Don’t Lock Today’s Buyers Out of Homeownership

It seems that down payment assistance programs (DPA) create a genuine divide among real estate professionals ... or VA loan as they were opposed to contributing the few hundred dollars in fees that those programs ... by corporate greed and bad business practices. Today’s buyers attempting to use DPA’s are a different set [more...]

Date: 2008-09-17 20:57:32

Blog posts (210) | Videos (30)
 

Eleven (Nearly) Effortless Ways to Save Money Each Month

I confess, I haven’t had much energy the last few weeks.  Making any significant overhauls to our financial plan, our budget, etc ... lot of effort.1. Cut cell phone service down to minimum. Talk to your current provider about reducing ... our cell phone provider to tell us the average paid minutes we used over the last six months [more...]

Date: 2008-11-13 18:00:52

How To Save Your Home From Foreclosure

Recently, Passive Dad asked me about free creative ideas to help friends facing foreclosure ... if you qualify for FHA home loan. Cancel services that you don’t need without paying unreasonable penalty ... away knowing that it’s not worth the effort — i.e., too far upside down, bad mortgage term [more...]

Date: 2008-10-03 11:40:48

Gates of Vienna News Feed 1/4/2009

The overwhelming evidence of global warming continues to accumulate — as does the level of ice and snow in Greenland’s central ice cap, which increases at a rate of about two inches a year.Shhh! Don’t tell Al Gore…Thanks to Abu Elvis, Barry Rubin, C. Cantoni, heroyalwhyness, JD, Lexington, LN, RRW, VH, and all the other tipsters who sent these in [more...]

Date: 2009-01-05 04:27:00

Friday in Westchester

As I’ve said in the past, I get a fair amount of mail. A lot of it is from former students who want to ask about one comics-related point or another. Just for fun, and to give you an idea how our odd little pop-culture backwater looks from the outside…here is a series of letters between me and Rachel [more...]

Date: 2008-11-21 12:00:11

DrumBeat: August 12, 2008

High gas prices make motorists click on carpool sites NEW YORK — Robert Gilliland didn't think much about carpooling until gas prices got out of control. Now, he's happy to trade his motoring freedom for $120 in weekly savings. Gilliland found one rider through the classifieds website Craigslist and another using the carpool-matching service [more...]

Date: 2008-08-12 12:54:13

Maybe Sometimes It’s Not Possible to Save Money

An AFM reader left this comment on my post, You Can Build Wealth Even if You Don’t Make A Lot of Money: I live in the midwest, ... each month (one with a limit of $300, the other $750 - we are using these to raise our credit score ... outreach. (I usually teach 2 classes per year at $400 per credit hour which works out to $1200 gross per [more...]

Date: 2008-07-08 16:07:55

The Level Of Honesty Has Increased In California

The Pasadena Star News reports from California. “Thousands of worried customers swarmed IndyMac Federal Bank FSB branches across the San Gabriel Valley on Monday. They came in response to a federal takeover of IndyMac Bancorp Inc. on Friday after regulators decided the bank did not have enough cash to meet its obligations to depositors [more...]

Date: 2008-07-15 22:43:16

Pre-Paid Cell Phones

Image via Wikipedia An entire generation of young people has now grown up without any familiarity with black Bakelite ... a cell phone (of course you can’t!), Virgin mobile is not a bad way to go. Virgin sells an entry ... Bell Phones that weigh more than a stack of phone books and feature a rotary dial. A cell phone [more...]

Date: 2009-01-04 18:41:54

Gates of Vienna News Feed 10/5/2008

USABailout Bill Loops in Green Tech, IRS SnoopingCrowds Again Gather to Pray Before Image in WindowElection Precinct in Islamic Center That Hosted Extremist’s VisitMilitant Obama Youth March to ‘Alpha, Omega’ ChantN.Y. Times Whitewashes Obama-Ayers ConnectionRacism Without Racists Europe and the EUExtradition Bid Raises Fears of ‘Thought Crime’ [more...]

