Credit Repair is Easier - And Quicker - Than You Think!
by Mark Alison Regardless of your record or history, there are a number of quick & easy steps you can take towards credit repair ... consumers to a free copy of the credit report, one from each of the three agencies: TransUnion ... your credit. For every entry that is incorrect, inaccurate, or outdated, you will be filing a dispute [more...]
Date: 2008-11-26 15:45:27
Blog posts
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Big Pharma Limits Small Gifts to Doctors
by Jonathan Sidhu - The U.S. pharmaceutical industry has announced a revised code of conduct for its dealings with health providers, ... is in dispute. Two weeks ago, Grassley asserted in a letter in the Congressional Record ... . Sen. Chuck Grassley (Credit: Chip Somodevilla/Getty Images) Sen. Chuck Grassley (R-IA) is sponsoring [more...]
Date: 2008-07-10 19:46:00
More Issues With Ramsey
I'm going to see Dave Ramsey soon. My biggest beef with Dave Ramsey is his position on student loans, ... %, no exceptions, no credit card rule. It's just ridiculous for me. I get that Amex collectors were ... a dispute on over 1K in foreign hotel charges. I was overcharged about 20%, just sent a letter, easy [more...]
Date: 2009-01-17 15:40:33
I Don’t Speaka Da English — I Speaka Da Adsense
I Don’t Speaka Da English — I Speaka Da Adsense Written by John Erianne on January 17, 2009 – 12: ... many people (and something some SEO expert might dispute). Something I’ve only recently noticed ... to write a post with keyword phrases like, “He seek credit counseling utah,” because that’s the way [more...]
Date: 2009-01-17 16:26:50
Idiots Shoot Each Other at Toys-R-Us
When you go to the toy store for your Christmas shopping don't forget your money, your credit card, and your gun: Gunfire erupted inside a busy Toys " ... shooting, apparently sparked by a personal dispute between two groups of shoppers, occurred ... to have been the result of a personal dispute between the individuals involved. Therefore, it would [more...]
Date: 2008-11-29 01:05:00
Are the Bureaus Blowing You Off?
I would like to share a letter I received from someone who has been really struggling with getting the bureaus to respond to his letters. Hello Mr. Douglas- I sent a dispute letter to both Transunion and Experian. Experian responded with this statement: “We received a recent request regarding your credit information that does not appear to have been sent directly to us by you. [more...]
Date: 2009-08-13 19:56:58
Re: [khabor.com] Root cause of all terror Is Indian occupation of Kashmir: Mi...
What view does the Secretary holds on Muslims' demands for creation of a state of their own out of the Philippines? ... his comments on the Kashmir dispute, insisting the resolution of the conflict was essential to root out terrorism from the region. A Good Credit Score is 700 or Above. See yours in just 2 easy [more...]
Date: 2009-01-17 03:34:00
#20-AubreyJ’s Energy Update Report - Monday, January 12, 2008
AubreyJ’s Energy Update ReportLet’s get caught up with Mr. T. Boone PickensMonday, January 12, 2008.Image credit: John McCain’s Campaign Website ... : On New Year’s Day, Russia cut off natural gas supplies to Ukraine in a dispute over prices [more...]
Date: 2009-01-13 02:52:00
Ecuador files suit to suspend Brazil 'illegal' loan
By Alexandra Valencia QUITO, Nov 20 (Reuters) - Ecuador filed an international lawsuit to suspend payment on a loan owed to a Brazilian government bank, charging that the credit's terms are unlawful, a top government official told Reuters ... that was expelled from the country over a contractual dispute. "We are asking (for) precautionary [more...]
Date: 2008-11-21 02:40:00
Mortgage Rates, Scary Jobs Details, Investing in 2009, Russian Gas Dispute, and More!
by Addison Wiggin & Ian Mathias Mortgage rates plunge to record lows… but are they at the bottom? ... of the credit crisis. “That’s bad,” Byron King somberly explains. “We already have an aging work force ... to 2009… how to invest amid rife market manipulation If you’ve got money, credit and patience [more...]
