What You Should Know About Credit Report Repair
by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... as filing and handling the disputes yourself. Don’t fall for the ads that claim an agency can erase bad ... information. If you have had a bankruptcy, the only thing that will legally remove it from your credit [more...]
Date: 2008-06-28 11:49:16
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How to Dispute on a Credit Report
Inaccuracies are not uncommon when it comes to your credit report. That is why it is very advisable to keep checking your report in order to make sure that everything listed is accurate. You have the right to manage your credit and according to the Fair Credit [more...]
Date: 2009-01-17 07:38:08
How to Dispute on a Credit Report
Inaccuracies are not uncommon when it comes to your credit report. That is why it is very advisable to keep checking your report in order to make sure that everything listed is accurate. You have the right to manage your credit and according to the Fair Credit [more...]
Date: 2009-01-17 01:06:45
How to Dispute on a Credit Report
Inaccuracies are not uncommon when it comes to your credit report. That is why it is very advisable to keep checking your report in order to make sure that everything listed is accurate. You have the right to manage your credit and according to the Fair Credit [more...]
Date: 2009-01-18 00:30:18
Credit Repair After Bankruptcy
by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... is accurate. Often people are concerned with the legality of credit repair, and you should ... when they investigate a dispute, thus the listing will not be verified. The Fair Credit Reporting Act says [more...]
Date: 2008-12-26 10:12:42
A Guide to Repairing Your Credit Score
by Mary Bush In the United States, as well as many other countries, there are laws in place allowing people to mount disputes regarding their credit reports if discrepancies are found. This can salvage your credit score, which is largely based on the results of one’ [more...]
Date: 2009-01-10 08:35:57
How to Dispute on a Credit Report
Inaccuracies are not uncommon when it comes to your credit report That is why it is very advisable to keep checking your report in order to make sure that everything listed is accurate [more...]
Date: 2009-01-17 08:26:33
Judgments - Remove from Credit Report
by Matt Douglas If you have a default judgment it means that a lender has sued you in order to recover payment of an outstanding debt ... be profit. This is the reason why credit repair services are often hired to dispute listings on behalf on an individual. About the Author: To get a free credit repair letter to use in disputing negative [more...]
Date: 2008-09-23 16:53:53
TransUnion Dispute - How To
For you to dispute and remove an item on your credit report with TransUnion you must file a dispute. This is done through creating a letter yourself or hiring a credit repair service to do it on your behalf. [more...]
Date: 2008-12-15 08:20:57
Rx for Arizona Consumers’ [HomeBuyers} Credit
Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a collection agency. Excise outdated information. By law, credit bureaus are supposed to remove information ... is to write a letter to all three credit bureaus detailing the dispute. (Some states [more...]
Date: 2008-12-23 19:30:07
Review of Lexington Law Firm
by John Cooper Lexington Law is a credit repair firm that is headquartered out of Salt Lake, Utah ... ? Yes, this is legal and credit repair is your responsibility. The Fair Credit Reporting Act gives ... . Then Lexington will create a dispute letter on your behalf and send it to each credit bureau [more...]
Date: 2009-01-15 00:09:02
Happy New Year!
2009 Happy New Year from all of us here at Ask Mr. Credit Card.com! ... to get your first free flight and how to dispute an item on your credit report. Wishing you a joyous ... the viability of a class action lawsuit against the credit card companies - they are lowering people’ [more...]
Date: 2009-01-01 19:57:28
Mistakes Can Be Corrected, But Not Always
How many times have we heard of someone who felt they had made a bad deal or a bad payment plan choice? ... the asking for your credit report, check whether there was no dispute over the title deed and others ... =http://www.yourloanservices.com/bad-credit-car-loan-online.html car loan /URL or whatever it may [more...]
Date: 2008-11-29 19:41:30
2 Weeks Later: Experian Removes Mystery Accounts from My Credit Report
Finally got thru to Experian (the number for disputes that worked was 1 800 208 9232) and cleared 21 accounts from my credit report that weren’t mine as well as at least a dozen ... that the issue didn’t exists on either my TransUnion or Equifax credit reports. If anything, it only felt [more...]
Date: 2008-06-06 21:40:27
How To Deal With Bankruptcy, a Job Hunt and The Wild Stock Market
I always enjoy going to Ginger’s site — the blog called “Girls Just Wanna Have Funds” ... . Credit Card: How To Dispute An Item On Your Credit Report In the meantime, Dollar Frugal hosts [more...]
