Reading POSt: Case study on a sales culture

Reading POSt: Case study on a sales culture Cash generation largely through accelerated but informed selling is the name of the current game (of course, companies may opt for cost-savings but that's another matter all together) so the story ... many a depositor from entering a branch (NAVPU, debit/credit, GRT, etc.) Think of the potential [more...]

Date: 2009-01-17 04:54:31

Blog posts (131) | Videos (235)
 

Advice To Pres. Obama (#2): Yes We Can, But Will We?

The below post/letter is very important to me, and brings together much of what I have worked on the past few years ... particular issue runs the risk of creating more long term harm than good. In this letter, I attempt ... . In this letter, I would like to explain what some of these things are. In addition [more...]

Date: 2009-01-15 16:49:43

Fireproof your job

These six smart, field-tested strategies will help ensure you don't get burned by cutbacks at the office.By Donna Rosato, Money Magazine senior writer(Money Magazine) -- When you read the latest blog postings about layoffs in your industry or hear about another colleague losing his job, do waves of anxiety wash over you? [more...]

Date: 2009-01-16 02:32:00

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... payment history and improve your ratio of debt to available credit. In sum do not wait to repair ... : For more credit repair tips or to read a review of Lexington Law a suggested credit repair service [more...]

Date: 2009-01-14 19:07:31

WaMu’s New $1 million 5-year 1% Balloon Loan (mod) - $878 Per Month!

1/5/09 - EFFECTIVE IMMEDIATELY - Modified Loans are Ineligible For Fannie/Freddie Refi’s, while FHA MAY Be Eligible ... for conforming loan financing.” All Sorts of Consequences This has all sorts of consequences ... . In my experience, most mods result in one of more of their definitions of ‘restructured.’ A restructured loan [more...]

Date: 2009-01-12 17:52:15

Credit Report Contents

by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... to monitor his/her own credit profile, fix errors, and repair personal credit. About the Author ... ) there will be a credit inquiry to one of the bureaus. If you inquire for yourself, it will be on the report [more...]

Date: 2009-01-15 21:43:13

Recommended Free DIY Credit Fixing Website

My friend, Dean, has a website on how to fix your own credit. It’s pretty detailed because it’s what he did himself, for free, to fix his own credit ... . However, it can’t hurt if your score is a 750 to clean up the bad items on your credit report ... website for credit reports, not an ad or affiliate.) My advice is to do everything via fax so you only [more...]

Date: 2008-12-29 15:44:54

How long does credit repair take?

Filed under: DebtWe've been getting a lot of desperate comments from people who are seeing their credit destroyed as their personal financial lives ... . So how long does it take to fix your score, if your score is down dramatically after a credit ... will it take to get a clean credit record? Most of the negatives on your credit report will drop off [more...]

Date: 2008-11-03 21:30:00

How To Break Away From The Debt Prison, Forever!

By Tom Graneau Americans are plagued with personal financial problems ... finance is the most common platform for human errors. Many of us have purchased more “stuff” on credit ... . Mistakes are part of the developmental stages of life. We make errors in every segment [more...]

Date: 2009-01-16 18:03:11

Buyer Beware: ‘Tis the Season

Boy, you’re going to think I’m the Scrooge…and this article may not apply to most of you…but I want to reach out to those of us who rely on our credit cards to help finance the holidays.  You see, years past it was not uncommon for home ... s face when the open the gifts they’ve been longing for…but this year, you may not have the “fix” [more...]

Date: 2008-10-28 01:48:42

Consolidating Student Loans

With higher education costs on the rise, many people these days have several student loans ... will go up and even get better as you pay off that loan. It will not be an instantaneous fix as credit companies can take up to six months to report a drop of a loan off your report. But if you don’t use your credit [more...]

Date: 2009-01-16 12:54:49

Economic Diffusion Works

Get out of your feed reader and comment on this post- we PROMISE that the ShamWow guy won\'t pop out when you do.. ... or limited credit. Fannie Mae and Freddie Mac maintained the bulk of the rest of the mortgage market. A borrower needed good credit and at least a 3%-5% down payment (or equity) to secure a mortgage [more...]

Date: 2008-12-14 16:16:41

Media & Politics

Media & Politics 13-Jan-09 Permanent link to MTA daily media news Our Little Shop of Horrors (by Pat Racimora at No Quarter) ... Credit (The Trail, Washington Post) President-elect Barack Obama will address Senate Democrats ... as negotiations unfold, Obama is expected to drop his least popular proposal, a $3,000 tax credit for companies [more...]

