Making a Plan to Get Out of Debt
by Ray Lam Debt elimination sounds so good to people with financial problems but can also seem like a unattainable dream ... bankruptcy debt discharge may not completely legally eliminate debt leaving you will a bad credit ... consolidation loan. Although debt consolidations do not erase the debt, they will eliminate credit card debt [more...]
Date: 2008-08-11 07:20:28
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What You Should Know About Credit Report Repair
by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... as filing and handling the disputes yourself. Don’t fall for the ads that claim an agency can erase bad ... information. If you have had a bankruptcy, the only thing that will legally remove it from your credit [more...]
Date: 2008-06-28 11:49:16
Municipal Credit: They never even asked me any questions
California's budget woes are getting all the attention, but as reader In Debt We Trust pointed out , Philadelphia is also halting payments to vendors. In fact, because the current recession is hitting property taxes so directly (which is most local governments' best revenue source), I'd expect municipalities to struggle mightily with their budgets for the next couple years. Now I expect very few actual defaults among municipal governments. But there will be some. And there will be even more close calls. [more...]
Date: 2009-07-20 14:23:00
G. Avoid Credit Repair Clinics
You’ve probably seen ads for companies that claim they can fix your credit, qualify you for a loan or get you a credit card. Their pitches are tempting, especially if your credit is bad and you desperately want to buy a new car or house. Avoid these outfits. Many of their practices are fraudulent, deceptive and even illegal. Some have been caught stealing the credit files or Social Security numbers of people who are under 18, have died or live in out-of-the-way places like Guam or the U.S. [more...]
Date: 2009-07-23 09:02:39
3 Sure-Fire Remedies For Unpaid Accounts
by Angelo IoanidesLike festering wounds, bad debts in your business insidiously leech both your time and your profits. And like any virulent disease there are three corner stones of intervention which must mesh seamlessly together to not only eliminate the disease of bad debts but also prevent future exposure.Leave any one of these three levels of care out and youll remain both easy prey to parasites and powerless to stop them.Level 1 Debt Management: ImmunizationJust as there are vaccines to [more...]
Date: 2009-08-29 16:02:52
Watch Out For Credit Repair Scams
July 30, 2009 | By Rodger Strouden In Finance | by Tawana RashingYou’ve probably heard or seen a ton of credit repair advertisements promising perfect credit reports in months. They typically use language such as ?Credit problems? No problem!? and ?Erase your bad credit, 100% guaranteed.’ Unfortunately, these promises are not only impossible, but usually illegal as well.The bad news is – any company claiming credit repair is that easy is a scam, plain and simple. [more...]
Date: 2009-07-30 09:50:09
How To Recognize a Credit Repair Scam
by Tawana RashingYou’ve probably heard or seen a ton of credit repair advertisements promising perfect credit reports in months. They typically use language such as ?Credit problems? No problem!? and ?Erase your bad credit, 100% guaranteed.’ Unfortunately, these promises are not only impossible, but usually illegal as well.Unfortunately for consumers, any companies making these claims are out to take your money, because these claims are not only illegal, they’re pretty much impossible. [more...]
Date: 2009-07-01 14:41:08
Credit Bureau Disputes - A Few Behind The Scenes Secrets That You Need To Know
by Tim BeachumLet’s jump right in and peal back some of the mystery surrounding repairing your credit yourself. The process for the most part is pretty simple. It is accomplished by a series of dispute letters which is sent to the three major credit bureaus. The part that most books leave out is you should also send letters of dispute to your creditors. Don’t be mistaken the credit bureaus are not on your side. The truth is they really don’t do much to verify the validity of your claims. [more...]
Date: 2009-05-21 15:48:03
DIY Credit Repair Is Better Than a Credit Repair Company
by Jon Baker How You Can Recognize a Credit Repair Scam You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get ads in the mail, and maybe even cold calls offering credit repair services. They always make the same claims: “Do You have credit problems? No problem!” “We can delete all your bankruptcies, liens, judgments and repossessions from your credit file for ever!” We can legally erase bad credit - 100% guaranteed. [more...]
