bank credit card : Bank of America Refuses a Hardship Application (blog)

Bank of America Refuses a Hardship Application

I was recently contacted by a full time college student with five credit card accounts ... his credit as much as possible. All of the credit card companies, with the exception of Bank of America ... , I have scoured the net for info regarding my debt, and yours is definitely one of (if not the most [more...]

Date: 2009-01-04 01:28:29

Blog posts (146) | Videos (176)

'¡Carguelo a mi cuenta!' campaign retreats among Mexican banks

Mexico's love affair with high-interest credit cards appears to have been a short-term romance ... one. As the country deals with its own economic slowdown, Mexican banks are seeing higher rates of credit card default ... , it shouldn't be a big surprise that credit card defaults are on the rise in Mexico. Considering that many [more...]

Date: 2009-01-09 13:34:02

BMW Moves Ahead on Multi-Purpose Key Fob

Bmwkeyfob It's not just a key fob, it’s a credit card, a public transportation pass and a repository for personal settings in your BMW ( ... . While it may not come with the ability to access your credit card or bank account right away ... their lives into one “oh-dear-God-please-don't-let-me-lose-this” gizmo. BMW Working on Concept Credit Card [more...]

Date: 2008-12-08 13:05:18

The Absurdity of Creditor Arbitration

I just read a great article in BusinessWeek titled “Creditors Screw Consumers Again”, actually it was Banks vs. Consumers (Guess Who Wins) ... arbitration clauses in credit card agreements. Ever since credit card arbitration became popular ... who was in arbitration with MBNA and I wanted to drop off supporting documents for the clients side [more...]

Date: 2008-06-06 20:53:35

Say Goodbye To Plastic

Nouriel Roubini has been the most prominent Cassandra for the financial crisis, ... that I introduce her newest prediction: the severe curtailing of credit card lines. It would definitely make sense as banks haven’t been keeping credit card debt on their books, but instead turning them [more...]

Date: 2008-12-01 22:01:01

Citigroup (1998-2009) R.I.P.

Citigroup was born illegitimate and, having recently become a ward of the federal government, is now in the process of being dismembered ... . The company’s private banking operation was caught up in a money laundering investigation. Its credit card ... and credit cards. It was also a reach for supposed greatness by Weill and his Citicorp counterpart John [more...]

Date: 2009-01-15 05:44:49

If you've got $13,000 in bad credit card debt, ask for help!

bank of j. Or at least stop adding to it :) One of my friend's bf had been going slowly under in credit card debt for years now, ... bad it actually was. He was $13,000 in credit card debt, spread across 3 cards with interest rates ... me want to vomit when i heard that...can you imagine? it's one thing to have a lot of debt [more...]

Date: 2008-08-28 15:57:30

Group Discussions : Jeans, Novels, and More!

There’s a lot happening in the Geezeo community, and we like to make it a bit easier to connect with other users. Check out this weeks hot topics! ... and main credit card, but not my Macy’s card or my IRA account linked). The thing I like about this site most is the community aspect and the “marketplace” to find new bank, credit card and investment [more...]

Date: 2009-01-10 20:43:46

I have a new 0% credit card

clownfish2 Before you close your browser and stop reading, let me explain… I have my credit card payments set-up for auto-bill pay ... goes wrong. About 6-months ago, I received my statement for my Bank of America credit card ... up, and immediately went online to begin looking for a new 0% rate card. 0% Discover Card I had heard really great [more...]

Date: 2009-01-07 11:29:54

Banks Agree to Wipe Out Up to 40 Percent of Credit Card Debt But Watch Out.

Credit card lenders include Discover Financial Services LLC, Bank of America Corp., Citigroup Inc., JPMorgan Chase & Co ... with the help of the National Foundation for Credit Counseling, Consumer Federation of America and the Financial Service Roundtable to start the process of creating a debt solution, other than [more...]

Date: 2008-10-31 15:51:17

Carnival of 20 Something Finances: Gummi Bears Edition

Welcome to the November 3, 2008 edition of the carnival of twenty something finances. For this edition, because I am in control (muhaha) ... he is much like banks, credit card companies, and other aspects of our consumer side financial insitutions ... :: presents Anatomy of a Bank Run posted at :: adventures in daily living ::. Mr Credit Card presents [more...]

Date: 2008-11-03 15:00:48

Guest Post - Failure to Plan

Hello to the readers of Living Almost Large! It’s hard to believe 2008 is almost over and the last year of this decade is about to begin! ... and don’t need. 2. If you have credit card debt, call the credit card company and ask for a lower ... no. 3. Ask your bank to eliminate your banking fees or find a bank that will. There are so many [more...]

