Get 2% Deposited Into Your Schwab Investment Account

I don’t usually write much about credit cards here but this is something kind of interesting. Charles Schwab is offering an unlimited 2% cash back on their Invest First Visa Credit Card ... s $25,000 per year in spending. If you spend more than that, the Schwab card may not be a bad idea [more...]

Date: 2008-12-04 20:48:50

Blog posts (185) | Videos (89)
 

Consider loan payment protection insurance

Consider loan payment protection insurance January 9th, ... taken into account when you apply for any type of credit whether it is a loan, mortgage, credit card ... have to be maintained regardless of the fact of whether your circumstances change. The bad news [more...]

Date: 2009-01-09 06:57:30

2008 Goals Review and Preparing for the New Year

One year ago, I listed my goals for 2008. Here’s a review of my list from last year. Pay off all Credit card debt - Failed! ... in my primary checking account, which helps make budgeting easier and can serve as an emergency fund if needed. Earn $20,000 (gross) from side businesses - Not bad. I didn’t make it to $20,000 [more...]

Date: 2009-01-06 22:33:00

Consider the Lobster

Bad news for a state which depends on this for a living: PORTLAND, Maine - The price of Maine lobster, which accounts for 80 percent of the U.S ... Canadian processors short on credit, trapping Maine lobstermen and dealers with too much supply. While [more...]

Date: 2008-10-31 13:47:19

BIG Problems Need Simple Solutions; A Bailout Plan that Works

Two months ago, hardly anyone knew of credit default swaps, commercial paper, mortgage backed securities, and mark to market accounting ... removed from Wall Street and Capitol Hill. People took out loans that were leveraged against property ... , what we desperately need is a simple solution for people who borrowed too much money and made a bad [more...]

Date: 2008-10-10 20:38:59

Want a Free Webcam? Just Sign-up for a WebEx Trial Account

webex This offer is valid for US residents only ... ). No credit card required. The fine print say that to qualify for a free webcam, the participant must host ... be at least 20 minutes long with at least 1 attendee besides yourself. Not bad for $40 webcam [more...]

Date: 2008-10-09 05:54:01

Banks and Bad Behavior

So far it seems those banks and financial institutions fortunate enough to receive billions of dollars from the government are showing their ... accounting problems, analysts say. The company could be taking the $85 billion line of credit ... , just after getting its loan. The securities industry isn’t the slightest bit apprehensive about doling [more...]

Date: 2008-10-30 13:23:09

Treasury’s Handling of the Bailout: “Bad News and Worse News”

This is how Barney Frank characterizes the the Government Accountability Office’s (GAO) first oversight report on Treasury’s administration of TARP (aka “$700 Billion Bailout” ... s decision to use TARP funds entirely to recapitalize banks and consumer-credit companies rather than [more...]

Date: 2008-12-11 18:51:33

Marriage and Careers in a Bad Economy - September in Review

September started off kind of slow but ended up a crazy month! Let’s hope we don’t see many more months like it in the future ... for married couples, joint checking accounts for couples, and budgeting for newlyweds. Career Tips ... of the financial markets and the credit crunch that captured the attention of the country and hi-jacked [more...]

Date: 2008-10-05 13:30:15

Bad Medicine

By James Grant Sunday, October 5, 2008; B07 Low interest rates, easy money and malleable accounting rules are what plunged Wall Street into crisis ... , and many of us are "upside down," as the car dealers say. What to do? Recognize the losses ... , embarked last month on a radical program of money-printing. Reserve Bank credit -- the raw material [more...]

Date: 2008-10-06 16:10:51

News: guitar9 giveaway

News:17-01-2009:Guitar 9 work on a credit crunch buster: My wife was saying to me the other day, "We need more users ... . And the economy is really bad right now - people need help. And, she's right - having more users ... . But if not, personal accounts are free, you can sign [more...]

