The Rest Of Your Freakin’ Life

Friday, 2:39pm Reno, NV “Hey, you bastards, I’m still here!” Steve McQueen as Papillon, floating away to freedom… Howdy… Two things today: 1. I want to thank, again, everyone who sent prayers, good vibes, and thoughtful notes to us. It’s been a stressful time, but if you’ve been following me on Twitter (www.twitter.com/johncarlton007) [more...]

Date: 2009-01-02 23:24:57

Blog posts (589) | Videos (142)
 

Do New Year Resolutions Work? Parents? Kids? Teens?

There’s nothing more silly to me than reading TEEN resolutions that ADULTS have written…I mean, c’mon, folks, let’s resolve to get real, shall we? ... for raising teens (see Anthony Wolf’s hilarious article in Canada’s Globe and Mail and GeekDads gaming ... to the mall?” (at left) a parenthood rite of passage. (Flickr credit: Jill Doughtie) Some of my [more...]

Date: 2009-01-09 09:33:21

From Baku to Russian-Occupied Georgia

“Russia can have at its borders only enemies or vassals.” – George F. Kennan, United States Ambassador to the Soviet Union “You must draw a white-hot iron over this Georgian land!…You will have to break the wings of this Georgia! Let the blood of the petit bourgeois flow until they give up all their resistance! Impale them! Tear them apart! [more...]

Date: 2008-09-10 08:22:34

Wall Street bailout: Congress 'must move'

by Mark Silva With leaders of both Democratic and Republican House ranks blaming each other for the initial failure of a $700-billion federal ... if the government does not act to unlock financial markets frozen by bad mortgage debt threatening a credit crunch at every level of the economy, threatening everything from home loans to car loans [more...]

Date: 2008-09-29 21:35:44

MS Office Passwords and Password Recovery Programs

By Albert McZeallyAll of us want to protect ourselves. At home we have fire alarms, sprinklers and burglar alarms to keep our families safe ... for something untoward. Anyone who keeps financial information such as credit card or bank account numbers ... that you forgot the password. Although writing down your passwords seem like a bad idea, if you are [more...]

Date: 2009-01-06 22:04:00

The Past Is History

It’s Friday desk clearing time for this blogger. “Since she put her Norfolk rental home on the market four months ago, ... against their home equity through subprime loans will find it virtually impossible to refinance ... , now their loans are adjusted and they can’t make the payments,’ said Daniel Murphy, owner of Seaside Mortgage Co [more...]

Date: 2008-10-10 20:55:09

The Challenge Is Prices Got Stupid

The Daily Astorian reports from Oregon. “An increasing number of homeowners in Clatsop County are falling behind on their mortgage payments and ... Joe Schulte, VP of Compass Community Bank in Seaside, said subprime loan programs were available ... as the loan criteria change each day. ‘Loan officers have to be ahead of the curve,’ he said. ‘There’ [more...]

Date: 2008-10-07 17:26:52

Emerging Market Trends Report Bearish On Real Estate

Emergingtrends2009 After reading most financial reports put out by think tanks over the past few years they tended to temper bad news with some ... was that leverage is gone from real estate for a while, cash is king. If you are selling to buyers that have cash you should do okay. And I am not talking all cash deals, it is more so good credit and [more...]

Date: 2008-10-22 14:09:48

Bailout Nation: "If we bail out Detroit, where do we stop?"

The unprecedented government takeover of Fannie Mae and Freddie Mac has ushered in a new era of government intervention in corporate ... is a bad credit risk -- the corporate equivalent of a subprime borrower looking for a huge mortgage ... billion in low-interest loans, the L.A. Times reports. There are also whispers on Wall Street [more...]

Date: 2008-09-11 00:30:25

2008 Year in Review - A Look Back (1 of 3)

What follows are excerpts of posts from 2008. It was a busy year.George Bush and Karl Rove were masters of politics and the two stooges of policy, a frightening reminder that voters can be easier to seduce than reality.-----------Why not build the Escher Expressway – build all roads to slope downhill as a means to improve gas mileage? [more...]

Date: 2009-01-02 07:53:00

FALLING PRICES ARE NOT DEFLATION BUT THE ANTIDOTE TO DEFLATION

This is the first in a series of articles that seeks to provide the intelligent layman with sufficient knowledge of sound economic theory to enable ... article of The New York Times of last November 1 provides a typical example of this confusion. It declares: As dozens of countries slip deeper into financial distress, a new threat may be gathering [more...]

Date: 2009-01-10 01:22:19

Marrying Debt

Most people get married without having done a forensic financial investigation into their partner’s life. Passion can be distracting ... good or bad your buddy is with money. I am often surprised at how willing some partners ... s crappy credit history could come into play when it comes time to start fulfilling some of your dreams [more...]

