Self Credit Repair - The Truth Behind The Hype
by Tim BeachumThe consumers have been brained washed into believing the words, “Self Credit Repair,” are bad. This is mainly do to the unscrupulous business practices of some credit repair agencies. For the most part these companies have managed to illegally charge the consumers for services that they cannot deliver.While preparing to write this article, I read numerous books and articles on the subject matter. The majority of them centered on tactics that are extremely outdated. [more...]
Date: 2009-05-24 15:26:14
Blog posts
(60)
|
Videos
(85)
Misperceptions About Getting Out Of Debt
There are many substantial ways to getting out of debt ... with the interest rate. It may take some time but anything is negotiable. Credit Repair Companies ... that perform illegal ways of removing negative items from your credit. When deciding on a credit repair [more...]
Date: 2009-01-14 18:11:17
Credit Repair Scheme Promises Fast Score Increases But May Be Illegal
Establishing a good FICO credit score isn’t all that difficult; all you have to do is pay your bills on time ... to wipe out a judgment or a bankruptcy from your credit report. Most consumers, understandably, would rather not wait that long and there is not shortage of companies that promise to repair credit [more...]
Date: 2009-01-08 08:18:32
G. Avoid Credit Repair Clinics
You’ve probably seen ads for companies that claim they can fix your credit, qualify you for a loan or get you a credit card. Their pitches are tempting, especially if your credit is bad and you desperately want to buy a new car or house. Avoid these outfits. Many of their practices are fraudulent, deceptive and even illegal. Some have been caught stealing the credit files or Social Security numbers of people who are under 18, have died or live in out-of-the-way places like Guam or the U.S. [more...]
Date: 2009-07-23 09:02:39
AUDITORS, CREDIT REPAIR, LOAN MODIFICATION ETC.
For the most part they are operating either illegally or unethically but there are an increasing number of firms that are playing by the rules and actually helping their clients. beware-of-credit-repair-firms-but-dont-throw-the-baby-out-with-the-bathwater DISCLOSURE: I must disclose both an agenda and an interest here. Having been disappointed [more...]
Date: 2008-11-16 15:55:12
BBB Consumer Alert About Credit Service
Hawaii's Better Business Bureau® issued an alert today warning consumers to be aware of companies taking advantage of the credit crunch by promising bogus credit repair services that can be costly and in some cases illegal. With lenders becoming increasingly... [more...]
Date: 2008-10-31 09:59:09
Bush's Farewell (Good Riddance!)
George Bush has been busy trying to repair his image before he leaves office, ... . He takes credit for keeping us safe from terrorism (except for 9/11) and for spreading democracy ... Consumer Confidence 116 38Uninsured Americans 40 M 46 MExcept for the illegal invasion of Iraq [more...]
Date: 2009-01-16 04:46:00
Guilty By Association
Many years ago, I used to run my sites out of an office building in an industrial part of Richmond. There were two other tenants in the building ... of association. The commentators asked me how many people I know who never run a Credit Card balance ... between good debt and bad debt. I don’t hang around people who are financially irresponsible [more...]
Date: 2009-01-04 23:45:11
The "O" List
I’ve spent some time over the last few days trying to come up with a list of issues to be addressed by incoming President-Elect Barack Obama and his ... stimulus as required to encourage infrastructure investment and enable credit liquidity that would ... ) to determine the status of our infrastructure and the scope of the task at hand to repair it, as well [more...]
Date: 2009-01-07 22:55:00
The Poverty Business
Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]
Date: 2009-01-15 00:45:24
Want to come upstairs and see my credit score?
When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... . But unlike family ties, it can be nearly impossible to sever yourself from bad credit. This column ... significant other about his or her credit score probably makes you squeamish, but it’s a subject [more...]
Date: 2008-08-19 10:00:00
Sweet December
Sweet December My Dominican co-workers wore sweaters to work when temperature fell below 70 degrees in December ... October and November that they had seen an economic downturn in their areas. Many credit ... on hopes to pay school fees, open full-service stores, or repair individual homes, this conversation [more...]
Date: 2009-01-14 16:46:51
Ten Credit Mistakes People Make
Most children are not trained in how to handle credit by their families other than with vague platitudes like ‘pay your bills on time’ and ‘live below your means.’ Practical knowledge about interest rates, revolving credit and credit scores ... discover these mistakes by making them. So here is a list of the top ten credit mistakes most often [more...]
