Do-It-Yourself Credit Repair

Negative comments on your credit report can cost you serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair does not take place overnight. It requires serious dedication and perseverance to start a clean slate once more. [more...]

Date: 2009-09-21 01:03:30

Blog posts (152) | Videos (63)
 

Credit Repair The DIY Way

by Bob jones Negative remarks on your credit report can cost you serious money. You do not have to despair though, since it is never too late to make yourself credit worthy again. However, always remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-23 10:40:11

Credit Repair The DIY Way

Negative comments on your credit report can cost serious money. You do not have to despair though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not take place overnight. It takes serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-09-21 01:24:15

Credit Repair The DIY Way

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-22 07:27:52

DIY Credit Repair

Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It takes serious dedication and perseverance to start with a clean slate once more. [more...]

Date: 2009-09-21 01:20:20

How to Raise My Credit Score

A common question many people have is how to raise their credit scores ... it down! When you have an account with no negative reports, it looks good on the credit report. Don’ ... score is just a bunch of statistics! Get a copy of your credit report and scan for any errors [more...]

Date: 2009-01-16 07:26:13

Credit Repair The DIY Way

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to despair though, because it is never too late to repair your credit worthiness. However, remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-09-25 21:05:30

What is an Accurate Credit Listing?

According to the FTC website “No one can legally remove accurate and timely negative information from a credit report ... . In fact, many critics of credit repair and credit repair law firms such as Lexington Law will try to use ... , and that it is a futile attempt and a waste of money to work with any credit repair company. When you take time [more...]

Date: 2008-10-23 18:45:47

Credit Repair The DIY Way

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, remember that credit repair does not take place overnight. It takes serious dedication and perseverance to start with a clean slate once more. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-05-28 07:40:09

Your Credit Repair Solution

.fullpost{display:inline;}As a businessman, the credit is a matter that is not a secret anymore ... bureaus or Credit Repair company, I suggest to visit DSI Solutions. They are not only fast to handle ... you have a bad credit history?.Negative credit comes from a bad credit report and the creditors reject [more...]

Date: 2008-10-17 12:51:00

Credit Repair The DIY Way

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not take place overnight. It takes serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-09-21 10:03:24

Credit Repair The DIY Way

by Bob jones Negative comments on your credit report can cost serious money. You do not have to despair though, since it is never too late to repair your credit worthiness. However, remember that credit repair does not happen overnight. It takes serious dedication and perseverance to start with a clean slate once more. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-06-20 07:28:54

Credit Repair The DIY Way

by Bob jones Negative remarks on your credit report can cost serious money. You do not have to despair though, because it is never too late to repair your credit worthiness. However, remember that credit repair does not take place overnight. It takes serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-06-21 09:47:42

If I check my credit score does it affect my FICO?

The following post in our Reader Question series is an actual user submitted question ... scores.  You can read our comparison and reviews of credit report services by visiting NextAdvisor.com. ... your credit report is what is known as a “soft pull” and will not negatively impact your credit score [more...]

Date: 2009-01-16 14:44:35

FTC Crackdown on 36 Credit "Repair" Companies

sweep.jpg Ever wonder if those TV ads claiming to help you repair your credit are legit? ... they are able to scrub your credit reports of accurate, negative information for a fee are lying - plain ... information from consumers' credit reports, even if that information is accurate and timely. The FTC [more...]

Date: 2008-10-28 11:15:52

Credit Repair The DIY Way

Negative remarks on your credit report can cost serious money. You do not have to despair though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not take place overnight. It requires serious dedication and perseverance to start a clean slate again. [more...]

Date: 2009-09-21 01:22:30

Bad Credit Repair Guides

Thursday, October 30, 2008 Do you often rejected in applying for loan because of your bad credit record? ... struggling, the bad records of our late payments and other kind of negative reports will hurt our credit ... score for some points. If you have no any idea on how to obtain those credit reports [more...]

Date: 2008-10-30 07:29:00

How to Clean Up Identity Theft

Identity theft can turn life as you know it upside down ... , I was not able to have a phone connected in my apartment. Additionally, my credit report was negatively affected. If you find that your identity has been stolen, be sure to file a credit report [more...]

Date: 2008-07-02 12:59:55

Thinking of credit repair? Think twice

You’ve probably heard ads promising to fix bad credit ... having money trouble. No one can remove accurate negative information from anyone’s credit report ... to the FTC’s brochure titled Credit Repair: How to Help Yourself, here’s how to tell if the company [more...]

