Is Credit Repair for you?
My take on credit repair is this: there’s no quick fix solution and those who say differently are selling something ... the scammers. These companies have phrases like: “Credit Problems? No Problem!” “We can erase you bad credit - 100% guaranteed!” “We can remove bankruptcies, judgments, liens, and bad loans [more...]
Date: 2008-10-28 12:46:32
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Erase Bad Credit
If you have a low credit score contrary to popular belief you do not have to just wait seven years for your credit report to naturally repair it self. You can take action today and remove bad credit... [more...]
Date: 2008-12-30 23:04:27
Credit Report Repair
by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... agency that specializes in credit repair. Don’t fall for the ads that claim an agency can erase bad ... significance placed on your credit report, it is absolutely essential that the information it contains [more...]
Date: 2008-07-12 09:18:33
Repairing Bad Credit - Things You Need To Know
If you plan on buying a house, a car or foresee needing a loan for something, then it’s important to improve credit, ... and a score in the 700s can end up costing you thousands of dollars in interest. Bad credit repair isn’t something you can pay a nefarious character to just “erase.” Your credit score is designed to let [more...]
Date: 2008-12-09 10:57:47
Broken windows
ON FRIDAY, Republic Windows and Doors, a Chicago manufacturer, unexpectedly shuttered, taking 200 jobs down with it ... titled "Not Bankers" that showcases some salt-of-the-earth workers, other than to erase the bad ... credit to Republic. Thirty more angry workers camped out in Republic's factory, demanding vacation [more...]
Date: 2008-12-09 17:13:12
Making a Plan to Get Out of Debt
by Ray Lam Debt elimination sounds so good to people with financial problems but can also seem like a unattainable dream ... bankruptcy debt discharge may not completely legally eliminate debt leaving you will a bad credit ... consolidation loan. Although debt consolidations do not erase the debt, they will eliminate credit card debt [more...]
Date: 2008-08-11 07:20:28
What You Should Know About Credit Report Repair
by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... as filing and handling the disputes yourself. Don’t fall for the ads that claim an agency can erase bad ... information. If you have had a bankruptcy, the only thing that will legally remove it from your credit [more...]
Date: 2008-06-28 11:49:16
Obama Wants Everyone Out of Debt Erase Up to 50
This administration realizes that the economy is bad and people are suffering President Obama is trying to put a limit on the amount of interest the credit card companies can charge you But perhaps you have already gotten into trouble with your credit card and don't know what to do about it [more...]
Date: 2009-09-11 07:42:37
Obama Wants Everyone Out of Debt – Erase Up to 50%
This administration realizes that the economy is bad and people are suffering. President Obama is trying to put a limit on the amount of interest the credit card companies can charge you. But perhaps you have already gotten into trouble with your cre... [more...]
Date: 2009-09-11 16:06:20
Secrets to writing a social media policy that actually means something
Last May , The Langham Hotel in Hong Kong unwittingly created a firestorm of controversy on the internet. A series of three videos were produced to present the hotel as a safe haven for culture-shocked travelers. After the videos were released, they received a lot of negative criticism as “racist” and “offensive.” The videos were pulled from YouTube, and the hotel had to issue a formal apology. But as this hotel learned the hard way, you can never completely erase negative buzz online. [more...]
Date: 2009-09-23 17:40:43
Hard money business loan – The Facts About a Hard Money Business Loan
The cost of starting up an enterprise is high; most advisers recommend that you have at least $5, capital on hand “just in case” when you begin your own venture. This is meant to be for unknown problems and glitches, not the actual equipment and running costs. You really need that buffer to create a comfort zone to allow your venture to operate until it takes off on its own. But cheer up. If starting an enterprise is costly, you can usually get all the advice you will ever need or want for free . [more...]
Date: 2009-09-25 08:54:02
Top 10 Tactics for Protecting Your Stuff [Lifehacker Top 10]
We've offered up a wealth of tips on locking down your data , but old-school, straight-up stealing is another matter entirely. Try these 10 tips on securing, disguising, tracking down, and hiding your goods so they don't get nicked. Photo by tom.arthur . 10. Sign your gear, add return incentives Your wallet or purse already has your license in it for identification and mailing, but what about your other, possibly more expensive gear? You should definitely get a label on it. [more...]
