Forecast for 2009
Introduction There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]
Date: 2008-12-29 03:33:57
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PFBlogger Spotlight: Green Panda Treehouse
What color is US currency? It’s green. What’s one of the most content creatures on the planet? Well, one of them is a panda ... of it. I got a credit card in college and like many of my friends, I charged on it like crazy ... some of my friends (who would return the favor and use their credit card next time). I also thought [more...]
Date: 2008-08-07 16:28:03
Choosing a Credit Repair Firm
Credit repair is a million dollar industry with a lot of scams. Finding a loan with poor credit isn’t hard, getting a decent interest rate can be ... in interest charges. We strongly recommend you learn what you need to do to repair your credit legally ... fraud if you do it, and can make you subject to legal repercussions * Do read the Fair Credit [more...]
Date: 2009-01-15 18:49:38
The Truth About Credit Repair
The Truth About Credit Repair This is a guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling ... they are able to “repair your credit”. Time is the only way to heal your credit report. By making consecutive ... on your credit report, you can follow these simple steps: Contact the local credit bureaus. Obtain a [more...]
Date: 2008-06-12 15:30:25
Appraisal Fraud and Industry Standards Described in 2003 Official White Paper-RED FLAGS DESCRIBED IN DETAIL WITH EXCELLENT DIAGRAMS EXPLANATIONS AND DESCRIPTIONS OF BEST PRACTICES
loan_origination_mortgage_fraud_ffiecloan_origination_mortgage_fraud_prevention_response_nelsonRed Flags • Critical loan processing activities, such as verification of income, employment, or deposit, is delegated to brokers. • Delegated underwriting allowed for correspondents that are new or lack an established track record with the FI [more...]
Date: 2009-01-09 15:33:10
Fierce Financial Tips: The Carnival of Personal Finance #178, Struwwelpeter Edition
I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]
Date: 2008-11-10 05:46:25
Naughty Business of the Week: Apply for your share of the Dell Inc. settlement
If you purchased a Dell computer or service after April 1, 2005, here's a heads up: ... and repair policies. The company did not admit wrongdoing, but agreed to pay $1.5 million in restitution to consumers who were affected. It will also pay states to reimburse them for the legal [more...]
Date: 2009-01-10 19:34:23
Latest News in Goverment Grants and Debt Relief - Jan 06, 2009
Obama supports $300-billion tax-cut plan - Globe and Mail 6 Jan 2009 at 4:29am Fake Name from Canada writes: Snort … that’s going to fast-track the US government into bankruptcy. Apparently he is an empty ... As the global financial crisis deepens, Report on Business writers examine and explain the turmoil [more...]
Date: 2009-01-06 12:26:07
SATURDAY JANUARY 10 & SUNDAY 11, 2009
THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, ... UP FOR SOME NB AREASSnowfall warning in effectEnvironment Canada has issued a snowfall warning for metro ... BRUNSWICK & MAINE BORDER WAIT TIMESALL OF ATLANTIC CANADA STORM WARNINGS:This Site GIVES you the news [more...]
Date: 2009-01-09 02:22:00
The Carnival of Personal Finance #178: Struwwelpeter Edition
I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]
Date: 2008-11-10 05:46:25
Student credit card:Is it a need?
Credit card is really a necessity in modern world. Without carrying so much cash, you can just buy using the credit card. Although some credit cards have strict requirements, there are a lot of manufacturers that are giving both high school and college students the chance to get their own credit cards. Student credit [more...]
Date: 2009-01-12 00:47:16
The $800 million Pony
Obama has already proposed putting all those laid-off sales clerks, data entry people, lawyers and waitresses back to work building bridges and changing lightbulbs--two things we're ... from the firm is qualified to go repair bridges. Or that a paralegal is going to want to change [more...]
Date: 2008-12-21 14:10:00
Credit Repair Myths Exposed
If you’ve done any searching on the Internet for information pertaining to “Credit Repair, ... across and examine them in detail. MYTH #1 “Credit repair doesn’t work!” While it’s true that credit repair is more “art” than “science” that’s not to say it doesn’t work. If you undertake to repair [more...]
Date: 2009-01-08 02:19:49
Pay-in-Advance Credit Offers
Pay-in-Advance Credit Offers Posted by: admin on January 8th, 2009 Today’s post continues from where I left yesterday Pinaki Ghosh The Bait: ... or credit card, or repair your bad credit even though banks have turned you down is the ultimate bait here ... just in case. If you have paid a fee in advance for the promise of a loan or credit card, [more...]
