financial and commercial aspects of your life.All of the ways you obtain funds for your personal use such as loans and credit cards, as well ... can be very high.  In contrast to credit cards, personal loans will reduce your spending, because [more...]

Date: 2009-01-06 13:43:37

Mortgage refinancing skyrockets

With U.S. mortgage rates the lowest in 30 years, local lenders say they’ve seen a strong surge in loan applications as homeowners seek to refinance their mortgages in Greater Cincinnati and Northern Kentucky. From the largest commercial banks ... percent for a 30-year, fixed-rate mortgage with no points, according to data from the Cincinnati [more...]

Date: 2009-01-06 06:58:34

Debt Consolidation with Free Government Grants? One Scam to Avoid

Have you ever seen a commercial or an ad promising “free government grant money? ... can be used for anything, including debt consolidation , student loans, a yacht or just about any ... s doubtful that you’ll find an organization that’s interested in helping you pay off your Mastercard bill [more...]

Date: 2009-01-14 13:23:22

Save Money On The 12 Days of Christmas & Christmas Price Index

DIY holiday greeting cards. My Flickr page. Financial Aid Podcast listeners may use my photos for free for personal, non-commercial use. Free Stuff Friday How are we doing with the free stuff challenge? Xerox holiday greeting cards ... : Student loan consolidation, state budgets, MS scholarship FAP890: Expert interview with financial aid [more...]

Date: 2008-12-11 18:17:13

Eliminating Debt in 5 Easy Steps

by John Major It is unfortunate that in today’s economy, debt rules all. From the deepest spots of our wallets, we have charged ourselves to the point of no return. The commercials and ads promising a better car, newer home and more of this and that are all based on lines of credit and bank loans. Our children have been raised in this economy where paying for something means a monthly payment and a low or high interest rate; this is why debt elimination is needed. [more...]

Date: 2009-09-24 11:39:25

Commercial Developers: Not a Credible Threat

Ok, I’ve been tardy in posting. I’m very sorry about that, lot’s of things are going on ... of loan amount to value). However, these are not created equal: FICO is used to ascertain ... is the probability you lose anything at all times the severity (percentage of loan value) of that loss [more...]

Date: 2009-01-10 02:24:52

Commercial Real Estate: Avoiding Common Pitfalls

Commercial real estate as an investment can provide great returns, ... have been paid off. They also need to make sure that no one has prior claim on the property because loans ... interfere with your plans for the property. For instance, many real estate loans require you to keep [more...]

Date: 2009-01-15 19:00:12

32 Results