unsecured loans with bad credit: : The Fire Inside the Smoking Gun at Fan and Fred That Ruined Mortgage Lending (blog)

The Fire Inside the Smoking Gun at Fan and Fred That Ruined Mortgage Lending

Here’s the smoke (HT my guardian angel), from the September 30, 1999 New York Times (click on “more” if you’re on the home page to see the smoke) ... , the Fannie Mae Corporation is easing the credit requirements on loans that it will purchase from banks ... to individuals whose credit is generally not good enough to qualify for conventional loans. Fannie [more...]

Date: 2008-10-01 13:03:22

Blog posts (162) | Videos (198)

NY Times: Fed Considering Buying Commercial Paper

Now we see how the Fed's toolkit is not well suited to the problem at hand, and its next-best moves are dubious indeed ... has the total of unsecured (non-asset-backed) commercial paper fallen, but maturities have also ... discussed with the Treasury Department, the Fed could buy vast amounts of the unsecured short-term debt [more...]

Date: 2008-10-07 04:42:31

Bailout a 'disgrace,' Congress 'pathetic'

by Frank James Nouriel Roubini, one of the economists who presciently warned that the financial markets and economy were headed for a ... day-of-reckoning, can't say enough about how bad he believes the Treasury's bailout is. nouriel ... the government recapitalized the banking system only seven included a program of purchase of bad [more...]

Date: 2008-09-29 13:38:43

Bailout Defeat Offers Opportunity

Whether you supported the bailout gladly, supported it holding your nose, ... to come down on in order to take credit for whatever eventually would happen. As it turned out, McCain ... he is. Ultimately, the compromise failed. Doesn’t matter whether you think that’s good or bad. It’s dead. Former [more...]

Date: 2008-09-30 00:30:03

Loans - Home Improvement Loan in the UK

Find the value of your property increase? A Home improvement Loan could be the easiest and cheapest way to make improvements to your home. Home Improvement Loan is a fixed-rate mortgage loans require no collateral and must be used for home improvement projects. Home equity loans are looking for individual projects funded home repairs, reconstruction projects, room additions, a pool and more without the development of the equity of their home. [more...]

Date: 2009-09-28 07:39:34

Credit Card Issuers See the Writing on the Wall: Forgiveness of Debt — they also got paid in full through securitization, so there is no obligation owed to them

Credit Card Companies Willing to Deal Over DebtBank of America says it eased off on more than 700,000 credit card holders in 2008, ... ring of a phone.Graphic Behind Changing Tactics, Mounting Losses Related Times Topics: Credit Crisis — ... to foster the explosive growth of consumer debt in recent years, credit card companies are realizing [more...]

Date: 2009-01-05 00:34:25

Secured Holiday Loans: Especially for Hassle-Free Holidays

Holiday-it means a break from our repetitive routine and getting chance to explore the world with joy and joviality ... , for holidaying you have to look for various options. Though credit card is a good alternative ... of your property, like your home, car etc, which will be used as collateral. With secured holiday loans [more...]

Date: 2009-01-16 16:44:37

Applying For Bad Credit Personal Loans Is Not Difficult

Anyone that has ever experienced credit problems knows what a terrible worry it is but there is definitely good news. Years ago, it was almost impossible to get bad credit personal loans but that has changed drastically over the last few years. Although some lenders used to feel bad credit had a social stigma [more...]

Date: 2009-01-17 22:49:30

Help Me

This is an opportunity to every individual who does not have capital to start with a business ... you have decided for a vacation. Usually business financing nowadays is not easy to avail due to rampant bad credit problem but this company is readily open arms for financing your business and no assets [more...]

Date: 2008-12-06 01:15:46

Can Wachovia Do Anything Right?

An analyst at RBC Capital Markets suggests Wachovia cut corners to join the trillion dollar asset club ... mortgages allowed borrowers to pay less than the required monthly amount, increasing the size of the loan ... them pay for acquisitions and for other reasons, such as financing inventories and receivables [more...]

Date: 2008-08-13 04:36:25

WaMu’s New $1 million 5-year 1% Balloon Loan (mod) - $878 Per Month!

1/5/09 - EFFECTIVE IMMEDIATELY - Modified Loans are Ineligible For Fannie/Freddie Refi’s, while FHA MAY Be Eligible ... for conforming loan financing.” All Sorts of Consequences This has all sorts of consequences ... . In my experience, most mods result in one of more of their definitions of ‘restructured.’ A restructured loan [more...]

