How to Recover From A Bad Credit Rating As A Result of Hard Financial Times

by Darrell PriceRepairing your credit after you have suffered through a crisis such as a bankruptcy, foreclosure or a series of unfortunate financial events is a must if you are going to move on with your life. There is a lot to know about repairing your credit and raising your scores. Don’t worry; it is not difficult with the tips provided in this article.If you want to repair your credit yourself as opposed to letting a company do it for you, then you need to understand the basics of credit repair. [more...]

Date: 2009-07-05 13:35:08

Blog posts (123) | Videos (114)
 

Credit Repair After Bankruptcy

by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably ... is accurate. Often people are concerned with the legality of credit repair, and you should ... . However there is hope, you can remove this mark and by building some positive credit [more...]

Date: 2008-12-26 10:07:50

Repairing Your Credit After Bankruptcy Part 1

After we declared bankruptcy, our credit was understandably in shambles. I searched all over the internet for tips and tricks that would help me rebuild my credit quickly but the fact is, it takes time to build a great credit score. It takes even more time [more...]

Date: 2008-10-08 09:45:31

How To Repair Your Credit If You File Bankruptcy

Debts are piling up. Bills are coming in. Collections agencies are phoning and sending you certified mail demanding money ... the recently bankrupt as customers. And now is the time to begin credit repair. Immediately after ... and when they will be able to regain their credit. The following should help you understand that the future [more...]

Date: 2008-10-27 15:03:50

Bankruptcy Repair Strategy That Will Improve Your Credit Score

by Jack Bronson The attitude towards bankruptcy is changing gradually today. As more and more people go for bankruptcy filings, it is no more looked at as something negative. When the debtor is unable to pay back his or her loans they go for bankruptcy filing. This is basically telling the court that he or she does not have any resources to payback one?s debts. Both individuals and companies are allowed to file bankruptcy in the federal court. [more...]

Date: 2009-09-25 14:12:53

How To Repair Your Credit If You File Bankruptcy

Debts are piling up. Bills are coming in. Collections agencies are phoning and sending you certified mail demanding money ... the recently bankrupt as customers. And now is the time to begin credit repair. Immediately after ... and when they will be able to recover their credit. The following should help you understand [more...]

Date: 2008-10-13 06:23:15

Is Credit Repair for you?

My take on credit repair is this: there’s no quick fix solution and those who say differently are selling something ... the scammers. These companies have phrases like: “Credit Problems? No Problem!” “We can erase you bad credit - 100% guaranteed!” “We can remove bankruptcies, judgments, liens, and bad loans [more...]

Date: 2008-10-28 12:46:32

How to repair your credit report after bankruptcy

For some unfortunate circumstances, you have fallen under a great financial crisis ... recovering from bankruptcy, you would surely find ways on how to repair your credit report ... . Maybe due to an injury or you got involved in a business that went sour. Whatever might [more...]

Date: 2008-08-28 11:35:37

Repairing Credit After Bankruptcy

by William Blake There are few situations that will cause as much as much devastation to your credit as claiming bankruptcy ... , but as well to check for errors. You are going to want to review your credit report and see ... , which is important to keep in mind. Any strike against you on your credit report (including [more...]

Date: 2008-11-14 15:43:40

Credit Repair After Bankruptcy

by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably ... repair, and you should know you will never be fined, prosecuted, arrested, or face any legal action ... . However there is hope, you can remove this mark and by building some positive credit [more...]

Date: 2009-01-04 12:44:30

Credit After Bankruptcy: A Book Review

This is a book that I have really been looking forward to reviewing. I am very glad that I finally got the chance. Just after I declared bankruptcy, I was researching ways to repair my own credit, and I ran across Stephen Snyder’s website. He is the author of this book, “Credit After Bankruptcy” [more...]

Date: 2008-11-09 09:45:57

Removing Bankruptcy From Credit Report

By Matt Douglas If you have filed bankruptcy you should expect your credit will be severely damaged ... that you do not feel is accurate. Often people are concerned with the legality of credit repair ... . However there is hope, you can take action to remove your bad credit and by building [more...]

