Santa’s Favorite Cupcake
December 12, 2008 at 10:33 am | In cupcakes | Tags: chocolate chip cookies, Santa, tres leche Dear Santa, I can explain ... is. I am not a bad girl. I just have bad tendencies. They usually involve shopping and credit cards. I can’t help it. Its just so easy to bust out my Visa Gold card (I feel so special being a gold card member [more...]
Date: 2008-12-12 18:33:00
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Banks -- can't live with 'em, can't live without 'em
... That initial recapitalization was necessary. Without that government-financed capital, many more banks would have been insolvent, ... getting worse by the day, other assets, like commercial real estate and credit card loans, are going ... with the bad assets, once and for all. They need to be properly valued and they need to be isolated [more...]
Date: 2009-01-17 12:55:18
How I Got Bad Credit
July 31, 2009 | By Frances Lexington In Finance | by Frances LexingtonA few months, I went through some rough moments in my life. I got laid off after the company I worked for went down. The bills piled up and I was unable to make my monthly payments. Eventually, all of my credit card accounts were charged-off and sent to collection agencies.My life became a living hell of collection calls and non-stop harassment from debt collectors. [more...]
Date: 2009-07-31 23:37:24
It’s been a heavy week, but in the midst of frustration and concern, there have also been some happy moments ... Mutual respond to the offer of a credit card, “No, man, those things are bad news.” If only more people [more...]
Date: 2009-01-16 17:04:54
Malware? We don't need no stinking malware!
Friday, October 24, 2008 2:25 PM Written by Oliver Fisher"This site may harm your computer" ... kind and loves turtles. She isn't trying to start a botnet or steal credit card numbers. The bad news ... You may have seen those words in Google search results — but what do they mean? If you click [more...]
Date: 2008-10-24 21:25:00
Basics of Reverse Mortgages
Basics of Reverse Mortgages Posted by Dark Spider at January 17, 2009 What is a reverse mortgage? ... profile fortune 500 bank, for whatever reason. If you have bad credit or questionable financial ... free card. It is a serious loan and therefore must be treated as one - if you know for sure [more...]
Date: 2009-01-17 00:07:33
Get 2% Deposited Into Your Schwab Investment Account
I don’t usually write much about credit cards here but this is something kind of interesting. Charles Schwab is offering an unlimited 2% cash back on their Invest First Visa Credit Card ... s $25,000 per year in spending. If you spend more than that, the Schwab card may not be a bad idea [more...]
Date: 2008-12-04 20:48:50
The Paradox of Thrift
Has the economy scared you into cutting back on your spending, paying down your credit cards, getting your budget in order? Good for you, but bad for the country’s financial health, the Wall Street Journal points out today ... couple profiled in the Journal story: Rick and Noreen Capp recently reduced their credit-card debt [more...]
Date: 2009-01-06 14:12:53
The Fannie/Freddy bailout
It’s almost as if the feds are trying to flush the economy down the crapper ... holders of U.S. Treasury bonds. -Higher rates are bad for anyone with a mortgage, credit card debt, a home equity loan, a margin account, etc. -Higher rates also increase the government’s debt burden [more...]
Date: 2008-07-15 01:21:54
Goldman Sachs Predicts Loan Losses Will Top $2 Trillion
Despite all the hoopla about stimulus plans and bailouts rescuing Americans’ home equity and retirement accounts, ... of $780 billion. Add in losses from commercial real estate, credit cards, auto debt and business ... on bad overseas loans that they hold. And it looks like more bad news about loan losses will be coming [more...]
Date: 2009-01-15 23:05:05
House Price Searches Soar as Prices Plummet
With the market tailspin continuing, we are seeing some interesting changes in consumer search behavior that point to opportunities for marketers ... . Bad Time for Borrowers At the same time, we have seen an increase in searches related to credit cards and loans. For example, share of US Internet searches for "credit cards" are up 107% in the past [more...]
Date: 2008-09-30 14:30:04
I’ve Become a Victim of the Credit Crunch
I already knew the credit card companies considered me a deadbeat, but I didn’t think I was that bad. Sheesh ... Federal Credit Union Platinum Visa Limit: $20,000 Thoughts: Always nice to have a credit union ... Platinum Priority Visa Limit: $50,000 Thoughts: Since this incident, BofA has been on my shyt list [more...]
