ThinkFast: January 13, 2009

“Bowing to widespread Democratic skepticism, President-elect Barack Obama will drop his bid” to offer a $3,000-per-job business tax credit in his stimulus proposal. Sen. Tom Harkin (D-IA) had called the tax ... for Responsibility and Ethics in Washington report has found that “17 of 24 former Bush Cabinet members have taken [more...]

Date: 2009-01-13 14:00:16

Blog posts (137) | Videos (36)
 

Recognizing a Credit Repair Scam

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... and someone else has your money. If you see a credit repair offer, heres how to tell if the company behind it is up to no good: * Before they provide any credit repair services, the company wants [more...]

Date: 2009-01-16 06:24:58

Recession Gets Worse - The Fix Won’t Kill Ya

Recessions have a ripple effect on countries. Problems that start in one sector quickly spread to another ... and the real estate bubble, is now affecting job (the highest unemployment level in 16 years), credit ... released a report today highlighting the crisis. Here’s the key finding: Nationally, to maintain [more...]

Date: 2009-01-09 22:08:39

Identify Credit Repair Scam in 6 Ways!!

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... and someone else has your money. If you see a credit repair offer, heres how to tell if the company behind it is up to no good: * The company wants you to pay for credit repair services before [more...]

Date: 2009-01-16 06:23:45

Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин

Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]

Date: 2009-01-01 07:59:00

Forecast for 2009

Introduction       There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]

Date: 2008-12-29 03:33:57

Bank of America to Receive Additional $138 Billion in Government Assistance

The situation must have been rather dire indeed. They did not even wait for the weekend.Its a nice amount of government aid for a single company. Too bad GM is not a bank.Some animals are more equal than others.BloombergU.S. Gives Bank ... the global credit crunch.Bank of America will absorb the first $10 billion of losses in the pool, of which [more...]

Date: 2009-01-16 05:50:00

E-Prescriptions and Comparative Effectiveness - $500 billion savings

This post at The Seminal (where I also post) by Jason Rosenbaum contained so much information that is good, I just copied it here: A new report from the consulting firm Deloitte LLP shows that health care reform can indeed save money. A lot of money. Like half a trillion dollars: U.S. health care spending could drop by half [more...]

Date: 2009-01-17 21:00:00

Defense of Marriage Act author urges repeal

by Jay McDonough Bob Barr, ex congressman from Georgia and author of the 1996 Defense of Marriage Act recommended the laws repeal today in a Los ... grounds legally, conflicting with the Constitutions Full Faith and Credit clause, but the U.S. Supreme ... (Civil unions and gay marriage) last week: According to a 1997 Government Accounting Office repo [more...]

Date: 2009-01-06 00:23:38

Bank of America Needs America’s Money

Ongoing chatter about the health of Steve Jobs aside, the focus, once again, is on the banking industry, ... and additional funds set aside for credit losses. But J.P. Morgan shares rose 49 cents to $26.40 a share, as this report was viewed as a bit better than anticipated. The same cannot be said for Bank of America [more...]

Date: 2009-01-15 15:20:40

Working Too Closely With Republicans Is Toxic For Obama's Plans To Reform Health Care-- And Unhealthy For Americans

This looks like such a nice headline, doesn't it?-- Daschle Pledges a Bipartisan Reform of Health Care System ... and Louise" style campaign by the Insurance and HMO giants aimed at tanking it. Of course, that begs ... with-- a selfish, racist, greed-and-bribery-obsessed bunch who turned down health insurance for needy [more...]

Date: 2009-01-09 15:55:45

Is Personal Information Property?

Note: This article originally appeared on the Security Catalyst Blog A colleague recently asked me, “When did my personal information become someone’s property?” It’s a question with a vital answer, because if my personal information belongs to someone else, then they can do whatever they want with it [more...]

Date: 2009-01-17 19:59:52

Why Your Credit Score Is So Important To Your Ability To Borrow

Your credit information may be of no use to you. If you’re not planning on buying a house or renting an apartment, buying a car, taking out a loan, paying for college or getting a new credit card, then you won’t need to worry about getting ... you are and where you need to be financially. Bad Credit To improve your credit information, you’ll need [more...]

Date: 2009-01-17 13:04:13

DrumBeat: January 13, 2009

Analysis: Global power demand to languish in 2009 The outlook for energy commodities this year remains grim, says a new report from Merril Lynch. Neither cold winter temperatures in the Northern Hemisphere nor a steep fall in the price of energy have provided much support to the demand for oil, natural gas or coal [more...]

