Deals of the Day: Goldman Recommends Fannie Mae Bonds

Deals of the Day, compiled by Stephen Grocer and Heidi N ... , bankruptcies, financing and private equity. You can bookmark Deal Journal for easy visiting throughout ... billion rescue package for the nation’s imperiled auto industry Wednesday night, but the emergency [more...]

Date: 2008-12-11 13:33:58

Blog posts (149) | Videos (80)
 

The Winners From the Year That Was

Jamie Dimon and Ken Lewis: Wall Street desperately needed a hero in 2008 ... , risks and questions abound. How hard will both banks be hit by the coming credit-card storm ... by hostile offers–ones that often failed. InBev’s hostile offer for Anheuser-Busch was an exception [more...]

Date: 2008-12-31 13:33:00

Role Of The Hardship Letter In A Short Sale

The Hardship Letter What happened? Seriously what happened? When you took the loan out everything was great. You were making money, your credit was good and by all accounts you appeared financially sound ... being repossessed by foreclosure? Ok, then tell us what happened. We hear this all of the time [more...]

Date: 2008-12-24 05:56:33

Mortgage rates slide under 5%

Rates on 30-year fixed-rate loans fell across the country for the week ended Thursday to an average of 4 ... Altman, a partner with WestCal Mortgage Corp. in Orange, said homebuyers with good credit and a 20% down ... .96%, the lowest in at least 38 years, says mortgage giant Freddie Mac. It began tracking rates [more...]

Date: 2009-01-15 22:02:07

Practical Tips on Getting a Bad Credit Mortgage

Getting a mortgage with bad credit is possible but you need to be extra careful in choosing a lender ... . You need to be prepared to pay higher fees than your good credit counterparts. You also need to do a lot more due diligence before you sign on the bottom line. Just because you need a ... [more...]

Date: 2009-01-17 20:30:15

Let's Hope We Don't Have To Go Back To Trading Wampum For Roadkill

When I was a kid, fast food chains weren't as pervasive as they are now ... when I was a kid: no credit cards. Actually Diners Club started around the time I was born but even ... as I know. I was repulsed by the idea of credit cards the same way I was repulsed by the idea [more...]

Date: 2008-12-02 15:00:00

Some Little Real Estate Empires Are Crumbling

A report from the Oregonian. “Southeast Francesca Lane cuts up and around a hillside to reveal the boom-time promise of Happy Valley circa 2006 ... . Staring at a loan far higher than the home’s value, the Andersons faced losing the home to the bank [more...]

Date: 2008-12-08 20:46:33

Anything That Could Go Wrong Did Go Wrong

The Gazette Times reports from Oregon. “After a months-long struggle to move through the city’s planning department and overcome objections by ... of the $27.8 million in cash it owed to clients. The company said its problems are a result of loans [more...]

Date: 2008-12-29 17:24:14

THE FINTAG NEWSLETTER @ 16 January 2009

FINTAG COMMENT Stormy weather. So all you bears out there were getting worried that things were starting to turn and little green shoots were appearing? Well if you had read Billy Liar you would understand that old fashioned liars cannot learn new tricks [more...]

Date: 2009-01-16 05:03:29

Mortgage Loans For People With Bad Credit

So you would like to buy a new home, or re-structure the loan on your current one ... that think they need mortgage loans for bad credit, but they actually don’t. Here is some of the criteria ... 620. If it’s higher than that, you probably won’t need to get a bad credit mortgage at all. However [more...]

Date: 2009-01-09 22:28:18

Refinance Fees You Need to Avoid

If you are in the process of shopping for a home loan there are a number of Refinance Fees you need to avoid if you don’t want to ... paying too much for your next mortgage loan. Refinance Fees When refinancing your home mortgage loan ... an eye out for when refinancing. At the top of this list is the so called “rate lock fee.” Lenders [more...]

Date: 2009-01-11 20:49:27

Car Loans

Like all sophisticates, ... a great job of detailing how the car loan business looked amidst the general credit madness: Here’ ... the financing, often because they advertise lower rates than banks. That’s when the scam starts. Many car [more...]

