How Todays Youth is Learning How to Be More Economically Wise From Their Older Relatives

How Todays Youth is Learning How to Be More Economically Wise From Their Older Relatives by Chuck R StewartToday’s youth is an instant gratification population. When they desire something, they want now and many times values a newer thing rather than a quality item. Many people shocked to discover that in a recent study,a group of people ranging in age of 14-29 said that when an item in your house breaks, such as an appliance, they would simply go purchase a new one. [more...]

Date: 2009-09-26 10:51:27

Blog posts (162) | Videos (169)
 

Top 10 at 10: Chicken feet fight; PGC in Jacks Point?; PGC like a ’speculative IPO’; Dilbert

Here are my top 10 links from around the Internet at 10am. I welcome your additions and comments in the comments below or please send suggestions for Tuesday’s Top 10 at 10 to bernard.hickey@interest.co.nz We do not have a procedure for writing policies at interest.co.nz… 1.  Just what we don’t need - Trade tensions between China and United States are escalating despite an apparent backdown in Washington. [more...]

Date: 2009-09-27 21:04:24

Unsecured Tenant Loans UK Tenant-A Breath

Unsecured loans Tenant Fair Credit Protect your finances no collateral! In the terminology of the financial sector, the term refers to the tenant of a person who is not capable of the placement of land used as collateral. For tenants, especially if they do not all work, it is very difficult to get a loan. The local banks will not even consider their application for the loans. If you are unemployed, and you do not have any property as collateral instead of you, you need not worry. [more...]

Date: 2009-09-25 07:53:42

Need a Payday Loan? Important Tips are Here!

Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]

Date: 2009-09-29 18:16:13

How to Make Lots of Money During a Recession

A recession is possibly the best time to launch a new business or to expand an existing one. It’s also a great time to get ahead in your career ... discount on GM cars because two of my family members used to work for GM. We looked at some GM cars ... . We can live without new credit cards and gas-guzzling SUVs for a while. Those non-essentials can be put [more...]

Date: 2008-12-09 23:40:01

In The News Today

Jim Sinclair’s Commentary As in the 70s central banks first slowed down their gold sales then turned into gold buyers. The Chinese are already on the buy side now. Gold is going to $1224, $1650 and then on to Alf’s numbers. UPDATE 1-German Bundesbank to keep lid on gold sales this year Fri Sep 25, 2009 1:10pm GMT FRANKFURT, Sept 25 (Reuters) – Germany’s Bundesbank will refrain from big gold sales in the first year ofa new central bank gold sales agreement, it said on Friday. [more...]

Date: 2009-09-25 18:31:20

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

GMAC Auto Loans

11 of the best sites about GMAC auto loans. Know of another site that should be listed here? Leave your suggestion at the bottom of this page. (Related searches: Auto Loans ,  GMAC Smart Lease , GMAC Auto Insurance ) 1. GMAC Automotive Financing - Home page of GMAC financing for car loans, truck loans and leases, including information on their SmartBuy and SmartLease programs that allow you to get into a GM vehicle for a lower monthly payment. [more...]

Date: 2009-09-28 14:59:09

Bailout Binge: Zombie Edition

You know, Keyser has been ruminating a bit recently about the implications of printing ungodly sums of money to bailout people and companies that made bad decisions in the past and would go into bankruptcy if they didn't get bailed ... , and the only problem is this "credit crunch." So give them a few hundred billion dollars (in return [more...]

Date: 2009-01-17 18:22:00

Latest Pajamas Media Column (’Obama’s Race Against the Economy’) Is Up (UPDATES: Other Favorable Signs; Thoughts on NBER’s Recession Call)

It went up here yesterday. The sub-headline is: If a recovery begins too soon, a massive “stimulus” package might not be needed. Democrats consider that a bad thing. It will go up tomorrow morning at BizzyBlog (link won’ ... 19, 2008.  The Market Composite Index, a measure of mortgage loan application volume, was 1245.4 [more...]

