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Date: 2008-10-06 12:45:25

Blog posts (149) | Videos (265)
 


Acronyms to watch for: Roubini supports Hillary's HOLC, not RTC/RFC solutions to financial crisis

Here’s a litmus test for whatever Congress comes up with as they huddle with the finance boiz over the weekend: HOLC good, RTC/RFC bad ... , credit cards, auto loans and student loans) while their assets (values of their homes and stocks [more...]

Date: 2008-09-20 19:22:53


7 Don’ts for Fiscal Freshmen

( This is a guest article by Jack Busch* ) As a student, your financial picture is a bit unique. You have few assets and few hours to devote to a job, thus little income. You have little credit history (good or bad) but some limited access to revolving credit and other loans. Because of this, the years between matriculation and graduation are somewhat of a testing ground for your creditworthiness. Lenders give students just enough rope to hang themselves – and during those crucial four or so [more...]

Date: 2009-09-23 08:59:15


The Bad Paper Chase

The Bad Paper Chase November 26th, 2008 admin And the handout/buyout craze continues ... such as credit cards, auto loans and student loans. By all means, let’s just keep buying up debts from people ... Loan Banks. It also will purchase another $500 billion in mortgage-backed securities, pools [more...]

Date: 2008-11-26 07:37:00


Get Upto $82 On Adsense

Get Upto $82 Per Click On Adsense You keep reading all over the net about optimizing your Google Ads, and/or improving your revenue, ... $53.68 bad credit equity loan $53.38 abdominal mesothelioma $52.99 cash settlement $52.98 student loan ... school loan consolidation $76.54 college loan consolidation $74.93 car insurance quotes $74.78 auto [more...]

Date: 2009-01-06 17:51:27


Ctrl BG: A Shortcut to Financial News 11/29

Hope everyone is having a great Thanksgiving weekend and got some great bargains yesterday! ... facility to support consumer finance, including student, auto, and credit card loans and loans backed ... prices also dropped a whooping 17.4% from a year ago, a record decline. Along with this bad economic [more...]

Date: 2008-11-29 14:40:00


Wall Street bailout plan to include more than bad mortgage debt: Feds to absorb unpaid bar bets, inadvertently laundered postage stamps, unredeemed soda cans and insufficient tooth-fairy disbursements

Totally absurd? Think twice: In the dark of night over the weekend when most people were snoozing, the Treasury dramatically expanded its bailout plan to include buying student loans, car loans, credit card debt and any other “troubled” assets held by banks. The changes, which were included [more...]

Date: 2008-09-23 06:05:06


7 Don’ts for Fiscal Freshmen

( This is a guest article by Jack Busch* ) As a student, your financial picture is a bit unique. You have few assets and few hours to devote to a job, thus little income. You have little credit history (good or bad) but some limited access to revolving credit and other loans. Because of this, the years between matriculation and graduation are somewhat of a testing ground for your creditworthiness. [more...]

Date: 2009-09-23 08:59:15


Is Vacation Ownership Immune from the Credit Crisis Cold?

I wrote this article for  ARDA’s Development’s magazine in the summer of 2008. Unlike auto loans, mortgages and other consumer credit, the performance of Timeshare receivables ... to autos to student loan debt. Lenders are bracing for bad news in the timeshare industry as well [more...]

Date: 2009-01-15 16:07:27


Banks and Consumers Are the Problem, Not Bad Assets

Treasury Secretary Henry Paulson announced that he has shelved the original plan to buy troubled mortgage assets via the recently approved $700 ... loans, student loans and credit cards. This is creating a heavy burden on the American people [more...]

Date: 2008-11-14 12:14:14


more bad news

more bad news The law firm that successfully helped me defend myself last year has gotten their own civil judgment against me for the money I owe ... . Except for three relatively small bills and my student loans, my credit is amazingly clean ... like my car payment and insurance (it's not enough). Or, I find a way to buck up and file a chapter [more...]

