Effortlessly and Easily Boost Your Credit Score

Effortlessly and Easily Boost Your Credit Score by Jacob FreemanMany consumers have no idea what a credit score is comprised of. What are they measuring and how does this number relate to my creditworthiness? While common sense tells us that paying our bills promptly is an important factor what else is important when it comes to credit scores?A credit score is just a numerical measurement of certain statistics. It is supposed to tell the lenders about the risk factors of the borrowers. [more...]

Date: 2009-09-26 19:20:25

Blog posts (224) | Videos (322)
 

Bad Credit Score: Effective Ways to Repair It

If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!Having a good credit score rating means everything in today’s world. It is something that you should have in order to live life comfortable and as easily as possible. This is why many people work hard in order to have good credit rating score and prevent them from plunging in to a bad credit rating score.You now ask what kind of things that you can benefit from by having a good credit score. [more...]

Date: 2009-09-27 02:23:32

Words from the (Investment) Wise (Sept. 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 14:33:29

Fixing Credit Report - The Good… The Bad… And The Truth

by Tim Beachum Obviously you are interested in the topic of fixing credit. No matter what your reasons are for wanting to repair your credit, the benefits are well worth it. Depending on your situation you can lower your monthly bills, open a bank account, get better rates on loans, the possibilities are endless. Before I begin explaining the fixing credit process, I feel it is important that you have the right mindset before we begin. [more...]

Date: 2009-09-30 08:14:45

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

Tips on Getting the Best Bad Credit Loan

Copyright (c) 2009 Liz Roberts Usually, people with bad credit history will apply for sub-prime loans. Bad credit loans has higher interest rates and fees because people that apply to this kind of loans are seen as high risk borrowers. if you are one of them, what can you do? Can you still get a loan that has a reasonable rate despite of your credit score. Loans for Bad Credit – Choosing the Best Different lending companies offer varying loans especially for the bad credit market. [more...]

Date: 2009-09-26 05:46:14

Following Complicated Financial Times You Can Restructure Your Credit

September 25, 2009 | By Kevin Lynch In Finance | by Kevin LynchLots of individuals go through times of monetary hardships, bankruptcies, repossessions and other financial strains. These difficulties can initiate chaos with their credit history. When things get improved and the circumstances changes don’t let the tension of the past surpass the better times ahead. Troubles on the credit report can soon become a thing of the past. [more...]

Date: 2009-09-25 16:27:16

When you should use a credit repair agency.

September 22, 2009 | By Timothy Gates In Finance | by Timothy GatesI always tell people to fix their own credit and use a credit repair agency in last case. But there are times that you need to use a credit repair agency. If you credit have to many negative items or if you already tried to fix your credit on your own once without success. Now the reason for you to use a credit repair agency, is not because you can do it yourself but because a credit repair will do it in a faster manner. [more...]

Date: 2009-09-22 09:39:58

Should GE be a AAA company," I said "GE Capital isn't even a bank. The FDIC only deals with depositary institutions. Are you kidding me? The US Government is obviously willing to do anything to bail out financial institutions at this point. Forget rules and regulations. Just give them the money." The first statement is actually not correct [more...]

Date: 2008-11-13 12:07:25

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Credit Repair Can Make Your Life Simpler

September 25, 2009 | By Dina Salinas In Finance | by Dina SalinasHaving bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit.The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-25 12:07:32

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

What is a FICO Score

A FICO score is one essential part have knowing how to manage your finances. The number is determined using a very difficult and confusing system used by lenders and underwriters. It is not necessary to know everything about this system but knowing a thing or two can prove to be a large benefit to you in keeping up your score. The more your know about the system, the more you can use it to your advantage and this is really the way of keeping your credit score afloat. It is key. [more...]

Date: 2009-09-25 15:07:11

Quake could balloon Calif. foreclosure woes

A new insurance risk report on natural disasters by insurance Aon/Benfeld suggests that a large earthquake could severely rattle California’s ... up to $400 million in mortgage defaults due to foreclosure expenses, property repair costs, lost ... homeowners currently carry earthquake coverage. Additionally, state law does not require California [more...]