Date: 2008-12-26 13:02:59

FHA chatter; News from MERS, Wells, Flagstar; Home price index not as bad as feared

  As my grandfather used to say, “If you find yourself in a hole, the first thing to do is stop digging.”* Apparently the folks at Sunwest Bank , out of Tustin, CA, felt the same way. Clients received a letter saying, “I regret to inform you that as of October 2, 2009, Sunwest Bank will be suspending its mortgage banking operations. [more...]

Date: 2009-09-29 19:04:07

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Credit Repair Can Make Your Life Simpler

by Dina Salinas For most people, having bad credit would be like the end of the world. People rely on credit for even the simplest transactions in this modern world. If you have bad credit, then simplify your life with a credit repair that is within reach. Creditors know you’re having problems, by the way you use your credit. They use your credit score to see how many times you’ve applied for new credit, to see how you pay your existing credit, etc. [more...]

Date: 2009-09-23 07:06:17

Credit Crunch Ski Holidays

By Edward Ockelton Beat the credit crunch by booking a ski holiday in Switzerland. Credit Crunch - Blah! I’m going skiing to Switzerland Considering a ski trip in these testing economic times is a difficult decision, but if you are like thousands of other winter holiday enthusiasts you won’t be letting a little thing like a world recession get in the way of you hitting the slopes this winter. [more...]

Date: 2009-09-27 09:02:28

1-17-2009 (Sat Afternoon) Fin. & Econ. Activity

At least 21,000 jobs were targeted for elimination yesterday as employers from Hertz Global Holdings Inc. to Advanced Micro Devices Inc ... -parts division. Hertz, the second-largest U.S. rental-car company, said it will cut more than 4,000 jobs ... by trading losses on mortgage bonds, the bank faces credit-card losses that surged to a record [more...]

Date: 2009-01-17 18:27:49

Fed “Shock & Awe,” What 0% Means, 2008 Pay Raises, Controversial Auto Survey and More!

Fed saves us from ourselves… details of the historic FOMC decision… Dan Amoss and James Turk on the implications of 0% interest rates… Dollar gets ... to further support credit markets and economic activity.” “This announcement,” Dan Amoss wrote ... . This may include a major mortgage refinancing initiative in 2009. A hint of such an initiative [more...]

Date: 2008-12-18 19:08:51

It's Not The Cheese That Costs so Much

I admit that I can still be astonished. When I watched '60 Minutes' last night I saw a big surprise report that I was right all along about oil ... and the amount of use the car got. The oil industry executives gave elaborate excuses in hearings on what was destroying family finances, credit and prices of absolutely everything [more...]

Date: 2009-01-12 19:28:09

Better Deals On Loans

Author : Melissa Kellett Whatever loan you may be looking for, there are some do's and dont's regarding the deal you close Secured or unsecured? Good or bad credit? Mortgage or personal? There is always an adequate loan for each situation, for each need and each taste Look into this concise but exact article that may enlighten you towards a good deal on a loan and a better ending at the end of the payment term Secured Or Unsecured? [more...]

Date: 2009-09-26 07:31:07

Fiscal Insanity Virus Strikes Canada, Sweden, Italy, IMF

The world health organization has confirmed new cases of the extremely contagious Fiscal Insanity Virus (FIV) that is rapidly spreading the globe ... a deadline of just a few weeks to get more loans out into the sagging economy, prompting the banks ... the banks to provide adequate credit in Canada,” Mr. Flaherty said at a news conference in Saskatoon [more...]

Date: 2008-12-24 22:38:00

Can You Survive on One Income?

People are losing their jobs left, right and centre. I’ve been overwhelmed with the letters from people who have recently been pounced on by the Unemployment Monster. And even people who still have a job have watched pieces of their income evaporate through pay-cuts or cuts in hours worked. Corporate North America is cutting back and Joanna Average is feeling the bite. [more...]

