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Good Credit Report Score

Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... establishments that promised to help you may have ended up hindering you. Bad Consolidation Credit loan personal Getting your credit card debt relief procedure started is the most important thing [more...]

Date: 2008-12-20 06:19:18

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More Info On Good Credit History

Bankruptcy is an option but the laws havechanged and it is not always the best way ahead ... you may have ended up hindering you. Bad Credit Personal Loans Getting your credit card debt ... . It is often the case that these credit card debts have increased over a period of time because [more...]

Date: 2008-12-20 06:29:26

debt consolidation and serious talk...

I noticed that my friends, (especially C & J)and I have been talking about serious matters in life ... consolidation or Personal Loan. Apparently, they need one because her husband would likely be deducted ... Payment # Avoid Bankruptcy # No Credit Checks - Bad Credit OK # Home Ownership Not Required [more...]

Date: 2008-12-10 19:54:00

Debt Consolidation Loans: Get Rid of the Debt-Danger

Debt- it adds a lot of troubles to our life. Debt-burden, harassing and untimely calls by creditors make our life so terrible ... to your requirement. Debt consolidation loans are also obtainable for those persons, who have a bad credit history, arrears, bankruptcy or CCJs. But in this case, lenders will charge higher interest rate [more...]

Date: 2009-01-16 16:17:03

Not with a bang but a whimper

This is how you lose liberty. If an FBI agent looks at a terrorist's library records or Larry Flint has to pay additional postage for child ... , this is a very bad idea: Sixteen House Democrats who opposed a similar bill realized ... mortgage interest rates closer to those on, for example, auto loans or credit cards. A bankruptcy [more...]

Date: 2009-01-08 18:55:08

FHA Guidelines On Bankruptcy

One of the most touching experiences loan officers go through when we conduct marketing campaigns seeking FHA mortgage prospects are the borrowers who call us wanting to buy a home for their family but they just have too much bad credit to overcome in order to qualify for even an FHA loan. Often they have a bankruptcy. First, here are FHA’ [more...]

Date: 2008-06-14 00:26:57

Making a Plan to Get Out of Debt

by Ray Lam Debt elimination sounds so good to people with financial problems but can also seem like a unattainable dream ... bankruptcy debt discharge may not completely legally eliminate debt leaving you will a bad credit ... consolidation loan. Although debt consolidations do not erase the debt, they will eliminate credit card debt [more...]

Date: 2008-08-11 07:20:28

New York City Bankruptcy Lawyer amp; Attorneys - Chapter 7

div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... include child support, taxes, student loans etc./ppOne bad aspect of filing for personal bankruptcy is that it will stay on your credit report for ten years. Obviously, this makes applying for new [more...]

Date: 2009-01-11 16:15:36

How to Refinance Your Auto Loan

Would you like to pay a smaller amount of money for your car payment every month? Think about refinancing your auto loan, especially if your credit is better now than ... t worry if your credit is bad, or you recently had to file for bankruptcy. Most of the time, you can also [more...]

Date: 2008-06-14 08:50:03

Automobile Loans After Bankruptcy

by Thulas Sukati Although some people have enough money to buy a car from savings, ... to be fixed as a bad credit or any error may affect your rate and you may have to pay more interest ... loans like dealers, credit union, bank, or online lender and it is better to shop around first before [more...]

Date: 2008-09-25 21:14:49

More Retail Bankruptcies Likely

So just how bad are things? U.S. retail (and food services) sales in December were down by nearly 10% from the previous year. ( ... spending, pressure from suppliers who are tightening credit terms, and loan terms that are proving [more...]

Date: 2009-01-14 10:53:00

Chapter 13 Auto Loans

WashingtonAutoCredit.com has been helping people in Chapter 13 Bankruptcies buy cars since 2003 ... :Buy a Car with Bankruptcy it is Easier than you think. Some people think of a Bankruptcy as a last resort....Car Dealers Lie to Another Customer with Bad Credit It happened again. We had a couple [more...]

Date: 2009-01-09 19:22:40

What You Should Know About Credit Report Repair

by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... as filing and handling the disputes yourself. Don’t fall for the ads that claim an agency can erase bad ... information. If you have had a bankruptcy, the only thing that will legally remove it from your credit [more...]

Date: 2008-06-28 11:49:16

Bill Heard Goes Down

As you may have heard, Bill Heard just filed for bankruptcy protection. Who is Bill Heard? The details: Bill Heard Enterprises Inc., the largest U.S ... like he took on too many bad loans: Industry analysts say, Heard couldn’t overcome what had become a flaw in his business model: high-volume but low-profit sales targeting people with blemished credit [more...]

