Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

Blog posts (232) | Videos (340)
 

Has anyone else noticed that if you’re a football manager and you wear a headset, you’re probably a failure? At the very least a huge dork. Anyway, second half about ready to kickoff but first these messages from Free Credit Report dot com and Notorious….Jay Simpson had another good game for W.B.A. in their rout of Boro today. I love [more...]

Date: 2009-01-17 18:23:24

Need Info About Credit Cards – Read this Publication

When you are looking for a credit card offer you probably want something that will correspond to your needs, not something that is most advertised and popular. Different people have different lifestyles and spending habits, and they want different credit cards which will help in various life situations. If you like travelling or if you just travel a lot make sure you find a credit card offer that provides special bonuses which will considerably enhance your journeys. [more...]

Date: 2009-09-30 10:17:59

How to Improve Your Credit Score When Paying Down Debt

Kudos to you for focusing on paying down your debt. Regardless of what you do from here on out from a credit score perspective, you are already doing the best of all things – paying down your debt. However, you can make some small mistakes in the process that will hurt the improvement of your credit score. Hopefully, with some advice, you can avoid them. Don’t Cancel Cards When you pay off a credit card, it’s very tempting to cancel the card and cut it up into tiny little pieces. Please don’t. [more...]

Date: 2009-09-29 11:00:28

Don't eat yellowsn0w!

Hello all, We wish you a very happy, healthy, and hopeful 2009! Once you have installed yellowsn0w, please report your success or failure here ... application, 0.9.6 beta should fix EVEN MORE problems :-). Please remember to add feedback - here ... items such as “top up” “get credit” “lotto numbers” etc. These menu items confuse the application [more...]

Date: 2009-01-01 11:36:00

Avoid the Freshman Financial Fifteen

College students have a lot to deal with: New classes, new surroundings, new friends, and adjusting to a new lifestyle away from home.  It’s easy to get wrapped up in the college scene and forget to take care of your finances, but making good decisions early will pay dividends later.  Here are fifteen financial missteps often made by college students and strategies to avoid them. [more...]

Date: 2009-09-30 15:10:57

Will Your Credit Score Be Ruined By Credit Card Debt Consolidation Negotiators?

Amazon.de Widgets Credit card debt negotiators claim that they can help you pay less than you owe. Read the truth about credit debt negotiation scams. Protect your credit history.There are different reasons why people fall into debt. All of a sudden you may realize that you just can not make your regular payments. All of your bills and credit card statements drive you to the point of insanity and it seems that you will be unable to get out of this pit without help. [more...]

Date: 2009-09-29 11:50:50

Free Identity Theft Monitoring for AAA Members

If you’re an AAA member in California, Hawaii, New Mexico or Texas, you’re suddenly eligible for a free credit monitoring service, provided by Experian. While I was looking through the fine print (a free service for you provided by ConsumerismCommentary.com), I found this, which gave me pause: You are receiving a complimentary credit monitoring membership. Your membership is effective for the period disclosed to you when you received your activation code. [more...]

Date: 2009-09-29 11:56:15

Bad Credit Mortgage Refinance – Bank Mortgage Rates Dropping?

Getting a bad credit mortgage refinance is something that many Americans are trying to do in the current economic environment.  Many banks are advertising mortgage rates that are very close to historic lows.  It is hard to do any home or mortgage search without seeing ads that show mortgage rates well below 5%.  If you are a bad credit borrower it is unlikely that you will have access to these rates but you can still benefit by refinancing. [more...]

Date: 2009-09-29 14:21:48

Student Loan Consolidation

Student Loan Consolidation by Layla VanderbiltStudent loan consolidation can be considered as a sensible option to take if you are facing a financial turbulence or for any circumstance unable to meet high monthly payment of your student loan. A typical consolidation consist of a small amount of loan you can take which could be used towards paying future student loan instalments and avoiding further deferments. [more...]

Date: 2009-09-29 14:46:22

Researching Re-Financing Online

Years ago homeowners had to go to a lender during regular business hours for lengthy consultations and would have to visit several different lenders to determine which one would offer the best rate. The Internet has not only simplified the process but has also given homeowners the luxury of investigating re-financing options at their convenience [more...]

Date: 2009-01-18 03:14:31

The New Year Creates Fresh Opportunity for Resolving to Reduce Debt

Free Rapid Debt Reducer software and online advice at RapidDebtReducer.com provide big motivation for making a commitment today GROTON, Vt., Jan ... Jolley to the millions of Americans who are struggling with overdue credit card payments, defaults ... as support tools for eliminating debt,” Jolley says. “For example, customers can purchase a credit [more...]

