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Olga Riley on "One God or Three?"

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Date: 2008-12-07 20:50:57

Blog posts (114) | Videos (13)

My First Home

My very first home on my own was a sailboat similar to this one (minus the seals). I loved the boat life ... be Advantage Home Rates. Then there are individuals who have bad credit, but still have a good job yet have had some bad luck along the way, but want to be a home owner. It is still possible to get loans [more...]

Date: 2009-01-12 16:58:00

Ask an Apocalypse Specialist

Dear Dr. Farley,Should I be preparing a boat or a car? ... . For obvious reasons we cannot accept credit cards. However, student loans are available to qualified ... the former; horses can swim, and in a pinch can be eaten.Dear Dr. Farley,Is cannibalism really as bad [more...]

Date: 2008-10-01 08:47:00

August 30 2009: Tickle your fancy

Esther Bubley War Worker January 1943 War workers at home, Washington, D.C. "A radio is company for this girl in her boardinghouse room" Ilargi: It's often as amusing as it is surprising to me how readers react when I quote people who are perceived as being right-wing. My view is quite rudimentary: I’m not interested in the dividing lines in politics, but since I think a society needs to take care of its weakest, simply to survive, the only wing I seem to have is a left one. [more...]

Date: 2009-08-31 00:03:00

NY Times Lehman Post Mortem: The Power of Denial

There is a not bad piece at the New York Times on the fates of various ex-Lehman employees a year after the collapse. The story vividly if unwittingly illustrates the old saying that fish rot from the head. The people profiled were all involved in mortgage securitization, either directly or indirectly. Most seem unable to acknowledge that they played a role in precipitating the crisis, as in firms like Lehman packaged and peddled toxic debt. And the way they operated was grossly irresponsible. [more...]

Date: 2009-09-13 06:19:47

Japan’s political kaleidoscope (4): Too many cooks, too many crooks, and too many kooks

The devil’s greatest achievement was to have persuaded so many people that he doesn’t exist. - Baudelaire Never attribute to malice that which can be adequately explained by stupidity–but don’t rule out malice. - attributed to Albert Einstein The essence of the Democratic Party of Japan now is a three-tiered structure of the Finance Ministry, Party Secretary-General Ozawa’s troops, and public sector labor unions. It will be impossible to maintain this structure without tax increases. [more...]

Date: 2009-09-21 11:02:58

Mortgage Relief Program Who Does Obamas Plan Really Help?

by Adam Whazzer In these bad economic times I see property owners running around with difficulty to seek info on the web to protect their homes from going into foreclosure or rescue it out of foreclosure. The common question that most people have is can the Obama foreclosure plan work for me. Lets explore the choices that a loan holder has thats about to drop behind on the mortgage or is already behind in the note. Most of the choices will seem barren unless you fit a criteria as listed below. [more...]

Date: 2009-08-20 14:51:54

The Higher Education Bubble

Students have had to drop out of school because they can't afford tuition. Others, like Michelle B., are simply looking for answers to the question, What more do the schools want? The rise of tuition is not included in the loan package, leaving students like myself not only paying an incredible balance, but the loan does not include living expenses. The amount of money I receive from both loans is a joke! There is a bubble alright, and the pop of that bubble is on us and them. [more...]

Date: 2009-09-08 20:02:19

Use An Online Calculator To Lower Your Rate And Save Money

Sep 2nd, 2009by Jerry Hollifield. When you’re learning about something new, it’s easy to feel overwhelmed by the sheer amount of relevant information available. This informative article should help you focus on the central points.If you go in search of a loan calculator on the Internet you will find an abundance of them. The trick is to find a loan calculator that provides you not only with simple repayment calculations but also allows you to compare repayments on different mortgages. [more...]

Date: 2009-09-02 10:20:24

Hullabaloo (2009-09-26 13:00)

Mr and Mrs Moral Hazzard by digby This is just brilliant . For those of you who are wondering what the hell happened and is happening with the banking bailouts,(and why some people who should know are saying the system is " shakier than ever .") Chris Hayes and Nomi Prins have put it together in a way that anyone can understand. Here's an excerpt: Imagine a couple living in a three-bedroom house outside the Twin Cities. Call them Joe and Katie Hazzard. [more...]

