Credit Bankruptcy - Essential Information

Someone once said that bankruptcy is essential in order for capitalism to survive ... if they know that this action will remain on their credit record for a long period of time. Even from the beginning, debtors ... (if not all) of the debt is forgiven. Are there any disadvantages? First of all, each future credit check [more...]

Date: 2009-01-16 00:24:18

Blog posts (270) | Videos (67)
 

Mistakes Can Be Corrected, But Not Always

How many times have we heard of someone who felt they had made a bad deal or a bad payment plan choice? ... the asking for your credit report, check whether there was no dispute over the title deed and others ... =http://www.yourloanservices.com/bad-credit-car-loan-online.html car loan /URL or whatever it may [more...]

Date: 2008-11-29 19:41:30

ONE Tip for 2009 - Identity Theft Still Rampant so Sign up for Lifelock.com

I got this email from some very close friends yesterday who were asking to spread the word about their identity thefts: ... more issues on my credit report before it is over. I am going to have to testify against the woman ... in custody. We have had credit card fraud, checks cashed, new accounts opened on line and in stores [more...]

Date: 2009-01-01 19:51:24

Homeowners Protection Act of 1998

last submission. They claim on the website that it may take 1-2 days to respond. Obviously, they’re late ... . And that would have gone onto a credit card, I’d think… And the term “chargeback” really makes it sound like a credit card transaction or something. My checking account is just that — a checking [more...]

Date: 2008-09-05 09:29:24

So Why Do We Want To Bail Out This Homeowner Again?

I was reading through some blog posts this morning and came across one on housingdoom.com that just reaffirms my anti-bailout position ... THE COURT WANTS THE KEYS, SO I AM RENTING OUT THIS HOUSE WITH NO CREDIT CHECK AND ON A MONTH TO MONTH ... to pay his mortgage, and is planning to take full advantage of the system for as long [more...]

Date: 2008-12-16 22:06:54

100.00 Payday Loan

In general these are secured loans ensuring that you need to pay an urgent bill of amount higher than these easy payday loans ... For Telechecking Do you have a history record of bad credit to avail these advances. Other kinds ... payday loan money advances as credit checks are done by the lenders and hence the rates [more...]

Date: 2009-01-14 20:06:00

One-Stop Shopping Calamity

The news that Citigroup is considering selling half its Smith Barney brokerage unit to Morgan Stanley is seen as evidence that Sandy Weill's plan for ... from one financial institution. Credit cards, checking accounts, mortgages, brokerage services ... a one-stop financial shop is officially dead. But the financial supermarket is the bad idea [more...]

Date: 2009-01-12 18:00:00

I Hate Equifax

I wish I could turn my pure emotion into words on the screen to fully express my hatred for Equifax. It is pure. It is flowing. I. Hate. Equifax. Why I Hate Equifax I’ve recently reminded you to check your annual credit report ... running there has been an issue that results in us not getting her annual credit report. This doesn’ [more...]

Date: 2009-01-16 13:00:13

Practical financial advice for the new year

Despite the fact most Illinoisans attention has been diverted towards the Governor's possible impeachment, ... for rainy days (or recessions). Check your credit status report. Fairly practical, but somehow ... with a dragging economy, possible layoffs, pay cuts, and rough financial times -- cutting into the state's [more...]

Date: 2009-01-02 14:52:48

No Fax Payday Loans-But Are They Hard To Get?

by Jacob Williams Frequently there is a circumstance in which you will run into an unanticipated expense ... , and employer. Some companies do not even require a credit check. This means even if you have bad ... in order that you get the best possible deal. Payday loans are not all the same. Some of them come [more...]

Date: 2009-01-16 17:49:40

The Passion of Tim Eyman

This is absolutely hilarious: (By cartoonist RR Anderson, released under a Creative Commons license) He gives.. ... Initiative of 2008 ... (go to our website to do a secure donation by VISA/Mastercard/PayPal or print out the form below, fill it out, and return it with a check or money order or credit card information [more...]

Date: 2008-11-06 08:08:03

Payday Loan - A Simple Solution To Money Issues

The financial crisis that is engulfing the world’s economy has prevented large numbers of people from accessing financial help ... and not go through the pain of a formal credit check. Payday Loan companies generally allow ... declined. Another issue in loan applicants being unsuccessful is people having poor credit [more...]