Date: 2008-12-26 09:57:05

Repairing Credit Is Hard, Not Impossible

On average, if you are an American your credit score probably reads at about 692 A good score is considered to be 700, ... to find information on credit repair feeling lost as they read of lawyers and bankruptcy... ... so really even the average American needs to improve their credit some However, with many people [more...]

Date: 2008-12-25 16:00:00

I received my Bankruptcy Discharge, now what?

Congratulations! If you received a “discharge of debtor” notice from the bankruptcy court your bankruptcy case was a success ... Law Firm, LLP will automatically receive a pre-populated letter to all 3 credit agencies ... of the reporting.  This is a crucial element of post-bankruptcy credit repair, as once [more...]

Date: 2008-12-18 19:12:28

Introduction

Whether you’ve fallen behind on your bills, been sued or even declared bankruptcy, this book can help you take simple and effective steps to repair your credit. As you read, keep ... to a lawyer or credit repair clinic. (See Chapter 6, Section G, for information on why to avoid [more...]

Date: 2009-01-07 04:23:07

Bankruptcy and Credit Repair: Answering A Few Questions

One of our readers, Jnet, sent us this question: Due to a permanently disabling illness, I lost my job and had to file bankruptcy 2 years ago ... . I had no choice. Here it is, two years later and one of the Company’s hit my credit report with 4 dings, listing 4 charge offs? Can they do this? Will all the rest hit me too? my credit number was low [more...]

Date: 2008-10-21 14:33:56

Credit Repair Scheme Promises Fast Score Increases But May Be Illegal

Establishing a good FICO credit score isn’t all that difficult; all you have to do is pay your bills on time ... to wipe out a judgment or a bankruptcy from your credit report. Most consumers, understandably, would rather not wait that long and there is not shortage of companies that promise to repair credit [more...]

Date: 2009-01-08 08:18:32

Bankruptcy Repair ? The Only Sure Way To Improve Credit Score

September 25, 2009 | By Jack Bronson In Finance | by Jack BronsonBankruptcy has become something common these days. In has become a day to day happening as the fact is now understood by all. It is just a situation in which the debtor is unable to pay back the loan money to the creditor. Everything has become very simple. All that has to be done is to file bankruptcy in the federal court. Anyone, both creditor and the debtor, can do this. [more...]

Date: 2009-09-25 14:36:42

What You Should Know About Credit Report Repair

by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... as filing and handling the disputes yourself. Don’t fall for the ads that claim an agency can erase bad ... information. If you have had a bankruptcy, the only thing that will legally remove it from your credit [more...]

Date: 2008-06-28 11:49:16

A TV lawyer annoys The Hawg

So there I was, minding my own business and watching television last night when one of those damned lawyers appeared ... . The bankruptcy boy was also warning people against credit repair companies, claiming they probably can't ... to nationalize the legal profession and pay all attorneys about $40,000 a year [more...]

Date: 2008-10-14 01:20:04

Posts about Foreclosures as of July 12, 2009

The Benefits to Restoring Your Credit Rating Can Last A Lifetime – bestonlinecarfinance.com 07/12/2009 by Darrell Price If you have ever gone through a bankruptcy, suffered a devastating foreclosure or applied for a loan and have been turned down, you know the importance of having clean credit. If you are looking to repair your credit and increase your rating, the process can be a little overwhelming at first. This article will hopefully give you a starting point. [more...]

Date: 2009-07-12 12:03:55

Financial Planners Weigh In On Debt Relief

Ever since launching this Bankruptcy in Indiana blog series, I've kept coming back to the topic of debt consolidation, debt settlement, credit counseling, and debt repair, all forms of help being offered to debtors as alternatives ... With Credit Repair. Three weeks ago, in the "Personal Finance" section of the Indianapolis Star [more...]

Date: 2009-01-14 12:13:43

Scammed? Let's Talk [PSAs]

Looking for sources for an article I'm working on for a major national magazine ... of a credit repair or hidden bankruptcy scam?Email me at ben@consumerist.com, along with how you knew [more...]

Date: 2008-10-14 02:51:18

Scammed? Let's Talk [PSAs] (pfblogs.org)

Looking for sources for an article I'm working on for a major national magazine ... of a credit repair or hidden bankruptcy scam?Email me at ben@consumerist.com, along with how you knew [more...]

