negative credit report : Remove Late Payments from Your Credit Report (blog)

Remove Late Payments from Your Credit Report

by Matt Douglas Late payments are not created equal; a 90 day and 120 day late pay will cause your score to be dramatically lowered ... to do this for you. The negative item will be on your report for a maximum of seven years. Your account ... this mark from your file is because they report to the bureaus monthly. Thus [more...]

Date: 2009-01-18 08:41:37

Blog posts (152) | Videos (63)

Stock Market Gyrates as Reports Show Economy Deep in Recession

The stock market struggled to recover from a tumultuous 2008 yesterday (Tuesday) ... , as well as the Institute of Supply Management report on the non-manufacturing index for December - giving investors fresh insight into the depth of the current recession. Despite the overall negative [more...]

Date: 2009-01-07 13:58:00

Orchard Bank Credit Cards

by Daniel Moskel The Orchard Bank credit card is issued by HSBC Bank. This is a sub prime credit card. This card has a unique application process ... card. With this card you must secure it by making a deposit between $200 and $15,000, your credit limit ... %, which is low compared to the other bad credit cards. If you have made only a few mistakes [more...]

Date: 2009-01-16 07:32:21

Conoco Phillips’ $34 billion writedown makes me bullish

I read about ConocoPhillips taking a massive $34 billion writedown and my first reaction was glee. Why? Not because I hate big oil. Rather, this type of draconian response demonstrates that the glut of oil we now see will soon be a deficit. I see a buying opportunity [more...]

Date: 2009-01-17 02:57:17

The Federal Reserve Bank Provides a Free Personal Finance Curriculum for High School Classrooms

In these very trying financial times, the Federal Reserve Bank of St ... and “All About Credit.” The lessons in each of these sections employ various teaching strategies ... . Lesson 2: “W” Is for Wages, W4 and W2 (PDF, 443 KB) Students compute the gross pay for a fictional [more...]

Date: 2009-01-17 22:55:44

US Energy Tax: How Level Is the Playing Field?

A new study has been issued by the Manhattan Institute, called TAXING ENERGY IN THE UNITED STATES: Which Fuels Does the Tax Code Favor? ... call with Metcalf regarding the report. A couple of Metcalf's findings: • The tax code ... Metcalf shows in his report with respect to effective tax rates is this one: The first column shows [more...]

Date: 2009-01-16 14:57:59

LifeLock Review

LifeLock is the company that has a picture of their CEO, Todd Davis, ... . They will remember to put fraud alerts on your credit history at the three bureaus every 90 days ... , and they will request your credit history every 12 months from the three bureaus. It’s not a lot of work [more...]

Date: 2009-01-14 12:19:44

Find Unbiased Hints - Problems of Financing a Car

Find Unbiased Hints - Problems of Financing a Car Posted on January 17, 2009 (0) Comments Show Bookmarks ... of your credit report from each of the three credit bureaus. These are Equifax, TransUnion and Experian. Lenders commonly rely somewhat upon the information contained in your credit report in [more...]

Date: 2009-01-17 17:19:40

Deflation, Deleveraging, and the Stimulus Effect

Forecast 2009: Deflation and Recession January 10, 2009 By John Mauldin Where are we headed in 2009? We will explore that in detail over the next few issues of Thoughts from the Frontline, but today we will start with some of the larger forces which will have a major impact on the economies of the world, [more...]

Date: 2009-01-11 12:32:28

Latest News In StockMarketInvestment Research - Jan 16, 2009

Airlines employed 6.5% fewer workers in November 16 Jan 2009 at 10:41am NEW YORK (MarketWatch) — The number of people working for the nation’s passenger airlines fell 6.5% in November from a year ago to 392,185 full-time employees, according to a Friday report from the Bureau of Transportation Statistics [more...]

