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How to Be Aware of What Credit Counselors and Consolidators are Really Offering

This is a guest post from Matt B . Matt writes about all aspects of personal finance at Financial Methods . Please visit the site and let him know what you think. If you are at a point in your life where you have realized that the debt you lug around behind you weighs you down too much, good for you. If you are stuck at the beginning of the battle and not sure where to go next, just know that there are plenty of options. [more...]

Date: 2009-09-28 11:01:51

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More Rough Times Ahead for U.S. Economy, despite Recent Improvements

RISMEDIA, September 29, 2009—Despite recent signs of improvement, more rough times are ahead for the U.S. economy, according to several prominent experts in real estate and the economy who attended a recent forum at the Nixon Presidential Library.  “You look at the numbers and everything points to the fact that we not only have bottomed, but things seem to be improving,” said Christopher Thornberg of Beacon Economics, citing increases in durable goods orders, exports and auto sales. [more...]

Date: 2009-09-28 21:07:59


Debt consolidation Information

A lot of people are struggling to make both ends meet and worse they are are troubled with so much debts. One of the many factors that affect such situation is the current economic situation where some people are being laid off. Some has a poor management of their finances and they do not know how to effectively handle their money. And some are just over spender who can not control themselves from spending beyond their means. [more...]

Date: 2009-09-29 08:10:00


The decline and fall of the evils of socialism

NY Times: A specter is haunting Europe — the specter of Socialism’s slow collapse. Even in the midst of one of the greatest challenges to capitalism in 75 years, involving a breakdown of the financial system due to “irrational exuberance,” greed and the weakness of regulatory systems, European Socialist parties and their left-wing cousins have not found a compelling response, let alone taken advantage of the right’s failures. [more...]

Date: 2009-09-29 11:16:00


Restoring Your credit Status

by Bob Jones A crucial aspect in maintaining a high credit status is in point of fact the contents of your credit report. The credit report is very much the history of your monetary life, contained in a comprehensive document. The credit report details the credit score, which is a numeric grade typically between 300 and 850. Most lenders use the credit score to help them make their mind up whether you are worthy of credit. Furthermore, the score is also used to conclude your capability of paying a loan. [more...]

Date: 2009-09-29 08:16:24


Where has the Bailout Money Gone? Good Billions After Bad

Where has the Bailout Money Gone? Good Billions After Bad Vanity Fair by Donald L. Barlett and James B. Steele As the Bush administration waned, the Treasury shoveled more than a quarter of a trillion dollars in tarp funds into the financial system—without restrictions, accountability, or even common sense. The authors reveal how much of it ended up in the wrong hands, doing the opposite of what was needed. Just inside the entrance to the U.S. [more...]

Date: 2009-09-28 06:17:36


Following Grueling Financial Times You Can Re-establish Your Credit

September 29, 2009 | By Kevin Lynch In Blogging | by Kevin LynchRebuilding credit after a time of monetary hardships, insolvency, repossessions or other monetary damage that blemishes any credit report can be frightening and baffling. For most people these are times of awful pressure. But times change and situations change so don’t let the liberation than comes when the income and cash get back in line be overshadowed by the problems left on the credit report. [more...]

Date: 2009-09-29 17:00:00


Bad Credit Personal Signature Loans

Bad credit personal signature loans are primarily meant to act as a stop-gap to keep you financially solvent between paychecks. They are meant to shore people up in a time of financial need such as for an unexpected car repair or medical expense, rather than be a long-term solution. Bad credit personal signature loans are Related posts: Bad Credit Loans Bad Credit Loans for Surgery can be a good way... Personal Loans It can be difficult meeting all your financial obligations all... [more...]

Date: 2009-09-29 13:27:08


Things To Remember In Choosing A Credit Card

by Eric Jilson If you have a low credit rating, you will most likely not be offered an unsecured low interest credit card. This requires faith on the part of the credit card company that you will repay your debts on time. People with good credit are able to get these cards because their credit history shows that they have been capable of paying on time in the past. If you have good credit and plan to continue making timely payments, then you will probably qualify for these low-interest credit cards. [more...]

Date: 2009-09-28 09:44:37


Need a Payday Loan? Important Tips are Here!

Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]

Date: 2009-09-29 18:16:13


Bull Moves in Bear Markets

In high school, I once dated a girl whose father believed the world was doomed to nuclear destruction. While his family lived in a trailer house (as did mine), this man spent a lot of time and money building a bomb shelter in the back yard. He stocked up on food supplies. He warned anyone who would listen about the coming armageddon [more...]