Date: 2008-10-14 03:04:06

Bankruptcy Advice You Might Find Helpful

Bankruptcy Advice You Might Find Helpful October 29th, 2008 Subscribe To Our Feed Bankruptcy advice varies, depending on who you ask ... accounts in collections. When you’re seeking advice from a credit repair attorney, be sure to double ... . A credit card debt reduction company might say that it’s better to just stick it out, settle [more...]

Date: 2008-10-29 15:56:01

SBFC Law Group Does Wonderful Credit Repair

by Garth Dillon It’s just a fact that more people today then ever before are being left licking their wounds with bad credit. It’s the recession/depression or what ever you want to call it. The real bad deal of it all, is that as soon as the economy turns around, you will be back in the game, so your bad credit rating will be a burden. Only Frauds Claim They Can Get Rid of Bankruptcy Don’t spend a dime on some service that tells you they can wholly restore your credit. [more...]

Date: 2009-09-23 07:48:12

Bankruptcy Advice You Should Find Helpful

Given the economic downturn, there is a flood of Americans in search of bankruptcy advice. The creditors are calling and they are at their wit’s end ... advice from a credit repair attorney, be sure to double-check what can and can’t be discharged ... . Many people already have destroyed credit, so they’re looking for any ounce of relief to help [more...]

Date: 2008-12-05 14:45:19

How Does Bankruptcy Function

by Ada Denis Of course, bankruptcy is your last fall back. It is hard but offers a legal repair for your financial position ... in the paper) What if I don’t register bankruptcy - what could take place? Bad credit ranging ... . Chapter 13 This allows you to hold your block, but the court appoints a legal guardian to aid [more...]

Date: 2008-11-09 08:41:14

Argentina's bankruptcy—still proceeding

THE AMERICAS: "Argentina: Better late than never; Ms Fernandez tries to charm the markets by revisiting the 2005 debt swap," The Economist, ... in from the cold. Fernandez does this to repair the country's credit perception as she seeks to float ... 27 September 2008. When Argentina went through its IMF-sort-of-approved sovereign bankruptcy [more...]

Date: 2008-10-20 12:35:58

Deals of the Day: Is BCE the Next Busted Buyout?

Deals of the Day gathers all the biggest news of the morning related to mergers and acquisitions, bankruptcies, financing and private equity ... billion into ailing credit markets, much of it directly from the Fed. The central bank plans to buy ... governments to move rapidly to recapitalize their countries’ banks to repair financial markets. WSJ [more...]

Date: 2008-11-26 13:47:54

FILING FOR BANKRUPTCY, WILL THEY CLEAR HEALTH LOANS TOO?

Okay so we unequivocally didn’t intend upon all to finish up similar to this, we feel hideous as good as comprehend my mistakes as good as wish to repair them. we only can’t means it anymore. we have a 2 credit cards with a sum of 8,000.00 charged up upon them. we have a loan from collateral a single healthcare as good as a loan from caring credit. So fundamentally dual illness loans. we have a automobile loan as well. I’m in 28,000 low as good as in my EARLY 20’s. [more...]

Date: 2009-09-28 18:18:54

Credit Cards After Bankruptcy: Is It Feasible?

Getting any kind of finance after going through a bankruptcy process is not an easy task. When it comes to credit cards, given that they constitute an open line of credit, there are even less chances of getting approved since the lender has little control on the repayment process and thus, the risk is greater. Yet, it is possible to obtain a credit card after bankruptcy under certain circumstances. One of the things that need to be made clear is how long after bankruptcy you are applying. [more...]

Date: 2009-09-26 20:20:28

Credit Cards After Bankruptcy Is It Feasible

Author : Melissa Kellett Getting any kind of finance after going through a bankruptcy process is not an easy task When it comes to credit cards, given that they constitute an open line of credit, there are even less chances of getting approved since the lender has little control on the repayment process and thus, the risk is greater Yet, it is possible to obtain a credit card after bankruptcy under certain circumstances One of the things that need to be made clear is how long after bankruptcy [more...]

