Those Order Takers Are Now Gone In California
The Ventura County Star reports from California. “According to Bill Watkins, executive director of the UC Santa Barbara Economic Forecast Project…a foreclosed home in California sells for $200,000 less than a traditional home. Until foreclosures are worked through the market, ‘we don’t think the real estate market can clean itself up, [more...]
Date: 2008-12-27 18:47:48
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Forecast for 2009
Introduction There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]
Date: 2008-12-29 03:33:57
Lending Woes: A Deeper Consumer Analysis
This may seem like an odd analogy, but I remember this story about my Mom when she was having her 7th baby ... for the Subprime Crisis. Subprime loans did not come into being in late 2003. 2003 is the year more people ... You can’t get a good loan, but we can find you a BAD loan, if that’s what you want.” Most people said [more...]
Date: 2008-12-29 21:19:46
Things to Consider If You Can't Afford Your Payment
I read a lot of the info. you have on your web page ... thank you. I don't live in San Diego so I'm not looking for a home. What I am trying to decide is whether to sell or refinance. I live in DELETED. My mortgage payments are now approx. $2,400. I cannot afford to refinance into a fixed rate mortgage or interest only [more...]
Date: 2008-12-28 15:23:29
More on Good Habits for Success in 2009
“Good Habits”. Lets delve a bit deeper: Constantly evaluate everything you are doing Develop the habit of constant awareness and evaluation. Always be thinking: is this the best use of my time? Is the best way I could be doing this? Do the most important task of the day first This ties in with your daily goals, [more...]
Date: 2009-01-06 15:55:09
GM, Ford and Chrysler say sayonara, Tokyo
There were some notable absences at this year's Detroit auto show, including Nissan, Suzuki and Ferrari ... : A model poses with a Toyota concept car at the 40th Tokyo Motor Show in October 2007. Credit ... . It's the latest sign that a bad economy and crashing sales are disrupting the industry [more...]
Date: 2009-01-15 02:39:09
Portugal Sustains
“Art has a function of teaching about the human condition. We live in hope, hope is fundamental” - Manoel de Oliveira Manoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have steadily stuck their neck [more...]
Date: 2009-01-12 14:37:23
Mortgage: 3 Tips On Finding The Cheapest Rates
There are a lot of things to do when looking to buy a home but the most important is to get the most interesting mortgage loan rates available on the market. When applying for a loan, having a high credit score allows you to have a number ... one. Important: in some countries there are only established only two kinds of credit score: the good [more...]
Date: 2009-01-17 12:34:42
Why Your Credit Score Is So Important To Your Ability To Borrow
Your credit information may be of no use to you. If you’re not planning on buying a house or renting an apartment, buying a car, taking out a loan, paying for college or getting a new credit card, then you won’t need to worry about getting ... you are and where you need to be financially. Bad Credit To improve your credit information, you’ll need [more...]
Date: 2009-01-17 13:04:13
You Can Implement your own Credit Repair
by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... of your salary that goes for necessities such as mortgage, car loans, credit card payments, utilities, other loan ... . This is the income you can devote to reducing debt. Next, decide which loans and credit cards [more...]
Date: 2009-01-14 23:27:42
The Next Step for the U.S. Bank Bailout
From the WSJ: U.S. Plots New Phase in Banking Bailout Officials at the Treasury, Federal Reserve and Federal Deposit Insurance Corp ... has a table of credit losses based on estimates from Goldman Sachs: $1.1 trillion from residential mortgages ... a government bank that would buy up the bad investments and loans that are behind the huge losses [more...]
Date: 2009-01-17 18:31:35
getting the best
In making a loan via inline, first thing we do is to read the site and you will find out that if this site can be trusted because money is involve ... recruits and have a large network of the auto lenders from where you will receive an car loan with bad credit. The lenders are also aware that the terms and the rates of auto loans will be receiving an [more...]
Date: 2009-01-16 13:26:07
Is there Good Debt?
by Michael Geoffrey Some people think that all debt is bad. But that is not the case. There is some debt that is actually good ... . The overwhelming majority of credit card purchases are things that lose value. Another bad debt is borrowing ... with the potential for a greater return in the long run. The money you spend is gone. * Credit card debt [more...]
Date: 2009-01-17 09:19:02
The U.S. as a Banana Republic?
