Ripples from Chase. Banks in the news, and not in a good way

Here is a job listing just in time for all those great folks at Chase Chase’s exit from wholesale left brokers searching the rate sheets in their ... this out to his/her clients: “Wells Fargo Sr. Mgt. reports: we are committed to the Wholesale ... up-front fees for application, credit report and appraisal with the thinking being “once a customer [more...]

Date: 2009-01-15 14:34:13

Blog posts (219) | Videos (103)
 

Emerging Market Trends Report Bearish On Real Estate

Emergingtrends2009 After reading most financial reports put out by think tanks over the past few years they tended to temper bad news with some ... was that leverage is gone from real estate for a while, cash is king. If you are selling to buyers that have cash you should do okay. And I am not talking all cash deals, it is more so good credit and [more...]

Date: 2008-10-22 14:09:48

Potemkin Nation

Potemkin Nation Posted by Stephen Green on January 3, 2009 at 11:36 am Some good seems to have come out of the credit collapse: ... of Russians said that media reports on the economy were biased and minimized economic problems; 30 [more...]

Date: 2009-01-03 18:36:26

Home Buddies Quarterly Economic Report - Part 3 - Opportunities

by Cliff Pape The past few weeks we have looked at an overview of the U.S. economy as a whole ... and there may never be a better time to buy property in Houston - if you have good credit. In otherwise ... . Then I will go over some opportunities that come up in this stage of the real estate cycle. Credit [more...]

Date: 2008-12-25 18:36:32

Home Buddies Quarterly Economic Report - Part 3 - Opportunities

by Cliff Pape Over the past several weeks we have taken a bird’s eye view of the US economy ... of environment. Credit and Financial Markets Perhaps the greatest news leading into 2009 ... with good credit back in the market to stabilize the economy. Furthermore, if home buyers jump [more...]

Date: 2008-12-25 18:32:40

Housing collapse continues

Housing collapse continues A first hand report has come in to my iceberg of someone who wants to buy a home, has a 20% downpayment, a good credit score, suitably large income, and... can't get a loan on the home he wants. It is, apparently, too far from the nearest fire hydrant and thus does not meet Fannie/Freddie or FHA [more...]

Date: 2008-11-10 05:10:33

Economy Weakens PC, Chip Sales

Things are not looking good for PC and chip manufacturers as consumers held back on electronics purchases during the holidays ... for the first time in 6 years in the fourth quarter of 2008, according to a new report from IDG ... tightening credit, eroding confidence, and growing unemployment,” said Doug Bell, research analyst [more...]

Date: 2009-01-16 20:37:39

Global Investing Roundups Friday, December 19th, 2008

FedEx Announces Profit, Cost Cuts; Report: Wal-Mart to Sell iPhones; GM Denies Chrysler Merger Talks; Discovery Applying for Bank Status; ... reported. Credit card firm Discovery Financial Services (DFS) added itself to the list of companies ... ; Carnival Cruises to 4Q Profit FedEx Corp. (FDX) mixed bad news with good in its latest quarterly [more...]

Date: 2008-12-19 11:29:55

3rd Wave of Foreclosure Hits The Jobless

People With Traditional Mortgages Who Have Lost Their Jobs Are Now Facing Foreclosure (CBS) ... up. With a government job, good credit, and a 30 year fixed rate loan on her southern California house, Judy ... swept up are not greedy investors, or people who got in over their heads with bad loans, reports CBS [more...]

Date: 2008-11-29 06:00:20

Fast Credit Repair

With a new year comes a new time to check your credit. Whoops. That's not good. Learn how to repair that report quickly. 1 Vote(s) [more...]

Date: 2009-01-06 08:59:32

Fed Predicts Economic Decline in 2009 Despite Obama

Minutes from the December 16th Federal Reserve meeting have been released and 2009 is not going to be a good year for you ... , and restrictive credit conditions were likely to continue to hinder household spending over the near term” ... rates to record low levels. U.S. auto-manufacturers suffer as Ford and GM report December sales down [more...]