Date: 2009-01-08 06:35:02

RICHARD VAGUE: How to Fix the Economy

This is a guest post for The Washington Note by businessman and regular TWN reader Richard Vague ... institutions were operating with far too much leverage (the ratio of loans against the capital a lender is required to maintain) which allowed assets such as subprime loans to be overbought [more...]

Date: 2008-12-24 19:45:27

Do you have bad credit?

I don't know how many times I have heard people talking about the reasons they were denied a loan but it seems that one of the common complaints was ... that they probably don't know why they have bad credit and that the report is most likely wrong. A lot of people do not even look at their own report and don't realize that there is probably errors [more...]

Date: 2009-01-07 04:45:00

What Can You Do if You Have Problem Fixing Your Credit Report?

Have you ever had a problem that just won’t be resolved? The endless phone calls, letters and hours of worry can really start to get to you ... of up to 100 words that states your dispute of the accuracy of a credit report item. You then submit ... it up. It can be frustrating. Yet, vital. Your credit report dictates what you pay to borrow money [more...]

Date: 2009-01-16 07:34:40

yellowsn0w Is Out in the Open as Promised

The iPhone Dev Team has promised unlock software for the iPhone and it has delivered it ... (SIM Toolkit) application menus. These menus are usually items such as “top up” “get credit” “lotto ... widget) fixes this issue. We’re working on a better fix. Update: version 0.9.4 fixes this for many [more...]

Date: 2009-01-02 15:20:23

Credit Reports can be a Teaching Tool

by Rob Kosberg All of us have probably been informed that our credit report is a very important document ... on each report, locate any and all errors. It is up to each individual to monitor his/her own credit ... credit. We can obtain copies of our credit report for free, on an annual basis, from the three major [more...]

Date: 2009-01-17 15:18:02

The Best Gubernatorial Campaign of 2008

The Best Gubernatorial Campaign of 2008 Indiana Gov. Mitch Daniels handily defeated his Democratic opponent despite a tough landscape for incumbent Republicans and the fact that Obama carried the state. (AP Photo/ Indianapolis Star, Frank Espich) Yesterday we started our year-end awards by naming state Sen [more...]

Date: 2008-12-30 15:30:35

Rapid Credit Rescoring - What it Can and Cannot Do For Your Score

by Cliff Pape Are you worried about qualifying for a loan or just paying too much interest due to inaccuracies on your credit report? ... from your credit report can cause your credit score to drop! So they cant make promises. 3. They can try ... There are companies that specialize in rapid credit rescoring which will give you a recalculated [more...]

Date: 2009-01-07 20:38:09

Are You Thinking About Declaring Bankruptcy?

by Elma Evvie Declaring bankruptcy is one of the most difficult decisions and should never be taken lightly ... of before ou begin declaring bankruptcy that you may or may not know. 1. Your Credit Score: Your credit score is extremely important when it comes to getting new loans or even trying to get a job [more...]

Date: 2008-12-01 12:58:15

Bad Credit Repair Tips & Advice

When it comes to trying to get a new car or a new house, there is nothing worse than having bad credit ... , there is such a thing as Bad Credit Repair. Starting Off Smart Of course, the best thing to do is to avoid getting ... is now to repair your credit profile so that when you need the help of a loan or credit card [more...]

Date: 2009-01-16 00:22:09

Off With Their Heads!

My promised column on threads will appear in this space on Friday ... seems immune to any and all efforts to fix or end it. NOT passing a $700 billion mortgage bailout ... . There is no credit available to anyone, anywhere, no matter [more...]

Date: 2008-10-08 16:56:08

Credit Report: Fix an Errors

Unfortunately, chances are there are errors on your credit report that are significant enough to hurt your credit in a way that would not allow you ... to get a favorable loan. That means your inaccurate credit score could cost you the ability to get an auto loan, rent an apartment, or even get a job. ... [more...]

Date: 2009-01-16 11:45:00

The Playlist's Least Anticipated Films Of 2009

We wanted to subtitle this feature Cockpunching Your Brain Into Next Year: The Films Of 2009 Probably Destined To Make Us Unintentionally Laugh The Most. But you know, we mostly digress, but if you really want to see some of the year's worst films look no further than what's coming out this month in January: [more...]

