TOU Update

** My CU Freebies can now be used to create CU products ** - No license needed! - You are allowed to use my CU Freebies to create something new , with meged layers , and then sell as a CU product. - No credit required but alwayes appreciated. Lena A-Design by Lena 08/29 2009 [more...]

Date: 2009-08-29 16:46:00

Blog posts (117) | Videos (178)
 

Using lasers to watch electrons in action

Using lasers to watch electrons in action Posted by Roland Piquepaille @ 10:46 am Categories: Science & Nature Tags: Electron, Laser, ... from the vibrating molecules.” (Credit: CU-Boulder) Here is a link to the original version of this image. This research project has been led by CU-Boulder physics professors and JILA fellows Margaret Murnane [more...]

Date: 2008-11-01 17:46:22

3 More Days.....Freebie:: Color's of Christmas

Today's Freebie is a collection of glitter, inspired by theColor's of Christmas. These glitters are so pretty and different then what is generally out there.Hand Created by me, click the preview to get a closer look. These are CU-Friendly! No credit required, but always [more...]

Date: 2008-12-22 17:27:32

Happy New Year, $2 overlays and heaps of CU freebies!

Hi everyone! I hope you’re enjoying a great start to 2009 ... for  just $2 for a limited time, and so don’t miss them. As usual with all my CU, no credit is required! Today MSS is launching the first of what will become regular Blog Hops, and to kick it off with a bang with a CU blog [more...]

Date: 2009-01-15 23:34:40

Get Ready to Get Fiscally Fit in 2009!

As we approach the end of the first full week of the New Year, ... like you and me. With that in mind, here’s a quick look back at 2008 and what we have done at Tech CU to ensure our credit union is one of the most fiscally fit in the country.  The business model of credit unions as compared [more...]

Date: 2009-01-10 02:19:56

Scammer/Fraudster calling from 970-279-0100 (Basalt, CO)

David reported a Scammer/Fraudster (9702790100 from Basalt area, CO) . The following comments were posted: Received a text to dial this number. Phishing to get Credit Card details. Scam. "Schools CU Alert: Your CARD has been DEACTIVATED...Etc." Permalink: http://www.numberinvestigator.com/phone/970-279-0100.html [more...]

Date: 2009-09-17 23:17:11

Hearts Galore!!! Another CU Freebie!

I was up to the challenge! I made over 60 different heart papers!!! Thirty four survived 'the cut' and are shown below. ( ... as previews...but previews they are... Download 2009 Hearts #1 CU Freebie Paper PackEverything's 300ppi, and all these papers are 3600 x 3600px. They're all made by me, so are all ok for CU. Credit to http [more...]

Date: 2009-01-08 05:47:00

House passes credit card reform bill

CU urges Congress to include credit card protections as part of any Wall Street bailout package [more...]

Date: 2008-09-23 20:27:55

New CU Freebie - Pilgrim Boy & Girl

Meet my little Pilgrims, Patty and Paul. Her size is 1350 x 2470. His size is 1690 x 2440. The Templates are in PSD and PSP format. Example are included and both may be used within my CU TOU. Commercial Use Ok. No Credit Required. I hope you like them, you can grab these HERE hugs Kirsty xoxo [more...]

Date: 2009-08-17 22:52:00

New CU Princess 3 Template

Meet Petunia. Shes my 3rd princess, shes taking time out from her royal duties to read a good book. Her size is 1930 x 2405. The Template is in PSD and PSP format. Example is included and may be used within my CU TOU. Commercial Use Ok. No Credit Required. Shes available from TSD and SS hugs Kirsty [more...]

Date: 2009-08-16 21:36:00

House to vote on credit card reforms

CU joins with other consumer groups to urge Congress to pass the Credit Cardholders' Bill of Rights to curb abusive lenging practices [more...]

Date: 2008-09-22 17:12:15

A new twist on Field of Membership

January 16, 2009 in common bond, credit union values | Tags: credit unions, TARP, Stupid | by Denise Wymore Today the CU Journal reports that “House leaders agreed yesterday to add a provision to the Troubled Asset Relief Program that would allow credit unions to obtain cash [more...]

