The credit crunch (by Russell Roberts)

Alex (and others) have been debating whether there's a credit crunch. They are using data and anecdotes to measure whether credit is flowing or not ... not "frozen" or "locked up." It's just a lot smaller. Another way to say it. If you have good credit, I think you can get a car loan. But a lot fewer people (with both good and bad credit) want to buy [more...]

Date: 2008-11-14 20:00:14

Blog posts (740) | Videos (536)
 

About Non Profit Debt Consolidation Programs

Nonprofit debt consolidation for those of us that we are so deeply in debt, there is literally no other choice ... to creditors over time. You try to repair their credit which is not bad. Your monthly payments remain ... of the debt consolidation require fees for their services. This is not a bad deal, provided [more...]

Date: 2009-01-17 07:18:10

I Need a Car Loan & I Have Bad Credit – How Can I Get Auto Financing?

If you’ve got credit problems and need a car loan, you’ve probably been to the dealership, they’ve told you that it’s going to be hard and maybe even impossible without a down payment. It’s aggravating and you need some answers. With so many hard wor… Share and Enjoy: [more...]

Date: 2009-09-22 23:31:47

Capital One Will Ruin This Guy's Credit One Way Or Another [Capital One]

Joseph is having problems paying his Capital One card, mainly because Capital One keeps making it hard for him to pay it, ... May when I called to ask them to fix my account once again, and they claimed I had a bad check ... credit, I don't see how this is possible seeing as I had been paying the minimum amount each month [more...]

Date: 2008-06-25 23:24:23

Universal Auto Loans : Arranged Loans With Different Features

Universal auto loans can help almost anyone. They are even a great way for those, who get their first experience in the world of finances. With bad credit history, borrowers can start building their score and earning themselves a good credit report.So many different features... read more [more...]

Date: 2008-12-10 10:31:57

Bad Credit Mortgage Refinance Is Now Available

Investors have found themselves in dire financial straits in the wake of the recent global financial fiasco leading to the ruination of the sub prime loans. In this highly volatile and risky economic atmosphere, the investors are looking for some kind of magic wand that will dispel all the turbulence. [more...]

Date: 2009-09-28 15:33:53

Ireland And An Unstable Europe, Again

According to Bloomberg (citing the RTE website), the Irish Prime Minister said in Toyko today that Ireland may need to call in the IMF if economic ... not available). Unless you really intend to bring in the IMF for loan discussions, I would suggest it is a bad ... last week, Greece’s sovereign credit rating from S&P was lowered today. [more...]

Date: 2009-01-14 14:43:22

White-Knuckle Market Updates and Quotes (Updated)

The latest sightings: Money market rates doubled overnight: despite considerable central bank intervention: ... now. The downgrade of credit ratings is bad news ... yesterday after Lehman Brothers Holdings Inc. succumbed to mounting credit-market losses and filed [more...]

Date: 2008-09-16 12:30:23

"Trapped in the New 'You're on Your Own' World"

This is the start of a long essay by Robert Solow on the need for social insurance that is disguised as a book review: ... may not be available to individuals or private groups. Sometimes the scale of the possible bad ... turmoil in credit markets and the recession that is sure to follow are likely to drive this trend further [more...]

Date: 2008-11-04 09:44:00

WHERE TO GET A PERSONAL LOAN FROM WHEN YOU HAVE BAD CREDIT.?

Author: admin Filed under: Health LoanDate: Sep 30,2009 Single mother was sick due to automobile collision as well as afterwards stroke. Health got improved as well as she went behind to work after 4 years. Had to record failure as well as it was dismissed.Have 4 kids. One only accomplished initial year of college. [more...]

Date: 2009-09-30 06:17:46

Treasury Warns Against Getting Into Trouble With Debt

Earlier this month the Treasury Department, headed by Henry Paulson, in conjunction with The Advertising Council, ... financial future. I love the tagline: “Don’t let your credit put you in a bad place.” In an apparent ... online video game that attempts to teach the importance of having a good credit score managing debt [more...]

Date: 2008-09-29 16:47:02

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and mortgages. Now all is not lost and you have the option to start fixing your credit. [more...]

