Start with households

We’ve had a few comments recently asking why Harry’s Place isn’t posting more about the current financial ... . On my account, it’s because– unlike some instant experts– I don’t pretend to understand the totality ... t just say, ‘Credit isn’t moving through the system,’ ” she said in her first public comments since being [more...]

Date: 2008-12-02 21:02:06

Blog posts (583) | Videos (152)
 

Latest Pajamas Media Column (’Very Different Economic Times in Red vs. Blue States’) Is Up; Some Follow-ups

It’s here. I will post it at BizzyBlog Saturday morning (link won’t work until then) under the title “One State, Two State, Red State, Blue State ... resolved until 9 PM last night, thanks to a partially botched repair job), I wasn’t able to give Pajamas ... ) down. Money grafs – It was the Bush administration that wanted to rein in the madness in the cr [more...]

Date: 2008-09-18 10:12:49

What To Do If You Are Refused A Personal Loan

It has become increasingly difficult for individuals to be accepted for personal loans or other form of credit, as banks, ... file from one of the three major credit rating agencies (details of which can be found ... and repair their credit record, giving them a better chance of success in three months time, when they re [more...]

Date: 2009-01-05 16:55:20

Of Piracy and Politics

Guest Commentary by Edward Cline:The Associated Press reported on January 11th what was otherwise an amusing episode in the saga of the Somalian pirate infestation off the east coast of Africa.Five of the pirates who hijacked a Saudi supertanker drowned with their share of a $3 million ransom…the day after the bundle of cash was apparently dropped [more...]

Date: 2009-01-14 18:50:00

300 Trust Quotes

In this world, who or what can you trust? One big red flag for me is the delivery of any critical information that begins with the naked assurance “trust me” or ends with “I know what I’m talking about.” Accepting empty declarations of credibility, without more, is like playing Russian roulette with your understanding of the world [more...]

Date: 2009-01-08 01:35:15

Thriving on Less - A Guide to Getting Out of Debt

“Debt is the worst poverty.” - Thomas Fuller It was only a few years ago when I was overloaded with debt – so much so that I couldn’t make all my ... that got me out of debt: 1. Canceled the credit card This item always draws a lot of debate, but I’ll say it anyway, because it’s been crucial in getting myself debt free: credit cards [more...]

Date: 2009-01-08 15:55:47

Tennessee women to celebrate Day of “Free”dom

Nashville Convention Center transforms into state’s largest life support system for women ... , you can try Laughter Yoga, repair a toilet, take care of all those nagging financial obligations (like setting up a living will, a serious budget and a plan of attack to improve your credit score [more...]

Date: 2009-01-14 18:00:45

“A frightening deterioration in the UK economy”

The British Chambers of Commerce report today that orders, investment and demand for labour all fell heavily in the last quarter of 2008 ... you are not encouraging an old firing at the same time. If you are offering a guarantee to banks for offering credit ... of Commons supplied computer needed repair or replacement. The House authorities IT [more...]

Date: 2009-01-08 15:48:33

East Coast bias takes solace in P-Bowl attendance

Read and respond: If college football fans on the West Coast and in the Rocky Mountains think that Eastern media centers don’t respect them, ... more people to meaningless postseason games sponsored by auto repair shops and credit unions ... Humanitarian Bowl was 26,781 ... give or take a couple ten thous...Exposed secrets of Utah State [more...]

Date: 2009-01-07 22:50:41

NAR should put its money where its mouth is

I’ve hesitated to post this since I’m not sure how it will go over with other real estate agents (or my boss!). But, why not? ... on that loan will vary, based on your credit score, amount you put down, where you live ... , generating spending, and helping to repair the economy. Problem solved. I’ve got an even better idea [more...]

Date: 2008-12-20 16:35:30

Hurricane Ike and Cincinnati Real Estate

  Yesterday’s gusting winds pushed a lot of buyers around Sunday Open Houses ... more difficult to obtain a mortgage if you have a marginal credit rating or a minimal down payment ... a vendor to remove trees or repair siding or roof- I would suggest leaving a note for potential buyers [more...]

Date: 2008-09-15 14:21:32

More Blood Money from Our Democratic Congress and Democratic Presidential Candidate

By Dave Lindorff Laid-off American workers will be getting temporary extended benefits as the nation sinks into recession, thanks to Congressional Democrats, who cleverly tacked a funding provision onto a bill giving the president all the money he asked for (and then some) to fund the Iraq and Afghanistan wars on out through next June [more...]