Date: 2009-01-06 08:01:01

• Ban The Telecommuter Tax

Here’s a guest post from Nicole Belson Goluboff, Esq., a lawyer who writes extensively on the legal consequences of telework.  She’s the author of The Law of Telecommuting and Telecommuting for Lawyers , as well as numerous articles on telework. Her articles have appeared in The New York Times, The New York Law Journal, The National Law Journal, State Tax Notes, BNA’s Multistate Tax Report, The Practical Tax Lawyer, LegalNewsTV and FindLaw’s Legal Commentary, among other publications. [more...]

Date: 2009-09-29 08:17:41

Following Grueling Financial Times You Can Re-establish Your Credit

by Kevin Lynch Scores of people undergo times of fiscal hardships, bankruptcies, repossessions and other financial strains. These difficulties can initiate disorder with their credit history. When things get better and the circumstances changes don’t let the pressure of the past eclipse the improved times ahead. Tribulations on the credit report can soon become a thing of the past. [more...]

Date: 2009-09-22 08:49:34

Re: We Don’t Get Bilbao?

Yesterday, David Brooks bemoaned the lack of artistry and “vision” in the upcoming multi-billion-dollar Obama administration infrastructure program ... Highway Report, 24% of U.S. bridges were reported structurally deficient or functionally obsolete in 2006. At the current rate of repair it will take 62 years for those bridges to be brought up to date [more...]

Date: 2008-12-10 16:54:38

Fraud Screening Techniques for Merchants and Consumers

Credit card fraud is a very common occurrence in this day and age and costs credit card providers estimated billions of dollars each year. Victims of credit card fraud go through a lot of trouble and undue stress repairing credit files and picking up the pieces after the crime has been perpetrated. All in all, credit card fraud makes a victim out of everybody and causes everyone to lose, except the perpetrator of the crime. [more...]

Date: 2009-09-25 09:43:53

De-leveraging the Children of Wall Street

submitted by James Baker Welch, VP of Rothschild Investments One of the most stunning facts of the 2008 Financial Melt-down has been the wholesale ... regulatory agencies to determine if the institution has met the credit needs of its entire community. 1   The CRA began to compel banks to underwrite less credit-worthy mortgage loans in order [more...]

Date: 2009-01-15 15:40:18

The Mini Depression and the Maximum-Strength Remedy

This is not the Great Depression of the 1930s, but nor is it turning out to be merely a bad recession of the kind we've experienced periodically over ... now is not the supply of credit. Yes, Wall Street is paralyzed at the moment because the bursting ... loans. But even if credit were flowing, those loans wouldn't save jobs. Businesses want to borrow [more...]

Date: 2008-11-09 15:02:00

The top 15 songs about being broke

We don't need to tell you that the most promising career options in America right now are boxcar-hopper, petticoat tailor or shepherd of hungry one-eyed alley cats. Fortunately, the condition of being stone-broke is a perennially popular theme in music (unless you're T.I.) [more...]

Date: 2008-10-09 00:31:18

Credit Bankruptcy - Essential Information

Someone once said that bankruptcy is essential in order for capitalism to survive ... if they know that this action will remain on their credit record for a long period of time. Even from the beginning, debtors ... (if not all) of the debt is forgiven. Are there any disadvantages? First of all, each future credit check [more...]

Date: 2009-01-16 00:24:18

Deal with Credit Before Divorce

by Rob Kosberg When you are about to file for divorce, you know that this is a horrible experience no matter how much you want to do it ... . Legal advice may help with this. Finances should be worked out, if at all possible, before the divorce is completed. Credit reports for each partner need to be secured, examined and fixed [more...]

Date: 2009-01-17 22:06:48

Credit Cards for Bad Credit – Options in the New Year, Part II

In the last post we talked about the present state of the lending market and how lenders have had to take drastic measures in reigning back spending ... debt is crucial for repairing credit report damage. To this end, look for a credit card with a high ... him on his credit report. Lenders are simply not allowing for strikes on a credit report and things [more...]

Date: 2009-01-04 23:28:59

Earthquake Could Exacerbate C.A. Financial Problems

Based on a new report focusing on insurance risks and natural disasters it appears that a large earthquake could exacerbate the already damaged ... 9,000 others and caused over $12 billion in insured losses. The quake cost the mortgage industry up to $400 million in mortgage defaults due to foreclosure earthquake expenses, property repair costs [more...]