Plane Ditches in New York River, All Aboard are SafeReutersNEW YORK (Reuters) - A US Airways jet with 155 people on board ditched in the frigid Hudson River off Manhattan after apparently hitting a flock of geese on Thursday and officials said everyone was rescued."We've had a miracle on the Hudson," New York Gov [more...]
Date: 2009-01-16 15:10:00
Flotsam and Jetsam
Thomas Frank sounds the liberal refrain that markets aren’t so smart ... of markets. If you doubt that, wait until you see government-run car companies. David Ignatius worries ... out his credit cards without a hope of repaying the debt? What the heck? We’re all living in bailout [more...]
Date: 2009-01-01 14:57:28
Repossessed Car Owners Shocked After Being Sued By Car Lenders
The latest in reality shows is Operation Repo, a team of “highly paid professionals” in the San Fernando Valley of California who repossess vehicles from dead beat car owners. Some of those who had their autos repossessed in Florida ... to the Tampa Tribune , those who had their vehicles repossesed believed their car woes were over until [more...]
Date: 2008-12-29 15:51:27
RICHARD VAGUE: How to Fix the Economy
This is a guest post for The Washington Note by businessman and regular TWN reader Richard Vague ... institutions were operating with far too much leverage (the ratio of loans against the capital a lender is required to maintain) which allowed assets such as subprime loans to be overbought [more...]
Date: 2008-12-24 19:45:27
Really bad credit loans- Easy resolution of monetary crisis of bad creditors
Even if you are having bad credit problems, you can derive the required amount of external funds with loans for people with really bad credit without any hesitations of having bad records. You can make use of the loans to meet household expenses, starting a new business, purchasing a car or motorbike and even debt consolidation. These loans [more...]
Date: 2009-01-17 14:52:19
Student Loan Consolidation May Be The Answer To Your Debt Burden
Student loan consolidation may be the answer to your heavy debt burden and the many issues that come with having to make several loan payments every month. Student loans just like the other forms of financial aid are a service that is subject ... dropping below half-time enrollment. With this, the loans remain delinquent for 270 days or become [more...]
Date: 2009-01-17 09:03:38
What is an instant cash loan
by Mark Carnagie We have all been there. No money left whatsoever and the next payday is far away ... qualifies for one. The lenders do not even care about bad credit. They do not perform credit checks ... payday. Instant cash loans are indeed perfect for getting that extra cash that is needed so hard [more...]
Date: 2009-01-16 14:02:17
Automakers grab loans, look to Obama White House
WASHINGTON (AP) — The long-term fate of the auto industry rests with Barack Obama now that President George W. Bush has given car companies $17 ... , housing slump and financial credit crunch, Bush said in announcing the short-term loans and demanding ... .4 billion in emergency rescue loans. russia-sees-hope-with-obama Automakers grab loans, look [more...]
Date: 2008-12-21 17:18:00
Get Professional Advice - First Time Car Loaner
If the financial implications worry you and you dream of owning a car, then you still have many options left ... of loan. And even if you have a bad credit, you can still get a loan from a specialist provider ... ways; - find the right auto financing alternatives for you. - determine a car loans total costs [more...]
Date: 2009-01-16 15:50:00
Using Good Debt to Pay for a House, Car, or Education
Hello again! Cate here, talking, as usual, about debt. The point of my series here at Queercents is to talk about the dangers of getting into debt ... that will produce concrete benefits to your life. The bad kind of credit card debt that I’ve talked about often ... benefit. I’ve had both kinds: Bad Debt: $5,000 credit card debt from living beyond my [more...]
Date: 2009-01-16 02:45:14
What is an instant cash loan
What is an instant cash loan by Mark Carnagie We have all had the experience of running out of money before our next payday ... in the family, an emergency home repair or even an unexpected car repair. An instant cash loans is also ... an instant cash loan no matter what your credit score may be. Bad credit, good credit, perfect credit [more...]
Date: 2009-01-17 09:43:12
Qualifying For a Used Car Loan
A used car loan is given to those who wish to purchase a car that has had a previous owner. The car may be purchased from the owner or used car lot ... will be lower. This can help a person keep their car. For those with bad credit, a used car loan ... credit report, although there are lenders who are willing to grant loans to those who have filed [more...]