Date: 2008-06-30 15:49:05

The First Steps Away from Paycheck-to-Paycheck Living

Out of all of the blessings that have come into my life over the last two and a half years or so ( ... . Whenever something bad happens, like a car breaking down or a child needing emergency dental work ... . Dreaming of a big family vacation? How about a new car, or a new house? If you’re living paycheck [more...]

Date: 2008-07-10 20:00:05

Doomed Romance: Two Weeks of Love Gone Wrong

And you thought you had problems.When it comes to broken hearts I've got one that was shattered and thrashed, along with my psyche, self-confidence and pride. February 19, 2002 I write in my journal these words:It was like he moved into my brain and started redecorating. A few throw pillows here, hate your parents there [more...]

Date: 2008-08-18 13:33:00

E. Online Resources (2)

• http://ftc.gov The Federal Trade Commission’s website provides free publications on many consumer topics, including credit repair. It also provides links to the full text of numerous consumer protection laws (click on “Rules & Acts” in any of the consumer topics). • www.pueblo.gsa.gov The Consumer Information Center provides the latest in consumer news as well as many publications of interest to consumers, including the Consumer Information Catalog. [more...]

Date: 2009-09-30 02:07:22

Don’t let Credit any Credit Card Company Keep you Down

by Denzel Abintenk Unfortunately it is very normal for people to get themselves into severe debt using their credit cards that they require the ... and quickly find yourself in exactly the same position again. Credit card debt is a vicious circle, once ... of a credit repair company might seem like a good idea however it will almost certainly damage [more...]

Date: 2009-01-14 20:27:27

Economic Crisis Puts Politics On Hold?

As you have probably heard by now, John McCain has moved to suspend his campaign as of tomorrow in order to return to Washington to focus on the economic crisis. From McCain’s campaign: America this week faces an historic crisis in our financial system. We must pass legislation to address this crisis. If we do not, credit will dry [more...]

Date: 2008-09-24 21:13:23

Will Barack Obama Fix Our Economy?

Now that the election is FINALLY over President Elect Barack has to prepare for his role of Commander in Chief and, among other things, ... that I think will take years to fully sort out and recover from. Of course the financial experts all have their own opinion about what needs to be done to repair our economy: new tax policies, a stronger [more...]

Date: 2008-11-07 11:02:51

Just What Independent Farmers Need: More Photo Ops with Wal-Mart

The local food movement has energetically spread across the United States in the last few years, spurring activist consumers to support local farms, ... has been quick to take credit for the small amount of local produce it DOES sell. BloggingStocks advises ... could help repair the rift between small-town merchants and the retailing behemoth [more...]

Date: 2008-07-24 19:19:34

The Psychology Of Gambling

Check out my Big RSS Subscriber Contest after reading this article. This might seem like an odd post for this blog, but stick with me for a bit. Over the last couple of days, I’ve read some stories about people in positions of some type of authority that have been caught stealing money from their organizations and using that money to support [more...]

Date: 2009-01-17 19:44:58

The best fuel-saving tip of all: buy a smaller car

The wise old adages for economical driving are familiar to most motorists: drive slower, avoid over-revving, check the air pressure in your tyres ... reveals that 77 per cent of motorists say the credit crunch will affect the choice of the next car ... . But some drivers are considering 'downsizing' their cars to more practical and affordable models. Zoe [more...]

Date: 2008-11-09 00:03:05

The World Hidden Before Us.

Sunday night I swung by for Chinese takeout. I love Chicken Lo Mein… Part of the joy of eating Chinese food has always been the fortune cookie ... for self-glory or the latest discovery, much like Ponce de Leon’s search for the infamous Fountain ... of repair or maintenance. When at our best, we operate behind the scenes, unnoticed and under cover [more...]

Date: 2009-01-08 06:41:54

A Ph.D. In Loss

A report from Oregon Public Radio. “In the last several years high-end resort communities have sprung up across the West. But those destination resorts are suffering big time under the housing slump and credit crunch ... Boomers were looking for vacation homes. Getting credit was easy and there was a huge rush in real [more...]

Date: 2008-11-18 21:21:40

How To Score

It's been an odd few days with Janus holding sway, bringing the past to face off the future ... , flippantly, asked him to repair a dripping tap in my bathroom. So it was he appeared on my doorstep ... a very good job of it, too; unbeknownst to me, he has plumbing training. And he also insisted [more...]

