Credit Repair The DIY Way

Credit Repair The DIY Way by Bob jonesNegative comments on your credit report can cost you serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair does not take place overnight. It requires serious dedication and perseverance to start a clean slate once more.How to Get Started: You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-09-25 20:42:43

Blog posts (280) | Videos (321)
 

Bankruptcy Repair ? The Only Sure Way To Improve Credit Score

by Jack Bronson Bankruptcy has become something common these days. In has become a day to day happening as the fact is now understood by all. It is just a situation in which the debtor is unable to pay back the loan money to the creditor. Everything has become very simple. All that has to be done is to file bankruptcy in the federal court. Anyone, both creditor and the debtor, can do this. The creditor can demand more money from the debtor if he / she files bankruptcy first. [more...]

Date: 2009-09-25 14:52:27

Go Over All Your Three Credit Reports

September 26, 2009 | By Jesse Hughes In Finance | by Jesse HughesCredits and loans are used by individuals when purchasing their needs. A car loan is applied for to get a car, a mortgage is taken to get a house, a student loan is taken to get an education and a credit card is used to get about just anything else. Cash is barely needed nowadays to purchase your needs.Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]

Date: 2009-09-26 18:02:55

Vending Machine Placement: Location, Location, Location

By Joe Nichols Snack and soda vending requires a marketing and sales effort for account placement. The difference between marketing and sales is that marketing determines who your customer is, how much they are expected to buy, how they will get the product, and all other aspects of your business that induce customers to purchase your products. Be careful with placement fees and commission plans Paying for locations in the vending machine business falls under three categories: 1. [more...]

Date: 2009-09-26 14:03:28

Bad Credit Score: Effective Ways to Repair It

If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!Having a good credit score rating means everything in today’s world. It is something that you should have in order to live life comfortable and as easily as possible. This is why many people work hard in order to have good credit rating score and prevent them from plunging in to a bad credit rating score.You now ask what kind of things that you can benefit from by having a good credit score. [more...]

Date: 2009-09-27 02:23:32

CASINO WALL STREET

Bill Werner is an Engineer in Missouri City, Texas. The following is his attempt to Encapsulate All of Modern Economic History ( ... The Vast Matrix of Models of Mind-stuff” we abide in. ~~~ “Credit-default swaps… have become mainly side ... the United States government will go bust.” -Michael Lewis & David Einhorn in How to Repair [more...]

Date: 2009-01-04 23:28:11

Words from the (Investment) Wise (Sept. 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 14:33:29

Fixing Credit Report - The Good… The Bad… And The Truth

by Tim Beachum Obviously you are interested in the topic of fixing credit. No matter what your reasons are for wanting to repair your credit, the benefits are well worth it. Depending on your situation you can lower your monthly bills, open a bank account, get better rates on loans, the possibilities are endless. Before I begin explaining the fixing credit process, I feel it is important that you have the right mindset before we begin. [more...]

Date: 2009-09-30 08:14:45

What is a Cosigner?

A person who is allowed to legally sign loan papers or documentation with another person who is having difficulty for obtaining a loan, or sometimes getting a lease for an apartment or rental unit is referred to as a cosigner . Being a cosigner, the person makes a legal agreement that he or she would be jointly responsible for repayment of the loan if the first signer fail to pay debts in a timely fashion. [more...]

Date: 2009-09-27 17:00:15

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Credit Repair Company

by Brent Hansen Bad credit history can bar one from getting a job, getting a loan, obtaining a lease or even in securing credit. Several people look for ways through which they can repair their credit in order to obtain or secure the credit they are looking for. This is because most of the lenders consider the credit history to be accurate and the best means that can help in judging an individual especially for prompt payments. [more...]

Date: 2009-09-30 12:07:14

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

Credit Repair Business – Helping Others

Post from: Online Fun And Business Credit Repair Business – Helping Others Interested in starting a profitable credit repair business? If you have ever wanted to start a home business with the potential for unlimited profits and low startup costs, you should give serious consideration to starting a credit repair business. This is one business that is as simple as it is rewarding. Basically this business is about learning how to help people improve their credit rating. [more...]