Date: 2009-07-25 14:18:21
How to Repair Your Credit Score and Save Money
by Jon Baker How You Can Recognize a Credit Repair Scam You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get ads in the mail, and maybe even cold calls offering credit repair services. They always make the same claims: “Credit problems? Not a problem!” “We can delete all your bankruptcies, liens, judgments and repossessions from your credit file for ever!” We can legally erase all your bad credit – 100% guaranteed. [more...]
Date: 2009-08-02 07:34:28
DIY Credit Repair Is Better Than a Credit Repair Company
by Jon Baker How You Can Recognize a Credit Repair Scam You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get ads in the mail, and maybe even cold calls offering credit repair services. They always make the same claims: “Do You have credit problems? No problem!” “We can delete all your bankruptcies, liens, judgments and repossessions from your credit file for ever!” We can legally erase bad credit - 100% guaranteed. [more...]
Date: 2009-07-25 14:18:21
Erase 50% of Your Credit Card Debt – Legally and Ethically
Americans can now erase 50% of their past due debts they owe to credit companies. There is no reason to stay in debt when you do not have to.Last 5 posts by When Do You Apply For a Law Suit Loan? - August 10th, 2009The Effect of a Lawsuit Loan on a Personal Injury Case - August 10th, 2009Loans For People With Really Bad Credit - Solve Your Crisis Despite Bad Credits - August 10th, 2009Getting a Loan With Bad Credit - Does a Poor Credit Rating Mean That Interest Rates Will Be Too High - August [more...]
Date: 2009-08-11 06:00:50
You Can Legally and Ethically Erase 50-60% of Your Past Due Debts!
Your life could be much happier if your credit card bills were 50% less. It has become so simple and easy to cut your credit card debt in half, nobody should be left out.Last 5 posts by When Do You Apply For a Law Suit Loan? - August 10th, 2009The Effect of a Lawsuit Loan on a Personal Injury Case - August 10th, 2009Loans For People With Really Bad Credit - Solve Your Crisis Despite Bad Credits - August 10th, 2009Getting a Loan With Bad Credit - Does a Poor Credit Rating Mean That Interest Rates [more...]
Date: 2009-08-11 06:00:47
You Can Legally Erase Your Credit Card Bill From Your Credit Card Company
American consumers can now legally and ethically discharge 50% of their debts that they owe to their financial institution. Not many Americans have been made aware of this fact because their CC company only wants them to pay the minimum payment each and every month and thus steal away their wealth from them pennies at a time so they go unnoticed.Last 5 posts by When Do You Apply For a Law Suit Loan? [more...]
Date: 2009-08-11 06:00:53
Did You Know You Can Erase 50% of Your Credit Card Bill?
You can now legally erase 50% of your credit card bill. Not many Americans know about this.Last 5 posts by When Do You Apply For a Law Suit Loan? - August 10th, 2009The Effect of a Lawsuit Loan on a Personal Injury Case - August 10th, 2009Loans For People With Really Bad Credit - Solve Your Crisis Despite Bad Credits - August 10th, 2009Getting a Loan With Bad Credit - Does a Poor Credit Rating Mean That Interest Rates Will Be Too High - August 10th, 2009Cash Loan Until Payday - Basic Requirements [more...]
Date: 2009-08-11 06:00:57
Watch Out For Credit Repair Scams
July 19, 2009 | By Tawana Rashing In Finance | by Tawana RashingBuyer beware when it comes to credit repair services. As the FTC has pointed out, there are way too many scam companies out there offering impossible promises on credit repair. Perhaps these lines sound familiar: ?Bad credit? No problem? or ?Erase bad credit forever – 100% guaranteed!?The bad news is – any company claiming credit repair is that easy is a scam, plain and simple. [more...]
Date: 2009-07-19 14:05:21
Recognizing Credit Repair Scams
by Tawana Rashing You’ve heard all the advertisements on the radio, seen the ads in the newspaper, on TV, and perhaps even received the fliers. One credit repair service or another is always promising impossible things. ‘We can erase your bad credit, 100% guaranteed!’ ‘We can remove bankruptcies, liens and bad loans from your credit forever!’ The bad news is - any company claiming credit repair is that easy is a scam, plain and simple. [more...]
