Bernanke Acts While Paulson Dithers

Today, in yet another transformation of the ever-changing Troubled Assets Relief Program (TARP) ... to creditworthy consumers,” by extending relief to holders of “auto loans, student loans, credit card loans ... to a plan being implemented by the New York Fed that is aimed at easing the current credit crunch. The NY [more...]

Date: 2008-11-25 19:26:04

Blog posts (128) | Videos (29)
 

The Endgame

The Endgame Employment Numbers Are Worse Than Posted Aye, Captain, I'm Giving Her All I've Got! Problem #1: Deflation Problem #2: Pushing on a String The Muddle Through Middle Conversations With John Deflation? Stimulus? Deleveraging? Recession? A soft depression? A return to a bull market? With all that is going on, how does it all end up? [more...]

Date: 2009-01-17 21:29:29

10 Ways to Save Money

Ethan Ewing of Bills.com shares his ten tips for saving money and achieving your financial goals ... with cash. Move away from credit cards and avoid going into debt, especially for daily, routine ... are the most important element of good credit. Keep bills in one location and check that spot weekly [more...]

Date: 2009-01-08 01:42:45

The Bailouts? Not Much For the Common Guy

Trillions to financial Terra Incognita; So far very little for ordinary AmericansBy Sherman DeBrosse / The Rag Blog / January 8, 2008At this moment, ... billion guarantee for money market funds, $200 billion so far for credit card issuers, $345 to Citigroup ... money had to be spent covering bad investments that are nearly impossible to understand. No one [more...]

Date: 2009-01-08 02:42:00

Dow Will Swoon Again In 2009

We may be in the middle of a pre-Christmas rally, but Andrew Gordon says next year’s economic outlook is dire ... into the credit crunch, it’s still not clear which are the “good” banks and which are the “bad” ... . Job losses are soaring and consumer spending is drying up. And the great unwinding of the credit [more...]

Date: 2008-12-10 12:42:55

Free Rides?

Labor costs aren't the biggest problem automakers face, the problem is making cars people want to buy: $73 an Hour: Adding It Up, ... s wrong with bloated car companies and their entitled workers. To the Big Three’s defenders ... benefits, like health insurance and pensions. ... At the Big Three, the benefits amount to $15 an hour [more...]

Date: 2008-12-10 10:07:00

Portugal Sustains

by Edward Hugh: Barcelona "Art has a function of teaching about the human condition. We live in hope, hope is fundamental" - Manoel de Oliveira Manoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have [more...]

Date: 2009-01-12 19:22:42

Appraisal Fraud and Industry Standards Described in 2003 Official White Paper-RED FLAGS DESCRIBED IN DETAIL WITH EXCELLENT DIAGRAMS EXPLANATIONS AND DESCRIPTIONS OF BEST PRACTICES

loan_origination_mortgage_fraud_ffiecloan_origination_mortgage_fraud_prevention_response_nelsonRed Flags • Critical loan processing activities, such as  verification of income, employment, or deposit, is delegated to brokers. • Delegated underwriting allowed for correspondents that are new or lack an established track record with the FI [more...]

Date: 2009-01-09 15:33:10

Portugal Sustains

“Art has a function of teaching about the human condition. We live in hope, hope is fundamental” - Manoel de Oliveira Manoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have steadily stuck their neck [more...]

Date: 2009-01-12 14:37:23

Transcript: President George W. Bush at American Enterprise Institute, Includes Q&A | December 18, 2008

(Source: White House Press Office) 10:44 A.M. EST MR. DeMUTH: Mr. President, what’s on your mind this morning? THE PRESIDENT: First, thanking you for being the leader that you’ve been, and thanking AEI for generating good thought. People in the public arena need to have support for philosophy — and that’s what you provide, [more...]

Date: 2008-12-18 20:43:07

DrumBeat: January 13, 2009

Analysis: Global power demand to languish in 2009 The outlook for energy commodities this year remains grim, says a new report from Merril Lynch. Neither cold winter temperatures in the Northern Hemisphere nor a steep fall in the price of energy have provided much support to the demand for oil, natural gas or coal [more...]

Date: 2009-01-08 01:35:34

Pounding the Table: Health Care and the Race Card

There’s an old adage popular among lawyers: If your case is weak on the law, pound the facts.  If it’s weak on the facts, pound the law.  If your case is weak on the facts and the law, pound the table. Democrats—frustrated by the public’s resistance to their grand scheme to federalize health care and desperate to discredit legitimate opposition by changing the terms of the debate—are pounding the table, invoking allegations of racism as the motivation for the opposition. [more...]