Date: 2009-01-12 17:52:15

Personal Loans.

I have been offered a loan yesterday but I’m not really sure if it’s the right time for me to apply for Personal Loans right now ... about such. Accommodative Financial Solutions is one of those that I’ll bookmark. They offer unsecured personal loans, cash advance loans and Auto Title Loans. They even offer Loans for People with Bad Credit. I [more...]

Date: 2008-10-18 00:24:58

Use the Plastic to Repair Your Credit Rating

People are always looking for the shortest path to solve their personal finance problems ... and knowledge play important roles. Repair your credit rating, get out of debt Poor or below average ... yourself from getting scammed As secured credit cards application are having lower qualifying [more...]

Date: 2008-09-24 09:31:39

Can Battery Technology Save GM?

The saga at GM continues. On Monday I spoke of GM's Ridiculous Bluff to raise prices on the 2009 line of autos ... cut GMAC's credit rating one level to six rankings below investment-grade last week as ResCap burns through cash after losing $5.3 billion in the past six quarters. Credit-default swap prices give [more...]

Date: 2008-06-25 14:48:55

Highlights of the J.P. Morgan-WaMu Analyst Conference Call

Hurried, last-minute conference calls are becoming something like performance art these days ... will raise $8 billion of capital, which is probably necessary to offset the effect of some of WaMu’s bad loans. “We are very confident we can get that done. It will probably be offered in the morning [more...]

Date: 2008-09-26 14:41:19

Secured Bad Credit Loans Make Sense

Secured bad credit loans were seen with a bit of contempt in times gone by. Now they make complete sense, and we should be glad ... by means of a secured bad credit loan. Now new lending sources are springing up which consider ... speak for themselves. The much higher rates of interest payable on credit cards, auto and retail [more...]

Date: 2009-01-17 00:00:02

Eliminate Your Debts With Unsecured Debt Consolidation Loan

Are you worried about piles and piles of debts? Well, unsecured debt consolidation loan is what you’ve been looking for ... to provide any real or personal property at all. Even though you have a bad credit history, you are still ... s really bad going through a financial crisis. Dependence on loans and other sorts of borrowings [more...]

Date: 2009-01-15 07:50:27

Bad Credit Unsecured Personal Loans – Credit Score Repair Helps

Bad credit unsecured personal loans can greatly assist you in making ends meet financially. The one thing that most borrowers worry about when it comes to personal loans is the interest rate. To lower your interest rate credit score repair greatly helps. It is very surprising how many borrowers attempt to get a personal loan without even knowing their credit score. [more...]

Date: 2009-09-29 22:33:44

Homeowner Loans for Everyone

A homeowner loan is a loan that is given against the security of a house. Your house acts as collateral when you take out a homeowner loan ... is replacing high rate unsecured loans and credit card bills with a low rate secured loan. Therefore ... when you are suffering from a bad credit history. Lenders charge very high rates of interest on bad credit [more...]

Date: 2009-01-16 23:02:29

Sub-prime Crisis: What is it all about?

Sub-prime crisis is the current financial crisis (considered as the worst ever since World War II) ... loans market refers to individuals with very good or excellent credit records or ratings and to whom ... characterized by acute credit crunch in the global capital markets. This liquidity crunch [more...]

Date: 2008-10-22 18:38:00

Student Loan Consolidation May Be The Answer To Your Debt Burden

Student loan consolidation may be the answer to your heavy debt burden and the many issues that come with having to make several loan payments every month. Student loans just like the other forms of financial aid are a service that is subject ... dropping below half-time enrollment. With this, the loans remain delinquent for 270 days or become [more...]

Date: 2009-01-17 09:03:38

Credit Card Offers For People With Bad Credit Or Poor Credit History

Updated List Of The Best Secured and Unsecured Bad Credit Cards For Credit Improvement Credit card usage is a fact of life whether you agree with ... has morphed into a mish mash variety of credit card rewards, airline credit card miles, and balance ... room reservations to car rental bookings. Credit card numbers are also necessary for frequent [more...]

Date: 2008-11-20 18:01:07

Small Loans For The Future

Life is full of hustles and bustles and must always be prepared for the difficult times. But emergencies and are not correct ... in spite of a bad credit history. Payday loans are instant approval loans usually for a smaller ... the conditions, you can apply for a fast cash payday loans. Actually, this loan is for the purpose [more...]