Date: 2009-01-16 10:50:23

Reduce Your Interest Rate With A Credit Card Debt Consolidation Loan

Amazon.de Widgets Credit Card Debt Consolidation Loans are the perfect solution to manage credit card debts properly. These loans will not only provide a manageable single loan but will reduce greatly the amount you repay each month because of the lower interest rates often applied to loans.It is without a shadow of a doubt that most people would like to reduce their debt burden to as small an amount as possible. [more...]

Date: 2009-09-29 11:54:49

How to Set New Year’s Financial Resolutions You Can Keep

(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... months. Maintaining good credit is an important foundation for achieving the rest of your financial goals. So start by finding out where you currently stand with a credit report from CreditReport.com [more...]

Date: 2009-01-02 19:55:16

How to Set New Year’s Financial Resolutions You Can Keep

(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... months. Maintaining good credit is an important foundation for achieving the rest of your financial goals. So start by finding out where you currently stand with a credit report from CreditReport.com [more...]

Date: 2009-01-02 19:55:16

Does Closing a Bank Account Hurt Your Credit Score

No. Your credit score is a number calculated from the information in your credit report. Your credit report will contain information about your loans, other credit obligations, and negative actions in public record (bankruptcy, collections, court judgments). It actually contains absolutely no banking information so closing, or opening in most cases, a bank account does not hurt or help your score. In some cases, your credit score might be hurt if you open a bank account. [more...]

Date: 2009-09-30 16:42:00

How To Get Your Free Government Credit Report

How To Get Your Free Government Credit Report by Andy ZainBy law, you are entitled to one free government credit report each year, but you have to apply to get it. The consumer reporting companies are covered by the Fair Credit Reporting Act to ensure privacy and accuracy.Contained in your credit report is personal information like how you pay your bills, any arrests, bankruptcies or legal actions, as well as your full name and address. [more...]

Date: 2009-09-30 08:17:23

11 Eleventh-Hour Bush Environmental Rule Changes

Pamela Ferdinand, National Geographic News 16 Jan 09;In its final months the Bush Administration has issued a slew of last minute environmental rule changes, many of which have already gone into effect and could be hard to reverse.National Geographic News asked representatives from four leading environmental organizations to judge 11 of these " [more...]

Date: 2009-01-17 08:45:00

Deal with Credit Before Divorce

by Rob Kosberg When you are about to file for divorce, you know that this is a horrible experience no matter how much you want to do it ... . Legal advice may help with this. Finances should be worked out, if at all possible, before the divorce is completed. Credit reports for each partner need to be secured, examined and fixed [more...]

Date: 2009-01-17 22:06:48

First Time Home Buyers: Is Time Running Out?

> The stimulus tax credit of $8,000 for first time home buyers expires on November 30, 2009.  That means your new house has to be signed, sealed, and delivered by the last day of November if you expect to qualify for the federal tax credit.  Is it possible to buy a house, have it inspected, appraised, the financing in place and all closing documents final?  Maybe, maybe not. [more...]

Date: 2009-09-30 16:30:51

Credit report: check yours

Checking your credit reportAccording to the Federal Trade Commission, one in six Americans will be a victim of identity theft this year. It’s more important than ever to make sure you check your credit report often to make sure you are not a victim. It is also easier than ever to check your credit report and the best part, it’s free.A few years ago, Congress passed the Fair and Accurate Credit Transactions Act (FACT Act). [more...]

Date: 2009-09-30 19:27:34

Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин

Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]

Date: 2009-01-01 07:59:00

Get A Fresh Start After Filing For Bankruptcy

Get A Fresh Start After Filing For Bankruptcy Posted admin in Uncategorized Comments Off Because of a number of problems that can arise, ... . There is credit counseling available when people are overwhelmed with debt and sometimes they even ... to consult with a bankruptcy lawyer, or a credit counseling service at the very least. Many people try [more...]

Date: 2009-01-17 18:00:33

2008: A Year in Review

With the year winding down, it’s always fun to look back and see all the things you have done during the year ... Paychecks and What is Credit Card Arbitrage? July I Quit! and made plans to Make Early Roth IRA ... about the $7,500 First Time Home Buyer Tax Credit. To celebrate my last day of work, I detailed 29 Steps I Took [more...]

Date: 2008-12-30 14:29:43

Forecast for 2009

Introduction       There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]

Date: 2008-12-29 03:33:57

Making Home Improvements

A home improvement loan is what many people use when making costly repairs to their home. Sometimes these repairs are necessary ... s credit history. The second is a person’s loan repayment history. The mortgage company will be asked ... . New plumbing, water heater, or flooring that are usually in need of repair, especially in older [more...]

