Fico And Tri-merge Credit Scoring

Credit score information is somewhat of a mysterious commodity. It’s interesting that the average person doesn’t understand how it works ... year via telephone. Get online and perhaps find a site that supplies your credit report and find ... . For example, do you know when you first started to build credit? The first thing I applied [more...]

Date: 2008-07-18 02:51:54

Blog posts (26) | Videos (57)
 

You should always know…

…what your credit looks like at TransUnion, Equifax and Experian. This is due to the fact that certain creditors may only report to one or two of the bureaus. When you get a copy of your credit report, make sure you get a tri-merge report that lists all three [more...]

Date: 2008-09-06 22:11:54

Applying For a Bad Credit Personal After Bankruptcy Loan

The intent of post bankruptcy loans is to help people with bad debts get back their lives by helping them to reduce these monetary problems. Therefore, you must continue to look forward to better living and credit ratings for you and your family even when you are filing for Chapter 13 bankruptcy. Even though the journey is tough while you are clearing your heavy debts, you should be able to gradually enhance your credit ratings and become finally zero debt. [more...]

Date: 2009-07-25 01:54:20

Seven Simple Steps And Nine Short Months To A Better FICO Score

By Michael Redbourn It's unlikely that people who want to raise their credit score will want to pay somebody to do it, and if they were experts on credit then they wouldn't be looking for articles about credit repair. So this article is therefore intended for those who want a simple and cheap method of improving their credit rating, and if the seven steps are faithfully followed they, should see a 200 point improvement in a poor FICO score within nine months. [more...]

Date: 2009-05-22 13:02:27

January 9, 10, 11 - Unemployment Risies to 7.2% - Highest Yearly Job Loss Since 1945 - Google Rumors - Freightliner Dismisses 2137 - Semitool Chips Away 280 Jobs - Union Pacific Derails 231 - Boeing to Layoff 4500? - Beechcraft Ending 1600 Jobs? - Seagate to Delete More this Month

                                     Mike: Good day to all. Today’s big number is the Employment Situation, which is released at 8:30 EST ... %.             * Breaking news: Yet another sobering government labor report released Friday showed the economy ... jobs report, the unemployment rate rose to 7.2% last month from 6.7% in November and higher than [more...]

Date: 2009-01-09 13:51:10

Watching Peacocks Strut Is More Entertaining!

As many feared TARP is not working as hoped and thus Paulson has backed away from throwing more money after what has already been spent. Congress is annoyed with Paulson and will eventually try making him their scapegoat. That is why Congress often holds hearings - they need to find someone to blame, [more...]

Date: 2008-11-19 21:00:00

Credit Reporting Agencies

There are three main credit-reporting agencies, that are operating currently. They include Equifax , Experian and Transunion . Each credit bureau works independently and reports separate information from one another. This causes each bureau to have different report. This makes it quite common for many people to have three different credit scores, which they discover when they look at a tri-merge credit report. [more...]

Date: 2009-08-25 14:23:00

Bad Credit? Qualify Yourself For A Zero Down Mortgage Loan

I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues ... residential mortgage loans. Many of the clients that I deal with have great credit (and know it) and have no problem getting a loan but then there are those with credit problems (and they know it too [more...]

Date: 2008-12-26 05:48:52

How I Raised My Credit Score 40 Points In 24hrs. And Saved $658 A Month In Interest

It’s never easy to talk about credit. Not with friends, not with family, not online, and, most of all, not with myself ... my dream. When I got there, I filled out an application, and they pulled my credit report. I truly ... . Yes, I let a monthly payment go by here and there. I’ve maxed out my share of credit cards. I’ve [more...]

Date: 2008-12-29 20:06:01

A Credit Repair Tutorial

Introduction Bad credit frequently stops people from getting mortgages, car loans and credit cards ... . Most people deal with their credit report issues by ignoring them. Fortunately, fears about repairing ... of a bad credit report and the rebuilding of credit. Resolve outstanding issues Before beginning [more...]

Date: 2008-08-25 12:55:54

Bad Credit? Qualify Yourself For A Zero Down Mortgage Loan

I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues ... credit (and know it) and have no problem getting a loan but then there are those with credit problems (and they know it too). The ones with great credit are the ones that are easy to close, get the best [more...]

Date: 2008-10-20 12:37:07

Credit How Important Is It?

If you are considering buying a home, check your credit first.  Most credit reports have incorrect information ... bureau’s score are used.  This is called a tri-merge report.   The mortgage uses the middle credit ... have mistake on their credit report.  First step, I would recommend is get a copy of your credit report [more...]

