Economy Weakens PC, Chip Sales

Things are not looking good for PC and chip manufacturers as consumers held back on electronics purchases during the holidays ... for the first time in 6 years in the fourth quarter of 2008, according to a new report from IDG ... tightening credit, eroding confidence, and growing unemployment,” said Doug Bell, research analyst [more...]

Date: 2009-01-16 20:37:39

Blog posts (693) | Videos (469)
 

Complete Your Character and Fitness Application Early

You have the option of submitting character and fitness application for the state bar early during your first two years of law school ... I can remember.  Hopefully, I will be able to come up with all of the addresses by looking at my credit report and my tax records.  This will take a lot of time though and it isn’t the only part [more...]

Date: 2009-01-17 22:33:53

Links and Quick Takes 6/11/08

Rescue dogs train for Olympics BBC Racing principles' role in cutting emissions BBC " ... to retain their triple A credit ratings.A buddy sent me the report on which this story was based ... Who Wins) Business Week. On how biased credit card arbitration procedures are. Was Malthus Right [more...]

Date: 2008-06-11 03:11:41

If Your Kid Loses His Wallet...

A picture of a wallet. In addition to a driver's license, teens today carry many of the same things adults carry in their wallets: credit cards, ... Commission: Cancel your credit, debit and ATM cards immediately. Get new cards with new account numbers. Call the fraud departments of the major credit reporting agencies. Ask each agency to put out [more...]

Date: 2009-01-16 05:45:56

Update: who is going into foreclosure?

How do we help people in foreclosure? Or, is the question still, do we help people in foreclosure ... delinquent again within 10 months, according to a Credit Suisse report. A couple of disturbing numbers ... has proved hard to fix: Falling home prices: More than 23 percent of home owners with a mortgage owe [more...]

Date: 2008-10-30 13:41:47

Anyone Can Fall In Debt

You wouldn't know it from their Bresson-like hyperrealistic depiction on TV, ... by Callcredit, a credit report agency which also offers free advice for the debt-impaired. Donning ... to pay back loans and credit cards taken out over 12 months ago.”. No sh*t, Holmes! We've taken [more...]

Date: 2008-11-20 15:35:30

GSO Capital to Close Asia Desk

The Blackstone Group's GSO Capital Partners is moving to close its Asia investment desk after failing to find attractive opportunities in the region, ... according to press reports. The $25 billion credit hedge fund hasn't purchased any Asian bonds or loans since it opened its Hong Kong office in September because it believes prices are too ... [more...]

Date: 2009-01-14 12:48:21

6 Step To Improve Your Credit Score Now

credit cards Your credit score is probably the single most important number in your financial life ... . Use of your credit report has infiltrated areas we never thought it would - from job applications to insurance premiums. I recently learned the impact credit score has on interest rates after finding [more...]

Date: 2008-12-02 17:06:27

Eco 'crunch'

(((Maybe this new framing of the crisis will persuade the currently unemployed financiers who stumble over it while web-surfing in their pyjamas ... '. The planet is headed for an ecological "credit crunch", according to a report issued ... look like. Maybe they can leverage new laws of atmospheric physics.))) http://news.bbc.co.uk/2/hi [more...]

Date: 2008-10-29 08:18:11

Green Ink: There’s an Energy Plan Here Somewhere

Renewed violence in Nigeria and tough talk from Iran and Turkey pushed oil up from a seven-week low, Bloomberg reports ... terms of credit to a gaping hole in the oil distribution system, both in the WSJ (sub reqd.). Gaping ... fewer gasoline taxes, and even less money to repair decrepit infrastructure—and those investments “ [more...]

Date: 2008-07-28 12:13:17

How To Deal With Bankruptcy, a Job Hunt and The Wild Stock Market

I always enjoy going to Ginger’s site — the blog called “Girls Just Wanna Have Funds” ... . Credit Card: How To Dispute An Item On Your Credit Report In the meantime, Dollar Frugal hosts [more...]

Date: 2008-10-08 16:07:31

Finance - Collection Process on Personal Loans

by Marcel Mahrer Personal loans are acquirable for a variety of uses ... to a collection agency. Neither option works well for the borrower or co-signer. Court costs are expensive ... of payments though it causing a disastrous stroke upon your credit report. The pick up routine for any [more...]