Date: 2009-01-16 15:51:02

Guest post from a new investor looking for advice

This is a guest post from one of my most frequent commenters, Bobbi. She doesn’t have her own blog, but I hope she’ll considering starting one now! ... . These are the choices I am considering: ING savings account – 2.75% FNBO savings – 3.252% My Credit Union ‘daily interest’ account – 1.29% (daily) 24 mo CU CD – 4.69% (12/09 maturity date) IRA – Roth [more...]

Date: 2008-12-28 13:00:53

Kirstys Scraps (2009-08-15 09:30)

Meet Honey. Isn't she cute?! Her size is 1215 x 2485. The Template is in PSD and PSP format. Example is included and may be used within my CU TOU. Commercial Use Ok. No Credit Required. Shes available at TSD and S-S hugs Kirsty [more...]

Date: 2009-08-15 16:30:00

2008 Predictions - How did it all turn out?

OK, so in 2007 we had a stunning year, getting three quarters of our predictions right ... Year's Day we will have our predictions for 2009. Today is a review of 2008:CU's first:1. "shares ... . No tick.7. The credit crunch will continue long into the year and the credit retraction will cause [more...]

Date: 2008-12-31 00:01:00

New Digi Stuff!

I have a few new digital products out at Two Little Pixels and I thought I’d show them to you!  And later I have a recipe to share… ... Blue - A Collaboration with Joy Designs preview.jpg CU Overlays 1 - A set of commercial use overlays - NO CREDIT REQUIRED! egiovanni_cuoverlays1previe.jpg And lastly, a new paper pack [more...]

Date: 2009-01-12 23:36:24

There’s nothing more fun than a puppy

There’s nothing more fun than a puppy Topics: CU Culture, Emotion, ... you a new impression of us. How does this relate to you, a credit union marketer? We get lots of phone calls from CU marketers asking for help with increasing branch traffic. The obvious answer [more...]

Date: 2009-01-08 07:22:35

This credit union bulldogs the competition…literally

USA Fed is using a tough-but-loveable bulldog to take aim at “fat cat” bankers. Spike, the $700-milion CU’s new “spokesdog,” encourages non-members to join the credit union and enjoy special offers. In the brand campaign, Spike draws sharp distinctions between credit unions [more...]

Date: 2008-12-17 13:43:36

CU Freebie! Happy new yearrrrrrrrrrrrrr!!!!

Free CU mini kit in color...just for a few days:It includes 8 beutiful paper tiles of 4x4 inches and 11 assorted full size elements.. ... as it is, don't make anything that could compete with the original kit, you can make overlays, other CU kits ... , and that's all...enjoy it!!!Give me propper credit in your TOU and link it to my blog!Now, HAPPY [more...]

Date: 2008-12-31 17:48:00

Dovada pe care o cautam

Daca ati avut vreodata impresia ca unii oameni sunt idioti sa cheltuie bani pe care nu ii au pe haine si alte asemenea ca sa para ca ii au, nu ati gresit cu nimic. In realitate probabil cu salariul lor obisnuit si fara un credit n-ar fi ... -adevar prefera sa se culce cu barbati care cheltuie mai multi bani decat au de fapt. Sau par ca au [more...]

Date: 2008-12-10 20:07:28

What you need to know about digital piracy

Do you download current run movies from the internet? You know they are there, but do you do it? I bet your answer is likely no ... credit the designer when posting layouts to galleries. Use only commercial use (CU) or “scrap for hire ... or other elements for your blog, use only CU or S4H (if allowed) items if the blog contains advertising [more...]

Date: 2009-01-17 18:36:26

Dear Mr. Donovan

January 14, 2009 in TARP, credit union values, taxation | Tags: CUNA, Stupid, TARP | by Denise Wymore I read with much disappointment an article in the CU Journal that you are spearheading another effort to access TARP money for credit unions.Credit Unions cannot, under any [more...]