Date: 2009-01-08 18:59:25

Can Arizona lawmakers spend their way to good times?

The Arizona Republic reports that state lawmakers, including House Speaker Jim Weiers and Rep ... to shore up Tucson's ability to retain spring-training teams from Major League Baseball. • Expansion of tax credits for research and development, aimed at start-up firms. The amount of credit would [more...]

Date: 2008-06-18 19:29:30

Congress blames BSP of extortion on Maya's birthday

Congress blames BSP of extortion on Maya's birthday Bloggers Michael Swanberg Capacity for the Future ...Minority Report is Here... But So What? ... computer input. A company by the name of Oblong Industries, Inc., has created what they ...FarCry2, The Prettiest Game I've Ever Played Or at least a good start... ...To Their (Bad) Credit [more...]

Date: 2009-01-15 16:03:18

Good and bad.

Worried bride Creative Commons License photo credit: spaceodissey I believe I have set a record ... % of the sales, they report, involved foreclosure sales. This is bad. Or is it good?  We know that the mortgage [more...]

Date: 2008-08-19 16:07:41

Seller Needs To Be Braced And Not Take Things Personally

The Seacoast reports from Maine. “A study released by Maine Real Estate Information System Inc ... . “First-time home buyers with good credit histories currently have many opportunities, said Georgia [more...]

Date: 2008-07-29 13:13:29

'India to grow at 7 to7.5 per cent in 2009'

'India to grow at 7 to7.5 per cent in 2009' Bloggers Michael Swanberg Capacity for the Future ...Minority Report is Here... But So What? ... computer input. A company by the name of Oblong Industries, Inc., has created what they ...FarCry2, The Prettiest Game I've Ever Played Or at least a good start... ...To Their (Bad) Credit [more...]

Date: 2009-01-16 12:21:22

We Got Press

Shrimpton Couture & our new RSVP line made the cover of Globe & Mail style section today! Here's the full article: THRIFT 2.0 Forget the credit crunch: Frugal fashion never looked so good. With vintage gone viral, the cool kids are refashioning preloved finds into up-to-the minute looks. Amy Verner reports November [more...]

Date: 2008-11-08 12:16:00

Coming soon, a high-tech stairway to heaven!

Coming soon, a high-tech stairway to heaven! Bloggers Michael Swanberg Capacity for the Future ...Minority Report is Here... But So What? ... , The Prettiest Game I've Ever Played Or at least a good start... ...To Their (Bad) Credit [more...]

Date: 2009-01-18 08:25:51

eCommnerce Chargebacks and Remedies

According to a recent report (Oct, 2008) by CyberSource (a leading payment & risk management services company) ... with their bank or credit/debit card provider. Sometimes the consumer dispute is untrue, and their refund claim ... . In cases of credit card fraud, the merchant loses the goods or services sold, the payment, the fees [more...]

Date: 2009-01-06 07:09:50

Shapps Exposes Loan Sharks Who Charge 10,000% Interest

In times of economic crisis loan sharks come into their own ... between companies without losing their credit history and this will force down rates.This is a good ... . Today, Tory Housing Spokesman Grant Shapps is releasing a report, PAYDAY FOR LOAN SHARKS, which [more...]

Date: 2009-01-09 00:34:00

Busted Radio Host Set For Prison Sports Tonight

Usually, the main complaint against a sports talk show host is that he doesn’t know what he’s talking about … or that he’s biased against certain ... like he upgraded that equipment, huh?) The SANTA ROSA PRESS GAZETTE reports that McKinney will serve at least ... show out of more than $100,000. And for good measure, he also stole his ex-fiance’s credit [more...]

Date: 2009-01-06 20:01:30

Consumer Reports Retirement Survey: Planning Ahead May Be Just As Risky As Rewarding

February issue offers 17 moves to rebuild the nest egg and secure the future In the wake of big investment losses many have turned to Plan B to ... their credit card use and spent less on groceries and household goods. “When bad investments happen to good people, they have to work harder to slash debt, cut spending and save more. Switching to Plan [more...]