Date: 2009-01-08 01:35:34

The Next Step for the U.S. Bank Bailout

From the WSJ: U.S. Plots New Phase in Banking Bailout Officials at the Treasury, Federal Reserve and Federal Deposit Insurance Corp ... has a table of credit losses based on estimates from Goldman Sachs: $1.1 trillion from residential mortgages ... a government bank that would buy up the bad investments and loans that are behind the huge losses [more...]

Date: 2009-01-17 18:31:35

The U.S. as a Banana Republic?

Plane Ditches in New York River, All Aboard are SafeReutersNEW YORK (Reuters) - A US Airways jet with 155 people on board ditched in the frigid Hudson River off Manhattan after apparently hitting a flock of geese on Thursday and officials said everyone was rescued."We've had a miracle on the Hudson," New York Gov [more...]

Date: 2009-01-16 15:10:00

B of A reports loss, gets more cash

by Rolfe Winkler, CFA The TARP was phase 1 of the bank bailout: give the banks cash to rebuild their capital ... 1: the government is absorbing losses on bad assets themselves.  See Citi’s bailout in late November ... for credit-losses nearly tripled, while the company showed why it needed further help from the government [more...]

Date: 2009-01-16 15:09:12

British commercial property prices down 27% in 2008

Last year, the British economy was one of the hardest hit by the now evident commercial property (CRE) implosion. Prices fell 27 ... . The commercial property market has been ravaged by the reduced available of credit and falling demand for new space as the economic downturn leads to businesses collapsing or downsizing. A recent report [more...]

Date: 2009-01-15 21:26:00

The New Rules of Green Travel

The Iowa Climate Change Advisory Council recently released its final report which suggests two scenarios to cut the state's .. ... . continue » Previously on EL Weather-Related Catastrophes Push Insurance Losses to New Heights Weather-Related Catastrophes Push Insurance Losses to New Heights McDonald’ [more...]

Date: 2009-01-07 18:54:17

You Need Credit Scores With A Credit Report

By John Rasor the importance of knowing and understanding your credit history and score I recently logged on to annualcreditreport ... that people with bad credit are more likely to file a claim than people with good credit. As a result ... .com to get my once a year free credit report but to my surprise there were no credit scores [more...]

Date: 2009-01-17 19:01:47

Posts about Tri-State Real Estate (FL, GA and AL) as of January 16, 2009

Foreclosures And The Mortgage Meltdown Continues to Plague America - usreoproperties ... either being foreclosed upon or delinquent. The nation … package aiming to thaw the frozen credit ... 01/16/2009 Toyota is developing a miniature, environmentally friendly car that is powered entirely [more...]

Date: 2009-01-16 14:21:19

Stadium Spotlight: Aviva Stadium, Dublin, Ireland

Welcome to our new Tuesday feature, stadium spotlight. This week, we look at the replacement for Lansdowne Road in Ireland. Aviva Stadium location Stadium Name: Aviva Stadium , more commonly known as New Lansdowne Road. In February 2009, naming rights were won by Hibernian Aviva, Ireland’s largest insurance company, for a ten-year period. [more...]

Date: 2009-09-29 16:43:23

Bank of America Needs America?s Money

Ongoing chatter about the health of Steve Jobs aside, the focus, once again, is on the banking industry, ... and additional funds set aside for credit losses. But J.P. Morgan shares rose 49 cents to $26.40 a share, as this report was viewed as a bit better than anticipated. The same cannot be said for Bank of America [more...]

Date: 2009-01-15 14:38:49

Using Free Credit Reports And Credit Scores To Save Money

No doubt you've probably seen a commercial offering you the opportunity to request your free credit report or free credit score. Why all the big fuss? Why the big interest in credit scores and credit reports? To begin, you need to obtain copies of your credit score and credit reports. Let's start with your credit report first. You can get your free annual credit reports from the government. You can request the three major credit bureau reports every year. [more...]

Date: 2009-09-30 01:37:23

For healthy food and soil, we need affordable health care for farmers

By Steph Larsen When we talk about local food, it means more than just proximity to a farm ... %) report that insurance premiums and other out-of-pocket health care costs are causing financial ... . In addition, 44% report spending at least a tenth of their annual income on health insurance premiums [more...]

Date: 2009-01-06 16:00:38

Owning A Home Was Not A Luxury - It Was A Must

The San Francisco Chronicle reports from California. “From her snug one-bedroom condominium near San Francisco State University, Lea Azucena has watched family members struggle against foreclosure. But Azucena is not worried about losing her home, even though she recently lost her job [more...]

