Best Mortgage Refinancing Rates

When a homeowner refinances, they always want the best mortgage refinance rates possible. Getting the absolute lowest rates will save a homeowner a lot of money. Here is some help for homeowners who want the best mortgage refinancing rates available. See If You Qualify…….! Know The Current Average Mortgage Rates Newspapers, television programs, and the internet have daily reports on what the average interest rates are for a mortgage refinance . [more...]

Date: 2009-09-30 05:44:48

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Best Mortgage Refinancing Rates

When a homeowner refinances, they always want the best mortgage refinance rates possible. Getting the absolute lowest rates will save a homeowner a lot of money. Here is some help for homeowners who want the best mortgage refinancing rates available. See If You Qualify…….! Know The Current Average Mortgage Rates Newspapers, television programs, and the internet have daily reports on what the average interest rates are for a mortgage refinance . [more...]

Date: 2009-09-30 05:34:57

Leveraged Finance Defined

Leveraged finance relates to funding a business, a company or another investment using more debt than would be considered normal ... -out, to repurchase some shares, or to fund a dividend. Although different banks offer different options ... loans that offer a high rate of interest in order to reflect the higher risk that is posed [more...]

Date: 2009-01-05 13:08:44

They’re Giving Away Condos

The Columbus Dispatch reports from Ohio. “It’s an age-old question, one that probably dates back to the mud-brick homes of ancient Mesopotamia: buy or rent? Ken Gold, director of the Ohio State Fisher College of Business Center for Real Estate Education and Research, said there are still good rental deals to be had [more...]

Date: 2008-07-22 17:35:27

Arsenal; reactions, overreactions and a little clarity on just how bad the economy is…

I’ve been out for quite a while – this is the first time I’ve had a chance to put digits to keyboard in weeks mainly because of the subject of this post. Like most fans I’ve been watching a display of inconstancy that has driven a lot of fans to turn on each other like a pack of rabid wolves and it’s really sad to witness – this is the sort of [more...]

Date: 2008-12-12 17:22:35

When Will Homeowners Realize They Have Some Responsibility For What's Happening?

I'm just starting to catch up on a few things that caught my eye (and in some cases got my blood pressure up) over the past few days ... about his situation, especially about his inability to refinance his second loan on a home that is now worth ... , they are refusing to take any responsibility for the fact that their decision turned out to be bad [more...]

Date: 2008-12-29 11:27:12

Refinancing Auto Loan: The Right And The Wrong Way!

by Asem Eltaher When you look at refinancing auto loan, it does not look like a bad or an unusual thing. There are over a thousand people who prefer to do this each year. Why is it so great? Yet, why are some people shocked at some of the things that they find out about refinancing auto loan? Well, just as there are pros to everything, there are some cons as well. So, keep on reading to discover the whole truth. [more...]

Date: 2009-09-29 08:18:09

How to tackle systemic malaise

Marshall Auerback here. Ed has had a few posts on the Swedish bailout plan with which I agree. I think the main political argument (made by Bo Lundgren in yesterday's NY Times) is that you have ZERO political legitimacy unless everybody is perceived to be making sacrifices and getting some long term benefit via equity [more...]

Date: 2008-09-25 21:31:16

Latest Pajamas Media Column (’Obama’s Race Against the Economy’) Is Up (UPDATES: Other Favorable Signs; Thoughts on NBER’s Recession Call)

It went up here yesterday. The sub-headline is: If a recovery begins too soon, a massive “stimulus” package might not be needed. Democrats consider that a bad thing. It will go up tomorrow morning at BizzyBlog (link won’ ... 19, 2008.  The Market Composite Index, a measure of mortgage loan application volume, was 1245.4 [more...]

Date: 2008-12-26 13:02:59

Bailouts - when will they end?

As most people knew and predicted, once one industry got a bailout (loan or direct grant of cash), it would be hard to tell all other industries 'no ... (subscription may be required.) They've got massive debts coming due and no new credit available.With ... Foresight Analytics LCC, $530 billion of commercial mortgages will be coming due for refinancing [more...]

Date: 2008-12-22 12:44:00

Helping to Explain the Bailout Issue to Jittery Clients/Consumers

by: Chris Galler, COO - Minnesota Association of REALTORS Most of the consumers you talk with will not have a good handle - I am not sure anyone does yet - of the nature of the credit problem. In this short article, I hope to give you at least ... and now holds in their portfolio is reported as a bad investment because the value of the asset [more...]

Date: 2008-10-01 17:06:08

Presidential Advice from the Economy to Health Care

This article is part of a group writing project at The Finance Blog Network aimed at providing some of our thoughts on key issues that the Obama administration faces. It was interesting to see all the different points of view, but one thing I think we can all agree on is that the time for words is over. It is all about action and execution now [more...]