Date: 2008-11-03 12:06:26

Beware Long-Term Cardholders With Perfect Payment Histories, Your Credit Lines May Be Slashed [Credit Cards]

Oliver paid off his Citibank platinum card on time, in full, every single month since 1989, ... up on his credit report. Oliver writes: I’ve been a Citibank Platinum cardholder since 1989 – that’s longer ... gleefully informs me that: “Sir, due to some recent negative information on your credit report we’ve [more...]

Date: 2008-07-20 19:00:00

Credit Repair Attorney: How to Decide if You Need One to Clean up Negative Items

Cleaning up past mistakes on a credit report is not a pleasant experience. There are basically two ways of going about the credit repair process.Many people decide first to fix their own credit only to discover the process is much more involved than they expected. This is because they are trying to save a few dollars by going the inexpensive route. Unfortunately you may discover that repairing bad credit is one of those projects that only appears easy. [more...]

Date: 2009-09-03 00:59:38

Don’t Be Taken By Debt Consolidation or Credit Counseling Scams

Your credit cards are maxed out.  Your mortgage is spiraling out of control.  You have fallen behind on your car payments ... is that there is no “magical solution” to credit repair.  Even those companies which decide to report negative ... your debt by 50% and they will fix your credit overnight.  You call them, looking [more...]

Date: 2008-12-18 23:25:22

The Credit Repair Organizations Act (CROA)

If you have negative information in your credit file, as reflected by the Big Three reporting companies, Experian, Equifax, and TransUnion, ... or life insurance in excess of $150,000. If you decide to seek professional help, the Credit Repair ... . The most obvious provision is that no credit repair company can make deliberately false or misleading [more...]

Date: 2008-12-27 06:13:19

Judgments - Remove from Credit Report

by Matt Douglas If you have a default judgment it means that a lender has sued you in order to recover payment of an outstanding debt ... be profit. This is the reason why credit repair services are often hired to dispute listings on behalf on an individual. About the Author: To get a free credit repair letter to use in disputing negative [more...]

Date: 2008-09-23 16:53:53

Learn How A Divorce Can Upset Your Credit Report

September 28, 2009 | By Mike Jones In Finance | by Kevin LynchConsiderably too many marriages end in divorce these days. Sadly the splitting up of a marriage is not only an emotional battle but it all too often has a hugely negative outcome on your finances also. Frequently there are folks who have been responsible and trustworthy with their credit for years who end up with major tribulations following a divorce. Divorce is one of the foremost causes of problematic credit for many persons. [more...]

Date: 2009-09-28 10:26:54

Always Look A Gift Check In The Mouth [Check Fraud]

Fred writes: My brother who is a junior at college sent out a bunch of applications for college grants and other sources of funding to pay for his ... him that he has been reported to the FBI, and that the information would be noted on his credit report. He wasn't really able ... by not answering anything. I was wondering if it would be a negative [more...]

Date: 2008-09-19 16:14:23

Moody's gives Florida a negative outlook, credit rating could slip

The slumping economy and diminishing state reserves has prompted Moody's Investor Services to give Florida a negative outlook, ... from the state's economic slowdown and continuing deterioration in its housing market,'' Moody's report said Monday ... . Estimated revenue collections are not expected to exceed fiscal year 2006 levels until fiscal year [more...]

Date: 2008-09-08 07:30:14

Closing Comments January14 2008

Prices of Treasury coupon securities catapulted higher today as the very weak retail sales report as well as a renewal of credit concerns sparked a ... tighter by 1 basis point at NEGATIVE 23 ¾ basis points. The improvement in spreads late in the d [more...]

Date: 2009-01-14 21:04:08

CDS report: Financials cast gloom on credit markets

Sentiment remains bleak in credit markets as gloomy retail news from the US and Europe, as well as fears of more negative economic data to come, added to an already soured mood on Thursday morning [more...]

Date: 2009-01-15 12:10:55

Cement that Eats Carbon Dioxide Invented by British Scientists

British engineers have developed a new environmentally friendly cement that is carbon-negative. ... - more than the entire aviation industry. And the long-term trends are upwards: a recent report by the French bank Credit Agricole estimated that, by 2020, demand for cement will increase by 50% compared [more...]