Date: 2009-01-12 07:57:49

Loans For People With Bad Credit

Date: 2009-09-26 12:08:24

Learn The Art Of Making Money Online Line With Cash Jobs

Need money fast? click here now to find out how the pros do it! A personal loan is money you borrow from a lender for your own private use ... or unsecured. Secured loans mean you will offer the lender some type of collateral ... . Unsecured personal loans mean there is no collateral. The interest rates for unsecured loans are higher [more...]

Date: 2009-01-08 17:34:13

High Risk Personal Loan For Financially Troubled People

Dealing with your everyday expenses can be hard on the finances. It’s alright if your monthly salary is enough to pay all your expenses ... you have to endure in having a bad credit rating. Actually, you have two options in high risk personal loans ... personal loan. The said loan is just right for people with bad credit history and is suffering [more...]

Date: 2009-01-08 23:00:30

Personal Loans For A Real Estate Down Payment

With the down payment presenting the largest difficulty for most people want to buy right now, ... out there, as well as personal lines of credit and even credit cards. Not all of these are a possibility ... unsecured, the interest rate is higher than real estate loans, and the repayment period is shorter [more...]

Date: 2008-09-09 14:01:00

Even Top Corporates Having Trouble Raising Short-Term Funding

The Times Online tells us that even blue chip companies are having trouble raising money in the commercial paper market. By way of background, commercial paper is an unsecured short term debt (there is another version ... all kinds of loans, blue-chip companies were typically paying a full percentage point more on short-term [more...]

Date: 2008-09-27 02:50:39

Debt Management : To Manage Your All Debts

No doubt, debt effect sometime becomes very awful. It can increase your debt burden, affect your monthly budget and so on ... can be able to eliminate 100% of their credit card debts. Many agencies provide debt elimination services ... mortgage, remortgage, credit cards, home equity and through debt settlement. •Debt negotiation: Debt [more...]

Date: 2009-01-17 07:57:21

Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus

Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... you get. Then you can simply compare this rate with your other options - credit cards, home equity loans ... conditions, remember that credit cards can only guarantee 6-12 months of a low rate, and home equity loans [more...]

Date: 2008-12-14 14:30:58

Bad Mortgages Are Just The Beginning

credit card health Yesterday I talked a bit about how, through the bailout bill, ... be looking at credit card companies such as American Express following suit. I thought ... . Americans have almost $2.6 trillion in consumer credit outstanding, according to the Federal Reserve [more...]

Date: 2008-10-16 17:29:00

The Risk of the Mother of All Bank Runs

The suggested policy actions are extreme and radical but the times and conditions in financial markets and the corporate sector are also extreme. Thus, to avoid another Great Depression radical and unorthodox policy action needs to be taken now both in the US and in other advanced economies as the credit crisis and liquidity crisis [more...]

Date: 2008-10-03 12:10:16

Debt Consolidation Loans For People in Need!

Date: 2009-09-26 14:08:36

Personal Loans and Small Business Loans

Hi friends, do you know that America One offers unsecured personal and small business loan lending programs that are available for use of the people ... place in the internet that provides money for the people with bad credit run in their account and hence you must make the best use of it. Personal Loans are often being rejected by many companies [more...]

Date: 2009-01-05 18:41:43

Get Professional Advice - First Time Car Loaner

If the financial implications worry you and you dream of owning a car, then you still have many options left ... of loan. And even if you have a bad credit, you can still get a loan from a specialist provider ... ways; - find the right auto financing alternatives for you. - determine a car loans total costs [more...]

Date: 2009-01-16 15:50:00

Serenity Now...Thoughts out Loud

A: Insanity Later? Boy oh boy oh boy. Folks, we have reached the panic stage of this massive credit deflation cycle. Back in February I devoted an entire discussion noting that stocks are lagging the credit markets ... of any. Until this changes, the story continues. serenity-now.jpg Stocks are lagging the credit [more...]

Date: 2008-10-07 21:57:24

Payday Loans Loveland, Co

Although some expect payment of the instant loan companies charge a higher rate of interest compare payday loans loveland, ... payday loan in Georgia back. As the lenders to matched their service. They want you to come in and use their limit. Maybe you’ve heard others talk about payday loan. Payday loans are used for cases [more...]

