FreeCreditReport.com scam

I was looking over my checking account transactions for the past year and saw a mysterious $12 ... credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies [more...]

Date: 2009-01-01 02:16:00

Blog posts (8) | Videos (8)
 

Toyota: Credit Not Responsible For Current Sales Slump, But Please Hurry Up And Fix! [Toyota Sales]

Jim Lentz, Toyota's US sales chief, told the Detroit News yesterday that consumer financing isn't their challenge right now; rather, ... out of showrooms. As the report notes, though, consumer confidence isn't an easy ship to right once it begins ... are visiting his showroom just to look around, convinced that they're not able to obtain a loan. "Many [more...]

Date: 2008-10-10 14:00:00

Which is the bigger problem real estate debt? Credit card debt?

This is one example of why our country is having problems. The following was posted on the web site bankrate.com ... , publisher of the Nilson Report, a payment industry newsletter”. Did I read that right 9.5 credit cards ... scoring model, the number of credit cards a consumer holds is not a factor in the calculation, even [more...]

Date: 2008-10-13 14:55:26

Keys to improving your credit score

Credit I don't mean to brag, but my wife and I have a credit score that's better than almost 97 percent of the population. OK, I do mean to brag ... a free credit report once a year from each of the three consumer reporting companies (Equifax ... this for a while. We've always had a pretty good credit score, but it's higher than ever right [more...]

Date: 2008-12-01 04:49:30

The Sky Has Fallen: Now What?

Superstrategist Ed Yardeni is quoted by James Pethokoukis in US News & World Report on what could go right in 2009: (1) Lower mortgage rates fuel a refinancing boom which lifts consumer spending. (2) Home sales increase and home prices stabilize. (3) Easier credit conditions increase auto sales. (4) The drop in fuel [more...]

Date: 2009-01-14 15:51:36

Shall We Call it a Depression Now?

Today's employment report, showing that employers cut 533,000 jobs in November, 320,000 in October, and 403,000 in September -- for a total of over 1 ... . And many are worried as well about their mortgage payments. So consumer spending is also falling off ... who are still good credit risks. Second, a stimulus package must be enacted right away. It needs [more...]

Date: 2008-12-05 14:58:00

What are my Credit Rights?

Knowing your credit rights as a credit card holder will be your guide and protection against unlawful practices that may be committed by creditors and debt collectors. The Fair Credit Reporting Act (FCRA) has made distinct stipulations with regards to promoting the accuracy and confidentiality of consumer credit reports. Let’s discuss [more...]

Date: 2008-12-22 06:55:21

As I wrote last year, regular checks of your credit report are an important as aspect of fiscal management and under the Fair and Accurate Credit ... , and TransUnion to provide consumers with one free credit report per year. The official website through which ... AnnualCreditReport.com. Thus Americans abroad remain unable to exercise their legal right to [more...]

Date: 2008-12-31 17:23:16

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