Date: 2009-01-17 09:06:57

Review Of E*Trade Bank High Interest Savings and Checking Accounts

When most people think of ETrade, the popular online discount brokerage firm with the cutesy talking baby commercials probably comes to mind ... and checking products in an attempt to leverage its established reputation as one of the best brokers ... take advantage of a wealth of lending and bank deposit products like high interest checking, high [more...]

Date: 2008-12-27 08:39:38

Operation Cast Lead Continues

Women of the IDF UPDATE 293. Last sentence more important than the rest ... come out, come out, wherever you are! The bombing of a UN school in Gaza killed 30, including children, who Hamas often use as human shields. Pictures of dead children in the Israel Air Force bombing of two United Nations schools in Gaza Tuesday afternoon have put Israel [more...]

Date: 2008-12-31 13:17:00

Totally Free Credit Report

Because of the emergence of the internet, more businesses can enter the online market easily and since we really don't have any access on knowing ... in providing your credit report but there are some which only do it if you will pay for their services ... This site provides totally free credit report. If you want to know your free credit score regularly [more...]

Date: 2009-01-15 15:06:25

More Inactive Credit Cards Being Closed: Protect Your FICO Credit Score

If you haven’t heard already, several large credit card issuers (Chase, Washington Mutual, Citibank, Capital One, HSBC) ... . This is their legal right, but it can also negatively affect your credit score. Here’s why ... . Some credit repair experts say it does, others disagree. However, if someone does a manual review [more...]

Date: 2009-01-07 11:48:09

Centennial MasterCard Review

by Daniel Moskel The Centennial card is created for individuals with a low credit score. It is issued by the First Premier Bank a member of the FDIC ... on your first monthly bill. They will be charged towards your available credit limit. It comes with an initial credit limit of $250, and an APR of 9.9%. It can be issued as a MasterCard or Visa [more...]

Date: 2009-01-17 16:34:10

Recommended Free DIY Credit Fixing Website

My friend, Dean, has a website on how to fix your own credit. It’s pretty detailed because it’s what he did himself, for free, to fix his own credit ... . However, it can’t hurt if your score is a 750 to clean up the bad items on your credit report ... website for credit reports, not an ad or affiliate.) My advice is to do everything via fax so you only [more...]

Date: 2008-12-29 15:44:54

Another Quasi-Nationalization, House Debuts Obama Stimulus, Russian Resource War Approaches, Prices Fall and More!

by Addison Wiggin & Ian Mathias Congress unleashes remainder of TARP… another $350 billion into the void Treasury wastes no time… Bank of America quasi-nationalized Dan Denning on the real issue plaguing American financials Obama’s fiscal tenure off to terrific start… $825 billion stimulus bill, [more...]

Date: 2009-01-16 20:25:19

Hull City vs Arsenal: 1-3, full-time report and player ratings - We just found Nick a new role!

We knew it wasn’t going to be easy and easy it wasn’t. Having watched Stoke City’s determination almost helping them in snatching a draw away at Chelsea this afternoon, that sort of determination was also put on show by Hull City against the Arsenal and it turned out to be a very entertaining match [more...]

Date: 2009-01-17 20:30:19

How To Break Away From The Debt Prison, Forever!

By Tom Graneau Americans are plagued with personal financial problems ... finance is the most common platform for human errors. Many of us have purchased more “stuff” on credit ... . Mistakes are part of the developmental stages of life. We make errors in every segment [more...]

Date: 2009-01-16 18:03:11

The 60 Most Anticipated Films Of 2009

2009 is obviously underway, and it could be a really great year. In no particular order, we've written about (or mentioned in brief) 60-plus films that we're looking forward to in 2009 (we actually name roughly 78 films in total, give or take). Sure, some of them we have reservations about, and some could be totally godawful, [more...]

Date: 2009-01-10 22:24:00

Why Your Credit Score Is So Important To Your Ability To Borrow

Your credit information may be of no use to you. If you’re not planning on buying a house or renting an apartment, buying a car, taking out a loan, paying for college or getting a new credit card, then you won’t need to worry about getting ... you are and where you need to be financially. Bad Credit To improve your credit information, you’ll need [more...]

Date: 2009-01-17 13:04:13

My New Credit Card: Not for Credit

Every Tuesday, Smithee presents an article about his own experiences with credit cards and observations about the credit card industry. Two weeks ago I introduced you to a new credit card that offers 2% cash back that is deposited ... credit card applications always say, “get a decision in minutes!” and then they feign some sort [more...]