Date: 2009-09-28 09:45:34

If You Don’t Need It, It’s Not A Bargain At All.

I don’t know about you, but I am getting kind of tired of watching the news and seeing consumer segments encouraging us to shop just because there ... , but I don’t feel that bad for them - I mean, do we really need multiple upon multiple versions ... t need something, it doesn’t matter how much it costs - you don’t need to spend the money for it! Too [more...]

Date: 2009-01-05 14:00:47

Things You Tend Not To Spend Much Time Thinking Seriously About When Making A Decision To Relocate

I have had this item on my blogging to-do list for probably 18 months now, without attempting to address it ... s start with credit history, something discussed in this blog a long time ago. Or, rather, your lack of such overseas, which will hamper your efforts to obtain auto financing or even apply for local credit [more...]

Date: 2009-01-15 20:29:06

Boost Reserves or Buy Stocks?

Many people who save regularly are facing a similar dilemma in the wake of the 2008 market chaos as they look ahead to setting 2009 goals ... , have a medical emergency, etc etc. Then there is that new car/TV/appliance/engagement ring we plan to buy ... . Should I boost my cash reserves or should I buy stocks? Cash is probably the right choice [more...]

Date: 2008-12-26 19:01:42

Where were you when the world ended?

Being a spoiler-filled (except for the final issue) narrative of your Winter Men reading experience, in nine (somewhat lengthy) parts. Part the First. Sometime around 10 August 2005. Your trip to the local comics-purveying establishment rewards you with a new comic written by a Mr. Brett Lewis and drawn by a Mr [more...]

Date: 2009-01-11 16:25:10

Carnival of Pecuniary Delights #25 – Stephen Covey Edition

W elcome to the 25th edition of the Carnival of Pecuniary Delights . I’m delighted to be hosting this week! I’ve participated in the carnival since its inception and have big shoes to fill when it comes to hosting. If this is your first time at Fiscal Fizzle , here’s a warm welcome to the community. Please consider subscribing before you head out. [more...]

Date: 2009-09-24 11:30:50

Lending Woes: A Deeper Consumer Analysis

This may seem like an odd analogy, but I remember this story about my Mom when she was having her 7th baby ... for the Subprime Crisis.   Subprime loans did not come into being in late 2003.  2003 is the year more people ... You can’t get a good loan, but we can find you a BAD loan, if that’s what you want.”  Most people said [more...]

Date: 2008-12-29 21:19:46

Why Is It Essential To Have A Good Credit Score?

by Jason Bishop A healthy credit score is principal in our financially driven order ... are entirely wiped clean, an individual can begin obtaining a no credit or bad credit Master Card ... . This will enable you to use your credit card to purchase luxury items like holidays. There are free ways [more...]

Date: 2009-01-12 19:41:17

Things to Consider If You Can't Afford Your Payment

I read a lot of the info. you have on your web page ... thank you. I don't live in San Diego so I'm not looking for a home. What I am trying to decide is whether to sell or refinance. I live in DELETED. My mortgage payments are now approx. $2,400. I cannot afford to refinance into a fixed rate mortgage or interest only [more...]

Date: 2008-12-28 15:23:29

Assessing Your Debt Situation (4)

2. Find Money to Pay Your Debts If you can come up with a chunk of cash to pay off some of your debts, your financial woes may lessen ... From : Credit Repair by Attorneys Robin Leonard and Deanne Loonin ... this step, be sure you have affordable alternative housing or transportation available. If not, you’ll [more...]

Date: 2009-01-16 04:57:27

More on Good Habits for Success in 2009

“Good Habits”. Lets delve a bit deeper: Constantly evaluate everything you are doing Develop the habit of constant awareness and evaluation.  Always be thinking: is this the best use of my time? Is the best way I could be doing this? Do the most important task of the day first This ties in with your daily goals, [more...]