Date: 2009-09-26 20:00:00

Poor credit rating unsecured loans No security but better financial help

Author : Jennifer Morva You might have poor or bad credit rating caused by certain factors like arrears, defaults, bankruptcy, insolvency, foreclosures and so on Holding bad credits but in need of financial assistance due to the presence of financial hardships Fear of facing refusals by availing a loan help from financial market If your debts seem to be mounting everyday, it is the time to apply for poor credit rating unsecured loans without any snub Poor credit rating is not a new thing [more...]

Date: 2009-09-03 07:42:14

Foreclosure follies

When I take a break from blogging, I'm a real estate title abstractor. I'm....in-between.... employers at the moment. Why? Nope. Not because of the foreclosures. If every house on the market that should be foreclosed was being sold, I would have a job. My industry depends upon the transaction, the sale, of homes. And responsible banks and buyers get titles checked before they buy. And lenders and buyers need title insurance. THIS is why I'm sittng at home, blogging. [more...]

Date: 2009-09-24 17:42:00

The Obama Mortgage Help Program Will It Work For You?

by Adam Whazzer In these hard times I see home owners running around in confusion to get info on the net to protect their houses from going into foreclosure or save it from foreclosure. The question that most loan holders have is will the Obama foreclosure aid plan help me? Lets go over the options that mortgage holders have who are about to drop behind in their note or have already fallen behind in their note. Most of the choices will seem bleak unless you fit a perfect criteria as listed below. [more...]

Date: 2009-08-23 15:02:52

Instant Payday Loans Rapid money in hand without delays

Author : Richard Pasic How will you pay off your expenses when your payday is exhausted and your next paycheck is still few days away? Don't get worried as instant payday loans are here to offer you help at your doorway It is a short term loans that can be the suitable financial source for your temporary expenses Internet can be the fastest medium that helps you to avail instant payday loans You can experience its exceptional service of lending without any hassle of extensive paperwork and [more...]

Date: 2009-09-02 07:48:35

Obama’s Mortgage Aid Program Who Does It Really Help?

by Adam Whazzer In these hard times I see home owners searching in confusion to get info on the net to keep their houses from falling into foreclosure or rescue it from foreclosure. The question that most folks have is will the Obama foreclosure aid plan help me? Lets explore the choices that a loan holder has thats about to drop behind on the note or is already behind in the loan. Most of the options will seem barren unless you fit a criteria as listed below. [more...]

Date: 2009-08-25 15:29:49

How Online Loan Calculators Can You Time And Money

by Dennis Shirk Do you ever feel like you know just enough about loan calculators to be dangerous? Let’s see if we can fill in some of the gaps with the latest info from loan experts. How much should your down payment be? Most experts recommend at least 20 percent. Consolidation loans also have varying repayment plans. Use the links below to determine your repayment amounts under each of the different plans. You can then see what your monthly payment would be with a consolidated loan. [more...]

Date: 2009-09-28 10:46:28

This is a bit of info about giving it

This is a bit of info about giving it up for loans. Try this on and see what happens: I have missed the boat on this one. Getting loans for people with bad credit it tougher these days then it used to be. Especially when you consider what is going on in the credit markets. I’m not using bad credit cash loans right now. All content should be of high quality. You can’t see it now, but this can be easy. I may not be headed up the right road toward this. I certainly will give it a try. That’s appealing. [more...]

Date: 2009-08-27 11:30:36

Obtaining Bad Credit Home Loans

Obtaining Bad Credit Home Loans by Tony KidFinding bad credit home loans isn’t as hard as it once was. With a new administration in place, there are even more possibilities than before. They can get you approved, and make it affordable unlike in times past where only the people with good credit could get approved. Owning your own home is one of the biggest parts of the American dream.For many years, citizens of the U. S. have been chasing the American Dream. [more...]