Date: 2009-08-11 07:47:45
China's Challenges: U.S. Meltdown and Peak Oil Knowledgeable reader Jason C. recently sent in a nuanced query about China which neatly summarizes the many conundrums facing both the Chinese and U.S. leaderships: In her book China: Fragile Superpower: How China's Internal Politics Could Derail Its Peaceful Rise , Susan L. Shirk ( [more...]
Date: 2008-07-09 16:09:30
Fix Credit: 5 Ways Credit Repair Companies Can Hurt Your Credit Score!
The Internet, Radio and TV, newspapers and magazines are running advertisements these days for credit repair services and many are scams. These scams often promise to fix your bad credit overnight. In reality, many of these so-called ‘experts’ will either overcharge you, involve you in illegal activity, or actually put you in a worse financial situation. Here are 5 of the most common scams. [more...]
Date: 2009-08-10 01:25:12
Recognizing Credit Repair Scams
Recognizing Credit Repair Scams by Tawana RashingBuyer beware when it comes to credit repair services. As the FTC has pointed out, there are way too many scam companies out there offering impossible promises on credit repair. Perhaps these lines sound familiar: ?Bad credit? No problem? or ?Erase bad credit forever – 100% guaranteed!?The bad news is – any company claiming credit repair is that easy is a scam, plain and simple. [more...]
Date: 2009-08-30 13:20:48
Debt Rattle, September 10 2008: Unintended Consequences
National Photo Co. Peace and Progress September 29, 1924. "Mrs. LaFollette at Mountain Lake Park, Maryland." Ilargi: Looking at the fall-out from the Fannie and Freddie bottomless pit bail-out, I can’t help combining in my head the financial news with reports on the Hadron particle accelerator. Protesters claim it could create black holes [more...]
Date: 2008-09-10 19:11:37
12 Common Credit Report Myths
12 Common Credit Report Myths In these troubled economic times, when discussing Newport Beach Real Estate with customers, ... . Bad news comes off in seven years. 12. I can always pay someone to fix or repair my credit ... the topic turns to loans, which of course, turns into a conversation about credit scores. Banks [more...]
Date: 2008-10-26 00:29:45
The UAW is in a lose/lose situation.
There’s a very good story on the reversal of fortune that the United Auto Workers finds itself in these days in today’s Washington Post ... movement, an influential organization that historians credit with uplifting living standards ... would essentially erase the significant distinctions between union and nonunion auto workers [more...]
Date: 2008-12-21 14:53:58
Wiping Collection Accounts from Your Credit Report
It happens. You put aside some bills that are not high on your priority list in order to make ends meet and a few months down the road you find a ... . Collection agencies are typically not difficult to erase from your credit report because in general ... a matter of dealing with your credit report. No one wants to have a record of a collection account [more...]
Date: 2008-12-12 11:00:26
Credit Report Repair
by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... agency that specializes in credit repair. Don’t fall for the ads that claim an agency can erase bad ... significance placed on your credit report, it is absolutely essential that the information it contains [more...]
Date: 2008-07-12 09:18:33
There are many good and useful companies out there that offer true debt relief and negotiation, but there are also many that are simply scam artists ... your bills into one monthly payment without borrowing" "STOP credit harassment, foreclosures ... on your creditworthiness. A bankruptcy stays on your credit report for 10 years, and can hinder your [more...]
Date: 2008-12-20 17:14:28
What You Should Know About Credit Report Repair
by Ray Lam Once you have your personal credit report and completely understand it you may decide that there is a need to perform some credit report ... , outdated or unverifiable. Don’t fall for the ads that claim an agency can erase bad credit ... . If you have had a bankruptcy, the only thing that will legally remove it from your credit report [more...]
Date: 2008-06-28 11:53:03
The Best Credit Repair Services Aren’t Magic - But They Can Help!
by Leona Allen The best credit repair services set realistic expectations, while taking much of the drudgery out of fixing your credit score ... Trade Commission, most of them are scams. If they claim that they can erase bad credit, or guarantee to raise your credit score, you should be very wary. According to the FTC, “No one can legally remove [more...]
