RICHARD VAGUE: How to Fix the Economy

This is a guest post for The Washington Note by businessman and regular TWN reader Richard Vague ... institutions were operating with far too much leverage (the ratio of loans against the capital a lender is required to maintain) which allowed assets such as subprime loans to be overbought [more...]

Date: 2008-12-24 19:45:27

Blog posts (114) | Videos (27)
 

Posts about Tri-State Real Estate (FL, GA and AL) as of January 16, 2009

Foreclosures And The Mortgage Meltdown Continues to Plague America - usreoproperties ... either being foreclosed upon or delinquent. The nation … package aiming to thaw the frozen credit ... 01/16/2009 Toyota is developing a miniature, environmentally friendly car that is powered entirely [more...]

Date: 2009-01-16 14:21:19

Auto Leasing Guide - Vocabulary

Auto leasing has increased in popularity in the last few years and many car buyers are facing the same question over and over: leasing, financing or paying cash. Despite the increased new car sales through leasing programs, many ... - but they are not comfortable with the unfamiliar  language or the entire leasing process.   Credit: [more...]

Date: 2009-01-02 05:00:32

My Civic Duty - Jury Duty

this disaster. I had already researched and found a better option than Wamu (coming soon). It didn't take much, really ... , the savings account, both debit cards, and the credit card. I zeroed them out while we were ... account, both debit cards, and my credit card. Can you not do that either? Wamu: Actually, I can waive [more...]

Date: 2008-12-15 23:49:43

Q & A with Lewis Schiff

Lewis Schiff, author of the Middle Class Millionaire, a book I reviewed last week graciously answered questions from readers of the review.  So today I am posting the questions asked and answered. How is the credit crunch affecting MCM ... the MCMs to pull ahead during the “good” years are also helping them during the bad years. They report [more...]

Date: 2008-10-06 13:30:48

Personal Loans For A Real Estate Down Payment

With the down payment presenting the largest difficulty for most people want to buy right now, ... out there, as well as personal lines of credit and even credit cards. Not all of these are a possibility ... unsecured, the interest rate is higher than real estate loans, and the repayment period is shorter [more...]

Date: 2008-09-09 14:01:00

January 9, 10, 11 - Unemployment Risies to 7.2% - Highest Yearly Job Loss Since 1945 - Google Rumors - Freightliner Dismisses 2137 - Semitool Chips Away 280 Jobs - Union Pacific Derails 231 - Boeing to Layoff 4500? - Beechcraft Ending 1600 Jobs? - Seagate to Delete More this Month

                                     Mike: Good day to all. Today’s big number is the Employment Situation, which is released at 8:30 EST. The consensus is a loss of 500,000 jobs with the unemployment rate increasing to 7%.    - If these numbers are as expected, the markets may react favorably, but if these numbers are higher than expected, [more...]

Date: 2009-01-09 13:51:10

How to Pay for Your New Auto

There are very few people in the world how can afford to go into a auto dealership and pay cash for a new car ... to what you owe, don’t despair. There are other ways of getting that auto that you really want. Put your car ... you meet the requirements because if you are turned down, this will affect your credit rating and thus [more...]

Date: 2008-12-06 19:21:50

Jobs, O.J. and F.D.R.

Why Those Pearl Harbor "Conspiracy" Theories Ain't Soby Sherwood Ross - The Smirking ChimpAs the anniversary of the December 7, 1941, Japanese attack on Pearl Harbor rolls around, critics of President Franklin Roosevelt will again claim he had advance knowledge of the strike and allowed it to happen [more...]

Date: 2008-12-07 11:58:00

PFI Weekly Updates - December 16 (2008)

Happy Holidays Creative Commons License photo credit: Patrick Q Welcome to PFI and the weekly updates - Happy Holidays Edition ... . I would like to thank The Frugal Duchess for hosting the carnival and including my post Car Buying - New, Used, Or Lease?. December 10, 2008 - I participated in the 42nd money hacks carnival: laid-off [more...]

Date: 2008-12-16 14:07:14

My Partner Left Me With Bad Credit

Ramon Johnson is the gay lifestyle guide at About: Gay Life, a New York Times Company ... doesn’t mean you’re being mistrustful of your partner. Trust has nothing to do with it. Credit ... your credit you secure your own future and the stability of your relationship. Heed these financial mistakes [more...]