Date: 2009-01-08 09:11:37

Capital One Will Ruin This Guy's Credit One Way Or Another [Capital One]

Joseph is having problems paying his Capital One card, mainly because Capital One keeps making it hard for him to pay it, ... May when I called to ask them to fix my account once again, and they claimed I had a bad check ... credit, I don't see how this is possible seeing as I had been paying the minimum amount each month [more...]

Date: 2008-06-25 23:24:23

How to avoid credit card fraud!

Credit card fraud is increasing in the age of rampant identity theft ... company with specific details. Always check your credit card statements thoroughly. Report any ... purposes. Do not use multiple credit cards for making online purchases. It is better to have one credit [more...]

Date: 2009-01-17 14:23:10

Debit or credit?

"Debit or credit?" Ah yes, the conundrum posed by many a sales associate at the culmination of your shopping trip ... ," I answer. Of course. It is a debit card, after all, so why would I use it as credit? According ... in the end. There may actually be more perks to using your check card as a credit card over [more...]

Date: 2008-11-15 21:34:09

Be Cautious With High Risk Personal Loans

by Trinity Flutie If you are in need of money to help cover expenses for a few weeks or months, a high risk personal loan may be a good option ... to put collateral and you also won’t have your credit checked. The approval process for a loan ... for a signature loan from a bank, you will want to choose that option since the interest rate [more...]

Date: 2009-01-08 14:42:26

Sales are down, but not hideous

I know this was intended to be another doom-and-gloom story, but a drop of 2% to 4% from last year (excluding car and gas sales) ... sales paid for by credit card, checks and cash — retail sales fell between 5.5 percent and 8 percent ... doesn't sounds that bad. Am I missing something? What I'm also wondering is, with so many things [more...]

Date: 2008-12-26 21:45:00

Express Cash Advance from Personalcashadvance.com

Here is a place that can solve your financial problems. Everbody ever feel in bad financial situation ... . And the last is, there are no credit check cash loans also in the process. If you can fullfil the terms to make express cash ... . We are dont have enough money/ cash, but we must to pay some payments immediately [more...]

Date: 2009-01-08 01:40:47

Child identity Theft

When a child is born, a parent may apply for a Social Security number for that child ... could be stolen at the hospital or at a health professionals’ office. What about the dishonest legal ... . Typically, your not going to check your child’s credit rating (why would you), so your not going [more...]

Date: 2008-09-11 11:04:46

Bankruptcy Advice You Should Find Helpful

Given the economic downturn, there is a flood of Americans in search of bankruptcy advice. The creditors are calling and they are at their wit’s end ... advice from a credit repair attorney, be sure to double-check what can and can’t be discharged ... . Many people already have destroyed credit, so they’re looking for any ounce of relief to help [more...]

Date: 2008-12-05 14:45:19

The Ups and Downs of Buying a Home

Pretty soon this will be our yard! We’ve been on the home buying roller coaster for almost a month now, ... .  We meet my dad at the house and tour the inside.  It’s in bad shape, but we like the lot ... the numbers, checks our credit, and determines that we should have no trouble qualifying.  That night [more...]

Date: 2008-07-24 11:00:15

Home Rental — Try Before You Buy

When a family is relocating, they most often try a home rental first before buying outright ... a credit check, to decrease the likelihood of having to deal with a tenant who is frequently late ... so that you won’t later be held responsible for the cost of repair or replacement. Whether your home rental [more...]

Date: 2008-12-27 15:40:15

Rich Blog, Poor Blog

Last night I was watching NOW, featuring Harvard law professor and TPM guest writer Elizabeth Warren, ... History of the Credit Card." And do check out the full Elizabeth Warren interview. It reminded ... that was 'insuring' my credit card, charging a moderate fraction of the balance so that in the event I lost [more...]

Date: 2009-01-03 10:31:45

Repairing Credit After Bankruptcy

by William Blake There are few situations that will cause as much as much devastation to your credit as claiming bankruptcy ... , but as well to check for errors. You are going to want to review your credit report and see ... , which is important to keep in mind. Any strike against you on your credit report (including [more...]

Date: 2008-11-14 15:43:40

Regularly Checking your Credit Score is Vital

In these financial times which are clearly tumultuous and tight, ... and credit score on a regular basis. This statement is more true today than ever before, because ... on your credit score and report. What most people are completely unaware of is the fact that no one is going [more...]