Date: 2009-01-06 12:09:04

Economic Confidence Improving?

Discover reports economic confidence improves among small merchantsEditor's Note:  Small Biz Owners being "cautiously optimistic" ... , director of Discover's business credit card. "Most small business owners still believe ... is good news amidst a flurry of bad...to see the data, click here to download in Microsoft Word [more...]

Date: 2008-12-29 19:38:00

Solar Cell, Module Costs to Fall Dramatically

Good news for home and building owners considering installing solar systems: ... credit for homeowners that was included in the Federal government's $700-billion financial industry ... Industry” report. Adding in expected production of thin film PV will add another 10% a year to this growth [more...]

Date: 2009-01-14 16:34:25

Cameron Turns Back the 'Do Nothing' Charge Onto Brown

David Cameron has just announced a plan to abolish income tax on savings for basic rate taxpayers. Good ... David Cameron's National Loan Guarantee plan, which would get credit flowing again to businesses ... of tax• Raising the tax allowance for pensioners by £2,000• Publishing reports, for consultation [more...]

Date: 2009-01-05 12:41:00

Good news for the sheddie allotmenter and mrs sheddie

The telegraph reports. As little as 30 minutes a week tending the garden or allotment can dramatically improve men’s performance in bed, ... credit: eob Digging, weeding or mowing the lawn for half an hour reduced men’s risk of failing to live ... , regular physical activity,” concludes the report. “Energy expenditure of as little as 1,000 calories [more...]

Date: 2009-01-16 08:23:12

The vast majority of people are not in trouble.

  Most of the consumers you talk with will not have a good handle - I am not sure anyone does yet - of the nature of the credit problem ... that a financial institution or Fannie/Freddie issued and now holds in their portfolio is reported as a bad ... they do not have enough asset value in the home to cover their loan.       *     Remember the [more...]

Date: 2008-09-30 12:45:59

What is Wall Street Management Thinking?

Good Evening: When this weekend’s G-20 meeting produced little more than promises and photo ops, ... to hit the tape this morning was a report on CNBC that Citigroup would announce massive layoffs today ... shrinkage in available credit (for Merrill’s take, see below). Industrial production rose 1.2 [more...]

Date: 2008-11-18 04:50:17

Is Ulrich's Move at Target Good for Bill Ackman? $$

A new CEO always makes some changes. Will Steinhafel look closer at Pershing Square's proposal? Here is the news:The WSJ Reports:Target Corp ... , the financial-markets meltdown, gyrating gasoline prices and tight credit. Last week Target said its December ... of its shoppers default on credit-card payments. "As we look to the future, we are completely [more...]

Date: 2009-01-16 01:15:00

Good News For Buyers Is Always Bad News For Sellers

The Desplains Times reports from Illinois. “Last month Dan decided to stop paying his mortgage. It was hard for him ... be able to afford anything.’” “To finance the purchase he obtained two mortgages, one for 80 percent ... keep dropping,’ he said. ‘They go down by about $5,000 every month.’” “Dan’s credit score [more...]

Date: 2008-06-12 14:48:03

At last, some good sense on Carbon Capture and Storage (CCS)

The Vattenfall CCS power station under construction at Schwarze Pumpe, Germany. The main power station can be seen in the background. Image credit: Vattenfall AB ... 3 gigawatts of CCS plant have been installed, the report proposes [more...]

Date: 2009-01-15 20:41:39

Financials, Cyclicals - Plus Retailers - Weigh On Equities

LOSSES STEEPEN AS EARNINGS REPORTS NEAR The same dragons that have ravaged the countryside and laid waste to the good citizens of Wall Street - ... of other financials lost ground, on a combination of worries about the fourth-quarter earnings reports that are due out shortly, and exposure to the consumer, amid clear signs that credit-card spending [more...]