Date: 2009-01-08 11:12:43
Your Credit Rating And You
Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain? [more...]
Date: 2009-01-17 22:54:06
Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:53:50
More is Never Enough, and Other Evolutionary Obstacles
If you aren’t living in a big house, driving a fleet of cars and sporting the latest stereo system, don’t feel so bad ... brain. Credit cards promise us that you can have what you want now, and postpone payment until later [more...]
Date: 2008-10-21 21:41:36
Online Tips Part II: Shop Without Getting Scammed
312769339_4075069bff Reading up on charity scams brought me to a few more tips from McAfee that, frankly, I’d feel bad not sharing ... they have a decent refund policy posted on the site. 2.) Pay by credit card. You’re protected by the law and liable only for $50 if your credit-card number is stolen and used. Getting cash back from debit cards [more...]
Date: 2008-12-08 15:37:50
Your Credit Rating And You
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:41:15
Going Back to School, Adding More Debt, Hoping I Made the Right Choice
I haven’t brought this up here on the blog yet, but one of my big plans for 2009 is going back to school and getting a Master’s Degree ... new laptop.Monthly Update: Credit Card Debt Payoff ... . The bad: I’ll be adding $25K - $30K of debt. If I don’t get a big salary increase I’ll be paying [more...]
Date: 2009-01-08 07:29:26
Inside the Mind of the Teenage Girl With Amy Goldwasser
Editor Amy Goldwasser has been reading teenage girls’ diaries for the past three years. Well, sort of ... on an airplane, and it made me furious. It was the first time I considered swiping a credit card ... and commercial. So that's a bad thing, right? Actually, I’m all for this. It’s fun and can contain tremendous [more...]
Date: 2008-11-12 21:45:21
5 Fixes for Financial Woes Get Out of Debt Fast
This year we are not in a good shape when we talk about financial status. We expect too much of our farm crop ... . Put “bad” debts, such as unpaid high-interest credit card balances and payday loans – cash loans ... . 3. Lose the Flab ***Consider how much you spend on mortgage, rent, car payment, insurance, groceries [more...]
Date: 2008-12-10 04:04:12
9 Reasons for a good credit rating or FICO score
Does my credit rating really matter? That question goes through a lot of people's heads as they max out their credit card or don't pay their automobile payment Huntsville Alabama car loans financing with bad credit mortgage home loans, real estate auto insurance, web design. Huntsville schools festivals business events and community [more...]
Date: 2008-12-22 12:51:43
No Credit Mastercard
No Credit Mastercard Posted in Finance | January 15th, 2009 Even though there was a difference, commonly in favor of Visa, ... difference between themdifference between the two. To an individual going through bad credit issues, they probably won’t be concerned enough to care about whose credit card they are provide [more...]
Date: 2009-01-16 03:41:24
Need Help With Money
It’s normal for people to make mistakes when it comes to money, but with the economy being in the state it is in now, ... get access to auto loans, credit cards, mortgages, and student loans. Keeping your credit rating high ... you may need to correct some of your bad money habits to survive the recession. The most common [more...]
Date: 2009-01-16 01:57:49
Great Option for a Business Cash Advance
Needing additional capital for your business? Well, I have found another site wherein you can avail of an Unsecured Small Business Loans to help fund ... months, you have accepted credit cards as a payment option, and that your business transacts at least ... . This is an advantage they offer compared to bad credit business loans which usually takes [more...]
Date: 2008-08-31 03:53:00
HERE COME THE TAX SEASON ADS
Well they have started – the tax season television ads I mean ... is prepared. Refund Anticipation Loans (RALs) in general are bad – and paystub RALs are much worse. If you need money that bad take a cash advance from your credit card. It will probably be expensive [more...]
Date: 2009-01-09 10:00:00
Credit card thief charged as sex offender.
Government rarely, if ever, solves problems. Politicians and bureaucrats see social problems as opportunities for the expansion of their powers and ... : more precisely he stole a credit card. And, as a result ... of Greg Soucia. Greg is clearly a bad boy. The 21-year-old was a thief. But his theft also made [more...]