Date: 2008-10-08 16:07:31
Tiny charges could mean big trouble
Ever charged 19 cents on your credit card? I never have, and I imagine most of you haven't either ... like this, dispute it with your credit card company. Also, report the crime to the Federal Trade ... amounts from your account. Placing a security freeze on your credit files might be a good idea [more...]
Date: 2009-01-12 22:37:24
Removing Bankruptcy From Credit Report
by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably. However there is hope, you can remove this mark and by building some positive credit ... , a dispute letter must be sent to each bureau disputing the accuracy of the mark. Upon receipt [more...]
Date: 2008-12-26 09:47:42
Being Proactive in 2009: Economic Stimulus For the Mind
Happy New Year! In the financial world, I don’t know anyone who was not eager to kiss 2008 goodbye ... of your records. Get your credit report, make sure it is accurate and dispute any errors. 3. Beware before ... to embrace (or brace for) the impact. 2. Keep an eye on your credit – Good credit = lower costs [more...]
Date: 2009-01-13 03:30:29
Credit Repair In 4 Easy Steps
Credit Repair In 4 Easy Steps November 22nd, 2008 Subscribe To Our Feed If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair. First ... your credit overnight if you catch them and take action to dispute the claims by sending a letter [more...]
Date: 2008-11-22 03:12:02
Trash-talking the economy
Trash-talking the economy One of my favorite items at Instapundit recently is the series called “Dude, Where’s my recession?” ( ... has leached into the reporting of the news. No one disputes that there has been an economic slow down; no one disputes that credit has dried up faster than a temperance party of new-minted teetotalers [more...]
Date: 2008-08-12 12:46:24
Credit Repair is Easier - And Quicker - Than You Think!
by Mark Alison Regardless of your record or history, there are a number of quick & easy steps you can take towards credit repair ... consumers to a free copy of the credit report, one from each of the three agencies: TransUnion ... your credit. For every entry that is incorrect, inaccurate, or outdated, you will be filing a dispute [more...]
Date: 2008-11-26 15:45:27
Credit Blemished Over Imaginary Credit Card [Debt Collectors]
The NES collection agency is coming after Nancy for a debt on an account number she's never owned ... the account and sold it to a collection agency, who somehow had no problem contacting me repeatedly ... by disputing it as invalid you may be able to get it taken off your credit report if the agency reporting [more...]
Date: 2008-10-30 19:20:44
HSBC are thugs (sorry “partners”)
HSBC has gotten a little aggro lately – an analyst dispute widely reported in the FT and other places ... be found here and here amongst dozens of consumer rip-off reports on the web.Bally managed to report ... but they included penalties as per credit cards. Obviously collection was a problem. Bally filed [more...]
Date: 2009-01-15 23:27:00
Keep Watch For The Missing Quarter
How secure is yours? How secure is yours? HARRISBURG PA - Internet chat rooms are filling with complaints from credit card customers nationwide ... : File a dispute immediately with your credit card company; Call Pennsylvania’s Bureau of Consumer ... business with. The company, Adele Services of Melville NY, doesn’t exist, according to a report Sunday [more...]
Date: 2009-01-16 10:40:26
Remove NCO Financial From Your Credit Report
by Justin Hutto NCO Financial is a collection agency. They collect for retail, financial services, healthcare and other industries ... bureaus. Another option is to hire a professional credit repair company ... is your legal way of telling the credit bureaus that you are disputing the accuracy or validity [more...]
Date: 2008-10-02 16:12:02
4 Free Reports With Your Personal Insurance, Employment, and Tenant History
Most of us know about the free credit reports from AnnualCreditReport.com. This is mandated by the Fair and Accurate Credit Transactions (FACT) Act, which basically says that consumers should be able to see (and dispute) the massive amount of information contained in private corporate databases. But in addition to credit information [more...]
Date: 2008-06-04 11:08:42
Beware of Background Screening Checks
Employee background screening is an unregulated industry with easy money and not a huge emphasis on compliance or on hiring quality people to do the screening. The federal Fair Credit Reporting Act covers background screeners, but it hasn't ... applicants. An applicant can dispute the information, but the Federal Trade Commission (FTC) has said [more...]