Date: 2009-01-15 21:10:46

Financials, Cyclicals - Plus Retailers - Weigh On Equities

LOSSES STEEPEN AS EARNINGS REPORTS NEAR The same dragons that have ravaged the countryside and laid waste to the good citizens of Wall Street - ... of other financials lost ground, on a combination of worries about the fourth-quarter earnings reports that are due out shortly, and exposure to the consumer, amid clear signs that credit-card spending [more...]

Date: 2009-01-14 20:07:09

Helping to Explain the Bailout Issue to Jittery Clients/Consumers

by: Chris Galler, COO - Minnesota Association of REALTORS Most of the consumers you talk with will not have a good handle - I am not sure anyone does yet - of the nature of the credit problem. In this short article, I hope to give you at least ... and now holds in their portfolio is reported as a bad investment because the value of the asset [more...]

Date: 2008-10-01 17:06:08

Helping to Explain the Bailout Issue

   Helping to Explain the Bailout Issue to Jittery Clients/Consumers Most of the consumers you talk with will not have a good handle - I am not sure anyone does yet - of the nature of the credit problem. In this short article, I hope to give ... /Freddie issued and now holds in their portfolio is reported as a bad investment because the value [more...]

Date: 2008-10-03 13:49:54

George Osborne - Get the right perspective!

To read the ludicrous reporting of the recent events surrounding holiday visits to a yacht in Corfu it is clear that the story has led to a loss of ... to know him well but he must be given credit as the best tactician we have; he is an authentic Conservative ... with it in good times and bad. Who has made a bigger or more meaningful contribution [more...]

Date: 2008-10-23 09:44:41

TOPWRAP 1-More economic pain seen in 2009, govt’s to pump up aid

Investors said good riddance on Wednesday to one of the worst years on record and prayed that massive government rescue plans will pull the global ... -term as bleak economic reports roll in, signalling more bankruptcies, bad debts and layoffs through ... struggling to pay off mortgages and credit card bills. “It has been a shocking year, hardly anything [more...]

Date: 2008-12-31 05:44:34

Good, Better, Best...Never Let it Rest

Hey y’all! Happy New Year and all that jazz! I hope everyone had a safe and great New Year’s Eve and Day ... life Cs in English on my report card. Now if you don’t know, a 4 is what you usually need to receive college credit. Best score is a 5.Needless to say my confidence was shook. I pressed on. I worked [more...]

Date: 2009-01-02 16:55:00

News roundup: Santa slayings; retail sales; weather; Chicago; Eartha Kitt

Good morning. It's Friday. Massacre: Details are emerging about the Christmas Eve massacre and fire by a church usher dressed as Santa Claus, ... Journal reports. Sales plunged 5.5% in November and 8% in December through Christmas Eve as consumers kept their cash and credit cards in their wallets, according to MasterCard Inc.'s SpendingPulse [more...]

Date: 2008-12-26 15:52:10

Wii the UK’s favourite console

The Playstation 3, Xbox 360 and the good old Wii. Together they’ve amassed an installed user base of ten million in the UK and Ireland, ... from a new report published by mega-retailer Game today. So that’s the state of play for the big home consoles as of January 3rd 2009 and after what Game says was a bumper, Credit Crunch-defying Xmas (group [more...]

Date: 2009-01-18 05:43:26

The Road to Zimbabwe

By Terry Coxon, Editor, The Casey Report GoldSeek.com Sprinkled among all the official talk about efforts to end the current recession, you’ll hear assurances, notably from Federal Reserve Chairman Ben Bernanke, that when the economy does revive, it won’t be allowed to blast off into runaway inflation. The Fed, we’re being promised, will prevent such a launch by reabsorbing the hundreds of billions of dollars of excess liquidity it recently created to halt the credit crisis. [more...]

Date: 2009-09-30 12:40:48

10 ways to effectively estimate and control project costs

Estimating what a project will cost is only half the battle; controlling those costs during the project and after delivery is equally critical. Note: This information is based on a previously published article and is also available as a PDF download . Building a better bottom line is just as important for an IT department as it is for the whole organization at the enterprise level. Implementing sound financial management within an IT framework is broader than simply being more efficient. [more...]