Date: 2008-12-23 20:58:24

Innovative Auto Marketing from Hyundai

Hand it to Hyundai. You can sell anything to some people some of the time (think Hummer) ... : Finance or lease any new Hyundai, and if in the next year you lose your income, we’ll let you return it. That’s the Hyundai Assurance. Starting today you can feel good about buying a car, despite [more...]

Date: 2009-01-07 20:27:17

Wall Street Breakfast: Must-Know News

SEC extends naked shorting ban, maybe more to come ... to extreme losses Ford Credit is taking on off-lease vehicles." "If you have any customers that want ... Wall Street BreakfastSeeking Alpha's Market Currentswill keep you current all day long. Car lending [more...]

Date: 2008-07-30 11:19:44

A Commonly Believed Myth: The Little Guy Just Can’t Get Ahead

things should feel fine between us, Creative Commons License photo credit: tarahm ... they live in a third world country and are truly poor for reasons beyond their control?  Yes.   Bad ... , the problem is they’re bad with managing money [more...]

Date: 2009-01-11 02:01:28

Chrysler to Stop Leasing Cars; What it Means

Chrysler — the automaker company that includes the Chrysler, ... when the leases end. Lease payments are supposed to pay for the car's depreciation, but the banks don't trust ... , like banking institutions. Depending on how determined the dealer is to make a third party lease seamless [more...]

Date: 2008-07-28 15:58:21

What I learned From The Top Affiliate Challenge

Now that the Top Affiliate Challenge is over and the NDA has expired, I can give my views and thoughts on the two week competition that pitted affiliate marketers against each other. In no particular order, these are the observations I came up with. TAC Is Not About Affiliate Marketing The Top Affiliate Challenge is more about who can call in [more...]

Date: 2008-07-16 21:27:07

Steve Parker: Precipitous fifteen-year drop in US car sales; Need one? You probably can't get one

They say "start out bad news with a joke," so: In Peter Gent's "North Dallas Forty," ... , you know there's no easy credit. US new car and truck sales plummeted to 965,160 last month, down ... . The last month when car and light truck sales were below one million was February of 1993. General [more...]

Date: 2008-10-02 10:12:35

JD Power ranks BMW as the best in Automotive Financing

In a press release today by J.D Power, BMW ranks as the best automotive finance provider that achieved the highest levels of satisfaction. The award is based on scoring the highest points in the following categories: Prime Retail Credit, Retail Leasing, Subprime Retail Credit and Floor Planning. It examines five key factors [more...]

Date: 2008-10-08 15:40:27

The USA Spoiled You- Now Pull Your Panties Up.

It is amazing how “rich” the USA is — or at least how rich they think they are ... him blingin’ sneakers. There shouldn’t even be credit cards. If your car is broke and you can’ ... . I bet 90% of Americans that have access to a credit card, are stupid with their money [more...]

Date: 2008-12-12 20:45:38

Outrageous Credit Card Practices

Last week, I wrote about The New Rules that the government is going to be implimenting for the credit card companies ... the limit fees. They Are Just Getting Started Unfortunately, I fear that the credit card companies ... Express card holder is having his credit reduced based on where he shops. The card holder says he pays [more...]

Date: 2008-12-22 23:00:41

Investing for the Future: The American Housing Market. The United States has Enough Housing for Years. Will this Economy Change our Habits?

One reason homes are having a tough time selling is because of the credit crisis ... up on credit cards to pay tomorrow or bought cars with 7-year terms, instant gratification was the mantra ... . We’d have to go back to the early 1980s to find a month as bad as the one we’ve [more...]

Date: 2008-12-28 00:06:41

Watch for falling dominoes

I don’t think Detroit’s automakers scored a $17 billion care package from the White House because anyone seriously thinks the cash will staunch the ... to take it seriously. Bill looks at massively over-leveraged US law firms and sees bad things ahead [more...]

Date: 2008-12-19 19:41:42

January 8 - Microsoft/IBM Rumors Swirl - Jobless Claims Fall to 467,000 - Lenovo (China)/Dell (Ireland)/TDK (Japan) Layoffs - Spring Global Ends Jobs for 365 - 111 Depart at Trane - 1000 Less Jobs at Schlumberger - Layoff Outrage of the Day: Banks Offshoring IT Jobs -

        The Layoff Outrage of the Day:  Mike: I thought I would title the daily discussion to save readers any confusion about my intentions, which are simply to highlight a daily kick in the butt to the workers and taxpayers of America. Today I’ll discuss the often mentioned subject of outsourcing [more...]

