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Essential Credit Repair You Need Know For Successful Self Credit Repair

Credit Repair The DIY Way . Credit repair is a great way to improve your credit scores and get a fresh financial start. However many people cannot afford the cost of a credit repair service. The good news is that you can do credit repair yourself and get the same results as a credit repair company would, you just lose the convenience of not having to do anything. This article will discuss a few important DIY credit repair tips that you can use to get started. [more...]

Date: 2009-09-28 06:50:28

Blog posts (180) | Videos (199)
 


Credit Repair Can Make Your Life Stress Free

by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-27 18:18:14


Bail Me, Stimulate Me

In a week that signaled much worse is coming, perhaps the more dismal indication on the financial front was that Democrats finally had a chance to ... the kind of behavior that got us here: more bad loans to the wrong people won't en our crisis; they make ... . If that sounds bad, it shouldn't; this week's debate on TARP had essentially the same contours [more...]

Date: 2009-01-16 20:24:10


Revisiting the Supply-Side Thesis

Everyone’s attention has temporarily shifted away from the automaker bailout, to consideration of a vast Keynesian stimulus program, with some side-distractions relating to the personnel of the US Senate. Don’t worry about the automaker situation: it’ll be back on the front-burner next month as both GM and Chrysler LLC will have burned through [more...]

Date: 2009-01-06 10:46:00


Credit Repair Can Make Your Life Simpler

by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-26 12:54:46


GWAS Playlist

This week's pick of pop culture, magazines & pretty things...1. The Confessions of a Shopaholic publicity machine is in full drive with Isla Fisher battling it out with the babes of Bride Wars (Kate Hudson for Australian InStyle and US ELLE), He's Just Not That Into You (Scarlett Johansson for US Harper's Bazaar) and Gossip Girl ( [more...]

Date: 2009-01-16 00:50:00


Healthy Cookies?

essere sano/being healthy I am so excited the weekend is here! My only wish is that it was more than two days ... when I get in my car to go to work on Mondays and disappears when I leave Friday nights). But, I am excited ... t get credit and would have to wait until the spring. Ugh! Luckily, we have a new member of our staff [more...]

Date: 2009-01-10 12:53:31


Refinancing When You Owe More Than The Home Is Worth

I've been looking around for an answer to this but my searches haven't returned anything useful ... ? Was all the refinance hype only because the markets kept going up? Is this the reason why people who got an bad loan ... to the utter limit for 100% financing could refinance into more favorable loans as their equity picture [more...]

Date: 2009-01-08 09:54:12


Fight Fire With Fire!

“Yes, one right at the back, red tie, just underneath the cabinet rack,” said Ben Bernanke.   The Fed chief was giving a speech at the London School of Economics on Tuesday. When time for questions came, our old friend, Terry Easton, wearing a red tie, raised his hand. Aren’t you just making the situation worse, Terry wanted to know [more...]

Date: 2009-01-15 18:19:54


And Then There’s This…Thursday, January 15th, 2009

As per usual these last few days, gold did nothing in Far East or European trading ... time when a rally commenced. But it was all for naught once the London p.m. fix was in. The bids ... -) will move their earnings release date to today from next week. How bad must their numbers be? Citigroup’ [more...]

Date: 2009-01-15 20:30:45


The Endgame

The Endgame Employment Numbers Are Worse Than Posted Aye, Captain, I'm Giving Her All I've Got! Problem #1: Deflation Problem #2: Pushing on a String The Muddle Through Middle Conversations With John Deflation? Stimulus? Deleveraging? Recession? A soft depression? A return to a bull market? With all that is going on, how does it all end up? [more...]

Date: 2009-01-17 21:29:29


Where were you when the world ended?

Being a spoiler-filled (except for the final issue) narrative of your Winter Men reading experience, in nine (somewhat lengthy) parts. Part the First. Sometime around 10 August 2005. Your trip to the local comics-purveying establishment rewards you with a new comic written by a Mr. Brett Lewis and drawn by a Mr [more...]

Date: 2009-01-11 16:25:10


Strike 3

I missed Siren's burlesque class last week, due to being sick. I emailed LeAnne (the owner) a couple of time and she replied, the next day, that it would be no problem to start with week 2. Yesterday morning, I double-checked the SirenDance schedule - and happily discovered that my Burlesque class was at 9:15, not 8:45 (as I had thought) [more...]

Date: 2009-01-16 02:12:47


The Breakdown of the World Money Machine

A bad year…and 2009 doesn’t look much better…the worldwide financial crunch is affecting everyone… 2008 will go down as the worst year for investors ... s the first priority. I have to feed them…and buy medicines and fertilizers…even though nobody is buying ... money because they can’t get good prices for their cows…and can’t get credit from the bank [more...]