Date: 2009-09-28 04:00:19

The Next Step for the U.S. Bank Bailout

From the WSJ: U.S. Plots New Phase in Banking Bailout Officials at the Treasury, Federal Reserve and Federal Deposit Insurance Corp ... has a table of credit losses based on estimates from Goldman Sachs: $1.1 trillion from residential mortgages ... a government bank that would buy up the bad investments and loans that are behind the huge losses [more...]

Date: 2009-01-17 18:31:35

Obama Urges Congress to Jump-Start U.S. Economy with Tarp Funds

President-elect Barack Obama yesterday (Monday) asked Congress to release the remaining $350 billion in bank bailout money that’s part of the $700 billion Troubled Asset Relief Program (TARP). In a letter addressed to the leadership of both the U.S. Senate and the House of Representatives, top Obama economic aide Lawrence H [more...]

Date: 2009-01-08 01:36:03

You Need Credit Scores With A Credit Report

By John Rasor the importance of knowing and understanding your credit history and score I recently logged on to annualcreditreport ... that people with bad credit are more likely to file a claim than people with good credit. As a result ... .com to get my once a year free credit report but to my surprise there were no credit scores [more...]

Date: 2009-01-17 19:01:47

Live-Blogging the Hearings for Obama’s SEC Chairman Pick

Mary Schapiro, President Barack Obama’s vaguely controversial pick to head the Securities and Exchange Commission, is appearing on the Dodd & Shelby Show today (otherwise known as the U.S. Senate Committee on Banking, Housing and Urban Affairs, of which Connecticut Democrat Chris Dodd is the chairman and Alabama Republican Richard Shelby is the [more...]

Date: 2009-01-15 15:16:09

Live-Blogging the Hearings for Obama’s SEC Chairman Pick

Mary Schapiro, President Barack Obama’s vaguely controversial pick to head the Securities and Exchange Commission, is appearing on the Dodd & Shelby Show today (otherwise known as the U.S. Senate Committee on Banking, Housing and Urban Affairs, of which Connecticut Democrat Chris Dodd is the chairman and Alabama Republican Richard Shelby is the [more...]

Date: 2009-01-15 16:37:43

2008 Medical Sci-Fi Contest: Please Meet the Stories!

We are excited to announce the results of this year's medical sci-fi contest, and to present to all our readers the top three stories, as decided by our distinguished panel of reviewers. First, we would like to thank Epocrates, a company that generously donated to the winner the latest version of Epocrates Essentials Deluxe, [more...]

Date: 2008-11-28 04:51:14

Portugal Sustains

"Art has a function of teaching about the human condition. We live in hope, hope is fundamental" - Manoel de OliveiraManoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have steadily stuck their neck [more...]

Date: 2009-01-12 14:35:00

Obama calls for an $800 billion “spending plan”

FOXNews, “Obama Calls for ‘Dramatic Action’ to Jolt Economy Out of Recession” ... from jobs to college educations to the country’s standing in the world. “In short, a bad situation ... who say such a massive stimulus is irresponsible, particularly on the heels of the auto industry [more...]

Date: 2009-01-08 07:07:34

Using Free Credit Reports And Credit Scores To Save Money

No doubt you've probably seen a commercial offering you the opportunity to request your free credit report or free credit score. Why all the big fuss? Why the big interest in credit scores and credit reports? To begin, you need to obtain copies of your credit score and credit reports. Let's start with your credit report first. You can get your free annual credit reports from the government. You can request the three major credit bureau reports every year. [more...]

Date: 2009-09-30 01:37:23

Ray LaHood and Changing our Thinking About Transportation

Today, the U.S. Senate will hold a confirmation hearing on the president-elect's choice of Ray LaHood for Secretary of Transportation. No one expects that hearing to be anything but easy for LaHood. That's too bad, because it shows that when it comes to greening the stimulus, we're not only missing the forest for the trees, we're [more...]

Date: 2009-01-12 23:32:23

Catering to voters with bad credit

Rep. Jim Gooch has filed a bill that would limit how much auto insurance companies could raise rates on drivers with bad credit.Insurers have overwhelming evidence that drivers with bad credit are more expensive risks behind ... like this increased insurance costs for drivers with good credit:"A prohibition against insurance scoring [more...]

Date: 2009-01-07 04:02:00

First Time Car Loaner: Free Helpful Knowledgebase

If the financial implications worry you and you dream of owning a car, then you still have many options left ... types of loan. And even if you have a bad credit, you can still get a loan from a specialist provider ... ways; - find the right auto financing alternatives for you. - determine a car loans total costs [more...]