Date: 2009-09-29 18:23:10

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and mortgages. Now all is not lost and you have the option to start fixing your credit. [more...]

Date: 2009-09-29 18:23:10

Subprime Queen Leads Obama Inauguration Team

Barack Obama has repeatedly chastised failing banks for using subprime loans to victimize borrowers yet his newly crowned inauguration co-chair ... to compensate for the increased risk of borrowers with bad credit or those who lack the income to qualify for a regular loan. Like Obama, the Department of Housing and Urban Development says minorities [more...]

Date: 2008-12-02 16:24:49

Payday Loans Everett Wa

However, for some simple and fast ways to meet your unexpected bill has to be paid to the company and the maximum percentage mentioned, ... , it is the end of all your worries, because the guaranteed bad credit payday loans everett wa ... up since you can always carry high fees and do not require a credit check cash advance loans and stop [more...]

Date: 2009-01-17 20:21:12

McCain's Bitter-Gate by dday By now you may have heard that McCain's top economic adviser, former Senator Phil Gramm, ... losing jobs to India, China, illegal immigration, housing and credit problems and record oil prices ... bad individuals. It is the consequence of triumph by a particular philosophy of government [more...]

Date: 2008-07-10 21:35:03

Solution to finacial crisis

Basically a simple plan. Take the US population divide it by the cost of the bail out comes to some where around 6 million per US resident ... while correcting the credit issues from bad loans and over extended Americans. For anyone under 18 ... . Lifers get no cash. [more...]

Date: 2008-09-30 06:48:12

Some facts about debt settlement

Debt settlement or debt negotiation is a way of reducing or paying off completely the debt you have ... for bad credit has several approaches. The first step would be the analysis of your financial status ... at lower interest than most of the credit cards in the market. It would be wise to avail a loan [more...]

Date: 2009-01-17 06:36:46

Citigroup's Town Hall Meeting

In yet another round of massive financial layoffs, Citigroup plans to cut about 50,000 jobs ... . The cuts have been sparked by unprecedented losses due to bad credit investments, as well ... up with the deteriorating economy? Unemployment is going to soar and along with it writeoffs in credit cards, home [more...]

Date: 2008-11-17 17:39:00

Alright, 2009 (Part 1).

I like 2009. 2008 ended with loads of redundancies and 2009 starts with even more redundancy to follow, people are selling off their houses, cars, ... to work; it reminds you how to save your electric & gas bills during this credit crunch period ... us how bad it is and how worse it’ll be…   You know what? I don’t fucking care. I don’t care [more...]

Date: 2009-01-17 23:50:40

Buy A House With Bad Credit Rating

Purchase a new location is not easygoing. In fact it is one of the hardest things to do. There are so many things to deal, not exclusive in the nowadays but also for the later. What few may not harmonize is that their credit nock may be dragging them felled. Make [more...]

Date: 2009-09-26 20:59:04

Credit Due

Former Heraldista, current Globie Jeff Jacoby gives Barney Frank due credit for insisting on credit that wasn’t ... meltdown was caused by “bad decisions that were made by people in the private sector,” Frank said ... of today’s self-congratulating bankers, politicians, and regulators plans to take the credit?” [more...]

Date: 2008-09-29 00:30:49

Financial Relief

There are many conditions that require us to have extra money ... tempting, because the requirements are simple and the funding process is very fast. Even if we have bad credit history, which remains capable of obtaining the loan, which is guaranteed to be ou next [more...]

Date: 2009-01-18 07:55:31

Basics of Reverse Mortgages

Basics of Reverse Mortgages Posted by Dark Spider at January 17, 2009 What is a reverse mortgage? ... profile fortune 500 bank, for whatever reason. If you have bad credit or questionable financial ... free card. It is a serious loan and therefore must be treated as one - if you know for sure [more...]

Date: 2009-01-17 00:07:33

No Fax Payday Loans?

By Jacob Williams Frequently there is a circumstance in which you will run into an unpredicted expense ... , this means even if you do have a bad credit rating ... for such expenses you will not have the money to pay for it. These are the times when a payday loan [more...]

