“Living beneath your means”

While most of America was busy trading home equity for a TV, RV, and SUV, I was busy renting apartments and driving an economy car ... times or bad. If you can’t stop using your credit card, get rid of it. An easy check to see ... bad it was. My father once said “I got a 21% rate on my loan, and I was glad to get it.” We may [more...]

Date: 2009-01-06 15:36:19

Blog posts (505) | Videos (269)
 

Bank Bailout Puts Taxpayers At Risk

ABC News' Betsy Stark reports: It all feels less frantic than the government's rescue of the financial system a couple of months ago -- and we can ... , it is reasonable to expect more loan defaults on everything from mortgages to credit cards. And if banks ... these bad assets that are draining bank reserves and investor confidence. In other words, [more...]

Date: 2009-01-16 19:01:22

Get the Best Out of Business Credit Cards

by Mary Bush Whatever kind of business you might be involved in, be it a small business or a big one, to run the errand of business dealings, ... with the financial issues. Today’s business credit cards makes it possible to get cash advances, keeps ... people who have a bad credit history. Many banks boast that they can issue a tailor made business [more...]

Date: 2009-01-06 11:04:39

Get the Best Out of Business Credit Cards

by Mary Bush Whatever kind of business you might be involved in, be it a small business or a big one, to run the errand of business dealings, ... with the financial issues. Today’s business credit cards makes it possible to get cash advances, keeps ... people who have a bad credit history. Many banks boast that they can issue a tailor made business [more...]

Date: 2008-12-30 21:37:03

You Say You Want a Regulation?

As if the economic news weren't bad enough at the moment, ... lenders from raising interest rates on existing balances unless a payment is received late. Credit card ... . Enter new "credit card regulations" issued by the Federal Reserve, Office of Thrift Supervision [more...]

Date: 2008-12-29 14:00:48

40 Key Elements to Getting Started In Social Media

By Mike Fruchter of MichaelFruchter.com (Twitter/FriendFeed) ... of the credit card you have on file as well. Auto-renewal notices, getting marked as spam, combined with an expired credit card is bad news. This happened to a friend, just a word of advice [more...]

Date: 2009-01-05 22:52:52

Obama getting bad economic advise

terrorismanti-terrorisminsurgentsal qaedaterrorism+toolbaranthropologistBlogroll Me!al qaeda The Government can not pull USA out of a depression ... /key issue.And will have to be addressed.And the bad paper the criminalBanks and credit card ... that high cripple theeconomy, and this still has not come home to roostyet.Banks and Credit card [more...]

Date: 2009-01-09 00:13:00

No Credit Mastercard

Establishments around the globe take both types of no credit Mastercard and although Visa appeared to have a greater number places it could be used, ... bad credit issues, they won’t care about which type of credit card they are granted ... regularly, they will begin to see an improvement in their credit history. With this type [more...]

Date: 2008-12-28 03:41:42

Contrary Indicator

Permalink December 11, 2008 Think You're Having a Bad Day? It could be worse: Visa CEO loses his credit cards Imagine running the world's largest credit card network, and not having your own plastic. That's what happened to Visa Inc Chief Executive [more...]

Date: 2008-12-12 20:06:22

When You Are Eligible For A Free Credit Report

By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1 ... to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores ... to obtain the best rates. Bad credit costs thousands of dollars! About The Author Virginia Broobin [more...]

Date: 2008-12-27 07:59:27

How Women Can Fix Their Credit Before Applying for a Job: Part 1 — Credit Scores and Credit Reports

a guest post by Michelle Dunn credit debit card charge (www.bizchicksrule.com) ... a job interview because of some bad credit they may have. More and more employers are checking ... of the 3 credit bureaus to provide you with a free copy of your credit report annually at your request. Don’ [more...]

Date: 2008-09-18 10:18:26

Jim’s Mailbox

Marty’s thought for 2009 "Doing more than is expected is what makes the difference between the exhilaration of achievement, ... my credit card if things get bad. Gold, what’s that? Don’t worry, Washington will fix it. Driving ... is where you need to be for the long term. Just use an Index Fund. Housing always goes [more...]

