What Determines Your Home Mortgage Loan Qualifications

When underwriters consider your home loan application and credit history, they generally look for 6 basic factors ... in this requested home loan with previous loans (from credit cards, school, car, etc.), they’ll establish a debt ... is pulling the potential borrower’s credit record. This history shows not only the bad things [more...]

Date: 2008-12-30 15:28:20

Blog posts (114) | Videos (96)
 

Tickets reservation using PAL site

I was pissed off when I made an online reservation using PAL’s website ... submit for a new credit card application at the bank but he sees no connection at all between PAL and my card. He’s right and I’m hoping that PAL’s site will be more user-friendly. Here are some bad [more...]

Date: 2008-12-01 15:09:04

Wednesday morning links

TOP STORIES China cuts rates, Fed and others set to follow - Reuters Fed May Cut Rate to 1%, ... the Next Crisis: It’s Credit Cards - NY Times Why the surge in home sales is bad news - MSN Money ... down a third of mortgage applications - Times Online Canada's housing market 'tracking' U.S. boom [more...]

Date: 2008-10-29 13:11:00

artificial eye

On the topic of European innovation, this demo application from the Nokia Forum rocks ... you just bought back to headquarters with the credit card authorisation request, all for your own good ... because the newspapers wrote bad things about them. (I agree, these examples are prosaic, but then, that’s me.) [more...]

Date: 2008-12-21 20:47:43

First Bad News of the New Administration

No, I really don’t think this is President-elect Obama’s fault, but the timing certainly is suspiciously close ... be made in cash or via credit card only. For questions, please contact the Citizenship and Passport Unit ... for passport applications.   Air 21/Fedex will continue to deliver U.S. passport application forms [more...]

Date: 2009-01-16 09:07:28

Always Use Caution When Using 0% APR Credit Card Offers

Amazon.de Widgets There is nothing wrong with chasing offers of 0% credit cards, in fact many people have benefited greatly from doing just that, but did you honestly expect the credit card companies to allow this card jumping to continue indefinitely?Offers of 0% credit cards have been around for quite a few years now; they are a successful marketing ploy by the credit card industry aimed at stealing customers from competitors and were an overnight success with a public that was fed up of paying [more...]

Date: 2009-09-30 22:17:04

Same day cash loans Obtain Swift Cash Aid for Urgency

Author : Scott Davis Now getting instant freedom from financial discrepancies has become quite simpler with same day cash loans With assist of these loans you can access funds easily whenever you are low on finance and need fiscal assistance quickly It is free from all sort of hectic formalities which speed up its applying process So, if you have no time but you need instant funds consider this loan service and get preeminent service without any hassle The funds generated through same day [more...]

Date: 2009-09-26 07:31:07

Like itâ Tell?? Sat Loan Modification scam before it costs you your home

The combination of a complex service, desperation of those who leave the service and a new, wide-open market with little regulation, the possibility for fraudsters to have the advantage of a situation that can bring a quick score with them. The biggest problem for the victims of fraud in the loan modification generally isnâ? T the money, itâ? S the effect of time and missed payments to foreclosure. In terms of sheer numbers, the frequency of the loan modification is limited to relatively low. [more...]

Date: 2009-09-28 10:57:42

How Will An Unsecured Consolidation Loan Help You?

Amazon.de Widgets An unsecured consolidation loan is the ideal way to regain control of your debt, offering lower monthly repayments in an easily manageable single loan.When you are struggling with debt that has become uncontrollable either in the amounts that you have to repay each month or the spread of your repayment dates, a problem that can lead to missed payments and therefore a bad credit mark, it is time to look at consolidating them into a single loan therefore a single payment. [more...]

Date: 2009-09-27 20:07:15

Adverse Credit Card

As the name suggests, adverse credit cards are an option for people with bad credit, and therefore the credit rating. Why do you want to apply in May If you happen to have a bad credit record, then it is very likely that in applying for this credit if you were rejected in the application Related posts: How To Use An Auto Loan Calc Today, with the current economic conditions saving money has become... Funding Is Accessible You Clearly Need To Hunt A Bit Deeper Funding loans are [more...]