Date: 2009-09-12 16:00:00
Top 10 Tactics for Protecting Your Stuff
We've offered up a wealth of tips on locking down your data, but old-school, straight-up stealing is another matter entirely. Try these 10 tips on securing, disguising, tracking down, and hiding your goods so they don't get nicked. 10. Sign your gear, add return incentives Your wallet or purse already has your license in it for identification and mailing, but what about your other, possibly more expensive gear? You should definitely get a label on it. [more...]
Date: 2009-09-13 18:06:27
Top 10 Tactics for Protecting Your Stuff [Lifehacker Top 10]
We’ve offered up a wealth of tips on locking down your data , but old-school, straight-up stealing is another matter entirely. Try these 10 tips on securing, disguising, tracking down, and hiding your goods so they don’t get nicked. Photo by tom.arthur . 10. Sign your gear, add return incentives Your wallet or purse already has your license in it for identification and mailing, but what about your other, possibly more expensive gear? You should definitely get a label on it. [more...]
Date: 2009-09-13 10:58:19
The Recession has Technically Ended: Surely You’re Joking, Mr. Bernanke!
by Bob Chapman Global Research September 19, 2009 To borrow from an old joke about politicians, we ask our subscribers if they know how to tell when Helicopter Ben Bernanke, the current Fed Head, is lying. Answer: Whenever his lips are moving. Now we hear from the Dollar-Destroyer that our recession has technically ended (heaven forbid that we should call our current Fed-caused calamity a depression, which is what it has been since Obama took office). [more...]
Date: 2009-09-20 12:02:50
The Final Countdown: The season's 5 most surprising teams
As the 2009 season draws to a close, we look back with a few numbered lists that are chock full of vitamins and oh-so-easy to digest. Today we count the teams that weren't disappointments , but provided a few more smiles than expected instead. 1. Colorado Rockies After a 74-88 finish in 2008 and an offseason that saw Matt Holliday (notes) off to Oakland, it seemed as if it were safe to write off the Rockies as a one-year one-month-in-2007 wonder. [more...]
Date: 2009-09-29 22:05:02
Rowetry: Inside Chase Gouin (2004)
Sometime in 2003 Chase Gouin called me to pick my brain about something we’d talked about a few times: an Interview for one of the BMX magazines. Chase Gouin is/ was a legend in flatland BMX freestyle. Chase, along with Kevin Jones and the Plywood Hoods pioneered many of the tricks that have become modern flatland riding. But in addition to his skills on a bike, Chase had been involved in a lot of “things” over the years that had a lot of rumors circulating, and a lot of people talking. [more...]
Date: 2009-09-10 23:49:39
The Recession has Technically Ended, Is Bernanke Joking?
Economics / Recession 2008 – 2010 Sep 19, 2009 – 12:37 PMBy: Bob_Chapman To borrow from an old joke about politicians, we ask our subscribers if they know how to tell when Helicopter Ben Bernanke, the current Fed Head, is lying. Answer: Whenever his lips are moving. Now we hear from the Dollar-Destroyer that our recession has technically ended (heaven forbid that we should call our current Fed-caused calamity a depression, which is what it has been since Obama took office). [more...]
Date: 2009-09-20 13:34:31
23 Powerful Tips and Tools to Eliminate Debt
H ere is one of the most frequently asked questions in all of personal finance: "How do I get out of debt?" At one level, eliminating debt is simply about following a few steps: Stop going into more debt Spend less than you make Pay off debt with the difference If you follow these steps, eventually you'll be debt free. The problem is that following these steps isn't always so easy. And to make matters worse, there is a lot of "help" out there that can make matters worse. [more...]
