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Stuff is Not Salvation

In the slumping economy, I have been asking myself this question "What do I need to be happy?"  I have plenty of clothes ( ... , and maybe we may just find true happiness is not something that can be bought with a credit card ... - Good or Bad Shopping - Good or Bad What passes for the holiday season began before dawn [more...]

Date: 2009-01-03 23:39:18

Blog posts (136) | Videos (98)

Need Help With Money

It’s normal for people to make mistakes when it comes to money, but with the economy being in the state it is in now, ... get access to auto loans, credit cards, mortgages, and student loans.    Keeping your credit rating high ... you may need to correct some of your bad money habits to survive the recession. The most common [more...]

Date: 2009-01-16 01:57:49

Links and Minifeatures 2008 10 31 Friday (Happy Halloween!)

Sitting here waiting for trick or treaters while the wife takes our own out: ********** News so twisted it takes Scrappleface to make sense of it: ... ? ********** Obama doesn't need credit card security! Now read why this is a bad thing Even the Washington ... . Barack Obama's presidential campaign is allowing donors to use largely untraceable prepaid credi [more...]

Date: 2008-11-01 02:21:56

Credit card defaults up 54% and growing

As if we needed one more problem in the financial market ... of the U.S. economy. Overall, the rate of credit card loans going bad increased 54 percent ... a debit card with the VISA sign but it's almost always paid off at the end of the month. Carrying [more...]

Date: 2008-10-16 09:27:01


Well they have started – the tax season television ads I mean ... is prepared. Refund Anticipation Loans (RALs) in general are bad – and paystub RALs are much worse. If you need money that bad take a cash advance from your credit card. It will probably be expensive [more...]

Date: 2009-01-09 10:00:00

The Credits Secrets Bible Can Help Your Credit Score

Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair ... published in 1994 and released as an EBook in 2006. The CPG has compiled dozens of credit repair [more...]

Date: 2009-01-11 14:35:09

Banks -- can't live with 'em, can't live without 'em

... That initial recapitalization was necessary. Without that government-financed capital, many more banks would have been insolvent, ... getting worse by the day, other assets, like commercial real estate and credit card loans, are going ... with the bad assets, once and for all. They need to be properly valued and they need to be isolated [more...]

Date: 2009-01-17 12:55:18

Jim’s Mailbox

Marty’s thought for 2009 "Doing more than is expected is what makes the difference between the exhilaration of achievement, ... my credit card if things get bad. Gold, what’s that? Don’t worry, Washington will fix it. Driving ... is where you need to be for the long term. Just use an Index Fund. Housing always goes [more...]

Date: 2008-12-31 19:15:09

Vista Print--Bad, Bad Company

This is my first time to be using my blog as a complaint forum, but I'm so mad that I have to blog about this ... with the products and went about my life as usual.Fast forward to my credit card statement a few months later ... that I'll see results and will most likely need to go through the hassle of canceling my credit card [more...]

Date: 2009-01-10 20:12:00

You Need a New Job!

If you are as unahppy in your job as I was in mine, then you should think about finding a new one ... is looking for a good gas credit card, here’s a review of the best gas credit cards and a place where ... by WaMu’s failure. Hope you don’t own any of those. Yesterday I covered money tips for a bad [more...]

Date: 2008-10-03 11:33:03

Camelbackdisplay For All We Needs

It’s a near wedding party of my sister. As her little brother, all I want to do is to help her preparing all the party might need ... if you had VISA credit card. ... . My sister will not be a singer I believe. She was bad for that. What is in my mind right [more...]

Date: 2008-11-24 04:26:07

What’s In My Bag

What’s In My Bag I was talking to Stacie and she said she wanted to do this challenge set forth by Iris at SCD and I thought it was funny ... wallet in a black suede purse, really bad idea) My cigarette case wallet, this has my ID and credit card and a few paper cash bills and let’s not forget my sushi club card! Gloves (I need to wash [more...]

Date: 2008-12-29 00:32:46

The Impact of Marriage and Divorce on Your Finances

We joined Costco. And I’ve only been there 5 times in 8 days! Thanks for all your suggestions; we knew exactly what to look for. Now I just need to get my True Earnings Credit Card for Costco and I’ll be all set. Also ... the proportional budgeting method. Marriage and Careers in a Bad Economy Lots of marriage money [more...]