Date: 2009-09-27 00:26:39

Where has the Bailout Money Gone? Good Billions After Bad

Where has the Bailout Money Gone? Good Billions After Bad Vanity Fair by Donald L. Barlett and James B. Steele As the Bush administration waned, the Treasury shoveled more than a quarter of a trillion dollars in tarp funds into the financial system—without restrictions, accountability, or even common sense. The authors reveal how much of it ended up in the wrong hands, doing the opposite of what was needed. Just inside the entrance to the U.S. [more...]

Date: 2009-09-28 06:17:36

Credit Cards – The Information One Must Learn

You may be surprised, but you have all the chances to complete and succeed in online credit card application with minimum effort, time and your nerves. You just have to study and understand the main principles and terms of it, and if you follow some simple steps you won’t believe how easy and enjoyable an online credit card application can be. The first thing you need to be aware of is that you will most likely be asked to give a report of your personal credit history. [more...]

Date: 2009-09-28 09:29:40

Bankruptcy Repair ? The Only Sure Way To Improve Credit Score

by Jack Bronson Bankruptcy has become something common these days. In has become a day to day happening as the fact is now understood by all. It is just a situation in which the debtor is unable to pay back the loan money to the creditor. Everything has become very simple. All that has to be done is to file bankruptcy in the federal court. Anyone, both creditor and the debtor, can do this. The creditor can demand more money from the debtor if he / she files bankruptcy first. [more...]

Date: 2009-09-25 15:07:29

Bankruptcy Repair ? The Only Sure Way To Improve Credit Score

by Jack Bronson Bankruptcy has become something common these days. In has become a day to day happening as the fact is now understood by all. It is just a situation in which the debtor is unable to pay back the loan money to the creditor. Everything has become very simple. All that has to be done is to file bankruptcy in the federal court. Anyone, both creditor and the debtor, can do this. The creditor can demand more money from the debtor if he / she files bankruptcy first. [more...]

Date: 2009-09-25 14:52:27

Life After Bankruptcy Discharge

by Craig Schiffer There are a lot of issues which a person has to face after bankruptcy discharge. Apart from all the money related problems, there is a lot of mental stress which comes with bankruptcy. Therefore, it is very important that the person refers this phase as a bad phase in his financial life and get on with his life. He needs to try and forget about it and make a fresh start. It is difficult but certainly not impossible. [more...]

Date: 2009-09-29 17:10:51

Sinowal trojan: Three years old and just plain nasty

Sinowal is a dangerous piece of malware. Security analysts are just beginning to realize how much so. That’s because the Sinowal trojan is unique in its attack vector, and we need to understand what’s different about it. ——————————————————————————————————————- I want to share my close encounter of the third kind with a trojan called Sinowal, [more...]

Date: 2009-01-12 12:05:25

Find Out What Debt Validation Means And Why It’s Important

Imagine getting a phone call or a knock on the door, and when you answer it, a person called Victor says that he been authorized by someone name Joe to collect a debt that you owe him, and it’s true that you do owe somebody called Joe some money. Even if you had the money, and knew that you owed it, would you pay this new person on the scene? I’m pretty sure that you wouldn’t even consider for a moment giving Victor any money, until you were 100% sure that he was really acting on Joe’s behalf. [more...]

Date: 2009-09-26 20:20:24

Looking for Information About Credit Card Application – Read this Publication

Online credit card is a very commonly discussed term nowadays. Every person and every information source may say something different – some say it is safe and some claim that they are not; different people point out different aspects and benefits of this process. Deciding whether this is for you or not is totally up to you. What you will read here is what simple steps and methods you should follow in order to succeed. Luckily almost every bank offers online credit card application. [more...]

Date: 2009-09-28 09:29:08

Need Info About Credit Cards – Check Out this Post

Numerous people fail to get approved when applying for a credit card these days. It is often a very depressing experience, especially if it is not the first refusal letter you get and if you really need that credit card. The most common reaction to this is losing hope for getting a credit card once and for all. Not the best thing to do, is it? Let’s find out what you really can do to get out of this unpleasant situation. First thing you have to do is realise that it is never over. [more...]