Date: 2009-09-25 14:09:11

Are You Trying To Rebuild A Good After Bankruptcy Credit

You can rebuild a good after bankruptcy credit as soon as possible without having to wait for the full bankruptcy period to be over. When it comes to filing for bankruptcy, most people thought that it will take an entire seven years before they can start to receive credit again.  In some cases this is true but in the majority of cases there are things you can do that ensure that you can start building after bankruptcy credit right away. [more...]

Date: 2009-09-26 04:18:35

10 SureFire Ways To Get a Credit Card When You Have Bad Credit

In today’s economic climate, it’s become nearly impossible to find a credit card issuer willing to cater to people with bad credit. Among the few financial institutions that do offer bad credit cards, many have tightened their qualification guidelines for approval. Although it’s easy to qualify for department store or gasoline credit cards when you have bad credit, a secured credit card is still one of the best ways to rebuild your credit. [more...]

Date: 2009-09-25 21:32:38

Of Piracy and Politics

Guest Commentary by Edward Cline:The Associated Press reported on January 11th what was otherwise an amusing episode in the saga of the Somalian pirate infestation off the east coast of Africa.Five of the pirates who hijacked a Saudi supertanker drowned with their share of a $3 million ransom…the day after the bundle of cash was apparently dropped [more...]

Date: 2009-01-14 18:50:00

The Psychology Of Gambling

Check out my Big RSS Subscriber Contest after reading this article. This might seem like an odd post for this blog, but stick with me for a bit. Over the last couple of days, I’ve read some stories about people in positions of some type of authority that have been caught stealing money from their organizations and using that money to support [more...]

Date: 2009-01-17 19:44:58

Essential Credit Repair You Need Know For Successful Self Credit Repair

Credit Repair The DIY Way . Credit repair is a great way to improve your credit scores and get a fresh financial start. However many people cannot afford the cost of a credit repair service. The good news is that you can do credit repair yourself and get the same results as a credit repair company would, you just lose the convenience of not having to do anything. This article will discuss a few important DIY credit repair tips that you can use to get started. [more...]

Date: 2009-09-28 06:50:28

Want to come upstairs and see my credit score?

When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... . But unlike family ties, it can be nearly impossible to sever yourself from bad credit. This column ... significant other about his or her credit score probably makes you squeamish, but it’s a subject [more...]

Date: 2008-08-19 10:00:00

Of Piracy and Politics

The Associated Press reported on January 11th what was otherwise an amusing episode in the saga of the Somalian pirate infestation off the east coast of Africa. “Five of the pirates who hijacked a Saudi supertanker drowned with their share of a $3 million ransom…the day after the bundle of cash was apparently dropped by parachute onto the deck [more...]

Date: 2009-01-14 16:24:00

Stages of the Slowdown & End Game?

A: I want to take another few steps back today (after last weeks Debt Deflation Theory discussion) ... markets yesterday. Nobody denies the credit monster anymore and most learned to respect this beast ... from comparing it to past recessionary periods. If we view the crisis in stages, where did it start, where [more...]

Date: 2008-10-28 18:22:06

Devise your own Credit Repair Plan

by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... . You will be particularly concerned with credit cards and perhaps small loans. List the cards with highest ... income. This is the amount of your salary that goes for necessities such as mortgage, car loans [more...]

Date: 2009-01-14 23:53:58

If Only Central Bankers Would Hit Bottom

I'm told that alcoholics and addicts have to hit bottom before they are able to renounce their self destructive ways. Ironically, their personal collapse makes them more capable of change than scientists, who, according to Thomas Kuhn in his landmark, The Structure of Scientific Revolutions, [more...]