Date: 2009-01-16 18:03:59

DrumBeat: January 14, 2009

Obama energy goal hard to meet: Bodman WASHINGTON (Reuters) ... prices, but this would not affect its $2.3 billion credit facility, the independent oil and gas ... (Bloomberg) -- Crude oil fell after a U.S. government report showed that stockpiles climbed [more...]

Date: 2009-01-14 13:55:13

Friday Worries Arrive Ahead of Schedule

Good Evening: Investors decided today not to wait until Friday to begin worrying about large scale job losses in the nonfarm payrolls report ... have to wait to see how the markets react to Friday’s employment report before deciding whether bad news [more...]

Date: 2009-01-08 00:32:09

Words from the (investment) wise for the week that was (January 12 – 18, 2009)

Investor sentiment around the globe was negatively impacted during 2009’s second full week of trading as a barrage of bleak economic and corporate ... to multi-year lows amid growing concerns that they will battle to cope with increasing credit losses [more...]

Date: 2009-01-18 08:31:29

Venture Leasing - A Smarter Way To Build Enterprise Value

In 2003, venture capitalists and investors dispensed over $18 billion to promising young U.S. companies, according to VentureOne and Ernst & Young Quarterly Venture Capital Report. Less documented and reported is venture leasing’s activity and volume. This form of equipment financing [more...]

Date: 2009-01-17 18:27:16

Weekly Round-Up

I know it’s been awhile since we’ve done a round-up at MYC and I’m sorry about that guys! ... up. - No Debt Plan reminds us that we should be checking our credit reports again. Remember, you get one report from each of the credit bureaus free each [more...]

Date: 2009-01-18 06:14:20

Synthetic man

Susan Crane’s book on Ritual, Identity and Clothing During the 100 Years War has a chapter on “Talking Garments” ... (“FTC”) has identified it as the fastest growing white collar crime; federal and state governments [more...]

Date: 2009-01-08 01:37:08

Posts about Home Sales as of January 16, 2009

Roger Waters (b. 1943) - Pink Floyd - markalburgermusichistory.blogspot.com 01/16/2009 Roger Waters (September 6, 1943, Great Bookham, Surrey near Leatherhead, UK) is an English rock musician; singer, bassist, guitarist, songwriter, and composer [more...]

Date: 2009-01-16 14:21:18

Orchard Bank Credit Card

by Daniel Moskel The Orchard Bank credit card is issued by HSBC Bank. This is a sub prime credit card. They have a unique application process. They will match your credit score with the four cards they offer. These cards include three ... credit history then you will be approved for the secured card. With this card you make a deposit [more...]

Date: 2009-01-16 07:34:19

How to Dispute on a Credit Report

Inaccuracies are not uncommon when it comes to your credit report. That is why it is very advisable to keep checking your report in order to make sure that everything listed is accurate. You have the right to manage your credit and according to the Fair Credit [more...]

Date: 2009-01-17 07:38:08

Orchard Bank Credit Card

by Daniel Moskel The Orchard Bank credit card is issued by HSBC Bank. This is a sub prime credit card. They have a unique application process. They will match your credit score with the four cards they offer. This includes a secured card ... then you are guaranteed to be issued a card that corresponds to your credit score. If you have a very [more...]

Date: 2009-01-16 07:32:27

How to Dispute on a Credit Report

Date: 2009-01-17 01:06:45

The Smell Of Panic In The Air For The Economy

Financial crisis affecting the entire world now, no end it sight for this recession, job losses mounting, a new deal will be unsuccessful, ... in the economy. The official Labor Department report was that in December there was a massive 524,000 decline [more...]

Date: 2009-01-16 10:28:58

January Effect for Credit But Not Equities

Good Evening: 2009 has put seven trading days into the books, and it already bears a passing resemblance to the opening days of 2008 ... is not a truth most business models prosper under, so the extension of Friday’s decline in equities [more...]