Date: 2009-09-26 13:12:48

Tips to Borrow a High Risk Personal Loan

There are quite a few people who have high risk personal loan – possibly because of loss of jobs, divorce, sick, or many others reasons. If you are one of them, you must have experienced a lot of rejection from bank in your hometown.Bank officers at traditional lending institutions won’t take a risk on you, especially in the global recession that the world is going through right now. [more...]

Date: 2009-09-03 14:58:59

7 Don’ts for Fiscal Freshmen

( This is a guest article by Jack Busch* ) As a student, your financial picture is a bit unique. You have few assets and few hours to devote to a job, thus little income. You have little credit history (good or bad) but some limited access to revolving credit and other loans. Because of this, the years between matriculation and graduation are somewhat of a testing ground for your creditworthiness. [more...]

Date: 2009-09-23 08:59:15

Jim’s Mailbox

Jim Sinclair’s Commentary JB Slear goes ballistic! Jim, Think of this question with a backdrop of what the media is pointing to. TV claims that the stately politician’s talk of the costs of health care is skyrocketing around the country and that they must control this “out-of-control” problem. This tells me that business decisions’ are far more important than living life itself. [more...]

Date: 2009-08-14 17:19:42

We’re Never Going To Go Back To The Heyday

The News Journal reports from Delaware. “For Delaware in particular, key industries are sensitive to national economic conditions ... a certain credit score. Deborah combined the No-Document Loan with another loan and was able to buy ... . That point has been hammered home in recent weeks with employers dumping bad news on workers. ‘” [more...]

Date: 2008-10-24 15:48:52

Welcome to History

It's helpful to think of how to address the current financial crisis (and I don't use that word casually) ... -to-illegal business practices. As cheap credit pushed up the market price of houses, homeowners began ... . All these effects are just examples of greater levels of debt secured against the market prices of homes. Here's [more...]

Date: 2008-09-19 21:39:38

Welcome to History

It’s helpful to think of how to address the current financial crisis (and I don’t use that word casually) ... -to-illegal business practices. As cheap credit pushed up the market price of houses, homeowners began ... who previously would not have received credit for a mortgage got them. Simultaneously, many homeowners were [more...]

Date: 2008-09-19 20:04:15

The GOP plan changes hands

I grew up in an era when the Reagan Revolution and its corporate adherents had painted the political canvas as a debate between "tax and spend" ... are now 12-figure bailouts to greedy Wall Street slot-jockeys and poorly-backed loans for automakers who've ... is that the days of pandering to voters with tax cuts went out with WMDs in Iraq. You can't have [more...]

Date: 2009-01-08 02:50:00

Bad Credit Small Business Loans: Sail Through Troubled Waters

Lenders refer to your past financial record before giving you any loan. If you are small business entrepreneur and in the past you have already defaulted on repayments then lenders will hesitate to give you regular loans. Rather, you will have to look for bad credit small business loans. Bad credit is a situation that may arise on many counts like you may have a County Court Judgement (CCJ) against your name or you may have earlier defaulted in repayment of a loan or applied for a bankruptcy. [more...]

Date: 2009-08-14 11:25:56

Fast-Rising Values Created Opportunities For Mischief

The Kalamazoo Gazette reports from Michigan. “No matter the motivation, many homeowners are finding that despite reasonable interest rates, ... and down payments of less than 20 percent, experts say.” “‘Anybody who got a low-down-payment loan ... and unable to pay on loans for huge projects.” “Banks admitted they didn’t know how bad [more...]

Date: 2008-07-14 15:31:23

Take Hassle Free Finance at Instant Bad Credit Tenant Loan

Take Hassle Free Finance during Instant Bad Credit Tenant LoanAny borrower in this age of taking flight consumerism might come underneath a tag of bad credit. Taking a uninformed loan becomes a difficult ascending charge for these people with many of them being tenants who do not own skill to take loan opposite during improved conditions and conditions. These borrowers right away can have a bashful of service in benefaction bad credit reside loan. [more...]