Date: 2008-12-30 20:49:57


Reading POSt: Case study on a sales culture

Reading POSt: Case study on a sales culture Cash generation largely through accelerated but informed selling is the name of the current game (of course, companies may opt for cost-savings but that's another matter all together) so the story ... many a depositor from entering a branch (NAVPU, debit/credit, GRT, etc.) Think of the potential [more...]

Date: 2009-01-17 04:54:31


Advice To Pres. Obama (#2): Yes We Can, But Will We?

The below post/letter is very important to me, and brings together much of what I have worked on the past few years ... particular issue runs the risk of creating more long term harm than good. In this letter, I attempt ... . In this letter, I would like to explain what some of these things are. In addition [more...]

Date: 2009-01-15 16:49:43


Lending Woes: A Deeper Consumer Analysis

This may seem like an odd analogy, but I remember this story about my Mom when she was having her 7th baby ... for the Subprime Crisis.   Subprime loans did not come into being in late 2003.  2003 is the year more people ... You can’t get a good loan, but we can find you a BAD loan, if that’s what you want.”  Most people said [more...]

Date: 2008-12-29 21:19:46


Buying a House - Can Anybody Do It?

Anybody can buy a house. There are several ways: you may need to fix your credit to get financing, or find a real estate investor to buy a house ... that there is no way you can afford it. It could be crushing blow. This could lead to bad feelings ... and bills. You need to know the amount of money you have to make payments on a home. Remember [more...]

Date: 2009-01-17 10:30:29


Doom - Part Deux

It's here. Finally. Doom. Doom Part Deux, actually, as the fine folks over there at The Wall Street Journal Online have informed us that the " ... . They don't really know exactly where all the money went and who did what with it. Bad answer ... Rican rum producers$128 million to auto racing tracks$33 million for corporations that operate [more...]

Date: 2009-01-17 08:34:00


The Great American Ponzi Scheme

Give us Madoff! Give us Madoff!  “Oil rises to $39 on Bernanke comments…”  “Asian stocks rise after Bernanke remarks…” When they turned out the ... say to bring about the turnaround? We find the report on the front page of the International Herald ... and the normalization of credit markets,” said the main man at the Fed, speaking to an audience at the [more...]

Date: 2009-01-14 17:00:26


Top 10 at 10: MAF warned last year (by Carter); PGC and Jacks Point; Norris attacks Kiwibank; Dilbert

Here are my top 10 links from around the Internet over the last couple of days. My apologies to regular readers disappointed by the non-appearance of the Top 10 at 10 yesterday and today’s late appearance. I was simply swamped with the news, tips and interviews from the Crafar story, where the wider economic and financial implications are now becoming apparent. [more...]

Date: 2009-10-01 00:26:58


Sunday Papers 18 Jan 2008

Pushed for time this week, so the Bloggosphere round-up is a little short - I’m off on another real-world assignment to the darkest corners of Asia this coming week, but I’ve left you with plenty to read below, and have scheduled a load of articles to appear each day while I’m away - have fun y’all [more...]

Date: 2009-01-18 06:41:32


How To Break Away From The Debt Prison, Forever!

By Tom Graneau Americans are plagued with personal financial problems ... finance is the most common platform for human errors. Many of us have purchased more “stuff” on credit ... . Mistakes are part of the developmental stages of life. We make errors in every segment [more...]

Date: 2009-01-16 18:03:11


Apropos of Nothing: 2008 in Review: Q2

These are some of the thoughts and sentences I wrote in the second quarter of 2008. APRIL You don’t fool me, Mr ... I might be dumb enough to make use of a credit card that dings me for 74.99% interest on all purchases ... and minivans and cul-de-sacs. I ask myself, “How hardened can you really be when you can find a parking [more...]

Date: 2008-12-31 08:14:18


Barney “Loose and Looser” Franks Plays More TARP Games

Barney “Loose and Looser” Franks Plays More TARP Games Posted on January 16th, 2009 by Octagon Ref The lack of accountability, transparency, ... make our nation poorer. Already, TARP banks are punishing credit card users with increased fees and outrageous terms. Refinancing schemes are making their debut and the terms are not consumer friendly [more...]

Date: 2009-01-16 05:54:37


Transcript: President George W. Bush Final Press Conference - January 12, 2009

(Source: White House Press Office) 9:17 A.M. EST THE PRESIDENT: Thank you. Tapper. We have been through a lot together. As I look through the room, I see Jake, Mike, Herman, Ann Compton. Just seemed like yesterday that — that I was on the campaign trail and you were analyzing my speeches and my policies [more...]