Date: 2009-01-08 01:36:29
Top Stories and Blog Review - 4th Jan
100,000 Jobs? Brown Steals Obama’s Clothes Nationwide London protest ends in skirmishes with police Disabled rights delay criticised Clegg ... and the superdelegates Gas dispute has effects past Russia and Ukraine DAILY BLOG REVIEW / by Jennie Rigg The world is going to hell in a handcart, credit is crunching, Gaza is imploding, and what’ [more...]
Date: 2009-01-04 13:59:05
While We’re Waiting… NBA Referees, Cavaliers Media Day, and Josh Cribbs at Quarterback
While We’re Waiting serves as the early morning gathering of WFNY-esque information for your viewing pleasure. Have something you think we should see? Send it to our tips email in the sidebar.I wonder why and a few other NBA players haven’t offered to make modest contributions to help resolve the current referee dispute. Shaq has publicly supported the refs in their negotiation with the league. He worries that replacement refs will increase his probability of injury. [more...]
Date: 2009-09-29 13:00:07
How to Research Debt Collectors & Understand the Law
This is the first guest post in a special How to Fight Debt Collectors series on Bargaineering.com. So you’ve received a debt collection call or letter… In this day and age where you have rampant foreclosures, layoffs and job losses, it is simply inevitable that an individual may come across a debt collector, and frankly even without these external factors, it may just happen by a chance wrong number or even being related to someone going through a hard time financially. [more...]
Date: 2009-09-28 11:02:18
IT is Official: Online Banking Security Weak
When the worm turns - September 29, 2009 I decided to dedicate the day to proving that online banking is drastically broken, (see the day's previous posts) I thought it prudent to bring to your attention another article, which came out today in Australia's newspaper. The Age. Here are some excerpts: IT is said to have infected 10 million computers running Microsoft Windows XP and Vista. Some reports call it ''the largest threat of cyber crime'', a label others dispute. [more...]
Date: 2009-09-29 02:14:00
Torture And Futility: Is This The End Of Military Commissions At Guantanamo?
This image of Khalid Sheikh Mohammed was taken in July 2009 under an agreement with Guantanamo prison camp staff that lets delegates of the International Committee of the Red Cross photograph detainees and send photos to family members. Source: Wikipedia Last Monday, when Khalid Sheikh Mohammed and his four co-defendants in the long-delayed 9/11 trial at Guantánamo were scheduled to make an appearance before a military commissions judge to discuss some procedural arrangements and the ongoing [more...]
Date: 2009-09-29 19:31:46
Do You Rock With Jesus?
Occurred: Fall 2004 | Written: Fall 2009 Trooper, Slightly Imperfect, Pablo, The Dirty Italian, and I were forced to go to a “Transfer Student Orientation” a day after arriving at Potsdam. We had all gathered in my room and were bonding over hate when the RA reminded us attendance was mandatory. This would be the only time I would see our RA the entire semester, leaving us in the hot but unavailable hands of Toga, the girl RA down the hall. [more...]
Date: 2009-09-30 00:37:27
Fixing Credit Report – Preparing To Do It Yourself
by Tim Beachum Obviously you are interested in the topic of fixing credit. No matter what your reasons are for wanting to repair your credit, the benefits are well worth it. Depending on your situation you can lower your monthly bills, open a bank account, get better rates on loans, the possibilities are endless. Before we dive in I want to say this… It is important that you remember that you didn’t get into your current credit situation overnight and you will not get out of it overnight. [more...]
Date: 2009-09-28 10:28:32
Damning allegations about Teddy Loza
The CityPaper does a rundown of Councilmember Jim Graham 's relationship with his now-indicted Chief of Staff, Teddy Loza This story punches a whole bunch of holes in Graham's story that he was unaware of Loza's personal problems. It doesn't address the bribery allegations, but it opens a whole new can of worms for Graham. This is an absolute must read piece , but here are some of the highlights: In 2005, Loza slept with a woman while on a junket to El Salvador. He got her pregnant. [more...]
Date: 2009-09-30 15:46:00
Restoring Your credit Status
by Bob Jones A crucial aspect in maintaining a high credit status is in point of fact the contents of your credit report. The credit report is very much the history of your monetary life, contained in a comprehensive document. The credit report details the credit score, which is a numeric grade typically between 300 and 850. Most lenders use the credit score to help them make their mind up whether you are worthy of credit. Furthermore, the score is also used to conclude your capability of paying a loan. [more...]