Date: 2009-01-03 17:38:02

Debt Reduction and Debt Elimination Programs: What’s the Catch?

One of the most frequent issues that readers contact me about is more information about a debt reduction or debt elimination program that they heard ... out a lot of factors. For one, some of the programs wreak havoc on your credit report and credit score ... a final negative note on your credit report indicating that your debt was negotiated, which [more...]

Date: 2009-01-08 20:00:36

Good News for Real Estate in Denver

Good news is being delivered nearly everyday this week!  The average U.S ... to 4.96 percent from 5.01 percent a week earlier, Freddie Mac said in a report today. That’ ... market for sometime now.  It’s nice to know outside sources like PMI Mortgage Insurance Company agree [more...]

Date: 2009-01-16 04:24:08

Lost In A Sea Of Stark, Empty Houses And Vacant Lots

It’s Friday desk clearing time for this blogger. “Record numbers of Sonoma County homeowners are seeing property taxes fall, ... have been a little hard to swallow.’” “Bob DeKeulenaere says junk cars in his neighbor’s yard prevented [more...]

Date: 2009-01-02 17:57:28

"Billion Dollar Tax Havens For TARP Recipients?"

Fri Jan 16, 7:56 PM ETThe Bank of America (BOTTOM) and Citibank (R) ... -dollar losses from the ongoing global credit crisis.Bank of America posted its first quarterly loss ... assets.Also scrambling to survive huge new losses triggered by the credit crunch was Citigroup, which [more...]

Date: 2009-01-17 03:32:00

Qualifying For a Used Car Loan

A used car loan is given to those who wish to purchase a car that has had a previous owner. The car may be purchased from the owner or used car lot ... will be lower. This can help a person keep their car. For those with bad credit, a used car loan ... credit report, although there are lenders who are willing to grant loans to those who have filed [more...]

Date: 2009-01-17 09:34:44

Second Bailout US$20 million for Bank of America

Bank of America gets fresh fund from government bailout Troubled Assets Relief Program (TARP) ... , executive board compensation, modification on residential credit program implementation. With $20 ... report and also before senates do vote for $700 millions USD for second bailout as the President proposal [more...]

Date: 2009-01-17 19:32:44

No Brainer: Bankster Bailout is Unconstitutional

No Brainer: Bankster Bailout is Unconstitutional It only took the New York Times a couple months to publish an article proposing the obvious: ... drifting back to the 9/11 memories theme it explored... Read more... Big Brother Report: U.S. Surveillance Society Running Rampant Report: U.S. Surveillance Society Running Rampant [more...]

Date: 2009-01-16 22:55:48

How to use “Owner Financing” for Real Estate investing

by Doc Schmyz Owner financing often produces a winning situation for both the homeowner who is selling the property and for the buyer who is purchasing the property. Owner financing may be defined as the situation when a seller is willing to help finance a real estate transaction by creating a loan for the entire purchase if they own the home [more...]

Date: 2009-01-16 03:41:32

The New Real Estate Crisis Is Coming - The Next Ice Age

Yep, you heard it here first. The housing market in the Northern Hemisphere is going to collapse. And it is going to make the credit crunch we are in look like small potatoes. That’s right folks, the next housing market crash will be a frozen market. According to this report the coming ice age [more...]

Date: 2009-01-11 17:23:20

U.S. Economy in 2009, Pain Will Precede the Promise

If there’s a proverb that captures the outlook for the U.S. economy in the New Year, it’s the one that says: “It’s always darkest before the dawn ... recession, the ongoing credit crisis guarantees a contraction of the American economy by virtually ... outward. With the U.S. economy, that centerpiece is credit. The credit crisis has shaken [more...]

Date: 2008-12-29 15:15:51

Credit Scores: New Threats

Credit Scores: New Threats Credit Scores: New Threats A long-delayed update to the leading credit scoring formula is rolling out in 2009, ... formula responds more negatively if consumers have few open, active accounts. Because more credit ... combat potential fraud by ignoring any "authorized-user" accounts in a borrower's credit report. After [more...]

Date: 2009-01-17 09:04:13

U.S. unadjusted jobless claims fourth highest in history

This past week, jobless claims in the U.S. soared as they always do after the holiday season. For the week ending Jan ... , this is an extremely bad report. For example, unadjusted claims were 547K on 12 Jan 2008, 506K on 13 Jan ... , and so on down the line. That should give you a feel for how bad these numbers are. In 2002, we saw the highest [more...]