Date: 2008-12-24 12:41:44

Some useful tips for the first time homebuyers

by katie George As a first-time homebuyer, you are eligible for many programs obtainable by finance companies and the government to buy house ... into these government incomes, you should also order a “tri-merge” credit details. Tri-merge credit information ... -reporting bureaus. Those three are Equifax, Experience, and TransUnion. The tri-merge details [more...]

Date: 2008-12-24 09:12:46

Some useful tips for the first time homebuyers

by katie George As a first-time homebuyer, you are eligible for many programs obtainable by finance companies and the government to buy house ... into these government incomes, you should also order a “tri-merge” credit details. Tri-merge credit information ... -reporting bureaus. Those three are Equifax, Experience, and TransUnion. The tri-merge details [more...]

Date: 2008-12-24 09:08:51

Some useful tips for the first time homebuyers

by katie George As a first-time homebuyer, you are eligible for many programs obtainable by finance companies and the government to buy house ... into these government incomes, you should also order a “tri-merge” credit details. Tri-merge credit information ... -reporting bureaus. Those three are Equifax, Experience, and TransUnion. The tri-merge details [more...]

Date: 2008-12-25 16:07:12

Some useful tips for the first time homebuyers

by katie George As a first-time homebuyer, you are eligible for many programs obtainable by finance companies and the government to buy house ... into these government incomes, you should also order a “tri-merge” credit details. Tri-merge credit information ... -reporting bureaus. Those three are Equifax, Experience, and TransUnion. The tri-merge details [more...]

Date: 2008-12-24 09:11:18

How I Raised My Credit Score 40 Points in 24hrs AND Saved $658 a Month in Interest!

It’s never easy to talk about credit. Not with friends, not with family, not online, and, most of all, not with myself ... . When I got there, I filled out an application, and they pulled my credit report. I truly ... . Yes, I let a monthly payment go by here and there. I’ve maxed out my share of credit cards. I’ve [more...]

Date: 2008-11-17 21:31:10

From Tri Merge To Fair Isaacs

From Tri Merge To Fair Isaacs When you apply for a loan, you'll have your FICO, or a fair issac credit score, checked out by the lender ... to you next. The fair isaacs credit score is the measurement by which it's determined by creditors, who don't know you from Adam, whether or not you're a good credit risk–that is, if you will probably [more...]

Date: 2008-07-23 22:07:36

Your mortgage broker may…

…pull either a single bureau report, a double bureau report or a tri-merge report when he pulls your credit. There are 3 credit repositories that they can pull your credit report from: TransUnion, Equifax, and Experian. A single credit report would simply be just one of the repositories listed, a double [more...]

Date: 2008-12-14 17:30:48

Some useful tips for the first time homebuyers

Some useful tips for the first time homebuyers December 23rd, 2008 by katie George As a first-time homebuyer, ... into these government incomes, you should also order a “tri-merge” credit details. Tri-merge credit information ... -reporting bureaus. Those three are Equifax, Experience, and TransUnion. The tri-merge details will also [more...]

Date: 2008-12-24 03:14:34

Risk Based Pricing How Mortgage Rates are Determined. Credit Scores and History

Risk Based Pricing   How Mortgage Rates are Determined ... bureau’ and other like offers.  Most consumers don’t know that there are different credit report ... .  Credit Scores and History The following material isn’t all that easy to follow, there are many [more...]

Date: 2008-07-10 20:50:24

CharityCDs.com - Music CDs for Fundraising and Donor Rewards

CharityCDs.com - Music CDs for Fundraising and Donor Rewards Sell Customized Music CDs to raise funding for your youth group, ... Recognition Rewards. CDS Mortgage Reports, Inc. mortgage credit reports,mortgage credit reporting agency, mortgage credit bureau,mortgage credit report,credit reports,tri-merge,credit analysis,tax [more...]

Date: 2008-08-21 05:00:39

7 Critical Home Buying Mistakes to Avoid

by Rob Kosberg 1. They Do not have their Credit checked early ... like. It is extremely important to have a lender run a tri-merge credit report. A tri-merge is a report ... of the three. You would be surprised what is and what isn?t on your credit report. It?s important [more...]

Date: 2008-07-17 16:41:38

7 Deadly Buyer Mistakes to Avoid

by Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]

Date: 2008-07-16 20:08:42

7 Deadly Buyer Mistakes to Avoid

By Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]

Date: 2008-07-19 10:25:48

How to Avoid the 7 most Critical Home Buying Mistakes

by Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]

Date: 2008-07-17 20:27:03

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