Obtaining Your Own Personal Instant Approval Credit Card

by Chris Channing The idea of an instant credit card doesn’t seem so safe at first glance. After all, there is plenty of debt in the world, and much skepticism for new financial ventures that comes with it. Instant credit cards are offers in which can tell you if you are approved in seconds- and are lenient on who may apply. The approval process for an instant approval credit card, surprisingly, isn’t going to be as simple as the title would imply. [more...]

Date: 2009-09-30 11:09:19

Blog posts (179) | Videos (93)
 

Things To Remember In Choosing A Credit Card

by Eric Jilson If you have a low credit rating, you will most likely not be offered an unsecured low interest credit card. This requires faith on the part of the credit card company that you will repay your debts on time. People with good credit are able to get these cards because their credit history shows that they have been capable of paying on time in the past. If you have good credit and plan to continue making timely payments, then you will probably qualify for these low-interest credit cards. [more...]

Date: 2009-09-28 09:44:37

Looking for Information About Credit Card Application – Read this Publication

Online credit card is a very commonly discussed term nowadays. Every person and every information source may say something different – some say it is safe and some claim that they are not; different people point out different aspects and benefits of this process. Deciding whether this is for you or not is totally up to you. What you will read here is what simple steps and methods you should follow in order to succeed. Luckily almost every bank offers online credit card application. [more...]

Date: 2009-09-28 09:29:08

Important Points to Be Pondered Over While Opting for a Debt Management Company

by Edwood Woodward 1. Pick the Best: Selecting the best company to manage your financial matters requires a lot of contemplation. There are some good names and some bad names; therefore, it can sometimes become hard for a new customer to select the right one. 2. Opt For the Safer Hands: Since the debt management program handles the fiscal matters with debt and credit, which involves your money, picking the right hands that are skilled as well as safe is very important. 3. [more...]

Date: 2009-09-30 08:22:11

Need Info About Credit Cards – Check Out this Post

Numerous people fail to get approved when applying for a credit card these days. It is often a very depressing experience, especially if it is not the first refusal letter you get and if you really need that credit card. The most common reaction to this is losing hope for getting a credit card once and for all. Not the best thing to do, is it? Let’s find out what you really can do to get out of this unpleasant situation. First thing you have to do is realise that it is never over. [more...]

Date: 2009-09-29 02:37:09

The Budget Airlines of Southeast Asia

Here’s a potentially money saving tip for your next Southeast Asia trip: Get the cheapest airplane ticket you can to the region (ie Bangkok, Singapore or Kuala Lumpur) and then separately purchase an onwards ticket to your other regional destination(s) on a low cost carrier. Southeast Asia is rife with budget airlines operating frequent schedules with decently-reliable service. One-way tickets within the region go for as little as $100, $50 or even less. [more...]

Date: 2009-09-28 16:22:07

Need Info About Credit Cards – Read this Publication

When you are looking for a credit card offer you probably want something that will correspond to your needs, not something that is most advertised and popular. Different people have different lifestyles and spending habits, and they want different credit cards which will help in various life situations. If you like travelling or if you just travel a lot make sure you find a credit card offer that provides special bonuses which will considerably enhance your journeys. [more...]

Date: 2009-09-30 10:17:59

If You Have A Debt Problem, Then Admit It!

You Can’t Solve A Debt Problem If You Deny Its Existence.  If you have a major debt problem and want to end it, then go look at yourself in a mirror and say, "I have a huge debt problem, it’s suffocating me, and it’s taking away my freedom", or whatever words feel right to you. If it felt real and you shuddered, then you’re most likely ready to start getting out of debt, but if you think that having overwhelming debts is: a) no big deal,b) something that everybody has right now,c) something [more...]

Date: 2009-09-30 20:42:18

Profiting from Payday Loans in 2009

On an otherwise normal evening in 1964, a woman known as “Miss Witness” received a disturbing telephone call from alleged loan shark Frank Sacco ... . Prices are still crashing - currently sitting about 35% below a year earlier. Credit is nearly frozen. Banks and credit card companies alike are buckling down and leaving very little money free [more...]