Date: 2009-01-17 20:49:00

Need a Loan Modification? Here are Six Ways You Might Qualify

by Joshua W. Davidson Let’s face the facts, the San Diego area mortgage market and home market has had some wild declines over the past eighteen months to a few years, depending on the location. Along with other adjustment to borrowing rules, it is almost absurd for nearly all fighting to survive real estate owners to refinance their home loans into realistic specifications. Fortunately, worried homeowners still have a chance at getting their loan changed by their existing lender. [more...]

Date: 2009-09-29 19:23:47

China Spreads Aid in Africa, With a Catch

  It is not every day that global leaders set foot in this southern African nation of gravel roads, towering sand dunes and a mere two million people. So when President Hu Jintao of China touched down here in February 2007 with a 130-person delegation in tow, it clearly was not just a courtesy call.   And in fact, China soon granted Namibia a big low-interest loan, which Namibia tapped to buy $55.3 million worth of Chinese-made cargo scanners to deter smugglers. [more...]

Date: 2009-09-30 07:16:47

The Road to Zimbabwe

By Terry Coxon, Editor, The Casey Report GoldSeek.com Sprinkled among all the official talk about efforts to end the current recession, you’ll hear assurances, notably from Federal Reserve Chairman Ben Bernanke, that when the economy does revive, it won’t be allowed to blast off into runaway inflation. The Fed, we’re being promised, will prevent such a launch by reabsorbing the hundreds of billions of dollars of excess liquidity it recently created to halt the credit crisis. [more...]

Date: 2009-09-30 12:40:48

Unmasking Obama…Obama’s Work Ethic….

It is now abundantly clear that the image of Barack Obama sold to the American electorate was tightly edited, air-brushed, and exaggerated. He has worn a series of masks — eloquent orator, brilliant scholar, centrist, and literary sensation. All of these masks are coming off as he copes with a job for which image will not suffice.  For instance, hiding behind the eloquent orator mask is a guy who says “uhh” a lot when he is winging it, and who makes lots of factual and grammatical mistakes . [more...]

Date: 2009-09-30 11:18:50

Entrepreneurship 101: Create Marketing Knowledge About Local Conditions And Opportunities

How did you learn how to create demand for the offerings your company provides? Most people either go to school or learn on the job. Sometimes, they do a little of each . . . as I did. When I was studying at Harvard Business School, two methods were used to teach marketing: cases involving specific decisions facing real marketing managers; and unpaid consulting assignments working for companies with unresolved marketing issues. In either course style the issues studied always related to U.S. [more...]

Date: 2009-09-30 20:21:59

13 Comments

229 views Nestle Family Blogger DramaAnnouncements — By Trisha-admin on September 30, 2009 at 3:15 pm I wanted to say, on my own little spot of the world that no one else can regulate (and longer than 140 freaking characters), that I don’t find any of this Nestle crap attacking bloggers appropriate.The message has been lost by those that were trying to advocate a true issue. I would be furious if I was trying to get out information on a cause and this was the result. [more...]

Date: 2009-09-30 20:15:36

Fed decided to Institute Curbs On Issuers of Credit Cards

On Tuesday rules have been proposed by the Federal Reserve to end banks’ ability to apply credit card payments to balances having lowest interest rates first, implementing legislation Congress passed in May. The Fed also proposed that before charging fees for transactions that exceed credit limits creditors obtain consumers’ consent. The Fed said in a statement that restrictions on lending to people under the age of 21 and subprime credit card fees were also included. [more...]

Date: 2009-09-30 12:56:49

Casey Prather Down to Two, Will Announce Wednesday

One quick update on Casey Prather, who appears to have come to a decision. The Tennessee native will announce his decision on Wednesday . Word leaked on Monday that Prather had narrowed his list to two schools: Florida and Michigan. At this point the prevailing internet rumor is that Florida is the likely destination for Prather’s services. Prather has kept his recruitment close to the vest throughout and most of the communication with the media has been through his coaches. [more...]