Date: 2009-09-29 08:16:24
Small business owners ask government to end postal strike
photo credit: sludgegulper We’ve heard plenty in recent months about the problems caused to small businesses by the current Royal Mail strike. One of the recurring themes has been the frustration felt by people whose businesses have no alternative but to use Royal Mail letter and small packet services: for many of us, there is no option but to sit out the strike patiently. But now one seller has decided to do what she can to get the strike stopped. [more...]
Date: 2009-09-29 01:12:34
NOT Available on DVD: ‘The Klansman’
Only in the 1970’s could Hollywood have turned its attention to the subject of racism in the deep south and come up with something so jaw-dropping in it’s political incorrectness as THE KLANSMAN. On the surface the 1974 film is a serious depiction of the bigotry and the racial confrontations that tear apart an Alabama town in the 1960’s, but watching it today THE KLANSMAN comes off at times serious, laughable, mean-spirited, sleazy, and racist. [more...]
Date: 2009-09-30 12:55:47
Following Grueling Financial Times You Can Re-establish Your Credit
September 29, 2009 | By Kevin Lynch In Blogging | by Kevin LynchRebuilding credit after a time of monetary hardships, insolvency, repossessions or other monetary damage that blemishes any credit report can be frightening and baffling. For most people these are times of awful pressure. But times change and situations change so don’t let the liberation than comes when the income and cash get back in line be overshadowed by the problems left on the credit report. [more...]
Date: 2009-09-29 17:00:00
Your Credit Report Card
Mark Frauenfelder is the co-founder of my favorite sites, Boing Boing (which is a “directory of wonderful things”). Mark’s also a GRS reader. He dropped me a line the other day to tell me about a new project he’s been following. Today, Credit.com is launching a free new online financial tool called Credit Report Card . This tool is designed to provide users with a quick snapshot of their credit reports. [more...]
Date: 2009-09-29 18:00:31
Polar bear Knut to get a female roommate
Everyone's favorite celebrity polar bear, Knut, finally has some company at the Berlin Zoo in the form of a female polar bear named Giovanna. Knut, now nearly 3 years old, first captured the attention of animal lovers around the world shortly after his birth in late 2006, when his mother rejected him and his sibling. The sibling didn't survive, but Knut did due to the efforts of his keeper, Thomas Doerflein, who decided to raise him by hand. [more...]
Date: 2009-09-28 22:52:33
Why (and How) You Need To Review Your Credit Card Statement
I have heard it is said that people spend more with credit cards than with cash. I believe those statistics based on my personal experience. However, there is something to be said for the convenience of the credit card because there are advantages of credit cards over cash . One way to minimize the cost of credit cards is by avoiding common credit card mistakes and by doing a review of every transaction each and every month. Photo by Asim Bijarani via Flickr. [more...]
Date: 2009-09-30 22:38:27
Credit Crisis Prompts Upheaval at Buyout Firms
P.A.I.’s management revolt over the summer shows how private-equity executives are feuding over power, money and strategy after the credit crisis shut off the debt financing used to make acquisitions, Bloomberg News reported. Dominique Megret’s exit from P.A.I. follows the departure this month of Jon Moulton from Alchemy Partners, the London-based firm he founded 12 years ago, after a dispute over investment strategy. [more...]
Date: 2009-09-29 08:53:46
Fixing Credit Report - The Good… The Bad… And The Truth
by Tim Beachum Obviously you are interested in the topic of fixing credit. No matter what your reasons are for wanting to repair your credit, the benefits are well worth it. Depending on your situation you can lower your monthly bills, open a bank account, get better rates on loans, the possibilities are endless. Before I begin explaining the fixing credit process, I feel it is important that you have the right mindset before we begin. [more...]
Date: 2009-09-30 08:14:45
Credit Crisis Sequel, Global Bank Bailout, Emerging Markets Still a Buy?, Gas Wars and More!
Ghosts of the fourth quarter haunt global financials… so begins the second act of the credit saga… Even the IMF needs a loan… $150 billion to back ... advice… with S&P 500 price targets… Plus, Russia-Ukraine gas dispute not yet over… a reader ... predicted today. According to Morgan’s report, profits at HSBC will decline “sharply” this year [more...]