Date: 2009-09-17 10:48:15
The Benefits Of Repairing Credit Yourself
Your credit report has a significant impact on your ability to be accepted for any type of financial agreement. It is the most important element of your loan application for lenders when they are evaluating your creditworthiness, and bad credit lenders can base the rates they offer you on the quality of your credit report. Employers can also gain access to your credit history and can use this info to determine if they will offer you a position or a promotion. [more...]
Date: 2009-09-14 02:37:33
Having a Low Credit Score Doesn’t Mean You Can’t Buy a Home
Your mortgage application will be considered for approval based on the following questions: How high is your credit score? What type of information is in your credit history? What is your combined income? How many outstanding debts do you have? How much is your down payment? Large down payments can help you overcome negative information on your credit history or a less than desired credit score. For the duration of your mortgage, however, you will pay higher fees and interest. [more...]
Date: 2009-09-12 01:59:32
My Net Worth Is Down Only 10% Since Its August 2008 Peak
So, how did I manage this remarkable accomplishment? Let me tell you…. I have been tracking my family’s net worth for about eight months now ... ). You are essentially earning the interest rate of your credit cards and car loans when you pay them ... ;P 500 and other indexes because of the mutual funds’ bad gambles in stocks like AIG, Wachovia, Fannie [more...]
Date: 2009-01-10 18:13:54
Credit Repair – Don’t Get Ripped Off, Choose SBFC Law Group
Credit Repair – Don’t Get Ripped Off, Choose SBFC Law Group As you know, countless people are being hurt by the economy and are turned loose with nothing but terrible credit. The worst thing is that they will keep this bad credit when the economy turns around and the are left to fend for themselves. Good Luck.Only Scammers Will Claim They Can Erase a BankruptcyCheck it out. Do not waste “one penny” on any service that claims that they can restore your credit for you. [more...]
Date: 2009-09-11 10:26:20
Bad Credit Mortgage Refinance – No Closing Costs Possible?
Getting a bad credit mortgage refinance has been a popular topic in the real estate industry. Many bad credit borrowers want to know if no closing costs are possible for them. No closing costs are possible for almost any home mortgage loan but realize that you are going to pay a higher mortgage rate when this is the case. One way or another you are going to have to pay for the process of refinancing so if you don’t pay closing costs you will pay in your interest rate. [more...]
Date: 2009-09-08 11:25:48
Store-Bought Supplements for your D&D Game
In my ongoing quest to discover new and fun ways to make my new D&D 4E campaign run as smoothly as possible, ... the super-cool Tact-Tiles, modular dry-erase surfaces that let you build a customizable battle grid ... been one of my least favorite aspects of Dungeon Master bookkeeping, and I have a bad habit [more...]
Date: 2008-07-11 18:04:38
One More Legislation to Decrease Foreclosures
The 2nd Democrat of U.S. Senate has presented a law on January 6 in which the judges in bankruptcy would remove a couple of mortgage debts in the ... would erase some house loans as they would do for any types of debts. As what twenty-one state ... , and that the same thing must also apply for residential homes. The national home crisis went from bad to [more...]
Date: 2009-01-09 16:32:18
To embargo or not to embargo
Full disclosure. I like Cuban cigars and on occasion risk possible prosecution by ordering a few of them on the Internet. I also realize that the embargo actually serves an important purpose for the communist regime in Cuba by giving them a convenient scapegoat for the fact that they have utterly failed to provide anything remotely resembling an [more...]
Date: 2009-01-14 16:47:00
Taxpayer "cramdown"
Boom! Boom! Boom! Boom!If you are wondering what the noise is its my forehead slamming against my desk.Ughhhhh.....Welcome to the mortgage "cramdown"! ... , and borrowers have to prove it wasn’t.3) Bankruptcy judges can strip away a lender’s credit or rights ... giving bankruptcy judges power to erase mortgage debt would increase costs for future homeowners [more...]
Date: 2009-01-08 22:41:00
Windows Vista Tips - How to Recover to an Earlier Point in Time!
Today, I decided to buy a new laptop since my previous two $2000 HP laptops keep dying on me constantly ... mode. (image credit) 2) Select “System Restore” and you will be able to select which “time” ... to restore to a point in time. But the bad news is that I should have been able to boot my Vista at least [more...]