Date: 2009-09-29 02:37:09

Need a Payday Loan? Important Tips are Here!

Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]

Date: 2009-09-29 18:16:13

Need Info About Credit Cards – Read this Publication

When you are looking for a credit card offer you probably want something that will correspond to your needs, not something that is most advertised and popular. Different people have different lifestyles and spending habits, and they want different credit cards which will help in various life situations. If you like travelling or if you just travel a lot make sure you find a credit card offer that provides special bonuses which will considerably enhance your journeys. [more...]

Date: 2009-09-30 10:17:59

Reactions From The Nokia Music Bootcamp

Like I had mentioned , Nokia India on recently conducted a music bootcamp for bloggers to give us a demo on the recently gone live, ‘Nokia Music Store – India’ and also share insight on their plans for the phased rollout of the store. If you recall, Nokia India had previously held a similar blogger meetup with Mr. Axel Meyer, when the N97 came to India and I cannot overemphasize how glad I am that Nokia India has started holding such events here in India as well. [more...]

Date: 2009-09-30 08:35:06

Online Retail's Killer Mobile App Hasn't Offed Anybody Yet

Amazonmobile A plethora of new mobile phone applications allow users to type in a code or snap a picture of a product to find out exactly how much ... the bottom line. The Google Android phone's variable-focal-length camera has led developers ... . That said, it could be very bad for business. Consumers buying online at rock bottom prices while [more...]

Date: 2008-12-08 19:18:56

GMAC Auto Loans

11 of the best sites about GMAC auto loans. Know of another site that should be listed here? Leave your suggestion at the bottom of this page. (Related searches: Auto Loans ,  GMAC Smart Lease , GMAC Auto Insurance ) 1. GMAC Automotive Financing - Home page of GMAC financing for car loans, truck loans and leases, including information on their SmartBuy and SmartLease programs that allow you to get into a GM vehicle for a lower monthly payment. [more...]

Date: 2009-09-28 14:59:09

10 SureFire Ways To Get a Credit Card When You Have Bad Credit

In today’s economic climate, it’s become nearly impossible to find a credit card issuer willing to cater to people with bad credit. Among the few financial institutions that do offer bad credit cards, many have tightened their qualification guidelines for approval. Although it’s easy to qualify for department store or gasoline credit cards when you have bad credit, a secured credit card is still one of the best ways to rebuild your credit. [more...]

Date: 2009-09-25 21:32:38

Simplify Your Life With A Credit Repair

by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-27 18:20:07

How Using Credit Card Debt Consolidation can Benefit Debt Management

Amazon.de Widgets Credit card debt consolidation loans are an ideal way to regain control of your credit card debt. They are a proven method of debt management, lowering payments and simplifying debt control. Typically, a bad credit home equity loan is used for consolidating debt as they have low interest rates and are easier to gain approval for.Credit card debt consolidation is an option of debt management used by countless people as sometimes, the control of many credit card accounts can become [more...]

Date: 2009-09-25 15:14:39

Latest App Store Victim: CastCatcher by Return7

Apple has rejected an application called CastCatcher by Return7. The application allows you to stream radio directly onto your Phone ... 5th and have not responded to our request to reconsider. To their credit, it hasn’t been very long ... and inconsistent manner. I’ve never been able to get through to their 800 number.” It’s too bad that Apple [more...]

Date: 2008-11-09 04:02:25

What You Need in E-commerce Hosting

E-commerce is a term that has become synonymous with online business as millions of people are opening up their own storefronts on the Internet ... as online shoppers are concerned about the protection of their credit card details.  With tight ... .  It also wouldn’t be a bad ideal to find a host that offers support through live chat, support ticket [more...]