Date: 2008-11-19 15:15:00

Feeling A Bit Of Deja Vu

It’s Friday desk clearing time for this blogger. “Gresham and its working-class neighboring cities have caught more than their share of the housing pain. On the north end of Main, real estate broker Darren O’Halloran’s sign hangs in front of a vacant lot. O’Halloran bought the plot with a partner and hoped to resell it for a profit [more...]

Date: 2008-09-26 19:21:04

Mortgage Refinance – Tips and Ideas to Help You Apply For Mortgage

Mortgage refinance is one of the best ways to save money and increase savings. Doing your homework in terms of research will definitely help you to avoid the hidden cost and other expenditures. It not only lowers the monthly payment as the interest rate drops but also shortens the tenure of the loan period which is anytime beneficial to clear the debt as soon as possible. [more...]

Date: 2009-09-29 18:16:17

Homeowners come up empty in bailout

For people facing foreclosure — and for the housing and community development groups trying to help them — there’s been little to ... loans didn’t make it in the final version. Nor did a proposal to set aside for affordable housing ... are to blame. It doesn’t get any better from there. The credit crisis is likely to make it even [more...]

Date: 2008-10-09 12:05:41

Sleazy Option ARM Advertisements

I wrote this article on Active Rain, about two months ago.  It’s got legs in the comments’ thread over there ... is to claim that you KNEW it was bad for the customer. The opposite is actually true I’m pretty ... am as a financing alternative deserves the billions in write downs and losses in stock options [more...]

Date: 2008-08-08 03:03:37

Should You Walk Away From Your Home?

(source) Despite the struggle, most responsible homeowners don’t think twice about whether they should make the mortgage payment each month ... back from bad credit and don’t want to let your credit score sink again. Whether you choose to fight ... a shot at a loan modification, when you can just take the “Free Housing For Six Months Package” [more...]

Date: 2008-12-03 22:29:29

How Young People Should Handle Credit Cards

This week I’m featuring a few guest posts. First up is an article from the Studenomist, who writes over at the new personal finance blog, ... .” It feels like an honour that someone is willing to loan you money and provide you with credit ... it is not even free. Chances are that if you are a college student credit card companies are literally [more...]

Date: 2008-12-02 11:00:23

Foreclosure Is Not The Option To Lose Your Home

by C Bolden Foreclosure is the legal procedure by which a local government takes ownership to a certain property ... relationships, a consequence of bad money management or some other major event which shook up one’ ... for credit. As overwhelming a process as foreclosure is, with some planning and luck it can be steered [more...]

Date: 2008-11-18 15:26:12

Applying Online For Bad Credit Loans

Applying Online For Bad Credit Loans by Chuck LageBad credit is something that most of us have to deal with today. At some point in life you may end up running into some trouble that requires some extra money. Those who have bad credit scores are now able to get the cash that they need without a lot of hassle. Bad credit loans have recently been introduced and there are a few things that you need before you get started. [more...]

Date: 2009-09-27 13:04:19

Want to come upstairs and see my credit score?

When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... . But unlike family ties, it can be nearly impossible to sever yourself from bad credit. This column ... significant other about his or her credit score probably makes you squeamish, but it’s a subject [more...]

Date: 2008-08-19 10:00:00

Rent to Own and Lease With Option to Buy

This has always been a portion of the market, but right now, more and more people are emphasizing it, or at least the ones who are able ... to buy, or if they cannot qualify for the loan. Just like any other purchase contract, everything ... with rotten credit and/or poor savings habits, especially if credit is expected to improve withing [more...]

Date: 2008-08-28 13:47:47

Choosing The Right Bad Credit Loans

Sep 27th, 2009by Chuck Lage. by Chuck LageBad credit is something that most of us have to deal with today. At some point in life you may end up running into some trouble that requires some extra money. Those who have bad credit scores are now able to get the cash that they need without a lot of hassle. Bad credit loans have recently been introduced and there are a few things that you need before you get started. [more...]

Date: 2009-09-27 12:46:25

It’s Your Money

It was, anyway. Remember when you had some? Dow plummets on opening, Wall Street rout drags everyone else down. Look on the bright side ... the credit markets more quickly via capital infusions from the Paulson facility. And unlike the Paulson ... that the Treasury could receive some kind of equity kicker in the refinance. Thus a homeowner [more...]

Date: 2008-10-10 13:45:35

Auto Refinancing Loan – Tips For Getting A Cheaper One

Current economic situation is forcing several car borrowers start thinking about refinancing their vehicles, ... . If you are one of those interested in getting the best auto refinancing loan possible, then keep reading ... to offer lower interest rates on your application. Having Less Than Perfect Credit While you can find [more...]