Date: 2009-09-26 07:31:07

Latest News in Credit History and Jobs - Sept 11, 2009

The Keynesians Were Wrong Again - Wall Street Journal 11 Sep 2009 at 1:58am From the beginning, our representatives in Washington have approached this economic downturn with old-fashioned, Keynesian economics. Keynesianism?named after the British economist John Maynard Keynes?is the theory that you fight an economic … Betting on oil - Worcester Telegram & Gazette 11 Sep 2009 at 1:29am The long debate over whether to drill for oil in the Arctic National Wildlife Refuge ? [more...]

Date: 2009-09-11 09:32:09

When Should You Seek Credit Counseling?

by Wendy Polisi Although many measures can be taken by individuals to improve their credit score, renegotiate the terms of their existing debts, and otherwise improve their credit situation, not everyone is capable of doing this themselves. Some people lack either the time or the patience to do this and many others simply lack the knowledge to do so. This is where a credit counseling service can come be helpful. It is not a good idea to wait until financial troubles are overwhelming before seeking help. [more...]

Date: 2009-09-14 23:21:33

When Should You Seek Credit Counseling?

Although many measures can be taken by individuals to improve their credit score, renegotiate the terms of their existing debts, and otherwise improve their credit situation, not everyone is capable of doing this themselves. Some people lack either the time or the patience to do this and many others simply lack the knowledge to do so. This is where a credit counseling service can come be helpful. It is not a good idea to wait until financial troubles are overwhelming before seeking help. [more...]

Date: 2009-09-13 12:49:51

What You Need To Know About Online Dept Settlement Help

Everyone seems to be affected by their debt in some form. Most people today are essentially making an attempt to find out how to get out of their debt for good. Debt consolidation or debt settlement is 2 great methods to get out from that weight of never ending debt. In order to get out of the situation you are in you must seek debt settlement help. Before you start looking for the right company to work with, take a look here and discover what is required in order to successfully settle all of your debt. [more...]

Date: 2009-09-14 19:10:13

"Time Is The Enemy Of Reform"

Treasury Secretary Timothy F. Geithner Written Testimony House Financial Services Committee Financial Regulatory Reform Chairman Frank, Ranking Member Bachus, members of the House Financial Services Committee, I am pleased to be back before you today as our Administration and this Congress work toward comprehensive reform of our financial regulatory system. The Chairman has set an ambitious schedule of hearings that will lead to your markup of legislation and facilitate enactment this year. [more...]

Date: 2009-09-23 14:57:29

How to Be Aware of What Credit Counselors and Consolidators are Really Offering

This is a guest post from Matt B . Matt writes about all aspects of personal finance at Financial Methods . Please visit the site and let him know what you think. If you are at a point in your life where you have realized that the debt you lug around behind you weighs you down too much, good for you. If you are stuck at the beginning of the battle and not sure where to go next, just know that there are plenty of options. [more...]

Date: 2009-09-28 11:01:51

More Rough Times Ahead for U.S. Economy, despite Recent Improvements

RISMEDIA, September 29, 2009—Despite recent signs of improvement, more rough times are ahead for the U.S. economy, according to several prominent experts in real estate and the economy who attended a recent forum at the Nixon Presidential Library.  “You look at the numbers and everything points to the fact that we not only have bottomed, but things seem to be improving,” said Christopher Thornberg of Beacon Economics, citing increases in durable goods orders, exports and auto sales. [more...]

Date: 2009-09-28 21:07:59

Best Way To Improve Your Credit Score After Bankruptcy

by Jack Bronson The attitude towards bankruptcy is changing gradually today. As more and more people go for bankruptcy filings, it is no more looked at as something negative. When the debtor is unable to pay back his or her loans they go for bankruptcy filing. This is basically telling the court that he or she does not have any resources to payback one?s debts. Both individuals and companies are allowed to file bankruptcy in the federal court. [more...]

Date: 2009-09-25 14:16:12

The Recession has Technically Ended: Surely You’re Joking, Mr. Bernanke!

by Bob Chapman Global Research September 19, 2009 To borrow from an old joke about politicians, we ask our subscribers if they know how to tell when Helicopter Ben Bernanke, the current Fed Head, is lying. Answer: Whenever his lips are moving. Now we hear from the Dollar-Destroyer that our recession has technically ended (heaven forbid that we should call our current Fed-caused calamity a depression, which is what it has been since Obama took office). [more...]

