50 Ways to Save $1,000 a Year

Looking for ways to save money this year? Want to boost your savings in a tough economy with little effort or pain? Good. I’ve got 50 (fifty) ways to painlessly stash some extra cash without losing a limb or getting a second job. Some of these tips will score you instant dough, while other money saving suggestions require year round [more...]

Date: 2008-09-03 03:37:35

Blog posts (127) | Videos (110)
 

Self-Discipline And Saving Money

Self-Discipline And Saving Money Self-discipline is the ability to put off gratification now to gain gratification later ... s standard of living. According to money management book author Robert Hastings, “Undisciplined ... on it at all. 4. Credit card debts hold the number one slot as the cause for financial drains these days. Control [more...]

Date: 2009-01-07 07:22:29

Strike 3

I missed Siren's burlesque class last week, due to being sick. I emailed LeAnne (the owner) a couple of time and she replied, the next day, that it would be no problem to start with week 2. Yesterday morning, I double-checked the SirenDance schedule - and happily discovered that my Burlesque class was at 9:15, not 8:45 (as I had thought) [more...]

Date: 2009-01-16 02:12:47

Choosing a Credit Repair Firm

Credit repair is a million dollar industry with a lot of scams. Finding a loan with poor credit isn’t hard, getting a decent interest rate can be ... in interest charges. We strongly recommend you learn what you need to do to repair your credit legally ... fraud if you do it, and can make you subject to legal repercussions * Do read the Fair Credit [more...]

Date: 2009-01-15 18:49:38

FICTION - BIONIC BOYFRIEND - AMOR PRIMO

           "Last call for flight 714 with non stop service to Las Vegas," the voice of the effeminate flight attendant crackled over the sound system.     With a sigh Twenty-one year old Justus Montgomery lifted his satchel and laptop case, swinging them both over his shoulder. "Well," he swallowed hard. "I guess this is it [more...]

Date: 2009-01-17 06:48:50

What's Your Most Abject Automotive Failure? [Question Of The Day]

Yesterday, reflecting on Ken Imhoff's home-built basement Lamborghini, we asked what your greatest automotive achievement was ... a tire change. Neglecting to reconnect certain vital hoses after a simple repair. Driving into a lake ... FAIL? (Photo Credit: Chiefrobertownebro wn's Flickr photostream) QOTD is your chance to answer [more...]

Date: 2008-10-22 15:40:00

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... payment history and improve your ratio of debt to available credit. In sum do not wait to repair ... : For more credit repair tips or to read a review of Lexington Law a suggested credit repair service [more...]

Date: 2009-01-14 19:07:31

Consolidate Debt Online: Are You Playing With Fire or is It Safe?

Consolidating debts online has become ever more popular as a way to deal with increasing debts. The reason for this is obvious. We can log into the Internet in a matter of seconds, type in debt consolidation into a search engine and in the time it takes you to breathe out you will have before you an extensive list of on line services to choose [more...]

Date: 2009-01-16 10:23:52

Appraisal Fraud and Industry Standards Described in 2003 Official White Paper-RED FLAGS DESCRIBED IN DETAIL WITH EXCELLENT DIAGRAMS EXPLANATIONS AND DESCRIPTIONS OF BEST PRACTICES

loan_origination_mortgage_fraud_ffiecloan_origination_mortgage_fraud_prevention_response_nelsonRed Flags • Critical loan processing activities, such as  verification of income, employment, or deposit, is delegated to brokers. • Delegated underwriting allowed for correspondents that are new or lack an established track record with the FI [more...]

Date: 2009-01-09 15:33:10

75 Tips to Survive a Down Economy

I originally titled this post, “75 Tips to Survive a Recession,” but since there is still some dispute from economists on whether or not we are actually in recession, I just stuck with the phrase, “down economy.” Regardless of how economists refer to it, people are hurting, financially. $4 [more...]

Date: 2008-06-15 15:22:41

Festival of Frugality: Free extra money edition

Welcome to this week’s Festival of Frugality!  Cutting back on expenses is more at the forefront of our minds with the ailing economy and the somewhat tougher job market.  Within the posts I’ve featured three money-saving sites that I use regularly which (a) are entirely free to sign up and use, and (b) [more...]

Date: 2008-10-21 05:18:17

Book Review: Frugal Living for Dummies

Okay another book review and another dummies book. The winner of the Personal Finance for Dummies is Cindy ... about cutting up credit cards and setting a realistic budget.  It also says to track what you spend and really stick to a budget.  My one issue with this chapter is it only looks at credit card debt as bad [more...]