Date: 2008-12-22 18:56:16

Desperation Has An Ugly Face

It’s Friday desk clearing time for this blogger. “A lot has happened since 2004 — in the housing market and in the lives of everyone associated with ... Connor, chair of the Home Builders Association of Northern California.” “A moritorium [more...]

Date: 2008-12-05 19:49:04

OIL PRICES TUMBLE below forty dollars. Just a few months ago, people were projecting high prices in…

OIL PRICES TUMBLE below forty dollars. Just a few months ago, people were projecting high prices into the indefinite future ... a foreclosure property in Florida for my family. The lender, now dumping their REO properties, agreed to let it go for 52 cents on the dollar. With good credit scores (over 800) and providing full [more...]

Date: 2008-12-17 23:45:59

Getting help on Cash out Refinance Home Mortgage loan

Amazon.de Widgets When you need money for any purpose, one source from where you can get it is cash out from refinancing your home mortgage that you can work out with the agreement of the lender. When you get the lender’s approval on this idea, you can get additional money above and beyond the balance of your existing mortgage loan. [more...]

Date: 2009-09-29 12:42:28

01.16.09

01.16.09   The average FHA mortgage rate for a thirty-year home loan dropped below 5% this week ... home refinancing boom.    Today, the biggest obstacle for most borrowers is credit.  In many cases ... with good or bad credit can qualify for a FHA home loan that is fixed for thirty years.  The most [more...]

Date: 2009-01-16 16:08:39

Big Pricing Change for Reverse Mortgage

by Matt Vanrock The reverse mortgage industry is currently going through a big change. The powers that be (Fannie Mae) ... such that it should, because of its complexity, sift out some of the weak reverse mortgage loan officers. The strong loan officers will have a handle on how [more...]

Date: 2009-01-16 08:43:26

Can We Stop Falling House Values? An Op Ed piece by the NAHB

This is excerpts from an op ed piece written by Steve Hodgkins ... mortgage lending boom send housing prices way too high because credit was too easy?   Or did housing prices fall because those loans went bad?   Or both? Falling values have decimated the single-family [more...]

Date: 2008-12-09 15:32:05

Hoarders and Destroyers

Just when you thought it was all baked into the cake...whammo! Another pie to the face. Get ready for more pies ... by as much as 30% during the day, before closing down "just" 18%. If this leaves a bad taste in your mouth [more...]

Date: 2009-01-16 03:04:54

Good Debt vs. Bad Debt

by Michael Geoffrey Yes, there is such a thing as good debt ... . The money you spend is gone. * Credit card debt - Although credit cards can feasibly be used ... that are usually bought with them. The overwhelming majority of credit card purchases are things [more...]

Date: 2009-01-14 20:09:45

Why O.C. housing is so risky, bottoms in 2010

Economists at mortgage insurance PMI Group recently ranked Orange County as the 9th riskiest housing market among that nation’s 50 largest housing ... Bernardino unemployment rate is 9.1% up 3 full percentage points. That’s why it’s so bad. That’ [more...]

Date: 2009-01-17 08:02:17

Is It Actually Money Saving To Swap Mortgages To Try To Find A Lower Costing Mortgage?

Is It Actually Money Saving To Swap Mortgages To Try To Find A Lower Costing Mortgage? ... level of credit risk as when you took out the mortgage to begin with, or have you missed any ... With the mortgage interest rates dropping as they have done over recent months, there's likely [more...]

Date: 2009-01-16 10:15:05

Advantages of a Bad Credit Home Equity Loan

If you have bad credit, then you know how difficult it can be to find the money that you need at times ... possession of the property. How Equity Is Used for Loans When used for a bad credit home equity loan ... , you might want to consider looking into getting a bad credit home equity loan in order to help [more...]

Date: 2009-01-16 15:57:06

Getting Mortage - Some Tips

Getting a mortgage is never easy, but first-time buyers have it roughest of all ... you for a loan with a lower down payment. Many banks accept down payment as low as 5%. Lowering the down ... payment, but you must pay a fee equal to 3% of the loan –that’s $3,000 on a $100,000 mortgage. FHA [more...]

Date: 2009-01-14 14:52:33

Wall Street Breakfast: Must-Know News

Dems showcase stimulus package. House Democrats unveiled an unprecedented 5B stimulus plan yesterday, ... ; first-time home buyers between Jan. 1 and June 30 would get a ,500 tax credit; local school districts [more...]