Date: 2009-09-30 07:00:53

Unmasking Obama…Obama’s Work Ethic….

It is now abundantly clear that the image of Barack Obama sold to the American electorate was tightly edited, air-brushed, and exaggerated. He has worn a series of masks — eloquent orator, brilliant scholar, centrist, and literary sensation. All of these masks are coming off as he copes with a job for which image will not suffice.  For instance, hiding behind the eloquent orator mask is a guy who says “uhh” a lot when he is winging it, and who makes lots of factual and grammatical mistakes . [more...]

Date: 2009-09-30 11:18:50

‘najibby-no-economics’ – It’s laughable, says Zaid

Former federal minister Zaid Ibrahim has questioned the need for a tag line to give recognition to Prime Minister Najib Abdul Razak’s policies.“To give a tag name of ‘Najibnomics’ to those minimal policy changes is laughable. He has done little by way of articulating serious economic policies to warrant a tag line,” said the former Umno stalwart who is now in opposition party PKR.“I do not consider Najib as having enunciated any cohesive economic policy framework at all since he became PM, save [more...]

Date: 2009-09-30 06:27:50

Distressed For Sale

While buying and selling regular homes might provide you with a limited profit margin, it is in buying distressed homes, rehabbing them and then selling them off, which can provide you with a very high margin. This specialized niche will require you to develop an extensive network of information of sellers and buyers and thorough legal knowledge to ensure that you do not get stuck with a desirable property at an undesirable rate or get caught in a legal wrangle after you have purchased it. [more...]

Date: 2009-09-30 10:22:22

Germany - The Bitter-Sweet Tears Of Angela von Merkel

German voters gave Chancellor Angela Merkel the green light for a second term on Sunday, along with a clear mandate to form a new government with the liberal Free Democrat Party (FDP). But just what exactly is the new government likely to do? Merlek has been quick to pour cold water on any idea of early tax cuts, “I expect we’ll agree very quickly on tax policy, especially when you look at the leeway we have with the budget,” she is quoted as saying. [more...]

Date: 2009-09-30 22:01:26

The House Bounce?

Houses bounce too… Not much happened yesterday. The Dow fell 47 points. The newspapers attributed the reversal to surprisingly low consumer confidence numbers. Apparently, consumers aren’t so sure this crisis is over. As we reported yesterday, they’re saving money…maybe even at an 8% rate. Oil didn’t move yesterday. Neither did gold. The Wall Street Journal reported that markets were reacting to “mixed data.” That is to say, some reports were encouraging. Others were not. [more...]

Date: 2009-09-30 20:00:05

Hispanic y Latino News/Info :: September 30th, 2009 :: 5 Minutes to Empowerment

Essentials --» Jose Hernandez tweeting from space bilingually – follow him – cool! :: from twitter.com Dispelling bias against Latinos – Complicating and confounding efforts to reform the country’s immigration laws are widespread portrayals of Mexican immigrants as a threat to national culture and unity :: from www.recordnet.com The foreclosure crisis has brought a particular set of issues to Latino immigrants in the Kansas City area. [more...]

Date: 2009-09-30 18:59:08

When Is a $3.4 Trillion Loss Supposed To Be Good News?

A $3.4 trillion loss may be perceived as good news when it was previously projected to be $4 trillion. That said, when losses of this magnitude are buried in a mix of financial chicanery and accounting charades, the impact is not lessened but only extended. The loss to which I refer is the projected global writedowns on a wide array of toxic loans and assets as put forth by the International Monetary Fund. The IMF released the Global Financial Stability Report yesterday. [more...]

Date: 2009-09-30 18:45:42

In The News Today

Barrick and its OTC Short of Gold Derivative Obligations: I am asked constantly how Barrick can cover all their hedges. The answer is quite simple. Barrick does not have to buy one ounce of gold. You buy your way out of hedge contracts with paper money. The simple question is what does the long side want to release the obligation in light of future possible profits on the position? What a hell of a needlessly expensive mess. [more...]

Date: 2009-09-30 19:48:55

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