Date: 2009-09-29 14:07:37

Restore Your FICO Score – Part Three

In the previous parts of this article we discussed how FICO score can impact your financial status as well as the initial steps that you can take to begin restoring your FICO score. We covered handling collections first since they do have a big impact on your overall score, but there are a few other ways that you can quickly see a big jump in your score. After you have the collections on your account either settled or verified, double check to make sure that they were removed from your credit report. [more...]

Date: 2009-09-29 23:17:33

Clean Energy Jobs and American Power Act an improvement over House bill on offsets

With respect to offsets, the Kerry-Boxer bill is a distinct improvement over the ACES . It allows a relatively strong approach to offset integrity, avoiding negative social or environmental effects, and facilitating possible integration with other systems. It also addresses some issues that will be important to the functioning of a trading market, but still leaves some uncertainties that could cause problems in the market. [more...]

Date: 2009-09-30 21:05:41

OIL’s well, that starts well!

Vitality shows in not only the ability to persist but the ability to start over. The opening moments will be dominated more by Oil India’s listing. The market will be keen to see how the stock behaves after a tepid debut for Adani Power and NHPC. We expect another positive start though Asian stock markets are mixed after overnight losses on Wall Street. [more...]

Date: 2009-09-30 04:01:00

Spotify Premium now available using Paypal

Have you been holding off grabbing a Spotify Premium account because you haven’t got a credit or debit card? Good news – Spotify has just announced that it will support Paypal for users in the UK. Paypal accepts payments from Visa, Mastercard and American Express among others but it’ll also link directly to your bank account. That’s good news for people who want to plonk down £9.99 a month for endless tunes but haven’t been able to so far. [more...]

Date: 2009-09-30 14:30:56

Need a Payday Loan? Important Tips are Here!

Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]

Date: 2009-09-29 18:16:13

Fixing Credit Report - The Good… The Bad… And The Truth

by Tim Beachum Obviously you are interested in the topic of fixing credit. No matter what your reasons are for wanting to repair your credit, the benefits are well worth it. Depending on your situation you can lower your monthly bills, open a bank account, get better rates on loans, the possibilities are endless. Before I begin explaining the fixing credit process, I feel it is important that you have the right mindset before we begin. [more...]

Date: 2009-09-30 08:14:45

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

As US-Myanmar meeting begins, Burma tortures an American citizen

The titles of these Jotman blog posts give you a gist of the story. 08.27 -  "Jim Webb calls for US to lift sanctions against Burma" 08.28 -  "Clinton, Webb move to improve US-Burma relations" 09.24 -  " Is an American citizen now a political prisoner in Burma?" 09.24 -  " Burma: How many political prisoners remain in prison?" 09.26 (2007 uprising anniversary ) -  " Three heroes, one day in Rangoon." 09.27 ( 2007 uprising anniversary) - " 2 years ago today [more...]

Date: 2009-09-30 07:20:00

Credit Crisis Sequel, Global Bank Bailout, Emerging Markets Still a Buy?, Gas Wars and More!

Ghosts of the fourth quarter haunt global financials… so begins the second act of the credit saga… Even the IMF needs a loan… $150 billion to back ... advice… with S&P 500 price targets… Plus, Russia-Ukraine gas dispute not yet over… a reader ... predicted today. According to Morgan’s report, profits at HSBC will decline “sharply” this year [more...]

Date: 2009-01-16 15:28:24

Need Info About Credit Cards – Read this Publication

When you are looking for a credit card offer you probably want something that will correspond to your needs, not something that is most advertised and popular. Different people have different lifestyles and spending habits, and they want different credit cards which will help in various life situations. If you like travelling or if you just travel a lot make sure you find a credit card offer that provides special bonuses which will considerably enhance your journeys. [more...]

Date: 2009-09-30 10:17:59

Avivah Litan: Nothing that Goes Through the Browser Can Be Relied Upon!

Yesterday, I spent a lot of time on a post : Another Lawsuit Against Weak Online Banking Authentication.  Today, (ironically and thankfully!) Bank Technology News came out with an article on the same subject.  I'm tickled, because there's a quote from Avivah Litan, distinguished analyst and VP at Gartner Research that is as powerful as they come. [more...]