Date: 2008-08-22 09:37:12

Deal with Credit Before Divorce

by Rob Kosberg When you are about to file for divorce, you know that this is a horrible experience no matter how much you want to do it ... . Legal advice may help with this. Finances should be worked out, if at all possible, before the divorce is completed. Credit reports for each partner need to be secured, examined and fixed [more...]

Date: 2009-01-17 22:06:48

Managing Your Credit Cards Responsibly

September 27, 2009 | By Tawana Rashing In Finance | by Tawana RashingCredit cards can easily go from being your best friend to your worst enemy. If your credit is any good at all, you probably get a ton of pre-approval notices from different companies. They?re offering you the world in a credit card ? no APR, huge credit limits, awesome purchase bonuses and more. [more...]

Date: 2009-09-27 17:25:27

Fannie and Freddie to Announce Mass Loan Modification Program

re-default. This may also further erode investor confidence in residential mortgage backed securities, ... monies to put towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long ... you pay your bills on time, that you have good credit.  Paying your bills on time only accounts for 30 [more...]

Date: 2008-11-11 19:02:07

T3leads Review - A Unique Affiliate Network with Big Money Claims

New affiliate networks seem to pop up everyday and it can be quite a chore determining which ones are actually worthwhile ... lucrative niches online. Categories in the system include credit cards, auto insurance, payday loans, debt relief, home improvement, home loans, debt settlement, and credit repair. There are public [more...]

Date: 2008-08-20 22:21:15

Extended warranties: Trade group predicts a drop in sales

A smaller proportion of consumers are expected to buy extended warranties for electronics items in the months to come compared with the recent ... in the year prior to the study's release. In an interview with Channel Web, a business website ... with little or no problems for their useful life." In general, Consumer Reports' repair histories for [more...]

Date: 2008-09-11 18:38:50

Intelligent Research...Do your due diligence

Sam walked into my office plopped himself into a chair, stretches, yawns with a smile. He slouches. He forced himself to give me one of those limp handshakes. It gave me the willies. I was meeting with him as a favor to a friend. “Hi”“How do you do. It’s nice to meet you.” I said with a strained smile. “Same [more...]

Date: 2007-04-25 01:22:00

Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин

Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]

Date: 2009-01-01 07:59:00

UK Home Secretary warns that credit crunch turning Brits into racists

British Home Secretary Jacqui Smith has warned that violent crime, racial hatred and terrorism will rocket because of the credit crunch ... the impact of the credit crunch and the letter was ready to be signed off before it was sent to Downing ... as they struggle to make ends meet. The turmoil is forecast in a secret letter from Smith to Prime Minister [more...]

Date: 2008-09-03 03:45:49

Forecast for 2009

Introduction       There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]

Date: 2008-12-29 03:33:57

DrumBeat: September 17, 2008

Oil spikes $6 on safe-haven buying, weak dollar NEW YORK - Oil prices shot up $6 a barrel Wednesday, rebounding as fears of a spreading crisis in the U.S. financial sector sent skittish investors scrambling out of stocks and into hard assets. The big rally at least temporarily halted crude's steep, [more...]

Date: 2008-09-17 13:50:07

How To Contact Creditors To Help With Credit Repair

Good credit has become nearly a necessity these days. Credit has become almost essential to buying a car or a home ( ... , and getting a mortgage may be impossible. It’s important to repair your credit as soon as you notice a problem because you’d be surprised at what kind of credit repair you can accomplish by being [more...]

Date: 2009-01-15 23:57:12

The Truth About Credit Repair

The Truth About Credit Repair This is a guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling ... they are able to “repair your credit”. Time is the only way to heal your credit report. By making consecutive ... on your credit report, you can follow these simple steps: Contact the local credit bureaus. Obtain a [more...]

Date: 2008-06-12 15:30:25

Media Hops on 'Rate Cut' Wagon

A: Last post, I promise. Also, I will get back to posting on Manhattan real estate when I get back to work after my vacation; ... listings. So, don't worry to those who were disappointed with the main focus being on the credit crisis ... and the credit crisis. The main reason is that the biggest threat to our economy is deflation [more...]