Date: 2008-12-24 13:39:30
Unilateralism Spells Cop Out - Olmert/Livni Buckle!
If these two reports below are correct, and I suspect they are reliable, it would be a travesty of justice perpetrated by Olmert, Livni and Barak ... , politicians must do something, be seen as pro-active for fear of being perceived as unresponsive. Bad medicine is bad medicine. (See 2 below.) Even if the two most powerful men in our tax system [more...]
Date: 2009-01-17 03:50:00
Recognizing a Credit Repair Scam
by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... and someone else has your money. If you see a credit repair offer, heres how to tell if the company behind it is up to no good: * Before they provide any credit repair services, the company wants [more...]
Date: 2009-01-16 06:24:58
Identify Credit Repair Scam in 6 Ways!!
by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... and someone else has your money. If you see a credit repair offer, heres how to tell if the company behind it is up to no good: * The company wants you to pay for credit repair services before [more...]
Date: 2009-01-16 06:23:45
Credit Repair For Yourself
by Mary Bush Having a bad credit rating can be a serious problem affecting people’s lives in all kinds of ways ... of websites claiming that it’s easy to repair your credit. Some of these claims are at best dubious ... to repair an impaired credit rating, at least while staying within the law. That doesn’t mean, however [more...]
Date: 2008-12-28 18:23:45
Off Label Use of HGH to Treat Tendon and Ligament Injuries Remains Illegal
Dr. Richard Rydze is a vocal advocate of the use of recombinant human growth hormone (rHGH) for the treatment of tendon and ligament injuries. Dr ... with performance-enhancing drugs and the legal restrictions on legitimate medical research by anti ... had purchased $150,000 worth of HGH and anabolic steroids from Signature Pharmacy with his credit card [more...]
Date: 2009-01-17 08:33:55
Credit Repair After Bankruptcy
by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... is accurate. Often people are concerned with the legality of credit repair, and you should ... when they investigate a dispute, thus the listing will not be verified. The Fair Credit Reporting Act says [more...]
Date: 2008-12-26 10:12:42
Fed Talk "Slaves 'R' Us"
Bernanke: More bank bailouts neededNEW YORK (CNNMoney.com) -- Federal Reserve Chairman Ben Bernanke said Tuesday that President-elect Barack Obama's proposed fiscal stimulus package could help the economy, but he added that additional bailouts of financial institutions may also be needed to bring about a sustained economic recovery [more...]
Date: 2009-01-13 17:12:00
The Truth About Credit Repair
The Truth About Credit Repair This is a guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling ... they are able to “repair your credit”. Time is the only way to heal your credit report. By making consecutive ... on your credit report, you can follow these simple steps: Contact the local credit bureaus. Obtain a [more...]
Date: 2008-06-12 15:30:25
So You Think You Can Dance Winner Is Joshua Allen
Security Warning: Facebook and MySpace Soiled With Scams Obama Threatener Raymond Hunter Geisel In Custody How to Repair “White Apple Logo Screen of Death” in iPhones Merrill Lynch and Citigroup Agree To Buy Back Auction-Rate Bonds How to get free custom ringtones for your iPhone 3G What You Can Learn from the TJX Credit Card Mess Researcher [more...]
Date: 2008-08-08 04:33:07
Recognizing Credit Counseling Company Scams
People across the country are finding that they have used their credit unwisely and owe creditors a great amount of money that is increasing every ... to their financial problems, many people contact credit counseling companies that promise to repair their credit ... the risk of being taken advantage of by a dishonest credit counseling company. Telling [more...]
Date: 2009-01-10 05:23:38
Appraisal Fraud and Industry Standards Described in 2003 Official White Paper-RED FLAGS DESCRIBED IN DETAIL WITH EXCELLENT DIAGRAMS EXPLANATIONS AND DESCRIPTIONS OF BEST PRACTICES
loan_origination_mortgage_fraud_ffiecloan_origination_mortgage_fraud_prevention_response_nelsonRed Flags • Critical loan processing activities, such as verification of income, employment, or deposit, is delegated to brokers. • Delegated underwriting allowed for correspondents that are new or lack an established track record with the FI [more...]