Date: 2009-01-12 20:41:57


Fight Fire with Fire!

Fight fire with fire! "Yes, one right at the back, red tie, just underneath the cabinet rack," said Ben Bernanke. The Fed chief was giving a speech at the London School of Economics on Tuesday. When time for questions came, our old friend, Terry Easton, wearing a red tie, raised his hand. Aren't you just making the situation worse? [more...]

Date: 2009-01-16 04:04:25


Bush Thankathon Begins

And a final opportunity for Bush haters to vent! Air Force One, with U.S. President George W ... citizen for his ride home to Texas and the call sign will no longer be Air Force One. All this week we’ll be sharing our memories of the Bush presidency. Since the “news” media only covered the bad [more...]

Date: 2009-01-12 18:08:04


Do you have bad credit?

I don't know how many times I have heard people talking about the reasons they were denied a loan but it seems that one of the common complaints was ... that they probably don't know why they have bad credit and that the report is most likely wrong. A lot of people do not even look at their own report and don't realize that there is probably errors [more...]

Date: 2009-01-07 04:45:00


Only Tighter Regulation Will Stem this Crisis of Confidence

“I have a funny feeling that we’re not in Kansas, anymore ... as to how we got where we are – not to mention about who and what caused the housing bubble, the credit ... reprise of the Great Depression. All the opinions and bad directions aside, we would not have crashed [more...]

Date: 2009-01-16 15:45:30


Gates of Vienna News Feed 1/5/2009

Read through the official European reactions to Israel’s ground offensive into Gaza: Zapatero, the Vatican, ... Gaza, the Vatican Raises the White FlagItaly Urges Gaza TruceItaly: Verona to Target Home Sex ... in DemonstrationsGush Katif Expulsion Victim Returns ‘Home’ as SoldierHave Israelis Finally Learned the Strategic Value [more...]

Date: 2009-01-06 04:54:00


Kicking Off the Panic of 2009

“Sir, there are no seats left. You’re going to have to stand in the back.” I was only 10 minutes late, but the conference hall was packed. Every seat was taken. The walls were lined with people. At that point, I knew without a doubt, there was a lot more downside left in real estate [more...]

Date: 2009-01-16 14:47:37


Is the other shoe about to drop?

According to a December 14, 2008 segment of 60 Minutesentitled “The Mortgage Meltdown, ... is that most of the air has already leaked out of this bubble, but the bad news is that another, perhaps ... option ARM” mortgages. (See below for a brief explanation of each.) Credit Suisse estimates [more...]

Date: 2009-01-16 23:43:00


Kicking Off the Panic of 2009

“Sir, there are no seats left. You’re going to have to stand in the back.” I was only 10 minutes late, but the conference hall was packed. Every seat was taken. The walls were lined with people. At that point, I knew without a doubt, there was a lot more downside left in real estate [more...]

Date: 2009-01-16 01:10:34


Citi on Its Way to Breakup?

The Wall Street Journal tonight says, "Citigroup Takes First Step Toward Breakup." But what does that mean, exactly? ... banks. TPG's $7 billion stake in WaMu turned to dust in record time. The credit, Treasury and trading ... to help them make assessments and fix bust banks. But that discussion assumes that Citi [more...]

Date: 2009-01-10 05:11:48


The Best Gubernatorial Campaign of 2008

The Best Gubernatorial Campaign of 2008 Indiana Gov. Mitch Daniels handily defeated his Democratic opponent despite a tough landscape for incumbent Republicans and the fact that Obama carried the state. (AP Photo/ Indianapolis Star, Frank Espich) Yesterday we started our year-end awards by naming state Sen [more...]

Date: 2008-12-30 15:30:35


Fixing Housing & Finance: 30/20/10 Proposal

A Modest Proposal: The housing crisis worsened over the summer of 2008, prompting Congress to debate various bailout proposals ... to the credit crisis. The bankruptcy of Lehman Brothers and the nationalization of AIG were the results ... or administrative or budgetary review. It is fraught with moral hazard, rewarding bad judgment [more...]

Date: 2008-09-22 11:30:25


I’ll Take My Chipotle App To Go, Thanks

My favorite burrito restaurant, Chiptole, launched a free mobile ordering app earlier this week ... for pickup and pay for their order with a credit card. (Just like their online ordering system, which ... ? The theories in my head started flowing like a bad Oliver Stone movie- Could [more...]

