Credit Cards For People With Bad Credit Scores
Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it. [more...]
Date: 2009-01-18 01:46:38
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Getting Guaranteed High Risk Personal Loans
by Dave Davis Many people that have bad credit believe that there aren’t any financing options that are available to them ... just because you have bad credit. Sometimes referred to as payday loans, the loans offer you money ... the loan on time and in full. In fact, by so doing, you’ll probably improve your credit score [more...]
Date: 2008-12-28 17:46:25
How to Up Your Odds of Getting a Mortgage
by Troy Cruz William Engle Dawn Khoury James Nissen Robert Hill Chris Laning Janet Taylor Jack Enders Bruce Gross Rick Bean Keith Wood Ray Johnson ... is. When you are doing your homework, make sure you get your credit score. This is going to tell you how good or how bad ... that is going to lend to you. If your credit score is good, you are going to find [more...]
Date: 2009-01-04 09:20:10
2007 Vs 2009
“The 14 Biggest Differences Between Investing NOW & Investing Pre Dec 2007” ... shortfalling properties, low yields and bad credit scores 2) Pre 2007: People were talking about growth ... in this 14) Pre 2007: Mortgage rates would change slowly, incrementally & infrequently. Cred [more...]
Date: 2009-01-16 14:06:40
Topics In First Time Mortgages Explained
Topics In First Time Mortgages Explained Posted By Chris Channing on @ 11:30 pm by Chris Channing When it comes time to buy a house or vehicle, ... locations. Having a bad credit score often hinders many from even attempting to obtain a mortgage loan. This shouldn’t be a deciding factor, since many lenders these days expect most to have a less [more...]
Date: 2008-10-21 04:30:38
Credit Card Companies Are Closing Unused Accounts
Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... on to the accounts since they help my credit history. I just got some bad news about my oldest credit ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score [more...]
Date: 2009-01-06 19:00:00
The loan money i$ out there…….
Qualifying for a mortgage is not nearly as easy these days as it was just a couple of years ago, before the subprime-loan-market collapse and the worldwide credit freeze. Still, mortgages ... and detail – good or bad – your borrowing record contains. A consumer whose credit score is a little [more...]
Date: 2009-01-15 17:02:23
Your Guide to Do It Yourself Bad Credit Repair
by Landon McGehee With each day that passes, a poor credit rating will become more of an expense. Improving your credit score really does pay off ... in return, pose some questions for you to consider. Advertisements for various credit repair services ... of immediate credit repair that is “100% guaranteed”. Some wise advice from the Federal Trade [more...]
Date: 2008-11-04 08:35:48
New Year, Better Credit Score: Post 3
stockxpertcom_id12723501_size0-743295.jpg So FICO has branded you with a not-so-desirable credit score and you have made the resolution to bring ... month. Remember also, not all debt is bad. Items like mortgages and car loans on your credit report ... and see if they will take the late payment off so it doesn’t show up on your credit report [more...]
Date: 2009-01-10 15:55:57
Mortgage Rates following a Dismal Jobs Report
This mornings Jobs Report was ugly. 240,000 non-farm jobs lost in October (higher than the expected 200,000) and unemployment at 6.5% ... with a sales price of $500,000 and a loan amount of $400,000. Rates are priced based on a low-mid credit score ... . Equally bad are the revisions to August and September's figures reflecting additional losses [more...]
Date: 2008-11-07 16:48:53
How Women Can Fix Their Credit Before Applying for a Job: Part 2 — Debt and Budgeting
a guest post by Michelle Dunn (www.bizchicksrule.com) ... I ran into a bad situation and turned to a credit counseling service that was a scam and I spent money ... — Earlier today, we talked about credit reports and credit scores. Now, let’s talk about managing [more...]
Date: 2008-09-18 16:25:41
Topics In First Time Mortgages Explained
Topics In First Time Mortgages Explained Posted By Chris Channing on @ 10: ... can be discounted as a tax write off where applicable. Having a bad credit score often hinders many from even attempting to obtain a mortgage loan. This shouldn’t be a deciding factor, since many [more...]
Date: 2008-10-21 03:44:39
Fixing Your Credit Is Not A Guessing Game
confused If you have bad credit, correcting the problem may feel like an overwhelming task ... aspect of your report. The credit score shows your report on a continuum that usually ranges ... . Understanding what happened, how it impacted your credit, and eventually improving your credit [more...]
Date: 2008-11-28 11:00:35
Need a game to learn to manage your credit?