Date: 2008-12-26 16:19:07


Ask an Apocalypse Specialist

Dear Dr. Farley,Should I be preparing a boat or a car? ... . For obvious reasons we cannot accept credit cards. However, student loans are available to qualified ... the former; horses can swim, and in a pinch can be eaten.Dear Dr. Farley,Is cannibalism really as bad [more...]

Date: 2008-10-01 08:47:00


New York City Bankruptcy Lawyer amp; Attorneys - Chapter 7

div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... include child support, taxes, student loans etc./ppOne bad aspect of filing for personal bankruptcy is that it will stay on your credit report for ten years. Obviously, this makes applying for new [more...]

Date: 2009-01-11 16:15:36


How to Understand Credit Report

How to Understand Credit Report posted on January 8th, 2009 Now that you have obtained your credit report, ... the company name is a description of the type of account (such as student loans, credit card or line ... the first thing you need to do is read through it and understand what it all means. Don’t feel bad [more...]

Date: 2009-01-08 08:35:23


Looking At Your Own Bank for Loans

The idea of shopping around for a loan can sometimes be over rated ... Reasons Why Bad Credit Equals High Interest August 14, 2008 — Don't Let Terms Get You Down July 29, 2008 — Student Loan Defaults Cured - Or is it? September 4, 2008 — Is Your Best Bet An FHA Loan? July [more...]

Date: 2008-08-21 07:05:00


Bailout Bandwagon Full…Please Catch Another

The bailout soup line is getting longer and longer. Heck, it is around the block ... billion the government set aside for car, student loans, and credit-card debt.  We got ... “Pork” is Really Going to Cost Us! Mmmmm Pork. No not the kind you may find...The Fed: A Bad Game [more...]

Date: 2008-12-23 17:24:58


Bailout Passes Senate

Senate votes 74-25 to approve the measure in a dramatic desk roll call vote. The infamous twenty-five are listed here ... highway caused by bad mortgage loans,” Alexander said. “This should get economic traffic moving again and restore confidence so that Americans can get auto, student, mortgage, business, and farm credit [more...]

Date: 2008-10-02 02:31:10


Working With Good Debt

As we go through life, we’re all faced with important financial decisions ... of credit, and it is with credit that we can find ourselves in debt. This isn’t always a bad thing ... ways in which to take care of the financial burden. Fortunately, there are numerous student loan [more...]

Date: 2008-12-08 17:59:15


Avoid Foreclosures Today And Save Some Money

With today’s onset of globalization, there have been quick lifestyle pattern changes. In our hectic and busy schedules, we oftentimes overlook the huge need to make proper investments in order to save some money. However, such trivial issues could bring benefits in the long run. Simply restricting unnecessary spending will not be enough. A lot of research reports confirmed within significant amounts of foreclosure cases that lenders failed to respond to mortgage company’s calls. [more...]

Date: 2009-09-17 19:19:08


Japan’s political kaleidoscope (4): Too many cooks, too many crooks, and too many kooks

The devil’s greatest achievement was to have persuaded so many people that he doesn’t exist. - Baudelaire Never attribute to malice that which can be adequately explained by stupidity–but don’t rule out malice. - attributed to Albert Einstein The essence of the Democratic Party of Japan now is a three-tiered structure of the Finance Ministry, Party Secretary-General Ozawa’s troops, and public sector labor unions. It will be impossible to maintain this structure without tax increases. [more...]

Date: 2009-09-21 11:02:58


Imagine If Lehman Brothers Had a Football Team

Lately it’s been all the rage to complain about companies that are too big to fail. However, there’s another prominent American institution that’s also become too big to fail. It’s bloated, overstaffed and often fails to meet the most basic need of its customers. Welcome to American higher education. More Americans are wising up to the fact that college is a big fat waste of money. Sure, if you’re lucky enough, and smart enough, get into a big-name school, college is just fine. [more...]

Date: 2009-09-23 20:02:39


Test Your Financial Knowledge

I recently came across an interesting website that happened to be quite an eye opener. The Center for Economic and Entrepreneurial Literacy’s website Econ4U has some great stuff on it to help teach others about personal finance and economics. In August, the group, a non-profit dedicated to financial education, realized that most college students can’t answer simple questions about their finances when it conducted a survey of 500 American students. [more...]

