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Houses For Sale – A Huge Opportunity For Employed Homebuyers!

by Moises DaSilva So, you are in the market for a house? You are in luck. Several states in the country have been hit hard by foreclosures since 2007. The prices for foreclosure homes for sale in states such as California, Florida, and Michigan are continuing to soften. Prices are expected to fall almost across the country and will continue to do so until the end of the year, thereby establishing a trend. [more...]

Date: 2009-09-27 09:15:05

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Homes For Sale - An Excellent Opportunity For Employed Homebuyers!

by Moises DaSilva So, you are in the market for a house? You are in luck. Several states in the country have been hit hard by foreclosures since 2007. The prices for foreclosure homes for sale in states such as California, Florida, and Michigan are continuing to soften. Prices are expected to fall almost across the country and will continue to do so until the end of the year, thereby establishing a trend. [more...]

Date: 2009-09-28 15:16:55


Sarah Palin: COMMON SENSE CONSERVATISM

tothepointnews.com Written by Sarah Palin Thursday, 24 September 2009 You can call me a common-sense conservative. My approach to the issues facing my country and the world, issues that we’ll discuss today, are rooted in this common-sense conservatism… Common sense conservatism deals with the reality of the world as it is. [more...]

Date: 2009-09-27 17:28:31


Fannie and Freddie to Announce Mass Loan Modification Program

re-default. This may also further erode investor confidence in residential mortgage backed securities, ... monies to put towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long ... you pay your bills on time, that you have good credit.  Paying your bills on time only accounts for 30 [more...]

Date: 2008-11-11 19:02:07


Green Roadblocks

Let’s stick with the subject of the Detroit bailout for a moment. The public debate on the issue has been intelligent, interesting and invigorating ... . Just as the credit bubble deformed the housing market–not just prices but also the size, style and location of houses–the auto market has been misshapen by easy money and cheap gasoline. Since the [more...]

Date: 2008-11-20 13:03:27


Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин

Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]

Date: 2009-01-01 07:59:00


First Draft Of Stimulus Package

SUMMARY: AMERICAN RECOVERY AND REINVESTMENT Action and Action Now! The economy is in a crisis not seen since the Great Depression. Credit is frozen, consumer purchasing power is in decline, in the last four months the country has lost 2 million jobs and we are expected to lose another 3 to 5 million in the next year [more...]

Date: 2009-01-15 23:03:30


Stimulus Package 2009: Lightning Round Reactions

The Democrats in the House of Representatives introduced legislation this week containing $825 billion in new tax credits and government spending, ... cuts for clean, renewable energy including a new enhanced tax credit for research and development ... extension of the production tax credit for wind, hydro, geothermal, and bioenergy.  Ditto.  Go to hell [more...]

Date: 2009-01-16 15:30:30


Forecast for 2009

Introduction       There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]

Date: 2008-12-29 03:33:57


Advice To Pres. Obama (#2): Yes We Can, But Will We?

The below post/letter is very important to me, and brings together much of what I have worked on the past few years ... particular issue runs the risk of creating more long term harm than good. In this letter, I attempt ... . In this letter, I would like to explain what some of these things are. In addition [more...]

Date: 2009-01-15 16:49:43


People Get Ready

      In the twilight of the Bush days, in the twilight of the twilight season, a consensus has formed that we are headed into a long, dark passage leading we know not where. Even CNBC's Lawrence Kudlow has been reduced to searching for stray "mustard seeds" of hope on hands and knees in a bleak and tortured financial landscape [more...]

Date: 2008-12-08 13:40:28


FICTION - BIONIC BOYFRIEND - AMOR PRIMO

           "Last call for flight 714 with non stop service to Las Vegas," the voice of the effeminate flight attendant crackled over the sound system.     With a sigh Twenty-one year old Justus Montgomery lifted his satchel and laptop case, swinging them both over his shoulder. "Well," he swallowed hard. "I guess this is it [more...]

Date: 2009-01-17 06:48:50


OFFICIAL POST: Letter from Lawrence H. Summers to congressional leaders

The attached letter was sent by Lawrence H. Summers to the bipartisan leaders of the United States Senate and House of Representatives detailing President-elect Obama’s commitment to implement the Emergency Economic Stabilization in a way that will promote the stability of the financial system and increase lending, preserve home ownership, [more...]