Date: 2009-01-17 11:46:07

Iowahawk Debates: the Credit Bailout

The subprime mortgage crisis rocked Wall Street again last week, ... like Dave Burge lied to us about their credit histories and collateral, and now we are stuck with bad ... , IOWAHAWK Linda, we both know that credit is the lifeblood of the American economy. But today [more...]

Date: 2008-09-24 15:32:37

Some Simple Debt Solutions For Getting Out Of Debt Faster

One of the most frustrating financial situations that a consumer can be stuck in is to be heavily in debt ... . There are good and bad companies when it comes to credit counseling, so knowing who you’re working ... to qualify for a loan when you really need it, simply because you don’t have the resources to pay down [more...]

Date: 2008-05-07 15:33:00

How to Get an Urgent Cash Loan?

We cannot deny the fact that almost all of our needs are requiring the money to be fully accomplished ... so it will be more efficient as well. And those who have the bad credit history tied behind are also having [more...]

Date: 2009-01-18 02:33:39

Investing Roundup: Dogs, Aristocrats, and a Distressed Index

I wrote about the Dogs of the Dow this week but did you know about the S&P 500 Dividend Aristocrats? ... is a red-headed stepchild of a recession.” (in other words, it’s a bad because it’s triggered by credit system woes instead of monetary tightening, yikes) This post is originally from Blueprint [more...]

Date: 2009-01-10 13:50:11

I Need a Car Loan & I Have Bad Credit – How Can I Get Auto Financing?

If you've got credit problems and need a car loan, you've probably been to the dealership, they've told you that it's going to be hard and maybe even impossible without a down payment. It's aggravating and you need some answers. With so many hard wor... [more...]

Date: 2009-09-22 23:31:47

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and... Writers Wanted: Join Our Blogging Community Today! [more...]

Date: 2009-09-28 18:57:28

200 No Faxing Payday Loans

In fact, online appliers get the benefit in terms of fast processing is done right answer ... people with bad credit ten dollar payday loan! And the biggest revelation is that they charge a high ... within a week or two. You can extend 200 no faxing payday loans the loan which includes the principal [more...]

Date: 2009-01-16 19:31:56

Lessons from the Great Depression

From The New York Times: In 1929, Meyer Mishkin owned a shop in New York that sold silk shirts to workingmen ... made by the banks were going bad — or, in some cases, were rumored to be going bad — and nervous ... t easily get credit. It takes a while for this to become obvious, since most companies and households don [more...]

Date: 2008-10-02 12:03:00

Should You Invest In REIT?

With the current housing market meltdown, it’s hard to think about investing in real estate ... with maintenance — i.e., answer midnight phone calls to go fix the toilet. You don’t have to deal with bad ... . Moreover, the current tight credit market and lack of cash makes it even harder to buy [more...]

Date: 2008-10-23 03:39:11

Personal Loans For People With Bad Credit

by Trinity Davidson If you need to send a child to college, remodel your house, ... loans in the amounts ranging from $3,000 to $250,000. They may require you to offer evidence ... to provide a copy of your drivers license and social security card. They will also want to see your W2 [more...]

Date: 2009-01-17 17:47:04

Advance America Makes for a Great Payday (pfblogs.org)

The credit crisis has been so bad that even banks won't lend to each other ... is in such demand that payday loans always find a way to prosper. The bad press the product gets, and market's ... to unfairly bash: payday loans. These short-term loans have found widespread favor among their users, which [more...]

Date: 2008-10-06 09:51:27

Bush signs controversial Anti-piracy Law

(Image Credit) After what seems like series of bad decisions and autographs to important government documents, ... . The law creates an intellectual property czar who will report directly to the president on how to better ... that the creation of this position would undermine its authority. The law also toughens criminal laws [more...]

Date: 2008-10-14 23:08:33

Mortgage Rates following a Dismal Jobs Report

This mornings Jobs Report was ugly. 240,000 non-farm jobs lost in October (higher than the expected 200,000) and unemployment at 6.5% ... with a sales price of $500,000 and a loan amount of $400,000. Rates are priced based on a low-mid credit score ... . Equally bad are the revisions to August and September's figures reflecting additional losses [more...]