Date: 2009-01-09 15:33:10
Do-it-yourself Credit Repair
There are many consumers which are being lured by companies which promise them to clean their unappealing credit history ... as the company has not yet completed the service. According to Credit Repair Organization, any ... of these companies would do nothing to improve their customers’ credit background and would eventually [more...]
Date: 2008-08-23 04:47:53
WEDNESDAY JANUARY 13, 2009
THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, ... ANIMATED DOPPLER STORM RADARNortheast Next Snowstorm CANADA WEATHER WARNINGSNEW BRUNSWICK & MAINE BORDER WAIT TIMESALL OF ATLANTIC CANADA STORM WARNINGS:This Site GIVES you the news as it happens, 24 [more...]
Date: 2009-01-14 00:21:00
SATURDAY JANUARY 10 & SUNDAY 11, 2009
THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, ... UP FOR SOME NB AREASSnowfall warning in effectEnvironment Canada has issued a snowfall warning for metro ... BRUNSWICK & MAINE BORDER WAIT TIMESALL OF ATLANTIC CANADA STORM WARNINGS:This Site GIVES you the news [more...]
Date: 2009-01-09 02:22:00
Types of insurance
.fullpost{display:inline;}Any risk that can be quantified can potentially be insured. Specific kinds of risk that may give rise to claims are known as "perils". An insurance policy will set out in detail which perils are covered by the policy and which are not. Below are (non-exhaustive) lists of the many different types of insurance that exist [more...]
Date: 2008-12-25 19:45:00
Credit Repair For A Better Life
by Mike Carbeck Repairing your credit is never an easy thing. But, there are several things you can do to get yourself out of debt ... changing credit laws make it especially difficult for people to restore their credit to good standing. There are also laws that make getting copies of all three of your credit reports free [more...]
Date: 2009-01-06 09:37:28
What's So Special About Veterans?
By Dave Lindorff The teacup tempest over retired Gen ... , in the case of more hazardous work, like heavy equipment repair or flying cargo planes, it’s probably safe ... who are easily as heroic as many of our uniformed citizens who don’t get any credit [more...]
Date: 2008-07-01 18:37:25
President Designate Obama Tells People Not to Pay Their Mortgages
Before I start, let's look at a very relevant video.. ... work with the same sense of urgency to stabilize and repair the financial system we all depend on. That means using our full arsenal of tools to get credit flowing again to families and business [more...]
Date: 2009-01-08 20:35:00
From the FIRE Coalition on illegal immigrants to the US
Will our country remain a sovereign United States of America or become another Latin American state?We are reaching the tipping point in this fight for our country, especially in terms of demographic shift, and while we do not have the resources of the opposition, we still have the numbers [more...]
Date: 2009-01-14 01:40:00
Debt Negotiation Programs
Get Yourself Out of Debt You should be cautious of claims from so-called credit repair clinics ... , your ability to get credit. That’s why many states have laws regulating debt negotiation companies ... . Many companies appeal to consumers with poor credit histories, promising to clean up credit [more...]
Date: 2009-01-11 12:34:30
Gates of Vienna News Feed 11/9/2008
Don’t miss Bill Ayers’ op-ed in the Toronto Star.Also worth looking at: the “Axis of Evil” countries love Obama. Kenya is expecting a quid pro quo from its favorite son. Corzine is rumored to be in line for Treasury. And the recession hits China.Thanks to Abu Elvis, C [more...]
Date: 2008-11-10 04:33:00
Funding Extra 8th January 2009
This issue of Funding Extra includes information provided by Scottish Government; eCVS; Grants Online; SYFAB; Scottish Arts Council CONTENTS: Scottish Government Third Sector Enterprise Fund Will Open In January 2009 Tesco Charity Trust Community Award Hilton In The Community Foundation Help Shape The Future Of The [more...]
Date: 2009-01-08 11:09:21
Removing Bankruptcy From Credit Report
by Matt Douglas If you have filed bankruptcy you should expect your credit will be severely damaged ... on your report that can not be verified. People frequently ask if credit repair is legal. It is not only legal ... . However there is hope, you can take action to remove your bad credit and by building [more...]
Date: 2008-12-26 09:33:29
TRAVEL - fresh news by plazoo.com
h1 a:hover {background-color:#888;color:#fff ! important;} div#emailbody table#itemcontentlist tr td div ul { ... poster cheap bus travel amateur movie porn real black cutie music video tipsy matrixmovie mp3 torrent files movies new york mexican drug war makes loud noise movie rocky six trailer us credit management [more...]