Date: 2008-10-08 04:22:04
Christie Brinkley divorce trial ends
Brinkley Trial: The Surprising Settlement Classroom Dish: Inspire Her Summer Reading ... Skirts Obama Daughters Say He's Embarrassing Credit: AP "Dad, You're Embarrassing Me!" New ... relationship. They also might not recognize when a good relationship has turned bad. Liz Claiborne [more...]
Date: 2008-07-10 17:33:36
It's Earnings Season: J&J Beats, Pepsi Disappoints
Tuesdays-Thursdays the next few weeks will be the heart of earnings season - we began Tuesday. Thus far I cannot make heads or tails of the action ... that benefit begin to erase. While CNBC cheered the multinational growth 1-3 quarters ago we were ... US dollar. Now that will reverse. And now with the damage the credit contraction has done to the system [more...]
Date: 2008-10-14 21:09:15
Christmas 2008 wishlist - top 10
stroPhoto by PersonaErazed, licensed under a Creative Commons BY-NC-SA licence Dear Santa Most of the stuff I'd like for Xmas isn't actually easily available, if at all. You know me. But hey, don't you like a challenge? And it's not impossible to get them - the technology's up to it, it's just that no one is making them. Or making them anymore [more...]
Date: 2008-12-23 21:42:57
Bankruptcy reform is driving foreclosures
After the shenanigans of the last couple of years, I think the banking industry needs government oversight to stand on its neck for a year or two ... by the credit card industry.So say three researchers at the Federal Reserve Bank of New York, who argue that the legislation shifted risk from credit card lenders to mortgage lenders, helping trigger [more...]
Date: 2009-01-13 22:16:26
Obama Wants Everyone Out of Debt – Erase Up to 50% |…
This administration realizes that the economy is bad and people are suffering. President Obama is trying to put a limit on the amount of interest the credit card companies can charge you. But perhaps you have already gotten into trouble with your credit card and don’t know what to do about it. Continue reading here: Obama Wants Everyone Out of Debt – Erase Up to 50% |… [more...]
Date: 2009-09-11 13:16:46
Life After Debt
By Alphonso Smith Bad credit hangs over your head like a deadly guillotine. Although it can be all comsuming, it can be overcome ... is that bad credit and bankruptcy do not necessarily deprive a person from obtaining a credit card ... out there that specialize in giving unsecured credit cards to people with bad credit. Their thought [more...]
Date: 2008-12-15 20:03:13
Inside Slant - 12/25/08
Source: USA Today A lot of people wish for a lot of different things this time of year. The Chargers are no different ... quarters and jetting off to an offseason vacation. But first they had to erase two games off ... do come true. “I give a lot of credit to our guys,” coach Norv Turner said. “They have hung [more...]
Date: 2008-12-25 08:54:33
Fuck Wall Street
One part of my job requires that I keep abreast of financial stories, ... that it cannot erase their credit card debt, or enable them to stay in their homes anymore.I know, it’s hard ... , individuals in bankruptcy were allowed to take money out for their mortgage first, and pay credit [more...]
Date: 2008-12-17 23:58:00
Liveblogging: 2008 Golden Globes
6:48 CST Yep, I'm good for it. I don't have a cable box, and I am one of those people you read about that hasn't bought the converter thingy, so I'm not seeing a ton of visual detail. Everyone has a holographic twin of themselves standing a fraction of an inch away from them [more...]
Date: 2009-01-11 21:45:02
GE Earnings Warning a Shot at Bagging Healthy Profits
General Electric (NYSE:GE) gave the markets more bad news to digest this morning ... is certainly bad but not devastating. He says GE's strong foundations will see it through this difficult ... News: Once again, Wall Street is waking up to bad news. One of the nation’s industrial and financial [more...]
Date: 2008-09-25 13:49:45
Supporting Actress Pros and Cons
Brooke from The Performance Review is asking bloggers both near and far to name their top five favorite and least-favorite Supporting Actress Oscar ... or bad sense.My least-favorite (from worst to bad. Coming up with this list was tricky, as after ... the concept behind Eternal Sunshine of the Spotless Mind was real, so I could erase [more...]