Date: 2009-01-08 06:50:58
Round three in House District 75
Same-sex marriage is not what Eric Palmer or Danny Carroll say they want to focus on, so it’s ironic that for most observers, social issues are the only thing they know about the highly contentious 2008 rematch in Iowa House District 75. [ Democratic incumbent Eric Palmer, left, [more...]
Date: 2008-10-14 16:48:30
Are You Feeling Terrible About Your Credit Score? are You Confused as to What to Do?
When having problems and seeking help, it becomes very easy to get fooled by incorrect ideologies ... , you should not make important decisions. However, when it comes to your credit and your report, delay ... 8%)? Do you have a judgment on your credit report? Are you hanging on the ballet, counting days to file [more...]
Date: 2008-12-24 00:03:24
Debt Negotiation Programs
Get Yourself Out of Debt You should be cautious of claims from so-called credit repair clinics ... , your ability to get credit. That’s why many states have laws regulating debt negotiation companies ... . Many companies appeal to consumers with poor credit histories, promising to clean up credit [more...]
Date: 2009-01-11 12:34:30
Help Available For Homeowners; Home Loan Modification Plans
by J. Ochs In the United States right now, foreclosure rates are higher than they’ve ever been ... be successful at working out loan modifications on their own, however default rates with attorney-backed ... prefer to work with attorneys. Another perk to a loan modification is that if an attorney works [more...]
Date: 2008-12-30 16:22:00
Bad Credit Debt Consolidation and Credit Card Debt Consolidation Tips
If you have managed to get yourself into a situation whereby you have many loans, credit card debt, mortgage, utilities, and other bills to pay, then think about credit card debt consolidation. It can be extremely difficult to get yourself ... your job or have a large medical or legal bill to pay. Even if there was no single, major event [more...]
Date: 2009-01-14 23:16:55
Disputing Negative Information Found On Your Credit Report
Disputing Negative Information Found On Your Credit Report Your credit report always going through changes depending on your personal finances or ... filereport that you need to dispute, you can either do it yourself or hire a professional credit repair ... , it is important to get a free copy of your free triple score credit check at least two time [more...]
Date: 2009-01-11 05:45:18
1/10/09 MAYBE NEW MANAGING EDITOR BRUCE HUNTER IS MAKING A DIFFERENCE: Look At All Of The News That The Greenwich Time Has Up Online On A Saturday
Why Wasn't Ex-Greenwich Time Editor Jim Zebora Able To Get This Much News Up Online At The Local Hearst Newspaper?TODAY'S GREENWICH TIME TOP STORY:Ronald Reagan's budget director, David Stockton Is Off The Hook.Even Though four other former Collins & Aikman executives, including then-Treasurer John Galante, [more...]
Date: 2009-01-10 12:05:00
Auto Lemon Laws — Do You Need a Lawyer?
Auto Lemon Laws — Do You Need a Lawyer? January 15th, 2009 Buying a new automobile is usually a bid decision for most people, ... letters to the manufacturer that state your problem and filing a claim with your state&#39s Attorney General&#39s office. You must also submit your vehicle for repair of the problem; each state requires [more...]
Date: 2009-01-15 22:55:32
Gates of Vienna News Feed 11/9/2008
Don’t miss Bill Ayers’ op-ed in the Toronto Star.Also worth looking at: the “Axis of Evil” countries love Obama. Kenya is expecting a quid pro quo from its favorite son. Corzine is rumored to be in line for Treasury. And the recession hits China.Thanks to Abu Elvis, C [more...]
Date: 2008-11-10 04:33:00
2006 list of tax scams released by irs
Every year, the IRS i ues a list of tax scams. The goal is to alert taxpayers to the lack of merit of certain strategies as also as letting everyone know the IRS will not accept them. 2006 Scams The IRS has kicked out its a ual list of highly dubious tax scams for 2006. Promoters often make these strategies sound credible, nonetheless [more...]
Date: 2008-12-30 01:47:47
Have You Popped The Question?
Clicking through and leaving comments on this article will make your life better ... , and who had hired a guy who - at the time - was a college student, doing contracting and roof repair ... , and how they could fix it when the time came. We scheduled a time to have him do the flashing repair [more...]