Date: 2009-01-15 00:11:00

Trust the Credit Report Center!

Have you ever wondered how to go about getting your free credit reports from the 3 major credit bureau's? ... history in order. Credit reports are and essential part of life as well as the Credit score that goes ... you can pay cash for everything (doubtful). Say you have bad credit and you need to know How To Fix [more...]

Date: 2008-11-07 04:28:08

The Markets, Politics and Change

Throwing $25 billion at the U.S. auto sector is akin to the $25 billion thrown at Citigroup; money flushed down the toilet. With over $100 billion of legacy pension and health care costs, a lack of globally competitive, fuel efficient cars and bloated cost structures, the U.S. auto industry as we know it has to die [more...]

Date: 2008-11-15 06:13:31

Fixing Bad Credit

Fixing Bad Credit With the current economy situation many people have bad credit due to losing jobs, poor money management and unforeseen medical expenses. We all know having bad credit makes ... college funds intact. Legally Fix Your Bad Credit Now you can help take your stress away from bad [more...]

Date: 2009-01-18 00:40:11

Free FICO Score At Equifax (No Strings)

Written on 10/02/2008 by me, Jay White, the founder of Dumb Little Man and an all around average guy ... some pertinent information about yourself and then obtain your FICO score (as judged by Equifax ... . As you may know, Equifax is one of the 3-primary credit bureaus in the US and its score is used heavily [more...]

Date: 2008-10-02 12:12:54

Review: 24 - 7x1-7x4

Review: 24 - 7x1-7x4 Posted yesterday at 13:05 | Post a comment | In the US: Mondays, 9/8c, Fox In the UK: Mondays, 9pm, Sky One Sometimes a year off can be a boon. Like a gap year or backpacking round Europe, it can give you new perspectives and distance on things you used to take for granted [more...]

Date: 2009-01-14 13:05:31

What is in a Credit Report?

What is in a Credit Report? by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, ... his/her own credit profile, fix errors, and repair personal credit. About the Author ... it would be wise to obtain your credit report. You know that it is a document [more...]

Date: 2009-01-15 21:41:02

Economic Brink Shapes 2009 HPI Power 50

By BRIAN A. HOWEY in Indianapolis and MARK SCHOEFF JR ... . The total credit market debt as a share of the U.S. gross domestic product stood at 176 percent in October ... last summer and the fissures of Wall Street swept Main Street credit into the gutter, Indiana saw cascading [more...]

Date: 2009-01-10 12:14:21

If You Have Bad Credit, Can You Still Get A Mortgage?

“If you have bad credit, can you still get a mortgage?” Generally speaking - no. Or maybe I should say “not until you fix your credit” ... Questions About Credit Repair Companies Do credit repair programs cost money? Yes. How much do credit ... . Fix your credit? How does that work? The truth is, I don’t really know (how [more...]

Date: 2009-01-14 23:32:50

Credit Repair

All of us can feel the effect of the Recession. This is the worst Recession for decades ... our situation and get that loan to buy our dream home? What we need is credit repair. By tweaking several things ... your credit, this credit repair company can do a job that might make life easier for y0u. [more...]

Date: 2009-01-16 16:15:39

180th Carnival of Personal Finance

Hi and welcome to the 180th Carnival of Personal Finance.  This is my first time hosting the Carnival of Personal Finance and I’m excited to do so!    If you are interested in hosting or submitting to the Carnival please check out the website. My name is LAL and I’m a twenty-something DINK writing about my journey to one day live large [more...]

Date: 2008-11-24 14:05:11

HOW CAN I REPAIR MY CREDIT AND INCREASE MY CREDIT SCORE?

{questions} Similiar Post In An Attempt To Fix My Credit, we Tried To Consolidate And It Did Not Help. Who Can Help With Credit Repair? Credit Repair & Debt Collection Success Strategies Membership. The Ultimate Credit Repair Book. Credit Repair & Debt Collection Success Strategies Membership. Credit Repair & Debt Collection Success Strategies Membership. Tim Irishs Credit Repair Truth Blueprinting System! Credit Repair [more...]

Date: 2009-09-27 06:58:31

Something has to Change

This summer we squeaked our way through our normal and expected financial crunch. It is never fun, but it is expected ... , you can guess where we took many of these hits; in our credit card balances.  I spent the months before [more...]