Date: 2009-01-08 13:55:13

How to Refinance An Upside Down Car Loan

div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip!/b/font Don’t get lured by the car loan rate from the manufacturer or the dealer. They can be exorbitant./font/divpAn estimated 30% of new car owners have upside down car loans - loans where one owes [more...]

Date: 2009-01-08 14:47:13

Web Design at 65 MPH: A Family of Web Workers Hits the Road

Web Design at 65 MPH: A Family of Web Workers Hits the Road By Adam DuVander October 22, 2008 Categories: Business [ ... s your mail going? Swartz: Well, we had to save up a nice chunk of cash, since between my credit and the state of the economy, we weren’t exactly going to get a car loan for the RV we live in. Aside [more...]

Date: 2008-10-22 18:58:04

Sheila Tendy: My Lesson Learned: Simple Tips To Prevent You from Losing Your Shirt

A flood almost took from me the first house I ever owned ... homebuyer-turned-landlord was born. Then reality struck. I had to mow the lawn, lease the apartments ... storm windows? A tenant sold crack out of one of my apartments and then skipped out on the lease [more...]

Date: 2008-07-17 18:07:09

Carnival of Personal Finance #183: The Pre-Holiday Sales Edition

Welcome to the latest edition of the Carnival of Personal Finance #183: The Pre-Holiday Special. Thanks to everyone who submitted articles. If you are new to this site, please take time to look around and to subscribe to my feeds.Given the wealth of entries, I had a hard time selecting carnival favorites [more...]

Date: 2008-12-15 18:19:00

Life Skills 102: Advanced Adulthood (Write This Down)

Last week, we kicked off the new school year with a Life Skills-centric article cleverly titled “Life Skills 101: A Curriculum for Food, Finance, ... of the Counter(Suggestion from: Kathy, Mel)Personal Stories: Bad (1 day) - allow kids to tell [more...]

Date: 2008-09-03 17:27:00

Which Loan Is Best When Buying A New Car?

div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip!/b/font The long-term cost of a car lease is always more than the cost of a car loan, assuming the buyer keeps the vehicle. If a buyer keeps his vehicle after the car loan has been paid off [more...]

Date: 2009-01-08 09:45:51

DrumBeat: January 14, 2009

Obama energy goal hard to meet: Bodman WASHINGTON (Reuters) ... prices, but this would not affect its $2.3 billion credit facility, the independent oil and gas ... (Bloomberg) -- Crude oil fell after a U.S. government report showed that stockpiles climbed [more...]

Date: 2009-01-14 13:55:13

TUESDAY JANUARY 13, 2009

THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, ... StoriesRumoured @ 11:15 Pm Single car MVA around or near highway 1 Lepreau area.Vehicle struck a deer ? Rumoured @ 9:45 Pm single car MVA Highway 7 around or near mile marker 84.Vehicle off the road [more...]

Date: 2009-01-13 02:39:00

Worse Than The Nanny State by Zenking

Guys,I just took a quick trip over to the Happy Bachelors forum where I'm a member. I saw THIS masterpiece by Zenking. Enjoy! ... of bright lights, easy credit, merchandise we don’t need and no obligations to family, marriage [more...]

Date: 2008-12-22 03:01:00

DrumBeat: October 14, 2008

OPEC exports drop 600,000 bpd in September-LMIU LONDON (Reuters) ... global credit crisis sent markets around the world into a tailspin last week, Mexico's central bank ... , the airline said on Tuesday. EDF to Use Alternative to Libor on 11 Billion-Pound Buyout Loan [more...]

Date: 2008-10-14 12:45:02

Stupid As

Queue Marilyn Manson's Beautiful PeopleYou gotta wonder wtf goes through people's minds sometimes..HARPERSVILLE, Ala ... in a plane crash, secretly parachuting to the ground and speeding away on a motorcycle he had stashed [more...]

Date: 2009-01-14 06:24:00

Auto Sales Plunge To Lowest Level Since 1982

MarketWatch is reporting Automakers post steep sales declines. Here are some of the highlights from the report.Ford, Lincoln and Mercury combined car sales fell 31.5% to 37,272 units. Ford truck sales slumped 29% to 81,546 units with sales of the flagship F-Series pickup down 18.6% to 37,911. Volvo sales tumbled 46.5% to 4,404 vehicles [more...]

Date: 2008-12-03 05:02:00

living without a credit score

Can you live without credit? Yes, but honestly it’s not fun.  Even bad FICO score is better than no credit score.  When you have no credit history or score, people and businesses don’t know what to make ... people, even those with poor credit. How do I know?  Well I’m going to explain what happens [more...]