Date: 2009-01-08 15:18:50

Blood Lines by Mel Odom

It is time to play a Wild Card!Every now and then, a book that I have chosen to read is going to pop up as a FIRST Wild Card Tour ... Odomis a best-selling author with many published works to his credit. Mel has been inducted ... down a really nasty man who tried to kill a marine and his wife during a car-jacking. When things [more...]

Date: 2009-01-06 13:00:00

Party Favors: Hail! Hail! Chuck Berry

BAHAMA — Why would any sane person be standing in front of an outdoor stage as Tropical Storm Hanna takes aim on their town? Two words: Chuck Berry. Add a third: Free! In order to celebrate another overpriced and unnecessary convention center in America, the city of Raleigh barricaded off the downtown area [more...]

Date: 2008-09-23 07:54:35

What Not To Build

I get to play a government scientist on the internet. As a result, a large part of my work involves being exposed to new and interesting technologies, whether they are the latest military simulators, academic papers delivered at scientific conferences, or product proposals being promoted by aspiring developers [more...]

Date: 2009-01-04 19:18:00

Refinancing Auto Loan: The Right And The Wrong Way!

by Asem Eltaher When you look at refinancing auto loan, it does not look like a bad or an unusual thing. There are over a thousand people who prefer to do this each year. Why is it so great? Yet, why are some people shocked at some of the things that they find out about refinancing auto loan? Well, just as there are pros to everything, there are some cons as well. So, keep on reading to discover the whole truth. [more...]

Date: 2009-09-29 08:18:09

Bailout Binge: Zombie Edition

You know, Keyser has been ruminating a bit recently about the implications of printing ungodly sums of money to bailout people and companies that made bad decisions in the past and would go into bankruptcy if they didn't get bailed ... , and the only problem is this "credit crunch." So give them a few hundred billion dollars (in return [more...]

Date: 2009-01-17 18:22:00

In Memoriam - 2008

My friend Joel called me on Christmas Day to inform me of the passing of Eartha Kitt (more on her below). Shortly before New Year's Eve, I began compiling a list of notable and not so notable celebrities who slipped the mortal bonds of Earth during this past year.Here's what I came up with:Johnny Grant - the unofficial Mayor of Hollywood [more...]

Date: 2009-01-02 15:18:00

Friday in the Schoolteacher Archives

I’m snarled up in the middle of a book project this week, but in the course of going through some old papers I stumbled across this piece. It occurred to me that you might enjoy this story of the cartooning class, from my early days of teaching. It originally appeared in a  ‘zine called Caravan I worked on with our own Brandon Hanvey and some [more...]

Date: 2008-09-26 14:30:45

Let the games begin!

US President George W. Bush has finally done what really needed to be done - he has approved a partial emergency loan program for the US auto industry, amounting to some $17.4 billion US in loan guarantees to General Motors and Chrysler. At the moment Ford says it doesn't need such assistance, but it has asked for a line of credit in case [more...]

Date: 2008-12-21 16:25:15

The UAW, the Detroit Bailout, and Related Sourcing Issues

A top-down command-and-control structure leads to power grabbing, not power sharing. It prevents people from seeing the bigger picture as groups defend their turfs and fight off change at all costs. This sounds like Detroit, and until Detroit develops and implements a customer-driven strategy with a culture of success before self-interest, [more...]

Date: 2008-12-19 10:55:15

Six Simple Steps to Avoid Credit Problems in a Bad Economy

The New York Times ran a story today that says the next consumer crisis is credit cards — a sobering fact in a nation that has racked up massive amounts of credit card debt. Unfortunately, when times get hard, many people turn to credit cards ... this myself, buying things on credit when I had no other way to pay for them. I’m not talking about [more...]

Date: 2008-10-29 23:20:31

I Will Need This Soon

I don't if at my age of eighteen, I'm now eligible for a Personal Loans but as of now I don't need it yet because I still leave with my parents ... & Secure.So I think it worth a try, right? They also offer Loans for People with Bad Credit, so if you're ... , the site promise the following: No Upfront Fee’s, 100% Approval Guarantee, Unsecured [more...]

Date: 2008-10-10 17:10:00

Broke & Stupid?

Are you broke? Seriously?  Be honest!!! If you missed one paycheck–would you be crippled financially?  How about if you missed two? ... of us are in debt up to our eyeballs…are you… Upside down in a car (owe more on it than it is actually worth?) Sitting on financed furniture? Making minimum payments on credit cards & telling yourself that you’ll [more...]