Date: 2008-06-03 17:50:00
HSBC are thugs (sorry "partners")
HSBC has gotten a little aggro lately – an analyst dispute widely reported in the FT and other places ... on the web. Bally managed to report not only overdue fees (for which the customer had falsely been induced to agree) as receivables – but they included penalties as per credit cards. Obviously [more...]
Date: 2009-01-16 14:18:26
Fannie teed up. Are you teed off?
Housing headlines of note in today's Los Angeles Times Business section: --"Fannie regrets golf excursion," ... not dispute the report, described the event as a mortgage industry customer meeting held twice ... for the quarter would fall by half to $1.5 billion. -- Lauren Beale Your thoughts? Comments? Photo credit [more...]
Date: 2008-11-05 20:53:11
2008 brought More Law
Shrinking budgets may result in laid-off corporate attorneys, but one area’s still expanding: the case volume in federal courts. Litigation in U.S. federal courts rose 9% in 2008, reports the Law360 Litigation Almanac, thanks to disputes ... - related filings.” Corporate bankruptcy filings surged in 2008 (….). They note that “credit conditions [more...]
Date: 2009-01-14 18:48:45
Green Ink: Gas Pains and Peak Coal
Crude oil futures hovered around $48 amid signs of tightening oil supplies and continued weak demand, Bloomberg reports ... dispute in Russia is getting hotter, as Russia has shut off all natural-gas supplies to Ukraine ... , at Freakonomics. T. Boone Pickens isn’t letting the credit crunch or cheaper oil derail his “Pickens Plan” [more...]
Date: 2009-01-07 13:09:13
Credit Crisis Sequel, Global Bank Bailout, Emerging Markets Still a Buy?, Gas Wars and More!
by Addison Wiggin & Ian Mathias Ghosts of the fourth quarter haunt global financials… so begins the second act of the credit saga Even the ... -Ukraine gas dispute not yet over… a reader provides firsthand account And… action ... $30 billion to stay afloat, analysts at Morgan Stanley predicted today. According to Morgan’s report [more...]
Date: 2009-01-14 07:36:46
New Jersey Assemblyman Fighting State’s Global Warming Response Act
Michael Doherty is convinced that global warming is a sham, ... who dispute global warming. Link PolitickerNJ.com Photo credit: Flickr user kcjc009 ShareThis ... . The law required the state Department of Environmental Protection to release a report detailing how [more...]
Date: 2008-08-26 15:28:11
PF Links Sunday While Other Blog is Doing Great
PF Links Sunday While Other Blog is Doing Great I’m happy to report that my new golf blog is coming along great! ... to read and learn from. Frugal Dad checks out and explains to us how we can dispute credit card charges [more...]
Date: 2008-06-15 15:30:50
Coming This Week…
by Matthew Schwarzfeld - Credit: ProPublica Tuesday, July 15 New Yorker writer Jane Mayer releases her new book “The Dark Side, ... for Policy Douglas Feith -- opponents in a high-profile dispute triggered by the author’s recent book ... his semiannual report to the Senate Committee on Banking, Housing, and Urban Affairs. The testimony couldn’t come [more...]
Date: 2008-07-14 18:06:00
eCommnerce Chargebacks and Remedies
According to a recent report (Oct, 2008) by CyberSource (a leading payment & risk management services company) ... with their bank or credit/debit card provider. Sometimes the consumer dispute is untrue, and their refund claim ... . In cases of credit card fraud, the merchant loses the goods or services sold, the payment, the fees [more...]
Date: 2009-01-06 07:09:50
Credit Crisis Sequel, Global Bank Bailout, Emerging Markets Still a Buy?, Gas Wars and More!
Ghosts of the fourth quarter haunt global financials… so begins the second act of the credit saga… Even the IMF needs a loan… $150 billion to back ... advice… with S&P 500 price targets… Plus, Russia-Ukraine gas dispute not yet over… a reader ... predicted today. According to Morgan’s report, profits at HSBC will decline “sharply” this year [more...]
Date: 2009-01-16 15:28:24
Credit Crisis Prompts Upheaval at Buyout Firms
P.A.I.’s management revolt over the summer shows how private-equity executives are feuding over power, money and strategy after the credit crisis shut off the debt financing used to make acquisitions, Bloomberg News reported. Dominique Megret’s exit from P.A.I. follows the departure this month of Jon Moulton from Alchemy Partners, the London-based firm he founded 12 years ago, after a dispute over investment strategy. [more...]