Date: 2009-09-21 02:12:05

Boat Loans and You

Maybe you’ve always wanted to own a boat.  Maybe you already have a boat, but you’d like to upgrade to a new one.  Either way, you may not be able to afford the boat of your dreams.  This doesn’t necessarily mean that you are out of luck, just because you don’t have the cash on hand.  If you don’t have the cash, you can apply for a boat loan.  Many companies offer boat loans to help people to make their dream boat ownership a reality. [more...]

Date: 2009-08-30 06:56:43

Don’t Pick Up the Phone…Until You Have Read This Article

If you or someone you love has ever been taken in by a phone scammer - someone who attempts to trick people into giving them money by offering “free” trips, “no risk” investment opportunities or “pre-approved” loans - you know how frustrating and embarrassing such an experience can be. Unfortunately, you’re not alone. Although the number [more...]

Date: 2008-12-17 21:29:42

Helping to Explain the Bailout Issue to Jittery Clients/Consumers

by: Chris Galler, COO - Minnesota Association of REALTORS Most of the consumers you talk with will not have a good handle - I am not sure anyone does yet - of the nature of the credit problem. In this short article, I hope to give you at least ... and now holds in their portfolio is reported as a bad investment because the value of the asset [more...]

Date: 2008-10-01 17:06:08

Shopping and Saving Money...

Oh, for the good old days when people would stop Christmas shopping when they ran out of money. ~Author Unknown So... ... has a mortgage, we own everything. No loans. No credit card debt. We lived on hand-me-down furniture ... . I thought -- heck, it's NOT the weekend, and it's early in the morning, it shouldn't be too bad. WAS I EVER [more...]

Date: 2008-12-06 10:17:42

Mortgage Market Week in Review

Well, here we are on Friday again. Are you getting motion sickness from all of the news and rumors that are flying back and forth? ... credit, but at least good credit, 3) sufficient verifiable income to support the loan request ... about today: The Bailout/Rescue Plan, some very weak economic reports, the credit markets and do bankers [more...]

Date: 2008-10-03 18:26:32

Network Security Revolution

Network security is always been the most concerning topic for the experts. Every one wishes to keep their network safe from hackers. We are in the age of network security revolution. Many companies have been trying to launch a product that keeps the network safe from hackers. As the volume of data keeps increasing it is indispensable to focus on network security. There are certain expectations from sender of data so that it reaches the receiver safely. [more...]

Date: 2009-08-31 23:14:13

The Garrett, Watts Report (September 5, 2009)

    To Our Clients, Colleagues and Friends, Bank lawyer Gary Findley predicts the next FDIC special assessment will be 8 bps, and that’s going to really hurt bank earnings.  For a little $100 million community bank, that’s $80,000, which is serious money.  We can’t think of a better attorney for community banks, and when he speaks, we listen. [more...]

Date: 2009-09-04 17:56:20

Taxpayer "cramdown"

Boom! Boom! Boom! Boom!If you are wondering what the noise is its my forehead slamming against my desk.Ughhhhh.....Welcome to the mortgage "cramdown"! ... , and borrowers have to prove it wasn’t.3) Bankruptcy judges can strip away a lender’s credit or rights ... giving bankruptcy judges power to erase mortgage debt would increase costs for future homeowners [more...]

Date: 2009-01-08 22:41:00

Even Celebrities Can Fall On Hard Times And Face Home Foreclosure

When you think of Ed McMahon, you don’t exactly associate or lump him with big time wasteful spenders like MC Hammer and some of the other well ... their money into bankruptcy on trivial pursuits. No, when you think of Ed McMahon, you think ... bubble and credit crisis seems to be quite merciless and universally brutal, even to those who simply [more...]

Date: 2008-06-09 01:18:36

Marketing lessons from GM — Will a $30 billion bailout buy them some focus?

    by John Furgurson The top guns of the American auto industry parked their private jets, piled into their big, luxury hybreds, and headed back to Washington last week. The goal: 50 billion dollars in loans, credit and other ... . As one consultant said… “Even with a generous series of government loans, GM is likely [more...]