Date: 2009-01-09 11:13:00
Building Credit Repair
Building Credit Repair Building credit is more important now than it has ever been. If you have bad credit, it is often hard to get an apartment, a loan for a home, or any form ... is to apply for credit cards that offer no annual fees. Also, make sure the cards have low interest [more...]
Date: 2008-12-21 05:14:09
I Got Kicked Out Of My Fraternity
So this story is a bit dated (4 years +) but it's interesting ... , was then, am now. I had control of the frat credit card and thousands of dollars. Here are the bad ... violations. I thought at first I did a good job as Prez. I wrote a 35 page booklet on why hazing was bad [more...]
Date: 2009-01-14 00:43:00
Malware? We don't need no stinking malware!
Friday, October 24, 2008 at 2:47 PM (Cross-posted from the Google Online Security Blog.) ... credit card numbers. The bad news is that her website or the server that it runs on probably ... "This site may harm your computer"You may have seen those words in Google search results — [more...]
Date: 2008-10-24 21:47:00
Gone!
Poor Chad! His mother can’t let go and worse, she blogs about everything! Getting his jacket on, which isn’t easy with his bum arm! ... and his response would probably have been something like . . give me a credit card with no limit ... . Nope, I’m really not doing as bad as I thought I might. What’s going to be kinda funny is that Chad [more...]
Date: 2009-01-08 02:17:57
Money Matters
With the current economic crisis and rising cost of living, people are tightening their belts and scrimping even more ... have bad credit. Another popular alternative nowadays are payday advance loans from online financial ... . There are several options like bank loans and cash advance from your credit card. The thing [more...]
Date: 2008-10-10 14:30:00
Links and Minifeatures 2008 10 31 Friday (Happy Halloween!)
Sitting here waiting for trick or treaters while the wife takes our own out: ********** News so twisted it takes Scrappleface to make sense of it: ... ? ********** Obama doesn't need credit card security! Now read why this is a bad thing Even the Washington ... . Barack Obama's presidential campaign is allowing donors to use largely untraceable prepaid credi [more...]
Date: 2008-11-01 02:21:56
Devise your own Credit Repair Plan
by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... . You will be particularly concerned with credit cards and perhaps small loans. List the cards with highest ... income. This is the amount of your salary that goes for necessities such as mortgage, car loans [more...]
Date: 2009-01-14 23:53:58
Book Review: Net Worth Workout
Okay time for another book review and book giveaway! This time I have a hard copy of the book Net Worth Workout by Susan Feitelberg ... things (fruits and veggies) or “bad” = car loans, credit cards, debt (candy bars and junk food)? Savings [more...]
Date: 2008-08-14 13:00:23
No, honest, Bill Clinton swears he's really for Obama -- and a female president someday
After weeks of diddling and dawdling doing the statesman-like work expected of ex-presidents combating hunger, disease and other bad things, ... , including rising credit card debt and home foreclosures, the former president said: "Look [more...]
Date: 2008-10-02 14:43:57
Blog Your Way to $13,000
You can blog anytime, anywhere…as long as you have access to a computer. The following is a guest post by Amy at My Daily Dollars ... . How? Since I got my first credit card at the age of twenty-one, I have always carried a balance ... Money My use of credit was a bad habit in my life. It wasn’t essential to survival, and I didn’ [more...]
Date: 2008-11-13 14:05:07
Markets won't Bottom until Banks Stabilize
It should be obvious to most investors that until the financial sector stabilizes and starts to post a meaningful rally, ... in other segments of credit, including revolving credit card and auto loans and now deteriorating ... . As I stated a few days ago, the market will probably not bottom until we see a combination of bad assets [more...]
Date: 2009-01-16 14:12:44
Obama Wants Everyone Out of Debt Erase Up to 50
This administration realizes that the economy is bad and people are suffering President Obama is trying to put a limit on the amount of interest the credit card companies can charge you But perhaps you have already gotten into trouble with your credit card and don't know what to do about it [more...]
Date: 2009-09-11 07:42:37
What You Need in E-commerce Hosting
E-commerce is a term that has become synonymous with online business as millions of people are opening up their own storefronts on the Internet ... as online shoppers are concerned about the protection of their credit card details. With tight ... . It also wouldn’t be a bad ideal to find a host that offers support through live chat, support ticket [more...]