Date: 2009-01-16 09:24:48

2008 Lookback: Of All the Nerve

Market meltdowns have a way of revealing the true nature of many people ... a Ponzi scheme, and not just as a result of trying to cover a few bad bets in 2008. Mr. Madoff ... it was not in favor of an auto-industry bailout, saying that “the American people aren’t interested in just giving [more...]

Date: 2008-12-24 09:54:00

The Endgame

The Endgame by John Mauldin January 17, 2009 • Employment Numbers Are Worse Than Posted • Aye, Captain, I’m Giving Her All I’ve Got! • Problem #1: Deflation • Problem #2: Pushing on a String • The Muddle Through Middle • Conversations With John Deflation? Stimulus? Deleveraging? Recession? A soft depression? A return to a bull market? [more...]

Date: 2009-01-18 02:04:12

Bankruptcy Reform Caused More Foreclosures

This research is from the NY Fed. It finds that bankruptcy reform shifted default risk from credit card lenders to mortgage lenders and in doing so ... just about falling home prices, bad mortgage decisions, and weak economic conditions? No and no. Indeed, we would ... in subprime foreclosures by shifting risk from credit card lenders to mortgage [more...]

Date: 2008-12-12 22:43:00

January 10 2009: Hornswoggled Absquatulation

Russell Lee Tobaccy Candy 1940 Pool hall, Shasta County, California Ilargi: The revolving doors between Washington and Wall Street are swinging like never before. Lawrence Summers and Robert Rubin are the finance powerhouses in the upcoming Obama administration. They were in the exact same place 10 years ago [more...]

Date: 2009-01-10 16:28:00

Cheap Auto Insurance : Reduction of costs, Attorney, but with maintain protection

individual_ins If you’re the owner of the car, you must be having an auto insurance ... of experts recommend that you to always review insurance policy thoroughly. Apply online for bad credit ... . If you are looking to buy a car, consider buying a car that “looks good” to insurance companies. For instance [more...]

Date: 2009-01-14 02:41:37

Get Professional Advice - First Time Car Loaner

If the financial implications worry you and you dream of owning a car, then you still have many options left ... of loan. And even if you have a bad credit, you can still get a loan from a specialist provider ... ways; - find the right auto financing alternatives for you. - determine a car loans total costs [more...]

Date: 2009-01-16 15:50:00

Obama's Mighty Economic Challenge

Obama's Mighty Economic Challenge Recent economic developments underscore the tenuous situation that Obama faces when he takes office on Jan. 20, 2009. (AP Photo/Charles Dharapak) The last 24 hours -- dominated by yesterday's contentious Senate hearing with the top executives of the American auto industry and today's announcement that 533, [more...]

Date: 2008-12-05 17:35:42

First Time Car Loaner - Free Useful Knowledgebase

First Time Car Loaner - Free Useful Knowledgebase January 16, 2009 Posted by janey in : automotive finance , ... higher than on other types of loan. And even if you have a bad credit, you can still get a loan ... calculator in three very useful ways; - find the right auto financing alternatives for you. - determine [more...]

Date: 2009-01-16 09:57:34

Gates of Vienna News Feed 11/25/2008

Events seem to be shaping up for a major confrontation between Israel and its various Muslim enemies. Hizbullah now has three times as many missiles in Lebanon as it did at the start of the war in 2006. Hamas is challenging Abu Mazen and continues to launch rocket attacks from Gaza [more...]

Date: 2008-11-26 04:50:00

The Top Franchise Trends For 2009

Two words will be dominating the franchise landscape for 2009: cautious optimism ... credit score, and low personal debt, will increase the chances of getting a franchise loan.  More tips ... entrepreneurial ventures. Franchise Loan Availability The financial institutions are still going through [more...]

Date: 2009-01-09 07:30:34

Find Out Now Useful Knowledge - Car Loans

Find Out Now Useful Knowledge - Car Loans Posted on January 16, 2009 (0) Comments Show Bookmarks [ ... if you have a bad credit, although at a higher interest rate. Having finalized a deal, you shall ... . Even if you have bad credit, these companies will be happy to consider your car loan application [more...]

Date: 2009-01-16 12:40:10

How "Something For Nothing" Ideas Become Policy

Leaders all over the world are now in an Undeniable Shift to Keynes even though every such attempt in history has failed. Please consider the madness:The sudden resurgence of Keynesian policy is a stunning reversal of the orthodoxy of the past several decades, [more...]

Date: 2009-01-02 08:49:00

Online Car Loans

We all love the Internet. We love the convenience of online shopping because it’s fast and easy to buy anything, ... a lot of people do not know is that interest rates for online loans tend to have higher interest rates ... loans be more expensive? I’m glad you asked. The people that apply for loans online are more likely [more...]

