What You Should Know About Credit Report Repair

by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... as filing and handling the disputes yourself. Don’t fall for the ads that claim an agency can erase bad ... information. If you have had a bankruptcy, the only thing that will legally remove it from your credit [more...]

Date: 2008-06-28 11:49:16

Blog posts (35) | Videos (60)
 

Improve Your Credit Score

We have been getting a lot of calls from this certain bank where my brother has applied for a loan ... you maintain a good credit score. But be sure to remove credit report errors so you would ... some of you can relate, and if there is one thing that could make everything stop, it is to improve credit score [more...]

Date: 2009-01-10 02:25:22

Your Credit Score, Your Sanity

I decided to sign up for credit monitoring at www.myfico ... that paying off a collection account will not remove it from your credit report. It will stay ... from your credit report. If the debt has gone unpaid for 7 years, then it can no longer legally remain [more...]

Date: 2009-01-04 02:41:50

Free Credit Report

How many debts do you have now? Do you have one, two or three kinds of debt? Or even more than that? ... quickly and easily as well as remove credit report errors. As soon as we get that status, we can improve ... our credit score but also close our chances to get more loans again in the future. What I have mentioned [more...]

Date: 2008-12-17 12:18:11

Removing Bankruptcy From Credit Report

By Matt Douglas If you have filed bankruptcy you should expect your credit will be severely damaged ... that you do not feel is accurate. Often people are concerned with the legality of credit repair ... . However there is hope, you can take action to remove your bad credit and by building [more...]

Date: 2008-12-26 09:57:05

What is an Accurate Credit Listing?

According to the FTC website “No one can legally remove accurate and timely negative information from a credit report ... . In fact, many critics of credit repair and credit repair law firms such as Lexington Law will try to use ... , and that it is a futile attempt and a waste of money to work with any credit repair company. When you take time [more...]

Date: 2008-10-23 18:45:47

How You Can Remove a Judgment from Your Credit Report

by John Cooper A judgment, default judgment, and credit card judgment all mean the same thing ... a professional credit repair law firm for reasonable rates. A leader in the industry Lexington Law can be hired ... . This makes it possible to never be able remove a judgment. However with some savvy credit repair [more...]

Date: 2008-12-02 10:23:10

Employee and Credit

An ordinary or typical employee which comprises the majority of the population usually depends on the the salary that they received every month, ... and can remove credit report errors which is undesirable to any prospective applicant.To tell you frankly ... resort to applying for credit to meet both ends. Some are good payers trying to pay their debt [more...]

Date: 2009-01-10 23:51:00

Removing Bankruptcy From Credit Report

by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably. However there is hope, you can remove this mark and by building some positive credit ... , a dispute letter must be sent to each bureau disputing the accuracy of the mark. Upon receipt [more...]

Date: 2008-12-26 09:47:42

Remove a Foreclosure from Your Credit Report

by John Cooper The maximum amount of time a foreclosure can be on your credit report is seven years ... . This is done through a dispute letter sent to each credit bureau. In this dispute letter ... if it is verified then I suggest you hire a credit repair service. They have more advanced dispute [more...]

Date: 2008-10-24 19:03:54

Thinking of credit repair? Think twice

You’ve probably heard ads promising to fix bad credit ... having money trouble. No one can remove accurate negative information from anyone’s credit report ... to the FTC’s brochure titled Credit Repair: How to Help Yourself, here’s how to tell if the company [more...]

Date: 2008-11-03 12:06:26

Judgments - Remove from Credit Report

by Matt Douglas If you have a default judgment it means that a lender has sued you in order to recover payment of an outstanding debt ... be profit. This is the reason why credit repair services are often hired to dispute listings on behalf on an individual. About the Author: To get a free credit repair letter to use in disputing negative [more...]

Date: 2008-09-23 16:53:53

Rx for Arizona Consumers’ [HomeBuyers} Credit

Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a collection agency. Excise outdated information. By law, credit bureaus are supposed to remove information ... is to write a letter to all three credit bureaus detailing the dispute. (Some states [more...]

Date: 2008-12-23 19:30:07

Why Monitoring Your Credit Score Is More Important Than Ever Before

Are you considering the process of repairing your credit? One of the most important things you can do, apart from getting errors and mistakes removed from your credit report, is to keep your credit... Writers Wanted: Join Our Blogging Community Today! [more...]

Date: 2009-09-29 19:25:22

2 Weeks Later: Experian Removes Mystery Accounts from My Credit Report

Finally got thru to Experian (the number for disputes that worked was 1 800 208 9232) and cleared 21 accounts from my credit report that weren’t mine as well as at least a dozen ... that the issue didn’t exists on either my TransUnion or Equifax credit reports. If anything, it only felt [more...]

Date: 2008-06-06 21:40:27

Starting a Credit Repair Businesses

Starting a Credit Repair Businesses Posted By Robert Billings on @ 10: ... out decent repayment plans as well as know how to spot and remove errors from a credit report; opening ... are without work and lenders are not extending credit as readily these days. These circumstances [more...]

Date: 2008-12-18 10:16:13

LVNV Funding - How to Remove From Your Credit Report

by Justin Hutto LVNV Funding is a purchaser of debt. They purchase debt both domestically and internationally ... directly. This is done with a credit repair letter, in which you state why the listing is inaccurate ... you may need to mail the same letter two or three times. The other option is to hire a credit [more...]