Date: 2008-10-08 13:29:23

Malware? We don't need no stinking malware!

Friday, October 24, 2008 2:25 PM Written by Oliver Fisher"This site may harm your computer" ... kind and loves turtles. She isn't trying to start a botnet or steal credit card numbers. The bad news ... You may have seen those words in Google search results — but what do they mean? If you click [more...]

Date: 2008-10-24 21:25:00

I Can't Stop Shopping. Help Me!

Christ With Shopping Bags, Banksy Gala Darling – I Can’t Stop Shopping. Help Me! (mp3) Right-click to save, or click to play ... of stupid but hey! That bank gave me that credit card, right?! They wouldn’t have given ... like I need to go to rehab or something! I feel so bad because my boyfriend is so helpful and lends [more...]

Date: 2008-10-29 17:20:20

Personal Loans For People With Bad Credit

by Trinity Davidson If you need to send a child to college, remodel your house, ... loans in the amounts ranging from $3,000 to $250,000. They may require you to offer evidence ... to provide a copy of your drivers license and social security card. They will also want to see your W2 [more...]

Date: 2009-01-17 17:47:04

How to Understand Credit Report

How to Understand Credit Report posted on January 8th, 2009 Now that you have obtained your credit report, ... the company name is a description of the type of account (such as student loans, credit card or line ... the first thing you need to do is read through it and understand what it all means. Don’t feel bad [more...]

Date: 2009-01-08 08:35:23

All About Emergency Funds

The news is full of heartbreaking stories about people losing their homes, going bankrupt and facing financial ruin ... a lot of money, having an emergency fund is a lifesaver. While you can use a credit card ... se, but rather a fund that you can pull from when things get bad. You don’t need to have $10k socked away [more...]

Date: 2008-09-03 13:10:11

Great Option for a Business Cash Advance

Needing additional capital for your business? Well, I have found another site wherein you can avail of an Unsecured Small Business Loans to help fund ... months, you have accepted credit cards as a payment option, and that your business transacts at least ... . This is an advantage they offer compared to bad credit business loans which usually takes [more...]

Date: 2008-08-31 03:53:00

Malware? We don't need no stinking malware!

Friday, October 24, 2008 at 2:47 PM (Cross-posted from the Google Online Security Blog.) ... credit card numbers. The bad news is that her website or the server that it runs on probably ... "This site may harm your computer"You may have seen those words in Google search results — [more...]

Date: 2008-10-24 21:47:00

Outrage & Moral Indignation Addiction

Am I the only one who would like to take a break from outrage and moral indignation? ... knowing they couldn’t afford to pay them and effectively crashed the economy. Ditto credit card ... Yes, there is injustice in the world. True, George W. Bush is a bad mother-bleeper who needs [more...]

Date: 2008-11-18 17:14:35

What You Need in E-commerce Hosting

E-commerce is a term that has become synonymous with online business as millions of people are opening up their own storefronts on the Internet ... as online shoppers are concerned about the protection of their credit card details.  With tight ... .  It also wouldn’t be a bad ideal to find a host that offers support through live chat, support ticket [more...]

Date: 2008-10-30 18:01:54

Best Way to Get Cash That Easy

Find your financial solution at Perfectcashadvance.com, if you are in bad financial situation now, in Perfectcashadvance ... only at Perfectcashadvance.com. Someday we are in bad financial position, where we need money to do/ to buy something, but we don’t have enough cash money. If you dont have any credit card [more...]

Date: 2009-01-08 01:40:47

How Wall Street’s Meltdown Helps Main Street’s Housing

Just for fun, let’s imagine a possible silver lining to the complete melt down on Wall Street ... to extend car loans, credit card debt, retail debt and so on.  But this may not be all bad ... are up and his long commute is killing them.  They need to buy a different car.  “But no one is lending money [more...]

Date: 2008-09-19 13:00:15

Search Term "Tiffany replica" on top 10 Tiffany replica websites listed in google, Simple comparison was done to find out the best replica of all.

This article is for people who wants to buy Tiffany products online. It is pertinent that they are purchasing from a reliable source ... your credit card number or personal information. Online frauds are very common nowadays and one needs to know how to identify the good from the bad. Objective: To compare and see what is good and bad [more...]