Date: 2008-10-01 11:26:36

Combating Abuse: A Model That Works

Abuse, especially of children, continues to be the elephant in the Orthodox room. The news stories won’t go away. The cynicism won’t go away ... , raises the funds, and answers the cell phone at midnight when a call comes in from the LAPD sex ... it with one of successful partnership. A huge amount of credit goes to Debbie Fox, a licensed clinical [more...]

Date: 2009-01-09 21:24:36

Muslim denial or be a complete moron. I am not even sure it is possible to disabuse these imbeciles of their contradictory notions but let me try by considering each of the falsehoods numbered above: Israel left Gaza more than 3 years ago. There is no occupation, brutal or otherwise [more...]

Date: 2009-01-03 01:09:15

Lessons Learned From Losing a Quarter Million Dollars

About the author: This guest article is presented by Debtkid, who recently begun working part-time for LendingClub ... that day, I made over $15,000 in a few hours with my laptop. I was 22 years old. Too bad I was already ... first with stocks, then options, then currencies. I gained access to capital from credit cards, personal [more...]

Date: 2008-11-26 12:30:53

GOP Convention open thread

UPDATE: McCain's remarks are below the fold. OK. Go at it. McCain's vanity video is on now. Earlier, John McCain's infamous toady and Baghdad rug shopping partner, South Carolina's Sen. Lindsey "I bought five rugs for five bucks" Graham, went into attack pooch mode to accuse Barack Obama of saying the surge had no effect and he wants to lose in [more...]

Date: 2008-09-05 03:58:52

Making Work for Ourselves (Part Two)

In part one, I imagined a scenario where one hundred people, selected at random, are stranded on a desert island ... to them. In fact, only forty need to work to satisfy the needs of the whole population. So how would ... , in their capabilities, in their generosity and so forth. There may, arguably, be different degrees of need [more...]

Date: 2009-01-17 15:58:44

Get Money Quickly With Online Payday Advances

by Rose Martin Payday advances have helped millions of people get the cash that they need in a small amount of time. When people are looking to get something in a hurry, the typically tend to turn to the internet. Especially if you need money in a rush, you should make sure that you get online to get an advance first. Here are the ways that you too can benefit from a payday advance. The money that you get from a loan company needs to be paid within about two week’s time. [more...]

Date: 2009-09-29 20:53:06

savings accounts in problem banks. Gen X Finance asks if you got suckered into a fake gas price hike from hurricane Ike ... Posts:A Credit Card Survey, Passive Income, Car Payments @ The Carnival Money Articles To Make ... 29. Rich Credit Debt Loan suggests ways to undo the results of financial trauma. Money Ning [more...]

Date: 2008-09-16 16:36:41

Eagle Eye

(Caution - Possible spoiler alert!) It’s ten o’clock at night and I’m leaving the movie theater with my friend Mike ... d ya think?” I ask Mike as we walk towards my car. “Great movie,” Mike replies. “Awesome.” “ ... ’s case, however, is poor. “Let’s not argue about it,” I say, opening my car door. “You can never [more...]

Date: 2008-10-07 02:48:03

My Resignation

I have to leave my recent company which I have worked with for almost 4 years & 8 months (April 04 - Dec 08) due to some unavoidable reasons ... of things need to be taken into account:1. Cash Flow Issue: daily expenditure, car loan, PTPTN loan, credit card debts & etc2. Economy Crisis : during global economy down time, most companies are recently [more...]

Date: 2009-01-15 10:00:00

12 Steps to Short-Circuit the Fundraising Marathon

Fundraising always demands patience and grit, but passing the hat in the current environment will test your founder’s mettle unlike any time in ... to work, now have grown skittish over the frozen credit markets and are knotting their purse strings instead. If you’re looking for financing, be prepared to work very, very hard for it. This is true [more...]

Date: 2008-10-12 16:00:09

Review: Nothing But the Truth

Before Jonathan Demme became a world-renowned filmmaker, he was a film critic working for a small newspaper ... in 1974: a not-bad women-in-prison flick called Caged Heat that features catfights, gratuitous nudity, and a score from Velvet Underground founder John Cale. Demme followed this up with two [more...]

Date: 2008-12-18 04:24:09

- All I can say is WOW!

Look what I found in my inbox today! WOW!! In our meetings at the end of 2008 we had a discussion on the second coming. I took part in a lesson in Relief Society. In that lesson we talked about many things, one of which was that we are waiting for the prophecies of Joel to be fulfilled wherein the sun would be darkened and the moon turned to [more...]

Date: 2009-01-06 20:15:00

Gates of Vienna News Feed 8/27/2008

The news feed is outgrowing its format. Readers have been inspired by it to send in more tips, so that tonight there are more than fifty articles here. I can’t create headline links for all of them; otherwise the top part of the post would be too long, So, if you want to read all the news that’s fit to post, click “read further” and keep scrolling [more...]

