Atlanta Real Estate Recovery
Post 2 of 3 in the Atlanta Real Estate Recovery series (energy, housing, credit). Roger Tutterow Ph.D ... inventory of homes which causes a longer time on market. However, this news is not all bad either ... college grads were some of the same one’s who had school loans, credit cards, new cars, and a huge [more...]
Date: 2008-12-10 12:30:41
Blog posts
(227)
|
Videos
(248)
Taking Home Mortgage Loans
by John Bear If you are looking to refinance your current mortgage, there are several options available for you ... refinancing would involve taking a new mortgage, mortgage companies require you to present various ... that an applicant wouldn’t just do anything bad to tarnish their perfect credit report. So they approve a no doc [more...]
Date: 2009-01-02 16:59:45
GA Mortgages: FHA Refinancing With Bad Credit
by Brenda Puckett You can’t turn on the television or open a newspaper or magazine without encountering a new headline showing the meltdown of the ... loan. FHA loan guidelines allow refinancing with higher debt ratios. They allow you to qualify ... guidelines due to past credit problems or because your home’s value has not gone up as fast [more...]
Date: 2008-06-20 09:12:32
Payday One Saves the Day!
In my family, birthday parties are something we all get into the most. I have several sisters, and they just love it like nobody’s business ... and you can apply 24/7 from work home or work. What’s more, even if I have a bad credit score, the company screams ... a decent donation. So I googled online for quick payday loans, the kind where there’s no [more...]
Date: 2008-12-05 09:06:18
The bailout may be killed by add-ons
The bailout may be killed by add-ons Posted Sep 22nd 2008 4:01AM by Douglas McIntyre Filed under: Deals, Bad news, Law, ... to potentially allow purchases of instruments such as car loans, credit-card debt and other devalued assets ... , if the plan is extended to include individual home mortgages and things like auto loans, the size [more...]
Date: 2008-09-22 12:35:18
Car Loan Refinance - How to Avoid Dealer Scams?
div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... the application process. You don’t need to go through a third party, even if you have bad credit ... available that allow you to call from home or the showroom for pre-approval on your car loan./font [more...]
Date: 2009-01-15 17:15:29
FHA Mortgage Insurance Updates… Will this Increase Your Monthly Payment?
... from the current 1.5% of the loan amount to 2.25% for “high risk” or bad credit borrowers. Yearly Mortgage ... not seem like much but the closing costs were already higher than average with an FHA loan [more...]
Date: 2008-07-14 23:55:49
Should You Walk Away From Your Home?
(source) Despite the struggle, most responsible homeowners don’t think twice about whether they should make the mortgage payment each month ... back from bad credit and don’t want to let your credit score sink again. Whether you choose to fight ... a shot at a loan modification, when you can just take the “Free Housing For Six Months Package” [more...]
Date: 2008-12-03 22:29:29
Bailout developments reax
By TigerHawk at 9/24/2008 08:43:00 PM The president's speech was useful and important ... president could say: Easy credit — combined with the faulty assumption that home values would continue to rise — led to excesses and bad decisions. Many mortgage lenders approved loans for borrowers without [more...]
Date: 2008-09-25 01:46:48
The bail-out may be killed by add-ons (pfblogs.org)
Filed under: Deals, Bad news, Law, HousingThe list of additions to the $700 billion Paulson bail-out plan could well kill it ... , "a change to potentially allow purchases of instruments such as car loans, credit-card debt and other ... , if the plan is extended to include individual home mortgages and things like auto loans, the size [more...]
Date: 2008-09-22 08:51:01
So, What Is A PMI?
Buying a home is a realization of a life long dream and for many a symbol of “making it” in life ... of the American and the world economy; many experts believe. Consumers with bad credit wishing to attain ... in order to recover the lost costs of the loan. Mortgages were a favourite way of buying homes before [more...]
Date: 2008-09-17 09:42:48
Monday: Bi-Partisan Bank Robbery?