Date: 2009-01-06 13:15:59

Credit Karma Uses Ad Model to Provide Free Credit Information

According to the 2007 Online Banking Report, approximately one in three US adult consumers monitors or checks their credit score in some form or ... the score is usually only free if you enroll in a credit monitoring service. In this margin-rich industry ... . FreeCreditReport.com and TrueCredit.com, the consumer direct sites of Experian and TransUnion [more...]

Date: 2008-11-25 19:39:56

Procrastination will kill me, but I am not ready yet...

Doing my bills this morning, as I try to correct the yaw in my course - and I look at my annual percentage rate on one of my credit cards... yikes! ... that bad boy into bits. Step one taken, sigh. No wonder there is a credit crisis - who could pay ... my checking account. [more...]

Date: 2009-01-05 16:06:00

Obtain A Second Chance Checking If You Have Financial Troubles

by Steven J. Talrechi If you’ve had financial problems that have made you ineligible for a checking account, don’t despair. You’re not alone ... or Visa credit cards do. If you opt for just the debit card, a voided check will be included in your set ... , as can a bad credit history. If you’ve been reported to one of these systems and you can no longer [more...]

Date: 2008-09-24 19:43:06

Strategies for the credit crunch: have you really checked your cupboards?

With the first day of temperatures above freezing for what seems like an eternity, it seemed like a good idea to do a bit of tidying around the house ... in the course of a lifetime. Given the falling price of household goods over the past two decades, it is easier to buy a replacement than to repair the old item or, worse still, buy something [more...]

Date: 2009-01-11 18:32:00

Free Credit Report and Scores

Free Credit Report and Scores January 14th, 2009 Subscribe To Our Feed Are you kind of person that is regularly updated about the state of your credit report? such thing has become very important nowadays, considering the current ... moves need to be taken with care, a credit report checking could save you problems in the near future [more...]

Date: 2009-01-14 14:47:36

Vanishing point robot guidance

I came across this video today of a iRobot create robot autonomously navigating a hallway using a standard laptop webcam ... project report has a lot of details about how the vanishing point detection system works. Check ... is credit due to Pratap Tokekar. I worked on localization with fiducial (cones) and helped the robot [more...]

Date: 2009-01-12 20:31:23

Payday Loans Everett Wa

However, for some simple and fast ways to meet your unexpected bill has to be paid to the company and the maximum percentage mentioned, ... , it is the end of all your worries, because the guaranteed bad credit payday loans everett wa ... up since you can always carry high fees and do not require a credit check cash advance loans and stop [more...]

Date: 2009-01-17 20:21:12

Blue Hippo computers - The Truth

hippo I listen to the radio in my car while traveling, ... .  I am sure you’ve heard them, Blue Hippo promises a desktop or laptop with no credit check and they even throw in a free digital camera and color printer.  If you have bad credit this sounds like an awesome [more...]

Date: 2008-12-16 11:25:35

A1 Payday Loans

There are various government because it is a special type of loan, ... be avoided, as proper research this confusion can be eligible for these cash advances provide ... executives get back to your loan officer. There is no credit check cash advance will continue to be able [more...]

Date: 2009-01-14 20:06:01

7 FAQ's On Buying a Used Car at Linnehan's - Maine's #1 Used Vehicle Dealer

Linnehans CNAC color logo QUESTION: "I've had a (Bankruptcy/Repossession/Divorce/Bad Credit). Can I still get approved?" ANSWER: The great news is that you are already approved! Your credit cannot be denied ... checked out thoroughly through top-notch repair facilities in the area, and they conduct a 101-point [more...]

Date: 2008-11-19 17:06:06

Downtown Jersey City restaurant and schooling news you can use.

Last week we mentioned the owner of Made With Love on Jersey Avenue offers baking classes, ... to find a charge on your credit card or debit to your check card last week for the total of a purchase ... and call your credit card company. In life, as in knitting, mistakes are sure to happen, but remember [more...]

Date: 2009-01-05 07:50:12

Get Out of Debt in 2009

The new year is here and many of you have new year’s resolutions on your mind. You may be motivated to change bad habits in your life, complete projects that you started long ... one of your financial goals this year? If so, make sure you check out No Credit Needed a great personal finance blog [more...]