Date: 2008-12-08 19:28:53


                                       Thinking about purchasing distressed assets? ... on who’s talking and who’s listening.  Distressed assets can include mortgages, credit card portfolios, car loans, boat loans, or even the real property itself.  In this post we will provide suggestions [more...]

Date: 2008-12-06 22:56:18

Gates of Vienna News Feed 10/14/2008

A significant news story this evening: after a year, the murder of those teenage girls in Texas has officially been termed an “honor killing” by the FBI. Needless to say, the Muslim lobby is not happy about this.Also, a Swiss government minister says her country needs to import more foreign workers.Thanks to Abu Elvis, C [more...]

Date: 2008-10-15 03:29:00

Illness doesn’t stop debut of music studio

The moment of truth in launching a business comes when dreams are shattered by the cruel reality of problems you never saw coming. But for one couple, the challenges of nurturing a fledgling enterprise had nothing to do with the bottom line. Jessica and Brian Zamek struggled to bring music to Nesconset amid the birth of [more...]

Date: 2008-12-11 13:33:06

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00

Gates of Vienna News Feed 10/8/2008

As of tonight the news feed has been up and running every day for three months (except for when I’ve been away).I’ve received a few complaints about it. Some readers don’t like to have to scroll through the headlines to get to the good stuff, and others don’t want me to waste space on American news stories which are being covered thoroughly [more...]

Date: 2008-10-09 03:43:00

Equities play catch up with credit

Good Evening: What started as trouble with subprime mortgage loans almost two years ago has now spread out and infected credits of all sorts, save the U.S. government. Perceptions about the credit-worthiness of Uncle Sam will take time ... credit markets. Whether this adjustment in the relative prices of credit and equity take place [more...]

Date: 2008-11-20 05:30:37

The Name's Bond... Brummie Bond!

Blogged by David Bailey, John Clancy and Mike Olley Paul Dale's piece last week in the Birmingham Post raised the fascinating possibility that Britain's big cities - including Birmingham - could be given the power to raise funds for regeneration by issuing bonds via the money markets if the Tories get back into power after the next General [more...]

Date: 2009-01-07 21:53:28

Peak Credit, a once in a lifetime event. Those focused on the CPI, M3, and other such measures are completely missing the boat ... the warning? Credit Deflation Some choose to call what is happening "credit deflation". In this regard "credit" is an unnecessary label. Deflation is about the contraction in money supply [more...]

Date: 2008-06-26 02:11:36

When the Lights Go Out in the City

Hawaii Island of Oahu Loses Power During Storm By David Briscoe, Associated Press Writer / USA TodayHONOLULU — The island of Oahu lost power Friday evening in the midst of heavy rain and lightning, leaving some 800,000 residents and thousands of tourists in the dark, as well as the neighborhood where President-elect Barack Obama was vacationing [more...]

Date: 2008-12-27 15:49:00

Black Friday: The 'Sanctity of Life' vs Cheap Digital Camera?

Troops Search India Hotel After Rampage EndsNBC News and news servicesReport: Militants wanted notoriety for 'India's 9/11'; 6 Americans deadMUMBAI, India - A 60-hour terror rampage that killed 195 people across India's financial capital ended Saturday when commandos killed the last three gunmen inside a luxury hotel while it was engulfed in [more...]

Date: 2008-11-29 13:13:00

As I predicted, Alt A and Prime loans swallowing Orange County homeowners

by Moe Bedard on August 31, 2009 · 2 commentsin American Nightmare Orange County, California was the capital of mortgage broker lending back in the home loan gold rush days. Some of the nation’s largest brokers set up telemarketing chop shops in the county where there are more BMW’s and fake boobs per capita than anywhere in the world. [more...]

Date: 2009-08-31 14:25:31

M3 Contraction - The Future Is Now

The Telegraph is reporting Sharp US money supply contraction points to Wall Street crunch ahead ... asset prices are plunging. Those with good credit do not want to borrow and those with bad credit ... , or hyperinflation missed the boat on this big time. Now that those credit lines have been tapped or shut off [more...]

Date: 2008-08-19 17:20:55

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