I don’t pretend to understand Credit Derivative Swaps and financial ‘instruments’ and it looks like the people who have been playing with them for ... like the Home Owners Loan Corporation (HOLC) where the government would restructure and refinance bad mortgages from individual homeowners and make them affordable. The theory goes that if those [more...]
Date: 2008-09-22 12:26:24
It's the Housing Market, Stupid
Bad real estate loans helped set off the global credit crunch. Can modifications on home mortgages speed a recovery? [more...]
Date: 2008-10-21 11:37:35
The vast majority of people are not in trouble.
Most of the consumers you talk with will not have a good handle - I am not sure anyone does yet - of the nature of the credit problem ... that a financial institution or Fannie/Freddie issued and now holds in their portfolio is reported as a bad ... they do not have enough asset value in the home to cover their loan. * Remember the [more...]
Date: 2008-09-30 12:45:59
The Wall Street Journal on ACORN and Obama
So, this campaign has been going on for almost two years now, and news of the connection between ACORN and Illinois Sen ... lenders to make home loans on easy terms, conducting "strikes" against banks so they'd lower credit ... had been "community organizers" -- like Barack Obama. Too bad they aren't like that any more. Mr. Obama's [more...]
Date: 2008-10-14 18:07:20
Credit Consolidation Services
Credit Consolidation Services Filed under: Business, Finance, Loans Foreclosure numbers are currently skyrocketing in a flat housing market, ... of homes, and many financial institutes were seeing an increase in bad debts. As a result, there were [more...]
Date: 2008-10-21 06:32:32
Emergency Cash Loans For Unemployed - No Fear of Emergency
Everybody has to pass through hard days. No one is secure against emergencies ... accident, current shock, sudden broke down the car, home decoration and repair at the time ... the reason of loan taking in your online application form. No matter, if you have bad credit in your past [more...]
Date: 2009-01-15 05:53:55
Finding Money for your Borrowers
With the credit crunch in full swing, investors should start to pay attention the the lending options available to their buyers ... with a down payment. While this is not a bad thing long term it certainly is not good for sellers come ... Rural Home Loan Program has been an alternative solution for those that buying and selling homes [more...]
Date: 2008-08-07 22:30:34
Top 1000 Keyword Mahal ADSENSE
1 conference calling companies $51.66 2 purchase structured settlements $51.48 3 home owner secured loan $50.36 4 mesothelioma patient $50 ... denver $49.56 17 adverse credit remortgages $49.47 18 bad credit remortgages $49.37 19 consolidating [more...]
Date: 2008-05-27 16:06:46
Top 1000 Keyword Mahal ADSENSE
1 conference calling companies $51.66 2 purchase structured settlements $51.48 3 home owner secured loan $50.36 4 mesothelioma patient $50 ... denver $49.56 17 adverse credit remortgages $49.47 18 bad credit remortgages $49.37 19 consolidating [more...]
Date: 2008-05-27 16:06:46
“Living beneath your means”
While most of America was busy trading home equity for a TV, RV, and SUV, I was busy renting apartments and driving an economy car ... times or bad. If you can’t stop using your credit card, get rid of it. An easy check to see ... bad it was. My father once said “I got a 21% rate on my loan, and I was glad to get it.” We may [more...]
Date: 2009-01-06 15:36:19
After the Bailout, Bank Stocks are a Bad Deal for Investors Now
The $250 billion bank bailout announced Monday is a great improvement on the $700 billion Troubled Asset Relief Program (TARP) ... have invested in troubled mortgage loans, relics of a home mortgage bubble that should never ... . You haven’t received Uncle Sam’s credit card bill yet. Under the new bailout plan, the government [more...]
Date: 2008-10-17 12:59:00
The Bad Paper Chase
And the handout/buyout craze continues. The Federal Reserve said Tuesday it will buy up to $600 billion in mortgage-backed assets in another attempt ... obligations from mortgage giants Fannie Mae and Freddie Mac as well as the Federal Home Loan Banks ... also unveiled a new program to help unfreeze the market that backs consumer debt such as credit cards [more...]