Date: 2009-01-15 23:52:41

Text of key questions, answers about furloughs

Following is an FAQ that Gannett gave employees today about the company's just-announced mandatory, unpaid one-week furloughs.Q. Why has the company decided to do furloughs? A. Experts are forecasting continued economic weakness for many months to come [more...]

Date: 2009-01-14 17:10:00

Blame the bailouts on Mr. Rogers???

Guest blogged by Dan I miss the "Outrageous Quote of the Week". I admit that I was never certain if an honest, but truly ignorant quote, was more outrageous than one that was just mean-spirited. Elizabeth MacDonald lets us have both. Ignorant and Mean-spirited. Blame the Bailouts on Mister Rogers? [more...]

Date: 2008-12-19 15:21:57

180th Carnival of Personal Finance

Hi and welcome to the 180th Carnival of Personal Finance.  This is my first time hosting the Carnival of Personal Finance and I’m excited to do so!    If you are interested in hosting or submitting to the Carnival please check out the website. My name is LAL and I’m a twenty-something DINK writing about my journey to one day live large [more...]

Date: 2008-11-24 14:05:11

Simple Ways to Keep More of Your Money in 2009

This is a guest post from Trisha Wagner. Please take a minute to check out her bio at the end of this article ... . Raise your insurance deductibles - This tip is fairly straight forward—raise your deductibles on your auto and home owners insurance and see a reduction [more...]

Date: 2009-01-08 09:00:36

DHS City Council January 6 - AIPP Is Approved

Tonight's city council meeting began with Police Chief Pat Williams introducing the new Community Service Officer Tom Pettinger, who you see here: After that was the pinning and swearing in of new police officer Paul Tapia, who has worked with the police in Colton, Huntington Park and Anaheim [more...]

Date: 2009-01-07 09:51:32

Jim was kind enough to email me his latest column, which is simply excellent ... INSURANCE SCHEMEIn days of old, Robin Hood took from the rich and gave to the poor. When it comes to insurance, the Louisiana Legislature and the Insurance Department do just the reverse [more...]

Date: 2009-01-08 13:10:14

Bear market intensifies for crude; prices tumble

With auto sales in the tank and people pulling back in every area to conserve and save, it is no wonder that oil consumption is on the drop ... Petroleum Institute.That trend appears to be ongoing this year, with millions now out of work and bad [more...]

Date: 2009-01-16 00:25:02

Words from the (investment) wise 12.15.08

Words from the (investment) wise for the week that was (December 8 - 12, 2008) ... that liquidity was still being hoarded. (Also see my “Credit Crisis Watch“.) 13-dec-v1.jpg Source ... of the biggest industrial failure in US history caused a sell-off on global stock markets, a widening of credit [more...]

Date: 2008-12-14 12:42:13

Prepping Kids (Part 4)

Essential Money Skill #6: Credit is NOT disposable income. Yup, I know it flies in the face of everything everyone else has been saying, but credit is NOT disposable income. Student loans should not be used to go pub-crawling. Credit cards aren’t an “ [more...]

Date: 2009-01-08 13:30:42

Words from the (investment) wise 12.28.08

Investors spent the holiday-shortened Christmas week in an un-merry mood, digesting more gloomy economic data and taking stock of a tumultuous 2008 ... s exuberance), but also still be battling with the implications of the credit crisis for the global economy [more...]

Date: 2008-12-28 12:31:33

Single Ma’s 2008 Spending: The Devil’s in the Details

In yesterday’s post, Where Did My Money Go in 2008, I shared a summary breakdown of how I spent a net income of $90,303 ... to refinance for a lower fixed rate - despite having excellent credit and decent income.  To make matters [more...]

Date: 2009-01-08 15:00:14

The Student Debt Dilemma

mediocre student, so I can understand why I wasn't accepted there; but the other school that rejected me was a huge state school ... . This is too bad, because variable tolling is an excellent public policy. Here’s why: the basic economic [more...]

Date: 2009-01-08 06:59:00

Where To Find The Best Rates For Home And Auto Insurance?

As part of a new feature called Ask the M-Network, a reader submitted a question asking about where to find the best rates for home and auto insurance.  The question was from Steve, and he wrote: I’ll be the first to ask a question. Can you recommend a good site on the internet to have my current insurance: home and auto evaluated [more...]

Date: 2009-01-15 00:02:08

51 - 100 of 128 Posts
Page: First | < Preceding | Next >
0 | 1 | 2