Date: 2009-09-23 12:00:31


Handy Loan Consolidation Tips

  Powered by Max Banner Ads   by Sarah Taslkinsten This is normally when they will turn to loan consolidation. However, you can consolidate just about any type of loan. This includes personal loans, school loans, medical loans, home repair loans, and many, many more. The economy has taken a turn for the worse and with that comes debt. You could have created your debt for a number of reasons, such as, job loss, lay off, or a failed company, but the fact still remains that you are in debt. [more...]

Date: 2009-09-23 10:00:05


"Paranoia Strikes Deep..."

Study Links 45,000 U.S. Deaths to Lack of Insurance Reuters WASHINGTON (Reuters) – Nearly 45,000 people die in the United States each year -- one every 12 minutes -- in large part because they lack health insurance and can not get good care, Harvard Medical School researchers found in an analysis released on Thursday. "We're losing more Americans every day because of inaction ... than drunk driving and homicide combined," Dr. [more...]

Date: 2009-09-19 04:23:00


A Short Term Loan Can Come To The Rescue!

by Rose Martin In these hard times, everyone needs to be able to get some extra cash. When you cannot wait until your next payday or you need to cover a hidden expense, a loan will do the trick. A better way to get your cash is through a short term loan. There are so many benefits that you can receive from this type of loan! Now, short term loans are not only for those in an emergency situation. If you are struggling with money and you simply need groceries, this type of loan could help you out. [more...]

Date: 2009-09-29 11:32:48


Buy a student car loan without any difficulty

Amazon.de Widgets Cars are becoming a necessary part of every individual’s life. Becoming owner of the car is a dream of every body whether it is office employee or business men. Even a student would want it for his personal needs. By having his own car saves lot of time in traveling and one does not have to wait to go to the place he thinks. Every possibility of getting a student car loan from the market. You must have face to face meeting with the lenders for driving away your dream car. [more...]

Date: 2009-09-29 10:14:45


Use Government Grants and Scholarships to Rid Yourself of Debt and Bills!

The government has put a plan into place to help ease up the effects of the crisis on lower income families. The definition of lower income families may not be as low as most people think. If a family earns less than $30,000 a year, then they are eligible to apply for some of these grants. There are a number of grants that are available depending on your personal circumstances and there are also programs specifically designed to help various groups of people. [more...]

Date: 2009-09-18 12:52:18


Get Student Loans Info and Avoid These Pitfalls

Get Student Loans Info and Avoid These Pitfalls It is not impossible to get student loans with bad credit. However, there are many factors that you will need to remember as you begin to consider at different financial repair resolutions. Above all, obtaining student loans with bad credit usually results in one, painful truth. You will incur extremely high interest rates for a financial institution to give you the finances. This is because they are taking a great risk in granting you financing. [more...]

Date: 2009-09-18 18:40:09


The Recession has Technically Ended: Surely You’re Joking, Mr. Bernanke!

by Bob Chapman Global Research September 19, 2009 To borrow from an old joke about politicians, we ask our subscribers if they know how to tell when Helicopter Ben Bernanke, the current Fed Head, is lying. Answer: Whenever his lips are moving. Now we hear from the Dollar-Destroyer that our recession has technically ended (heaven forbid that we should call our current Fed-caused calamity a depression, which is what it has been since Obama took office). [more...]

Date: 2009-09-20 12:02:50


Banks want to keep Americans stupid and in debt. A lesson in economics.

The first lesson we learned from the current economic collapse is: The market does not solve everything. Despite what the neo-cons like Ronald Reagan and George Dubbya told us, turning all state responsibility over to the market means that the entire country is motivated by profit and therefore operates under a value system of greed. This market-first government has not benefited most of us. In fact, it's only really benefited the super rich, like Reagan and Dubbya. [more...]