Date: 2008-12-29 14:00:32

Credit Exchange

Credit Exchange Everyday we hear it on the news about how people are struggling to pay their credit card ... Debt Consolidation Company . Credit Exchange is a referral company , working to assists ... . Right now, banks are even enticing the students. Credit card is good to have ,but if you we don't [more...]

Date: 2008-11-21 23:56:01

Paypal Limited Access - Resolved

The start of this month was not on a very good note financially ... . They wanted proof of documentation, for which I uploaded my recent credit card statement, my bank ... quizzes, jokes and more from our sponsor - BinBrain Tags: credit card statement, hosting domain [more...]

Date: 2009-01-14 02:09:24

Freshpeople: Be Smart About Credit

Freshpeople: Be Smart About Credit Category: Wasting your time The new students have arrived at UC-Berkeley, closely pursued by hordes of credit card marketers. Right by my office is a bank that literally ... get your first credit card from the guy on the street offering you a t-shirt or worthless, plastic (likely lead [more...]

Date: 2008-08-27 13:12:29

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and mortgages. Now all is not lost and you have the option to start fixing your credit. [more...]

Date: 2009-09-29 18:23:10

When you should use a credit repair agency.

Date: 2009-09-29 18:23:10

10 Tips to Keep Identity Theft from Ruining Holiday Travel Plans

From Brian Lapidus, Chief Operating Officer for Kroll Fraud Solutions Attention Holiday Travelers: ... the house key. Don’t leave out tax returns, credit card statements, utility bills and the like. It’ ... with identifiable bank or credit card information. Not even your online personal bill-paying [more...]

Date: 2008-12-16 06:24:11

F? H? WTF? Ayetttee lah!

This is a conversation between me and one banking officer when I called their helpline for assistance. Bank Officer: Good evening, sir ... with me. I normally keep the all the numbers (credit cards, bank accounts) in my mobile phone, but I reformatted ... . How may I assist you? Me: Good evening. I am going to make a credit card payment but I forget [more...]

Date: 2009-01-16 01:08:04

Consumer Groups Blast Banks' Card 'Tricks'

If credit cardholders feel worse off since the passage of the law designed to protect them from banks, that's because they are. An avalanche of new fees, interest rate hikes and other costly changes since the law was signed in May suggest the Credit Card Accountability, Responsibility and Disclosure Act, or the CARD Act, has backfired. [more...]

Date: 2009-09-29 19:40:03

Wanna Get Away? Get Banks OK in UK

If you "wanna get away" and you live in the UK, make sure your bank nose..otherwise you'll have "slim pickin's" when it comes to payment options.. ... of combating credit card fraud, where several holiday goers found their debit or credit cards frozen ... This is due to the increase of credit card fraud taking place in these locations.However, locations [more...]

Date: 2009-01-13 17:36:00

How to Avoid Unfair Collection Practices

Due to the global financial crisis, the number of debt collection agencies in the market is increasing. They are established to offer services of collecting debts on behalf of banks, financial institutions, credit card companies and loan providers. For people who are drowned in debt, it is indeed stressful to receive irritating phone calls from debt collection agents constantly. Hence, it is important to know some useful information so that you are able to avoid the unfair collection practices. [more...]

Date: 2009-09-20 06:02:50

Arbitration: the unfair game

BusinessWeek has a good article by Robert Berner and Brian Grow on compulsory arbitration, a big business these days ( ... dominates credit-card arbitration, operates a system in which it is exceedingly difficult for individuals ... (NAF), a for-profit company based in Minneapolis, specializes in resolving claims by banks, credit-card [more...]

Date: 2008-06-07 21:16:53

How to Get Your Official San Francisco ID Card, Program Kicks Off Today

First of all, if you’re asking yourself how on Earth you could possibly use one of these cards, then don’t worry about this whole program, ... you can use it. Oakland-based Capture Technologies says that these $15 cards are “protected ... of the Bank on SF partners – both banks and credit unions – will be accepting the SF City ID Card [more...]

Date: 2009-01-15 20:23:31

Credit Card Banks 'Rate-Jack' Customers

It arrived in Rich Stevens' mailbox a few weeks ago: the notice that Citibank had "rate-jacked" the Visa cards belonging to him and his wife. Some credit card holders have seen their interest rates go up dramatically, a practice called ... , he said. Stevens said he did not know why the rates had soared; his credit rating is great. [more...]

Date: 2008-12-19 19:31:17

Credit Card Laws and Court Rulings–Have They Helped Consumers?