By Philip Brewer Everybody learns best in their own way ... 7 and chapter 13--and bankruptcy alternatives), your credit score, etc. There are also some little ... about some of the ill effects of bad credit. They're pretty well done. Probably not the perfect tool [more...]
Date: 2008-09-18 11:51:03
What GMAC’s financing means to you
The auto industry got another boost from the federal government this week, in the form of $5 billion in aid to GMAC, ... , but you can have a bad 621 and a good 621,” Griffin said about credit scores. “It doesn’t mean ... for consumers with less-than-pristine credit or those seeking a low financing rate on a new vehicle. Here’ [more...]
Date: 2009-01-02 14:00:09
Real Estate Agents And Home Loans
Many real estate agents are used to helping people obtain home loans to purchase their dreamed property. Not all of them however have expertise on [ ... URL=http://www.yourloanservices.com/join.html home loans for bad credit applicants /URL ... for financing even if they show a clean and perfect credit score and history. Thus, you need to take [more...]
Date: 2008-12-13 23:46:02
Credit Card Lenders Clamp Down Hard
Consumers are in a newly austere mood, and those who have lived beyond or at the edge of their means may be forced to retrench whether they want to ... wrote off an estimated $21 billion in bad credit card loans in the first half of 2008 ... , some can come back to haunt consumers. The result can be a lower credit score, which forces a borrower [more...]
Date: 2008-10-29 03:50:36
Is Peer To Peer Lending Coming Into It’s Own?
For several years now, the peer-to-peer lending has been gaining traction as a valid way to borrow money without going through a bank via social ... with lower credit scores. Here are some important points to note: Loans made to borrowers with at least a 600+ credit score returned in the 9-10% range on an average annual basis. Not bad. Loans made [more...]
Date: 2008-12-31 18:25:01
Increase Your Credit Score - Use It or Lose It!
In case you did not know, I am a huge Dave Ramsey fan. This guy simply understands what it takes to truly become debt free ... not qualify for financing. I understand how the credit reporting bureaus calculate your credit ... and then pay these guys once a month. Not a bad deal….. That is until we were denied credit! Let [more...]
Date: 2009-01-02 21:44:16
Auto Refinance Loan – How To Get The Cheapest One
These are difficult economic times and people nationwide search for alternatives in order to make manageable their monthly finance, ... suggesting - included car refinance loans - and, the Bad Credit Car Loan center of resources. Find ... . Secondly, if you got your car but at that time your credit score was not as good as today [more...]
Date: 2008-12-31 07:33:49
Pawn Shop Borrowing: The Upside
Getty Images Classy. Really ... , your credit score won’t suffer at all. Or if you have bad credit to begin with and can’ [more...]
Date: 2009-01-06 14:51:23
Treasury Warns Against Getting Into Trouble With Debt
Earlier this month the Treasury Department, headed by Henry Paulson, in conjunction with The Advertising Council, ... financial future. I love the tagline: “Don’t let your credit put you in a bad place.” In an apparent ... online video game that attempts to teach the importance of having a good credit score managing debt [more...]
Date: 2008-09-29 16:47:02
Is Gilbert The New Castle Rock?
I recently had a change of plea for a DUI in Gilbert where I started to feel like I was in a Stephen King novel ... . Maybe Gilbert wants to help out the payday loan business? Maybe they think a reduced credit score ... in effect. I think the judge actually felt bad about the policy, and I can see why. Not only does [more...]
Date: 2009-01-17 18:11:08
Models cannot replace brains
I liked this article on how the scientific models for cod population were bogus ... out there with bad credit, but good willingness (and ability) to repay. One test of this willingness ... " rate, make sense: if you can make payments for two years, then your credit score improves [more...]
Date: 2008-10-31 23:24:47
SmartAboutMoney.org - Taking Control of your finances
SmartAboutMoney.org is a website dedicated to helping you get a grasp on your finances ... of your life. I know I’ve been guilty of bad credit practices and it has taken me years to overcome ... ,retirement income planning,what is a good credit score,get out of debt plan,free household budget worksheets [more...]
Date: 2009-01-02 17:21:20
The Questionable Aspects of The Housing Bailout Bill - H.R. 3221
By Xin Lu In my last article I wrote about the one aspect of the $300 billion dollar housing bailout that I thought made sense, ... loan despite bad credit and past financial mistakes. This is encouraging for those truly trying ... of the mortgagor's current FICO or other credit scores, or any delinquency or default by the mortgagor under [more...]