Date: 2008-10-15 10:40:15

Remove NCO Financial From Your Credit Report

by Justin Hutto NCO Financial is a collection agency. They collect for retail, financial services, healthcare and other industries ... bureaus. Another option is to hire a professional credit repair company ... is your legal way of telling the credit bureaus that you are disputing the accuracy or validity [more...]

Date: 2008-10-02 16:12:02

Credit clean-up

"I really enjoyed reading your article about credit repair companies offering false hopes and essentially scams to consumers," ... on your credit report. Credit repair companies can negoitate a repayment plan and might even get fees removed ... of the FTC's Bureau of Consumer Protection said, "Companies that promise they are able to scrub your credit [more...]

Date: 2008-10-27 19:40:13

Downsizing? An admin checklist

It’s never pleasant when companies have to downsize due to a tough economy ... forms, if necessary Delete company computer access Remove access to company credit card ... : Final time/expense report Final paycheck COBRA notice (firms with 20+ employees) Certification of group [more...]

Date: 2009-01-16 17:43:53

The Pain Continues For Victims Of Identity Theft

by Darren Cason A person that becomes a victim of identity theft is a victim for life ... for up to three months on a credit report, but this achieves little - nothing is removed ... the problem to the police. Their reaction was to ask a few questions and give me a report number [more...]

Date: 2009-01-14 09:03:24

TransUnion Dispute - How To

For you to dispute and remove an item on your credit report with TransUnion you must file a dispute. This is done through creating a letter yourself or hiring a credit repair service to do it on your behalf. [more...]

Date: 2008-12-15 08:20:57

Credit Repair After Bankruptcy

by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... . People frequently ask if credit repair is legal. It is not only legal but this act explicitly says ... is that this mark does not have to remain on your credit for 10 years. To remove it we suggest [more...]

Date: 2009-01-07 23:54:48

Erase Bad Credit

If you have a low credit score contrary to popular belief you do not have to just wait seven years for your credit report to naturally repair it self. You can take action today and remove bad credit... [more...]

Date: 2008-12-30 23:04:27

Delete Late Pay History

by Matt Douglas Late payments are not created equal; a 30 or 60 day late pay will not damage your score much, and can often be removed ... . There are a few exceptions such as a bankruptcy. The Fair Credit Reporting Act clearly says [more...]

Date: 2009-01-08 14:53:06

Credit Repair After Bankruptcy

by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably ... is accurate. Often people are concerned with the legality of credit repair, and you should ... . However there is hope, you can remove this mark and by building some positive credit [more...]

Date: 2008-12-26 10:07:50

People no longer seem to value listening

It's not a genius prize. But I can reblog this post from Classical-Iconoclast without too much embarassment as I did not write the Gergive article; ... write as well as that. If the LSO want the full score it is here. Song credit Mark A. Mandel. Any ... or critical analysis only, and will be removed at the request of copyright owner(s). Report broken [more...]

Date: 2008-11-29 10:26:02

Credit Repair After Bankruptcy

by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably ... repair, and you should know you will never be fined, prosecuted, arrested, or face any legal action ... . However there is hope, you can remove this mark and by building some positive credit [more...]

Date: 2009-01-04 12:44:30

How You Can Remove a Tax Lien

How You Can Remove a Tax Lien Posted By Matt Douglas on @ 2: ... validated; you must do this directly with the bureau. Simply send them a letter and ask them ... on your credit. It is estimated that 1 in 4 people have inaccurate information on their report [more...]

Date: 2009-01-15 08:39:22

Celebrity Model Jordan Protests Facebook for Group Removal

Yet another celebrity-related story for Facebook today (we’re trying not to overdo the celebrity news here); British model Jordan ( ... at all. And as we’ve also seen yesterday, other users that report content they don’t like can also lead ... of service and enforcing the terms as well. Image credit: The Sun [more...]

Date: 2009-01-06 21:25:05

On Credit Cards and Free Credit Reports.

Finally I was able to pay online my credit card dues yesterday. It’s not that I’m short on funds (since my bill is just a few hundred bucks) ... credit reports. If there are corrections, they should notify the agency to remove credit report ... . I know that paying on time affects my credit score so I always try oblige to my hubby’s reminder. Sometimes [more...]

Date: 2009-01-15 06:40:58

Credit Nexus : Get 3-in-1 Free Credit Report

Posted on Wednesday, January 14, 2009 No Comments Labels: affects my credit score, improve credit score, ... one website that teach you how to remove credit report errors? One thing is sure, first time I realize ... remove credit report errorsCredit Card - is a part of a system of payments named after the small [more...]

Date: 2009-01-13 20:04:00

Credit Nexus: Free credit report.

Credit is the provision of resources (such as granting a loan) ... about your credit score.You also will get to know how to remove credit report errors, basically by three ... Creditnexus you can have a report with a complete overview of your credit history rating [more...]

Date: 2009-01-09 14:20:00

Zombie Debt Collectors Find You At Grandma's []

Palisades Collection is offering Jeremy a great deal: he can pay half off his debt of $237.64 and get the account settled! ... on, the debt has passed the statute of limitations, and he got it expunged from his credit report years ago ... to my credit in 2006. It was actually removed from my credit report 05/08. There is no traces [more...]

Date: 2008-09-10 16:05:23

Zombie Debt Collectors Find You At Grandma's [] (pfblogs.org)

Palisades Collection is offering Jeremy a great deal: he can pay half off his debt of $237.64 and get the account settled! ... on, the debt has passed the statute of limitations, and he got it expunged from his credit report years ago ... to my credit in 2006. It was actually removed from my credit report 05/08. ... [more...]

Date: 2008-09-10 16:46:40

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