This is a guest post by Bill Hardekopf, CEO of LowCards.com . Congress passed the Credit CARD Act in May but gave issuers and banks almost one year to implement the major provisions of the bill. Since then, issuers did exactly what they threatened to do–raise rates and fees on a broad group of cardholders. Consumers and elected officials are not happy about this, and members of Congress plan to introduce a bill to accelerate the effective date of the bill from February 22, 2010 to December 1, 2009. [more...]

Date: 2009-09-25 19:18:38

Paulson's New Program: Giving People Money They Can't Afford To Spend

The news is as old as the Magna Carta. The consumer is broke. He does not have a dime. He is out of work. He is defaulting on his home equity loan, and the bank has reposed his credit card. It may ... of auto loans, student loans and credit cards." The head of the Treasury is concerned that people [more...]

Date: 2008-11-25 10:50:07

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and... Writers Wanted: Join Our Blogging Community Today! [more...]

Date: 2009-09-28 18:57:28

Layaway is Making a Comeback

I read an interesting article in the Detroit News about layaway ... to the customer. Now banks are lowering credit card limits and home equity lines, and even consumers ... . Before there were credit cards, stores offered layaway as an option to consumers who may [more...]

Date: 2008-12-14 06:13:42

Plastic on plastic

Look! This is my plastic face on a plastic card. I’m Alliance Bank’s new face! …not. Because everyone can have their faces printed across their very own credit card!! Alliance’ ... like to show off their credit cards with some shimmery colors ... See you at www.cheeserland.com :) [more...]

Date: 2009-01-16 04:27:52

Last Chance To Enter Online Profits Twitter Contest

I want to remind everyone that tomorrow is the last day to enter my Twitter contest to win one of ten $288 Online Profits training course ... . Good luck! This Post Was Brought To You By Best Credit Card Offers Get up to $250 or even FREE round-trip plane tickets by signing up for hot credit card offers and bank deals! [more...]

Date: 2009-01-15 23:48:22

Ad-Aware Pro Anniversary Edition 8.0.8 Portable

Ad-Aware Pro Anniversary Edition 8.0.8 Portable | 110 Mb Ad-Aware Pro remains the most popular anti-spyware product for computer users around the world, with nearly one million downloads every week. Our free anti-spyware version provides you with advanced protection against spyware that secretly attaches and takes control of your computer, resulting in aggressive advertising pop-ups, sluggish computer activity, even identity theft through stolen bank details, passwords, and credit card account [more...]

Date: 2009-09-29 04:18:36

Ad-Aware Pro Anniversary Edition 8.0.8 Portable

Date: 2009-09-29 04:13:15

There Is Only One IRS Website

With April 15th looming in the distance, many of us are either dreading or eagerly awaiting what our end results of the previous years earnings have ... personal or financial information from you.The the IRS will never ask you for PIN numbers or security passwords for your credit card, bank or other financial accounts.The safest way to access a federal [more...]

Date: 2009-01-15 14:50:00

All the time, I get requests from readers asking me for recommendations of financial products ... account? What credit card should I get? Where should I get my insurance from? What kind of software ... in the world. I’ve never held a credit card with a lot of banks. I’ve only had accounts with a few [more...]

Date: 2008-09-09 20:00:17

Winners and Losers from Current Economic Situation.

In the current economic situation we have Low inflationLow PoundVery low interest ratesDeclining output / rising unemploymentWinners include: ... is not rising ( at moment). In theory people with credit card debts should benefit, but, in practise, banks have not passed rate cuts onto those paying credit card debts. Interest rates are still around 16-17 [more...]

Date: 2009-01-13 06:40:00

Cash in those bank rewards travel points!

Kudos to the Wall Street Journal for pointing out yesterday an important side effect of the financial problems of Citigroup and other banks: Credit-card rewards programs are vanishing, especially for travel. On March 1, Citibank will make a key change to its ThankYou Rewards program for its credit-card holders. You'll have to spend [more...]

Date: 2009-01-14 22:57:23

Ten Post Round-Up: Big News in Digestible Bits

What a wild roller-coaster ride the last few days and certainly the last few hours have been! ... ? And for THIS we are thankful for Sarah Palin! Banks tricking consumers into higher credit card debt ... Debt, Credit Debt, Discrimination, Favorite Uncle, Few Days, Liberal Media, News Today, Protesters [more...]

Date: 2008-09-29 21:35:48

Badcreditloanshop.com

.fullpost{display:inline;}The most common problem is financial. same financial problems that contribute to this problem in the bad credit loans ... for you to secede from debt in bank and also credit card, requirement of house, health, insurance ... of your family. Eliminates taste is anxious about debt, with bad credit loan of all your requirement [more...]