Date: 2009-01-16 19:31:54

Payday Loan Up To 1000

The funds may be obtained despite a problematic credit report. You will be submitting name address, phone numbers, bank account. You can apply payday loan up to 1000 for such times of the week when it is better to apply ... out precious bank payday loan up to 1000 account numbers, routing numbers etc. You need to pay off [more...]

Date: 2009-01-16 19:31:55

Wall Street, Meet Main Street

by Stormy For the man on the street, the proposed bailout seems like nothing more than handouts to the rich ... on Wall Street affects everything, from house mortgages, to car and student loans, to credit cards ... the level of credit, the grease that makes loans and bonds possible. The problem is: How [more...]

Date: 2008-09-27 20:23:00

Fixing The Real Problem

Nouriel Roubini says we need to save the homeowners: ... . I have also argued that, in order to resolve this financial crisis it is not enough to take the bad ... capital to avoid an ugly credit crunch and to foster new credit creation that is needed for future growth [more...]

Date: 2008-09-25 14:57:31

Pushing on a String In Academic Wonderland

Bloomberg is reporting Fed Boosts Cash Auctions to $900 Billion, May Do More ... and is considering further steps to unfreeze short-term lending markets as the credit crunch deepens ... unsecured funding markets,'' the statement said.As part of today's steps, the Fed will increase [more...]

Date: 2008-10-07 05:00:00

Bill Consolidation: Get Rid of Your Debts

In monetary terms bill consolidation is the practice of transferring outstanding debts and loans into one bill consolidation loan ... store cards • High-interest credit cards • Collection agency debts • Student loans ... of some of the unsecured loans that will qualify for coverage with a debt consolidation loan. Bill consolidation [more...]

Date: 2009-01-06 04:33:51

Finance House Enhancements With A Home Improvement Loan

by katie George Making home improvements can sometimes be really expensive but some improvements or repairs are unavoidable and if the necessary ... for financing home improvements and unsecured home improvement loans are now available too. Secured ... or unsecured home improvement loans will be taken according to the needs of the borrower [more...]

Date: 2009-01-06 21:22:56

Bad Credit Consolidation Loans

Date: 2009-09-26 13:08:38

Fannie Mae's (FNM) Efforts To Save Itself Will Put More Pressure On Housing Market

Fannie Mae (FNM) posted a $2.3 billion Q2 loss ($2.54 per share), far exceeding consensus of -$0.72 ... for loan losses significantly, with most of the weakness coming from Alt-A loans. As a result, Fannie will stop buying Alt-A loans as of Jan 1, 2009. This will further restrict access to credit [more...]

Date: 2008-08-08 12:39:00

Let's Hope We Don't Have To Go Back To Trading Wampum For Roadkill

When I was a kid, fast food chains weren't as pervasive as they are now ... when I was a kid: no credit cards. Actually Diners Club started around the time I was born but even ... as I know. I was repulsed by the idea of credit cards the same way I was repulsed by the idea [more...]

Date: 2008-12-02 15:00:00

Loans for People with Bad Credit, Bad Credit No Obstacle

Your bad credit is no obstacle in availing loans for people with bad credit. Creditors have experience in offering loans to people bad credit, and therefore it becomes easier to borrow. Prevailed in versions secured and unsecured loan is offered at interest rates lower and lower overall costs, without obstacles. The article discusses aspects of the loan read more [more...]

Date: 2009-09-30 06:14:47

Finding Personal Loans For Fast Cash

by Trinity Davidson Getting a small loan is sometimes a necessity ... advance loans can often do the trick. With these loans, the lender doesn’t check your credit. This means ... more than $1,000, you may need to find a different type of loan. Some lenders offer car title loans [more...]

Date: 2009-01-16 08:51:36

Start Loans For A Clean Future

Thousands of Americans buy their daily trip to the debt ... area. So the credit came in fresh off loans. Are designed to provide a new start, who need to: people ... . It is awful to see how people empty their good credit to the bathroom just because it is very [more...]

Date: 2009-01-05 00:43:48

A perfect storm: the UK’s next banking crisis

The UK has recently undergone a banking crisis, the reasons for which have been much analysed, ... . Personal loans can be split into secured and unsecured loans. The former are mainly secured ... rising, meaning we are likely to see a large number of defaults. Unsecured loans [more...]

Date: 2009-01-06 12:31:36

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