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In one of today’s government reports at least two positive stats can be Foreclosure starts dipped 2.6% in the third quarter vs. the second quarter ... income) to subprime (low credit score) through subprime. The chart shows the proportion of loans 60 days ... foreclosures in the period. Unfortunately, other than those facts the report was fairly bleak [more...]

Date: 2009-01-11 03:10:55

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Auto Bubble Breakdown

Cheap financing led to soaring loans.The same chart with the financing rate axis reversed shows the strong correlation between the financing rate and ... they didn't need a new car every 30,000 miles, but they also found it difficult accessing cheap credit as lenders reigned in lending (i.e. GMAC refused to lend to any borrower with a FICO score under [more...]

Date: 2009-01-12 13:53:00

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