Date: 2008-09-29 18:30:22

$150 000 in debt with credit card

I am about 27 years old and I am $150 i debt from bad spending habits and house payments as well as loans. I have kept a job but i am only able to pay little of my debt as just keeps increasing. I am looking into bankruptcy but i would like some further consulting. Thankyou Posted from: Ontario [more...]

Date: 2008-12-10 18:42:34

Is Transaction Funding Legal, and Pitfalls You Need to Know

In the past, one of the easiest ways of getting a check from real estate investing is through the use of simultaneous closings. This was were essentially buying a property and reselling it to another investor on the same day. Because of new state and federal policies which have made simultaneous transactions much more difficult, a program called transaction funding has taken the place to allow people to continue making money without the hassle of being subjected to scrutiny and red tape of regulations. [more...]

Date: 2009-09-26 20:19:31

Mortgage Refinance After Bankruptcy

Author : Elizabeth Grant If you are considering remortgaging your home after Bankruptcy, there are many factors to consider in the decision making process Here we discuss some of the essentials topics that will enable you to decide if releasing equity from your home is your best option Becoming bankrupt If you are in a bad debt situation and are thinking of declaring yourself bankrupt, then the first thing you should do is get legal and financial advice to make sure that this is your best [more...]

Date: 2009-09-26 22:46:33

Credit Cards After Bankruptcy: Is It Feasible?

Getting any kind of finance after going through a bankruptcy process is not an easy task. When it comes to credit cards, given that they constitute an open line of credit, there are even less chances of getting approved since the lender has little control on the repayment process and thus, the risk is greater. Yet, it is possible to obtain a credit card after bankruptcy under certain circumstances. One of the things that need to be made clear is how long after bankruptcy you are applying. [more...]

Date: 2009-09-26 20:20:28

Credit Cards After Bankruptcy Is It Feasible

Author : Melissa Kellett Getting any kind of finance after going through a bankruptcy process is not an easy task When it comes to credit cards, given that they constitute an open line of credit, there are even less chances of getting approved since the lender has little control on the repayment process and thus, the risk is greater Yet, it is possible to obtain a credit card after bankruptcy under certain circumstances One of the things that need to be made clear is how long after bankruptcy [more...]

Date: 2009-09-26 07:31:07

A Short Term Loan Can Come To The Rescue!

by Rose Martin In these hard times, everyone needs to be able to get some extra cash. When you cannot wait until your next payday or you need to cover a hidden expense, a loan will do the trick. A better way to get your cash is through a short term loan. There are so many benefits that you can receive from this type of loan! Now, short term loans are not only for those in an emergency situation. If you are struggling with money and you simply need groceries, this type of loan could help you out. [more...]

Date: 2009-09-29 11:32:48

Bad Credit Debt Consolidation Loan Advice

Before considering a bad credit debt consolidation loan, think very carefully about your financial status. Once a consolidation loan goes into effect, it often has to remain in place if bankruptcy is declared further down the road. In the past, it was a dishonorable thing to declare bankruptcy, but times have changed with our current bad overall economical situation. Consumers are wise to consider all options before deciding upon what the best option is for your unique financial situation. [more...]

Date: 2009-09-30 18:01:54

Buy a student car loan without any difficulty

Amazon.de Widgets Cars are becoming a necessary part of every individual’s life. Becoming owner of the car is a dream of every body whether it is office employee or business men. Even a student would want it for his personal needs. By having his own car saves lot of time in traveling and one does not have to wait to go to the place he thinks. Every possibility of getting a student car loan from the market. You must have face to face meeting with the lenders for driving away your dream car. [more...]

Date: 2009-09-29 10:14:45

More Rough Times Ahead for U.S. Economy, despite Recent Improvements

RISMEDIA, September 29, 2009—Despite recent signs of improvement, more rough times are ahead for the U.S. economy, according to several prominent experts in real estate and the economy who attended a recent forum at the Nixon Presidential Library.  “You look at the numbers and everything points to the fact that we not only have bottomed, but things seem to be improving,” said Christopher Thornberg of Beacon Economics, citing increases in durable goods orders, exports and auto sales. [more...]

Date: 2009-09-28 21:07:59

How Can Lawsuit Funding May Help To Avoid A Bad Credit

Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]

Date: 2009-09-30 13:20:28

Does Getting Out of Debt Take a Miracle?

The world seems to be full of “get out of debt quickly” solutions, yet most of these solutions are nothing more than smoke and mirrors. This leaves a lot of people asking the question: does getting out of debt take a miracle? The truth behind the matter is that getting out of debt is not only easy to do; it’s also easy to understand. You don’t need a miracle in order to reduce the amount of debt that you currently have. What you do need is some plain and simple logic that you can easily follow. [more...]