Date: 2008-10-23 14:00:02

Consumer Credit Counseling

Consumer Credit Counseling January 17, 2009 at 5:00 pm · Filed under Credit Counseling Services div style=’float: right; width: 100px; padding: ... on financed loans and credit card debt can become onerous and when you add in penalties and late fees ... impossible for anyone to compete in today’s arena without the aid of a credit card. And that’ [more...]

Date: 2009-01-17 22:00:36

Fierce Financial Tips: The Carnival of Personal Finance #178, Struwwelpeter Edition

I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]

Date: 2008-11-10 05:46:25

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mismanagement of our finances, ... every year find out they have bad credit due to credit fraud, and if you’re not 100% sure on how ... it for financial criminal activities. Criminals do this by obtaining your credit information which [more...]

Date: 2009-01-15 08:37:18

Debt Consolidation Service

Last year, I made three credit cards and applied loans for buying a car and a house. From the first month until the sixth months, everything was ok ... , debt settlement, credit counseling, and credit repair. If you have many credit cards and loans ... the seventh month, it started to be disorganized because I haven’t been able to control my credit cards [more...]

Date: 2009-01-16 21:10:56

The Carnival of Personal Finance #178: Struwwelpeter Edition

I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]

Date: 2008-11-10 05:46:25

Credit and Debt Consolidation

Winter is the wonderful time to travel to the beautiful and warm places like Florida ... to her as of now she encountered a lot of problems such as credit cards, personal loans and many ... their bills, taxes, foods, mortgage, tuition fees, car repair and many unexpected expenses [more...]

Date: 2009-01-14 07:08:16

High Quality Prenatal Vitamin

High Quality Prenatal Vitamin When pregnant please be sure to take a high quality prenatal vitamin - not all prenatal supplements are created equal Information below is courtesy of nutritionist and my mentor Barbara Lagoni Company Difference: Our nutrition products are tested for purity, potency, safety, [more...]

Date: 2008-10-21 20:32:10

Credit that Returns some Agencies

When that try to repair my credit I have been said that it was impossible to make this alone. It was a total Lie ... of the credit and excellent credit. It is not just possible, during the night. My tips to earn your life and your credit is behind a “knows your credit.”Second, examine your report every year [more...]

Date: 2009-01-08 01:37:20

Credit Repair

Credit Repair Our good name and reputation are things that we usually care about owing to the fact that no matter what happened in your life if ... happen if you have such a bad credit report? Of course you’ll have to consult knowledgeable person ... about your bad credit score you will get rejection on your loans. A credit report is your score [more...]

Date: 2008-09-04 13:19:08

Latest News in Mortgages and Home Loans- Jan 13, 2009

Buying a Home in 2009? Don?t Make These Mistakes! Many people are looking at the low mortgage interest rates and the falling home prices and ... with regard to your credit score, and if you have a fairly secure job and a little bit of … ... to do it. If you have a good credit score and can offer a down payment, you can get a good interest [more...]

Date: 2009-01-08 14:49:52

Personal Finance Review – The Car is Dead Edition

I spent a good part of this week with my car in the shop ... to repair something, and that’s frustrating for me since I am used to doing my own repairs whenever ... kept me from having to use credit to pay the bill. That was one bright lining in an otherwise [more...]

Date: 2008-07-28 13:05:58

Bad Credit Debt Consolidation and Credit Card Debt Consolidation Tips

If you have managed to get yourself into a situation whereby you have many loans, credit card debt, mortgage, utilities, and other bills to pay, then think about credit card debt consolidation. It can be extremely difficult to get yourself ... your job or have a large medical or legal bill to pay. Even if there was no single, major event [more...]

Date: 2009-01-14 23:16:55

Bad Credit Repair Tips & Advice

When it comes to trying to get a new car or a new house, there is nothing worse than having bad credit ... , there is such a thing as Bad Credit Repair. Starting Off Smart Of course, the best thing to do is to avoid getting ... is now to repair your credit profile so that when you need the help of a loan or credit card [more...]

Date: 2009-01-16 00:22:09

A Review of Free Credit Report

More and more people have got a credit card now. It is very easy and convenient to pay for bills with credit card ... , I can avoid identity theft which affects my credit score. And remove credit report errors in time ... . Let me introduce you Credit Nexus, one of the biggest free credit report providers online, which [more...]