Date: 2008-10-30 18:01:54

Talk is cheap, Nick… (Updated)

It might have made Aaron’s daily news round-up, but Nick Clegg’s comments in today’s Indy exemplify just about everything I find really irritating about opposition politicians… State intervention is needed in some areas. We need immediate action to stop unjustified repossessions of homes and business assets [more...]

Date: 2008-10-09 14:56:08

Holiday Windfalls: 7 Tips on Using Them

The holidays often come with a windfall or two: a monetary gift from a relative or a bonus from an employer ... an important bill. If so, that kind of practical application may make your decision for you. If you don’ ... cringe right now, but that doesn’t actually mean that investment is a bad choice. There are still [more...]

Date: 2008-12-25 13:30:00

Wrangling with email contact lists and Christmas card mass mailing options

I have spent at least four hours today (and yes, it IS/WAS Christmas, so this was ostensibly fun/vacation time) ... License photo credit: notoriousxl I have been dealing with two related but different challenges: “ ... email addresses (without identifying names) over the years. (This is in-part due to bad contact [more...]

Date: 2008-12-26 07:20:00

Gates of Vienna News Feed 10/5/2008

USABailout Bill Loops in Green Tech, IRS SnoopingCrowds Again Gather to Pray Before Image in WindowElection Precinct in Islamic Center That Hosted Extremist’s VisitMilitant Obama Youth March to ‘Alpha, Omega’ ChantN.Y. Times Whitewashes Obama-Ayers ConnectionRacism Without Racists Europe and the EUExtradition Bid Raises Fears of ‘Thought Crime’ [more...]

Date: 2008-10-06 00:49:00

Things You Tend Not To Spend Much Time Thinking Seriously About When Making A Decision To Relocate

I have had this item on my blogging to-do list for probably 18 months now, without attempting to address it ... s start with credit history, something discussed in this blog a long time ago. Or, rather, your lack of such overseas, which will hamper your efforts to obtain auto financing or even apply for local credit [more...]

Date: 2009-01-15 20:29:06

What Is The Leading Poor Credit Mastercard?

by Mike Gilmore These days despite a bad credit rating it is still feasible for an individual to obtain a credit card from the multitude that ... one you should apply to first - a Visa credit card or a poor credit Mastercard? Places across the world readily accept both forms of credit card and although Visa appeared to have a greater number outlets [more...]

Date: 2009-01-07 18:42:33

Off Label Use of HGH to Treat Tendon and Ligament Injuries Remains Illegal

Dr. Richard Rydze is a vocal advocate of the use of recombinant human growth hormone (rHGH) for the treatment of tendon and ligament injuries. Dr ... with performance-enhancing drugs and the legal restrictions on legitimate medical research by anti ... had purchased $150,000 worth of HGH and anabolic steroids from Signature Pharmacy with his credit card [more...]

Date: 2009-01-17 08:33:55

Why Have Homeowners Been Forgotten?

As part of the latest directional shift in the allocation of the bailout funds being managed by Hank Paulson, ... prescribing less governance on the application of those funds than is required to redeem a typical ... of the money to buy rotten mortgages and other bad assets from banks. That had been the centerpiece of the plan [more...]

Date: 2008-11-19 17:40:58

Fishy

Got a call the other day from an unknown number so I let it go to voice-mail ( ... .  I haven't filled out an "application" for anything lately except a balance transfer for a credit ... out - at a "talent" company, thanking me for my application and asking me to call them back real soon [more...]

Date: 2009-01-15 20:25:02

Build A Credit History Before Getting A Car Loan.

Build A Credit History Before Getting A Car Loan. by Don RayIf you are a first time buyer there are a few things that you want to remember in order to get approved for a car loan, even if you don’t have a credit history there are ways to get around it, many lenders will help you get a loan regardless of your bad credit history,it doesn’t matter if you have no credit or even bankruptcies there are companies willing to help you get approved.Apply for a Major Gas Or Credit CardMost finance [more...]

Date: 2009-09-28 21:47:32

No Credit Car Loans.