Date: 2009-01-06 15:55:09

Dinga Long Dave Ringa Long Ramsey

Here's my envelope system, which I am still getting used to ... unexpected expense.We've decided after having three car repairs and a furnace blow out in a span of two ... all that muck before and during Christmas without using a credit card. DING!As we recover from the loss [more...]

Date: 2009-01-14 03:20:00

paying it forward, an update

I've hestitated to post this entry because I didn't want to appear as though I was bragging ... be in and out in 10 minutes. Well, to be honest, it wasn't that bad this time. I had four bouquets ... her credit card.Basically, she couldn't find it, and had no other means to pay. She was an older lady [more...]

Date: 2009-01-12 07:01:00

THE AUTOEXTREMIST

January 14, 2009 Detroit’s Winter of Discontent: Hits and Misses from the 2009 North American International Auto Show. By Peter M ... in January, and there are certainly better places to be than Cobo Hall, with its decidedly retro – as in, bad ... . Ford is now the one American car company – America’s original car company lest we forget – [more...]

Date: 2009-01-14 13:41:54

Posts about Obama Health Care Failure as of September 26, 2009

HCHR - Senator Baucus has Pushed Back the Vote on the Public-Option Amendments - nhinsider.com 09/26/2009 Developing Story: Senator Baucus has pushed back the vote on the Public-Option amendments propsed by Senators Jay Rockefeller and Charles Schumer from today to Tuesday, September 29, 2009.  Baucus used time constraints to delay the vote back.    Read the developing story ObamaCare’s Choice: Get an Insurance Or Go To Jail - poligazette.com 09/26/2009 No joke . [more...]

Date: 2009-09-26 13:00:29

Flotsam and Jetsam

Flotsam and Jetsam Jennifer Rubin - 12.22.2008 - 10:48 AM Buried nearly at the end of the Washington Post story on Blago-gate is this nugget: ... credit for figuring out Biden is not a person to be taken seriously. And Biden muffed the “unitary ... t that at all. Too bad the interviewer didn’t ask whether President Obama would be giving up “signing [more...]

Date: 2008-12-22 15:48:19

Another Quasi-Nationalization, House Debuts Obama Stimulus, Russian Resource War Approaches, Prices Fall and More!

by Addison Wiggin & Ian Mathias Congress unleashes remainder of TARP… another $350 billion into the void Treasury wastes no time… Bank of America quasi-nationalized Dan Denning on the real issue plaguing American financials Obama’s fiscal tenure off to terrific start… $825 billion stimulus bill, [more...]

Date: 2009-01-16 20:25:19

Why You Should Never Live On Cash

From Now On, You’ll Learn To Live On Cash If you’ve ever watched the show, Till Debt Do Us Part, then you’ll know that the host, Gail Vaz-Oxlade, ... or parents will tell you the same thing - Credit Cards are bad, learn to live on cash. While this maybe ... Cost You Money Whenever possible, I will charge everything I buy on a Credit Card. The main [more...]

Date: 2008-12-30 00:19:00

Household Uses For Vinegar, The Ultimate Frugal Solution

Few products out there have as many household uses as vinegar.  From soothing feet to cleaning a computer mouse to removing streaks from your dishes, vinegar is definitely a product to have on hand in large quantities.  I’ve compiled a list of just a few of the many household uses for vinegar below. Vinegar foot soak to remove dry skin [more...]

Date: 2008-12-12 11:00:33

Best Blog Posts of 2008 (Chosen by the Bloggers Themselves)

Last year my compilation of what bloggers chose as their own best posts of the year proved so popular, at least with the participating bloggers' mothers, that I have decided to make it an annual affair. But enjoy it while you can. When the Obama Administration institutes its secret plan to extend the Fairness Doctrine to the Internet, this blog, [more...]