Date: 2009-01-17 09:34:44
Repair your credit at repairyourbadcredit.com
It is no wonder any more that having a credit or loan has become one of the most important requirements in running this life ... bad. If their credit score is bad, we will get difficulties in borrowing some money or loans again ... repair credit of ours. To repair our credit, we can ask repairyourbadcredit.com. [more...]
Date: 2009-01-17 11:51:00
High Des(s)ert
by G. Sax Avoidance. I am a master of the practice, and I have achieved the ultimate so far this week. As the snow is falling and winter's chill is shiver-me-timbering from Portland, Oregon to Portland, Maine, I am relaxing in Ridgecrest, California. Snowless, grassy Ridgecrest, California. [more...]
Date: 2008-12-24 09:49:43
10 Reasons Why Credit Unions Kick Ass
Fire Police City County Federal Credit Union Credit unions exist to help its members. Commercial banks exist to enrich their shareholders ... Credit Union, a credit union in Maryland, the current rate on a 60-month loan for a new car starts ... loan for a new car starts at 4.95% APR. Personal loans are more likely: The prospect of getting [more...]
Date: 2008-12-18 12:48:11
These Latin American Countries Will Thrive In 2009
The brutal market sell-off in emerging markets has led many to doubt their importance in the global economy. But Horacio Marquez says the ‘right’ countries in Latin America will thrive in the New Year. Top of the class is Brazil, but Horacio also sees good opportunities in Chile and Mexico [more...]
Date: 2008-12-15 12:34:10
How to Become Debt Free and Secure Your Financial Future
There is no greater threat to your financial future then having to deal with overwhelming debt ... cash on yourself. That’s the problem with borrowing money through the use of personal loans, car loans, and credit cards; once you start paying that interest its money that is now working [more...]
Date: 2009-01-17 06:24:15
GMAC's Bad Medicine: Rates Were Never the Problem
More good news for GMAC (GKM). Now that GMAC is more like a bank, the Treasury gave them $6 billion dollars in TARP money ... for cars, credit cards, homes, or business loans) were never really the problem. When rates were ... . GMAC said that it would use these monies immediately to introduce 0% loans, and loosen lending [more...]
Date: 2008-12-31 12:52:18
General Motors Fights Uphill Battle with Double Edged Sword
Shortly after the U.S. government lent the Big Three $17 ... into trouble in the first place by giving out loans to sub-prime borrowers for not only car loans, but mortgages as well (Ditech is owned by GMAC, for example). To stem bad loans, earlier this year [more...]
Date: 2008-12-31 09:33:29
Bob Casey Is Either a Liar or a Thickwit.
Tony Auth PA Senator Bob Casey’s response: Ooops, Lenny Small did it again… Well, it turned out that the original $350 billion in bailout funds weren’t used for loans and extending credit… earlier this month, shortly after the bailout was enacted, The Times’s Mark Landler [more...]
Date: 2009-01-16 20:07:00
Finding Personal Loans For Fast Cash
by Trinity Davidson Getting a small loan is sometimes a necessity ... advance loans can often do the trick. With these loans, the lender doesn’t check your credit. This means ... more than $1,000, you may need to find a different type of loan. Some lenders offer car title loans [more...]
Date: 2009-01-16 08:51:36
Insider Q&A: O.C. bank president on his $5 million in TARP funds
Simmons Commerce National Bank in Newport Beach is the latest O.C. bank to get funds from the U.S. Treasury Department’s $700 billion for aiding financial institutions. The only other bank headquartered in Orange County to get TARP funding is the Saigon National Ban in Westminster, which received $1.5 million [more...]
Date: 2009-01-15 10:00:55
Latest News In StockMarketInvestment Research - Jan 16, 2009
Airlines employed 6.5% fewer workers in November 16 Jan 2009 at 10:41am NEW YORK (MarketWatch) — The number of people working for the nation’s passenger airlines fell 6.5% in November from a year ago to 392,185 full-time employees, according to a Friday report from the Bureau of Transportation Statistics [more...]
Date: 2009-01-16 18:03:59
Car Loans
Like all sophisticates, ... a great job of detailing how the car loan business looked amidst the general credit madness: Here’ ... the financing, often because they advertise lower rates than banks. That’s when the scam starts. Many car [more...]
Date: 2008-12-22 18:56:16
Car Loan w/ Bad Credit!