Date: 2009-01-10 04:37:00
More About Bad Credit Repair
It may not be possible to provide you with everything you wanted to know about credit repair in this brief article, ... that they have a credit report repair Software and also they will teach you credit repair secrets, for a fee ... repair course or sign up for credit report repair, read the facts and the laws relating to credit [more...]
Date: 2009-01-10 18:23:12
Should I Use A "Credit Repair Clinic"?
No. There are a couple of reasons to avoid credit repair clinics. First, you don't need them ... the negative information is removed from your file - but you don't need a credit repair company to tell ... hates credit repair companies. In an interview with Bankrate.com the FTC's Jodie Bernstein said [more...]
Date: 2008-12-27 18:02:59
DrumBeat: December 8, 2008
Oil rises on talk of auto bailout, stimulus NEW YORK (CNNMoney.com) -- Oil prices rebounded from a nearly 4-year low Monday as U.S ... a banking and financial crisis. Further, we do not know how in the world of climate change [more...]
Date: 2008-12-08 13:37:28
Credit Scams: Part 2 - Different Credit Repair Scams and False Claims
This is part two of two part guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling. If you’ve missed part one on credit reports, click here. The credit repair scam artists ... credit repair scams that are circulating newspapers, television, magazines and radio. Credit [more...]
Date: 2008-06-20 15:30:42
Does this include abridgement of 2nd Amendment rights as well?
The NYT reports: A federal judge in California said Wednesday that the wiretapping law established by Congress was the “exclusive” means for the ... into law, legal analysts say. A right to review evidence after a long period of time, not during [more...]
Date: 2008-07-11 15:13:43
Millions at risk of foreclosure fraud
Angela Carter outside the Chicago home she may lose because, she says, she fell for a foreclosure rescue scam. ( ... . The problem is so bad that in Portland, Ore., local police now automatically send a letter [more...]
Date: 2008-09-22 09:00:00
Learn To Build and Manage Your Credit, While You’re Young
Everyone tells you that these are the best years of your life ... established credit. Bounced checks mess up your credit report, so use that check-writing feature wisely ... . But the rest of your life can be even better if you start building credit now and working [more...]
Date: 2008-08-16 03:56:51
Recognizing a Credit Repair Scam
by David Wada Companies target consumers with poor credit histories all the time, ... a credit repair offer, here’s 6 simple ways to tell if the company behind it is up to no good: * The company wants you to pay for credit repair services before they provide any services. Under the Credit [more...]
Date: 2009-01-16 04:06:09
Words from the (investment) wise 12.28.08
Investors spent the holiday-shortened Christmas week in an un-merry mood, digesting more gloomy economic data and taking stock of a tumultuous 2008 ... s exuberance), but also still be battling with the implications of the credit crisis for the global economy [more...]
Date: 2008-12-28 12:31:33
Do The Best Credit Repair Services Improve Your Credit Score?
by Leona Allen The best credit repair services won’t create false hope for a “miracle cure”, ... that claim they can help you erase bad credit, or offer guarantees to raise your credit score ... but they definitely do help with the sometimes overwhelming task of improving your credit score [more...]
Date: 2008-12-23 11:09:44
Words from the (investment) wise for the week that was (Dec 22 – 28, 2008)
Investors spent the holiday-shortened Christmas week in an un-merry mood, digesting more gloomy economic data and taking stock of a tumultuous 2008 ... s exuberance), but also still be battling with the implications of the credit crisis for the global economy [more...]
Date: 2008-12-28 14:24:18
Financial schemes aplenty
Financial schemes aplenty Posted in News on January 5th, 2009 at 11: ... repair offers - avoid offers from credit repair companies claiming they can save you money while ... you. Do not send money to credit repair companies for them to send to your creditors. Do it yourself. (more… [more...]
Date: 2009-01-05 16:17:30
FTC Helps With Your New Years Resolution to Manage Debt
Information from the Federal Trade Commission to Help You Manage Debt: Knee Deep in Debt Having trouble paying your bills? ... , consider these options: realistic budgeting, credit counseling from a reputable organization, debt [more...]
Date: 2008-12-30 17:45:34