Date: 2008-11-26 00:46:42
Asia could see widespread credit defaults soon
Anyone still want to buy the "de-coupling" economic theory? ... be forming among small and medium-sized companies in Asia, raising the spectre of a pile of bad loans ... up. Several Hong Kong companies have shuttered factories in China, including home appliance maker BEP [more...]
Date: 2008-10-23 04:15:04
Credit Crisis Timeline
This is lifted from American Thinker, and by the way to the editor if you'd prefer I not take so much of the text leave comment or email me, ... to my article Why banks aren't the bad guysThe Growing Government Hand1933-1938President Franklin ... backed by the Federal government.1970President Nixon chartered Freddie Mac, the Federal Home Loan [more...]
Date: 2009-01-02 12:09:00
Bad Credit Loans & Debt Consolidation
By Vernon DeFlanders If you're buying your first home, bad credit loan consultants have access to the best home loans on the market ... by availing of a bad credit home loan is a major step towards credit repair. Moreover, if you can keep ... . This dream is not even out of reach for people with bad credit histories and they offer specially [more...]
Date: 2008-07-06 19:02:51
Need a Loan Modification? Here are Six Ways You Might Qualify
by Joshua W. Davidson Let’s face the facts, the San Diego area mortgage market and home market has had some wild declines over the past eighteen months to a few years, depending on the location. Along with other adjustment to borrowing rules, it is almost absurd for nearly all fighting to survive real estate owners to refinance their home loans into realistic specifications. Fortunately, worried homeowners still have a chance at getting their loan changed by their existing lender. [more...]
Date: 2009-09-29 19:23:47
How We Saved $10,000 in a Year Giving Up Nothing We Knew About
Times are tough. People are losing their homes at record pace, sinking further and further into debt. Auto repossessors are making a killing as car loans drop like flies. But the truth is that things aren’t nearly as bad as we seem to think. We perceive it as such because we are, in short, an utterly wasteful and gluttonous society. Even those who constitute the low income households waste more money in a month than many people in the world will see in a year. I know, I know. This is the [more...]
Date: 2009-09-30 11:38:44
China Spreads Aid in Africa, With a Catch
It is not every day that global leaders set foot in this southern African nation of gravel roads, towering sand dunes and a mere two million people. So when President Hu Jintao of China touched down here in February 2007 with a 130-person delegation in tow, it clearly was not just a courtesy call. And in fact, China soon granted Namibia a big low-interest loan, which Namibia tapped to buy $55.3 million worth of Chinese-made cargo scanners to deter smugglers. [more...]
Date: 2009-09-30 07:16:47
The Road to Zimbabwe
By Terry Coxon, Editor, The Casey Report GoldSeek.com Sprinkled among all the official talk about efforts to end the current recession, you’ll hear assurances, notably from Federal Reserve Chairman Ben Bernanke, that when the economy does revive, it won’t be allowed to blast off into runaway inflation. The Fed, we’re being promised, will prevent such a launch by reabsorbing the hundreds of billions of dollars of excess liquidity it recently created to halt the credit crisis. [more...]
Date: 2009-09-30 12:40:48
How to Hedge Against Inflation With a Home Equity Loan
Home equity loans were a large part of the consumer credit expansion that fueled the economy for more than a decade. The housing market bubble drove up housing asset prices, but without refinancing a homeowner couldn’t spend their new found fortune unless they got a home equity line of credit. If you are unaware of the coming wave of inflation that will threaten to unravel the global financial systems, all I can say is wise up or read some of my previous articles . If you are aware of [more...]
Date: 2009-09-29 14:00:00
Economic Outrage du Jour
Quite a few right-wing bloggers, including Glenn Reynolds, the Instapundit, got themselves snookered by a recent, lazily corrected article in The New York Post , written by Richard Wilner. Ampersand at Alas, a Blog provided the fact-checking application. Among other mistakes in Wilner’s Obama-slamming piece was this bit in the lede published on September 27: The unemployment rate for young Americans has exploded to 52.2 percent — a post-World War II high, according to the Labor Dept. [more...]