Date: 2009-09-30 17:20:32


Student car loan at low rate of interest

Amazon.de Widgets Life of college student is very tiring, not for most of the student but also in terms of going to and forth the campus. If you face a problem of distance of your school or college from home. It is fine if your parents are willing to take you to your school all the time. But this solution is not permanent to all. Your parents may have some other work to do rather then this. Then there is only one option left for you is public transportation. [more...]

Date: 2009-09-26 04:13:06


Where has the Bailout Money Gone? Good Billions After Bad

Where has the Bailout Money Gone? Good Billions After Bad Vanity Fair by Donald L. Barlett and James B. Steele As the Bush administration waned, the Treasury shoveled more than a quarter of a trillion dollars in tarp funds into the financial system—without restrictions, accountability, or even common sense. The authors reveal how much of it ended up in the wrong hands, doing the opposite of what was needed. Just inside the entrance to the U.S. [more...]

Date: 2009-09-28 06:17:36


The Recession has Technically Ended, Is Bernanke Joking?

Economics / Recession 2008 – 2010 Sep 19, 2009 – 12:37 PMBy: Bob_Chapman To borrow from an old joke about politicians, we ask our subscribers if they know how to tell when Helicopter Ben Bernanke, the current Fed Head, is lying. Answer: Whenever his lips are moving. Now we hear from the Dollar-Destroyer that our recession has technically ended (heaven forbid that we should call our current Fed-caused calamity a depression, which is what it has been since Obama took office). [more...]

Date: 2009-09-20 13:34:31


Coherently Yours: Professor Krugman’s Track Record of Economic Commentary

Let me start with an anecdote: a friend of mine, whose opinions I respect, confessed to me two weeks ago that he went to his bank  and withdrew a couple of months worth of living expenses, because he was very concerned about potential restrictions on accessing his money; I have to admit he nearly scared me into doing so myself [more...]

Date: 2008-10-25 15:54:03


No Credit Check Loans – Help and Advice

by Jimmy Tyrrell Thinking about a no credit check loan but not sure of all the facts? If so, you should invest a few minutes reading this. By the end of this article you should be better informed to decide if no credit checks loans are for you, and as there is more than one type of no credit check loans which one you should consider. Firstly, we must address the subject of no credit check payday loans. Because of the reasons described below these loans might not be an option. [more...]

Date: 2009-09-29 11:35:37


The Garrett, Watts Report (Sept. 24, 2009)

  To Our Clients, Colleagues and Friends Did you read about Michael Jordan’s bitter speech during his induction into the Basketball Hall of Fame?  He listed all the people who dissed him, insulted him, didn’t believe in him, and slighted him, real or imagined.  Contrast that to Ricky Henderson’s Hall of Fame speech which was all humility and gratitude to the many people who’d helped him in his career.  A sports reporter for the S.F. [more...]

Date: 2009-09-17 21:34:39


An Anti-Masterpiece Of Timing In California

The Mercury News reports from California. “John Gronley bought his dream home nine years ago for $625,000. Its paper value peaked at $1 ... through people such as a former loan agent at a small San Leandro brokerage.” “‘We called them ‘ ... who could never afford a loan on a $400,000 house. At least once a month we’d all look at each other [more...]

Date: 2008-10-04 17:43:14


Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11


Getting the Bait on Good Home Loan Terms Despite Bad Credit Score

Getting a home loan is just like getting recognition at the end of each academic year in school. Before you are awarded of any recognition, you must comply with the requirements for such recognition. For instance, before you will be given an academic award, you must first satisfy the required general weighted average on each or all subjects. Other awards also follows particular criteria before it would be awarded to deserving students at the end of the school year. [more...]

Date: 2009-09-19 03:36:05


Could the Satyam/PwC fraud be the visible part of an iceberg? Where are India’s “Generally Accepted Accounting Principles”? Isn’t governance rather poor all over corporate India? Bad public finance may be a root cause

  In a March 5 2007 article in The Statesman, I said: “Our farmers are peaceful hardworking people who should be paying taxes and user-fees normally but should not be otherwise disturbed or needlessly provoked by outsiders. It is the businessmen wishing to attack our farm populations who need to look hard in the mirror – to improve their [more...]