Date: 2008-08-27 22:17:59

FHA chatter; News from MERS, Wells, Flagstar; Home price index not as bad as feared

  As my grandfather used to say, “If you find yourself in a hole, the first thing to do is stop digging.”* Apparently the folks at Sunwest Bank , out of Tustin, CA, felt the same way. Clients received a letter saying, “I regret to inform you that as of October 2, 2009, Sunwest Bank will be suspending its mortgage banking operations. [more...]

Date: 2009-09-29 19:04:07

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Bailouts are supposed to help us - (heh!) why not cut out the middlemen (and their slices)?

I look at all of the billions (now trillions) of dollars being spent by our government supposedly to save us economically ... ) - this has to be one of the biggest give aways in history. Politicians heeding the call for limited government and limited spending ... that the bankrupt keep borrowing even more to give to others that have proven to be bad financ [more...]

Date: 2008-12-03 01:31:34

Grab Life By the Disco Balls and Dance

This is my one and only life, and its a great and terrible and short and endless thing, and none of us come out of it alive. – Holly – P.S. I Love You The above movie is one of the most profound I have ever seen I think. It is one of those movies that teaches and inspires you as much as it entertains you. From the opening seen when Holly and Gerry are fighting I recognized that this Holly chick and I have a lot in common. [more...]

Date: 2009-09-29 16:52:47

DrumBeat: October 11, 2008

GPS could save airlines billions in fuel costs CHICAGO - A World War II-era air traffic network that often forces planes to take longer, ... expensive — still makes sense because the cost of driving is almost as bad and driving takes longer ... crisis is not just some kind of bad dream, but the new reality. With globalization, it is clear [more...]

Date: 2008-10-11 13:14:59

Bail Me, Stimulate Me

In a week that signaled much worse is coming, perhaps the more dismal indication on the financial front was that Democrats finally had a chance to ... the kind of behavior that got us here: more bad loans to the wrong people won't en our crisis; they make ... . If that sounds bad, it shouldn't; this week's debate on TARP had essentially the same contours [more...]

Date: 2009-01-16 20:24:10

People Who Were Well Off Are Feeling Nervous

The Princeton Packet reports from New Jersey. “Mercer County’s more affluent communities, including Princeton and West Windsor, have experienced an increase in foreclosure notices during the past year, according to an analysis by The Packet. Both towns have seen a tripling of initial notifications of foreclosure proceedings, year over year [more...]

Date: 2008-09-01 15:41:01

The Bailout Busts - What’s Next for Americans

Lord, have mercy. I look at the news in the morning and am shocked & appalled only to receive some fresh, ... in their largest one-day point drop ever. Credit markets, whose turmoil helped feed the stock market’s angst, froze up further amid the growing belief that the country is headed into a spreading credit [more...]

Date: 2008-09-29 23:41:12

Compounding Error: Your Tax Dollars At Work

As we hunker down in the Whiskey Bar and await the hyperinflationary doom that is bound to come, ... for what? Unpayable debt on tract housing pods, car dependence and cheap doodads from the Far East? It’ ... disappear…they get stored up and unleashed all at once later. Our tendency toward bad decisions manifests [more...]

Date: 2009-01-06 22:41:18

Devise your own Credit Repair Plan

by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... . You will be particularly concerned with credit cards and perhaps small loans. List the cards with highest ... income. This is the amount of your salary that goes for necessities such as mortgage, car loans [more...]

Date: 2009-01-14 23:53:58

Stuff is Not Salvation

In the slumping economy, I have been asking myself this question "What do I need to be happy?"  I have plenty of clothes ( ... , and maybe we may just find true happiness is not something that can be bought with a credit card ... - Good or Bad Shopping - Good or Bad What passes for the holiday season began before dawn [more...]

Date: 2009-01-03 23:39:18

Reduce Your Interest Rate With A Credit Card Debt Consolidation Loan

Amazon.de Widgets Credit Card Debt Consolidation Loans are the perfect solution to manage credit card debts properly. These loans will not only provide a manageable single loan but will reduce greatly the amount you repay each month because of the lower interest rates often applied to loans.It is without a shadow of a doubt that most people would like to reduce their debt burden to as small an amount as possible. [more...]

Date: 2009-09-29 11:54:49

One Sad Turtle

When I walked into Chez Oskar for a date with a librarian I was expecting an interesting evening that may or may not go somewhere. I have often been told my expectations are too high.    I take full responsibility for the evening. I met him on Craig’s List, where I swear, from now on I will only shop for sofas and kitchen appliances, not men [more...]

Date: 2009-01-18 00:36:04

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