Date: 2009-01-09 09:43:00
Is Credit Card Relief Coming?
Credit card defaults are soaring. And banks after having fought credit card reform for years are now in panic mode over losses.Newsday ... strenuously to make it harder for consumers to erase their credit card debts in bankruptcy.The new pilot ... .Com asks Is Credit Card Relief Coming?Banks, which are losing billions because many card holders [more...]
Date: 2008-11-02 08:39:00
GPA Explained–With Some Simple Advice
One of my most popular posts is dedicated to explaining the difference between an unweighted and weighted GPA. It generated a lot of discussion (and continues to do so). I thought I would take the opportunity to provide more clarity about how a GPA is used in the college admissions process [more...]
Date: 2009-01-08 06:19:29
U.S. mortgage meltdown linked to 2005 bankruptcy law
U.S. mortgage meltdown linked to 2005 bankruptcy law By DAN MARGOLIES The Kansas City Star There’s no shortage of blame for the mortgage crisis ... , which was strongly pushed by the credit card industry. So say three researchers at the Federal Reserve Bank of New York, who argue that the legislation shifted risk from credit card lenders [more...]
Date: 2009-01-13 15:34:15
The Future of the U.S. Military: An Interview with Thomas P.M. Barnett
This Worldchanging Interview with Thomas P.M. Barnett was conducted by Alex Steffen in December of 2004. We're republishing it here as part of our month-long editorial retrospective. Prof. Thomas P.M. Barnett, Senior Strategic Researcher at the U.S. Naval War College, is maybe the hottest military thinker in the world right now [more...]
Date: 2008-09-04 17:29:51
Upon Further Review: Defense vs Northwestern
Upon Further Review: Defense vs Northwestern By Brian — November 21st, 2008 at 1:14 PM — 7 comments Again, no video because Viddler has blocked my account. I'll work on a locally hosted solution for next year. Ln Dn Ds O Form D Form Type Play Player Yards O19 1 10 Shotgun 3-wide Nickel Penalty False Start -- -5 Hooray O14 1 15 [more...]
Date: 2008-11-21 17:14:40
Review: Canon IXUS 200 IS
The good Touchscreen is responsive Nice interface Good pictures with punchy colours The bad Poor performance compared to other compacts Why does a touchscreen camera have a whole host of buttons? We're confused It certainly took Canon long enough to come up with its first touchscreen camera. [more...]
Date: 2009-09-07 05:28:01
Sarah Palin and Joe Biden Complete Debate Transcript
The Ticket had a live-blog during this entire event, which is available here. Here's a quick video of some non-verbal language. The transcript comes below. Hey, you could have instant alert of this Ticket item and all others flashed directly to your cell free by going here to Twitter and registering [more...]
Date: 2008-10-03 04:30:02
Financial Management Course:Deudas
What is debt elimination? Debt elimination is the process of getting your outstanding debts under control and then avoiding getting into debt in the ... you a lot of stress, it will also destroy your credit ratings. Once your credit ratings go bad ... , housing and credit card debt crisis, a lot of financial companies in the country are offering different [more...]
Date: 2009-01-17 13:18:17
Financial Management Course:Deudas
What is debt elimination? Debt elimination is the process of getting your outstanding debts under control and then avoiding getting into debt in the ... you a lot of stress, it will also destroy your credit ratings. Once your credit ratings go bad ... , housing and credit card debt crisis, a lot of financial companies in the country are offering different [more...]
Date: 2009-01-17 14:46:14
U.S. mortgage meltdown linked to 2005 bankruptcy law
This is another piece of legislation that had very little opposition from the Democrats. U.S. mortgage meltdown linked to 2005 bankruptcy law [ ... was strongly pushed by the credit card industry. So say three researchers at the Federal Reserve Bank of New York, who argue that the legislation shifted risk from credit card lenders to mortgage [more...]
Date: 2009-01-14 20:22:53
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