Date: 2008-07-24 23:05:15
Debt Consolidation Services: What Can Be Better That It?
You can get a loan anytime you want nowadays. But when the debts become too much and when the time to repay it arrives then problem seems to arise ... scores do not matters in these loans and along with the good credit holders you too will be allowed. All those bad credit records include defaults, arrears, late payment, skipping of installments [more...]
Date: 2009-01-17 00:24:32
Thinking for a used car loan is a right idea to save more and pay off your debt quickly
More and more people are searching for auto loans for bad credit . With household debt being at an all-time high, credit ratings keep dropping. Just a few years ago, individuals with low scores found it nearly impossible to be accepted for a car loans. Today, things have changed. Banks and lenders have realized that with the increasing debt, opportunities do exist to not only help consumers get a guaranteed car loan , but to help them rebuild their financial reputation once again. [more...]
Date: 2009-08-26 13:25:27
Short Term Loans: Small Financial Relief
Short term loans are small financial help extended to all. Those with bad credit scores can also entail these loans. There is no restriction on the usage of loan amount. [more...]
Date: 2009-01-12 13:19:26
GMAC Restricts Financing To Credit Scores Over 700
Gmac_logo170 The credit crunch has already been affecting the automotive market for months, ... Related Credit Crunch Hitting Car Dealers (KickingTires) How Wall Street's Woes Affect Car Shoppers ... but now there is concrete evidence of exactly how bad it is. GMAC, the financing arm partly owned [more...]
Date: 2008-10-14 14:23:25
HOUSING PUSH FOR HISPANICS SPAWNS WAVE OF FORECLOSURES
For years, immigrants to the U.S. have viewed buying a home as the ultimate benchmark of success ... loans, which carry high interest rates and are tailored to borrowers with low credit scores or few ... the housing boom. But when these markets began to weaken, bad loans depressed the value of neighboring [more...]
Date: 2009-01-06 13:19:54
Book Review: Investing in an Uncertain Economy for Dummies
The winner of the book Killing Sacred Cows is Jane’s Friend. Please contact me at livingalmost at gmail dot com! I hope to hear back from you ... , improving your credit score, setting financial goals, and not letting yourself sabotage your plans because ... it’s a bad idea for 99% of people. The fees are OUTRAGEOUS and not worth it. Sure it sounds [more...]
Date: 2008-12-04 14:00:11
My Year End Financial Performance Review
Mr. ToughMoneyLove has spent a good part of the past five months being critical of others who use poor judgment in matters of personal finance ... of the almighty credit score. Depending on your own attitude about these subjects, I may come across ... now looking at the yearly performance of our entire portfolio. Frankly, I knew it was bad [more...]
Date: 2009-01-05 13:33:20
She had enough. But she wanted MORE.
It is generally a bad idea during The Period of Austerity to window shop ... credit score" you've spent your weekly budget on...tea lights? (How on earth did that happen [more...]
Date: 2009-01-05 04:11:44
12 Common Credit Report Myths
12 Common Credit Report Myths In these troubled economic times, when discussing Newport Beach Real Estate with customers, ... . Bad news comes off in seven years. 12. I can always pay someone to fix or repair my credit ... the topic turns to loans, which of course, turns into a conversation about credit scores. Banks [more...]
Date: 2008-10-26 00:29:45
Reconsider That For Sale Sign On Your SUV
This Thanksgiving holiday gave most of us something else to be thankful for - lower gas prices ... of an accident, as are many new brand new cars when compared to an older model. Bad Time for Financing ... . It may also be difficult to find any financing if your credit score is not top-notch due [more...]
Date: 2008-11-30 18:08:38
Friday’s Rates on Thursday
Huh? Since tomorrow is Independence Day, the bond markets will be closed…so I thought I would provide you with mortgage rates on today ... with a minimum credit score of 720, “full doc” purchase with a sales price of $500,000 and a loan ... %. Rates should be doing great with all this bad news, right? Not so fast! It seems as though Wall Street [more...]
Date: 2008-07-03 18:00:27
We’re Never Going To Go Back To The Heyday
The News Journal reports from Delaware. “For Delaware in particular, key industries are sensitive to national economic conditions ... a certain credit score. Deborah combined the No-Document Loan with another loan and was able to buy ... . That point has been hammered home in recent weeks with employers dumping bad news on workers. ‘” [more...]
Date: 2008-10-24 15:48:52
Why would anyone buy a home today?