Date: 2009-01-17 13:00:09


The Endgame

The Endgame by John Mauldin January 17, 2009 • Employment Numbers Are Worse Than Posted • Aye, Captain, I’m Giving Her All I’ve Got! • Problem #1: Deflation • Problem #2: Pushing on a String • The Muddle Through Middle • Conversations With John Deflation? Stimulus? Deleveraging? Recession? A soft depression? A return to a bull market? [more...]

Date: 2009-01-18 02:04:12


Rough going ahead

“Over the next 12 months, markets could experience sharp volatility swings ... money we do not have and not producing enough to pay back the credit,” says Yones. “It’s like luxury-living on credit cards, at some point the lenders want their money back. Not to forget that in a new [more...]

Date: 2009-01-14 19:19:52


Tim Wise on Obama’s “victory over white supremacy,” part II: Or, Why Obama won’t do shit for black people (and why there’s shit to be done)

In the previous post, I contested Tim Wise’s argument (or rather his declaration, as he doesn’t really “argue” for the claim) that Obama’s win is a “victory over white supremacy.” I maintained, however, it still holds a “significance” for that struggle. It represents progress and should be applauded as such [more...]

Date: 2009-01-17 19:07:09


Bad Credit Repair Tips & Advice

When it comes to trying to get a new car or a new house, there is nothing worse than having bad credit ... , there is such a thing as Bad Credit Repair. Starting Off Smart Of course, the best thing to do is to avoid getting ... is now to repair your credit profile so that when you need the help of a loan or credit card [more...]

Date: 2009-01-16 00:22:09


The Playlist's Least Anticipated Films Of 2009

We wanted to subtitle this feature Cockpunching Your Brain Into Next Year: The Films Of 2009 Probably Destined To Make Us Unintentionally Laugh The Most. But you know, we mostly digress, but if you really want to see some of the year's worst films look no further than what's coming out this month in January: [more...]

Date: 2009-01-15 00:11:00


Stimulus, Schmimulus

Fiscal Lifejacket or Money Down a RatholeBy Mike WhitneyJanuary 16, 2009 "Information Clearinghouse" ... is really all about. It won't fix the economy; it's just a way to minimize the shock of a hard landing. Economists Lawrence Mishel and John Irons make the case for stimulus in their recent article "How [more...]

Date: 2009-01-16 15:07:00


A gentle introduction to Unqualified Reservations (part 2)

We have swallowed the red pill, which now makes its way to the stomach. The coating dissolves. The rotor spins up and the device begins to operate. Inside, the sodium-metal core remains intact.And we begin the treatment. Again, our goal is to detach you - by "you," of course, [more...]

Date: 2009-01-15 11:44:00


Tobias Buckell Interview

One of the categories in my 2008 Best of List was authors I wanted to interview. Coming up high on that list was Tobias Buckell. Tobias did extremely well in my year end wrap-up, so talking with the man responsible for the amazing Sly Mongoose, my pick for Best Science Fiction novel of 2008, seemed natural [more...]

Date: 2009-01-15 19:11:24


Don’t Postpone Your Marriage for Money: Wedding Loan now available

If you got engaged then now you must be planning for a grand wedding celebration. But you are scared too ... charged on wedding loan provided to you. If the borrower has a bad credit record ... in case money is short. Infact, recently, Wedding loans are gaining popularity in both rural as well [more...]

Date: 2009-01-17 23:25:46


The Baddest Bank in the West

Give us Madoff! Give us Madoff! "Oil rises to $39 on Bernanke comments..." "Asian stocks rise after Bernanke remarks.. ... about things. What did Bernanke say to bring about the turnaround? We find the report on the front ... necessary to ensure stability and the normalization of credit markers," said the main man at the Fed [more...]

Date: 2009-01-15 04:51:36


Don’t Let Rates Get You, Lock It Posted By : rateempire

Don’t Let Rates Get You, Lock It Posted By : rateempire When interest rates begin to go up on mortgages, ... money mistakes You can’t control the stock market or fix the credit crunch, but there’s still plenty ... than 10 bucks. Here’s how to sift out the best ones. Stocks bounce back from steep losses Bank [more...]

Date: 2009-01-16 18:19:09


Media & Politics

Media & Politics 16-Jan-09 Permanent link to MTA daily media news Outgoing CIA director defends detainee interrogation program (McClatchy) LANGLEY, Va. — Outgoing CIA Director Michael Hayden vigorously defended on Thursday the agency’s use of secret prisons and coercive interrogation methods on suspected al Qaida terrorists, [more...]

Date: 2009-01-16 17:21:21



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