Date: 2009-01-16 12:25:42

Wall Street Breakfast: Must-Know News

Dems showcase stimulus package. House Democrats unveiled an unprecedented 5B stimulus plan yesterday, ... ; first-time home buyers between Jan. 1 and June 30 would get a ,500 tax credit; local school districts [more...]

Date: 2009-01-17 16:07:28

Bad Credit Loan Shop

If you are looking for a way to find a loan online, Bad Credit Loan Shop is a resource center for people with less than perfect credit. Through site Badcreditloanshop.com they will help you for a bad credit auto loan, mortgage loan, or any type of personal loans for people with bad credit. BadCreditLoanShop.com is not a loan lender [more...]

Date: 2009-01-12 01:43:00

WSF Headline Roundup - 1/8/09 -  SEC Probes Pequot again; Wal-Mart warns; India's Enron; Frank: TARP aid for munis; Mtge rates < 5%; BOE cuts rates to lowest since 1694!; Intel warns; Lower '09 metals prices?; Other retailers warn; MGM Mirage to cut debt

SEC Reopens Probe of Trading at Pequot Wal-Mart’s Fourth-Quarter Earnings Will Miss Forecast $1bn fraud at India IT group Satyam Accounting Scandal ... in Bad Loans U.S. Banks Offer Mortgage Rates Below 5% as Fed Buys Securities BOE Cuts Rate to Lowest [more...]

Date: 2009-01-08 13:40:42

Credit Card Use and Your Credit Report

Credit cards have ballooned in popularity in the UK ... cards wisely and responsibly will not damage their credit report and in some cases, can show lenders ... to you, it may cause some lenders to be cautious, even though you haven’t used the credit. This can be damaging [more...]

Date: 2009-01-17 01:30:34

Bad Credit Financing For You

Are you trying to determine what bad credit finance options that are available to you? You need a new automobile, but you are unsure of who will finance it due to your bad credit? There is no need to be too concerned about financing if you have bad credit. There are several [more...]

Date: 2009-01-17 13:30:30

Wall Street Breakfast: Must-Know News

Dems showcase stimulus package. House Democrats unveiled an unprecedented $825B stimulus plan yesterday, ... ; first-time home buyers between Jan. 1 and June 30 would get a $7,500 tax credit; local school [more...]

Date: 2009-01-16 12:15:12

WHY WALL STREET ALWAYS BLOWS IT (and where the money went)

Atlantic Article Submitted by multiple readers, I read this as soon as my issue was delivered. It’s true ... all of us are to blame.by Henry Blodget WHY WALL STREET ALWAYS BLOWS ITImage credit: John RitterWell, we did [more...]

Date: 2009-01-14 15:31:41

New York Times starts catching up to iSteve

From the Sunday, 12/21/08 New York Times:White House Philosophy Stoked Mortgage Bonfire By JO BECKER, ... . There are plenty of culprits, like lenders who peddled easy credit, consumers who took on mortgages they could [more...]

Date: 2008-12-21 04:53:00

Will student loans affect my mortgage applicaton?

How do student loans affect a mortgage applicaton? Linda R. from Ohio asked: I have $80,000 in several student loans, but since I consolidated all my student loans, the monthly payment is approximately $400. Other than this student loan, I’m debt free [more...]

Date: 2009-01-09 04:43:38

'Islamic Finance' Spreads to U.S. Heartland

DETROIT: Big financial institutions have been battered by mortgages gone bad ... , credit default swaps and the like. "When you look at the economic crisis we're in, if you were to follow [more...]

Date: 2009-01-15 13:23:00

Islamic finance in Michigan: "When you look at the economic crisis we're in, if you were to follow Islamic or Sharia financing, you couldn't have this crisis"

And if cars didn't exist, you never would have had that fender-bender that made you late for work ... . Are Western economic systems perfect? Clearly, they are not. But the bottom line is this: Bad things [more...]

Date: 2009-01-14 05:01:00

Posts about Real Estate Market Reports as of January 15, 2009

International Forecaster January 2009 (#4) - Gold, Silver, Economy + More - revolutionradio ... 01/15/2009 During the last boom Calgary was one of the hottest markets in Canada.  Combining a global [more...]