Date: 2009-09-20 12:02:50

How To Repair Credit After Bankruptcy Chapter 7

So how to repair credit after bankruptcy Chapter 7 ?  Restoring good credit, avoiding future financial trouble, and restoring a debtor’s reputation can take months, and sometimes even years, before the records are washed clean. Bankruptcy Chapter 7 can be filed by any individual, company, partnership or sole proprietorship in the United States as long as the debtor has not missed a court appearance regarding a prior bankruptcy filing within the previous 180 days. [more...]

Date: 2009-09-26 14:20:45

Where has the Bailout Money Gone? Good Billions After Bad

Where has the Bailout Money Gone? Good Billions After Bad Vanity Fair by Donald L. Barlett and James B. Steele As the Bush administration waned, the Treasury shoveled more than a quarter of a trillion dollars in tarp funds into the financial system—without restrictions, accountability, or even common sense. The authors reveal how much of it ended up in the wrong hands, doing the opposite of what was needed. Just inside the entrance to the U.S. [more...]

Date: 2009-09-28 06:17:36

The Recession has Technically Ended, Is Bernanke Joking?

Economics / Recession 2008 – 2010 Sep 19, 2009 – 12:37 PMBy: Bob_Chapman To borrow from an old joke about politicians, we ask our subscribers if they know how to tell when Helicopter Ben Bernanke, the current Fed Head, is lying. Answer: Whenever his lips are moving. Now we hear from the Dollar-Destroyer that our recession has technically ended (heaven forbid that we should call our current Fed-caused calamity a depression, which is what it has been since Obama took office). [more...]

Date: 2009-09-20 13:34:31

Personal Loans for Tenants: Tenants help with cash if needed

Unsecured loans Tenant Fair Credit Protect your finances are no guarantees tenants with people who do not the property of their own. Obtaining loans is a bit difficult to live in such cases, as in rented houses. That is, there is no local permanent address. The lenders have a little more risk in such cases face. But the lending companies are willing to deliver UK tenant loans. These loans are specially designed for people who are not owned or are not willing to risk their property have designed. [more...]

Date: 2009-09-20 12:52:56

Types Of Credit Cards to Rebuild Credit History

September 10, 2009 | By Chris Tiderc In Finance | You have a lot of options when it comes to credit cards used to rebuild you credit history. You would think that the opposite would be true. But there are a lot of companies who aim at consumers with bad credit.Unfortunately not all of them are honest and are looking to take advantage of people who are desperate to get a credit card that can help them rebuild credit history.Which are the good ones? We need to break them down into types. [more...]

Date: 2009-09-11 02:13:40

Bankruptcy Repair ? The Only Sure Way To Improve Credit Score

by Jack Bronson Bankruptcy has become something common these days. In has become a day to day happening as the fact is now understood by all. It is just a situation in which the debtor is unable to pay back the loan money to the creditor. Everything has become very simple. All that has to be done is to file bankruptcy in the federal court. Anyone, both creditor and the debtor, can do this. The creditor can demand more money from the debtor if he / she files bankruptcy first. [more...]

Date: 2009-09-25 15:07:29

Bankruptcy Repair ? The Only Sure Way To Improve Credit Score

by Jack Bronson Bankruptcy has become something common these days. In has become a day to day happening as the fact is now understood by all. It is just a situation in which the debtor is unable to pay back the loan money to the creditor. Everything has become very simple. All that has to be done is to file bankruptcy in the federal court. Anyone, both creditor and the debtor, can do this. The creditor can demand more money from the debtor if he / she files bankruptcy first. [more...]

Date: 2009-09-25 14:52:27

Your Credit Repair After Bankruptcy Quick Guide

Here are some tips on credit repair after bankruptcy to assist you with your credit repair quickly. Bankruptcy is not the end of the world, and life. Depending on the type of bankruptcy you went through, there are still chance that you can get back on your financial feet within a couple of years. However, there is no short cut and it takes hard work and dedication to bettering yourself. Credit repair after bankruptcy takes a long time and requires you to make only the best decisions you c [more...]

Date: 2009-09-26 13:49:04

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