Date: 2009-01-17 08:54:59

Happy New Year Facebook - your employees think you’re lying about advertising. And they may have a point

A gremlin inside Facebook - or more likely a disgruntled employee - briefly hacked Facebook in the last few hours ... get you a 2:1″ and Bad credit? Get a credit card with 39.9% APR!’. Classy.” The thing is, social ... and business, then why do I get shown ads for Credit Rating Reports, as I did today? On thing’ [more...]

Date: 2009-01-05 11:59:10

Regularly Checking your Credit Score is Vital

In these financial times which are clearly tumultuous and tight, ... and credit score on a regular basis. This statement is more true today than ever before, because ... on your credit score and report. What most people are completely unaware of is the fact that no one is going [more...]

Date: 2009-01-06 13:15:59

Even More Glowing Reviews Of McCain At Saddleback. Hosanna In The Highest!!

McCain’s palm strewed exit from the Saddleback forum continued on Monday (August 18th) night’s Fox Special Report ... . Naturally, any credit given to Obama was omitted. And naturally, the segment about the beginning ... journalistic objectivity. The top “Grapevine” segment dealt with the letter of outrage, sent [more...]

Date: 2008-08-20 12:16:12

What are your alternatives for filing bankruptcy?

The term ‘bankruptcy’ conjures up an image of someone publicly disgraced and broke ... for long. It will remain on your credit report for nearly 10 years due to which no reputed lender ... helps to formulate your IVA. It will help freeze your high interest debts and ensure that you are debt [more...]

Date: 2009-01-16 08:28:53

States, Cities Hit Hard by Credit Crisis, Falling Revenues

Even though the markets are looking for a boost from the expected passage of the bailout bill, ... office projects tax collections to fall $1.3 billion below what it expected in a July 30 report ... in the credit markets. Some government bodies have gone as far as cutting spending. California is at risk [more...]

Date: 2008-10-03 17:41:43

HSBC are thugs (sorry “partners”)

HSBC has gotten a little aggro lately – an analyst dispute widely reported in the FT and other places ... be found here and here amongst dozens of consumer rip-off reports on the web.Bally managed to report ... but they included penalties as per credit cards.  Obviously collection was a problem.  Bally filed [more...]

Date: 2009-01-15 23:27:00

Sensible Debt Collection

This post has been republished from the SitePoint Tribune #427 ... the client wants a clean credit report to enable them to secure a loan for a house. Be consistent ... another 7 days later: final demand notice with 3 days to pay 4 days later: letter explaining how you’ll [more...]

Date: 2008-12-21 23:14:08

Green Ink: Ethanol Woes and Closing Arguments

Crude oil futures slipped to $66 on Monday amid signs economic woes are spreading, Bloomberg reports: ... prices and now the credit crunch; the long-term outlook isn’t much clearer for the industry, argues ... up costing more to implement than consumers are willing to pay, at Green Car Congress. Southeastern [more...]

Date: 2008-11-03 13:11:53

Downsizing? An admin checklist

It’s never pleasant when companies have to downsize due to a tough economy ... forms, if necessary Delete company computer access Remove access to company credit card ... : Final time/expense report Final paycheck COBRA notice (firms with 20+ employees) Certification of group [more...]

Date: 2009-01-16 17:43:53

Scarcity of Debtor-in-Possession Financing Forcing Earlier Bankruptcy Filings

In more normal times, when a company faces the risk of bankruptcy but believes it has a viable business, ... a $50 million letter of credit and continued use ... report on these adaptations suggested that they were a far less than ideal solution [more...]

Date: 2008-12-13 06:17:52

Following the money

rdanThe NYT describes the beginning role of the committee and chairman Elizabeth Warren to follow the money, in addition to GAO report....“You can’t just say, ‘Credit isn’t moving through the system,’ ” she said in her first public ... she said. “You cannot repair this economy if you can’t repair those families, and I’m not sure [more...]

Date: 2008-12-04 11:31:00

BehindTheMedspeak: Healthcare credit score — just another name for wallet biopsy

Certainly it's more politically correct but they're exactly the same thing ... For Hospitals Credit-reporting bureau Experian PLC said it agreed to acquire SearchAmerica Inc ... and their revenue cycle," said Kerry Williams, Experian's group president of credit services and decision [more...]