Date: 2008-09-10 22:36:56

How to Find a Good Auto Mechanic

When it comes to finding a good mechanic, I’ve always relied on the recommendations of others ... of repair shops. While dealerships will be full of mechanics that specialize in your particular make ... more than a new battery, we usually go elsewhere. Finally, we have independent repair shops [more...]

Date: 2008-08-21 13:19:15

11 July SWJ News, Op-Ed, and Events Roundup

IRAQ Turks Visit, Regional Warming Trend - Tavernese and Robertson, New York Times Turkey’s prime minister visited Baghdad on Thursday, only the second foreign head of a neighboring state to visit Iraq since the American invasion. The visit of Prime Minister Recep Tayyip Erdogan came during a flurry of announcements from Arab countries - including [more...]

Date: 2008-07-11 00:34:15

Bank Crash - Economics 101

Seen the news lately? Banks closing left and right, the government stepping in to bail some banks out ... . If Mega-Corporations, like banks and mortgage companies, report massive profits this makes politicians look good. The news reports “Stocks are up, banks report growth again.” It makes you feel [more...]

Date: 2008-09-17 12:00:00

Do-it-yourself Credit Repair

There are many consumers which are being lured by companies which promise them to clean their unappealing credit history ... as the company has not yet completed the service. According to Credit Repair Organization, any ... of these companies would do nothing to improve their customers’ credit background and would eventually [more...]

Date: 2008-08-23 04:47:53

How long does credit repair take?

Filed under: DebtWe've been getting a lot of desperate comments from people who are seeing their credit destroyed as their personal financial lives ... . So how long does it take to fix your score, if your score is down dramatically after a credit ... will it take to get a clean credit record? Most of the negatives on your credit report will drop off [more...]

Date: 2008-11-03 21:30:00

The Locavolt Movement: Pushing For Energy Independence

Peter Asmus at the San Francisco Chronicle reported yesterday on the "locavolt" movement ... . for billing, distribution and repair service, but allow local elected officials to choose more locally ... . And, as Asmus notes, there are bureaucratic challenges as well, including legal restrictions preventing [more...]

Date: 2008-09-15 19:13:24

You Can Implement your own Credit Repair

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... of your salary that goes for necessities such as mortgage, car loans, credit card payments, utilities, other loan ... . This is the income you can devote to reducing debt. Next, decide which loans and credit cards [more...]

Date: 2009-01-14 23:27:42

Fierce Financial Tips: The Carnival of Personal Finance #178, Struwwelpeter Edition

I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]

Date: 2008-11-10 05:46:25

How to Resolve Credit Bureau Reporting Errors

Photo courtesy of neoliminal A couple months ago my wife and I started a passive search for a new home ... it resolved through the credit bureau. Write a letter to the credit reporting agency.  In the letter ... idea to check your credit report to make sure things are being reported correctly.  Inaccuracies [more...]

Date: 2008-10-23 11:00:30

The Stigma Is Gone In California

The San Diego Reader reports from California. “What’s the difference between National City and Rancho Santa Fe? Well - er, uh - money comes to mind. Last year, median household income in National City was $44,130, according to figures provided by the San Diego Association of Governments. That was far under the county median of $68,388 [more...]

Date: 2008-06-12 22:23:07

The Carnival of Personal Finance #178: Struwwelpeter Edition

I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]

Date: 2008-11-10 05:46:25

Man Feels Opportunities Credit Union Screwed Him Over For $125 []

This will come as a serious blow to a number of our commenters, but we have a bad story about a credit union. Gasp, shock, horror, it's true ... Credit Union accessed the bill. Whoopsies. Here's Rick's letter to the Credit Union president, asking ... . Opportunities Credit Union of Vermont, where reader Rick has his mortgage, told Rick [more...]

Date: 2008-09-12 20:47:02

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