September 28, 2009 | By Don Ray In Finance | by Don RayA few things for first time car buyers to remember to get approved for a car loan, if you have a no credit history there are a few ways to get around it, despite your bad credit there are lenders willing to help you get a loan, no credit, repossessions, there are still lenders willing to approve you.Apply for a Major Gas Or Credit CardMost finance companies are reluctant to approve a loan application if you have no credit history, [more...]

Date: 2009-09-28 22:00:26

Loans - Home Improvement Loan in the UK

Find the value of your property increase? A Home improvement Loan could be the easiest and cheapest way to make improvements to your home. Home Improvement Loan is a fixed-rate mortgage loans require no collateral and must be used for home improvement projects. Home equity loans are looking for individual projects funded home repairs, reconstruction projects, room additions, a pool and more without the development of the equity of their home. [more...]

Date: 2009-09-28 07:39:34

Applying For Bad Credit Personal Loans Is Not Difficult

Anyone that has ever experienced credit problems knows what a terrible worry it is but there is definitely good news.  Years ago, it was almost impossible to get bad credit personal loans but that has changed drastically over the last few years.  Although some lenders used to feel bad credit had a social stigma [more...]

Date: 2009-01-17 22:49:30

KeyVault.net - Send Information Securely

What it does It’s blatantly obvious that when it comes to protecting your passwords and similar information the utmost care should be taken ... information using the same secure system that is employed on credit card transactions over the Net ... the same secure systems you see on credit card transactions. For free.” Why it might be a killer [more...]

Date: 2008-09-29 15:10:00

Recently blogged about this issue: though information about this appears nowhere on the card or in the terms of service, iTunes Cards ( ... with store credit or an iTunes Gift Card in Canada. Customers residing in Canada may only purchase games ... to issue you 10 song credit. Again i apologize and i hope this issue gets resolved. I will also apply [more...]

Date: 2009-01-13 00:53:47

Remember When Email Viruses Were the Big Problem?

Often in the media you will see statistics from security vendors that state that spam makes up over 90% of all email sent over the internet these days.  To some people that sounds like an unrealistic number.  I received about 30 emails at work today, does that mean another 270 spam emails were sent my way as well?  Well according to the statistics, yes it does. [more...]

Date: 2009-09-30 13:29:40

iPhone 2.2 Screenshot Gallery!

iPhone 2.2 firmware update, that’s the exact question many people will be asking. Hey, we at TiPb asked it ourselves — and then blindly pushed and shoved our way to the iTunes tethers! So what’s new in iPhone 2.2, is it awesome enough for you to update, and who should stay clear at all costs? Answers after the jump! What’s in the 2 [more...]

Date: 2008-11-21 19:45:08

Household Uses For Vinegar, The Ultimate Frugal Solution

Few products out there have as many household uses as vinegar.  From soothing feet to cleaning a computer mouse to removing streaks from your dishes, vinegar is definitely a product to have on hand in large quantities.  I’ve compiled a list of just a few of the many household uses for vinegar below. Vinegar foot soak to remove dry skin [more...]

Date: 2008-12-12 11:00:33

BlackBerry Application Center: For Show or for Dough?

Research in Motion plans to counter Apple (and Google) by launching its own app store – dubbed BlackBerry Application Center ... already have a credit card on file – is certainly a big contributor to the app store’s success. Further ... s application center will come close to matching the windfall Apple and some of its developers [more...]

Date: 2008-10-06 18:29:44

The Debt-to-Income Ratio: How Much House Can You Afford?

Housing is the largest expense in the budget of most families. But how much is too much to spend on shelter? ... of her grandfather’s home. The loan that made up the difference, with closing costs, broker’s fee, taxes ... my compassion. Ms. Natale (who has three children) took out a housing loan that left her just $100 [more...]

Date: 2008-11-11 13:00:08

Online Payment Systems: The Missed Opportunity

For the past few years online advertising has been the de-facto monetization mechanism for online businesses that do not sell physical goods ... on Your Site In order to accept a credit card on your site, you need two things. 1) a merchant account ... your business and some bank that enables the flow of money from customer’s say VISA card [more...]

Date: 2009-01-12 17:48:15

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