Date: 2009-01-16 19:38:12

Credit Cards Dealing With Bankruptcy

by John Steed When a person or organization or institution files for bankruptcy, it is not always because they are unable to pay their creditors ... . The commonest of these are the institutions that offer credit card facilities. The advantage of going ... . As a requirement, the debtor is required to have an up-to-date copy of your credit history, good [more...]

Date: 2009-01-14 20:27:17

No, Bums Are Not Richer Than You!

A couple days ago, my buddy Neil Patel made a post claiming that bums are on the street are actually richer than the average ... . I would never run a Credit Card balance. That’s bad debt. However, I would have no problems going heavily ... and bad debt. He just said pay off your debt. Let me tell you something, no one has ever gotten [more...]

Date: 2008-12-20 14:00:18

Bad Credit Credit Cards – Low Interest Rate Cards Doable?

Bad credit credit cards have greatly gained in popularity since the beginning of the recession.  The question that many borrowers want answered is “are low interest rates doable for a bad credit credit card?”  The only way to answer this question is to find out your credit score.  If you truly have bad credit it is very unlikely that you can get a low interest rate.  Credit card companies have gotten much more strict with their lending practices since the beginning of the credit crisis. [more...]

Date: 2009-09-28 18:43:47

Guilty By Association

Many years ago, I used to run my sites out of an office building in an industrial part of Richmond. There were two other tenants in the building ... of association. The commentators asked me how many people I know who never run a Credit Card balance ... between good debt and bad debt. I don’t hang around people who are financially irresponsible [more...]

Date: 2009-01-04 23:45:11

My Resignation

I have to leave my recent company which I have worked with for almost 4 years & 8 months (April 04 - Dec 08) due to some unavoidable reasons ... of things need to be taken into account:1. Cash Flow Issue: daily expenditure, car loan, PTPTN loan, credit card debts & etc2. Economy Crisis : during global economy down time, most companies are recently [more...]

Date: 2009-01-15 10:00:00

Making a list, checking it twice…

Ah, I do love making resolutions. I generally revise them on a monthly basis – goals are good! – but here's a snippet of what I'm plotting for 2009 ... some more friends who enjoy playing board games. 7. Part ways with the credit card, for good. Learn to love ... more, hold doors open for people more, offer up my seat on the subway more, make funny [more...]

Date: 2009-01-02 14:26:51

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Rick Warren and Rev. Wright

scrubbing his church Web site to remove language that talked about banning gays from membership (though the church's apparent PR firm (what church has a PR firm?) just emailed me to say they have no rescinded their language on homosexuality, but rather they've "repurposed" it (repurposed?) in a series of videos. Whatever [more...]

Date: 2008-12-23 19:18:14

Reduce Your Interest Rate With A Credit Card Debt Consolidation Loan

Amazon.de Widgets Credit Card Debt Consolidation Loans are the perfect solution to manage credit card debts properly. These loans will not only provide a manageable single loan but will reduce greatly the amount you repay each month because of the lower interest rates often applied to loans.It is without a shadow of a doubt that most people would like to reduce their debt burden to as small an amount as possible. [more...]

Date: 2009-09-29 11:54:49

One Sad Turtle

When I walked into Chez Oskar for a date with a librarian I was expecting an interesting evening that may or may not go somewhere. I have often been told my expectations are too high.    I take full responsibility for the evening. I met him on Craig’s List, where I swear, from now on I will only shop for sofas and kitchen appliances, not men [more...]

Date: 2009-01-18 00:36:04

It is soooo coold.. brr. Post Roundup

YEAH! Its melting Creative Commons License photo credit: *Micky The past few days have been extremely cold here in Minnesota, ... of shopping around for good rates, and low costs. A lot of the places were able to offer us good rates ... of the day) Giveaway for a 6-month subscription to the Wall Street Journal $100 Target Gift Card [more...]