Date: 2008-12-10 17:01:16

some things on my mind #5

Got some things, that I just feel like sharing, rambling, or ranting about. So here goes: 1. First things first ... your score by being listed on your Mamma's Visa that has a $5K credit limit, well that ain't gonna ... on January 9th. I strongly suggest that you get your copies of all three credit reports asap to see [more...]

Date: 2009-01-16 19:20:00

First-Time Buyers and Investors are Winners in Today’s Real Estate Market

Foreclosures are still on the rise in the valley, with no let-up in sight. Just this week I heard from a former business colleague looking to prevent a foreclosure on his credit report. Lee owns a... This is a summary of the article. For the complete article, please [more...]

Date: 2009-01-18 03:58:42

Countrywide Sends Fraud Alert Letters: 'Your Info May Have Been Sold' [Countrywide]

A Countrywide customer emailed to tell us he received a unpleasant surprise in the mail today: ... on to say they will give you 2 years of Triple Advantage credit report monitoring for free ... a former Countrwide employee may have sold his loan info. I received a letter from Countrywide [more...]

Date: 2008-09-09 22:57:49

Credit information

  The Trump Blog, I thought the information in Trump’s blog would be worthy to share with you ... It is said that inquiries can cost you 3-5 points each time your report is pulled.  If your credit score i ... much of a risk you really are is by using a mysterious number we all know as a credit score [more...]

Date: 2009-01-10 14:20:37

Few following DIAC in Gershon hiring drive

Most large federal government agencies this week said they had no plans to follow the Department of Immigration and Citizenship's lead in hiring a ... recommendations. Razor: Gershon and Tanner Sir Peter Gershon and Lindsay Tanner (Credit: Brian Hartigan) The Gershon report, which has been endorsed as an action plan by Federal Cabinet, found [more...]

Date: 2009-01-15 05:57:02

CDS report: all aboard for 2009

European credit derivative markets were mixed this morning in what has been a subdued start to 2009. With bankers and investors coming back to their desks there is a lot to look ahead to, a heavy week of economic data to digest and a slew of reports expected from the retail sector in particular [more...]

Date: 2009-01-05 12:37:30

Your Credit Score Affects Your Reputation

Reputation is a measure that all of us have ... . This will ensure that you can get the payoff put on your credit report. What you should then do is to stop ... ; your financial reputation is what stands between you and loans, credit cards, apartments, rentals [more...]

Date: 2009-01-07 13:45:30

Becoming a Subprime Society

From MarketWatch: Foreclosures could top 8 million: ... to a recent report. Credit Suisse’s fixed-income research team forecast that 8.1 million mortgages ... Credit Suisse More than 8 million mortgages could go into foreclosure in coming years in the wake [more...]

Date: 2008-12-10 11:35:04

Tips on buying Memphis Home

by S. Kim When you are buying a home this can be a very stressful period in your lives ... idea to make sure that your credit history is looking good beforehand. A few months before you start looking for a place to buy obtain copies of your credit reports. Today these you can get for free [more...]

Date: 2009-01-17 15:07:22

Media Digest 12/5/2008 Reuters, WSJ, NYTimes, FT, Bloomberg

Newspaper According to Reuters, car company executives went before Congress and pleaded for billions of dollars ... the November retail sales were as bad as feared. The Wall Street Journal reports that Credit Suisse revealed ... its forecasts. The Wall Street Journal writes that the car companies are taking their case to the web [more...]

Date: 2008-12-05 08:47:57

CDS report: Financials cast gloom on credit markets

Sentiment remains bleak in credit markets as gloomy retail news from the US and Europe, as well as fears of more negative economic data to come, added to an already soured mood on Thursday morning [more...]

Date: 2009-01-15 12:10:55

What You Can Do To Keep Your Credit Score Afloat

Are you ready for a fresh financial start this year? Here are a few easy ways to spring clean your credit score, and begin today to pay down your debt. Order a copy of your credit report. Consumers have access to one free copy per year from the three [more...]

Date: 2008-04-29 21:58:58

Wash. Post uncritically quoted Bush assertion that "there can be little debate" his policies kept us safe

A January 16 Washington Post article reported that in his January 15 address, President Bush " ... attack on our soil." The Post did not point out that a Government Accountability Office (GAO) report ... credit for a lack of additional attacks on U.S. soil. While "most Americans were able to return [more...]