Date: 2009-01-17 13:00:00


PEBO to Make Dire Forecast of World Without Stimulus; Also Will Push More Regulation

"I don’t believe it’s too late to change course, but it will be if we don’t take dramatic action as soon as possible," ... and leads to even less credit. "That is why we need to act boldly and act now to reverse these cycles ... in our future. That’s why we need to re-start the flow of credit and restore the rules of the road [more...]

Date: 2009-01-08 11:06:09


An honest-to-God advocate gets a top job

No, not on the national security team — get real. And not exactly a top job — her power as head of a panel. . . ... . Warren and haven’t seen her, on, for example, PBS, she’s a Harvard law professor specializing in consumer credit laws and personal bankruptcy reform. She also co-authored The Two-Income Trap: Why [more...]

Date: 2008-12-02 14:10:30


China Stimulates, $34Bln Alt-A Securities Downgraded

A: With China stimulating their economy and the globe right now, we have to wonder if this is more economic Cialis? What happens after the 36 hours are up? This is $586Bln less that is available to buy up our treasuries as we issue massive supply to fund our own rescue. As I said before, this is not a subprime problem [more...]

Date: 2008-11-10 14:39:25


Full Text: Barack Obama on Economy | Economic Recovery and Reinvestment | January 8, 2009

(Source: Office of the President-Elect) Throughout America’s history, ... from a troubled past, and set a new course for our nation. This is one of those years. We start 2009 ... ’t believe it’s too late to change course, but it will be if we don’t take dramatic action as soon [more...]

Date: 2009-01-08 18:00:11


Small-Business Owners Divided on Auto Maker Bailout

Many small-business owners vehemently oppose bailing out Wall Street. But what about Detroit and the Big Three auto makers? ... dealerships (which are struggling mightily right now) to the parts suppliers and repair shops. Of course, these businesses have already suffered immensely from the financial hit the Detroit auto [more...]

Date: 2008-12-03 09:12:00


The Money Diaries: The 25-year old restaurant worker on his way up

The Money Diaries: The 25-year old restaurant worker on his way up November 28 24 Comments latest by Jane Today is another post in the Money ... up maintaining my bills while training for this job and pulling only minimum wage. How was I going ... that automated credit card payment. 6:11 p.m: Mailed rent check to landlord. I always hate sending [more...]

Date: 2008-11-28 21:30:29


Tuesday morning -- and we're in a recession

As Sacramento Bee reporter Dale Kasler noted in his lead paragraph this morning: "No kidding" ... that Henry Paulson and company don't know why credit markets have frozen. Is it because the banks ... a solution without knowing. Sample quote: “You cannot repair this economy if you can’t repair those [more...]

Date: 2008-12-02 13:54:33


Paulson says banking system has been 'stabilized'

Treasury Secretary Henry M. Paulson said today that he believed the banking system had been "stabilized," ... point. Credit was frozen. Banks weren’t lending to each other. People were asking themselves ... yesterday, should be on recovery and repair. And it’s going to take a while longer to work through [more...]

Date: 2008-11-14 01:51:22


How To Break Away From The Debt Prison, Forever!

By Tom Graneau Americans are plagued with personal financial problems ... finance is the most common platform for human errors. Many of us have purchased more “stuff” on credit ... . Mistakes are part of the developmental stages of life. We make errors in every segment [more...]

Date: 2009-01-16 18:03:11


Following the money

rdanThe NYT describes the beginning role of the committee and chairman Elizabeth Warren to follow the money, in addition to GAO report....“You can’t just say, ‘Credit isn’t moving through the system,’ ” she said in her first public ... she said. “You cannot repair this economy if you can’t repair those families, and I’m not sure [more...]

Date: 2008-12-04 11:31:00


Do You Feel Stimulated?

Speaker Nancy Pelosi has released a draft of the proposed stimulus package that is now standing at around $825 billion.  It didn’t take too long to grow $50 over what Obama was asking for (read draft here).  Needless to say, that in order to get bi-partisanship off on the right foot, [more...]

Date: 2009-01-15 22:54:11


American Dream Realty - Felton Agents Present Home Buyer Workshop for Santa Cruz County

Home Buyer Workshop Second in the series of American Dream Realty Community Real Estate Open Houses Stop by to meet with the professionals ... for Teachers •        Credit Scores and Credit Repair •        First-Time Buyer Tax Benefits •        How to buy Foreclosures and benefit from current real estate market? Meet the American Dream Agents [more...]