Date: 2009-09-26 20:20:39

Where has the Bailout Money Gone? Good Billions After Bad

Where has the Bailout Money Gone? Good Billions After Bad Vanity Fair by Donald L. Barlett and James B. Steele As the Bush administration waned, the Treasury shoveled more than a quarter of a trillion dollars in tarp funds into the financial system—without restrictions, accountability, or even common sense. The authors reveal how much of it ended up in the wrong hands, doing the opposite of what was needed. Just inside the entrance to the U.S. [more...]

Date: 2009-09-28 06:17:36

In The News Today

Barrick and its OTC Short of Gold Derivative Obligations: I am asked constantly how Barrick can cover all their hedges. The answer is quite simple. Barrick does not have to buy one ounce of gold. You buy your way out of hedge contracts with paper money. The simple question is what does the long side want to release the obligation in light of future possible profits on the position? What a hell of a needlessly expensive mess. [more...]

Date: 2009-09-30 19:48:55

Filing for Bankruptcy Chapter 13

A lot of people end up looking at bankruptcy chapter 13 when they get into financial difficulties out of which they simple can’t find a way out. Most of them choose to file a bankruptcy chapter 13 where the court will take your entire claimed debts and find you a plan for repayment that matches with what you can actually afford. If you are on the verge of bankruptcy, you should first explore the various bankruptcy alternatives available. [more...]

Date: 2009-09-29 13:17:05

Life After Bankruptcy Discharge

by Craig Schiffer There are a lot of issues which a person has to face after bankruptcy discharge. Apart from all the money related problems, there is a lot of mental stress which comes with bankruptcy. Therefore, it is very important that the person refers this phase as a bad phase in his financial life and get on with his life. He needs to try and forget about it and make a fresh start. It is difficult but certainly not impossible. [more...]

Date: 2009-09-29 17:10:51

Top Bankruptcy Alternatives You Can Choose

If you are considering filing bankruptcy, you know that it feels like the hardest decision you’ve probably ever made. There are many questions - whether it will really help you get a fresh financial start, what the credit results are after bankruptcy, how bad it will be for your financial future, whether it’s really the right thing to do now. Finding out more about bankruptcy is the only way to determine for yourself whether it’s right for you. [more...]

Date: 2009-09-27 08:14:19

Find Out What Debt Validation Means And Why It’s Important

Imagine getting a phone call or a knock on the door, and when you answer it, a person called Victor says that he been authorized by someone name Joe to collect a debt that you owe him, and it’s true that you do owe somebody called Joe some money. Even if you had the money, and knew that you owed it, would you pay this new person on the scene? I’m pretty sure that you wouldn’t even consider for a moment giving Victor any money, until you were 100% sure that he was really acting on Joe’s behalf. [more...]

Date: 2009-09-26 20:20:24

If The Administration Does This …..

…. It (”Bank bailout funds could be used for Detroit”) will be One. Final. Giant. Unforgivable. Betrayal. Michelle Malkin: “No Means No ... be illegal. It’s a sign of how bad things have gotten that I still fear that Bush and Paulson may ... , but not limited to, any bank, savings association, credit union, security broker or dealer [more...]

Date: 2008-12-12 14:33:34

What is a Cosigner?

A person who is allowed to legally sign loan papers or documentation with another person who is having difficulty for obtaining a loan, or sometimes getting a lease for an apartment or rental unit is referred to as a cosigner . Being a cosigner, the person makes a legal agreement that he or she would be jointly responsible for repayment of the loan if the first signer fail to pay debts in a timely fashion. [more...]

Date: 2009-09-27 17:00:15

Tips on Getting the Best Bad Credit Loan

Copyright (c) 2009 Liz Roberts Usually, people with bad credit history will apply for sub-prime loans. Bad credit loans has higher interest rates and fees because people that apply to this kind of loans are seen as high risk borrowers. if you are one of them, what can you do? Can you still get a loan that has a reasonable rate despite of your credit score. Loans for Bad Credit – Choosing the Best Different lending companies offer varying loans especially for the bad credit market. [more...]

Date: 2009-09-26 05:46:14

If You Have A Debt Problem, Then Admit It!

You Can’t Solve A Debt Problem If You Deny Its Existence.  If you have a major debt problem and want to end it, then go look at yourself in a mirror and say, "I have a huge debt problem, it’s suffocating me, and it’s taking away my freedom", or whatever words feel right to you. If it felt real and you shuddered, then you’re most likely ready to start getting out of debt, but if you think that having overwhelming debts is: a) no big deal,b) something that everybody has right now,c) something [more...]