Date: 2008-10-08 13:00:11

Single Ma’s 2008 Spending: The Devil’s in the Details

In yesterday’s post, Where Did My Money Go in 2008, I shared a summary breakdown of how I spent a net income of $90,303 ... to refinance for a lower fixed rate - despite having excellent credit and decent income.  To make matters [more...]

Date: 2009-01-08 15:00:14

My Take on T. Boone's California Prop 10

By Judy Dugan Research Director Consumer Watchdog and OilWatchdog.org Project I was asked to share my analysis of T ... to the committee: It's bad enough that Proposition 10 would transfer billions of dollars [more...]

Date: 2008-09-11 18:46:02

Green Ink: Oil Falls, Pickens Stalls

Crude oil futures fell for the sixth straight day, ... its electric-car batteries in-house, in the WaPo. That’s bad news for A123, which was vying for the GM ... of the electric car—everything old is new again. Let the confirmations begin: Energy Secretary designate Steven [more...]

Date: 2009-01-13 14:18:31

Find out about car leasing

Do you ever feel like you know just enough about car leasing to be dangerous? ... the brand which depreciates less. If you lease a car, your lease contract may stipulate that the lease ... to have good credit. If you have a bad credit history or a low credit score, you will be quoted [more...]

Date: 2009-01-11 22:59:09

Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car. Most loans you apply for will be turned down with bad credit. It can be frustrating to have bad credit. It’s not that hard to get your credit repaired. All it takes is a little time and a little [more...]

Date: 2008-12-30 23:24:12

Free Guidebook to A Few Tips To Improve Your Credit Score

Your credit rating can be your most valuable asset or your most annoying hindrance. The fact still stands that you can not live comfortably without having a good credit score. There is no way to avoid the issues of your credit score, one way or another your credit score report [more...]

Date: 2009-01-08 23:50:54

Car Loans - Go For Your Dream Car

Not everybody owns a car, though most dream of owning one. You can dream of having a car, but you need money to buy a car ... then you can refinance your car loan and get a car loan with low interest rates. This will help ... people who have bad credits get car loans. If you have a bad credit history then the rate of interest [more...]

Date: 2009-01-08 05:07:00

Investing for the Future: The American Housing Market. The United States has Enough Housing for Years. Will this Economy Change our Habits?

Investing for the Future: The American Housing Market. The United States has Enough Housing for Years. Will this Economy Change our Habits? ... is because of the credit crisis. Yet another less talked about reasons is that we binged at the housing ... from Ross Perot. One reason homes are having a tough time selling is because of the credit crisis. Yet [more...]

Date: 2009-01-02 07:00:35

Car Buying - New, Used, Or Lease?

photo credit: Ian Fuller My wife and I are in the market for a new family vehicle very soon. In the past, we have always preferred the option of a car lease for a variety of reasons. The lease [more...]

Date: 2008-12-12 17:19:50

Tax Deductions for Professionals: Stephen Fishman

Tax Deductions for Professionals: Stephen Fishman Review “Aimed at anyone who runs a professional practice, including doctors, dentists, lawyers, engineers, architects and even chiropractors — to say nothing of accountants [more...]

Date: 2008-12-19 18:32:21

Energy prices: still driving less; filling reserves; auto industry permanently bruised

Old habits die hard, but American drivers may have done it. The chart illustrates the monthly growth rate (over the year) ... some of their bad habits? Drive less and save more? Old habits die hard: China and the U.S. stockpile [more...]

Date: 2009-01-06 12:13:13

A Few Steps To Increase Your Credit Score

Your credit rating can be your most proud achievement or your most annoying hindrance. The fact still stands that you can not live comfortably without having a good credit score. The is no way to avoid the issues of your credit score, one way or another your credit score report [more...]

Date: 2009-01-08 08:16:27

Free Guide to A Few Tips To Raise Your Credit Score

Your credit report can be your most prize possession or your most annoying hindrance. The fact still stands that you can not live comfortably without having a good credit score. The is no way to avoid the issues of your credit score, one way or another your credit score report [more...]

Date: 2009-01-08 09:06:44

Guaranteed Credit Scored Special Finance Leads and Car Sales Leads for Auto Dealers

DealerLink, the industry's leading provider of exclusive special finance leads and auto sales leads, recently announced the launch of its newest product, Guaranteed Credit Scored Leads. This exciting ... Program provides leads with guaranteed credit scores between 530 and 599, a range determined after [more...]

Date: 2009-01-08 09:45:00

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