Date: 2009-01-11 12:16:50

Hottestproducts.net

Do you shop online? If so, now is the right time to check what's in and what's hot on hottestproducts.net ... Resources, Children Credit Repair Programs, Customer Service Software, Dating on the Internet, Diets, DIY, Dog Training, Dropshipping, Ebay Selling Guides, Ebook Directory, Employment, Exercise Training [more...]

Date: 2009-01-07 22:29:00

Essential Money Saving Tips for Students

Essential Money Saving Tips for Students Good money management is an essential life skill ... one of the most important things, which is straightening out your finances. Here are some tips on how ... when you have cash with you. Use your credit cards or write checks only in emergencies. Having debit [more...]

Date: 2009-01-08 16:24:18

From the Archives (June 8th - July 5th)

Here are some of my favorite FCN articles from a year ago the past few weeks: ... Toilet » More on (Moron?) Leaky Toilet Repair » The Top (and Bottom) Jobs in the US » Tips ... and Federal Income Tax Arbitrage » How to Link Additional Accounts to Emigrant Direct » Ten Tips [more...]

Date: 2008-07-07 03:35:10

200+ Tools for Surviving the Economic Crisis

With Wall Street’s recent decline and the economy in such an uncertain place, many people are fearful of losing their jobs and lifelong investments ... in that it aggregates your different accounts from banks and credit cards, lets you budget and also [more...]

Date: 2008-10-16 22:24:58

Bike Week 2008

Bicycling can make you healthy and hot… er… hotter. Bicycling with even light effort (10-12 miles per hour) burns 400-500 calories an hour. To shape her legs for the Miss Universe competition, Miss Korea, Lee Ji-seon, started getting her workouts on a bicycle. Apparently, Miss Universe 2007, Zuleyka Rivera of Puerto Rico, is of a similar mind [more...]

Date: 2008-06-13 12:28:36

Why Bad Credit Report Repair and help you.

by Mary Bush Many people suffer with bad credit. Maybe you lost your job and suffered trouble finding a new one or maybe you came ill and couldn’t ... credit rating. Next you would send a credit repair letter to the defined parties that you noticed ... is dropping. The good news is that there are matters that can aid with bad credit report repair [more...]

Date: 2009-01-07 21:27:10

Remove Late Payments from Your Credit Report

by Matt Douglas Late payments are not created equal; a 90 day and 120 day late pay will cause your score to be dramatically lowered ... to do this for you. The negative item will be on your report for a maximum of seven years. Your account ... this mark from your file is because they report to the bureaus monthly. Thus [more...]

Date: 2009-01-18 08:41:37

The Top Franchise Trends For 2009

Two words will be dominating the franchise landscape for 2009: cautious optimism ... credit score, and low personal debt, will increase the chances of getting a franchise loan.  More tips ... entrepreneurial ventures. Franchise Loan Availability The financial institutions are still going through [more...]

Date: 2009-01-09 07:30:34

Wiping out my savings is one thing. Wiping out Bubbie and Zadie's is something else entirely

the now-famous video of me and Madoff and his employee Josh Stampfli misses. All that talk in the video about how Madoff makes money and what his dealings with the SEC are like relates to his brokerage business, which was a pillar of the Nasdaq system and was, as far as anybody knows at this point, on the up and up [more...]

Date: 2008-12-17 12:04:47

How to Remove a Tax Lien From Your Credit

by Matt Douglas If you have a tax lien on your credit report, you should take immediate action to remove it ... is to have the bureaus validate the lien. You need to send each bureau a dispute letter. Surprisingly it is not out of the ordinary for incorrect information to be reported on your credit. It is estimated [more...]

Date: 2009-01-15 08:40:48

If You Want A Better Mortgage Rate Read Credit Scoring Basics

by Rob Kosberg The right time to review your credit scoring is now because the credit score is becoming more important for mortgage prices ... ’ Detailed FREE Guide on Maintaining and Repairing your Credit Score by going to Bad Credit Repair ... . You can make the credit system work for you if you have the knowledge of how the system works [more...]

Date: 2009-01-15 12:32:43

Home Loans essentials for financial rookies

Home Loans essentials for financial rookies August 27th, 2008 Can I buy any house I like with a home loan? ... is presented in your credit report. A credit report is a document stored by a credit bureau that contains ... as possible. What should I do with a bad credit? First of all, you shouldn’t despair if you have bad [more...]