Life is so difficult without vehicles, it can be considered as a primary use of transportation ... don’t worry about car loan with bad credit. Okay?Then if you register, you will not be given ... . I think it would be best to buy a brand new car with the help of the best car loan site [more...]
Date: 2009-01-15 15:43:00
Russia: The Crisis and The Potential For Unrest
In mid-October, Global Voices published a roundup of Anglophone bloggers' views on the financial crisis in Hungary, Estonia, Latvia, Lithuania, ... likely - a rise in corporate and household defaults on forex loans, just how long will it take [more...]
Date: 2008-12-21 03:07:39
Words from the (investment) wise 12.15.08
Words from the (investment) wise for the week that was (December 8 - 12, 2008) ... that liquidity was still being hoarded. (Also see my “Credit Crisis Watch“.) 13-dec-v1.jpg Source ... of the biggest industrial failure in US history caused a sell-off on global stock markets, a widening of credit [more...]
Date: 2008-12-14 12:42:13
Two Weeks ’til Creating Change!
Two Weeks ’til Creating Change! Posted by Dustin in January 14th 2009 The National Conference on LGBT Equality, Creating Change is almost here! ... No Credit Car Loan Yard Sales Structured Settlements Bad Credit Car Loans Bad Credit Car Loans ... , No on 8, parents of color, Prop 8, workshop Refinance Car Loan Cash Loan New Car Loans [more...]
Date: 2009-01-14 20:53:38
Money Hacks Carnival - New Year’s Eve Edition
Welcome to the New Year’s Eve Edition of Money Hacks Carnival ... and interest rates after the offer expires.” Silicon Valley Blogger presents How To Get Free Credit ... and high unemployment, a major international stock market crash, he housing and credit bubbles [more...]
Date: 2008-12-31 12:03:10
Decide On Sound Audio Book Downloads
To download audio books offers many benefits to book lovers, not the least of which is that it is extremely simple ... can be listening to them in just a few short minutes, a great trick for long car rides or for busy parents. Cost [more...]
Date: 2009-01-15 14:22:11
Words from the (investment) wise 12.28.08
Investors spent the holiday-shortened Christmas week in an un-merry mood, digesting more gloomy economic data and taking stock of a tumultuous 2008 ... s exuberance), but also still be battling with the implications of the credit crisis for the global economy [more...]
Date: 2008-12-28 12:31:33
My Stock Market and Real Estate Predictions For Year 2009
Goodbye 2008 and Good Riddance - Hello Year 2009! Happy New Year everyone! ... way out by blaming the credit crisis and current economic woes on the Bush administration ... on the wrong culprits. The primary blame should be placed on ourselves - the credit and home hungry [more...]
Date: 2009-01-02 03:50:28
Are you in need of money urgently?
If the answer to the above question is yes, then we have the answer for you ... . We also offer bad credit car loans you can use to get a car even when you have a bad credit record ... . Faxless payday loans are an easy way to get a loan approved within no time to meet your emergency [more...]
Date: 2009-01-17 06:42:43
Use The Guide To Secured Loans For A Better Loan Option
In today’s world what most of the people need is the financial help, why, ... loans help in reducing the burden of bad credit by helping them improve their credit score ... flexibility to the borrowers. • People with bad credit often get let down when it comes to getting [more...]
Date: 2009-01-17 06:16:43
Owner of Black Angus Steakhouse files for bankruptcy
the bottom line for this personal bankruptcy: $2.7 million in assets and $345.3 million in debts. Deeper inside the schedules Gantes discloses that he potentially owes millions in unpaid payroll and sales taxes for his restaurants: $5 million to $7 million to the Internal Revenue Service in unpaid payroll taxes [more...]
Date: 2009-01-15 19:15:42
Reviews Of The Best Capital One Credit Cards and Offers
Updated List Of The Best Capital One Credit Cards Below What’s In Your Wallet? ... , from subprime bad credit credit card applicants to high FICO score candidates. Since its decision to re ... - So goes the motto and promotional tag line from those zany Capital One credit card ads we’re [more...]
Date: 2008-12-18 20:46:00
A Good Credit Report History Is Important
A Good Credit Report History Is Important January 17th, ... the bad credit rating later in life may not be as easy as one thought. It does depend on the amount ... can be a mortgage that is always paid up on time such as car loan. However, when loans are not paid [more...]
Date: 2009-01-17 18:10:17
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