Date: 2008-10-06 00:49:00

Rewards Checking Accounts: Higher Interest Worth The Extra Trouble?

You may have seen some billboards or heard a radio ad around town for a local credit union offering a curiously high interest rate. 5% APY? 6%? ... , or similar. What’s up? Background It would seem that small local banks and credit unions are being squeezed ... BancVue came up with a different solution for all those small banks and credit unions who [more...]

Date: 2008-06-12 09:21:38

Tales of Technology

HAL, the fascinating computer from 2001: A Space OdysseyLast night Marshall and I went to pick out movies. It was snowing. We were tired ... your cell phone while it's turned off. They can listen via your microphone. I paused, rewound ... up my cell phone, held it right up to my face, and said, "KGB KGB KGB, terrorists, bombs, KGB KGB [more...]

Date: 2009-01-10 16:20:00

Larry Sinclair: Out of Jail

Larry Sinclair has been released from jail. Exactly what charges Sinclair was arrested for at the end of his Wednesday press conference at the National Press Club, reading Sinclair’s “explanation” on his site is like hacking one’s way through an overgrown thicket of half-truths, innuendo, and contradictions [more...]

Date: 2008-06-25 01:14:14

Eagle Eye

(Possible Spoiler Alert!) It’s ten o’clock at night and I’m leaving the movie theater with my friend Mike ... my car door. “You can never admit when a film’s bad.” “Gimme a break,’ Mike says. “If the new ... d ya think?” I ask Mike as we walk towards my car. “Great movie,” Mike replies. “Awesome.” “ [more...]

Date: 2008-10-07 13:41:01

How Time Flies

Get out of the feed reader and comment on this article- your staying in the feed reader is making you pale! ... the first page, they have become a key part of our daily lives. If I had to give up my cell phone ... Image Credit What have I done with the last 10 years? So this month marks Google’s 10th [more...]

Date: 2008-09-25 19:46:15

When Frugality Isn’t Enough

The following guest post is from Trent Hamm of The Simple Dollar. I’ve been a fan of Frugal Dad for quite a while ... high school (drug use, mostly) that left him with a poor local reputation, a poor credit history ... - the power company doesn’t tolerate him being late even a day on his bill because of his poor credit [more...]

Date: 2008-09-16 11:00:37

Reader Mailbag #29

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance ... (k) with $12K (I am 29), and a credit card debt of $1600 which I will be finished paying in October ... (k) contributions. Having $12K at age 29 isn’t a bad start, but I’d make sure I was contributing at [more...]

Date: 2008-09-22 14:00:00

What’s the Next Big Thing?

The funny thing about affiliate marketing is, you never really know that the next big thing is… but when it does hit, get ready! ... site, the new hot trend is for people to input their cell phone to get dating tips, celebrity gossip ... . You can still promote these bad boys today to make some loot, or get ready for whatever is next [more...]

Date: 2008-11-21 22:00:48

So tell us la...

Adam: Wait ah....I dig out an answer for you...Update: 6.47 p.m.I received this comment from a reader.. ... please include your contact details, address, phone numbers (land line and cell phone) and all other ... ?===o0o===Since the bad English issue was highlighted in this blog, and I believe many others as well [more...]

Date: 2008-12-05 07:58:00

101 Ways to Take a Bite Out of Your Food Budget

0) // Except on the Mac - ahead of its time date.setTime (date.getTime() - skew); } var expdate = new Date (); FixCookieDate (expdate); expdate.setTime (expdate.getTime() + (365 * 24 * 60 * 60 * 1000)); // 1 year from now document.cookie = "wp_ozh_wsa_regardless" + "=" + escape (1) + "; expires=" + expdate.toGMTString() + "; path=" + "/Blog/"; [more...]

Date: 2009-09-29 08:20:00

No Credit Check Loans – Credit Score a Must?