Date: 2008-11-04 12:00:11


Fixing Credit Report - The Good… The Bad… And The Truth

by Tim Beachum Obviously you are interested in the topic of fixing credit. No matter what your reasons are for wanting to repair your credit, the benefits are well worth it. Depending on your situation you can lower your monthly bills, open a bank account, get better rates on loans, the possibilities are endless. Before I begin explaining the fixing credit process, I feel it is important that you have the right mindset before we begin. [more...]

Date: 2009-09-30 08:14:45


Credit Repair Can Make Your Life Stress Free

by Dina Salinas For most people, having bad credit would be like the end of the world. People rely on credit for even the simplest transactions in this modern world. If you have bad credit, then simplify your life with a credit repair that is within reach. If you’re having financial issues, chances are that creditors already know. They can tell by the way you handle your credit, the way you pay it, etc. For instance, if you are changing your credit pattern or taking cash advances. [more...]

Date: 2009-09-27 18:08:52


Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03


WCB: We're Hosting Again!

Hi everyone. My personal assistant hasn't been posting a lot here about my exploits, because she's sort of sick ... be a little annoyed when she found out how much it would cost to repair it. But, those people ... scrunchies, eye drops, bras, panties, or credit cards and hide them under the sofa 7.) Don't pee [more...]

Date: 2008-07-07 03:28:35


Pernicious Nonsense

(updated below) The emerging right wing narrative about how our country came to be embroiled in the current economic crisis is not only completely ... Reinvestment Act, they punished banks that didn't make enough loans to people who do not have the credit ... risky loans. Moreover, the law only applies to banks and thrifts. As Tim Westrich points out: W [more...]

Date: 2008-10-02 22:03:39


Demanding Hackability

This article was written by Jeremy Faludi in November 2006. We're republishing it here as part of our month-long editorial retrospective. [ ... power adapters is bad. Standard connecters shall have pinouts defined. If it snaps shut, it shall ... for all perpetuity at archive.org. Ease of repair shall be a design ideal, not an afterthought [more...]

Date: 2008-09-10 21:42:00


From Baku to Russian-Occupied Georgia

“Russia can have at its borders only enemies or vassals.” – George F. Kennan, United States Ambassador to the Soviet Union “You must draw a white-hot iron over this Georgian land!…You will have to break the wings of this Georgia! Let the blood of the petit bourgeois flow until they give up all their resistance! Impale them! Tear them apart! [more...]

Date: 2008-09-10 08:22:34


Credit Repair Company

by Brent Hansen Bad credit history can bar one from getting a job, getting a loan, obtaining a lease or even in securing credit. Several people look for ways through which they can repair their credit in order to obtain or secure the credit they are looking for. This is because most of the lenders consider the credit history to be accurate and the best means that can help in judging an individual especially for prompt payments. [more...]

Date: 2009-09-30 12:07:14


Credit Repair after Bankruptcy

Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA Having trouble acquiring loans because of a damage credit card? It’s really hard to apply for a mortgage and borrow money from lenders when credit card gets a bad rating, or worse when the card holder falls in to bankruptcy. Many loaning institutes and lending companies are now reviewing their client’s credit cards first. A [more...]

Date: 2009-09-30 14:56:13


Bad Credit Unsecured Personal Loans – Credit Score Repair Helps

Bad credit unsecured personal loans can greatly assist you in making ends meet financially. The one thing that most borrowers worry about when it comes to personal loans is the interest rate. To lower your interest rate credit score repair greatly helps. It is very surprising how many borrowers attempt to get a personal loan without even knowing their credit score. To increase your credit score the first thing you need to do is to actually find out what your credit score is. By not knowing [more...]

Date: 2009-09-29 22:33:44


Survival Of The Weakest

There was a very interesting pair of articles over the weekend on the New York Times by Michael Lewis and David Einhorn called How to Repair a Broken ... that if you don’t prop up these banks you risk an enormous credit contraction — if they aren’ ... up failed banks and extending them huge amounts of credit has made business more difficult for the people [more...]

Date: 2009-01-05 17:48:00


Some excellent gold commentary at Minyanville

As regular readers probably know, Kevin Depew of Minyanville was taken to task here the other day for parroting all the other talking heads on TV who ... in the credit markets that will dwarf the inflationary mask of (formerly surging) food and energy costs ... and repair balance sheets. The initial asset price inflation and central bank reflation efforts [more...]

Date: 2008-08-15 20:06:00


Party Favors: Hail! Hail! Chuck Berry

BAHAMA — Why would any sane person be standing in front of an outdoor stage as Tropical Storm Hanna takes aim on their town? Two words: Chuck Berry. Add a third: Free! In order to celebrate another overpriced and unnecessary convention center in America, the city of Raleigh barricaded off the downtown area [more...]