Date: 2009-01-14 21:45:31


U.S. ‘Bad Bank’ Plan Gets Momentum to Revive Lending (Update2)

By Robert Schmidt and Craig Torres Jan. 16 (Bloomberg) -- Renewed questions about U.S. banks’ viability are pushing regulators toward a new plan that would remove toxic assets from bank balance sheets, in what may become the biggest effort yet to unfreeze lending [more...]

Date: 2009-01-16 11:55:00


Innovation from Constraint (the extended dance mix)

I gave a talk a few weeks ago in Barcelona that was pretty well-received and widely blogged. Specifically, several bloggers have picked up and amplified the seven key points I offered in the talk - a list of principles that I believe characterize much of the best innovation coming out of Africa [more...]

Date: 2008-11-10 20:45:09


Paulson Translated

After listening to and reading the text from Paulson’s speech this morning, ... at a tipping point. Credit markets were largely frozen, denying financial institutions, businesses and consumers access to vital funding and credit. He uses past tense verbs, but I’m not sure [more...]

Date: 2008-11-13 04:08:18


Double Your Money Next Year With Starbucks (SBUX)

HIDDEN VALUE Dear Value Seeker, Christmas is almost upon us. Business activity is winding down. In some cases, it’s stopping altogether ... to do during the credit boom. It ruined the private sector. Now the government is going to have a go. Think [more...]

Date: 2008-12-23 13:03:21


Madonna’s in ‘love therapy’, Kabbalah-style

The British tabloids began reporting that Madonna is in “therapy”, and now the American press has picked up the story ... , as if she would ever think “dominating” a man would be a bad thing. Reports in a British paper ... the Waverly Inn on 1/10/09. Credit: Bauergriffin (header [more...]

Date: 2009-01-17 12:51:14


Friday Digest - Vol. 09 No. 02

Friday Digest — Vol. 09 No. 0216 January 2009THE FOUNDATION"We should never despair, our Situation before has been unpromising and has changed for the better, so I trust, it will again. If new difficulties arise, we must only put forth new Exertions and proportion our Efforts to the exigency of the times [more...]

Date: 2009-01-16 17:15:00


House Dems Detail $825 Bln. American Recovery & Reinvestment Plan

Jan 15: According to information posted by House Speaker Nancy Pelosi (D-CA) ... . - More than $20 billion in tax cuts for clean, renewable energy including a new enhanced tax credit ... Appropriations and Ways and Means Committees “Chairman’s Mark” contains targeted efforts in: Clean [more...]

Date: 2009-01-15 21:10:00


The Top Franchise Trends For 2009

Two words will be dominating the franchise landscape for 2009: cautious optimism ... credit score, and low personal debt, will increase the chances of getting a franchise loan.  More tips ... entrepreneurial ventures. Franchise Loan Availability The financial institutions are still going through [more...]

Date: 2009-01-09 07:30:34


Bank of America: Bailout hides huge bank subsidy deep in press release text

Marshall Auerback here.  I wanted to add a few thoughts to the discussion about recent events in U.S. banking ... over governments 94.5% fro 10 years) and you can go and make credit card loans at 16% and make a 1200 bp profit margin. Then JPM just puts up the credit card loans as collateral as per the new [more...]

Date: 2009-01-16 15:45:18


Latest News In StockMarketInvestment Research - Jan 16, 2009

Airlines employed 6.5% fewer workers in November 16 Jan 2009 at 10:41am NEW YORK (MarketWatch) — The number of people working for the nation’s passenger airlines fell 6.5% in November from a year ago to 392,185 full-time employees, according to a Friday report from the Bureau of Transportation Statistics [more...]

Date: 2009-01-16 18:03:59


The Hollow Men

British financial historian Niall Ferguson recently coined the term “Chimerica” to describe the growing economic interdependence between the United ... was then invested in the U.S., which kept interest rates in the U.S. low and provided easy credit [more...]

Date: 2009-01-02 00:51:42


180th Carnival of Personal Finance

Hi and welcome to the 180th Carnival of Personal Finance.  This is my first time hosting the Carnival of Personal Finance and I’m excited to do so!    If you are interested in hosting or submitting to the Carnival please check out the website. My name is LAL and I’m a twenty-something DINK writing about my journey to one day live large [more...]

Date: 2008-11-24 14:05:11


Latest News in Debt Consolidation - Jan 15, 2009

debt consolidation, counseling, settlement and elimination - Allentown Mornin… 14 Jan 2009 at 1: ... ; Consolidation of Redundant Labor, Facilities and Contractual Expenses Contribute … Credit Solutions ... - (Business Wire) Credit Solutions set a new industry record this month, settling $800 million [more...]