Date: 2009-01-14 13:14:18

Months of the Year Borders

(see more of the product pictured below)This set includes 38 png files ... wait to use them myself.Personal Use Cost $1.00Commercial Use Cost $3.00(see my CU terms below ... it your own, including recoloring, combining with other tools, etc. Credit is not required when using [more...]

Date: 2008-12-21 19:29:00

CUWarrior Featured on the CU Soapbox

A funny thing happened this week when sending out a press release about my credit union's Holiday Skip-a-Pay program...Jimmy Marks at Digital Mailer, facilitators for the CU Soapbox, asked if he could feature the story on the blog. Of course I agreed, happy to see this wonderful reminder of credit union magic [more...]

Date: 2009-01-14 23:20:00

Dufty swings to the right

Text by Sarah Phelan Yesterday was the new Board’s first test on two key issues and in both cases, Sup ... test case of the new Market Octavia Plan. So, even though CU proponents pitched it as being only ... s top allies on the Board. To her credit, Sup. Sophie Maxwell joined the progressive voting block [more...]

Date: 2009-01-15 00:29:39

Stay Away from Runaround CU

Oh, it gets better. Monday, TFR went in to the nearest branch of The Credit Union That Shall Not Be Named. She was directed to a window where she was able to pay off that burdensome debt of $.26 [more...]

Date: 2008-12-11 02:11:00

Blog Entry Speak Up and Share Your WisdomTuesday, January 13th @ 10:26 AM (1 ratings) ... that it has ruined writing. That all the CU L8R’s and !!!!!! are a travesty. But I disagree. The web ... . ShareWisdom.jpg "Creative Commons License photo credit: h.koppdelaney" The Inner Critic Why would [more...]

Date: 2009-01-13 00:30:45

Prevent A CU To Bank Conversion: Playing Not To Lose [Conversion]

By Christian MullinsThere are about 16,000 credit unions and banks in the United States, and that total is currently declining by more than 400 per year.  While some banks and credit unions fail, the vast majority are lost through mergers; larger credit unions swallow smaller credit [more...]

Date: 2009-01-13 19:50:21

GMAC Conversion poses big competition to CU Indirect Auto Lending

With the recent bank conversion of GMAC and their new access to TARP money...Credit Unions need to begin reviewing what they can do to be proactive in addressing this new ... of the paper CU's have been getting recently.When times are good, there is no better time to go back [more...]

Date: 2009-01-07 13:43:00

Roundup: Ecofriendly Living Is Frugal

David at My Two Dollars posted a great list of twenty-five frugal ways you can reused everyday household items this week ... about how safe credit unions are, looking at some resources you can use to assess the health of your NCUA-insured CU. Can you eliminate $500 of expenses each month? It’s a tall order but I’ve talked [more...]

Date: 2008-08-16 16:50:45

Southwestern Archeology Today

Southwestern Archeology Today Filed under: Center Events — S ... include Patty Limerick (CU Boulder), LouAnn Jacobson (Canyons of the Ancients NM), Robert Lawrence (Davis ... and Center of the American West, CLE credit is available. http://www.cdarc.org/sat/pl-pc.doc - MS Word [more...]

Date: 2009-01-13 18:25:42

2008 Butcher’s Bill: 235 CUs Lost In Mergers [Merger]

By Christian MullinsUsing information downloaded from their website, the NCUA has determined that 235 credit unions throughout the United States and Puerto Rico were ... that topic alone for now.I am happy to report that while 235 merged credit unions is a lot, it’ [more...]

Date: 2009-01-07 21:55:09

Cherry Blossom

I was in a hurry to get this kit up, in hopes that Digifree would find it! ... , and ceramic. Fun, quirky, and lush!This kit is all ok for CU, even tho some labels may be missing from the preview. Everything is 300ppi, and papers are 3600 x 3600 px. Credit to http://www.the-cats [more...]

Date: 2009-01-15 07:32:00

Playstation 3 is a Huge Energy Hog

Wow. If you’re trying to ‘go green’ and you have a Playstation 3, you may want to consider switching to a Wii ... out that a medium sized refrigerator of about 12 cu. ft. volume (60 inches in height) will cost $50 a year ... is not paying me to tell you that.) Link Intology Photo credit: Flickr user MNgillen [more...]