Date: 2009-01-12 12:00:01

Easy steps to repair your credit

Step one - Get copies of your credit reports. Once you have your credit reports in your hand, review them carefully for inaccurate information ... from the credit bureaus, then send out a follow-up letter restating the inaccurate information ... . In the 5th letter you will inform the credit bureaus that you will file a complaint with the office [more...]

Date: 2009-01-06 12:36:42

Clean Up Your Credit.

Sep.27, 2009 in Uncategorized Clean Up Your Credit. Increase Your Score And Save Money When You Need To Borrow. Only You Can Fix Items On You Credit Report Due To Privacy Laws. Easy To Understand Directions And The Forms You Will Need. Do It Now – Don’t Wait. Your Score Increases …Clean Up Your Credit.Tags: Clean, Credit, Your [more...]

Date: 2009-09-27 18:18:33

Dancing With the Stars, The Show Must Go On!

ABC promised us more surprises this season on Dancing With The Stars and I think even they have gotten more than they bargained for. On Friday, Misty-May hurt herself during a rehearsal with Maks and tonight she had to back out of the competition due to that injury [more...]

Date: 2008-10-07 02:52:53

Dean To Step Down as DNC Chair

Dean To Step Down as DNC Chair Republican National Committee Chairman Mike Duncan, left, ... -year term in office was first reported by the Huffington Post's Sam Stein and confirmed to The Fix ... 2004, love the former Vermont governor and credit his chairmanship of the DNC with the rebirth [more...]

Date: 2008-11-10 18:48:00

What To Do To Secure Your Financial Future

If you want to secure your financial future, you must take action ... items though. She says that if your credit score is above 720 and your interest rate just shot ... credit score, then it is time to find another company. Reducing Your Debt The book contains great [more...]

Date: 2009-01-16 19:31:34

How Will Obama's Healthcare Changes Impact Business?

Obama.jpg The U.S. healthcare system is in sorry shape. The Commonwealth Fund Commission gave the U.S. healthcare system a score of 65 (out of 100) ... it will receive a tax credit for their premiums.” For small businesses, Obama’s plan will create a Small Business Health Tax Credit so small businesses can offer health insurance coverage. Large [more...]

Date: 2008-11-28 10:39:26

Carnival Of Financial Goals - October 4, 2008 Edition.

Yep, it’s that time again - time for the monthly Carnival of Financial Goals ... Little Credit Card Tricks posted at Future Nest Egg. Mr Credit Card presents How Do You Start A Repayment Plan With a Credit Card Company? posted at Ask Mr Credit Card. Phil B. presents Why [more...]

Date: 2008-10-04 13:00:42

Standard Shutdown (times 8)

Photo Credit: Christian Petersen/Getty Images I could just make this picture the postgame thread ... , as the Bruins wiped out the Wildcats 83-60 (box score). So many guys played well that it seems [more...]

Date: 2009-01-16 06:03:52

Season In Review: Which SEC Teams Were The Hardest To Score On?

Once again borrowing a formula from the good folks at ColdHardFootballFacts ... opponents to work the hardest to score points.” Sounds good.  So here’s how the SEC broke down for 2008 (including the bowl stats), from toughest-to-score-on to easiest-to-score-on. 1.  Florida [more...]

Date: 2009-01-12 20:20:35

Carnival of Personal Finance #175 - "Jokey McJokester" ed.

Hello my frugal little friends, and welcome to the 175th Carnival of Personal Finance - "Jokey McJokester" edition! As many of you know, i'm a huge fan of mixing entertainment with financial learning, so get ready for some fun up in here :) [more...]

Date: 2008-10-20 11:02:01

Interview with Kevin Smith

We don't do a lot of interviews on Pajiba. We don't often seek them out because we're not interested in a filmmaker's version of "We gotta play it one day at a time," or "To win, you have to score more than the other team." But Kevin Smith [more...]

Date: 2008-10-27 19:36:04

HOW NOT TO: Build Your Twitter Community

Sarah Evans is the director of communications at Elgin Community College (ECC) in Elgin, Illinois. She also authors a PR and social media blog ... it privately. 2. Retweet good content they have posted and give them credit for it (the ultimate thank [more...]

Date: 2008-11-17 18:30:45

Take a little less yield on a CD, keep a bank in business

Today Justin is out doing what in the news business we call "reporting ... in the first place. "Higher rates are a short-term fix," says Camden Fine, president and CEO ... and businesses supposed to be starved for credit? I asked [more...]

Date: 2008-12-10 19:08:15

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