Date: 2009-01-17 06:55:56

How To Contact Creditors To Help With Credit Repair

Good credit has become nearly a necessity these days. Credit has become almost essential to buying a car or a home ( ... , and getting a mortgage may be impossible. It’s important to repair your credit as soon as you notice a problem because you’d be surprised at what kind of credit repair you can accomplish by being [more...]

Date: 2009-01-15 23:57:12

Choosing a Credit Repair Firm

Credit repair is a million dollar industry with a lot of scams. Finding a loan with poor credit isn’t hard, getting a decent interest rate can be ... in interest charges. We strongly recommend you learn what you need to do to repair your credit legally ... fraud if you do it, and can make you subject to legal repercussions * Do read the Fair Credit [more...]

Date: 2009-01-15 18:49:38

Obama’s Speech On The Economic Crisis

I’ll post McCain’s when he makes one available at his website. Transcript after the jump… Remarks of Senator Barack Obama Confronting an Economic Crisis As Prepared For Delivery Tuesday, September 16th, 2008 Golden, Colorado Over the last few days, we have seen clearly what’s at stake in this election [more...]

Date: 2008-09-16 22:00:42

Weekly Economic Potpourri December 7, 2008

Every week there are a numerous headlines that are worthy of mentioning but I simply run out of time. Here are a few headline news reports of interest from the past week.Bank of England mulls "nuclear option" of cash injectionIn what would be a major departure for British monetary policy, [more...]

Date: 2008-12-07 08:57:00

Credit Report Contents

by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... to monitor his/her own credit profile, fix errors, and repair personal credit. About the Author ... ) there will be a credit inquiry to one of the bureaus. If you inquire for yourself, it will be on the report [more...]

Date: 2009-01-15 21:43:13

Lewis and Einhorn - repairing the financial world

Michael Lewis's Portfolio.com essay remains best summary to date of the Collapse of '08. Today he returns, joined by David Einhorn, with a prescription for change published in the NYT OpEd page. It's an extraordinarily long editorial, here I excerpt the key ideas. Emphases mine. The End of the Financial World as We Know It - NYTimes [more...]

Date: 2009-01-04 04:54:29

U.S. Automakers, Freddie Mac (FRE) and Foreign Exporters Next in Line for Bailout Handouts

This week is shaping up to be another active one on the bailout-and-financing front ... , frozen credit lines and dwindling cash reserves calling into question whether they can survive much ... for some form of auto-sector bailout – even an extension of the deal U.S. banks received as part [more...]

Date: 2008-11-17 13:02:19

DrumBeat: November 29, 2008

OPEC freezes crude output quota CAIRO (AFP) – OPEC decided on Saturday to leave its oil output quota unchanged and vowed to take any action necessary to balance the market next month, the cartel's president said after a consultative meet in Cairo. "Ministers agreed to take any additional action on December 17th (in Oran, Algeria) [more...]

Date: 2008-11-29 14:01:57

Bad Credit Unsecured Personal Loans – Credit Score Repair Helps

Bad credit unsecured personal loans can greatly assist you in making ends meet financially.  The one thing that most borrowers worry about when it comes to personal loans is the interest rate.  To lower your interest rate credit score repair greatly helps.  It is very surprising how many borrowers attempt to get a personal loan without even knowing their credit score. [more...]

Date: 2009-09-29 22:33:44

Media & Politics

Media & Politics 13-Jan-09 Permanent link to MTA daily media news Our Little Shop of Horrors (by Pat Racimora at No Quarter) ... Credit (The Trail, Washington Post) President-elect Barack Obama will address Senate Democrats ... as negotiations unfold, Obama is expected to drop his least popular proposal, a $3,000 tax credit for companies [more...]

Date: 2009-01-08 06:35:02

DrumBeat: August 19, 2008

The Great Oil Bubble? The markets are rejoicing as the “great oil bubble” loses air and rapidly heads back to its proper double-digit price. The rejoicing may be a bit premature as the underlying supply and demand fundamentals do not appear to support “proper” prices for oil. Between 2004 and 2007, global oil consumption grew by 3 [more...]

Date: 2008-08-19 13:30:11

Review: Repair My Credit

I agreed to review this website called Repair My Credit Now.  This site helps those who have bad credit but are looking for help ... on your credit report.  Everyone knows that bad credit can cause you to have higher insurance rates, be turned down for a job, and make getting more credit difficult.  Thus repairing your bad credit score [more...]