Date: 2008-06-07 14:30:55

Football Around the Big 12

A few thoughts on our past/future opponents: Texas Tech is in revolt after Leach blew the smart play to kick a field on 4th and 1 with a five point 4th quarter lead against UH. Brandon Carter has been stripped of his captaincy and suspended from the team indefinitely. He announced it via Twitter and then immediately canceled his account along with his Facebook page. These game suspensions mean a significant cut in mascara sales for the Lubbock Piggly Wiggly. [more...]

Date: 2009-09-28 19:27:22

Vantage CU’s Twitter 2.0 banking breakthrough

Every time you start to think the financial industry’s fixation with Twitter may be easing, something completely new comes along and shakes things up. Like this stunner: TweetMyMoney, a new fully-proprietary innovation from Vantage Credit Union that allows people to access account information and make transfers via Twitter. With the revolutionary new service, members can check their account balances, deposits, withdrawals, holds and cleared checks with simple commands. [more...]

Date: 2009-09-29 11:21:28

Drumbeat: September 23, 2009

Chesapeake says $4 natgas too low to grow output GREENWICH, Conn. (Reuters) - U.S. natural gas prices will have to move higher to spur a resurgence in drilling activity and keep output of the fuel steady, the head of Chesapeake Energy Corp said on Wednesday. The weak U.S. economy has knocked natural gas prices sharply lower in the past 14 months, and sluggish demand for fuel has prompted producers such as Chesapeake to curtail drilling for new supplies. "The industry can cope with $4 gas. [more...]

Date: 2009-09-23 14:08:02

Style consciousness

Manila Standard Today, Life & Entertainment | September 21, 2009 Perhaps, we, Filipinos, are very style-conscious that here in the country, fashion is among the last few industries to feel the pinch of the credit crunch. While others are cutting back and downsizing, fashion brands—both local and foreign—are opening more stores and still arranging expensive previews. One such grandiosity took place last Sept. 8 at the Peninsula Manila’s Rigodon Ballroom. [more...]

Date: 2009-09-21 05:35:00

Your Week One College Football Scores

11:50 am: Morning! Finally, the first Saturday of college football season and…there’s nothing but crappy games on at noon ET. Damn. I’ll probably be rotating between Minny/Syracuse and Penn State/Akron, though I’m not thrilled with either game. The 3:30 games, however, are loaded and should be a hell of a lot of fun. There’s even drama in the otherwise lame USC/SJSU game. It’s a great day to be alive, people. I love the smell of me not showering by noon on a Saturday. [more...]

Date: 2009-09-05 16:04:36

Strongheart Memorial Fund

Our friend, Ann Strongheart, her husband Segundo, and their two-year old daughter, Cecelia, spent the summer in the small village of Ugashik in southwestern Alaska, working for their new best friends, Victoria and Roland Briggs, who own and run the Ugashik Wild Salmon Company. On the morning of Tuesday, August 18, and in spite of heroic efforts, Ann suddenly found herself widowed when Segundo collapsed and died of a massive heart attack at the age of 38. [more...]

Date: 2009-08-29 22:19:39

The Week Ahead: September 7 - September 14

September 8, 2009 The week after Labor Day is full of events to suit all tastes. CU’s Wolf Law Building hosts a conference on Telecommunication Regulation on Wednesday and James Rogers of Duke Energy on Thursday. CSU hosts an event discussing wind energy on Thursday afternoon. For those further south, Friday morning sees a Peak Venture Group event covering the state of venture funding early Friday morning in Colorado Springs. [more...]

Date: 2009-09-08 16:04:55

3.00% 12-Month CD at Xceed Financial Credit Union in California - Local Only

Xceed Federal Credit Union is having a 2-day new-branch promotion at its El Segundo office located at 460 N Sepulveda Blvd, Suite C. For only this Friday and Saturday (9/25/09 and 9/26/09), this branch is offering a 3.00% APY 12-month CD. A checking account is required with either direct deposit or bill pay. This special isn't listed at the credit union's website. A reader emailed me info on this, and I just called the branch for details. According to the CSR, there is no maximum deposit. [more...]