Date: 2008-09-23 07:54:35


Russia and Georgia - An Economic Mistake

A recent Wall Street Journal article titled “Borrowing Costs Increase Sharply for Russian Firms” lays out ... significantly for Russian borrowers, as reflected by sovereign and corporate-credit spreads, which ... companies with low credit risk scramble for funding. Now add to this the fact that Russia seems [more...]

Date: 2008-09-02 01:55:51


Latest Pajamas Media Column (’Very Different Economic Times in Red vs. Blue States’) Is Up; Some Follow-ups

It’s here. I will post it at BizzyBlog Saturday morning (link won’t work until then) under the title “One State, Two State, Red State, Blue State ... resolved until 9 PM last night, thanks to a partially botched repair job), I wasn’t able to give Pajamas ... ) down. Money grafs – It was the Bush administration that wanted to rein in the madness in the cr [more...]

Date: 2008-09-18 10:12:49


The One Thing You Can't Afford to Blow Off

I have lots of friends who are entrepreneurs ... resources. Not our checkbooks or credit cards (although sometimes those too), but our creativity ... you that delicate equipment is a lot easier and cheaper to maintain than it is to repair. How to get anything done [more...]

Date: 2008-06-25 03:33:14


Simplify Your Life With A Credit Repair

by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-27 18:20:07


The First Steps Away from Paycheck-to-Paycheck Living

Out of all of the blessings that have come into my life over the last two and a half years or so ( ... . Whenever something bad happens, like a car breaking down or a child needing emergency dental work ... . Dreaming of a big family vacation? How about a new car, or a new house? If you’re living paycheck [more...]

Date: 2008-07-10 20:00:05


Guilty By Association

Many years ago, I used to run my sites out of an office building in an industrial part of Richmond. There were two other tenants in the building ... of association. The commentators asked me how many people I know who never run a Credit Card balance ... between good debt and bad debt. I don’t hang around people who are financially irresponsible [more...]

Date: 2009-01-04 23:45:11


Doomed Romance: Two Weeks of Love Gone Wrong

And you thought you had problems.When it comes to broken hearts I've got one that was shattered and thrashed, along with my psyche, self-confidence and pride. February 19, 2002 I write in my journal these words:It was like he moved into my brain and started redecorating. A few throw pillows here, hate your parents there [more...]

Date: 2008-08-18 13:33:00


The Psychology Of Gambling

Check out my Big RSS Subscriber Contest after reading this article. This might seem like an odd post for this blog, but stick with me for a bit. Over the last couple of days, I’ve read some stories about people in positions of some type of authority that have been caught stealing money from their organizations and using that money to support [more...]

Date: 2009-01-17 19:44:58


Essential Credit Repair You Need Know For Successful Self Credit Repair

Credit Repair The DIY Way . Credit repair is a great way to improve your credit scores and get a fresh financial start. However many people cannot afford the cost of a credit repair service. The good news is that you can do credit repair yourself and get the same results as a credit repair company would, you just lose the convenience of not having to do anything. This article will discuss a few important DIY credit repair tips that you can use to get started. [more...]

Date: 2009-09-28 06:50:28


A Ph.D. In Loss

A report from Oregon Public Radio. “In the last several years high-end resort communities have sprung up across the West. But those destination resorts are suffering big time under the housing slump and credit crunch ... Boomers were looking for vacation homes. Getting credit was easy and there was a huge rush in real [more...]

Date: 2008-11-18 21:21:40


Credit Repair Can Make Your Life Stress Free

by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-27 18:18:14


Want to come upstairs and see my credit score?

When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... . But unlike family ties, it can be nearly impossible to sever yourself from bad credit. This column ... significant other about his or her credit score probably makes you squeamish, but it’s a subject [more...]

Date: 2008-08-19 10:00:00


The Secrets behind the FICO Score

by Ty Crandall Your credit score is the most important number in your life. How much you pay for car and health insurance, car payments, your rent and mortgage payments, house utilities, and even whether you get hired for a job or not, are ALL based on your credit profile and credit score. This article will help you understand each component of your total credit score. For more details on your credit score you can see this article and more at www.PerfectCreditFast.com. [more...]

Date: 2009-09-28 13:26:56


Snoozer’s Jolt

The debate was a snooze that changed little. Except maybe one thing. McCain trotted out his proposal to have the government get in the corner of people with bad mortgages, and renegotiate to keep them in their houses. While the pointy-headed media types are working themselves into a lather over “that one, [more...]