Date: 2008-07-12 02:48:01

Credit Repair For A Better Life

by Mike Carbeck Repairing your credit is never an easy thing. But, there are several things you can do to get yourself out of debt ... changing credit laws make it especially difficult for people to restore their credit to good standing. There are also laws that make getting copies of all three of your credit reports free [more...]

Date: 2009-01-06 09:37:28

How Makes the Belated Payments A long time Remain on Your Report of the Credit

There are frequently a true amount of uncertainty as for the question of how long fact the belated payments remain on your report of the credit ... at the repairing credit. If you take a sneaky glance to the Web that is easy to seize why he/it can appear ... your need of the credit is not this difficult. There is enough clear info on hand about repairing [more...]

Date: 2009-01-05 11:14:30

Credit Reports can be a Teaching Tool

by Rob Kosberg All of us have probably been informed that our credit report is a very important document ... on each report, locate any and all errors. It is up to each individual to monitor his/her own credit ... credit. We can obtain copies of our credit report for free, on an annual basis, from the three major [more...]

Date: 2009-01-17 15:18:02

CREDIT REPAIR ESSENTIALS

by Rob Kosberg If you have learned that you are referred to in the financial world as a “credit risk” you will want to alter this and once again be ... and Repairing your Credit Score by going to Bad Credit Repair for your FREE information. ... the problem. The “credit risk” label is based on your “credit report” and “credit score.” Therefore [more...]

Date: 2009-01-03 00:49:31

Credit Repair

Credit Repair Our good name and reputation are things that we usually care about owing to the fact that no matter what happened in your life if ... happen if you have such a bad credit report? Of course you’ll have to consult knowledgeable person ... about your bad credit score you will get rejection on your loans. A credit report is your score [more...]

Date: 2008-09-04 13:19:08

Senator Barack Obama on the Economic Crisis

Remarks of Senator Barack Obama Confronting an Economic Crisis As Prepared For Delivery Tuesday, September 16th, 2008 Golden, Colorado Over the last few days, we have seen clearly what’s at stake in this election. The news from Wall Street has shaken the American people’s faith in our economy [more...]

Date: 2008-09-17 01:19:01

Qualifying For a Used Car Loan

A used car loan is given to those who wish to purchase a car that has had a previous owner. The car may be purchased from the owner or used car lot ... will be lower. This can help a person keep their car. For those with bad credit, a used car loan ... credit report, although there are lenders who are willing to grant loans to those who have filed [more...]

Date: 2009-01-17 09:34:44

Gates of Vienna News Feed 11/28/2008

Gates of Vienna News Feed 11/28/2008The major story of the day is still the situation in Mumbai. Once again, there are a lot of articles included. Scroll to “South Asia” and look at the AKI articles in particular.A consensus is emerging that at least part of the attack was planned and launched from Pakistan [more...]

Date: 2008-11-29 04:35:00

Obama Hits McCain, Again, For Fundamentals Remarks

Hard-hitting Barack Obama speech in Golden, CO today in which the Dem says John McCain isn't to blame for the economic problems facing the nation but that his economic philosophy should be faulted. "It’s the philosophy that says we should give more and more to those with the most and hope that prosperity trickles down [more...]

Date: 2008-09-17 04:12:40

DrumBeat: July 22, 2008

Peak Oil and Hunger Diesel farming feeds the world. But what happens if the fuel becomes too expensive for the farmers? Listen in to WYPR 88.1 FM public radio in Baltimore tomorrow morning (Wednesday, July 23) at 9:35 a.m. to hear my most recent "Environment in Focus" program [more...]

Date: 2008-07-22 13:13:12

THURSDAY JANUARY 15, 2009

THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, NO MATTER WHERE YOU MAY BE NEW BRUNSWICK HIGHWAY HIGH RISK MOOSE & DEER LOCATIONSNEW BRUNSWICK HIGHWAY VIDEO CAMERASNew Brunswick Weather: [more...]

Date: 2009-01-15 15:46:00

DrumBeat: December 8, 2008

Oil rises on talk of auto bailout, stimulus NEW YORK (CNNMoney.com) -- Oil prices rebounded from a nearly 4-year low Monday as U.S ... a banking and financial crisis. Further, we do not know how in the world of climate change [more...]

Date: 2008-12-08 13:37:28

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