Date: 2009-01-16 15:28:24
How to Improve Your Credit Score When Paying Down Debt
Kudos to you for focusing on paying down your debt. Regardless of what you do from here on out from a credit score perspective, you are already doing the best of all things – paying down your debt. However, you can make some small mistakes in the process that will hurt the improvement of your credit score. Hopefully, with some advice, you can avoid them. Don’t Cancel Cards When you pay off a credit card, it’s very tempting to cancel the card and cut it up into tiny little pieces. Please don’t. [more...]
Date: 2009-09-29 11:00:28
Uncle Sam
To be fair, illustrating the personal finance page is a difficult and thankless job. Being asked, week after week, to draw a picture of abstract ideas like "the importance of maximizing your 401(k) contribution" -- on deadline -- is not an easy task. There are only so many giant piggy banks, ladders and staircases one can get away with. [more...]
Date: 2009-01-10 00:26:08
Beating Credit Card Debt Collectors at Their Own Game
September 30, 2009 | By Matthew Highlander In Finance | by Matthew HighlanderConsumer debt collectors! Credit Card debt collectors! There ought to be a law against them! Fortunately, there is a law, and educated consumers have learned how to use it to fend off these debt collectors by making their job difficult.Time is money for a credit card debt collector, who is in the business of collecting unsecured consumer debt, most of which happens to be credit card debt. [more...]
Date: 2009-09-30 20:24:54
Refinancing Your Mortgage With Bad Credit
by Chris Bird So many people are trying to refinance their mortgages today. A lot of people are doing this because they have lost their jobs and are getting less income. The income from unemployment is only a certain amount of what your income is when you are at work. The only problems with trying to refinance mortgage with bad credit is that they are getting turned down either due to lower income or due to having bad credit. Unfortunately, a lot of people have bad credit and can’t get a loan. [more...]
Date: 2009-09-28 13:05:49
Credit Repair Company
by Brent Hansen Bad credit history can bar one from getting a job, getting a loan, obtaining a lease or even in securing credit. Several people look for ways through which they can repair their credit in order to obtain or secure the credit they are looking for. This is because most of the lenders consider the credit history to be accurate and the best means that can help in judging an individual especially for prompt payments. [more...]
Date: 2009-09-30 12:07:14
Blocking, Tackling & Running: Leveraging a Crisis Into Real Change
There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]
Date: 2009-01-16 20:07:11
What You Should Know About Credit Report Repair
by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... as filing and handling the disputes yourself. Don’t fall for the ads that claim an agency can erase bad ... information. If you have had a bankruptcy, the only thing that will legally remove it from your credit [more...]
Date: 2008-06-28 11:49:16
Coming This Week…
by Matthew Schwarzfeld - Credit: ProPublica Tuesday, July 15 New Yorker writer Jane Mayer releases her new book “The Dark Side, ... for Policy Douglas Feith -- opponents in a high-profile dispute triggered by the author’s recent book ... his semiannual report to the Senate Committee on Banking, Housing, and Urban Affairs. The testimony couldn’t come [more...]
Date: 2008-07-14 18:06:00
Writing Your Debt Collection Dispute Letter
This is the second guest post in a special How to Fight Debt Collectors series on Bargaineering.com. Writing a debt collection dispute letter is the first line of defense against a debt collector. Make them prove that the debt is legitimate before you do anything. Just because they have your name doesn’t mean the debt is legitimate. If you don’t remember it or you remember paying it off, a dispute letter can help you resolve it quickly. [more...]
Date: 2009-09-29 11:01:53
Essential Credit Repair You Need Know For Successful Self Credit Repair
Credit Repair The DIY Way . Credit repair is a great way to improve your credit scores and get a fresh financial start. However many people cannot afford the cost of a credit repair service. The good news is that you can do credit repair yourself and get the same results as a credit repair company would, you just lose the convenience of not having to do anything. This article will discuss a few important DIY credit repair tips that you can use to get started. [more...]
Date: 2009-09-28 06:50:28
What George Washington would have done
Full Comment blogger Neil Hrab sends this along. Tonight, George W. Bush gives his farewell address ... , cherish public credit. One method of preserving it is to use it as sparingly as possible, avoiding ... of umbrage, and to be haughty and intractable, when accidental or trifling occasions of dispute occur [more...]