Date: 2009-01-16 13:27:34

Bank of America reports $2.39 billion loss

Escalating credit costs forced Bank of America Corp. to report a $2.39 billion fourth-quarter loss Friday, hours after it convinced the government it needed a multibillion-dollar lifeline. [more...]

Date: 2009-01-16 15:16:20

Liberal Bias in Yahoo Career Do's and Don'ts?!

What could have been a fairly apolitical "Career Do's and Don'ts from 2008" ... who don't is persistence." 4. DON'T take advantage of expense accounts or corporate credit-card privileges. Reports of excessive GOP-funded expenses by former vice presidential candidate Sarah Palin [more...]

Date: 2008-12-29 17:32:01

Free Credit Report 3-in-1

A good reputation and credible name is something that we all want in our life ... with a bad record or worse a bad credit reputation. Sometimes even if we don’t have loans or current credit balance our records have been hacked by identity thieves who will make our name into bad [more...]

Date: 2008-11-16 14:30:00

Study Reveals Hispanics’ Attitudes Toward Finances

Hispanic consumers in the US say they feel more financially secure than they have in the past and are using credit cards more, ... but their self-reported lack of knowledge about financial matters also has increased, according to a study from Experian Consumer Research. The study, which is part of a broader body of research that ... [more...]

Date: 2008-11-11 18:55:19

Resolutions 2009

I'd like to hear about any resolutions for this year that are on your mind.I admit: nothing specific comes to mind for me.. ... : Protect your identity. Download your free annual credit report (US only). Build your network before [more...]

Date: 2009-01-01 13:21:41

CNN Falsely Claims Governor Paterson is Slashing Spending

In an article outlining the ridiculousness of New York State Governor David Paterson's budget proposal tax hikes, ... .  To its credit, the CNN report does outline these taxes, and highlights the resistance to such massive taxation [more...]

Date: 2008-12-18 18:51:27

Second Bailout US$20 million for Bank of America

Bank of America gets fresh fund from government bailout Troubled Assets Relief Program (TARP) ... , executive board compensation, modification on residential credit program implementation. With $20 ... report and also before senates do vote for $700 millions USD for second bailout as the President proposal [more...]

Date: 2009-01-17 19:32:44

Banks? Credit Quality Expected to Worsen

Kerry E. Grace reports: Although government support has buoyed U.S. banks, the industry will likely experience overall credit quality deterioration at least through this year, according to a report published Tuesday by Standard & Poor’s Ratings Services. S&P [more...]

Date: 2009-01-06 09:09:00

Credit Suisse implicated in latest US major media failure

Minneapolis, Minnesota, US and Zurich, Switzerland (GenevaLunch) - Credit Suisse has been named as one of the largest creditors in the chapter 11 bankruptcy filing ... been published. The Irish Times in December reported that Credit Suisse remains one of the world’s best [more...]

Date: 2009-01-16 22:53:49

Nuclear warning to taxpayers, investors, part 2

By Joseph Romm Part 1 presented a new study that puts the generation costs for power from new nuclear plants at from 25 to 30 cents per ... great. A June 2008 report PDF by Moody's Investor Services Global Credit Research, "New Nuclear ... credit metrics. And this would likely result in a sharp downgrading of the utility's credit rating [more...]

Date: 2009-01-10 12:44:19

Three Legislative Proposals That Could Have Major Consequences for Your Finances

J.D. is on vacation. This guest post comes from DR of The Dough Roller, a money management blog ... in a consumer report or any change in a consumer’s credit score, as the basis for increasing any annual ... on Wall Street and in the credit markets lately, one could easily forget about money-related legislation [more...]

Date: 2008-12-18 13:00:42

yahoo! hotjobs writer called out for ‘liberal bias’

Tom Musbach, a writer for Yahoo! Hotjobs, recently penned what seemed like a fairly innocuous article entitled, “Career Do’s and Don’ts ... T take advantage of expense accounts or corporate credit-card privileges. Reports of excessive GOP [more...]

Date: 2008-12-30 16:01:06

Deal of the Day: Bonus Time at Credit Suisse?Woohoo?

Deals of the Day, compiled by Stephen Grocer and Heidi N ... Freres to help sell its trading operations. WSJ Related: NPR reports that Eliot Spitzer’s name ... : Credit Suisse will pay a big portion of 2008 bonuses to top bankers with a group of illiquid securities [more...]

Date: 2008-12-19 14:56:14

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