Date: 2009-01-14 16:21:15

What Can I Do? I’m Treated Like A Financial Leper Because My Credit Is Bad

Amazon.de Widgets If you feel like you’ve been well and truly left out to dry by the financial institutions, you have every right. The current economic meltdown is the reason, and because of our excessiv spending of the last 5 years we’re not totally blameless, but we’re certainly not to blame for the financial mess that the US and the rest of the world is facing right now either. [more...]

Date: 2009-09-28 12:04:42

Roman Polanski is Not a Victim

Enough already. The Global Committee to Defend Roman Polanski is shocked and appalled by the arrest of their talented friend in Switzerland over the weekend. This quote from our colleague Bruce Crumley's report from France provides a flavor of the outrage: "To see him thrown to the lions and put in prison because of ancient history [more...]

Date: 2009-09-28 21:33:59

No Fee Balance Transfer Offers Rise Again

Research has showed that credit card providers are waiving balance transfer fees but charging higher interest rates . According to financial website MoneyExpert.com , the number of credit card providers that are offering credit card holders the chance to transfer outstanding debt from another card without having to pay a fee to do so has risen by nearly 20pc to 69 during the past year. [more...]

Date: 2009-09-29 15:20:06

Wrangling with email contact lists and Christmas card mass mailing options

I have spent at least four hours today (and yes, it IS/WAS Christmas, so this was ostensibly fun/vacation time) ... License photo credit: notoriousxl I have been dealing with two related but different challenges: “ ... email addresses (without identifying names) over the years. (This is in-part due to bad contact [more...]

Date: 2008-12-26 07:20:00

All About "Free" Money Making Seminars

Here's an excerpt from the book The Frugal Millionaires: 70 millionaires anonymously share their ideas about money to help each other and you ... and food, and, possibly, airfare, lodging, rental car, credit counseling fees and a psychotherapist bill. These types of marketing vehicles aren’t 100% bad if you can separate out the bits of good info [more...]

Date: 2009-01-15 16:54:20

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00

Is It Better To Have A Mastercard?

by Will Smith In these current times despite a poor credit history it is still feasible for someone to get a credit card from the mass that ... to respect if you are seeking a bad credit, charge card. Of course, the Internet is the fastest ... currently flood the market. The primary two credit card suppliers normally best to approach first [more...]

Date: 2009-01-16 18:28:18

Lucky Ace Poker

Lucky Ace Poker is a relative newcomer to the online poker community that’s rapidly developing a reputation for being one of the best poker rooms ... is able to offer an outstanding software package and a highly competitive sign-up bonus. Sign ... ! Promotions: Lucky Ace Poker has an impressive assortment of promotions. They have progressive bad beat [more...]

Date: 2009-01-17 13:32:04

Texas Faith: The gift of recession this season

The economic downturn brings with it a host of negatives, no doubt - and not just material, but psychological as well. As columnist David Brooks of the New York Times wrote recently, recessions reorder the social order and breed a certain pessimism. But in this holiday season, it is possible to ask another question: [more...]

Date: 2008-12-23 13:20:32

Welcome to the Wal-Mart Society: Why Republicans Want Automakers to Fail

Republican members of Congress who think autoworkers have "Cadillac" health care benefits should give up their health plans and take up a Wal-Mart plan, says columnist Mark Sawyer. George Bush, borrowing from author Jeff Gates, once trumpeted what he called the alm"ownership society." The ownership society was attractive in many ways [more...]

Date: 2008-12-22 17:33:25

Build A Credit History Before Getting A Car Loan.

Build A Credit History Before Getting A Car Loan. by Don RayIf you are a first time buyer there are a few things that you want to remember in order to get approved for a car loan, even if you don’t have a credit history there are ways to get around it, many lenders will help you get a loan regardless of your bad credit history,it doesn’t matter if you have no credit or even bankruptcies there are companies willing to help you get approved.Apply for a Major Gas Or Credit CardMost finance [more...]