Date: 2008-10-08 14:04:01


China Announced $586 Billion Stimulus Plan

We have gotten so large to throwing large numbers around in the US thanks to the various Fed facilities that the significance of the Chinese move ... , the official Xinhua News Agency said Sunday night. It was unclear how much the plan, which will target 10 areas from rural infrastructure to low-cost housing, represents new spending and how quickly [more...]

Date: 2008-11-09 20:39:11


Even Celebrities Can Fall On Hard Times And Face Home Foreclosure

When you think of Ed McMahon, you don’t exactly associate or lump him with big time wasteful spenders like MC Hammer and some of the other well ... their money into bankruptcy on trivial pursuits. No, when you think of Ed McMahon, you think ... bubble and credit crisis seems to be quite merciless and universally brutal, even to those who simply [more...]

Date: 2008-06-09 01:18:36


Can You Survive on One Income?

People are losing their jobs left, right and centre. I’ve been overwhelmed with the letters from people who have recently been pounced on by the Unemployment Monster. And even people who still have a job have watched pieces of their income evaporate through pay-cuts or cuts in hours worked. Corporate North America is cutting back and Joanna Average is feeling the bite. [more...]

Date: 2009-09-28 09:45:34


Car Repair and Cashback Cards - Big Spender Edition

“Hey man, just put it on your credit card…” That’s the best answer the Honda service manager could give me as I attempted to negotiate with him to cover the repair costs for the air conditioner compressor failure on our Honda CRV. Honda ... they were paying for the replacement parts but I told him that the $600 repair was still a lot of money [more...]

Date: 2008-09-08 04:01:03


Apple throws wrench in iPod Mechanic's schemes

Let me put forth this modest proposal: if you plan on running a company that fixes iPod, ... advantage of Apple’s warranty service. The suit says that Woodhams got Apple to repair broken ... of his customers on the appropriate forms, receiving new replacement units, then denying credit card charges [more...]

Date: 2008-06-27 20:23:22


Fast Cash Loan

Need quick funds to tackle sudden expenses? Then in such a situation one external source i.e. cash loans can be easily trusted ... no credit check! This means that bad credit holders can also easily qualify for these loans. Those with bad credit like CCJs, IVA, late payments, arrears, defaults and bankruptcy are acceptable. As cash [more...]

Date: 2009-01-17 03:31:01


Deal with Credit Before Divorce

by Rob Kosberg When you are about to file for divorce, you know that this is a horrible experience no matter how much you want to do it ... . Legal advice may help with this. Finances should be worked out, if at all possible, before the divorce is completed. Credit reports for each partner need to be secured, examined and fixed [more...]

Date: 2009-01-17 22:06:48


Fannie and Freddie to Announce Mass Loan Modification Program

re-default. This may also further erode investor confidence in residential mortgage backed securities, ... monies to put towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long ... you pay your bills on time, that you have good credit.  Paying your bills on time only accounts for 30 [more...]

Date: 2008-11-11 19:02:07


Deals of the Day: Is BCE the Next Busted Buyout?

Deals of the Day gathers all the biggest news of the morning related to mergers and acquisitions, bankruptcies, financing and private equity ... billion into ailing credit markets, much of it directly from the Fed. The central bank plans to buy ... governments to move rapidly to recapitalize their countries’ banks to repair financial markets. WSJ [more...]

Date: 2008-11-26 13:47:54


T3leads Review - A Unique Affiliate Network with Big Money Claims

New affiliate networks seem to pop up everyday and it can be quite a chore determining which ones are actually worthwhile ... lucrative niches online. Categories in the system include credit cards, auto insurance, payday loans, debt relief, home improvement, home loans, debt settlement, and credit repair. There are public [more...]

Date: 2008-08-20 22:21:15


Off Label Use of HGH to Treat Tendon and Ligament Injuries Remains Illegal

Dr. Richard Rydze is a vocal advocate of the use of recombinant human growth hormone (rHGH) for the treatment of tendon and ligament injuries. Dr ... with performance-enhancing drugs and the legal restrictions on legitimate medical research by anti ... had purchased $150,000 worth of HGH and anabolic steroids from Signature Pharmacy with his credit card [more...]

Date: 2009-01-17 08:33:55


Intelligent Research...Do your due diligence

Sam walked into my office plopped himself into a chair, stretches, yawns with a smile. He slouches. He forced himself to give me one of those limp handshakes. It gave me the willies. I was meeting with him as a favor to a friend. “Hi”“How do you do. It’s nice to meet you.” I said with a strained smile. “Same [more...]

Date: 2007-04-25 01:22:00



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