Date: 2009-01-02 12:40:11

Happy Days Are Here Again – The Resurgence of FDR

By Irwin Nowick This week we saw why in times of economic uncertainty the American people in their infinite wisdom always – as they must - turn to the Party of Franklin Delano Roosevelt and Harry Truman for their protection. Growing up on the North Shore of Long Island my late mother – heir to what on paper was the upper [more...]

Date: 2008-09-19 11:36:08

Snoozer’s Jolt

The debate was a snooze that changed little. Except maybe one thing. McCain trotted out his proposal to have the government get in the corner of people with bad mortgages, and renegotiate to keep them in their houses. While the pointy-headed media types are working themselves into a lather over “that one, [more...]

Date: 2008-10-08 14:04:01

three-page briefing on CEE economics

Eastern Europe Who's next? Oct 23rd 2008From The Economist print editionThe economies of eastern Europe face stormy times, ... and hitting balance-sheets. The price of credit-default swaps—the market’s estimation of a borrower’ ... foreign debts; these may be hard to refinance. Some (again, not always the same ones) have wobbly [more...]

Date: 2008-10-24 04:37:00

Bank cuts 130 O.C. jobs

HERE. Jeff Altman of WestCal Mortgage Corp. in Orange said later today rates fluctuated between 4.75% and 4.875% with a one-point fee ... Homeowners who got a break often defaulted again The regulator did it Good credit, bad mortgage … ... in 2007. And in other mortgage news… Bad-loan fix: Model or Myth? O.C. mortgage rates return [more...]

Date: 2008-12-11 21:09:31

Calif. workers get 20 more weeks of jobless benefits

O.C. green car maker counts on GM parts O.C. house sales doubling, best growth in 20+ years O.C. starter-home requires $85,800 salary — half 2005’s level Calif. workers get 20 more weeks of jobless benefits South Coast Plaza, department stores extend hours for holidays Fire officials respond to questions on roof sprinklers and gel Buy an O.C [more...]

Date: 2008-11-21 14:50:29

How To Save Your Home From Foreclosure

Recently, Passive Dad asked me about free creative ideas to help friends facing foreclosure ... if you qualify for FHA home loan. Cancel services that you don’t need without paying unreasonable penalty ... away knowing that it’s not worth the effort — i.e., too far upside down, bad mortgage term [more...]

Date: 2008-10-03 11:40:48

With Things So Bad In The Economy…

…why is this happening: You know what I got in the mail yesterday? An offer from my credit card company, for a $50,000 unsecured personal loan. Did you catch that? Unsecured. That amount of money would require me to make the equivalent of another mortgage payment to repay them. That offer came as a result of our credit rating, and we would [more...]

Date: 2008-09-30 15:47:13

Loan Servicing Transfer vs. Refinancing

From the Arizona Mortgage Guru mailbag: Question: Well, we just received a notice that IndyMac, who we have a second mortgage with, ... help refinancing our loan. My concern is this, if we have to go through a “regular” refinance, there is no way we would qualify with our credit being in the dumps. It’s obvious they aren’t transferring [more...]

Date: 2008-10-29 04:23:16

White House Philosophy Stoked Mortgage Bonfire

From The New York Times:“We can put light where there’s darkness, and hope where there’s despondency in this country ... , chairman of the Federal Reserve, laid out the latest terrifying news: The credit markets, gripped ... he so ardently championed. There are plenty of culprits, like lenders who peddled easy credit [more...]

Date: 2008-12-21 14:39:00

Creative Financing In Large Real Estate Transactions

I have a friend who has fallen on hard times, and he owns home that is (was) ... the valuations have fallen so far. Use Your IRA To Help Reduce Your Mortgage Balance The first thing ... collateral that they can borrow against. In the case of somebody who is trying to finance (or refinance [more...]

Date: 2008-10-10 12:38:03

Ten Mortgage Tips I Learned From Past Three Home Purchases

Bottom Line: I highlight some of my personal lessons learned from three home purchases conducted over the past six years. 1 ... , PhD. First third of book is dedicated to people that need help with credit or qualifying for expensive ... for a quick initial review. 2. Bad U.S. economy news is good news for you when you’re floating [more...]

Date: 2008-12-25 15:00:00

Mortgage Loan Modification – Obama Mortgage Program Could Help You

Getting a mortgage loan modification is something that could greatly assist you in saving your home.  The Obama mortgage program was designed to help you lower your monthly payment and avoid foreclosure.  With mortgage interest rates near all time lows there is a great benefit in refinancing to a lower rate.  Even if you have bad credit you could still potentially benefit from a home refinance or modification. [more...]

Date: 2009-09-28 03:00:37

The Home That Was To Be Their Nest Egg

ABC 7 News reports from California. “Monday was just another day at Marsh Creek Elementary in Brentwood. School keeps kids focused on things other than the housing slump which has devastated this community. Just a few miles away is the City of Oakley where 620 homes so far this year have been lost to foreclosure [more...]