Date: 2009-01-05 16:39:00

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Of Piracy and Politics

The Associated Press reported on January 11th what was otherwise an amusing episode in the saga of the Somalian pirate infestation off the east coast of Africa. “Five of the pirates who hijacked a Saudi supertanker drowned with their share of a $3 million ransom…the day after the bundle of cash was apparently dropped by parachute onto the deck [more...]

Date: 2009-01-14 16:24:00

Strategies for the credit crunch: have you really checked your cupboards?

With the first day of temperatures above freezing for what seems like an eternity, it seemed like a good idea to do a bit of tidying around the house ... in the course of a lifetime. Given the falling price of household goods over the past two decades, it is easier to buy a replacement than to repair the old item or, worse still, buy something [more...]

Date: 2009-01-11 18:32:00

Sweet December

Sweet December My Dominican co-workers wore sweaters to work when temperature fell below 70 degrees in December ... October and November that they had seen an economic downturn in their areas. Many credit ... on hopes to pay school fees, open full-service stores, or repair individual homes, this conversation [more...]

Date: 2009-01-14 16:46:51

Stages of the Slowdown & End Game?

A: I want to take another few steps back today (after last weeks Debt Deflation Theory discussion) ... markets yesterday. Nobody denies the credit monster anymore and most learned to respect this beast ... from comparing it to past recessionary periods. If we view the crisis in stages, where did it start, where [more...]

Date: 2008-10-28 18:22:06

Tuesday's comment from the papers in...

Today in Times Comment Rachel Sylvester: Brown's boom will end only in another bust Francis Fukuyama: The damage to Brand USA needs urgent repair Richard J. Evans: As Europe slumps, is the far Right ... that isn't the credit crunch Mick Hume: Free speech only matters when you want to say something [more...]

Date: 2008-10-14 06:52:05

Freddie Mac and Fannie Mae in 5th grade terms

Economic Lessons from the 5th Grade-" “The Government's view of the economy could be summed up in a few short phrases: If it moves, tax it ... and has been discredited. The credit crisis was not the fault of capitalism but with anticapitalism ... them insuring the bad loans they were making. But how do you explain this so a fifth grader [more...]

Date: 2009-01-08 08:09:49

Your son’s Pinewood Derby car: a “banned hazardous substance”

Pinewood Derby Creative Commons License photo credit: midiman Random thoughts get me in trouble sometimes ... winters, it also does a nice job of filling out the repair shop’s appointment book for a couple of months ... Pinewood Derby car kits are impacted. No manufacturers - not even one-of-a-kind (OOAK) products [more...]

Date: 2009-01-06 16:17:02

Snoozer’s Jolt

The debate was a snooze that changed little. Except maybe one thing. McCain trotted out his proposal to have the government get in the corner of people with bad mortgages, and renegotiate to keep them in their houses. While the pointy-headed media types are working themselves into a lather over “that one, [more...]

Date: 2008-10-08 14:04:01

Introduction (4)

What should I do if I find mistakes in my report? As you read through your report, make a list of everything out-of-date, such as: Lawsuits, ... , complete the “request for reinvestigation” form the credit bureau sent you or send a letter listing ... C and D, for more information on reviewing and correcting your credit report.) Taken From : Credit Repai [more...]

Date: 2009-01-10 04:35:04

Devise your own Credit Repair Plan

by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... . You will be particularly concerned with credit cards and perhaps small loans. List the cards with highest ... income. This is the amount of your salary that goes for necessities such as mortgage, car loans [more...]

Date: 2009-01-14 23:53:58

F|R Crib Sheet: 7 More Sites to Cut Your Startup Costs

Last month we offered bootstrapping founders a short index of cost-optimization sites to help cut expenses for things like health insurance, web hosting, wireless plans and electric bills. Many of you wrote in to offer your own recommendations, so this week we’re expanding the list with seven additional resources to help you cut costs [more...]

Date: 2008-08-09 16:00:56

Annals of BioSpam

I've recently received an email offering me, for a mere $245, a yearly subscription to Surgical Technology International ... -Specific Rectocele Repair with Dermal Graft Augmentation: Comparison of Porcine Dermal Xenograft (Pelvicol ... serious, not just an attempt to harvest credit card numbers from credulous urogynecologists.   Surgical [more...]

Date: 2008-11-15 04:22:14

Detroit Auto Show Days, Snow Days, Slow Days

Detroit is down shifting. It was not long ago that the Big Three were best known for speed, horsepower and big hefty torque. So 2008 ... to approach repair. We need to stop giving credit to pundits who are great at criticizing, yet ... surprising is the Lincoln C-Concept with a 4-cylinder EcoBoost. Yet, the word about town was how [more...]