No credit check loans often come with a higher interest rate because when getting a loan a credit score is almost a must.  Your credit score is the history of every major financial decision you have made in your life.  If you either do not have a credit score or do not want to reveal your credit score you are telling the company loaning you money that you have made no major financial decisions or very bad financial decisions.  This is what is going to cause you to get a higher interest rate. [more...]

Date: 2009-09-16 18:07:59

Improve Gas Mileage, Market Your Home, Plus Winners of the Million Visitors Giveaway!

Winners of The Million Visitors Giveaway Earlier, I was thinking of giving away $5,000 to the actual millionth visitor on my site, ... as one of my motivators for losing weight. No Credit Needed: I was a bit unhappy about this news — that gas stations may be curtailing the use of credit cards. Not sure if this is a trend though [more...]

Date: 2008-06-22 19:46:14

The Simple Dollar Weekly Roundup: Theoretical Technology Edition

Yesterday, I was talking to a close friend about what sort of technological device would actually make our lives easier ... to be an Amazon Kindle-esque book reader, and would have the ability to both use Wi-Fi and cell phone ... as a cell phone with a Bluetooth headset. The ability to work on a presentation (i.e., a version [more...]

Date: 2008-09-10 14:00:27

Criminal Charges: Volume XVII

About the author: This guest article is presented by Jeremy M. Simon, who writes for Taking Charge ... is nearly here, and credit card misdeeds show no sign of letting up, meaning yet another well-stuffed ... and an athletic duo who swiped credit cards and distributed pot. Malaysian credit card thief could take [more...]

Date: 2008-11-24 12:30:59

Preparing to Believe in Yourself: The Science of Ditchiness

Frozen sunset Creative Commons License photo credit: treehouse1977 Many years ago, I was in Engineering school for my undergraduate degree. I have never been too bad at academics ... ), which meant I was not alone. For some reason, the blow was so bad that none of the logic made sense [more...]

Date: 2009-01-07 23:58:34

FICTION - BIONIC BOYFRIEND - AMOR PRIMO

           "Last call for flight 714 with non stop service to Las Vegas," the voice of the effeminate flight attendant crackled over the sound system.     With a sigh Twenty-one year old Justus Montgomery lifted his satchel and laptop case, swinging them both over his shoulder. "Well," he swallowed hard. "I guess this is it [more...]

Date: 2009-01-17 06:48:50

Finance Fiesta #7: Mamma Mia Edition

Welcome one and all to the 7th Edition of the Finance Fiesta!  This is the first carnival I have ever hosted, so hope it’s a good one for you ... she knows best.  I give these posts the thumbs up as the best of the week. Mr. Credit Card from Ask Mr Credit Card answers a question from a reader “A Collections Company Sold my Debt After it was paid [more...]

Date: 2008-07-17 13:00:20

Democrats Hate Privacy Invaders. Unless…

-By Warner Todd Huston It is interesting to see how Democrats react to abuse of power and invasion of private personal information ... that Barack Obama’s old cell phone records were snooped into by Verizon employees. But, did they say ... of power. But, what of the Verizon workers that snooped into Obama’s cell phone records? Well, Verizon [more...]

Date: 2008-11-25 14:59:38

Do you get accounting?

You know more accounting than you think you do. So for this episode of the Small Biz 100, we're going to build on what you already know, ... for cell phone, office supplies, or legal fees. If you stack the income on top of the expenses ... a full year, a quarter, a month, or even a week, if needed. That wasn't too bad [more...]

Date: 2008-07-14 11:17:00

Emergency Fund: Start It NOW

an-empty-pocket.JPG Photo credit: stuartpilbrow Is it OK to spend money on luxuries during the recession? HeatherB of BlogHer does ... a recession even if you think your job is “safe”, does not mean losing your home, racking credit card debt, or tapping into your retirement account.  Once you get on the credit-card-debt path, it’ [more...]