Date: 2008-12-22 08:29:34
Repairing Bad Credit - Things You Need To Know
If you plan on buying a house, a car or foresee needing a loan for something, then it’s important to improve credit, ... and a score in the 700s can end up costing you thousands of dollars in interest. Bad credit repair isn’t something you can pay a nefarious character to just “erase.” Your credit score is designed to let [more...]
Date: 2008-12-09 10:57:47
Is Credit Repair for you?
My take on credit repair is this: there’s no quick fix solution and those who say differently are selling something ... the scammers. These companies have phrases like: “Credit Problems? No Problem!” “We can erase you bad credit - 100% guaranteed!” “We can remove bankruptcies, judgments, liens, and bad loans [more...]
Date: 2008-10-28 12:46:32
Turuc & Schlacter Ancestors
The ultimate weakness of Soviet Communism can be traced to many sources. Despite their ideological commitment to human equality, the Communists established a party elite in the Soviet Union. As an economic system Communism was also found lacking. Allowing little scope for human initiative, [more...]
Date: 2009-01-05 03:51:08
Fireworks and the Nanny State
Fireworks and the Nanny State 30th June 2008, 12:03 pm I grew up in suburban St. Louis, and some of my favorite memories center around bottle rockets, firecrackers and other consumer fireworks. At the time they were (and still are) illegal there, but that didn’t stop my brother-in-law from taking me along with him to the fireworks stands [more...]
Date: 2008-06-30 17:03:24
The Best Credit Repair Services Aren’t Magic - But They Can Help!
by Leona Allen The best credit repair services won’t set unrealistic expectations, but can take much of the hassle out of fixing your credit score ... that they can erase bad credit, or guarantee to raise your credit score, you should be very wary. According ... to credit problems don’t change. Further, they don’t provide the kind of “bailout” that [more...]
Date: 2009-01-02 10:19:04
Why Is Repairing Bad Credit So Important?
Why Is Repairing Bad Credit So Important? December 9, 2008 Posted by janey in : credit score , comments closed If you plan on buying a house, ... you like it or not. If you’re looking for bad credit repair, then understand that there is no way to legally remove ... can end up costing you thousands of dollars in interest. Bad credit repair isn’t [more...]
Date: 2008-12-09 00:57:15
Best Credit Repair Services - Do They Really Work?
by Leona Allen The best credit repair services won’t set unrealistic expectations, but can take much of the hassle out of fixing your credit score ... they can help you erase bad credit, or offer guarantees to raise your credit score, are probably scams ... . None of these companies perform magic, but the best credit repair services certainly can help [more...]
Date: 2008-12-23 11:11:48
Mortgage Confidential: Co-borrowers' good credit won't erase your bad
Mortgage Confidential: Co-borrowers' good credit won't erase your bad David Reed Jul 17th 2008 Filed under: Real Estate, ... who had the bad credit. Lenders understood that, just like other consumer loans, if something went awry ... , "I've got terrible credit but my Uncle said he would co-sign for me" and we would put together [more...]
Date: 2008-07-17 20:01:06
Bad Credit Repair - What You Can Do About Repairing Bad Credit
If you plan on buying a house, a car or foresee needing a loan for something, then it’s important to improve credit, ... and a score in the 700s can end up costing you thousands of dollars in interest. Bad credit repair isn’t something you can pay a nefarious character to just “erase.” Your credit score is designed to let [more...]
Date: 2008-12-07 18:34:45
Never just pay a ‘credit repair institute’
Right off the bat let me say… Never just pay a ‘credit repair institute’ CRI to fix your credit for a fee. Rip off ... We can erase your bad credit — 100% guaranteed.” “Create a new credit identity — legally.” All baloney. No one can legally remove accurate and timely negative information from a credit report. [more...]
Date: 2008-12-09 20:38:20
Do It Yourself Bad Credit Repair is Easy If You Know The Secrets
Do It Yourself Bad Credit Repair is Easy If You Know The Secrets December 7th, 2008 Subscribe To Our Feed If you plan on buying a house, ... you like it or not. If you’re looking for bad credit repair, then understand that there is no way to legally remove ... can end up costing you thousands of dollars in interest. Bad credit repair isn’t [more...]