Date: 2009-01-08 07:40:36


Restore Your Fico Score – Part One

While obsessing over a FICO score is not a good idea, this is a number that will have a lot of bearing in your life. This number determines whether or not you will be able to get a house, a new credit card, or in many cases, whether or not you will be able to rent an apartment. Lenders and businesses are relying on FICO scores more than ever, and it is have never been more important to make sure that your score is where it should be. [more...]

Date: 2009-09-23 22:27:24


No Credit Check Loans

For borrowers with a bad credit history, ‘no credit check loans’ may be the only realistic loan option available when looking to borrow money, as they are relatively easy to have approved. Having bad credit does not does not hamper successfully obtaining this type as loan as it would other types or borrowing. Also it does further damage the borrower’s credit rating as the credit agencies are not always made aware of this type of borrowing. [more...]

Date: 2009-09-16 23:58:19


No Credit Check Payday Loans

September 16, 2009 | By Justin Finn In Blogging | People with a bad credit ratings will struggle to get approved from the mainstream the mainstream lenders. For people in such circumstances a form of ‘no credit check loan’ could be a solution to their financial problems. Credit can be rebuilt through this form of lending by successfully meeting their financial obligations. [more...]

Date: 2009-09-16 23:59:55


On Avoiding Student Loan Payments

Debt is a bitch and student loans have taken center stage recently as the credit crisis threatened the ability of students to get loans ... and you can go on with your life. But with student loans, you’re being punished for being a better person.” First, I’ ... . However on this day, I read a story about how some people have resorted to moving overseas [more...]

Date: 2008-11-03 15:55:55


Student Loans And Finances – Life As A Cash Strapped

Student Loans And Finances – Life As A Cash Strapped StudentIt can be a most appropriate time of your life, or a misfortune depending on how we aproach what hold up deals we as a university student. For most of us streamer off to college or university is a initial time we’ve ever been divided from home for any prolonged duration of time. It is additionally a single of a initial times we have been flattering most utterly obliged for a finances. [more...]

Date: 2009-09-20 17:46:04


Indian Secularism: A status report by Shah Abdul Halim

Technorati Tags: India,Bharat,Indian secularism,Hindu religious bigotry,Muslims پاکستاان لیجر | PAKISTAN LEDGER | پاکستاني کھاتا  |Sept. 25th, 08 | Moin Ansari |  معین آنصآرّی |   State of Indian Secularism Shah Abdul Halim I am a Muslim, I cannot help my tears; I have gone through fifty nine long years, Suffering pangs of hunger, [more...]

Date: 2008-10-09 03:19:03


19th Finance Fiesta!  I hope you checked them out, if not be sure to look at all the great posts ... t dream anymore“, and I gotta agree Mrs Micah talks about throwing good money after bad, for me it’ ... want to because my DH is feeling the itch before the weather gets bad! My grandmother [more...]

Date: 2008-10-09 13:00:05


Who’s Being Held Accountable by Rambling Raven

Who’s Being Held Accountable?       by Rambling Raven                             What a start to 2009 ... to the rescue? Everyone I know who has bad or questionable credit can’t get a store department credit ... of the U.S. economy and over the weekend five students were shot here in Chicago following an argument [more...]

Date: 2009-01-10 21:41:40


Tyler Cowen, Paul Krugman, and the right time to have a financial crisis

Tyler Cowen makes the case in Sunday's New York Times that if the Federal Reserve had just let the hedge fund Long-Term Capital Management fail in ... threaten the global credit system. Bolstered by this sense of security, bad loans mushroomed. Sure ... -Term Capital bailout as a precedent, creditors came to believe that their loans to unsound financial [more...]

Date: 2008-12-29 11:00:10


College on a Dime: Public colleges boosted by economic woes

Filed under: College, College on a DimeMany college-bound high school students have their eye on attending expensive private colleges, ... in the credit markets is making loans harder to come by. The USA Today reports that many families ... out of money before his senior year -- and credit markets remain tight so you can't get more loans [more...]

Date: 2008-10-27 19:00:00



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