Date: 2009-01-08 02:10:30

paying tuition to life

Have you ever loaned money to a friend or family member? Did you really loan it or was it borrow? ... student he ran up credit cards, drove a a fancy car, and took out student loans, etc.  He was a ROTC ... my parents weren’t helping me, but had preached no consumer debt. Plus I had student loans. Anyway [more...]

Date: 2008-10-21 13:00:30

Your Resume is Now Spread Across the Web

While researching information with a client regarding integration of WordPress and a popular educational, proprietary software package, we were stunned at the number of bad reviews, horror stories, and frustration with using ... s research if WordPress integrates with a similar program, one without the bad reputation.” Once [more...]

Date: 2008-06-13 00:46:17

More Inactive Credit Cards Being Closed: Protect Your FICO Credit Score

If you haven’t heard already, several large credit card issuers (Chase, Washington Mutual, Citibank, Capital One, HSBC) ... . This is their legal right, but it can also negatively affect your credit score. Here’s why ... . Some credit repair experts say it does, others disagree. However, if someone does a manual review [more...]

Date: 2009-01-07 11:48:09

The Money Diaries: The 25-year old restaurant worker on his way up

The Money Diaries: The 25-year old restaurant worker on his way up November 28 24 Comments latest by Jane Today is another post in the Money ... up maintaining my bills while training for this job and pulling only minimum wage. How was I going ... that automated credit card payment. 6:11 p.m: Mailed rent check to landlord. I always hate sending [more...]

Date: 2008-11-28 21:30:29

Houses, Credit Reports, Lenders….ACK!

Wondering about buying your first home? Are you ready to move up or down-size? Have you heard they aren’t making loans any more? ... gift’ you cash for a down payment. AND *You don’t need stellar credit with FHA loans! Bad things ... your needs. *Good credit; your credit score needs to be 620 or higher, in most but not all cases. FHA [more...]

Date: 2008-11-08 12:00:06

HPI Interview: U.S. Rep. Mike Pence

By BRIAN A. HOWEY INDIANAPOLIS - HPI ran into U.S. Rep. Mike Pence - now the third ranking Republican in the House - at the Statehouse inaugural on Monday, which set in motion this interview mid-Tuesday afternoon as Pence prepares to become one of the key Capital Hill loyal opposition voices to incoming President Barack Obama [more...]

Date: 2009-01-17 15:00:23

Does Mobile Marketing Infringe on Your Privacy?

Naturally, privacy watchdogs answer the question in this post title with a resounding “Yes! ... a new car recently, and went on the mobile phone looking for a lower-interest credit card,” said Jeff ... to know that? Marketers for fast food companies, car insurance companies or credit card companies? It’ [more...]

Date: 2009-01-13 22:52:51

Book Review: Frugal Living for Dummies

Okay another book review and another dummies book. The winner of the Personal Finance for Dummies is Cindy ... about cutting up credit cards and setting a realistic budget.  It also says to track what you spend and really stick to a budget.  My one issue with this chapter is it only looks at credit card debt as bad [more...]

Date: 2008-10-23 14:00:02

Your Free Credit Score: Is There Such A Thing?

What’s the big deal about credit scores? Since credit scores are recognized as predictors of future bill paying ability, the better your rating, ... your financial standing. Really, who wants to wade through credit report paperwork when a number can tell all? While your credit report is a record of all your credit-related activities, your score [more...]

Date: 2008-07-16 01:28:24

Gates of Vienna News Feed 9/23/2008

USAAccused September 11 Plotter a No-Show at GuantanamoCAIR Files FEC ComplaintCourt Ordered to Reconsider Asylum CaseFBI Probing Fannie, Freddie, Lehman, AIG — CNNOur World: Your Abortions or Your Lives!Violence Increases in Grand Island Between Somali and Sudanese Refugees Europe and the EUChristian Schools Closing for Islamic FestivalEuro MPs [more...]