Date: 2008-12-07 00:32:45
Best Credit Repair Services - Do They Really Work?
by Leona Allen The best credit repair services won’t create false hope for a “miracle cure”, ... that claim they can help you erase bad credit, or offer guarantees to raise your credit score ... but they definitely do help with the sometimes overwhelming task of improving your credit score [more...]
Date: 2008-12-21 18:47:06
Best Credit Repair Services - Do They Really Work?
Best Credit Repair Services - Do They Really Work? Posted By Leona Allen on @ 12: ... as scams. Anyone claiming they can simply erase bad credit, or guarantee to raise your credit score, should ... and timely negative information legally from a credit report. Even though many of these companies [more...]
Date: 2008-10-16 17:32:48
Credit Counseling Services Checklist
There are credit counseling agencies that rescue people from the deepest financial holes. There are also credit counseling agencies that just shovel in more dirt. How do you tell them apart? by Joel Walsh Signs of a Reliable Credit Counseling Agency __Better Business Bureau [more...]
Date: 2008-10-23 23:04:15
Boo!! It's Birthday Boy - Gary Stone!
Happy Halloween Birthday to Gary Stone!! Appropriate because he is one scary guy. No matter how rational he tries to sound on his website ( ... .. 5. vengemce yes, partly. it isnt a a bad thing, if the object deserves it and you do. You are one sick [more...]
Date: 2008-10-31 00:49:00
Do The Best Credit Repair Services Improve Your Credit Score?
by Leona Allen The best credit repair services won’t create false hope for a “miracle cure”, ... that they can erase bad credit, or guarantee to raise your credit score, you should be very wary ... but they definitely do help with the sometimes overwhelming task of improving your credit score [more...]
Date: 2008-12-30 16:13:48
Best Credit Repair Services - Do They Really Work?
Best Credit Repair Services - Do They Really Work? Posted By Leona Allen on @ 12: ... Commission, most of them are scams. If they claim that they can erase bad credit, or guarantee to raise ... accurate and timely negative information legally from a credit report. Even though many [more...]
Date: 2008-10-16 17:47:23
Have a Happy Debt Free Christmas - 4 Ways to Save Money this Holiday Season
(My Original Blog Post: http://www.theresabloginmysoup.com/have-a-happy-debt-free-christmas-4-ways-to-save-money-this-holiday-season/) ... at the last minute, paying with a credit card.In this financial climate, when there's no such thing as a 'secure job', when it's getting harder and harder to even get credit cards, we need to make [more...]
Date: 2008-10-30 09:18:00
Press Release: Secretary of Transportation Nominee Urged to Adopt Green Transportation Agenda
Too Many Leaves? Recycle Them! Leaves and other yard wastes account for more than 20 percent of Denver’s landfill waste ... is considering a . Japan races to build a zero-emission car “Please erase your image of electric [more...]
Date: 2009-01-07 15:38:02
AMERICA’S WORST PRESIDENTS By Jon Christian Ryter
AMERICA’S WORST PRESIDENTS By Jon Christian Ryter In its Feb. 26 issue, US News & World Report listed—in their view—America’s 10 worst presidents. The list, compiled by their senior editor, Jay Tolson, from the results of 5 presidential surveys lists the least effective presidents rather than the worst [more...]
Date: 2008-09-05 13:50:14
You Can Erase 50% of Your Credit Card Debt This Month!
Did you know they is legal and ethical to erase 50% of your past due debts that you owe to your credit card company? Not many people understand this because credit card companies have cleverly hid the fact that you are able to legally and ethically erase 50% of your past due debts. The American public has been held in the dark about many credit card practices. [more...]
Date: 2009-08-11 06:00:57
Do The Best Credit Repair Services Improve Your Credit Score?
by Leona Allen The best credit repair services won’t create false hope for a “miracle cure”, ... that claim they can help you erase bad credit, or offer guarantees to raise your credit score ... but they definitely do help with the sometimes overwhelming task of improving your credit score [more...]
Date: 2008-12-23 11:09:44