Date: 2009-09-28 21:47:32

Free Downloadable Suze Orman Book from Oprah

Here’s a quick reminder that Suze Orman will be on The Oprah Winfrey Show this afternoon to discuss jumpstarting your personal finances in 2009 ... within your means, rather than running up credit card and HELOC debt leaves you better able ... to topics like credit, retirement investing, spending, real estate, and “protecting yourself” [more...]

Date: 2009-01-08 17:53:44

No Credit Car Loans.

September 28, 2009 | By Don Ray In Finance | by Don RayA few things for first time car buyers to remember to get approved for a car loan, if you have a no credit history there are a few ways to get around it, despite your bad credit there are lenders willing to help you get a loan, no credit, repossessions, there are still lenders willing to approve you.Apply for a Major Gas Or Credit CardMost finance companies are reluctant to approve a loan application if you have no credit history, [more...]

Date: 2009-09-28 22:00:26

101 Ways to Take a Bite Out of Your Food Budget

0) // Except on the Mac - ahead of its time date.setTime (date.getTime() - skew); } var expdate = new Date (); FixCookieDate (expdate); expdate.setTime (expdate.getTime() + (365 * 24 * 60 * 60 * 1000)); // 1 year from now document.cookie = "wp_ozh_wsa_regardless" + "=" + escape (1) + "; expires=" + expdate.toGMTString() + "; path=" + "/Blog/"; [more...]

Date: 2009-09-29 08:20:00

World beater: Josh Barnett interview exclusive with MMAmania.com

Josh “The Baby Faced Assassin” Barnett (23-5) — currently ranked number three on the WAMMA top 10 list for heavyweights — is set to face Dutch ... Monson via unanimous decision. Then in July he competed on the first ever Affliction MMA card ... Assassin was booked to fight Andrei “The Pitbull” Arlovski in the main event of the second Affliction card [more...]

Date: 2009-01-14 21:41:38

WORST PITCH IN THE WORLD! (apologies to Keith Olbermann)

Last August, I received what can only be classified as the worst pitch (and dumbest idea) (and most greedy letter) that I have ever gotten. And this time, unlike the ones you guys forward to Kevin and me, it came directly TO me. Which makes me think that the two people behind it were not only naïve, but also fabulously stupid [more...]

Date: 2009-01-03 18:42:00

Operation Cast Lead Continues

Women of the IDF UPDATE 293. Last sentence more important than the rest ... come out, come out, wherever you are! The bombing of a UN school in Gaza killed 30, including children, who Hamas often use as human shields. Pictures of dead children in the Israel Air Force bombing of two United Nations schools in Gaza Tuesday afternoon have put Israel [more...]

Date: 2008-12-31 13:17:00

Pocket Profile: The Finance Buff

This week we spoke with The Finance Buff. His blog was named the Best Finance Blog for People Ready to Save or Invest by the CEO of Wesabe ... percentile! Credit Card Debt: None. Top percentile! What are your two favorite financial products? Why ... : Greater than 90% of Americans. Rent/mortgage: 34% of Americans pay more in rent. Credit Score: Don’ [more...]

Date: 2009-01-15 17:07:27

Personal Loans for Bad Credit – Bank Account Loans to Help You

Personal loans for bad credit have gained greatly in popularity during the recession.  Getting bank account loans to help you with money issues might be just what it takes to get you through this troubling time.  Even if you have to endure a high interest rate it might still be worth it to get some of those bills paid and get creditors off your back. [more...]

Date: 2009-09-28 22:03:56

Potect Evironment From Now With Solvent Recycler

Well, today I have found one site which is about Solvent Recycler. It’s NexGenEnviro ... makes NexGen the industry leader in waste solvent handling solutions.  We offer many different ... Management Software Provider (0) Student Loan:best way to finance my education (4) Apply Your Extra Credit [more...]