Date: 2008-10-30 18:01:54
Vista Print--Bad, Bad Company
This is my first time to be using my blog as a complaint forum, but I'm so mad that I have to blog about this ... with the products and went about my life as usual.Fast forward to my credit card statement a few months later ... that I'll see results and will most likely need to go through the hassle of canceling my credit card [more...]
Date: 2009-01-10 20:12:00
Emily’s List: 'Poor' musician edition
Happy Friday! Today is the birthday of several music greats; Joan Baez, Jimmy Page, Dave Matthews, and even AJ McLean of the Backstreet Boys ( ... and debt. 1. Everyday Finance explains what your FICO score is and why it matters. Don't feel bad ... of the composer Johann Strauss. This week's credit card roundup of posts from around the personal [more...]
Date: 2009-01-09 15:30:21
Paying for wins, revisited
I’m not gonna make a chart. I’m not gonna calculate anything. And I’m not gonna tell you that money equals championships ... who are allowed to spend like drunken freshmen on spring break with mom’s credit card. When Carl Pavano doesn’ ... of competing? One bad move and the Pirates are cooked for years [more...]
Date: 2008-12-23 04:05:24
Dealing with a bad attitude
Dealing with a bad attitude Posted in Better Living by Seth Barnes on 1/7/2009 WARNING - If you're hoping for inspiration, ... that my credit card company hadn't received the online payment I'd sent from my bank on December 19. Instead, they'd charged me a finance charge. So I called the credit card people. What's annoying [more...]
Date: 2009-01-07 14:13:06
Tucson: More People Fighting Evictions
The ailing economy is keeping things busy for the Tucson courts these days Lawsuits over unpaid debts and other financial disputes are up 33 and 45 ... filed over bad checks, repossessed vehicles, loan defaults, credit cards and other contract disputes [more...]
Date: 2008-11-02 15:41:59
Citi to hive off India arms after global split
Citi Financial, one of the largest finance companies operating in India, may sport the ‘For Sale’ sign, ... or bad loan ratio in India for its credit card and consumer banking business in India rose to 6.3 ... loss of $8.29 billion. Citi Financial, whose businesses in India span mortgages, personal loans [more...]
Date: 2009-01-17 05:43:13
Is Debt Necessary For Generating Income?
“Margie” writes in: My husband and I are pretty frugal, but we currently carry about $25,000 in credit card debt and a personal loan ... about $1,200 on each one of the the personal loan and two credit cards. This way we’ll be able to pay off ... ? First of all, it’s worthwhile to get a bead on how bad this debt actually is. Margie reports [more...]
Date: 2008-11-26 20:00:49
Acronyms to watch for: Roubini supports Hillary's HOLC, not RTC/RFC solutions to financial crisis
Here’s a litmus test for whatever Congress comes up with as they huddle with the finance boiz over the weekend: HOLC good, RTC/RFC bad ... , credit cards, auto loans and student loans) while their assets (values of their homes and stocks [more...]
Date: 2008-09-20 19:22:53
The Farce that Launched the Great Depression II
The idiocy never ends. Putting on her best Howdy Doody face, Sheila C. Bair now suggests that a national bank be created to BUY all the bad bank debt! So, our new national bank is to be a repository for all the bad debt. That's not my idea ... 5% credit cards; have no stake holders but we citizens. It would renegotiate or issue mortgages [more...]
Date: 2009-01-17 20:45:37
Bad house, car debts mount in O.C.
TransUnion, one of the big three credit bureaus, reports that delinquencies rose in the third quarter on homes and cars in Orange County but remained flat on credit cards. The ratio of home loans 60-days past due climbed to 4.6 ... % a year ago. Credit card 90-day lates were flat in O.C. at 1%. The chart (click on it for larger image [more...]
Date: 2008-12-17 11:00:03
World’s top champagnes
It’s probably a little late to be popping the cork to celebrate the arrival of a New Year, but maybe that isn’t such a bad thing ... that credit card bill. Here’s the list: 10. Louis Roederer Cristal 1989: $6,417.90 9. Salon Mensil 1996 [more...]
Date: 2009-01-14 14:13:30
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