Date: 2009-09-29 20:14:00

Will Your Credit Score Be Ruined By Credit Card Debt Consolidation Negotiators?

Amazon.de Widgets Credit card debt negotiators claim that they can help you pay less than you owe. Read the truth about credit debt negotiation scams. Protect your credit history.There are different reasons why people fall into debt. All of a sudden you may realize that you just can not make your regular payments. All of your bills and credit card statements drive you to the point of insanity and it seems that you will be unable to get out of this pit without help. [more...]

Date: 2009-09-29 11:50:50

Profiting from Payday Loans in 2009

On an otherwise normal evening in 1964, a woman known as “Miss Witness” received a disturbing telephone call from alleged loan shark Frank Sacco ... . Prices are still crashing - currently sitting about 35% below a year earlier. Credit is nearly frozen. Banks and credit card companies alike are buckling down and leaving very little money free [more...]

Date: 2009-01-16 19:38:12

new year, new software

One of my take-aways from the Creative Capital Professional Development workshop was improved bookkeeping. Artists, stereotypically, are “bad” with money. But the idea is this: manage your time better ... to automatically download my credit card transactions, instead of manually entering a pile of receipts. Still [more...]

Date: 2009-01-17 20:20:26

Dave Ramsey’s Seven Steps

David Ramsey changed my life. Before David, I never had much money saved, and could never keep it in savings. I had revolving debt. I paid late fees. I paid silly amounts of interest. I worried about losing my job. I was at the mercy of my own bad financial management. It was like a crazed controller handled my accounts, and I was him. After [more...]

Date: 2009-01-17 20:29:43

Credit Bubble bulletin ~ Nolan's analysis

A Divergence: The 2009 stock market has quickly come face-to-face with the reality that the worst of our banking system’s problems have yet to pass ... is now moving briskly. Citi management this morning announced a plan to create a new entity (“bad ... and is now backing $301bn of Citi’s real estate loans and securities. From Bank of America came the [more...]

Date: 2009-01-17 09:47:29

Tax or No Tax?

The good news: nearly 50% of American households (47%, to be precise) won’t pay any federal income tax in 2009. The bad news: the remaining 50% (or so) will have to foot the bill for everyone. You can thank (or blame) the new economic recovery package for bumping the percentage of taxpayers who won’t be paying a wee bit higher (about 10%). But don’t just start pointing fingers at the working poor. [more...]

Date: 2009-09-30 20:42:30

Sears Credit Card Review

There are 2 Sears credit card that I will talk about toay. The first is the Sears Store Card (picture above), which only allows you to use the card at Sears and Kmart. This card is primarily geared to folks who do not have good credit. The other card which I’m going to talk at length is the Sears Gold MasterCard with Choice Rewards (picture above) Rewards Formula – The Sears Gold MasterCard has two tiers in their reward system. First, there is the regular Sears Choice Rewards Program. [more...]

Date: 2009-09-29 15:31:07

Gossip Girl S03E03: The Lost Boys

Zoinks! Is it just me, or has Gossip Girl ceased to make sense?  I’m not even sure I can summarize the thing for you without getting things horribly wrong.  Let’s try… Oh snap!  Dan Humphrey and Georgina Sparks are hookin’ it!  Dan does something smart for a change and lets her know that he wants to have a “no strings” relationship. [more...]

Date: 2009-09-29 18:43:26

Interviews with Church Designers

Browsing the various CSS galleries is one way to gauge which industries place value on good design. I was surprised these past couple years to see a big surge in lavishly designed church websites. As a non-churchgoer, I wasn’t sure I understood why so many churches suddenly wanted a cutting-edge image for themselves [more...]

Date: 2009-01-08 02:32:50

Charity Requests

The new year usually results in a lot of bad moods. It's understandable -- this is the time of year when most folks begin diets, quit smoking, give up alcohol, return to the grind of the day job, see the balance on their credit cards soar ... it's January, and everyone is in a bad mood, and many of you are also being flooded with requests [more...]