Date: 2009-01-15 15:01:57

Instahoglets for Jan 2, 2009

By BJ And so now I have to remember to start putting '09' down when I sign and date things, just after I finally got used to using '08' ... card companies for profit at their students expense. I refused to get a credit card while ... card companies, bad for the students, (at least those without parents capable and willing to bail [more...]

Date: 2009-01-02 19:22:51

Evil Credit Card Tricks

It was really interesting reading the comments in my Why You Should Never Live on Cash post. Many of you understood what I was talking about ... Cards are evil mindset. When it comes down to it, it’s not the Credit Card that is bad, it’s the person using the Credit Card. If you’re financially irresponsible, then it doesn’t matter if you live [more...]

Date: 2009-01-02 23:32:16

Why You Should Never Live On Cash

From Now On, You’ll Learn To Live On Cash If you’ve ever watched the show, Till Debt Do Us Part, then you’ll know that the host, Gail Vaz-Oxlade, ... or parents will tell you the same thing - Credit Cards are bad, learn to live on cash. While this maybe ... Cost You Money Whenever possible, I will charge everything I buy on a Credit Card. The main [more...]

Date: 2008-12-30 00:19:00

Barclays loses billions off its share value - The Times, uk - link (aqui)

January 17, 2009Stock plunges after ban on short-selling endsJohn Varley, chief executive of Barclays Group, and Bob Diamond, ... be valued in the bank’s books. A downgrade in the creditworthi-ness of some credit card companies – ... . The Treasury will also hold out the prospect of creating a “bad bank”, to take the toxic assets off [more...]

Date: 2009-01-17 11:10:00

Why Your Credit Score Is So Important To Your Ability To Borrow

Your credit information may be of no use to you. If you’re not planning on buying a house or renting an apartment, buying a car, taking out a loan, paying for college or getting a new credit card, then you won’t need to worry about getting ... you are and where you need to be financially. Bad Credit To improve your credit information, you’ll need [more...]

Date: 2009-01-17 13:04:13

Consumer Credit Counseling

Consumer Credit Counseling January 17, 2009 at 5:00 pm · Filed under Credit Counseling Services div style=’float: right; width: 100px; padding: ... on financed loans and credit card debt can become onerous and when you add in penalties and late fees ... impossible for anyone to compete in today’s arena without the aid of a credit card. And that’ [more...]

Date: 2009-01-17 22:00:36

Is there Good Debt?

by Michael Geoffrey Some people think that all debt is bad. But that is not the case. There is some debt that is actually good ... . The overwhelming majority of credit card purchases are things that lose value. Another bad debt is borrowing ... with the potential for a greater return in the long run. The money you spend is gone. * Credit card debt [more...]

Date: 2009-01-17 09:19:02

Bad Credit Unsecured Personal Loans – Credit Score Repair Helps

Bad credit unsecured personal loans can greatly assist you in making ends meet financially.  The one thing that most borrowers worry about when it comes to personal loans is the interest rate.  To lower your interest rate credit score repair greatly helps.  It is very surprising how many borrowers attempt to get a personal loan without even knowing their credit score. [more...]

Date: 2009-09-29 22:33:44

Year 2, Week 27 Results: .6 oz of plastic waste.

I failed to notice last week that another 6 months had gone by since the inception of Fake Plastic Fish ... and found out that while they don't currently offer paperless billing, Safeco plans to go paper-free within the next 6 months) and two from Chase credit card company containing my new credit card and paper [more...]

Date: 2008-12-22 22:34:15

“We can put light where there’s darkness, and hope where there’s despondency in this country ... S. Bernanke, chairman of the Federal Reserve, laid out the latest terrifying news: The credit markets ... easy credit, consumers who took on mortgages they could not afford and Wall Street chieftains [more...]

Date: 2008-12-21 16:01:46

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