Date: 2009-01-02 14:30:14

Sony Ericsson reports results for fourth quarter and full year 2008

.fullpost{display:inline;} Highlights:Global economic slowdown leads to contracting consumer demand Previously announced annual Euro 300 million cost ... of credit. Gross margin became 15% due to negative impact from exchange rate fluctuations [more...]

Date: 2009-01-16 07:56:00

U.S. Telecom and Cable Credit Profiles to Weaken in 2009

Debt ratings agency, Fitch has updated a ratings report issued last month and now says that it expects that revenue growth will be negatively impacted by growing local exchange carrier access line [more...]

Date: 2009-01-11 21:21:17

Top 7 Points From Week 3: Favre With the Topper

Andy Benoit has been writing the N.F.L. preview book series “Touchdown” since age 11. He is the founder of NFLTouchdown.com.7. Eric Mangini Losing BrownsIt’s hard to tell whether Eric Mangini has lost his players or whether he simply never had them to begin with. Either way, the Browns are now the biggest mess in football. Midway through being shellacked by the Ravens, Mangini benched slow-processing starting quarterback Brady Quinn for slow-everything-else quarterback Derek Anderson. [more...]

Date: 2009-09-28 18:14:20

‘najibby-no-economics’ – It’s laughable, says Zaid

Former federal minister Zaid Ibrahim has questioned the need for a tag line to give recognition to Prime Minister Najib Abdul Razak’s policies.“To give a tag name of ‘Najibnomics’ to those minimal policy changes is laughable. He has done little by way of articulating serious economic policies to warrant a tag line,” said the former Umno stalwart who is now in opposition party PKR.“I do not consider Najib as having enunciated any cohesive economic policy framework at all since he became PM, save [more...]

Date: 2009-09-30 06:27:50

Alternative Billing Alternatives (ILTA09)

Thinking creatively about alternative billing structures is something increasing numbers of lawyers and law firms are grappling with. To help with this, Thomas Gaines, Jeffrey Brandt, Jeffrey Rovner and Eugene Stein gave a terrific presentation at ILTA09 regarding how technology might assist with alternative billing arrangements.  They started by exploding some common alternative billing myths, chief among which is that it is safe to defer consideration of new cost and billing structures by using [more...]

Date: 2009-09-30 13:46:03

Germany - The Bitter-Sweet Tears Of Angela von Merkel

German voters gave Chancellor Angela Merkel the green light for a second term on Sunday, along with a clear mandate to form a new government with the liberal Free Democrat Party (FDP). But just what exactly is the new government likely to do? Merlek has been quick to pour cold water on any idea of early tax cuts, “I expect we’ll agree very quickly on tax policy, especially when you look at the leeway we have with the budget,” she is quoted as saying. [more...]

Date: 2009-09-30 22:01:26

My Identity may have Been Compromised

I got a notice yesterday that my identity maybe, could have, probably, possibly been compromised. The scariest part of it is the information that was compromised is essentially my entire life, it was a background investigation file. I am fortunate to be close enough to the issue that I know the risk associated with what happened is extremely low if not non existent. Just to be on the safe side I have been provided with 1 year of complimentary credit monitoring. [more...]

Date: 2009-09-29 13:30:32

More Rough Times Ahead for U.S. Economy, despite Recent Improvements

RISMEDIA, September 29, 2009—Despite recent signs of improvement, more rough times are ahead for the U.S. economy, according to several prominent experts in real estate and the economy who attended a recent forum at the Nixon Presidential Library.  “You look at the numbers and everything points to the fact that we not only have bottomed, but things seem to be improving,” said Christopher Thornberg of Beacon Economics, citing increases in durable goods orders, exports and auto sales. [more...]

Date: 2009-09-28 21:07:59

Linkpile

A whopper of an illusion is being shattered by Burger King ads : “During a live webcast Oct. 20, NASCAR star Tony Stewart will be hooked up to a polygraph and asked: Does Tony really love Burger King’s Whopper sandwich? The webcast will be the climax of a monthlong campaign by Crispin Porter + Bogusky — “The Truth About Tony” — that seeks to demonstrate that Stewart actually, really, truly loves eating Whoppers.” LA Times muses on the celebrity endorsement. Sort of interesting. [more...]