Date: 2009-01-13 03:49:07

Problems of Financing a Car - Free Useful Guide

Problems of Financing a Car - Free Useful Guide January 17, 2009 Posted by janey in : automotive finance , ... of your credit report from each of the three credit bureaus. These are Equifax, TransUnion and Experian. Lenders commonly rely somewhat upon the information contained in your credit report in determining [more...]

Date: 2009-01-17 04:24:36

Italy Slips Slowly But Steadily Into Its Worst Recession In Over 30 Years

By Edward Hugh: Barcelona The Italian economy continued to contract sharply in the third quarter of 2008 as exports fell sharply - declining at the ... of the Italian bond spread and the danger of a credit rating downgrade. The Italian government went [more...]

Date: 2009-01-16 21:58:56

Italy Slips Slowly But Steadily Into Its Worst Recession In Over 30 Years

The Italian economy continued to contract sharply in the third quarter of 2008 as exports fell sharply - declining at the fastest rate in three years ... and the danger of a credit rating downgrade. The Italian government went to market this week and sold [more...]

Date: 2009-01-16 21:58:17

Italy Slips Slowly But Steadily Into Its Worst Recession In Over 30 Years

The Italian economy continued to contract sharply in the third quarter of 2008 as exports fell sharply - declining at the fastest rate in three ... and the danger of a credit rating downgrade. The Italian government went to market this week [more...]

Date: 2009-01-16 21:24:37

Sub Prime Credit Card

by Dan Moskel Sub prime credit cards have been created specifically for individuals with a damaged credit history. For most these cards offer a second chance with credit. They can be used to improve a low credit ... to your credit score. By improving these you can improve your score even with bad credit items [more...]

Date: 2009-01-16 07:42:08

Israel kills Palestinian children: Silent Obama losing battle he doesn’t know he is in

Date: 2009-01-06 23:39:11

Sunday Reading: Broder Hammers Obama

Sunday Reading: Broder Hammers ObamaPresident-elect Barack Obama's popularity ratings may still be sky high but the Post's David Broder -- dean of the political press corps in Washington -- isn't happy with the performance of the former Illinois Senator in recent weeks [more...]

Date: 2009-01-11 18:15:00

Voinovich Announces Retirement, GOP Problems Mount

Voinovich Announces Retirement, GOP Problems MountOhio Sen. George Voinovich is retiring in 2010, the fourth Republican to announce he is stepping aside at the end of his term.Voinovich announced his retirement this morning after a weekend filled with speculation that he was planning to step aside [more...]

Date: 2009-01-12 16:00:06

Palin: Crazy or Crazy Like a Fox?

Palin: Crazy or Crazy Like a Fox?Alaska Gov. Sarah Palin's interview for a forthcoming documentary about the way in which she was covered during her bid for the vice presidency in 2008 has once again catapulted her into the middle of the national political conversation [more...]

Date: 2009-01-09 18:25:00

Cumberland on Currencies; Gartman on Geithner; Kotok postscript on Geithner.

Cumberland on Currencies; Gartman on Geithner; Kotok postscript on Geithner by David Kotok January 14, 2009 David R. Kotok co-founded Cumberland Advisors in 1973 and has been its Chief Investment Officer since inception. He holds a B.S. in Economics from The Wharton School of the University of Pennsylvania, an M.S [more...]

Date: 2009-01-14 17:30:30

Grim picture for retail, housing and industry as recession takes hold

Britain's descent into full-blown recession was highlighted yesterday after the loss of more than 3, ... Chambers of Commerce, called for a national economic recovery plan after the BCC's quarterly report [more...]

Date: 2009-01-13 00:08:27

Studying Business Cycles: Economic Graphs of The Current Economic Cycle

Ever wonder how our current economic cycle ranks among other business cycles? Economic graphs and charts reveal some trends ... in our financial system due to credit system woes and a swinging pendulum of overextensions then overcorrections [more...]