Date: 2008-09-01 03:41:45

180th Carnival of Personal Finance

Hi and welcome to the 180th Carnival of Personal Finance.  This is my first time hosting the Carnival of Personal Finance and I’m excited to do so!    If you are interested in hosting or submitting to the Carnival please check out the website. My name is LAL and I’m a twenty-something DINK writing about my journey to one day live large [more...]

Date: 2008-11-24 14:05:11

Secured Credit Cards & Secured Loans Can Help Build Your Credit History

Secured credit cards and secured loans are an alternative to signing up for a regular credit card in order to build your credit history ... and is looking to build up her credit history so she can buy a home in the future. I’ve recently graduated from college with two degrees, no loans, no debt, but no credit. I didn’t take out a credit card [more...]

Date: 2008-08-24 17:12:14

How You Can Remove a Tax Lien

How You Can Remove a Tax Lien Posted By Matt Douglas on @ 2: ... validated; you must do this directly with the bureau. Simply send them a letter and ask them ... on your credit. It is estimated that 1 in 4 people have inaccurate information on their report [more...]

Date: 2009-01-15 08:39:22

How to Max Out Credit Card Rewards

Max Out Credit Card Rewards With the price of food and gas where it is, everyone’s looking for an edge and for more and more people, ... tips I use to ensure I get the most cash back out of credit cards, hopefully you will find them useful ... myself included, that edge is in maximizing what you can get out of credit card cash back reward [more...]

Date: 2008-07-15 17:33:38

143rd Festival of Frugality:

Welcome readers to the 143rd Festival of Frugality!  I’m LAL, host of LivingAlmostLarge and a new blog called LAL musings! LAL Musings is where I write about life, love, and everything else not financial so please check it out.  This is my first time hosting, and I hope you learn as many frugal tips as I do [more...]

Date: 2008-09-16 13:00:46

Millions at risk of foreclosure fraud

Angela Carter outside the Chicago home she may lose because, she says, she fell for a foreclosure rescue scam. ( ... . The problem is so bad that in Portland, Ore., local police now automatically send a letter [more...]

Date: 2008-09-22 09:00:00

Learn To Build and Manage Your Credit, While You’re Young

Everyone tells you that these are the best years of your life ... established credit. Bounced checks mess up your credit report, so use that check-writing feature wisely ... . But the rest of your life can be even better if you start building credit now and working [more...]

Date: 2008-08-16 03:56:51

How Much Is Your Credit Score Costing You?

I hate to say it, but just change your time is no longer sufficient ... that you are a trustworthy person? Your credit card results, of course! The spot-checks, credit cards ... . There was a time when everything you do, good credit to have ensured that all your bills [more...]

Date: 2009-01-17 02:31:20

Build Credit in your Name

If you have delinquent credit and are married, you might want to build your credit in your name instead of using your spouse ... report you will see that your spouse’s name is listed on the credit reports. This is because together ... . Somebody has to have stability. Also if you are divorced and all the credit cards of credit [more...]

Date: 2009-01-16 08:07:31

Black Friday: 15 Tips for Buying a Black Friday Notebook (or Not Buying One)

It’s that time of year again, when notebook buyers across the country start plotting how they’re going to score a cheap notebook on Black Friday, the day after Thanksgiving that kicks off the holiday shopping season. We’re going to start tracking the deals on our Black Friday Notebooks page, [more...]

Date: 2008-11-16 01:25:35

Latest News in Credit Repair and Credit Score - Jan 07, 2009

Maligned Arizona defense strong against Falcons - Columbia Missourian 5 Jan 2009 at 11:42pm TEMPE, Ariz ... credit repair solutions. The new online based company http://www.180creditsolutions.com provides a fast ... Credit Repair Guide Offers Hope for Homeowners - Market Wire 6 Jan 2009 at 1:58am LOS ANGELES, CA [more...]

Date: 2009-01-07 17:39:55

HOW TO GET GREAT CREDIT REPAIR RESULTS

HOW TO GET GREAT CREDIT REPAIR RESULTS January 15, 2009 By: Admin Category: Credit Repair, ... , such as MasterCard, Visa, American Express, and Discover are good. Store cards and consumer credit ... Contributors The Foundation of Credit Repair Success It’s time to take stock. Where [more...]

Date: 2009-01-15 20:33:08

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