Date: 2009-01-14 05:28:25

California's budget revisited again

THE only good legislator is a termed-out one. So Arnold Schwarzenegger is betting as he calls the California legislature back into special session to repair the budget they delivered three months late six weeks ago. The timing, two days after ... be more rational in a bonus round than they were during the regular session. California's budget [more...]

Date: 2008-11-07 15:24:05

My Not-So-Stimulating Economic Stimulus Payment Has Finally Arrived

After months of waiting and checking my mail box regularly like a little kid waiting for his video game to arrive, ... in a week or so. The letter also provided a simple breakdown of how the federal government calculated my small time stimulus payment. But what was the point of sending this predecessor letter out to let [more...]

Date: 2008-07-09 17:38:26

14 Questions for Paulson & Bernanke

Treasury Secretary Hank Paulson and Federal Reserve Chairman Ben Bernanke are scheduled to testify today before Congress on their massive bailout program. Here are some questions I would like to hear asked: 1. You two gentlemen have been wrong about the Housing crisis, missed the leverage problem, and understated the derivative issue [more...]

Date: 2008-09-23 11:16:23

What Bush Got Right

A broad shift in America's approach to the world is justified and overdue. Bush's basic conception of a "global War on Terror," to take but the most obvious example, has been poorly thought-through, badly implemented, and has produced many unintended costs that will linger for years if not decades [more...]

Date: 2008-08-18 21:16:31

Gran Torino - Dirty Harry Wants You Off His Lawn

Clint Eastwood returns to acting in Gran Torino, his first onscreen role since 2004’s Million Dollar Baby. He’s hinted that this will be his last acting job and at 78 , it’s certainly plausible. But an artist hasn’t had this strong of a second (or is it third?) act since Grandma Moses. So, I wouldn’t count him out just yet [more...]

Date: 2009-01-09 15:00:00

Great young farmer article!  A thrilling vindication of what we’ve always known, families and farms thrive together. My own (tall, strong, handsome) brother will be working with me on my farm this summer, and I think we’ll all be the better for it. - SeverineSeeds of Success, By Jimmy LaRouePublished: January 10, [more...]

Date: 2009-01-14 03:39:08

Microsoft patches up Internet Explorer

Microsoft has released an emergency update designed to fix a security flaw in Internet Explorer, the world’s most widely used browser ... from its monthly cycle of updates and issued a repair as soon as it could. Security companies said that hackers were using the flaw in the browser to take control of PCs and hunt for credit card numbers and other [more...]

Date: 2008-12-18 11:20:55

How to Get Out of Your Cash Advance Addiction

How to Get Out of Your Cash Advance Addiction Cash advances are viable short term financial solutionsfor urgent issues that cannot wait until your ... . Copyright © by Advice on credit repair, credit reports and debt solutions. All Rights Reserved. ... in part because their interest rates can be rather harsh to the customer. You must get yourself [more...]

Date: 2009-01-15 07:26:37

Disputing Negative Information Found On Your Credit Report

Your credit report is constantly changing depending on your spending habits or especially in the event that you have become a victim of fraud ... do it yourself or hire a professional credit repair. If you choose to handle re-establishing your credit ... bureaus and the collection agency. First thing you will need to do is write a letter to the credit [more...]

Date: 2009-01-08 20:01:24

The Economist: Bailout "deserves support"

The Economist endorses the bailout: No government bail-out of the banking system was ever going to be pretty. This one deserves support ... self-respecting capitalist. Against that stand two overriding arguments. First this is a plan ... credible, transparent prices, it would at last encourage investors to come in and repair [more...]

Date: 2008-10-03 11:47:00

Lehman shares plunge again on fear of fire sale

From Times staff writer Walter Hamilton: The clock is ticking louder for Lehman Bros. Holdings Inc ... . all downgraded Lehman this morning. One growing concern is that credit-rating firms could slash ... has searched unsuccessfully for a deep-pocketed partner to pump capital into the firm to repair [more...]

Date: 2008-09-12 00:53:20

Earthtalk: Winter Heating - Conserving Energy and Saving Money

Earthtalk is a weekly environmental column made available to our readers from the editors of E/The Environmental Magazine [ it may be shaping up to be an especially cold winter, but heating costs can be minimized a number of ways, including caulking leaky spots around windows and doors, adding or updating insulation, [more...]

Date: 2009-01-09 03:05:22

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