Date: 2009-01-15 14:50:06

The Top Franchise Trends For 2009

Two words will be dominating the franchise landscape for 2009: cautious optimism ... credit score, and low personal debt, will increase the chances of getting a franchise loan.  More tips ... entrepreneurial ventures. Franchise Loan Availability The financial institutions are still going through [more...]

Date: 2009-01-09 07:30:34

How to use “Owner Financing” for Real Estate investing

by Doc Schmyz Owner financing often produces a winning situation for both the homeowner who is selling the property and for the buyer/investor who wants to purchase the property. Owner financing is when a seller is willing to help finance a real estate transaction by creating a loan for the entire purchase or part of the purchase [more...]

Date: 2009-01-17 10:13:54

Media & Politics

Media & Politics 16-Jan-09 Permanent link to MTA daily media news Outgoing CIA director defends detainee interrogation program (McClatchy) LANGLEY, Va. — Outgoing CIA Director Michael Hayden vigorously defended on Thursday the agency’s use of secret prisons and coercive interrogation methods on suspected al Qaida terrorists, [more...]

Date: 2009-01-16 17:21:21

LifeLock Review

LifeLock is the company that has a picture of their CEO, Todd Davis, ... . They will remember to put fraud alerts on your credit history at the three bureaus every 90 days ... , and they will request your credit history every 12 months from the three bureaus. It’s not a lot of work [more...]

Date: 2009-01-14 12:19:44

Depression-Loving Republicans and Conservative Allies Sue to Block Budget Solution

Putting their ideology over the best interests of the state, ... ) is that one of the plaintiffs is Insurance Commissioner and likely GOP gubernatorial candidate Steve Poizner ... , the National Federation of Independent Businesses, Insurance Commissioner Steve Poizner, Flash [more...]

Date: 2009-01-07 00:06:01

ERISA and your 401k; Employee Retirement Income Security Act

The Employee Retirement Income Security Act of 1974 (ERISA) (Pub.L. 93-406, 88 Stat. 829, enacted September 2, 1974) is an American federal statute that establishes minimum standards for pension plans in private industry and provides for extensive rules on the federal income tax effects of transactions associated with employee benefit plans [more...]

Date: 2009-01-17 20:06:01

Top Small Business Marketing Trends for 2009

Marketing in 2008 became decidedly social — and 2009 will see the social elements of marketing accelerate. Social media went from being on the cutting edge, to approaching the mainstream. When I say “social” I mean marketing driven by word-of-mouth relationships [more...]

Date: 2009-01-17 04:10:27

Cameron offers savings tax cut plus clamp on public spending

David Cameron took the side of savers hit by tumbling interest rates yesterday and promised to abolish tax on the savings income of all basic-rate ... Gordon Brown, he said, to get him to understand his errors. Cameron put his proposals in the context [more...]

Date: 2009-01-06 00:06:23

Posts about Real Estate Market Reports as of January 17, 2009

50 by Hemant Gupta - indianstockmarket.stocktips.in 01/17/2009 50 by Hemant Gupta January 17th, 2009 Buy of the Week. ACCURATE TRANSFORMERS LTD. ( ... to various SEBs including those of U.P Posts about Mortgage Market Report as of January 17, 2009 ... at these air  fares in a moment. We are certainly very happy to be here after reading this report [more...]

Date: 2009-01-17 14:24:32

Latest News In StockMarketInvestment Research - Jan 16, 2009

Airlines employed 6.5% fewer workers in November 16 Jan 2009 at 10:41am NEW YORK (MarketWatch) — The number of people working for the nation’s passenger airlines fell 6.5% in November from a year ago to 392,185 full-time employees, according to a Friday report from the Bureau of Transportation Statistics [more...]

Date: 2009-01-16 18:03:59

DrumBeat: January 14, 2009

Obama energy goal hard to meet: Bodman WASHINGTON (Reuters) ... prices, but this would not affect its $2.3 billion credit facility, the independent oil and gas ... (Bloomberg) -- Crude oil fell after a U.S. government report showed that stockpiles climbed [more...]

Date: 2009-01-14 13:55:13

2008 Terrorism

As 2008 comes to a close we must look back at America's security and terrorism in general around the world ... ) agent, I found the HS ???threat picture??? report inadequate and misleading. In fact, I found the report itself to be a national security threat for America ??? more importantly for the children [more...]

Date: 2008-12-31 01:13:07

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