Date: 2009-01-06 12:55:20

Weekly Round-Up

I know it’s been awhile since we’ve done a round-up at MYC and I’m sorry about that guys! ... up. - No Debt Plan reminds us that we should be checking our credit reports again. Remember, you get one report from each of the credit bureaus free each [more...]

Date: 2009-01-18 06:14:20

Instant Approval Loans: Quick Funds to Help You Fix Urgencies

Sometimes, it really gets tough to arrange funds within a short point of time, ... , credit card dues, school and college education fees, house and car repair etc. while, under normal ... , as these are short term loans. Moreover, the loan amount is sanctioned without any credit check [more...]

Date: 2008-12-22 13:00:58

Never Give Up! - Funny Pics, Part 9

"QUANTUM SHOT" #465 link See the whole "Never Give Up! Lords of the Logistics" series here!. When life gives you lemons.. ... are they for? - (images credit: Thomas Kalak) Also check out his illustrated book "Thailand - Same same ... for the workout: No crossing the road for these chickens: Parents come up with (bad) solutions [more...]

Date: 2008-08-24 10:33:30

Credit Rating Establishment

Credit Rating Establishment Posted By Ada Denis on @ 6:02 pm by Ada Denis There will come a day when you need credit rating ... by monitoring it is fundamental. Once a year you can pull a free credit report from each authority. Check the report for accuracy, should it be covering errors contact them immediately to resolve the issue [more...]

Date: 2008-12-03 18:02:42

If I check my credit score does it affect my FICO?

The following post in our Reader Question series is an actual user submitted question ... scores.  You can read our comparison and reviews of credit report services by visiting NextAdvisor.com. ... your credit report is what is known as a “soft pull” and will not negatively impact your credit score [more...]

Date: 2009-01-16 14:44:35

Help Your Student Find the Right College Credit Card

If you’re a parent or a guardian of a college student, ... with being a card holder. Yes, the dangers of bad credit can be avoided if youngsters are properly educated ... for students that offer great deals with no annual fees at all. Check credit card review websites [more...]

Date: 2009-01-08 02:36:37

ISP Sale Of User Browsing Data May Soon Explode - Hitwise, flood of others getting into clickstream/behavioral ad biz

Long before there were fights over NebuAD or Phorm, ISPs were selling your browsing data to traffic-ranking websites like Compete and Hitwise ... technology based on that data. The Times Online says the project is being spearheaded by credit-checking firm Experian, which purchased Hitwise last year for $240 million:Observers expect it to compete [more...]

Date: 2008-10-02 18:01:24

National REO Rental Policy From Fannie Mae

More answers than questions with this go around of Fannie Mae’s REO Rental policy ... ? In order for a lease to be offered, the property must meet state laws and local code requirements ... will not require payment histories or credit checks. If a property or potential renter does not meet [more...]

Date: 2009-01-13 21:44:32

Opportunity For Beginning New In Life

Opportunity For Beginning New In Life Posted By katie George on @ 2: ... will go higher. Its repayment duration ranges up to 15 years. Take out your credit report and check ... harder to avail and eventually it may lead to financial mess as well. However, bad credit loans [more...]

Date: 2008-12-30 08:30:20

Quick Loans

With the holidays coming, everyone is pretty much short on cash these days ... or not you have a few options. Payday Loan Fast is great because you can apply online and in minutes be able to get a loan quick. It's that simple. And best of all you don't have to have a credit check [more...]

Date: 2008-11-25 02:47:00

Your Free Credit Report Explained

Your Free Credit Report Explained January 11th, 2009 Subscribe To Our Feed Would you say you know all different aspects involved in a credit ... and bad credit score loan lenders recommendation respec ... of an emergency or something unexpected. Borrowers trying to get a loan are checked against their credit [more...]

Date: 2009-01-08 17:52:29

Careless Friend Lost His Wallet

Over the weekend, my friend had his wallet stolen from a communal locker at work ... cards. Report the theft to credit bureaus. File a police report. Provide details to the FTC ... it in the university’s ‘lost and found’. If in a few years from now, when he checks his credit report [more...]

Date: 2008-09-18 23:59:23

Here’s How To Run A Criminal Background Check On Anyone

by Glen Pearson If you have ever wondered about someone’s past, you may have considered running a background check on them ... up and to make sure everything is accurate. If any errors are found, you will have the appropriate ... documents that can be searched through. A background check can turn up information on credit [more...]

Date: 2008-12-09 16:21:19

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