Date: 2009-01-06 23:26:33

Credit Repair Services Can Help You Get Out Of Debt

Credit Repair Services Can Help You Get Out Of Debt January 17th, ... credit report and a certain audacity, you can tackle disputable items and fix your credit. Many ... 2009 Subscribe To Our Feed a credit repair business If you’ve got a “pitbull” sales pitch [more...]

Date: 2009-01-17 06:02:24

Collection 101: Collecting for Your Start-Up

By Larry Chiang Congrats on getting to $900k in revenue, getting an angel round done and avoiding the 9 VCs you don’t wanna meet ... into a repo man and get 40 cents/dollar at the drop of a hat. A repo man repossess cars for a living [more...]

Date: 2009-01-06 17:53:48

Can the TARP be Fashioned into a Safety Net?

Good Evening: As the U.S. stock market heads into earnings season, ... , the bad news has started to re-enter Mr. Market’s thought process. How the share prices of various [more...]

Date: 2009-01-14 05:04:06

Economists React: ‘Proof in Christmas Pudding’

Economists and others weigh in on the larger-than-expected drop in retail sales ... , i.e., catalog and online retailers, in December, reflecting that cyber Monday fell in December [more...]

Date: 2009-01-14 15:43:08

Economists React: ‘Proof in Christmas Pudding’

Economists and others weigh in on the larger-than-expected drop in retail sales ... , i.e., catalog and online retailers, in December, reflecting that cyber Monday fell in December [more...]

Date: 2009-01-14 18:43:00

Wall Street Breakfast: Must-Know News

Morgan Stanley Smith Barney. Citigroup (C) and Morgan Stanley (MS) ... and restore normal flows of credit.' To that end, he raised three options for Obama's Treasury [more...]

Date: 2009-01-14 12:15:31

Report: Sacramento Headed for Double-Digit Unemployment in 2009

From the Sacramento Bee: A new forecast says unemployment will hit 10 percent in Sacramento this year [ ... in the 12 months ending in November.From the Sacramento Business Review report pdf : Construction [more...]

Date: 2009-01-08 21:58:00

Nobody focuses on the newspaper genius of the Cowles family

Nobody focuses on the newspaper genius of the Cowles family January 16, 2009 – 11: ... , my car payment or my credit card bills. Remember too, the Star Tribune is not that unusual [more...]

Date: 2009-01-16 18:41:51

Disputing Negative Information Found On Your Credit Report

Your credit report is constantly changing depending on your spending habits or especially in the event that you have become a victim of fraud ... do it yourself or hire a professional credit repair. If you choose to handle re-establishing your credit ... bureaus and the collection agency. First thing you will need to do is write a letter to the credit [more...]

Date: 2009-01-08 20:01:24

How Fast Can You Get A Home Loan After Bankruptcy?

One of our readers, Desiree, had this question: Is there any possibility of getting a home loan sooner than 2 years after a bankruptcy discharge? ... . Companies that I had included in my bankruptcy continued to report my accounts as open on my credit ... Negative Information On Your Credit Report - Obviously you don’t want to challenge every single [more...]

Date: 2009-01-06 16:28:19

DIY Credit Repair

Negative comments on your credit report can cost you serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair does not take place overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-21 01:20:30

Do-It-Yourself Credit Repair

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. Since creditors do not have to send a report to Equifax, TransUn [more...]

Date: 2009-09-27 16:11:07

Do you know how to repair credit?

by Lee Beattie Credit repair companies must provide this in a written contract that also spells out just what services are to be performed, ... anything to fix your credit. Credit repair is the action of sending out letters to the credit reporting ... or repair credit from bad to good. Negative credit costs you extra thousands and there appears [more...]

Date: 2008-10-06 09:05:21

Do-It-Yourself Credit Repair

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It takes serious dedication and perseverance to start with a clean slate once more. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-06-15 12:28:23

DIY Credit Repair

Negative comments on your credit report can cost serious money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-21 01:14:53

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