Date: 2008-11-07 16:48:53

Payday Loan Quotes

Search online to know that the money urgently and the lender’s fee ... deals. Bad credit borrowers too can approve payday loan quotes their - ambassador collection payday loan ... by different loan companies are relentless when you do not need to go through any credit checks [more...]

Date: 2009-01-17 20:21:13

Bloomberg: Blame the Ratings Agencies (Part II)

Last night, we looked at the first part of the special investigation from Bloomberg -- and noted its a must read! ... trillion of loans to homebuyers with bad credit and undocumented incomes from 2002 to 2007. Investment ... Here is part II: In August 2004, Moody's Corp. unveiled a new credit-rating model that Wall [more...]

Date: 2008-09-25 23:30:00

40 Key Elements to Getting Started In Social Media

By Mike Fruchter of MichaelFruchter.com (Twitter/FriendFeed) ... of the credit card you have on file as well. Auto-renewal notices, getting marked as spam, combined with an expired credit card is bad news. This happened to a friend, just a word of advice [more...]

Date: 2009-01-05 22:52:52

Cathleen Falsani: The Coen Brothers Get "Serious" with a Comic (and Spiritual) Masterpiece

Earlier this week, I had a bad day. Epically bad. I ran out of cash. I lost my credit card. I missed my flight. And then, standing outside the United Airlines terminal at O'Hare, I dropped my cell phone, and as if in slow motion, watched in horror as it bounced and dropped over the barrier and onto the roof of the baggage claim area 10 feet below into an inch-deep layer of pigeon guano and dead cigarettes. [more...]

Date: 2009-09-18 22:39:42

Don’t Postpone Your Marriage for Money: Wedding Loan now available

If you got engaged then now you must be planning for a grand wedding celebration. But you are scared too ... charged on wedding loan provided to you. If the borrower has a bad credit record ... in case money is short. Infact, recently, Wedding loans are gaining popularity in both rural as well [more...]

Date: 2009-01-17 23:25:46

Procrastination Makes for Easy Frugality

calendar We’re used to thinking of procrastination as a bad thing ... . But when it comes to our personal finances, procrastination isn’t necessarily a bad thing. Sure ... a purchase on credit, paying more than sticker price when all is said and done. With a little [more...]

Date: 2008-12-26 13:30:00

Don’t Pay Off Bad Credit

Step three in the “Should I Buy a House Now” series is somewhat of a sidetrack ... towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long time ... your bills on time, that you have good credit.  Paying your bills on time only accounts for 30% to 35 [more...]

Date: 2008-11-11 17:02:59

More is Never Enough, and Other Evolutionary Obstacles

If you aren’t living in a big house, driving a fleet of cars and sporting the latest stereo system, don’t feel so bad ... brain. Credit cards promise us that you can have what you want now, and postpone payment until later [more...]

Date: 2008-10-21 21:41:36

Non Secured Loans: Organized Source of Funds without Collateral

Non secured loans are becoming very popular due to less processing time, no faxing of documents and convenience of availing the loan. This short tenured collateral free loan is open for all type of borrowers is it good or bad credit record holders. [more...]

Date: 2009-01-17 06:56:27

Home Stinker: Calgary 3 - Phoenix 4

An eight game home winning streak came to an end as the Calgary Flames struggled to play against a team they should have dominated ... : inconsistent play. Star players aren't star players, defensive breakdown, bad goaltending. Elite ... junky teams. Albeit credit to a much improved Phoenix squad, Calgary still dropped their gameplay [more...]

Date: 2009-01-18 05:35:11

How To Pick The Right Way For You To Go In Internet Marketing

If you are interested in the idea of making money online I want to extend you a warm welcome. It’s nice in here ... Marketing (IM) world as a possible place for them to thrive. In bad times, even more. They’re just looking ... credit” and “baldness” and “abs and “golf”. Those are huge markets that are far easier to break [more...]

Date: 2008-12-03 18:23:59

Some Questions about GMAC

I’m a little late to the GMAC bailout story, but after reading all the newspapers and blogs I usually read, ... with a credit score of 621 was a bad idea on Monday, why was it a good idea on Tuesday? The only theory ... that GMAC will start lending to anyone with a credit score above 620, down from their previous [more...]

Date: 2009-01-01 04:40:56

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