Date: 2009-01-15 23:30:00
Gates of Vienna News Feed 1/2/2009
In tonight’s news: Israel is poised to send ground troops into Gaza.A Muslim family was removed from a plane before takeoff, and is being compensated by the airline for the error. CAIR is in high dudgeon about the incident.Thousands of shoes were dumped on a Miami expressway — is that a message for President-eject Bush? [more...]
Date: 2009-01-03 04:42:00
McCain and Obama: neither goes far enough on patent reform
Earlier this week, I published a scorecard comparing the two presidential campaigns on tech issues ... better. To his great credit, however, he does propose "opening up the patent process to citizen review ... idea for resolving appears to be asking that we find some way to resolve patent disputes besides [more...]
Date: 2008-10-16 20:57:29
Actor’s Tool Kit #22
Over the last couple of years, and with his permission, I’ve been re-publishing many of the Actor’s Tool Kit columns by Bob Fraser ... for my partner and I. We wanted more money - they offered us a “better” credit. Leonard got us a lot more money and that unofficial credit.) Anyway, Leonard represented some “heavy hitters” in those days [more...]
Date: 2009-01-16 14:05:52
Fannie teed up. Are you teed off?
Housing headlines of note in today's Los Angeles Times Business section: --"Fannie regrets golf excursion," ... not dispute the report, described the event as a mortgage industry customer meeting held twice ... for the quarter would fall by half to $1.5 billion. -- Lauren Beale Your thoughts? Comments? Photo credit [more...]
Date: 2008-11-05 20:53:11
Consumer Alert: Incredimail Fraudulent Charges
Please, anyone who visits my homepage: do not use, install, give money to, give credit card information to, or associate with this company. I am so disgusted with them I’m about to report them to the BBB. First off, the program ... their contact form and still have not heard back from them. I had to call my bank and dispute the charge [more...]
Date: 2009-01-06 16:30:10
Gates of Vienna News Feed 1/4/2009
The overwhelming evidence of global warming continues to accumulate — as does the level of ice and snow in Greenland’s central ice cap, which increases at a rate of about two inches a year.Shhh! Don’t tell Al Gore…Thanks to Abu Elvis, Barry Rubin, C. Cantoni, heroyalwhyness, JD, Lexington, LN, RRW, VH, and all the other tipsters who sent these in [more...]
Date: 2009-01-05 04:27:00
Green Ink: Gas Pains and Peak Coal
Crude oil futures hovered around $48 amid signs of tightening oil supplies and continued weak demand, Bloomberg reports ... dispute in Russia is getting hotter, as Russia has shut off all natural-gas supplies to Ukraine ... , at Freakonomics. T. Boone Pickens isn’t letting the credit crunch or cheaper oil derail his “Pickens Plan” [more...]
Date: 2009-01-07 13:09:13
DrumBeat: December 29, 2008
Gazprom, Once Mighty, Is Reeling MOSCOW — A year ago, Gazprom, the Russian natural gas monopoly, aspired to be the largest corporation in the world. Buoyed by high oil prices and political backing from the Kremlin, it had already achieved third place judging by market capitalization, behind Exxon Mobil and General Electric [more...]
Date: 2008-12-29 14:06:30
How Progressives Should Deal With The Deficit
thinkprogress.orgECONOMYHow Progressives Should Deal With The Deficit This year, the federal deficit will exceed 11 percent of the gross domestic product — higher than at any point in the country’s post-war history. Last month, both the Congressional Budget Office (CBO) and the White House’s Office of Management and Budget (OMB) released revised projections for the country’s long-term budget deficit through 2019. [more...]
Date: 2009-09-30 20:23:13
Recognizing a Credit Repair Scam
by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... and someone else has your money. If you see a credit repair offer, heres how to tell if the company behind it is up to no good: * Before they provide any credit repair services, the company wants [more...]
Date: 2009-01-16 06:24:58
DrumBeat: December 31, 2008
The Peak Oil Crisis: Civil Unrest Before grappling with 2009, it might be useful to remind ourselves that there is a dark side to what lies ahead ... College had released a report talking about preparing for civil unrest in the U.S. When you read the report, it turns out to be yet another warning about generals preparing for the last war. It devotes [more...]
Date: 2008-12-31 13:58:02
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