Date: 2008-12-31 19:15:09

Visa Rush Card Hit 2 Billion Dollars

Can we say say 2 Billi? Hip Hop DX Reports.... Hip Hop mogul-turned-philanthropist, Russel Simmons’ latest endeavor, ... when more Americans than ever can use the extra help. Simmons’ RushCard is a prepaid Visa Card, similar to a debit card that allows people with bad credit to have the same opportunities while building [more...]

Date: 2008-12-18 14:46:00

Watch Out for Possible Credit Card Scams

I am constantly amazed by the creativity of thieves when it comes to ways to scamming people ... card. Bad Photography A lady paid by using my Visa Check Card, and the young man behind ... will be so much better. Currently in the United States, the credit card companies take the burden off [more...]

Date: 2008-10-30 15:25:07

*Crosstalk Today*

The always fascinating Andrew Gause is with us on Crosstalk today to discuss Bailout Madness. Listen live here, 2pm Central ... you can just have the feds keep printing money and take care of everybody’s bad mortgages, everybody’s credit card debt from pizzas they ate 5 years ago, etc. OK, brilliant Americans, where do you think [more...]

Date: 2008-11-19 20:00:31

Study More About Unsecured Debt Consolidation Loans - Avoid Being Rejected

Unsecured loans with bad credit can be the answer for anybody who is having problems managing their expenses and does not have anything to offer as ... people find that they have many small debts on credit cards, store accounts, plus car loans, etc ... get a consolidation loan at a lower rate of interest than many of your other bills. Credit cards and [more...]

Date: 2008-12-29 15:51:16

Pakistani Bailout Plan

Governor of The State Bank of Pakistan Dr. Shamshad Akhtar has at last woken up after days of uncertainty of the banking sector and has admitted ... ballooned, and has generated bad habits of credit cards, auto loans, house loans and other types ... put the fear of God in the public about the fact that something can also go bad, while leaving them [more...]

Date: 2008-10-17 20:00:23

A Bright Light From Home Depot (HD)

95129c The first reaction a lot of investors would have to Home Depot's (HD) is that they are bad. Very bad. Earnings bet Wall St ... lines and credit card capital, the consumer should be doing almost no home improvement work ... economy. Stopping to reflect on the housing market and lack of available consumer credit, the figures [more...]

Date: 2008-11-18 11:33:04

Credit Card Companies Cutting Credit, Rewards; Upping Interest Rates.

Wall Street gets a bailout, regular old Americans see their available credit decrease, their interest rate go up, ... a bad thing in the long run; but right now with people getting laid off, grocery prices skyrocketing, and small businesses trying to make ends meet, is it a good or a bad thing to cut off credit [more...]

Date: 2008-10-29 16:00:06

Uncommon Money News (Vol. 42)

By: Roshawn WatsonIn preparing to write my posts, I often come across noteworthy and sometimes bizarre financial and business news ... from more bad debt, credit problemsCitibank to receive $43 billion bailout but agreed to limit executive payCollege profit as banks market credit cards to studentsCredit card companies willing to deal over [more...]

Date: 2009-01-08 12:00:00

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and mortgages. Now all is not lost and you have the option to start fixing your credit. [more...]

Date: 2009-09-29 18:23:10

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and mortgages. Now all is not lost and you have the option to start fixing your credit. [more...]

Date: 2009-09-29 18:23:10

Confession Time Again

A reader tipped me off to an article (thank you!). The most interesting part of the article is a quote from a Christmas shopper: “This year, we’ve decided to just go for broke. Yeah, the economy might be in bad shape, and times might ... in credit card debt way back then. But the thing is - I still deal with those thoughts. Why [more...]

Date: 2008-12-04 02:39:48

High Yield Spreads at Everest Proportions

One would think that given the 10%+ gain in equity markets that we would have seen some relief in the high yield credit market ... treasuries, companies with less than investment grade credit, will not get funding unless they are willing to pay upwards of 20% interest per year. Too bad those credit card offers aren't coming in the mail [more...]

Date: 2008-10-13 23:45:44

Cash Advance

When I was a government employee, I experienced different kinds of payday loans and credit cards to cope up my financial problems ... if you have poor or bad credit record. It's guaranteed safe and secure against your future paycheck ... . Availing payday loans before was very difficult because of so many documentary requirements [more...]