Date: 2009-01-15 15:55:16


President-elect Obama’s Economic Speech

President-elect Obama’s Economic Speech Here’s highlights from the speech (full video here) ... that mark a clean break from a troubled past, and set a new course for our nation ... of what the future will hold. I don't believe it's too late to change course [more...]

Date: 2009-01-08 02:14:29


DeLorean that is exotic and mysterious. What is not exotic or mysterious is the method of its conception. Whilst changing a light bulb in the bathroom, Dr. Emmett Brown fell and struck his head upon the toilet. And then he saw it. The Flux Capacitor. Time travel [more...]

Date: 2009-01-15 12:58:50


Homes on Sale – A Great Opportunity For Employed Homebuyers!

Homes on Sale – A Great Opportunity For Employed Homebuyers! by Moises DaSilvaSo, you are in the market for a house? You are in luck. Several states in the country have been hit hard by foreclosures since 2007. The prices for foreclosure homes for sale in states such as California, Florida, and Michigan are continuing to soften. [more...]

Date: 2009-09-26 14:17:56


These Latin American Countries Will Thrive in 2009

HIDDEN VALUE Dear Value Seeker, It’s quiet out there today. Too quiet. There were no weekend bailouts or bankruptcies for Mr ... close to zero, the Fed is engaging more desperate tactics to repair the damage it inflicted [more...]

Date: 2008-12-15 20:06:21


Homes For Sale – An Excellent Opportunity For Employed Homebuyers!

Homes For Sale – An Excellent Opportunity For Employed Homebuyers! by Moises DaSilvaSo, you are in the market for a house? You are in luck. Several states in the country have been hit hard by foreclosures since 2007. The prices for foreclosure homes for sale in states such as California, Florida, and Michigan are continuing to soften. [more...]

Date: 2009-09-28 15:15:33


Top Ten Political Lessons in 2008

Top Ten Political Lessons in 2008 Peter Wehner - 12.29.2008 - 12:00 AM 1. Sheer talent beats everything else, including front-runner status. At the outset of the 2008 campaign, Hillary Clinton was the prohibitive favorite. She had a large lead in money, organization, endorsements, and the polls [more...]

Date: 2008-12-29 05:00:42


The Media Agrees! Obama Responsible for Last Week’s DOW Gains and Positive Black Friday Growth

Who says the media is in the tank for Obama? Amazingly, ... and laying out his economic team. You got to give him credit for one thing at least: ever since ... and a clear strategy to repair the economy appears to have found it in Obama, who is fast emerging [more...]

Date: 2008-12-01 23:42:31


Volcom Coney Island Ls Shirt Black Womenaposs

Do it, and then do it again and again and again. * If someone bids $22 ... to refer to it. Of course, I’m not suggesting that infidelity is a good way to strengthen your marriage, but the steps taken to repair the marriage are of value at all times in any marriage. In the end [more...]

Date: 2009-01-16 16:35:14


Words from the (investment) wise 12.28.08

Investors spent the holiday-shortened Christmas week in an un-merry mood, digesting more gloomy economic data and taking stock of a tumultuous 2008 ... s exuberance), but also still be battling with the implications of the credit crisis for the global economy [more...]

Date: 2008-12-28 12:31:33


Black Friday: 15 Tips for Buying a Black Friday Notebook (or Not Buying One)

It’s that time of year again, when notebook buyers across the country start plotting how they’re going to score a cheap notebook on Black Friday, the day after Thanksgiving that kicks off the holiday shopping season. We’re going to start tracking the deals on our Black Friday Notebooks page, [more...]

Date: 2008-11-16 01:25:35


HOW TO GET GREAT CREDIT REPAIR RESULTS

HOW TO GET GREAT CREDIT REPAIR RESULTS January 15, 2009 By: Admin Category: Credit Repair, ... , such as MasterCard, Visa, American Express, and Discover are good. Store cards and consumer credit ... Contributors The Foundation of Credit Repair Success It’s time to take stock. Where [more...]

Date: 2009-01-15 20:33:08


Caprock Analytics Stock Ratings for Selected Stocks

Caprock Analytics highlights selected stocks from the over 4,000 stocks tracked and analyzed by Caprock Analytics. These stock selections include a recent Caprock Analytics Strength metric and a brief description of the company. Note that stocks with negative strength ratings indicate a degree of weakness that has been detected [more...]

Date: 2009-01-14 19:05:51



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