Date: 2008-12-29 21:00:00

Because I Don't Have a Car

Dress, Lani. Blazer and earrings, Forever 21. Tank, Charlotte Russe. Long-sleeved tee (under tank), Bitten. Tights, Target. Boots, Nine West ... I have this dress at all is because I don’t have a car. I’m trying not to feel bad about buying it.These ... . This IS a new dress, but I have an excuse: I don’t have a car.My car broke down in early [more...]

Date: 2009-01-15 13:16:00

Why Your Credit Score Is So Important To Your Ability To Borrow

Your credit information may be of no use to you. If you’re not planning on buying a house or renting an apartment, buying a car, taking out a loan, paying for college or getting a new credit card, then you won’t need to worry about getting ... you are and where you need to be financially. Bad Credit To improve your credit information, you’ll need [more...]

Date: 2009-01-17 13:04:13

One the Road

I always believed that we are on our way to financial freedom. A few years back we were able to pay all our debts even our credit card debts! ... that some way or the other I learn the process of Debt Consolidation. Consolidating your debts is no joke ... , i learn a lot of things. One of which is that there are good debts and bad bedts. Bad debts are [more...]

Date: 2009-01-12 22:27:07

Christmas Potpourri and Holiday Shopping Update

Happy Holidays and Happy New Year to you and your loved ones. Here are a few headline news reports of interest from the past couple days.U.S. Store Traffic Fell 24% on Pre-Christmas WeekendU.S. retail store traffic fell 24 percent last weekend from a year earlier as deepened discounts failed to entice consumers to spend during what may be the [more...]

Date: 2008-12-26 03:52:00

Is there Good Debt?

by Michael Geoffrey Some people think that all debt is bad. But that is not the case. There is some debt that is actually good ... . The overwhelming majority of credit card purchases are things that lose value. Another bad debt is borrowing ... with the potential for a greater return in the long run. The money you spend is gone. * Credit card debt [more...]

Date: 2009-01-17 09:19:02

Dopey leaders of 2008

#fullpost{display:inline;}Jim Pethokoukis at U.S. News and World Report offers up his top ten list of dopey leaders in the business world for the year about to conclude. Former Fed chairman Alan Greenspan comes in a respectable third.¡Ay, caramba! In a year when Wall Street imploded, the Big Three automakers neared collapse, [more...]

Date: 2008-12-16 21:42:00

Get Help With Debt When Necessary

Having debt is something that almost everybody has to deal with in their lives ... that determine its seriousness. Things like missed payments on magazine subscriptions or credit card debt shouldn ... . There are numerous forms of debt, so it’s not necessarily a bad thing. While debt is essentially [more...]

Date: 2009-01-16 10:02:27

Posts about Tri-State Real Estate (FL, GA and AL) as of January 16, 2009

Foreclosures And The Mortgage Meltdown Continues to Plague America - usreoproperties ... either being foreclosed upon or delinquent. The nation … package aiming to thaw the frozen credit ... 01/16/2009 Toyota is developing a miniature, environmentally friendly car that is powered entirely [more...]

Date: 2009-01-16 14:21:19

Year-end car-buying: Let's hear from you

Many readers wrote in about Sunday's story on getting the best prices on new cars at the end of the year ... about bad experiences with dealers, saying they were pressured to buy extras like extended warranties. No doubt about it, car dealers and automakers are in a tough spot these days with the economy [more...]

Date: 2008-12-10 22:17:11

Recession Proof Small Businesses

In times of economic trouble people’s minds turn to recession proof small businesses as career ideas There are some recession proof small businesses ... : consumer credit counseling services; companies that repair credit; headhunters, temp agencies or other ... to fix it. If you have repair or handyman skills [more...]

Date: 2009-01-14 11:00:30

NSE weekly catch up: signs of maturing bourse

NSE eased down towards the latter part of the week and continues hoevering at 3, ... enforce the 3 month window for results announcement). Kenyans are still buying cars. PAT was up 50 ... % of the mwananchi car market, so I am assuming it derives most of its revenue from higher market share in buses [more...]

Date: 2009-01-17 07:55:00

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