Date: 2008-12-24 00:22:30

Free Credit Score Online!

Credit Score is an important factor considered by creditors, money lenders and other financial institutions ... a good credit score: The Potential lenders, banks, credit card companies and employers measure ... not be under this misconception that a bad or poor credit score will always remain poor. You can improve [more...]

Date: 2009-01-14 10:33:46

Real Estate investing and bad credit reports

by Doc Schmyz Creditors and bankers approve or disapprove loans based on your credit worthiness ... . You will be able to pay your bills on time. Having bad credit reduces the opportunities of these things. You may get approved for a loan or for a credit card but with a higher interest rate [more...]

Date: 2008-12-25 10:33:44

25+ ways I save money

Whether because it’s that new-beginnings time of year or because the economy stinks, how to save cashola is always a popular topic ... is good and what is just someone trying to sell me something. Or maybe some things that would be bad ... for larger/distant organizations) on credit cards [more...]

Date: 2009-01-12 18:22:41

Eliminate Debt

Most people,at some point of time in their lives are affected by debt and then lead a dejected and totally unhappy life ... in the web site.The web site also provides you information on how bad a credit card debt ... .It is very important that one finds a good debt consolidation service to eliminate [more...]

Date: 2009-01-13 22:44:46

Guilty By Association

Many years ago, I used to run my sites out of an office building in an industrial part of Richmond. There were two other tenants in the building ... of association. The commentators asked me how many people I know who never run a Credit Card balance ... between good debt and bad debt. I don’t hang around people who are financially irresponsible [more...]

Date: 2009-01-04 23:45:11

the customer is not always right

i've never worked in retail, but i get plenty frustrated with people in lines at stores. i can only imagine how bad it must be to put up with people ... :(Our credit card machine went down, and we started to make signs for the doors alerting the customers ... m sorry; our credit card machine is down.”Customer: “Well, I don’t see any signs!”Me: “The machine [more...]

Date: 2009-01-08 05:39:00

Building New Credit For Credit Repair Success

By katie George Build New Credit Now The most common credit repair mistake people make is putting off building new credit ... with MasterCard, Visa, American Express, and Discover. Avoid store cards and consumer credit like furniture ... . If bad financial times have left you without open accounts you must start the rebuilding process [more...]

Date: 2009-01-03 16:29:15

You Need a New Job!

If you are as unahppy in your job as I was in mine, then you should think about finding a new one ... is looking for a good gas credit card, here’s a review of the best gas credit cards and a place where ... by WaMu’s failure. Hope you don’t own any of those. Yesterday I covered money tips for a bad [more...]

Date: 2008-10-03 11:33:03

Interest Only and Credit Card Debt

by Mary Bush Well, here is an example of the system that isn’t functioning as intended: a mortgage loan that encourages paying off one debt, ... as if to say, ‘You mean you can’t pay?’ What do these loan and credit companies think they’re going ... product, let’s give the bad credit crowd a chance to make an even worse decision, and finance a home [more...]

Date: 2009-01-01 10:19:52

Interest Only and Credit Card Debt

by Mary Bush Well, here is an example of the system that isn’t functioning as intended: a mortgage loan that encourages paying off one debt, ... as if to say, ‘You mean you can’t pay?’ What do these loan and credit companies think they’re going ... product, let’s give the bad credit crowd a chance to make an even worse decision, and finance a home [more...]

Date: 2009-01-06 08:22:54

Interest Only and Credit Card Debt

by Mary Bush Well, here is an example of the system that isn’t functioning as intended: a mortgage loan that encourages paying off one debt, ... as if to say, ‘You mean you can’t pay?’ What do these loan and credit companies think they’re going ... product, let’s give the bad credit crowd a chance to make an even worse decision, and finance a home [more...]

Date: 2009-01-05 15:03:54

This Could Be The Day

This could be the day that you… decide to get out of debt start to live on a budget stop arguing with your spouse start talking to you spouse teach your kids about money send five extra dollars to the credit card company get rid of bad spending habits embrace bold, significant change choose to believe that you are worth it choose [more...]