From MarketWatch: Home buyers advised to look before they leap Fox-Pitt Kelton home-builder analyst Robert Stevenson said Wednesday he thinks this year will turn out to be “a bad time to buy a home” as the U.S. economy loses more jobs ... or no down payment and shaky credit scores are long gone. For buyers, the big fear is purchasing [more...]
Date: 2009-01-07 18:21:09
Shooting The Moon
Josh Marshall caught a telling soundbite: McCain spokesman Brian Rogers said this to the Politico about the increased media scrutiny of the ... works if you take every demerit card. Take all but one and you end up with a score so bad ... Sarah Palin with a press conference full of lies. Maybe I’m giving the campaign too much credit [more...]
Date: 2008-09-14 04:44:58
Why buy when you can rent?
for-rent-2.gif There are times besides a bad housing market that renting is the smart thing to do, suggests Christine O’Kelly at Beal Properties ... . A ding on your credit. It will buy you time to improve your credit score and save for a down payment [more...]
Date: 2008-09-04 02:07:37
Emily’s List: 'Poor' musician edition
Happy Friday! Today is the birthday of several music greats; Joan Baez, Jimmy Page, Dave Matthews, and even AJ McLean of the Backstreet Boys ( ... and debt. 1. Everyday Finance explains what your FICO score is and why it matters. Don't feel bad ... of the composer Johann Strauss. This week's credit card roundup of posts from around the personal [more...]
Date: 2009-01-09 15:30:21
Friday Stories: Hero Pilot, Bad Birds & Sea Kittens
Stories I’m watching this Friday: Everyone lives, the pilot averted disaster by ditching in the river, and ordinary humans acted like heros ... American help in the oil business Peru must not have a great credit score MarketWatch: 6 brutal facts you need to realize about your retirement Good for you, bad for phone companies: possible cell phone [more...]
Date: 2009-01-16 03:49:36
Sellers think you don't have to lower prices or offer closing help? The next shoe is dropping, this time Credit Cards!
With the stock market down big today and oil back up I have to admit it's been a downer of a week. I did have to chuckle though today in reading this story about just how bad it's getting for the banks. Lenders have long relied on consumers' credit scores to decide whether to approve card [more...]
Date: 2008-06-21 05:23:51
Bailout Scorecard: Giving Thanks
The bailouts keep on coming. The Federal Reserve is busy introducing plans to support the asset-backed securities market, ... that their off-balance sheet funds held scores of bad debts, and they wanted to find a way to offload ... , for the betterment of everyone. Bear Stearns After the company’s stock slumped and its credit-default swaps [more...]
Date: 2008-11-26 10:42:00
Loose Change: 12/17/08
Party like it’s 1773! Personal Finance: -Some basics on RMD (required minimum distribution) ... . FiveCentNickel -Unexpected ways your credit score impacts your finances. Includes car insurance ... . “…this is a rare opportunity to make money instead of complaining how bad everything is.” WSJ [more...]
Date: 2008-12-17 15:30:13
Cover To Cover: Hoopz For King Magazine
LexAve from Straight From NYC got first dibs on Hoopz’s October 2008 King magazine cover. Her fake lashes makes her eyes look a little wonky but thumbs up on everything else. Girl, you better sell that ass like your credit score is depending on it! T. Error Mari is a good girl gone bad [more...]
Date: 2008-08-18 22:43:45
Airline Travel: Scoring Flying Deals
Photo Credit: Jake McGuire Photo Credit: Jake McGuire Traveling often for business in December and January, ... for work and paying $600 on average. Even with the reduced capacity, the seat availability was not bad [more...]
Date: 2009-01-08 07:22:05
Fantasy Football Question of the Day
It's been said countless times on this and other websites that one of the priorities of the next President, whoever it shall be, ... with this crisis. There are 2 schools of thought: #1., too bad dudes. You can't credit 2 "players ... . It's gotta be either one or other. I mean how can 2 "players" score the same non-passing touchdown [more...]
Date: 2008-10-07 00:00:00
Good News For Buyers Is Always Bad News For Sellers
The Desplains Times reports from Illinois. “Last month Dan decided to stop paying his mortgage. It was hard for him ... be able to afford anything.’” “To finance the purchase he obtained two mortgages, one for 80 percent ... keep dropping,’ he said. ‘They go down by about $5,000 every month.’” “Dan’s credit score [more...]
Date: 2008-06-12 14:48:03
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