Date: 2009-09-30 20:42:18

Bad credit loans: civilizing bad debt condition

Credit runs in to a lives and has outcome on roughly each preference we make. Bad credit runs in a credit focus and has goods on each loan we borrow. A recent consult has shown that a single fifth of a adult race cannot validate for unchanging loans. For such a outrageous loan borrowing race there have been specific loan programmes called bad credit loans. With bad credit loans we can steal loan amounts of a likes of 5000-75,000. Repayment tenure will change from 5-25 years. [more...]

Date: 2009-09-28 15:22:42

Credit Repair after Bankruptcy

Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA Having trouble acquiring loans because of a damage credit card? It’s really hard to apply for a mortgage and borrow money from lenders when credit card gets a bad rating, or worse when the card holder falls in to bankruptcy. Many loaning institutes and lending companies are now reviewing their client’s credit cards first. A [more...]

Date: 2009-09-30 14:56:13

I'm still mad about the economy-especially Michigan's

----- Original Message ----- From: Senator Debbie Stabenow Sent: Friday, December 19, 2008 7:04 PM Subject: Auto Bridge Loans "Last week . ... . I am pleased that they have taken action to provide the necessary bridge-loan to help our automakers through this global credit crisis, and preserve jobs here at home. While today's actions may [more...]

Date: 2008-12-22 21:31:17

Wall Street Breakfast: Must-Know News

Chugging along towards a bailout. After multiple false starts, sources say an auto bailout could be unveiled today that would see General Motors ( ... potentially lowering General Electric's (GE) AAA credit rating, sending shares down 8.2%. The ratings ... through their credit arms, GMAC (GKM) and Chrysler Financial. Yes We Can (fix the economy)! [more...]

Date: 2008-12-19 12:18:35

Bailout Binge: Zombie Edition

You know, Keyser has been ruminating a bit recently about the implications of printing ungodly sums of money to bailout people and companies that made bad decisions in the past and would go into bankruptcy if they didn't get bailed ... , and the only problem is this "credit crunch." So give them a few hundred billion dollars (in return [more...]

Date: 2009-01-17 18:22:00

Are greedy wolves making government-insured mortgages?

Now that subprime is a dirty word and Wall Street firms are no longer making securities backed by loans to people with low credit scores, brokers and bankers are filling the void with a little help from Uncle Sam. They are making loans ... FHA, which is meant to expand credit to folks of modest means? John Courson, president of industry [more...]

Date: 2009-01-15 11:00:45

Simplify Your Life With A Credit Repair

by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-27 18:20:07

Do NOT Shred it and Forget it!

Public relations people often pitch products to bloggers like me. Most PR pitches tout harmless products, which I ignore. Until now ... you to shred your unpaid credit card statements to ignore creditors, to hide consumer debt ... with ease once all evidence of indulgences has been destroyed, thus keeping bills, credit card statements [more...]

Date: 2008-12-13 08:05:49

Debt Consolidation Services: What Can Be Better That It?

You can get a loan anytime you want nowadays. But when the debts become too much and when the time to repay it arrives then problem seems to arise ... scores do not matters in these loans and along with the good credit holders you too will be allowed. All those bad credit records include defaults, arrears, late payment, skipping of installments [more...]

Date: 2009-01-17 00:24:32

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Bail Me, Stimulate Me

In a week that signaled much worse is coming, perhaps the more dismal indication on the financial front was that Democrats finally had a chance to ... the kind of behavior that got us here: more bad loans to the wrong people won't en our crisis; they make ... . If that sounds bad, it shouldn't; this week's debate on TARP had essentially the same contours [more...]

Date: 2009-01-16 20:24:10

Unilateralism Spells Cop Out - Olmert/Livni Buckle!

If these two reports below are correct, and I suspect they are reliable, it would be a travesty of justice perpetrated by Olmert, Livni and Barak ... , politicians must do something, be seen as pro-active for fear of being perceived as unresponsive. Bad medicine is bad medicine. (See 2 below.) Even if the two most powerful men in our tax system [more...]

Date: 2009-01-17 03:50:00

Fed “Shock & Awe,” What 0% Means, 2008 Pay Raises, Controversial Auto Survey and More!

Fed saves us from ourselves… details of the historic FOMC decision… Dan Amoss and James Turk on the implications of 0% interest rates… Dollar gets ... to further support credit markets and economic activity.” “This announcement,” Dan Amoss wrote ... . This may include a major mortgage refinancing initiative in 2009. A hint of such an initiative [more...]

Date: 2008-12-18 19:08:51


It’s been almost a month since my last post and we are already in the third week of January! So let’s get started ... . Question is, how bad is it going to get. While I was cautious while making forecasts for 2008, the extent ... and Central Banks are trying to reflate the ‘dying credit bubble’ party with a new round of credit [more...]

Date: 2009-01-17 07:38:00

Credit Repair Can Make Your Life Simpler

by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-26 12:54:46

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