Date: 2009-01-09 05:00:00

Labour List - a warning to all potential contributors

During a previous conversation, LabourList.org founder and controller Derek Draper suggested that I share with the class the our entire email ... without credit and the apparent pretence of spontaneous submission, because he deleted the version ... creative material without credit? Are you really pretending to receive submissions from the general [more...]

Date: 2009-01-16 14:57:16

Fed and BOE Shell Games to Bailout Insolvent Banks

The US banking system is insolvent. I gave 25 reasons on Wednesday, July 23, 2008 in You Know The Banking System Is Unsound When.... 1 ... , imploding commercial real estate deals, Alt-A liar loans, Fannie Mae and Freddie Mac bonds, toggle bonds ... loans cannot be paid back.Many things have transpired since then. I could easily list another 25 [more...]

Date: 2009-01-18 01:51:43

Suze Orman’s Free Book - Fixing Your Finances in 2009

Barack Obama’s speech warning of devastating unemployment levels and a lengthy recession was no surprise to most Americans ... . Debt consolidators are often a very bad deal. The National Foundation for Credit Counseling ... into the history behind the economic downturn, the book has 7 main sections: Credit Retirement Investing Saving [more...]

Date: 2009-01-09 13:29:00

Markets won't Bottom until Banks Stabilize

It should be obvious to most investors that until the financial sector stabilizes and starts to post a meaningful rally, ... in other segments of credit, including revolving credit card and auto loans and now deteriorating ... . As I stated a few days ago, the market will probably not bottom until we see a combination of bad assets [more...]

Date: 2009-01-16 14:12:44

Easy No Credit Check Loans

by Justin Finn No credit check loans are easier than one may think to obtain. For those of you with bad credit this may be the only type of loan that you will be able to get. You can get no credit check loans and rebuild your credit at the same time by paying it one time, every time. With these types of loans, bad credit does not affect your chances of getting the loan, nor does it hurt your credit rating as most of the time they are not reported to the credit agencies. [more...]

Date: 2009-09-29 17:16:25

Chinese banks facing risks from bad loans

China’s lenders may have evaded the worst of the global credit crisis so far, but they are facing plenty of risks of their own, economists with credit agency Fitch Ratings said Friday. A larger-than-expected downturn ... , which have boosted lending at the government’s behest, will see an increase in problem loans, said [more...]

Date: 2009-01-16 09:39:30

All About "Free" Money Making Seminars

Here's an excerpt from the book The Frugal Millionaires: 70 millionaires anonymously share their ideas about money to help each other and you ... and food, and, possibly, airfare, lodging, rental car, credit counseling fees and a psychotherapist bill. These types of marketing vehicles aren’t 100% bad if you can separate out the bits of good info [more...]

Date: 2009-01-15 16:54:20

Compare Credit Card Cash Back, Credit Card Promotion With 0 Apr Balance Transfer, Sign Up For Airline Miles

If you are on the search for a rewards card, you are probably searching for a card that offers great rewards and no annual fee.  Well I have great news and of course with excellent news, there’s always bad news but I could get you going off with the fab news.  There are plenty of cards out there with no yearly costs so this shouldn’t be tough to find but the bad news is that there are cards with a yearly fee but I’ll show you how to find out about these. [more...]

Date: 2009-09-30 01:37:23

Is It Better To Have A Mastercard?

by Will Smith In these current times despite a poor credit history it is still feasible for someone to get a credit card from the mass that ... to respect if you are seeking a bad credit, charge card. Of course, the Internet is the fastest ... currently flood the market. The primary two credit card suppliers normally best to approach first [more...]

Date: 2009-01-16 18:28:18

Lucky Ace Poker

Lucky Ace Poker is a relative newcomer to the online poker community that’s rapidly developing a reputation for being one of the best poker rooms ... is able to offer an outstanding software package and a highly competitive sign-up bonus. Sign ... ! Promotions: Lucky Ace Poker has an impressive assortment of promotions. They have progressive bad beat [more...]

Date: 2009-01-17 13:32:04

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