Date: 2008-06-27 20:25:43
This Is A Tsunami, And It’s Getting Worse
The Tampa Tribune reports from Florida. “Median home prices in the Tampa metropolitan area which includes Clearwater and St. Petersburg, fell to $180,800. That is more than $40,000 less than the median price in the year-ago period, $222,700, the National Association of Realtors said. The Tampa Bay area wasn’t the hardest-hit region in Florida [more...]
Date: 2008-08-16 14:35:51
Remove Tax Lien
by Matt Douglas If you have a tax lien being reported on your report you score is in serious trouble ... are collectible for 10 years. The negative mark will stay on your credit for 7 years once it is paid ... be in your interest to hire a tax attorney or negotiator to help negotiate a repayment amount [more...]
Date: 2009-01-08 14:53:06
Friday Digest - Vol. 09 No. 02
Friday Digest — Vol. 09 No. 0216 January 2009THE FOUNDATION"We should never despair, our Situation before has been unpromising and has changed for the better, so I trust, it will again. If new difficulties arise, we must only put forth new Exertions and proportion our Efforts to the exigency of the times [more...]
Date: 2009-01-16 17:15:00
Psychiatric Technicians, Psychologists Among Health Workers Not Checked For Criminal Pasts
Health & ScienceMany California Health Workers Not Checked for Criminal Pastsby Charles Ornstein and Tracy Weber December 29, 2008 9:25 pm EST Tags: California, NursesThis story was co-published with the Los Angeles Times and also will appear in the Times‘ Dec. 30, 2008 edition. Michael Marcus, a dentist from San Jose, Calif., was arrested [more...]
Date: 2008-12-30 04:55:51
Lower your home payments with loan modifications
by J. Ochs Foreclosure rates are at an all-time high in the US right now ... modifications on their own, however default rates with attorney-backed modifications are 5% or less. Self ... . More often than not, if an attorney structures a loan modification for you and it doesn’t work [more...]
Date: 2008-12-26 16:00:45
More About Bad Credit Repair
It may not be possible to provide you with everything you wanted to know about credit repair in this brief article, ... that they have a credit report repair Software and also they will teach you credit repair secrets, for a fee ... repair course or sign up for credit report repair, read the facts and the laws relating to credit [more...]
Date: 2009-01-10 18:23:12
How to Remove a Tax Lien From Your Credit
by Matt Douglas If you have a tax lien on your credit report, you should take immediate action to remove it ... is to have the bureaus validate the lien. You need to send each bureau a dispute letter. Surprisingly it is not out of the ordinary for incorrect information to be reported on your credit. It is estimated [more...]
Date: 2009-01-15 08:40:48
A Personal Bail Out Program for Consumers Stuck in the Credit Crunch
PASADENA, Calif., Sept. 24 (SEND2PRESS NEWSWIRE) -- Credit Crunch Fix (CreditCrunchFix.com) ... is not debt settlement or credit repair, nor legal counsel. Credit Crunch Fix allows consumers ... has launched a legal document preparation service, to let consumers request relief from past due [more...]
Date: 2008-09-24 16:49:15
Misperceptions About Getting Out Of Debt
There are many substantial ways to getting out of debt ... with the interest rate. It may take some time but anything is negotiable. Credit Repair Companies ... that perform illegal ways of removing negative items from your credit. When deciding on a credit repair [more...]
Date: 2009-01-14 18:11:17
Laws in Credit Repair
Laws in Credit Repair There are certain laws issued for people that have bad credit and to know these laws is important to protect all those ... and finding a solution to repair your credit. Problems do not go away, rather they add up more problems. Credit repair is a deduction so you do not want [more...]
Date: 2009-01-16 23:05:26
More Photos:
Related Links Mary Carey Selling Breeaast ImplantsSunday, January 11, 2009 Posted by kk group 1 Comments to benefit the Susan G ... horribly misunderstood. What a pathetic bunch of ignorant fools we have become. Consumer junkie credit [more...]
Date: 2009-01-11 14:14:00
Attorney general sues Watertown car dealer for failing to pay off loans on trade-ins
Attorney general sues Watertown car dealer for failing to pay off loans on trade-ins by Rick Moriarty / The Post-Standard Friday January 16, 2009, 6: ... off loans on vehicles traded in and to repair the credit reports of consumers he said were adversely ... its legal obligations and consumers were harmed by its fraudulent business practices, Cuomo said [more...]
Date: 2009-01-17 00:10:19
An Economic Education In Florida
WJXT Jacksonville reports from Florida. “In the latest byproduct of the widening global financial crisis, Citigroup Inc ... and they paid a fortune for it.”’ “On his May 2007 conference call, Thompson said that ‘credit quality [more...]