Date: 2009-09-24 16:59:00

7-Eleven serves up Big Gulp of Big Government to credit card consumers

  Tomorrow, 7-Eleven Inc. and other big retail chains will hit Capitol Hill to offer Congress members and their staffs a supersize serving of hypocrisy. Retailers, who rightly complain about costly government mandates in health care and other areas, are now calling for Congress slap price controls on the interchange fees they pay to banks and credit unions for services associated with the credit and debit cards of retail consumers. [more...]

Date: 2009-09-29 20:36:44

The Garrett, Watts Report (August 25, 2009)

    To Our Clients, Colleagues and Friends, Ichiro Suzuki holds the All-Time record for most hits in a season, and of all active players, he’s number two in batting average, just barely behind the amazing Albert Pujols, at .332.  If we look behind the stats, however, we find that of the almost 2,000 hits he’s had while at Seattle , a remarkable 81% have only been singles. [more...]

Date: 2009-08-25 15:02:56

33 Social Media Initiatives Launched by Financial Institutions in September (Twitter, YouTube, Blogs)

A couple of months ago, I started to give more visiblity to the financial institutions which engage on twitter, youtube and blogs. From now on, in addition to my twitter updates I plan to publish a monthly list of anniversaries on Visible-Banking.com.My goal is to give more visibility to those social media efforts, flag the financial insitutions which are experimenting and trying to engage online, and recognize the contributors who spend hours producing valuable content... [more...]

Date: 2009-09-09 21:30:20

“The Battery is Dead” A fantastic, on point speech by Geert Wilders

From Gates of Vienna verbatim: by Baron Bodissey Geert Wilders gave an important speech in the Dutch parliament yesterday. Our Flemish correspondent VH has translated the text of the speech, as well as some introductory material. VH notes: “It’s interesting to observe that not only did the government fear his speech, but also the fraction leaders of other parties. [more...]

Date: 2009-09-18 04:15:02

The nuts are hot again ;) 35% off new products

http://www.nuthouse-scraps.com/shop/index.php?main_page=index&cPath=125 Product Image Item Name- Price Flamingo Park Bundle Flamingo Park Bundle Flamingo Park is a digital scrapbooking kit by Acorn Designs. Summertime is a time for bright, cheerful colors and themes. Join... $5.99 Sale: $3.89 Save: 35% off ... more info Max: 1 Flamingo Park 4 Flamingo Park Part 4 Flamingo Park is a digital scrapbooking kit by Acorn Designs. [more...]

Date: 2009-08-16 21:46:00

Beer votes and rock quotes: Nota Bene for 28 September 2009

Summer is gone . Good riddance, I say—bring on the pigskin. And here, have a keg of NotaBenevolent goodness. Enjoy! … Rudy Garcia concludes his quasi-vision quest … Dejected CU fans: this’ll bring back some fond memories … Omnipotent Poobah misses Archie Bunker … Rock quote: “I know everyone will suggest that fucking a pig is how this was obtained. [more...]

Date: 2009-09-29 05:30:25

Afghanistan is petroleum and natural gas reserves waiting to be harvested –

The First Afghan Hydrocarbon Bidding Round Subscribe To Latest News Enter your email address below to subscribe to our Latest News email alerts. Latest News Please be advised that the revised Model EPSC with the updated Article 34 is now on the website. —- Please be advised that the revised Terms of Reference, inclusive of the updated Bid Bond form, is now on the website. —- Please be advised that the final bid documents have been published. [more...]

Date: 2009-09-10 07:29:34

Digital Scrapbook Freebies - CU Overlays Set 3

In the comments section today I had a question about my “terms.”  I really need to be adding a TOU  - I just haven’t gotten around to it.  For my CU items you can really use them however you wish.  I do ask that you don’t resell them as CU item - but other than that pretty much anything goes….  Short and simple :)  Use them to create [more...]

Date: 2009-01-08 04:33:12

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