Date: 2009-01-17 19:47:59

Finance Your Restaurant Business With Someone Else’s Credit Card

If you’re in the restaurant business, you probably not need me to tell you how it can be difficult financially. If you are building the reputation of your institution, money is often tight and a bad night may not mean a profitable week. As with cash flow - well, cash flows certainly [more...]

Date: 2008-12-24 03:49:40

A Bad Week in Ardwulfsville

Over the weeekend, I had my credit card number stolen and some bogus charges made to it. Called the bank immediately and was told that I would need to come in to the branch to sign the paperwork the next day. The customer service rep could not tell me which of the two card numbers [more...]

Date: 2009-01-08 22:00:53

2008 Goals Review and Preparing for the New Year

One year ago, I listed my goals for 2008. Here’s a review of my list from last year. Pay off all Credit card debt - Failed! ... in my primary checking account, which helps make budgeting easier and can serve as an emergency fund if needed. Earn $20,000 (gross) from side businesses - Not bad. I didn’t make it to $20,000 [more...]

Date: 2009-01-06 22:33:00

How to Replace Bad Financial Habits With Good Ones

This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion ... full of things we don’t need, bills we can’t pay, and low balances in our checking and savings accounts ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking [more...]

Date: 2009-01-14 13:00:09

Question……..need comments!

INVENTORY QUESTION I have been in SL for over a year and I am very bad about cleaning up my inventory; however, ... have any idea and how about “how much do you have in your inventory”?  Sort of sounds like the credit card commercial wanting to know what is in your wallet?  Anyone care to comment?????? Loxley [more...]

Date: 2008-11-13 02:56:35

Is Making 100K in One Day Selling Real Estate Guru Product Bad for Business?

That depends. Who is the speaker? What is the product? Was it done in a pitch-fest? ... about their beautiful spouse and kids or need to see pictures of them in front of their 60K car? “Selling ... ! (But first they “qualify you” by checking to see how much money you have on your credit cards!) YIKES [more...]

Date: 2008-10-14 20:58:43

CashAdvance Nightmare!

Dont get yourself in the cash advance hole everyone needs loans but dont do what some friends of mine did ... then when things get bad cant pay the mortage you gotta move payday loans will not lend you the money you need ... of them to pay your bills your just going to get in debt 10 times faster then credit cards. My advice [more...]

Date: 2008-12-13 03:31:30

Samsung F480T now on Telstra: Who needs a standalone camera?

The Samsung F480T may have already launched in other parts of the world, but it’s now landed in Australia on Telstra, so good news for all the Australian touchscreen fans. The sleek credit card size of the F480T will be part of Telstra’s Next G range and has a speed rating of 7.2Mbps, which can’t be bad [more...]

Date: 2008-11-18 16:06:13

Profiting from Payday Loans in 2009

On an otherwise normal evening in 1964, a woman known as “Miss Witness” received a disturbing telephone call from alleged loan shark Frank Sacco ... . Prices are still crashing - currently sitting about 35% below a year earlier. Credit is nearly frozen. Banks and credit card companies alike are buckling down and leaving very little money free [more...]

Date: 2009-01-16 19:38:12

What Would You Do If Your Power Went Out For 3 Weeks?

Back in December, residents of a few Massachusetts towns went without electricity for weeks because of an ice storm and the ineptitude of a local ... and this is what I have so far. Cash - We do keep cash on hand in the house in case the ATM’s or credit card machines ... or flashlights. No more refrigeration or freezers, so cold food goes bad. No [more...]

Date: 2009-01-15 14:00:45

On Losing…Stuff

It’s seems as though I lost a day, somewhere. I forgot to wish JDawg’s mom a happy birthday and I forgot to mention the winner of the contest I ... me tell you. But, I’ve recovered my temporary spending insanity, have a credit card coming in the mail (first one in five years - let’s play the rebuild our credit game!), and have a couple-few hundred [more...]

Date: 2009-01-17 06:34:55

Guilty By Association

Many years ago, I used to run my sites out of an office building in an industrial part of Richmond. There were two other tenants in the building ... of association. The commentators asked me how many people I know who never run a Credit Card balance ... between good debt and bad debt. I don’t hang around people who are financially irresponsible [more...]

Date: 2009-01-04 23:45:11

Making a list, checking it twice…

Ah, I do love making resolutions. I generally revise them on a monthly basis – goals are good! – but here's a snippet of what I'm plotting for 2009 ... some more friends who enjoy playing board games. 7. Part ways with the credit card, for good. Learn to love ... more, hold doors open for people more, offer up my seat on the subway more, make funny [more...]