Date: 2008-09-24 00:50:00

Transcript: President George W. Bush at American Enterprise Institute, Includes Q&A | December 18, 2008

(Source: White House Press Office) 10:44 A.M. EST MR. DeMUTH: Mr. President, what’s on your mind this morning? THE PRESIDENT: First, thanking you for being the leader that you’ve been, and thanking AEI for generating good thought. People in the public arena need to have support for philosophy — and that’s what you provide, [more...]

Date: 2008-12-18 20:43:07

25 Handy iPhone Apps for Businesspeople

More than 550 iPhone apps currently populate the iPhone store, and the number is constantly growing. The challenge lies not in acquiring apps, but in finding the ones relevant to your needs. Here’s a quick-n-dirty list of some key iPhone apps for small business owners, corporate employees, and everyone in between (In no particular order [more...]

Date: 2008-09-03 19:34:37

I knew some day, that you would fly away!

Plugs There is a new 8 1/2 by Eleven.  You did not know Lucas did Political Cartoons did ya? ... asks:  lost my car keys and my cell phone. Which I cannot find by calling it, I left it on vibrate ... Todays blog I don’t know how long this blog will be, I had strep throat and pink eye and a bad [more...]

Date: 2009-01-09 03:02:22

CNN's State of the Union transcript

CNN’s State of the Union anchor John King traveled today to a manufacturing factory in Bedford Heights, Ohio, to interview President-elect Barack Obama for an exclusive interview before being sworn in as president on Tuesday, Jan. 20. Full Transcript THIS IS A RUSH FDCH TRANSCRIPT. THIS COPY MAY NOT BE IN ITS FINAL FORM AND MAY BE UPDATED [more...]

Date: 2009-01-17 02:08:27

ADCC Day 1 Live Blog

The following is the live play by play conducted beginning at approximately 1:30AM west coast time in the United States of the first day of action at the 2009 ADCC in Barcelona. You can watch the grappling matches as they’re broadcast from Spain from the live web stream available here . Make sure you tune in tomorrow here at thefightworkspodcast.com to read the live blog of tomorrow’s matches. [more...]

Date: 2009-09-25 23:35:14

Minor Landscapes and the Geography of American Political Campaigns

If you'll excuse a quick bit of landscape-inspired political speculation, I was reminded this morning of something I read last year on Boing Boing and which has stuck with me ever since – and that's that there are more World of Warcraft players in the United States today than there are farmers [more...]

Date: 2008-10-08 21:35:10

Shop For Groceries Online, Not Paying Off Credit Cards @ The Carnivals

free credit scores by telling us all about Credit Karma! Money Smart Life: Henry confesses to being a credit card expert with a secret ... : A reader has a quandary about gift certificates given out as gifts. No Credit Needed enjoys spending ... company, I feel oddly reassured… Recent Carnivals Shop For Groceries Online, Not Paying Off Credit Cards [more...]

Date: 2008-07-16 23:00:00

Review: Repair My Credit

I agreed to review this website called Repair My Credit Now.  This site helps those who have bad credit but are looking for help ... on your credit report.  Everyone knows that bad credit can cause you to have higher insurance rates, be turned down for a job, and make getting more credit difficult.  Thus repairing your bad credit score [more...]

Date: 2008-07-12 02:48:01

FastCompanyTV: the three-month report

We started FastCompanyTV the first week of March this year. What a lot has happened in three months. Here’s a rundown of the videos we’ve done ... , the cell phone videos aren’t integrated into the site the way they should be (I start those over on Qik, then move them over later, which totally doesn’t take advantage of the “live” ability of cell phon [more...]

Date: 2008-06-08 10:53:48

2008 Medical Sci-Fi Contest: Please Meet the Stories!

We are excited to announce the results of this year's medical sci-fi contest, and to present to all our readers the top three stories, as decided by our distinguished panel of reviewers. First, we would like to thank Epocrates, a company that generously donated to the winner the latest version of Epocrates Essentials Deluxe, [more...]

Date: 2008-11-28 04:51:14

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