Date: 2009-09-30 03:18:05
Bailed Banks
The Bush-Obama strategy of throwing trillions at the banks to solve the mortgage crisis has been a failure. The banks welcome public money to remove toxic assets from their books, insured by we-the-taxpayers, as well as the hundreds of billions in direct handouts, but they’ve hardly returned the favor. They’ve used these funds to pay mega salaries and prop up stock values, choices that obviously benefit them. They needed public support, no one wanted the system to collapse. [more...]
Date: 2009-09-30 21:58:57
Bad Credit Debt Consolidation Loan Advice
Before considering a bad credit debt consolidation loan, think very carefully about your financial status. Once a consolidation loan goes into effect, it often has to remain in place if bankruptcy is declared further down the road. In the past, it was a dishonorable thing to declare bankruptcy, but times have changed with our current bad overall economical situation. Consumers are wise to consider all options before deciding upon what the best option is for your unique financial situation. [more...]
Date: 2009-09-30 18:01:54
Why Financing the RV Purchase Is Sensible
by Stephen Daniels Cash is king, and so, notably in these times, conserving money for emergencies and extra unanticipated expenses makes good judgment. Paying cash for the possession of an RV depletes currency that may well be desired later on. That is why financing the possession of an RV is the way to go, above all in these days of low interest rates. Using cash to get an RV turns that cash into an “illiquid investment,” not speedily on hand if and when the cash is needed. [more...]
Date: 2009-09-30 05:44:49
Walk A Mile In The Loan Modification Business
by Adam Whazzer Who is there to Help Those Who are Called to Provide Help? I work at a Foreclosure Defense Law Firm which happens to also engage in the practice of Loan Modifications. I am not an attorney nor am I here to provide or imply legal advice. The Loan Mod & Foreclosure Defense business has gotten a bad rap due to some bad apples in the bunch but there are some of us who actually care about what we do and to protect Homeowners and their Families from impending Foreclosure. [more...]
Date: 2009-09-29 17:25:39
Guaranteed Loans For Bad Credit Are A Must For Your Cosmetic Surgery
by Riz Goodman Men and women equally are going for cosmetic surgery to change their looks and also to correct any abnormalities in their appearance. The motive behind all this is not very hard to fathom as in today’s world the main emphasis is always on the looks as opposed to the work and the ethics. A qualified board certified plastic surgeon is a must for the good cosmetic surgery to be done. That will happen only when you are ready to pay a big amount to the surgeon. [more...]
Date: 2009-09-29 19:30:27
Underlying Demand During a Housing Shortage
There is an impressive amount of garbage in today's headlines to sift through. Most of it, of course, is rubbish. But there are probably two main takeaways from the last 24 hours: don't fall for the earnings recovery story, and housing is still a sucker's bet in country's whose names begin and end with the letter "A". Let's take the earnings recovery story first. Tomorrow we're going to have a look at the outlook for Aussie bank earnings. [more...]
Date: 2009-09-30 04:58:24
In The News Today
Barrick and its OTC Short of Gold Derivative Obligations: I am asked constantly how Barrick can cover all their hedges. The answer is quite simple. Barrick does not have to buy one ounce of gold. You buy your way out of hedge contracts with paper money. The simple question is what does the long side want to release the obligation in light of future possible profits on the position? What a hell of a needlessly expensive mess. [more...]
Date: 2009-09-30 19:48:55
Filing for Bankruptcy Chapter 13
A lot of people end up looking at bankruptcy chapter 13 when they get into financial difficulties out of which they simple can’t find a way out. Most of them choose to file a bankruptcy chapter 13 where the court will take your entire claimed debts and find you a plan for repayment that matches with what you can actually afford. If you are on the verge of bankruptcy, you should first explore the various bankruptcy alternatives available. [more...]
Date: 2009-09-29 13:17:05
Life After Bankruptcy Discharge
by Craig Schiffer There are a lot of issues which a person has to face after bankruptcy discharge. Apart from all the money related problems, there is a lot of mental stress which comes with bankruptcy. Therefore, it is very important that the person refers this phase as a bad phase in his financial life and get on with his life. He needs to try and forget about it and make a fresh start. It is difficult but certainly not impossible. [more...]