Date: 2009-09-29 08:53:46
Consumer Alert: Incredimail Fraudulent Charges
Please, anyone who visits my homepage: do not use, install, give money to, give credit card information to, or associate with this company. I am so disgusted with them I’m about to report them to the BBB. First off, the program ... their contact form and still have not heard back from them. I had to call my bank and dispute the charge [more...]
Date: 2009-01-06 16:30:10
#20-AubreyJ’s Energy Update Report - Monday, January 12, 2008
AubreyJ’s Energy Update ReportLet’s get caught up with Mr. T. Boone PickensMonday, January 12, 2008.Image credit: John McCain’s Campaign Website ... : On New Year’s Day, Russia cut off natural gas supplies to Ukraine in a dispute over prices [more...]
Date: 2009-01-13 02:52:00
When the Lights Go Out in the City
Hawaii Island of Oahu Loses Power During Storm By David Briscoe, Associated Press Writer / USA TodayHONOLULU — The island of Oahu lost power Friday evening in the midst of heavy rain and lightning, leaving some 800,000 residents and thousands of tourists in the dark, as well as the neighborhood where President-elect Barack Obama was vacationing [more...]
Date: 2008-12-27 15:49:00
Best Guide to Disputing Negative Information Found On Your Credit Report
Your credit report always going through changes depending on your spending habits or especially in the event that you have become a victim of fraud ... a professional credit repair. If you choose to handle fixing your credit report yourself to keep ... your letters have been sent, the credit agency will follow up on your dispute and will respond back [more...]
Date: 2009-01-14 08:28:44
Liens
If you do not pay State or Federal taxes or pay a debt owed to a creditor, they can make a claim against your property ... from the mortgage and the lien! How does a lien affect my credit report and credit score? This type of security interest looks very bad on your credit report. Potential lenders see a lien on file [more...]
Date: 2009-01-04 00:30:06
Why is your credit score important?
Credit scores - especially FICO® scores, the most widely used credit bureau scores - have made big improvements in the credit process ... payment patterns show up on your credit report. Unlike so-called “knock out rules” that turn down ... information, both good and bad, in your credit report. More credit is available. Lenders who use [more...]
Date: 2009-01-11 07:26:27
Credit Repair After Bankruptcy
by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... . People frequently ask if credit repair is legal. It is not only legal but this act explicitly says ... is that this mark does not have to remain on your credit for 10 years. To remove it we suggest [more...]
Date: 2009-01-07 23:54:48
Best Guidelines to Disputing Negative Information Found On Your Credit Report
Your credit report changes constantly depending on your personal finances or especially in the event that you have become a victim of fraud ... on your credit bureau report is not valid. For example you will have to provide proof of whether ... credit report with you so you can include all important information from your report to your letter [more...]
Date: 2009-01-10 02:57:05
Credit Repair For A Better Life
by Mike Carbeck Repairing your credit is never an easy thing. But, there are several things you can do to get yourself out of debt ... changing credit laws make it especially difficult for people to restore their credit to good standing. There are also laws that make getting copies of all three of your credit reports free [more...]
Date: 2009-01-06 09:37:28
How A Forgotten Blockbuster Video Caused A 2 1/2 Year Battle With Discover Card And Collection Agencies [Universal Default]
"Universal Default" is when your credit card company adjusts the terms of your loan because you "defaulted" with another company. In reader P ... , it launched him into a 2 1/2 year legal battle with Discover, a collection agency, and now the credit ... , and payed them in person at their offices within 24 hours of receiving the notice. I checked my credit [more...]
Date: 2008-06-27 16:23:12
Disputing Negative Information Found On Your Credit Report
Your credit report is constantly changing depending on your personal finances or especially in the event that you have become a victim of fraud ... information regarding the erroneous post to your credit and write the credit bureaus and the collection agency. First thing you will need to do is compose written letter to the credit bureaus [more...]
Date: 2009-01-10 17:45:04
Loans
There are many different types of loans , either secured or unsecured but they are all a type of debt ... have high interest rates. An example of an unsecured loan would be a loan for credit card debt, a personal ... personal assets (such as a car or home) if they do not repay the amount owed. Secured loans [more...]
Date: 2009-01-04 02:00:20