Date: 2009-01-15 14:24:12

How Do Home Equity Loans Work as Second Mortgages?

Writer Dan Ackman notes in an article at www.forbes ... is lower rate than credit cards and auto loans ... of credit (HELOC) or a home equity loan. An HELC works much like a credit card. It’s a revolving [more...]

Date: 2009-01-16 21:17:18

Personal Finance Blog Posts for this Week

Personal Finance Blog Posts for this Week Personal Financial Blog Articles of the Week Carnival of Financial Planning - January 10  2009 Edition Welcome to the January 10, 2009 edition of the Carnival of Financial Planning. The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families [more...]

Date: 2009-01-10 23:35:37

8 Rules For Borrowing Money From Friends And Family

With the economy in pits and job losses mounting (December is expected to be another horrible month) ... treatment or fixing the family car so you can drive [more...]

Date: 2009-01-08 22:08:05

Can You Still Retire After 2008’s Losses?

2008 was a BAD year for retirement funds. Aside from the fact that it was a bad year for pretty much anything financial, retirement funds in particular are suffering for some non-financial reasons [more...]

Date: 2009-01-09 12:48:26

Avoid Bad Credit - Discover How To Avoid Bad Credit

Avoid Bad Credit - Discover How To Avoid Bad Credit January 16th, 2009 Subscribe To Our Feed For more tips about bad credit debt consolidation and debt consolidation options go to credit secrets bible review. When you’re looking for a way to avoid bad [more...]

Date: 2009-01-16 21:07:17

MORTGAGES HOME EQUITY LOANS REFINANCE RATES HOME LOANS CREDIT CARDS WE CATER ALL TYPES OF LOANS VISIT US NOW AND APPLY ONLINE NO FEES

MORTGAGES HOME EQUITY LOANS REFINANCE RATES HOME LOANS CREDIT CARDS WE CATER ALL TYPES OF LOANS VISIT US NOW AND APPLY ONLINE NO FEES In a society ... at Private Fast Loans.com advance loans alternative student loans apply for a loan auto loans bad credit auto loans bad credit home mortgage loan bad credit loan bad credit loans bad credit personal [more...]

Date: 2009-01-17 14:24:01

Liquidity, Default, Risk

We are live at Cato Unbound: Cato Unbound: Liquidity, Default, Risk: Liquidity, Default, Risk **J ... of fluctuations—in this case, growth—in global capital wealth. News: Good and bad news about resource [more...]

Date: 2008-12-08 17:57:30

All about Commercial Real Estate Loans

All about Commercial Real Estate Loans Posted By Lauren Thompson on @ 1: ... financing programs. The results of the search will depend on your location and the type of commercial [more...]

Date: 2009-01-10 08:18:01

Mortgage Confidential: Co-borrowers' good credit won't erase your bad

Mortgage Confidential: Co-borrowers' good credit won't erase your bad David Reed Jul 17th 2008 Filed under: Real Estate, ... who had the bad credit. Lenders understood that, just like other consumer loans, if something went awry ... , "I've got terrible credit but my Uncle said he would co-sign for me" and we would put together [more...]

Date: 2008-07-17 20:01:06

When You Are Eligible For A Free Credit Report

By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1 ... to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores ... to obtain the best rates. Bad credit costs thousands of dollars! About The Author Virginia Broobin [more...]

Date: 2008-12-27 07:59:27

Your Lenders And Mortgage Brokers Information To Better Assist You With Your Loans

Mortgages are offered or promoted by various kinds of lenders. Your loan can be obtained from mortgage brokers, banks, credit unions and mortgage bankers, where ... . This normally includes discovering customized or tailored “Bad Credit” mortgage programs [more...]

Date: 2008-12-23 14:29:49

What To Look Out For When Shopping For Lenders On-Line

The lending industry will often resort to offering great benefits on some of their products ... conditions. They do exist. Quick Online Bad Credit Mortgage Approvals Now, do not rush. They are giving ... . Now, with bad credit, can they just approve your mortgage without digging into your financial records, job [more...]

Date: 2008-12-28 14:55:57

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