Date: 2009-09-29 17:10:51
The Reality of Prepaid Credit Cards
by Pedro Turriago Prepaid credit cards are great for those who find it difficult to control their spending habits. They have a limit imposed by the cardholder that is solely determined by how much money they load onto it. If the person does not have money to load onto the card, then they wont be able to use the card. In short, by the time a prepaid card is used, the bill is already paid. Its probably the best type of credit card available for people who want to stay out of debt. [more...]
Date: 2009-09-30 11:13:28
Bad Credit Car Refinance Options
Your bad credit car refinancing is very easy to do if you act fast after first getting your loan. Once a car loan drops below about 8,000 dollars, it is hard for even people with great credit scores to find refinancing options. Although, when car loans do drop below that 8,000 dollar mark, there are alternative methods of refinancing available so that all monthly bills can be lowered into a range that can be paid easily if income drops unexpectedly. [more...]
Date: 2009-09-29 17:57:47
Need a Payday Loan? Important Tips are Here!
Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]
Date: 2009-09-29 18:16:13
Finding Bad Credit Home Loans
by Tony Kid Searching for bad credit home loans will prove to you that there is plenty of help out there. So many new programs are available that it makes it almost hard not to find one that fits you and your needs. People with bad credit have more options today than they used to, due to the fact that so many people have ended up with it. If they shut out everyone with bad credit, they’d lose a vast market indeed. So don’t be discouraged if you have bad credit, there’s a way for you to get the [more...]
Date: 2009-09-29 19:44:01
Student Loan Consolidation
by Layla Vanderbilt If you are struggling to pay off your student loans, or to balance the payment of multiple student loans, you may want to consider student loan consolidation. This approach is particularly helpful for borrowers facing forbearance or deferment, or if your level of debt is effecting your credit score. You can often decrease your level of debt, interest rates and number of loans in one step through loan consolidation. [more...]
Date: 2009-09-29 14:56:40
If You Have A Debt Problem, Then Admit It!
You Can’t Solve A Debt Problem If You Deny Its Existence. If you have a major debt problem and want to end it, then go look at yourself in a mirror and say, "I have a huge debt problem, it’s suffocating me, and it’s taking away my freedom", or whatever words feel right to you. If it felt real and you shuddered, then you’re most likely ready to start getting out of debt, but if you think that having overwhelming debts is: a) no big deal,b) something that everybody has right now,c) something [more...]
Date: 2009-09-30 20:42:18
Profiting from Payday Loans in 2009
On an otherwise normal evening in 1964, a woman known as “Miss Witness” received a disturbing telephone call from alleged loan shark Frank Sacco ... . Prices are still crashing - currently sitting about 35% below a year earlier. Credit is nearly frozen. Banks and credit card companies alike are buckling down and leaving very little money free [more...]
Date: 2009-01-16 19:38:12
Bernanke Casts Doubt on Stimulus, Says Fed May Buy Toxic Assets to Loosen Credit
Warning that the timing of an economic recovery is “highly uncertain,” Federal Reserve Chairman Ben S. Bernanke said yesterday (Tuesday) ... about the continuing chokehold banks have put on credit to companies and households than he is about offering ... of the economy where liquidity has dried up for “credit easing”, reported the Guardian. “Credit sprea [more...]
Date: 2009-01-14 14:57:59
Credit Bubble bulletin ~ Nolan's analysis
A Divergence: The 2009 stock market has quickly come face-to-face with the reality that the worst of our banking system’s problems have yet to pass ... is now moving briskly. Citi management this morning announced a plan to create a new entity (“bad ... and is now backing $301bn of Citi’s real estate loans and securities. From Bank of America came the [more...]
Date: 2009-01-17 09:47:29
51 -
100
of
227
Posts
Page:
First
| <
Preceding
|
Next
>
0
|
1
|
2