Date: 2009-01-02 14:26:51

One Sad Turtle

When I walked into Chez Oskar for a date with a librarian I was expecting an interesting evening that may or may not go somewhere. I have often been told my expectations are too high.    I take full responsibility for the evening. I met him on Craig’s List, where I swear, from now on I will only shop for sofas and kitchen appliances, not men [more...]

Date: 2009-01-18 00:36:04

Suze Orman’s Free Book - Fixing Your Finances in 2009

Barack Obama’s speech warning of devastating unemployment levels and a lengthy recession was no surprise to most Americans ... . Debt consolidators are often a very bad deal. The National Foundation for Credit Counseling ... into the history behind the economic downturn, the book has 7 main sections: Credit Retirement Investing Saving [more...]

Date: 2009-01-09 13:29:00

Markets won't Bottom until Banks Stabilize

It should be obvious to most investors that until the financial sector stabilizes and starts to post a meaningful rally, ... in other segments of credit, including revolving credit card and auto loans and now deteriorating ... . As I stated a few days ago, the market will probably not bottom until we see a combination of bad assets [more...]

Date: 2009-01-16 14:12:44

Toxic Waste Dump- Dumped on us…

January 16, 2009Taxpayers Vs Shareholders We’ll be paying good maney for thisOn this one, Tyler is stuffed either way ... here for summary). Total admitted loan losses by US and European banks have now reached a staggering ... dining rooms senior management are gagging at the stink.Hence the latest plan - the so-called Bad [more...]

Date: 2009-01-16 12:24:00

Mid Day Sex Store Surrealism

So I’m off to Boston this weekend to see Evan and go to a Science Fiction convention. Why yes, I am a geek, why do you ask? ... outfits, and sign people up to give blood. (there’s a mobile blood bank outside of the con) The idea ... as well get people to donate blood.Anyway, in my hurried packing, I could not find my nurse outfit [more...]

Date: 2009-01-16 23:47:29

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00

Friday: “You MUST pay the rent!” “But I CAN’T pay the rent.”

Suburban Guerrilla has this visual depiction of the consequences of Simon LeGree’s wage policies over the past 4 decades ... through some liquid assets in order to get back on my feet before I saddled myself with credit card debt and I still think this was the right decision.  I only charge hotels and flights on my credit [more...]

Date: 2009-01-09 12:57:58

Is It Better To Have A Mastercard?

by Will Smith In these current times despite a poor credit history it is still feasible for someone to get a credit card from the mass that ... to respect if you are seeking a bad credit, charge card. Of course, the Internet is the fastest ... currently flood the market. The primary two credit card suppliers normally best to approach first [more...]

Date: 2009-01-16 18:28:18

Why Are My Credit Cards Being Canceled?

In today’s economy, credit card companies are changing interest rates at whim (at least until the new credit card laws go into effect…in July 2010 ... . And this could ding your credit score a little bit, which is not something you really want to happen ... by following this simple tip - it helps your credit score and it lets you keep all your available cr [more...]

Date: 2009-01-07 16:59:00

Behind on the posting

On January 12th me and Jolynn hit 6 months of being a couple. It is very exciting to be in a great relasonship ... and the 1 bill I left her I am now stuck with paying. The bad thing with it all is that it was a credit ... out of my comfort bubble and do some things I would just say no, no it is to hard or there is to much bad [more...]

Date: 2009-01-18 04:47:11

Free Downloadable Suze Orman Book from Oprah

Here’s a quick reminder that Suze Orman will be on The Oprah Winfrey Show this afternoon to discuss jumpstarting your personal finances in 2009 ... within your means, rather than running up credit card and HELOC debt leaves you better able ... to topics like credit, retirement investing, spending, real estate, and “protecting yourself” [more...]

Date: 2009-01-08 17:53:44

ROUNDUP: Can’t stop talking about the crisis

Sometimes, I wonder when the global financial crunch will no longer be in the headlines…or when a day will pass when we won’t talk about it…or when ... , whether a medical insurance or health card from an HMO. While you keep pouring your juice ... , UITFs and mutual funds, check out this article. Yes, there’s good debt and bad debt and it’ [more...]

Date: 2009-01-17 13:29:37

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