Date: 2008-12-03 18:28:57

As The Politicians Battle It Out Ukraine's Economy Tunnels South In Search Of Australia

By Edward Hugh: Barcelona“In Ukraine, the evidence is still that policymakers do not quite understand the seriousness of the challenges they face,”. Timothy Ash, analyst at the Royal Bank of Scotland. “There is a burgeoning economic crisis in the European periphery,” Krugman said on the ABC network Dec. 14. “The money has dried up [more...]

Date: 2008-12-25 16:01:00

Sellers Aren’t Getting What They Want

Leesburg Today reports from Virginia. “Long lines. Price wars. The decision became easy. She and her fiance finally bought the one townhouse they won on price. Fueled by a lot of emotion, the couple wanted what many others continue to seek today, a place to call home after their wedding. It didn’t turn out to be the fairytale they imagined [more...]

Date: 2008-09-19 13:59:47

Housing Bubble Death Trap

(This blast from the past originally appeared June 7th 2006, and it wasn't my first such article. It's still relevant, though. Keep in mind that San Diego has been on the bleeding edge of all of this, so we're likely to start our turn around sooner as well) The title was the wording of a search engine hit I got [more...]

Date: 2008-11-15 16:43:52

Mortgage Rates, Scary Jobs Details, Investing in 2009, Russian Gas Dispute, and More!

by Addison Wiggin & Ian Mathias Mortgage rates plunge to record lows… but are they at the bottom? ... of the credit crisis. “That’s bad,” Byron King somberly explains. “We already have an aging work force ... to 2009… how to invest amid rife market manipulation If you’ve got money, credit and patience [more...]

Date: 2009-01-08 01:36:29

Save Money With Refinancing Loans

by katie George Sometimes it all seems as though everything is not right with life and all round you is going wrong. The debts keep increasing, loan payments seem to be more than you can handle, and you’re just wishing that there were some way that you could take care of the financial problems without having to stretch beyond your means [more...]

Date: 2009-01-01 12:15:15

It’s a Labor Day Carnival of Debt Reduction

Happy Labor Day everyone!  Labor Day originated in 1882 when the Central Labor Union of New York City sought a day off for those who work ... rid of credit card debt the smart way. Early Retirement Extreme tells how he would get rid of debt ... Prosperity fires up his flaming chainsaws to fight debt collectors. My Debt Refinance gives five steps [more...]

Date: 2008-09-01 05:00:37

Bad Credit Auto Loan Refinance – Should You Refinance With

Bad Credit Auto Loan Refinance – Should You Refinance With Bad Credit?Should we refinance with bad credit? Yes, though usually if we can get a assets with a reduce rate or need a more docile monthly payment. Luckily, with so most lenders competing for your business, we can mostly find great rates and conditions for bad credit automobile refinance loans.Has Your Credit Score Improved?If your credit measure has softened given we creatively financed your automobile loan, afterwards we substantially [more...]

Date: 2009-09-27 19:54:11

Home Refinancing

Many debtors in California were able to get out of debt with California debt consolidation programs ... . It's a phenomenon that is sweeping the country. It is also why so many people are now plagued with bad credit ... people have been using their credit cards too often and they find it difficult to pay back [more...]

Date: 2008-11-03 13:31:59

DISTRESSED ASSETS HOMEWORK, by April Smith

                                       Thinking about purchasing distressed assets? ... on who’s talking and who’s listening.  Distressed assets can include mortgages, credit card portfolios, car loans, boat loans, or even the real property itself.  In this post we will provide suggestions [more...]

Date: 2008-12-06 22:56:18

Okay NDP. Listen up: “Debt is the pariah in the new economic order”

There was a good article in Saturday’s Globe by industry player (read: not a lame reporter) Tom Bradley entitled “Debt is the pariah in the new economic order”. This is a reality that all Canadians, especially policy makers need to understand.Interest on debt, like distributions on income trusts is paid from pre tax cash flows [more...]

Date: 2009-01-14 16:01:00

Built On A Fallacy

The Pittsburg Post Gazette reports from Pennsylvania. “Howard Hanna III has never seen a real estate market like this — and he has been keeping an eye on real estate for the past 40 years. Falling interest rates and generally low unemployment typically prompt home owners to expand their homes or trade up. But Mr [more...]

Date: 2008-09-29 13:06:00

Specunomics: REWARD THE PRUDENT - Save The World

In recent months we have seen wave after wave of attempted solutions and bailouts to put a floor under collapsing housing prices with the only result so far being credit contraction and consumer strikes. In every case, the approaches ... with this focus is that it rewards bad economic decisions and in some cases even *actively encourages [more...]

Date: 2008-11-17 19:30:37

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