Date: 2009-01-06 12:15:05

Credit Cards For People With Bad Credit Scores

Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it. [more...]

Date: 2009-01-18 01:46:38

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and... Writers Wanted: Join Our Blogging Community Today! [more...]

Date: 2009-09-28 18:57:28

I owe Citibank negative five centavos. How do I pay it?

262207_f520 THIS IS MY unusual, and so overly annoying problem for more than a year now.  I welcome any out-of-the-box solutions you may offer ... a credit card it is a must that you settle all your remaining balance first.  My bad luck stemmed ... months ago.  I decided to stop using my Citibank-Shell credit card which I started using just a few [more...]

Date: 2009-01-13 22:01:33

Current Reading/Listening

A few days before Christmas an old friend of mine emailed me to say that God had put on his heart to send me one of those visa pre-paid credit cards ... .  Not in a bad way.  But it’s all over his music.  He too has a some great melodies.   picture-21 [more...]

Date: 2009-01-16 13:07:53

The Car Bailout

I've grown up around people who work for GM all my life, my mother worked for them, most of my friends parents worked for them, ... , etc.This has led to them taking out loans and racking up huge credit card. From what I could tell ... out bad also, they might maintain their jobs. But I know how GM workers behave. A lot of them think [more...]

Date: 2008-12-20 17:05:00

Obtain A Second Chance Checking If You Have Financial Troubles

by Steven J. Talrechi If you’ve had financial problems that have made you ineligible for a checking account, don’t despair. You’re not alone ... or Visa credit cards do. If you opt for just the debit card, a voided check will be included in your set ... , as can a bad credit history. If you’ve been reported to one of these systems and you can no longer [more...]

Date: 2008-09-24 19:43:06

Take Control of Your Finances Part 6: Get Out of Debt

Debt is like indentured servitude. You work and earn income, but you hand over that income to someone else ... as well. Good debt versus bad debt One comment you may hear is that mortgages and student loans are “good debt” while credit cards and car loans are “bad debt.” The philosophy here is that houses [more...]

Date: 2008-11-21 17:52:35

Showing Your Finances The Light of Day

This is a guest post from Scott Crawford. Scott is the CEO of DebtGoal ... ) but as we started to talk through their situation, I realized that it might not be as bad as they thought.  It turned out to be fairly bad: they had $120K in credit card debt, another $70-80K in student debt [more...]

Date: 2008-11-25 16:13:00

What If You Can’t Pay All Your High Priority Debts

by Ian Pelham Although individual priorities may vary, ... the lines of, “If I can’t pay my car finance, at least I can pay my credit cards.” This is a bad ... and their car before worrying about any of the other debts they may have. For some people in serious financial [more...]

Date: 2008-12-22 18:58:27

BANKS FACE ANOTHER BAD YEAR IN 2009

Rising loan losses, the threat of more regulation and tougher competition adds up to another year of poor profits for banks BY DAVID ELLIS ... a significant deterioration in the health of their credit cards and home equity loan portfolios ... bad the outlook for 2009 is just as dismal. It may seem hard to imagine how 2009 can be worse than [more...]

Date: 2008-12-22 15:14:10

Cathleen Falsani: The Coen Brothers Get "Serious" with a Comic (and Spiritual) Masterpiece

Earlier this week, I had a bad day. Epically bad. I ran out of cash. I lost my credit card. I missed my flight. And then, standing outside the United Airlines terminal at O'Hare, I dropped my cell phone, and as if in slow motion, watched in horror as it bounced and dropped over the barrier and onto the roof of the baggage claim area 10 feet below into an inch-deep layer of pigeon guano and dead cigarettes. [more...]

Date: 2009-09-18 22:39:42

Why Your Credit Rating Is Important

by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:27:43

Link Roundup: Quilt patterns edition

I’m really excited for my wife. She showed some of her quilt patterns to the owner of a local quilt store, ... in my reader: Mrs. Micah talks about anchoring as it applies to credit card minimum payments. Get Rich ... or bad. Five Cent Nickel reports on the 2009 tax brackets. Don’t Mess with Taxes celebrates three [more...]

Date: 2008-11-18 04:35:29

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