Date: 2009-09-29 12:17:54

Money Markets are the New Suspenders

This is a guest contribution from Precision Capital Management . The Financial Times recently reported on the Fed’s latest exit strategy to eventually contain the inflation zombie: During the crisis, the Fed created roughly $800bn of additional bank reserves to finance asset purchases and loans. This total is likely to rise in the coming months as the central bank completes its asset purchases and the Treasury unwinds financing it provided to the Fed. [more...]

Date: 2009-09-30 10:20:01

Banks Still Love Credit Default Swaps

File this under Same Shit Different Day. I came across this article today on HuffPost: Banks Still Trading In Risky Derivatives . The articles is OK but the links to the Office of Comptroller of the Currency website are great. I found a new report: OCC's OCC’s Quarterly Report on Bank Trading and Derivatives Activities Second Quarter 2009 (pdf file). I am kind of slow so this report may not be old news to most EP people. First, the press release that accompanied the report: U.S. [more...]

Date: 2009-09-28 19:53:37

How Debt Management Programs Affect Your Credit Score

Thoughts on managing debt wisely with debt management programs. How do these programs affect your Equifax credit report and score ? I have been a financial counselor for over two years, and here’s one question I often receive from clients: if I implement your debt management program, how will this affect my credit score? People ask this because they wonder whether getting outside assistance to handle their debt could potentially be a strike against their credit. Well, my response is simple. [more...]

Date: 2009-09-30 08:14:35

OIL’s well, that starts well!

Vitality shows in not only the ability to persist but the ability to start over. The opening moments will be dominated more by Oil India’s listing. The market will be keen to see how the stock behaves after a tepid debut for Adani Power and NHPC. We expect another positive start though Asian stock markets are mixed after overnight losses on Wall Street. [more...]

Date: 2009-09-30 04:01:00

William Blum: Anti-Empire Report, Number 74 Ridding the world of the sickness of pacifism

29 September, 2009 — Anti-Empire Report, Number 74Picture the scene: Afghanistan, two hijacked tankers filled with highly inflammable fuel, surrounded by a crowd of Afghans eager to syphon off some for free … What’s the last thing you want to do? Right — drop bombs on the tankers. That’s what a German military commander signaled an American drone airplane to do September 4. Kaboom!! At least 100 human beings incinerated. [more...]

Date: 2009-09-30 09:52:55

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

Fed Research Sheds Light On Reluctance Of Subprime Lenders To Modify Loans

I came across a research paper published by the Boston Federal Reserve Bank where the researchers looked into among other things a mathematical ... in mountains of cash thawed a “frozen” credit market. So are we stuck with the alternative…do nothing ... the differences. Enter this new report… Subprime Mortgages, Foreclosures, and Urban Neighborhoods [more...]

Date: 2009-01-17 16:45:16

Will Your Credit Score Be Ruined By Credit Card Debt Consolidation Negotiators?

Amazon.de Widgets Credit card debt negotiators claim that they can help you pay less than you owe. Read the truth about credit debt negotiation scams. Protect your credit history.There are different reasons why people fall into debt. All of a sudden you may realize that you just can not make your regular payments. All of your bills and credit card statements drive you to the point of insanity and it seems that you will be unable to get out of this pit without help. [more...]

Date: 2009-09-29 11:50:50

Government help for the bank lending: just “get on with it”

Last weekend the Prime Minister announced yet another “anti-recession” plan which included the “creation of up to 100,000 new jobs” ... that households are reining in after the years of credit-fuelled excess. Two key indicators are housing equity ... and car show rooms. The saving ratio collapsed in late 2007 and actually turned negative [more...]

Date: 2009-01-08 21:14:21

Retail Sales Disappoint

Retail sales disappoint….  Chuck’s views on the Lone Prop…  Waiting on the ECB…  Emerging market currencies sell off…  And Now… Today’s Pfennig! ... according to yesterday’s report from the Commerce Department. The falling home prices, rising job losses, and tighter credit have all combined to finally force US consumers to adjust their spending [more...]

Date: 2009-01-15 17:57:41

Sign of Deepening Recession

As if the constant barrage of troubling macroeconomic news was not enough to tip you off, now something truly appalling has come to our attention. No, it isn’t the new unemployment statistics, credit spreads, the latest report on retail sales ... inexpensive beer. Up until this latest report, the conventional wisdom seemed to be holding true [more...]

Date: 2009-01-16 16:59:21

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