Date: 2008-09-30 14:00:35
Easy steps to repair your credit
Step one - Get copies of your credit reports. Once you have your credit reports in your hand, review them carefully for inaccurate information ... from the credit bureaus, then send out a follow-up letter restating the inaccurate information ... . In the 5th letter you will inform the credit bureaus that you will file a complaint with the office [more...]
Date: 2009-01-06 12:36:42
Millions at risk of foreclosure fraud
Angela Carter outside the Chicago home she may lose because, she says, she fell for a foreclosure rescue scam. ( ... . The problem is so bad that in Portland, Ore., local police now automatically send a letter [more...]
Date: 2008-09-22 09:00:00
Redland, the Wades, and the armies of compassion: Part 5 ... by gimleteye
.fullpost{display:inline;}"It is a joy to be here with members of the armies of compassion ... performed most poorly at places where the pressure of growth was most intense. Not once has The Miami Herald or other media in Miami, for instance, featured the volunteerism that has operated [more...]
Date: 2009-01-01 17:57:00
Man charged with arson in Marion fires; FFs cleared
By Ron Maloney, The Seguin Gazette-Enterprise Authorities have made an arrest in a string of arson fires that gutted Marion landmarks last fall, ... that destroyed the former Don’s Auto Repair, also known by old-timers as Bielke’s service station [more...]
Date: 2009-01-12 20:58:44
Latest News in Stock Market Investment Research - Jan 2, 2009
Worldwide semiconductor sales down 9.8% in November 2 Jan 2009 at 4:12am LONDON (MarketWatch) — Worldwide sales of semiconductors fell 9.8% to $20.8 billion in November, from $23.1 billion a year earlier, the Semiconductor Industry Association said Friday. Sales in the month were 7.2% lower than the $22 [more...]
Date: 2009-01-02 12:01:23
Are home loan modifications a good solution?
by J. Ochs Right now the country is seeing record high foreclosure rates ... with an attorney to structure a loan modification, as their default rate is under 5%. Homeowners ... to work with attorneys. More often than not, if an attorney structures a loan modification [more...]
Date: 2009-01-05 23:47:31
How You Can Remove a Tax Lien
How You Can Remove a Tax Lien Posted By Matt Douglas on @ 1:44 pm by Matt Douglas If you have a tax lien on your credit report, ... to be reported on your credit. It is estimated that 1 in 4 people have inaccurate information on their report ... will stay on your credit for 7 years once it is paid. If it goes unpaid you could have a lien on your [more...]
Date: 2009-01-05 08:14:19
The End of the Financial World As We Know It (and I feel fine)
The entire OpEd section of the Sunday New York Times has been taken over by an article jointly written by Michael Lewis and David Einhorn, ... at Deutsche Bank; and one of his predecessors became a managing director for Credit Suisse before [more...]
Date: 2009-01-04 13:43:34
Apple sues iPodMechanic owner for massive iPod-related fraud
Apple sues iPodMechanic owner for massive iPod-related fraud By Jacqui Cheng | Published: July 18, 2008 - 03: ... as you enter a credit card number to ensure that you send in your old n' busted one. Apple doesn't charge ... . Through the advance replacement program, they apparently entered credit cards that were capable [more...]
Date: 2008-07-18 20:11:00
Financial schemes aplenty
Financial schemes aplenty Posted in News on January 5th, 2009 at 11: ... repair offers - avoid offers from credit repair companies claiming they can save you money while ... you. Do not send money to credit repair companies for them to send to your creditors. Do it yourself. (more… [more...]
Date: 2009-01-05 16:17:30
Eye on Business Riverview
Pinch A Penny Celebrates Two Years Pinch A Penny Boyette/FishHawk, located at the intersection of Boyette Rd., Bell Shoals Rd ... not only supplies and expertise at our retail store, but on-site repair and cleaning at your swimming [more...]
Date: 2009-01-08 21:59:34
Send2Press Weekly Summary of Entertainment and Tech News Copy - Sept. 26, 2008
LOS ANGELES, Calif., Sept. 27 (SEND2PRESS NEWSWIRE) -- The weekly Send2Press Newswire summary of business and tech news includes this week: The Houdini Museum nominates magician David Blaine for first Houdini Award; former 'Pope of Pot,' author, and actor, Pastor Craig X Rubin to run for Los Angeles Mayor; and Insight Research Corp [more...]
Date: 2008-09-27 12:57:29
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