Date: 2009-01-13 09:47:00

Court Reviewing Dates for Federal i-Gaming Law Challenge

January 15, 2009 -The US 3rd Circuit Court of Appeals has asked iMEGA’s legal team to provide notice of their availability in April, ... that necessary determination as to what is ‘lawful’ or ‘unlawful’ to US banks and credit card companies ... prohibits US financial institutions from processing transactions between online gambling sites [more...]

Date: 2009-01-15 14:28:34

Sexually Transmitted Debt: Eewww!

By Nora Dunn commingling You can contract more than just disease by sleeping with the wrong person…watch out for sexually transmitted debt, ... up on it; there is no blood test for this one. Your bank book and credit score though: they will bear ... aside, they shared many things, including Scott’s credit card, Scott’s credit rating, and Scott’s cash [more...]

Date: 2008-10-23 02:42:47

10 Ways Your Identity Can Be Stolen

Who’s in your wallet? It might be more than a some dead presidents and a few bank logos ... and how. Check your card statements and immediately report any fraud. Going Phishing - Nearly everyone has gotten an email from X bank or Y credit card claiming there’s a problem, and if you could [more...]

Date: 2009-01-14 16:04:47

Investors May Be Too Optimistic About Consumer Recovery

The most accurate banking analyst, Meredith Whitney, has warned that banks are likely to continue to restrict consumer credit, ... , are implemented. Credit card issuers shifted their model away from one where they earned ... , the somewhat in debt and the chronically indebted. Indeed, in the stone ages of the 1980s, banks were really [more...]

Date: 2008-12-14 06:10:36

Debt Management Programs– best way to get out of debt.

A debt management program collectively takes all the loans of various amount and interest rates and forms into a new loan which is released to you. After that, only a single installment is required to be paid every month on a fixed rate of interest. This process is known as debt consolidation. Usually, debtors opt for bill consolidation scheme from the fear of bankruptcy. The problem originates with the use of many credit cards or taking multiple loans from various banks for personal or investment purposes. [more...]

Date: 2009-09-08 05:51:11

THE FINTAG NEWSLETTER @ 25 August 2009

FINTAG COMMENT Plastic Ono Bank. Bank of America is having trouble packaging up its credit card receivables and flogging them on. You see, to get a decent FICO score you need debts that are likely to be paid back but BoA seems unable to throw any into the mix. I made the error yesterday of stating Mastercard and Visa were in trouble and rightly so I was shot down for they are payment processors not debt holders. I was using a metaphorical term but it didn't work. [more...]

Date: 2009-08-25 23:35:00

Headline News - September 29, 2009

New Javelin Report: Multi-Channel Authentication Via Mobile Banking US News and World Report: Credit Card Fees: 5 Things You Should Know Alaska Option Joins Acculynk Internet PIN Debit Pilot Transaction Wireless Signs AMC Entertainment for wGift Mobile Solutions South African Airways Adds CyberSource to Its Anti-fraud Arsenal CGAP: Why M-PESA should offer savings accounts Note: Throughout the day, as Payments News happens, this post is updated. [more...]

Date: 2009-09-29 11:31:08

Consumers' New Found Embrace of Savings Will Make for a Nasty Downturn

The blow to many Americans' net worth via diminished home values and shrunken retirement accounts has lead to a new found insecurity and ... by credit card companies, banks, and auto lenders getting more stringent and, where applicable, cutting ... are not particularly keen to extend credit to them. We have long warned that America's debt-fueled [more...]

Date: 2008-10-21 04:06:27

Beware: Scammers Impersonating KIA Offer Fraudulent Job Opportunities

.fullpost{display:inline;}Every day con artists look for new ways to scam internet users from their money ... that could result in identity theft or possibly the misuse of bank and credit card details. Gary Tomlinson ... was not caught out, but this is a particularly callous attempt at fraud as it hits people desperately looking [more...]

Date: 2009-01-08 16:39:00

Ramp up rewards while others ramp down

The Wall Street Journal reported yesterday that banks are busy making rewards plans less rewarding. Saying: Now, with the economy contracting and fears rising about credit-card delinquencies, banks are trying to cut costs and bolster profits. While credit unions face many of the economic [more...]

Date: 2009-01-15 14:01:17

Farewell Countrywide: How The Bank of America Merger Will Keep Wells Fargo As The Mortgage Origination Leader

WARNING! Long commentary about the Bank of America/ Countrywide merger ahead: Bank of America Press Release from July 1, 2008 (italicized) ... with deposits and credit cards,” said Bank of America Chairman and Chief Executive Officer Kenneth ... and a broad distribution network that will offer more ways to meet our customers’ credit needs.” BA [more...]

Date: 2008-07-02 19:19:14

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