Date: 2008-12-23 13:04:04

Bad Credit Unsecured Personal Loans – Credit Score Repair Helps

Bad credit unsecured personal loans can greatly assist you in making ends meet financially.  The one thing that most borrowers worry about when it comes to personal loans is the interest rate.  To lower your interest rate credit score repair greatly helps.  It is very surprising how many borrowers attempt to get a personal loan without even knowing their credit score. [more...]

Date: 2009-09-29 22:33:44

You Need Credit Scores With A Credit Report

By John Rasor the importance of knowing and understanding your credit history and score I recently logged on to annualcreditreport ... that people with bad credit are more likely to file a claim than people with good credit. As a result ... .com to get my once a year free credit report but to my surprise there were no credit scores [more...]

Date: 2009-01-17 19:01:47

Do you have bad credit?

I don't know how many times I have heard people talking about the reasons they were denied a loan but it seems that one of the common complaints was ... that they probably don't know why they have bad credit and that the report is most likely wrong. A lot of people do not even look at their own report and don't realize that there is probably errors [more...]

Date: 2009-01-07 04:45:00

Need a Free Credit Report?

If there is one thing I have learned over the years regarding my finances, I am always on the look out for anything that affects my credit score ... up some satellite TV can affect your credit report. One of the things that I do frequently is check my credit ... that can give you a copy of your 3 bureau credit report, monitor your credit and remove credit [more...]

Date: 2009-01-05 02:31:25

Orchard Bank Credit Card

by Daniel Moskel The Orchard Bank MasterCard is created for individuals with a damaged credit report. This card is issued by HSBC Bank ... they offer. These cards include three unsecured cards and one secured card. Your score depends upon ... line of credit. If you have made many mistakes then you will likely be issued the secured card [more...]

Date: 2009-01-17 14:32:58

No Credit Mortgage – Bad Credit Mortgage Rates Drop?

Bad credit mortgages are becoming more and more common in the United States as mortgage rates drop.  As the unemployment rate rises many bad credit and no credit borrowers want to get a low mortgage rate.  Unfortunately mortgage lenders are much more strict with their lending practices since the credit crisis began.  Many mortgage lenders have seen their competitors close their doors because of bad lending practices. [more...]

Date: 2009-09-29 20:53:09

Credit Reports can be a Teaching Tool

by Rob Kosberg All of us have probably been informed that our credit report is a very important document ... on each report, locate any and all errors. It is up to each individual to monitor his/her own credit ... credit. We can obtain copies of our credit report for free, on an annual basis, from the three major [more...]

Date: 2009-01-17 15:18:02

Using Free Credit Reports And Credit Scores To Save Money

No doubt you've probably seen a commercial offering you the opportunity to request your free credit report or free credit score. Why all the big fuss? Why the big interest in credit scores and credit reports? To begin, you need to obtain copies of your credit score and credit reports. Let's start with your credit report first. You can get your free annual credit reports from the government. You can request the three major credit bureau reports every year. [more...]

Date: 2009-09-30 01:37:23

Why Even Good Credit Might Get Cut

(Photo: Dan Esparza) You can afford your mortgage, you have a high credit score and you pay your bills on time every month. So why did American Express just slash your credit limit? Could be because of where you shop? A combination of the credit crisis and the increasing use of predictive analytic models [more...]

Date: 2009-01-16 02:35:39

The Best Gubernatorial Campaign of 2008

The Best Gubernatorial Campaign of 2008 Indiana Gov. Mitch Daniels handily defeated his Democratic opponent despite a tough landscape for incumbent Republicans and the fact that Obama carried the state. (AP Photo/ Indianapolis Star, Frank Espich) Yesterday we started our year-end awards by naming state Sen [more...]

Date: 2008-12-30 15:30:35

PMI: Home prices to fall through 2009

From Bloomberg: U.S. Home Prices Will Continue to Tumble Until 2010, PMI Says U.S ... the third quarter of next year, PMI Mortgage Insurance Co. said in a report. Ninety-seven percent ... in a statement. The three-year-old housing recession has spurred a credit crisis that’s making it harder [more...]

Date: 2009-01-14 17:26:28

It Keeps Getting Better And Better In California

The Daily Press reports from California. “First-time home buyers jumped into the local real estate market in December, pushing sales of existing homes up by 17 percent for the month and 207 percent compared to a year ago, according to new from the Victor Valley MLS compiled by Larry Trombley, an agent in Hesperia [more...]

Date: 2009-01-08 15:46:59

101 - 150 of 232 Posts
Page: First | < Preceding | Next >
0 | 1 | 2